{"filings":[{"id":2495396,"accession_number":"0001140361-26-034470","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-08-26T21:03:08+00:00","items":["3.01","9.01"],"status":"ready","headline":"Atlantic American receives Nasdaq notice over delinquent filings; risk of delisting if not filed by Oct 12","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notice Aug 20, 2026 cites failure to file 10-K (2025), 10-Qs (Q1 and Q2 2026) under Listing Rule 5250(c)(1).","Company has until Sept 4, 2026 to submit updated compliance plan for the Form 10-Q.","Nasdaq previously granted extension to Oct 12, 2026 to regain compliance; any new extension limited to same date.","No immediate effect on AAME listing or trading on The Nasdaq Global Market; company says it is making progress.","Atlantic American is an insurance holding company; subsidiaries include Bankers Fidelity Life and American Southern."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":"2026-08-26","daily_digest_url":"/daily/2026-08-26","daily_digest_rank":7},{"id":2079398,"accession_number":"0001140361-26-031431","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-08-05T20:20:53+00:00","items":["1.01","9.01"],"status":"ready","headline":"Atlantic American extends deadline for 2025 audited financials under credit agreement with Truist Bank to Oct 12, 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Third Amendment to Revolving Credit Agreement with Truist Bank extends delivery date for FY2025 audited financials to Oct 12, 2026.","Also extends deadlines for Q1 and Q2 2026 interim financials and compliance certificates to same date.","Company represents no default exists after giving effect to amendment.","Amendment effective July 31, 2026; all other terms of credit agreement remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1664956,"accession_number":"0001140361-26-028548","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-07-15T20:22:31+00:00","items":["8.01"],"status":"ready","headline":"Atlantic American gets Nasdaq extension to Oct 12, 2026 to file delinquent reports; delisting risk remains","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Company received Nasdaq non-compliance notices for late 10-K (FY2025) and 10-Q (Q1 2026).","Nasdaq granted 180-day extension until October 12, 2026 to regain compliance.","If not compliant by Oct 12, 2026, Nasdaq will delist common stock; company may appeal.","Company states it is working diligently to file the delinquent reports as promptly as possible."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":806918,"accession_number":"0001140361-26-023724","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-06-02T20:32:57+00:00","items":["1.01","9.01"],"status":"ready","headline":"Atlantic American extends Truist credit agreement deadline for 2025 annual and Q1 2026 reports to July 31, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Second Amendment to Revolving Credit Agreement with Truist Bank extends delivery of audited FY2025 financials to July 31, 2026.","Interim Q1 2026 financial statements and compliance certificates also due by July 31, 2026, per amendment.","Amendment effective May 27, 2026; no default or material adverse effect represented after giving effect."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":611557,"accession_number":"0001140361-26-022626","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-05-22T21:01:50+00:00","items":["3.01","9.01"],"status":"ready","headline":"Atlantic American receives Nasdaq notice for late 10-Q; faces delisting risk","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Notice received May 21, 2026 for failure to timely file Q1 2026 10-Q and FY 2025 10-K.","Company must submit a plan to Nasdaq by June 16, 2026 to regain compliance.","If plan accepted, Nasdaq may grant up to October 12, 2026 to file both reports.","No immediate effect on listing or trading of AAME common stock on Nasdaq.","Company intends to submit a compliance plan if filings not made by June 16."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99037,"accession_number":"0001140361-26-019108","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Atlantic American CFO J. Ross Franklin resigns effective May 27, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["J. Ross Franklin resigned as VP, CFO and Secretary; effective May 27, 2026.","Resignation not due to any disagreement with Company on operations, policies or practices.","Company has commenced search for a successor Chief Financial Officer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99036,"accession_number":"0001140361-26-015929","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Atlantic American receives Nasdaq delisting notice for delayed 2025 10-K filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on Apr 17, 2026 for failure to file 2025 Form 10-K due by prescribed deadline.","No immediate effect on listing or trading of common stock on Nasdaq Global Market.","Company has 60 calendar days to submit a plan to regain compliance; Nasdaq may grant up to 180-day extension.","Company continues to work diligently on filing Form 10-K; will submit a compliance plan if needed within 60 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131211,"accession_number":"0001140361-25-042270","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q3 net income $0.6M vs loss $2.0M year ago; rev up 12% YTD","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income of $0.6M ($0.02/sh) vs net loss of $2.0M ($0.10/sh) in Q3 2024.","Nine-month 2025 net income $4.7M ($0.22/sh) vs net loss of $4.7M ($0.24/sh) year ago.","Premium revenue grew nearly 12% year-to-date, driven by property & casualty and life & health segments.","Operating income increased $2.3M in Q3 and $7.7M in the nine-month period vs 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":159175000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147801,"accession_number":"0001140361-25-030555","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net income $3.3M vs prior-year loss of $0.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.15 in Q2 2025 versus ($0.04) loss in Q2 2024.","Six-month net income $4.1M ($0.19 per share) versus loss of $2.7M ($0.14 loss) YoY.","Operating income up $2.7M in Q2; $5.4M YTD driven by inland marine, Medicare supplement, group accident & health premium growth.","Chairman cites strong earned premium growth and retention in property & casualty and life & health segments."],"consensus_eps_estimate":null,"consensus_eps_actual":0.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":105415000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166499,"accession_number":"0001140361-25-019287","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Atlantic American annual meeting votes: all directors re-elected, auditor ratified, say-on-pay passed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Hilton H. Howell, Jr. re-elected with 16,067,252 votes for (96.2% of cast votes).","All six director nominees received >96% support; no dissent above 4%.","Ratification of Forvis Mazars as auditor passed with 18,669,634 votes for (99.97%).","Say-on-pay advisory vote approved with 16,287,474 votes for (97.6% of cast votes).","Advisory frequency set at every three years; company will adopt that schedule."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166498,"accession_number":"0001140361-25-018583","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American swings to Q1 net income of $0.8M from loss of $2.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $0.8M ($0.03 diluted EPS) vs net loss of $2.0M ($0.10 EPS) in Q1 2024.","Premium revenue up 5.3% to $46.9M from $44.6M; operating income $0.3M vs operating loss $2.4M.","Life and health operations drove improvement on higher premiums and favorable loss experience.","Property and casualty segment faced elevated losses; recent rate adjustments expected to help.","Chairman Howell expressed confidence in long-term growth and outlook for remainder of 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":50125000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183927,"accession_number":"0001140361-25-010215","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-03-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q4 net income $0.4M vs loss $2.2M YoY; full year loss widens; declares $0.02 dividend","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Q4 2024 net income $0.4M ($0.02 diluted EPS) compared to Q4 2023 net loss $2.2M (-$0.11 EPS).","Full year 2024 net loss $4.3M (-$0.23 EPS) vs 2023 net loss $0.2M (-$0.03 EPS).","Q4 improvement driven by favorable loss experience in life & health (group life and Medicare supplement).","Full year loss increased due to unfavorable property & casualty claims in automobile liability line.","Board declares annual dividend $0.02/share, payable April 23, 2025 to holders of record April 9, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200522,"accession_number":"0001140361-24-050536","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-12-30T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Atlantic American amends lease; base rent rises to $12/sq ft from $9.50, starting Jan 1, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Second Amendment to lease for 4370 Peachtree Rd, Atlanta, increases annual base rent from $9.50 to $12.00 per sq ft.","Rent for 49,586 sq ft retained space becomes $595,032/year ($49,586/month) effective January 1, 2025.","Future rent adjustments scheduled for Jan 1, 2027 and Jan 1, 2030, then every 5 years on mutually agreeable terms.","Lessor 4370 Peachtree LLC is controlled by Harriett J. Robinson, AAME's controlling shareholder, making this a related-party transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200521,"accession_number":"0001140361-24-046121","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q3 net loss $2.0M ($0.10/share) vs profit $1.8M year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $2.0M ($0.10 diluted EPS) for Q3 2024 vs net income $1.8M ($0.08 EPS) in Q3 2023.","Nine-month net loss $4.7M ($0.24/sh) vs net income $2.1M ($0.09/sh) in prior year.","Premium revenue little changed at $43.8M in Q3; nine-month premiums down 1.9% to $133.3M.","Losses driven by unfavorable experience in group life, Medicare supplement, and auto liability lines.","CEO notes strong sales momentum in life/health; P&C navigating inflationary auto market."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":139184000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216540,"accession_number":"0001140361-24-037237","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net loss $0.7M vs prior-year profit $1.7M; unfavorable loss experience drives swing","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 net loss $0.7M ($0.04 loss per share) vs Q2 2023 net income $1.7M ($0.08 per share).","Six-month 2024 net loss $2.7M ($0.14 loss per share) vs prior-year net income $0.3M ($0.00 per share).","Operating income fell $2.8M in Q2 and $5.7M in H1 due to unfavorable loss experience in life/health (group life, Medicare supplement) and property/casualty (auto liability).","CEO Hilton Howell cites strategic tech/talent investments; expects recent product launches to support annual enrollment period."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":94665000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236186,"accession_number":"0001140361-24-025851","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q1 net loss widens to $2.0M; premium revenue falls 3.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $2.0M ($0.10 per share) vs. loss of $1.4M ($0.08) in Q1 2023.","Premium revenue decreased $1.5M to $44.6M, down 3.4% year-over-year.","Operating loss of $2.4M compared to operating income of $0.6M a year ago.","Life and health operations drove the loss on lower premiums and unfavorable claims; P&C performed well.","Management highlighted new business initiatives and expanded sales in Atlantic Capital Life Assurance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":46997000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236185,"accession_number":"0001140361-24-024806","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"All director nominees elected and FORVIS LLP ratified as auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Six directors each received >16.2M votes for; broker non-votes ~1.17M per nominee.","Ratification of FORVIS as auditor passed: 18,114,443 for, 220,298 against, 368,640 abstain.","Meeting held May 6, 2024; all company-sponsored proposals approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236184,"accession_number":"0001140361-24-016948","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American posts Q4 net loss of $2.2M, full-year loss of $0.2M; declares $0.02 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net loss of $2.2M ($0.11/diluted share) vs net income of $1.0M ($0.05) in Q4 2022.","Full year 2023 net loss of $0.2M ($0.03/diluted share) vs net income of $1.5M ($0.06) in 2022.","Operating income (non-GAAP) fell to a $4.3M loss in Q4 2023 from $3.5M income; full-year operating income $1.5M vs $9.6M in 2022.","Decline driven by higher insurance benefits/losses, lower earned premiums, and increased debt service costs.","Board declared annual dividend of $0.02/share, payable April 26 to holders of record April 12."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":46997000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236183,"accession_number":"0001140361-24-016920","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"Atlantic American amends credit facility; maturity extended to 2027, net worth covenant set at $64.2M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Interest rate on revolving loans changed to Adjusted Term SOFR plus 2.00%.","Maturity of revolving credit facility extended to March 22, 2027.","New consolidated net worth covenant requires at least $64.2 million.","Amendment entered with Truist Bank, effective March 22, 2024.","Other existing terms of the Credit Agreement remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271333,"accession_number":"0001140361-23-052968","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2023-11-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q3 net income $1.8M vs loss $0.7M; new subsidiary launches","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.8M ($0.08 diluted EPS) in Q3 2023, compared to net loss $0.7M ($(0.04)) in Q3 2022.","Nine-month net income $2.1M ($0.09) vs $0.5M ($0.01) in prior year; increase driven by favorable life/health claims.","Operating income up $1.9M in Q3; down $0.3M year-to-date due to system implementation costs.","Atlantic Capital Life Assurance Company launched product in select states with more states expected.","Partially offsetting gains: higher administrative costs from group/individual life growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":140048000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288197,"accession_number":"0001140361-23-039010","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2023-08-10T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Atlantic American annual meeting elects six directors, ratifies FORVIS as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All six director nominees elected; highest votes for Mark E. Preisinger (16,373,668 for).","Ratification of FORVIS LLP as auditor for FY2023 passed: 18,329,702 for, 156,800 against, 353,224 abstain.","Broker non-votes on director election totalled 1,684,229 for each nominee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288196,"accession_number":"0001140361-23-038579","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net income $1.7M vs loss $1.7M; declares $0.02 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.7M ($0.08 diluted) in Q2 2023, vs net loss of $1.7M ($0.09) in Q2 2022.","Six-month net income $0.3M ($0.00 diluted) vs $1.2M ($0.05) in prior year period.","Operating income (non-GAAP) decreased $1.2M in Q2 and $2.2M year-to-date, hurt by actuarial system costs and group-line administrative expenses.","Annual dividend of $0.02 per share declared, payable Sept 12, 2023 to holders of record Aug 22, 2023.","Atlantic Capital Life Assurance Company expanded into additional states; Worksite division premium growth continues."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":95457000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308643,"accession_number":"0001140361-23-032434","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2023-06-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American reports Q4 2022 net income $1.0M, full year $1.5M; Q1 2023 net loss $1.4M; brings filings current","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income of $1.0M ($0.05 diluted EPS) vs $2.7M ($0.12 EPS) a year ago.","Full year 2022 net income $1.5M ($0.06 EPS) vs $4.3M ($0.19 EPS) in 2021; operating income rose to $9.6M from -$1.5M.","Q1 2023 net loss of $1.4M (-$0.08 per share) vs net income of $2.8M ($0.13) in Q1 2022.","Operating income (non-GAAP) was $0.6M in Q1 2023 vs $1.6M in Q1 2022, due to higher auto claims.","Company now current on SEC filings after delaying annual/quarterly reports due to actuarial system conversion."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":95457000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308642,"accession_number":"0001140361-23-025907","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2023-05-22T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Atlantic American receives Nasdaq non-compliance notice for delayed 10-K and 10-Q filings","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Atlantic American received Nasdaq notice for delinquency in filing 2022 10-K and Q1 2023 10-Q, violating Listing Rule 5250(c)(1).","Deadline to submit compliance plan is June 20, 2023; if accepted, Nasdaq may grant relief until October 16, 2023.","No immediate effect on listing or trading of common stock on Nasdaq Global Market.","Company intends to submit a compliance plan if filings are not made by June 20, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308641,"accession_number":"0001140361-23-019557","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Atlantic American receives Nasdaq delisting notice for late 10-K filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified AAME on April 18, 2023, for failure to file 2022 Form 10-K on time under Listing Rule 5250(c)(1).","No immediate impact on trading of AAME common stock on The Nasdaq Global Market.","Company has 60 calendar days to submit a plan to regain compliance; Nasdaq may grant up to 180 days.","If unable to file within 60 days, AAME intends to submit a compliance plan to Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345143,"accession_number":"0001140361-22-040471","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2022-11-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q3 net loss narrows to $0.7M; operating income up $4.1M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net loss of $0.7M ($0.04 per diluted share) vs loss of $0.9M ($0.05) in Q3 2021.","Nine-month net income $0.5M ($0.01) down from $1.6M ($0.06) in 2021.","Operating income increased $4.1M in Q3 and $10.2M YTD due to favorable life/health loss experience.","Announced formation of new subsidiary Atlantic Capital Life Assurance Company.","Property and casualty operations remain profitable with top-line growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":142620000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361605,"accession_number":"0001140361-22-029395","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2022-08-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net loss of $1.7M; operating income rises $3.1M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net loss $1.7M ($0.09 diluted share) vs net income $3.0M ($0.14) in Q2 2021.","Operating income increased $3.1M in Q2 and $6.1M in H1 2022 on favorable life/health loss experience.","Property and casualty premiums grew $3.1M (9.5%) to a record level in H1 2022.","H1 net income $1.2M ($0.05) vs $2.5M ($0.11) in prior year, with decrease due to unrealized securities losses.","CEO notes meaningful profit improvement from strategic rate adjustments in Medicare supplement business."],"consensus_eps_estimate":null,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":96277000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380966,"accession_number":"0001140361-22-021748","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2022-06-03T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Atlantic American's auditor DHG merges with BKD to form FORVIS; no disagreements or reportable events","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["DHG merged with BKD LLP effective June 1, 2022; combined firm now operates as FORVIS LLP.","Audit reports for fiscal years 2021 and 2020 were unqualified; no adverse opinions or modifications.","No disagreements on accounting principles or audit scope existed between Company and DHG during those years.","No reportable events or consultations with BKD occurred prior to the merger.","FORVIS has furnished a letter agreeing with the Company's disclosures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380965,"accession_number":"0001140361-22-021173","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2022-05-31T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve Atlantic American's 2022 Equity Plan, authorizing up to 3M new shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan approved with 16,733,381 votes for, 839,302 against, 8,029 abstain, and 1,099,989 broker non-votes.","Plan replaces 2012 plan; adds 3,000,000 shares plus any forfeited shares from prior plan to the pool.","Non-employee director compensation capped at $500,000 per calendar year under the new plan.","Six directors elected and Dixon Hughes Goodman LLP ratified as auditor for fiscal 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380964,"accession_number":"0001140361-22-018608","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2022-05-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q1 net income $2.8M ($0.13 per share) from prior-year loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.8M ($0.13 per share) vs net loss of $0.4M ($0.03 loss per share) in Q1 2021.","Premium revenue increased 2.2% to $47.1M from $46.1M year-over-year.","Operating income rose to $1.6M from operating loss of $1.4M in prior-year quarter.","Improvement driven by favorable loss experience in life and health operations.","CEO highlights momentum in voluntary benefits division and expected premium growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":51608000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399018,"accession_number":"0001140361-22-011143","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2022-03-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q4 net income $2.7M ($0.12 EPS), down from $11.8M; annual dividend $0.02","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 $2.7M ($0.12 diluted EPS) vs $11.8M ($0.54) in Q4 2020.","Full year net income $4.3M ($0.19) vs $12.2M ($0.56) in 2020.","Operating income Q4 $2.6M vs $3.6M; full year operating loss $1.5M vs income $11.5M.","Decrease due to $8.0M unrealized loss in equity securities and $11.8M increase in insurance benefits from COVID normalization.","Board declares annual dividend of $0.02 per share, payable April 27, 2022 to holders of record April 13, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417997,"accession_number":"0001140361-21-037381","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2021-11-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American reports Q3 net loss of $0.9M vs prior-year net income of $1.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2021 net loss $0.9M ($0.05/sh) vs net income $1.9M ($0.09/sh) in Q3 2020.","Operating loss (non-GAAP) $2.4M in Q3 2021 vs $3.0M operating income in Q3 2020.","Insurance benefits and losses increased $5.8M in Q3, driven by Medicare supplement claims returning to historical levels.","Property & casualty premiums reached historic high for Q3; strategic pricing adjustments expected to improve Medicare supplement margins.","Nine-month net income $1.6M ($0.06/sh) vs $0.3M (nil/sh) in prior year period."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":149822000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":435575,"accession_number":"0001140361-21-027726","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2021-08-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net income falls to $3.0M from $6.5M as claims normalize","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.0M ($0.14/diluted) vs $6.5M ($0.30) in Q2 2020; 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