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Ross Franklin resigns effective May 27, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["J. Ross Franklin resigned as VP, CFO and Secretary; effective May 27, 2026.","Resignation not due to any disagreement with Company on operations, policies or practices.","Company has commenced search for a successor Chief Financial Officer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99036,"accession_number":"0001140361-26-015929","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Atlantic American receives Nasdaq delisting notice for delayed 2025 10-K filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on Apr 17, 2026 for failure to file 2025 Form 10-K due by prescribed deadline.","No immediate effect on listing or trading of common stock on Nasdaq Global Market.","Company has 60 calendar days to submit a plan to regain compliance; Nasdaq may grant up to 180-day extension.","Company continues to work diligently on filing Form 10-K; will submit a compliance plan if needed within 60 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131211,"accession_number":"0001140361-25-042270","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q3 net income $0.6M vs loss $2.0M year ago; rev up 12% YTD","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income of $0.6M ($0.02/sh) vs net loss of $2.0M ($0.10/sh) in Q3 2024.","Nine-month 2025 net income $4.7M ($0.22/sh) vs net loss of $4.7M ($0.24/sh) year ago.","Premium revenue grew nearly 12% year-to-date, driven by property & casualty and life & health segments.","Operating income increased $2.3M in Q3 and $7.7M in the nine-month period vs 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":159175000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147801,"accession_number":"0001140361-25-030555","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net income $3.3M vs prior-year loss of $0.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.15 in Q2 2025 versus ($0.04) loss in Q2 2024.","Six-month net income $4.1M ($0.19 per share) versus loss of $2.7M ($0.14 loss) YoY.","Operating income up $2.7M in Q2; $5.4M YTD driven by inland marine, Medicare supplement, group accident & health premium growth.","Chairman cites strong earned premium growth and retention in property & casualty and life & health segments."],"consensus_eps_estimate":null,"consensus_eps_actual":0.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":105415000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166499,"accession_number":"0001140361-25-019287","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Atlantic American annual meeting votes: all directors re-elected, auditor ratified, say-on-pay passed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Hilton H. Howell, Jr. re-elected with 16,067,252 votes for (96.2% of cast votes).","All six director nominees received >96% support; no dissent above 4%.","Ratification of Forvis Mazars as auditor passed with 18,669,634 votes for (99.97%).","Say-on-pay advisory vote approved with 16,287,474 votes for (97.6% of cast votes).","Advisory frequency set at every three years; company will adopt that schedule."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166498,"accession_number":"0001140361-25-018583","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American swings to Q1 net income of $0.8M from loss of $2.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $0.8M ($0.03 diluted EPS) vs net loss of $2.0M ($0.10 EPS) in Q1 2024.","Premium revenue up 5.3% to $46.9M from $44.6M; operating income $0.3M vs operating loss $2.4M.","Life and health operations drove improvement on higher premiums and favorable loss experience.","Property and casualty segment faced elevated losses; recent rate adjustments expected to help.","Chairman Howell expressed confidence in long-term growth and outlook for remainder of 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":50125000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183927,"accession_number":"0001140361-25-010215","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2025-03-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q4 net income $0.4M vs loss $2.2M YoY; full year loss widens; declares $0.02 dividend","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Q4 2024 net income $0.4M ($0.02 diluted EPS) compared to Q4 2023 net loss $2.2M (-$0.11 EPS).","Full year 2024 net loss $4.3M (-$0.23 EPS) vs 2023 net loss $0.2M (-$0.03 EPS).","Q4 improvement driven by favorable loss experience in life & health (group life and Medicare supplement).","Full year loss increased due to unfavorable property & casualty claims in automobile liability line.","Board declares annual dividend $0.02/share, payable April 23, 2025 to holders of record April 9, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200522,"accession_number":"0001140361-24-050536","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-12-30T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Atlantic American amends lease; base rent rises to $12/sq ft from $9.50, starting Jan 1, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Second Amendment to lease for 4370 Peachtree Rd, Atlanta, increases annual base rent from $9.50 to $12.00 per sq ft.","Rent for 49,586 sq ft retained space becomes $595,032/year ($49,586/month) effective January 1, 2025.","Future rent adjustments scheduled for Jan 1, 2027 and Jan 1, 2030, then every 5 years on mutually agreeable terms.","Lessor 4370 Peachtree LLC is controlled by Harriett J. Robinson, AAME's controlling shareholder, making this a related-party transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200521,"accession_number":"0001140361-24-046121","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q3 net loss $2.0M ($0.10/share) vs profit $1.8M year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $2.0M ($0.10 diluted EPS) for Q3 2024 vs net income $1.8M ($0.08 EPS) in Q3 2023.","Nine-month net loss $4.7M ($0.24/sh) vs net income $2.1M ($0.09/sh) in prior year.","Premium revenue little changed at $43.8M in Q3; nine-month premiums down 1.9% to $133.3M.","Losses driven by unfavorable experience in group life, Medicare supplement, and auto liability lines.","CEO notes strong sales momentum in life/health; P&C navigating inflationary auto market."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":139184000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216540,"accession_number":"0001140361-24-037237","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q2 net loss $0.7M vs prior-year profit $1.7M; unfavorable loss experience drives swing","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 net loss $0.7M ($0.04 loss per share) vs Q2 2023 net income $1.7M ($0.08 per share).","Six-month 2024 net loss $2.7M ($0.14 loss per share) vs prior-year net income $0.3M ($0.00 per share).","Operating income fell $2.8M in Q2 and $5.7M in H1 due to unfavorable loss experience in life/health (group life, Medicare supplement) and property/casualty (auto liability).","CEO Hilton Howell cites strategic tech/talent investments; expects recent product launches to support annual enrollment period."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":94665000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236186,"accession_number":"0001140361-24-025851","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American Q1 net loss widens to $2.0M; premium revenue falls 3.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $2.0M ($0.10 per share) vs. loss of $1.4M ($0.08) in Q1 2023.","Premium revenue decreased $1.5M to $44.6M, down 3.4% year-over-year.","Operating loss of $2.4M compared to operating income of $0.6M a year ago.","Life and health operations drove the loss on lower premiums and unfavorable claims; P&C performed well.","Management highlighted new business initiatives and expanded sales in Atlantic Capital Life Assurance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":46997000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236185,"accession_number":"0001140361-24-024806","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"All director nominees elected and FORVIS LLP ratified as auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Six directors each received >16.2M votes for; broker non-votes ~1.17M per nominee.","Ratification of FORVIS as auditor passed: 18,114,443 for, 220,298 against, 368,640 abstain.","Meeting held May 6, 2024; all company-sponsored proposals approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236184,"accession_number":"0001140361-24-016948","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Atlantic American posts Q4 net loss of $2.2M, full-year loss of $0.2M; declares $0.02 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net loss of $2.2M ($0.11/diluted share) vs net income of $1.0M ($0.05) in Q4 2022.","Full year 2023 net loss of $0.2M ($0.03/diluted share) vs net income of $1.5M ($0.06) in 2022.","Operating income (non-GAAP) fell to a $4.3M loss in Q4 2023 from $3.5M income; full-year operating income $1.5M vs $9.6M in 2022.","Decline driven by higher insurance benefits/losses, lower earned premiums, and increased debt service costs.","Board declared annual dividend of $0.02/share, payable April 26 to holders of record April 12."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":46997000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236183,"accession_number":"0001140361-24-016920","cik":8177,"company_name":"ATLANTIC AMERICAN CORP","ticker":"AAME","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"Atlantic American amends credit facility; maturity extended to 2027, net worth covenant set at $64.2M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Interest rate on revolving loans changed to Adjusted Term SOFR plus 2.00%.","Maturity of revolving credit facility extended to March 22, 2027.","New consolidated net worth covenant requires at least $64.2 million.","Amendment entered with Truist Bank, effective March 22, 2024.","Other existing terms of the Credit Agreement remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":44669931.87499999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}