{"filings":[{"id":1802797,"accession_number":"0000943374-26-000293","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-07-22T20:15:32+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares merger with Fidelity BancShares expected to close August 1, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger expected to close August 1, 2026, subject to customary closing conditions.","Transaction involves Affinity Bancshares, Affinity Bank, Fidelity BancShares, and Fidelity Bank.","Merger was previously announced on March 30, 2026.","No financial terms or regulatory conditions disclosed in this update."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1721116,"accession_number":"0000943374-26-000270","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-07-17T21:04:29+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares merger with Fidelity receives all regulatory approvals; closing expected Q3 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All required regulatory approvals and non-objections received for the merger with Fidelity BancShares.","Mergers expected to close during Q3 2026, subject to customary closing conditions.","Transaction structure: Merger Sub merges into Affinity, then Affinity into Fidelity Bank, and Affinity Bank into Fidelity Bank.","Merger agreement originally announced on March 30, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1500196,"accession_number":"0000943374-26-000254","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-07-07T20:41:43+00:00","items":["5.07","9.01"],"status":"ready","headline":"Affinity Bancshares stockholders approve merger with Fidelity BancShares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Proposal 1 (merger approval) passed with 4,169,011 for, 24,648 against, 5,019 abstain, 0 broker non-votes.","Advisory vote on executive compensation in connection with mergers passed: 3,809,359 for, 384,329 against, 4,990 abstain.","Adjournment proposal not submitted because sufficient votes were received for proposal 1.","Merger involves a series of transactions: Merger Sub into Company, then Company into Fidelity Bank, and Affinity Bank into Fidelity Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95854,"accession_number":"0001193125-26-177392","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q1 net income $2.3M, EPS $0.36 vs $0.28 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.284M vs $1.831M in Q1 2025 (+24.7%); diluted EPS $0.36 vs $0.28.","Total assets $924.7M; loans $751.8M (+1.22% QoQ); deposits $734.3M (+5.67% QoQ).","Net interest margin 3.50% vs 3.77% in Q4 2025; return on assets 1.00% (Q1 2025: 0.83%).","Non-GAAP adjusted diluted EPS $0.36, flat vs Q1 2025 adjusted $0.30 after excluding items.","Tangible book value per share $18.30 vs $16.40 a year ago, up 11.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109206,"accession_number":"0001193125-26-134773","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["1.01","5.02","8.01","9.01"],"status":"ready","headline":"Affinity Bancshares to be acquired by Fidelity BancShares for $23.00 per share in cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger consideration: $23.00 per share in cash; adjusted for equity change post-Feb 28, 2026.","Expected close Q3 2026, subject to regulatory and stockholder approvals.","Termination fee: $5.5 million payable by Affinity under certain circumstances.","CEO Cooney to receive $1.65M; EVP Nelson $1.20M; EVP Galazka $0.71M in settlement agreements upon merger close.","Executives subject to 24-month non-solicit; Cooney and Galazka also non-compete for 24 months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109205,"accession_number":"0001193125-26-021113","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q4 net income $2.1M, diluted EPS $0.34 vs $0.20 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.1M for Q4 2025, up from $1.3M in Q4 2024; diluted EPS $0.34 vs $0.20.","Operating net income (non-GAAP) $2.5M, adjusted diluted EPS $0.40, up from $0.26 YoY.","Tangible book value per share $17.89 at Dec 31, 2025, vs $17.30 a year earlier.","Loans grew 4.0% to $742.7M; deposits grew 3.2% to $695.0M during Q4.","Net interest margin expanded to 3.77% from 3.56% a year ago; efficiency ratio improved to 63.55%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109204,"accession_number":"0000943374-26-000006","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2026-01-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares adopts stock repurchase program for up to 5% of outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorizes repurchase of up to 304,524 shares (approx. 5% of outstanding common stock).","Repurchases may be made in open market, private transactions, block trades, or under Rule 10b5-1 plans.","Management has discretion on timing and amount based on price, market conditions, and capital needs.","Program may be suspended, terminated, or modified at any time; no obligation to purchase any shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125700,"accession_number":"0000943374-25-000527","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-12-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares appoints Teak Shore to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Teak Shore to the boards of Affinity Bancshares and its subsidiary Affinity Bank on December 18, 2025.","Mr. Shore is not expected to serve on any board committees initially.","He will receive standard non-employee director compensation as described in the 2025 proxy statement.","No arrangements or understandings with any person led to his appointment; he has no reportable transactions under Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125699,"accession_number":"0001193125-25-250027","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q3 net income $2.2M, up 28% YoY; diluted EPS $0.34","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.2M vs $1.7M YoY; diluted EPS $0.34 vs $0.26.","Adjusted diluted EPS $0.37 vs $0.29; operating income $2.4M.","Total assets $925.2M (+6.7% YoY); deposits $739.4M (+9.8% YoY).","Net interest margin 3.49%; return on assets 0.94%; efficiency ratio 64.96%.","Tangible book value per share $17.34, up from $17.18 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142429,"accession_number":"0000943374-25-000419","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-09-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares extends CEO/CFO employment agreements through 2028/2027","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board extended terms for CEO Cooney and CCO Nelson to September 1, 2028.","CFO Pajot and EVP Lending Galazka extended to September 1, 2027.","No other changes to the employment agreements.","Extensions apply at both Affinity Bancshares and subsidiary Affinity Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142428,"accession_number":"0000950170-25-098815","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q2 net income doubles to $2.2M; EPS $0.33 vs $0.16 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.15M (diluted EPS $0.33) vs $1.03M ($0.16) a year ago.","Adjusted diluted EPS of $0.36; operating net income $2.32M.","Total assets $933.8M, up 7.7% YoY; deposits $749.3M, up 11.3%.","Return on average assets 0.94% vs 0.48% YoY; return on equity 7.01% vs 3.33%.","Net interest margin 3.57% vs 3.71% prior year; efficiency ratio improved to 65.72%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160468,"accession_number":"0000943374-25-000219","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Affinity Bancshares shareholders elect directors, ratify auditor, approve exec comp at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Marshall Ginn and Mark Ross re-elected with 3,019,917 and 3,049,177 votes for; 575,932 and 546,672 withheld, respectively.","Ratification of Wipfli LLP as auditor approved with 4,424,286 for, 46,969 against, 11,164 abstain.","Advisory vote on executive compensation approved with 3,372,614 for, 64,835 against, 158,400 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160467,"accession_number":"0000950170-25-061896","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q1 2025 net income up 37% to $1.831M; EPS $0.28 vs $0.20 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.831M ($0.28 diluted EPS) vs $1.335M ($0.20) in Q1 2024, a 37% increase.","Adjusted diluted EPS (non-GAAP) $0.30, up from $0.21 in prior-year quarter.","Total assets grew 5.3% to $912.5M; deposits rose 8.5% to $730.3M.","Net interest margin improved to 3.52% from 3.38%; efficiency ratio dropped to 68.55% from 75.96%.","Tangible book value per share $16.40, down from $17.30 at Dec 31, 2024, due to $8.8M dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":0.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178718,"accession_number":"0000943374-25-000128","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-03-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares declares $1.50 special dividend, adopts stock repurchase program","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared a special dividend of $1.50 per share.","Adopted a repurchase program authorizing up to 320,480 shares (approx. 5% of outstanding).","Repurchases may be made in open market, private transactions, or under Rule 10b5-1 plans.","Program may be suspended, terminated, or modified at any time; no obligation to purchase any shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178717,"accession_number":"0000943374-25-000119","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-02-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares declares $1.50 special dividend, payable March 27, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special dividend of $1.50 per share; record date March 13, 2025; payable March 27, 2025.","CEO Cooney: 2024 net income solid despite costs from terminated Atlanta Postal Credit Union transaction.","Dividend reflects commitment to delivering stockholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178716,"accession_number":"0000950170-25-011460","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q4 net income down to $1.3M from $1.5M; FY24 EPS $0.83 vs $0.98","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $1.3M for Q4 2024 vs $1.5M in Q4 2023; diluted EPS $0.20 vs $0.23.","Full-year 2024 net income $5.4M vs $6.4M in 2023; diluted EPS $0.83 vs $0.98.","Adjusted diluted EPS (non-GAAP) $0.26 in Q4 and $1.03 for FY 2024 vs $0.98 in FY 2023.","Net interest margin improved to 3.56% in Q4 from 3.32% a year ago; efficiency ratio worsened to 75.95%.","Tangible book value per share rose to $17.30 from $16.08; total assets $866.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195387,"accession_number":"0000943374-24-000512","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-12-30T23:59:59+00:00","items":["1.02","7.01","9.01"],"status":"ready","headline":"Affinity Bancshares and APCU terminate asset acquisition deal; no termination fee","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Mutual termination of Purchase Agreement to acquire Affinity Bank, effective immediately.","No termination fee; each party bears its own costs related to the terminated transaction.","APCU withdraws regulatory application with Georgia Department of Banking and Finance after discussions with regulators.","Original Purchase Agreement announced May 30, 2024; deal was for substantially all assets and liabilities of Affinity Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195386,"accession_number":"0000943374-24-000450","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Affinity Bancshares shareholders approve asset sale to Atlanta Postal Credit Union and plan of dissolution","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders voted 4,468,453 for vs 8,332 against to approve asset purchase agreement with Atlanta Postal Credit Union.","Shareholders voted 4,465,782 for vs 11,003 against to approve voluntary dissolution and complete liquidation.","Non-binding advisory vote on executive compensation in connection with asset sale approved 4,116,682 for vs 219,091 against.","Adjournment proposal not needed as all proposals passed; meeting held Nov 4, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195385,"accession_number":"0000943374-24-000439","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares faces two lawsuits and seven demands over proxy statement for APCU asset sale","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Two shareholder suits filed Oct 11, 2024 in NY Supreme Court; seven demand letters received Oct 7-16.","Suits allege false/misleading proxy statement in violation of Section 14(a) and state common law.","Company denies wrongdoing but supplements proxy with minimum/maximum multiples on financial advisor analyses.","Supplement adds min/max to Transaction Value/TBV, LTM Earnings, and Core Deposit Premium tables for regional and national transactions.","Transaction to acquire substantially all assets and assume all liabilities of Affinity Bank by APCU."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195384,"accession_number":"0000950170-24-117438","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q3 net income rises to $1.73M; diluted EPS $0.26","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.73M for Q3 2024 vs $1.62M in Q3 2023; diluted EPS $0.26 vs $0.25.","Total assets $878.6M; loans $697.6M; deposits $683.8M; net interest margin 3.52%.","Return on average assets 0.78%; return on average equity 5.43%; efficiency ratio 71.48%.","Tangible book value per share $17.18, up from $15.63 a year ago.","Non-owner occupied office loans $32.7M with 46.6% avg LTV; uninsured deposits 15.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195383,"accession_number":"0000943374-24-000400","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-10-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares extends CEO, CFO, and two EVP employment agreements","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Edward J. Cooney and EVP/Chief Credit Officer Clark N. Nelson agreements extended to Sept 1, 2027.","CFO Brandi Pajot and EVP of Lending Elizabeth M. Galazka agreements extended to Sept 1, 2026.","No other changes to the employment agreements were made."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211644,"accession_number":"0000950170-24-086925","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q2 net income falls 35% to $1.0M; EPS $0.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.0M vs $1.6M a year ago; diluted EPS $0.16 vs $0.24.","Net interest margin improved to 3.71% from 3.17% year ago.","Efficiency ratio worsened to 78.74% from 71.68% year ago.","Total assets $872.6M, loans $692.6M, deposits $689.7M.","Tangible book value per share increased to $16.64 from $15.47."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230361,"accession_number":"0001193125-24-153952","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-06-04T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Affinity Bancshares agrees to sell substantially all assets to Atlanta Postal Credit Union for ~$159.8M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price of $22.50 per share plus option and liquidation adjustments; estimated at $159.8M.","Transaction expected to close in Q4 2024 or Q1 2025, subject to regulatory and shareholder approvals.","Affinity will pay a termination fee of $6.39M under certain conditions if deal is not completed.","Directors have entered into voting agreements to support the transaction.","Following closing, Affinity Bank will dissolve and distribute remaining cash to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230360,"accession_number":"0000943374-24-000221","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares agrees to all-cash sale of Affinity Bank to Atlanta Postal Credit Union for $22.50/share","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["APCU will acquire Affinity Bank via purchase and assumption of substantially all assets and liabilities.","Affinity shareholders expected to receive $22.50 per share in cash, net of taxes, following liquidation.","Transaction approved by both boards; expected to close Q4 2024 or Q1 2025.","Closing subject to regulatory approvals, Affinity shareholder vote, and customary conditions.","Affinity Bank branches in Newton County and Northwest Atlanta to continue operating under APCU."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230359,"accession_number":"0000943374-24-000220","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares enters definitive agreement to sell Affinity Bank for ~$22.50/share cash to APCU","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash purchase and assumption; APCU to acquire substantially all assets and assume all liabilities of Affinity Bank.","Affinity shareholders expected to receive ~$22.50 per share in cash upon liquidation after closing.","Transaction unanimously approved by both boards; expected close Q4 2024 or Q1 2025 subject to approvals.","Affinity Bank locations in Newton County and Northwest Atlanta to continue under APCU/Center Parc.","Hovde Group (APCU) and Performance Trust Capital Partners (Affinity) served as financial advisors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230358,"accession_number":"0000950170-24-049211","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q1 net income $1.3M ($0.20 EPS), down from $1.7M ($0.26) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.3M ($0.20 EPS), down from $1.7M ($0.26) in Q1 2023.","Net interest margin fell to 3.38% from 3.58% YoY; efficiency ratio 75.96% vs 69.73%.","Total assets $869.5M, loans $674.5M, deposits $687.4M.","Tangible book value per share $16.36, up from $15.20 YoY.","Uninsured deposits ~15.6%; cost of funds 2.42% in Q1 2024 vs 2.36% in Q4 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248765,"accession_number":"0000950170-24-009847","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2024-02-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q4 net income $1.5M ($0.23 EPS), down from $1.7M ($0.26 EPS) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net income of $1.5 million, diluted EPS $0.23, vs $1.7 million ($0.26) in Q4 2022.","Full year 2023 net income $6.4 million; adjusted diluted EPS $0.98, down from $1.02 in 2022.","Net interest margin fell to 3.35% for 2023 (adjusted 4.00% in 2022); cost of funds 2.36% in Q4.","Total assets $843.3M, loans $660.0M, deposits $674.4M; uninsured deposits 14.0% of total.","Efficiency ratio worsened to 74.30% in Q4 from 71.38% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266256,"accession_number":"0000950170-23-055642","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q3 2023 net income $1.6M, down from $1.9M YoY; NIM 3.36%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.6M ($0.25 diluted EPS) vs $1.9M ($0.27) in Q3 2022.","Net interest margin 3.36%, down from 4.12% YoY, reflecting 76 bps compression.","Total assets $855M; loans $661M; deposits $709M; annualized asset growth 10.8%.","Tangible book value per share $15.62, up from $14.57 a year ago.","Efficiency ratio worsened to 71.78% from 67.62% in prior-year quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266255,"accession_number":"0000943374-23-000425","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Affinity Bancshares extends employment agreements for four executives through 2025/2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Edward J. Cooney and EVP Clark N. Nelson have agreements extended to September 1, 2026.","CFO Brandi Pajot and EVP Elizabeth M. Galazka have agreements extended to September 1, 2025.","No other changes were made to the employment agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283516,"accession_number":"0000950170-23-035186","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q2 net income $1.6M, down from $1.8M YoY; NIM 3.17% vs 4.06%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.590M (diluted EPS $0.24) vs $1.783M ($0.27) in Q2 2022.","Net interest margin 3.17% for Q2 2023 vs 4.06% a year earlier; efficiency ratio 71.68%.","Total assets $876.9M (+10.8% YoY), loans $663M, deposits $731M.","Tangible book value per share $15.47, up from $14.68 a year ago.","Uninsured deposits 12.8% of total; cost of funds 2.17% in Q2 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303007,"accession_number":"0000943374-23-000267","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K/A","filed_at":"2023-06-26T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Affinity Bancshares board sets annual say-on-pay vote frequency","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders recommended annual advisory votes on executive compensation at May 25, 2023 annual meeting.","Board determined on June 22, 2023 to hold say-on-pay votes every year until at least 2029.","Amendment filed solely to disclose frequency decision; no other changes to original 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303009,"accession_number":"0000943374-23-000231","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2023-06-01T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Affinity Bancshares annual meeting elects directors, ratifies auditor, approves say-on-pay frequency","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Edward J. Cooney, Robin S. Reich, Bob W. Richardson elected for three-year terms; each had ~3.05M, 2.55M, 2.52M votes for.","Ratification of Wipfli LLP as independent auditor for 2023: 5,078,260 for, 56,903 against, 9,821 abstain.","Advisory vote on executive compensation approved: 2,962,192 for, 163,341 against, 30,977 abstain.","Say-on-pay frequency set to every year: 2,671,669 votes for every year vs. 339,842 for every three years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303008,"accession_number":"0000950170-23-015316","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q1 net income $1.72M, EPS $0.26; total assets up 22% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1,722K vs $1,791K YoY ($0.26 diluted EPS flat).","Total assets $932.3M, up 22% from $760.2M a year ago.","Net interest margin contracted to 3.58% from 4.47% YoY.","Tangible book value per share $15.20 vs $14.75 prior year.","Estimated uninsured deposits $91.9M, 12.2% of total deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322638,"accession_number":"0000950170-23-002487","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2023-02-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q4 net income rises to $1.7M from $1.3M YoY; full year net income declines to $7.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income of $1.7M ($0.26 diluted EPS) vs $1.3M ($0.20) in Q4 2021.","Full year 2022 net income of $7.1M vs $7.6M in 2021, a 6.6% decline.","Net interest margin 3.85% in Q4 2022 vs 3.60% in Q4 2021, but down from 4.12% in Q3 2022.","Efficiency ratio improved to 71.38% in Q4 2022 from 74.29% in Q4 2021.","Tangible book value per share $14.92 at Dec 2022 vs $14.87 at Dec 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":1.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340666,"accession_number":"0000950170-22-020531","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-10-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Affinity Bancshares authorizes second stock repurchase program for up to 331,997 shares (5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 331,997 shares, representing about 5% of outstanding common stock.","Repurchases may occur via open market, private transactions, block trades, or Rule 10b5-1 plans.","Program is discretionary and may be suspended, terminated, or modified at any time.","Management will consider market conditions, stock price, capital alternatives, and financial performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340665,"accession_number":"0000950170-22-020189","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q3 net income $1.9M, EPS $0.27; net interest margin expands to 4.12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.9M for Q3 2022, up from $1.8M in Q3 2021; diluted EPS $0.27 vs $0.26.","Net interest margin rose to 4.12% from 3.74% YoY, supporting revenue growth.","Gross loans grew to $649.4M at Sep 30, 2022, up 20% from $539.6M a year earlier.","Efficiency ratio slightly weakened to 67.62% from 65.87% YoY.","Total assets $776.4M; return on average assets 0.95% vs 0.91% prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":0.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340664,"accession_number":"0000943374-22-000442","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-10-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares President Proffitt resigns; CEO Cooney expected to assume role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["President Gregory J. Proffitt resigned, effective no later than November 18, 2022.","Current CEO Edward J. Cooney expected to be appointed President at October board meeting.","No reason for resignation stated; transition appears orderly."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357906,"accession_number":"0000943374-22-000383","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-09-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares extends employment agreements for five executives through 2024/2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO Edward Cooney and EVP/CCO Clark Nelson agreements extended to Sep 1, 2025.","President Gregory Proffitt, CFO Brandi Pajot, EVP Lending Elizabeth Galazka extended to Sep 1, 2024.","No other changes to any of the employment agreements were made.","All five officers retain their existing roles and compensation terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357905,"accession_number":"0000943374-22-000303","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Affinity Bancshares appoints Brandi Pajot as CFO, effective July 28, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brandi Pajot, previously Chief Treasury and Risk Officer, named CFO of Affinity Bancshares and Affinity Bank.","Base salary of $200,000 per year under a two-year employment agreement with annual renewal provisions.","Change in control triggers automatic two-year extension and lump-sum severance equal to 2x average compensation.","Severance for termination without cause or for good reason equals greater of remaining salary or average monthly comp.","Agreement amended on August 2, 2022, aligning terms with CFO role; non-compete and non-solicit clauses apply."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357904,"accession_number":"0000950170-22-013387","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q2 net income $1.8M vs $2.3M YoY; net interest margin steady at 4.06%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.8M in Q2 2022 vs $2.3M in Q2 2021; six-month net income $3.6M vs $4.5M.","Net interest margin unchanged at 4.06% Q2; cost of interest-bearing liabilities down to 0.47% from 0.70%.","Net loans increased $38.5M to $614.4M; loan-to-deposit ratio 98.1% vs 93.7% at Dec 2021.","Repurchased 308,602 shares for $4.8M at avg $15.48/share.","Non-performing loans flat at $7.0M; allowance for loan losses 1.44% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357903,"accession_number":"0000943374-22-000271","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-07-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares CFO Tessa Nolan resigns effective August 31, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tessa M. Nolan, SVP and CFO, resigns effective August 31, 2022.","Board expects to formally appoint Nolan's successor at regular July board meeting.","No reason for resignation given in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376567,"accession_number":"0000943374-22-000196","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-05-26T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Affinity Bancshares stockholders approve 2022 Equity Plan, elect Ginn and Ross as directors","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders approved the 2022 Equity Incentive Plan (3,530,562 for, 236,948 against, 1,317,547 broker non-votes).","Directors Marshall L. Ginn and Mark J. Ross elected for three-year terms (Ginn: 3,293,351 for; Ross: 3,627,568 for).","Ratification of Wipfli LLP as independent auditor for FY2022 (4,985,448 for, 91,231 against, 45,698 abstain)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376566,"accession_number":"0000950170-22-006164","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q1 net income down to $1.8M from $2.1M YoY; NIM 4.53%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.8M vs $2.1M in Q1 2021; ROAA 0.97%, ROAE 5.97%.","Net interest margin 4.53% (vs 4.65% YoY); provision for loan losses $250K.","Total assets $760.2M (-$27.9M); deposits up $13.2M to $628M.","Net loans up $17.1M to $592.9M; non-performing loans down to $6.3M.","Repurchased 253,779 shares for $3.9M at avg $15.53/share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":394921,"accession_number":"0000950170-22-002062","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares 2021 net income $7.6M, doubling from $3.1M; NIM expands","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.6M in 2021, up from $3.1M in 2020; prior year included $2.8M merger costs.","Net interest income rose $4.1M to $29.3M; net interest margin improved to 4.04% from 3.77%.","Total assets declined $62.5M to $788.1M due to lower cash and PPP loans; loan-to-deposit ratio 93.7%.","Completed mutual-to-stock conversion in Jan 2021, selling 3.7M shares at $10, raising $37.1M gross.","Non-performing loans increased to $7.0M from $4.9M; allowance for loan losses 1.46% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":1.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":394920,"accession_number":"0000943374-22-000060","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2022-02-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Affinity Bancshares authorizes repurchase of up to 343,632 shares (~5% outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 343,632 shares of common stock, about 5% of outstanding.","Repurchases may be made in open market or private transactions; management to decide timing.","Program effective after trading blackout period; may be suspended or terminated anytime."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":413602,"accession_number":"0000950170-21-002510","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2021-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Affinity Bancshares Q3 net income $1.8M, down from $1.9M YoY; 9-month net income $6.3M vs $1.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.8M for Q3 2021 vs $1.9M for Q3 2020; net interest margin 3.78% vs 3.81%.","Nine-month net income $6.3M vs $1.7M, boosted by absence of $2.8M in merger expenses from 2020.","Total assets $790M at Sep 30, down $60.7M from Dec 31, 2020; loans decreased $27.4M to $571.2M.","Non-performing loans increased to $6.2M from $4.9M; allowance for loan losses 1.33% of total loans.","Jan 2021 stock offering raised $37.1M; stockholders' equity $119.7M vs $80.8M at Dec 31, 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432097,"accession_number":"0000943374-21-000410","cik":1823406,"company_name":"Affinity Bancshares, Inc.","ticker":"AFBI","form_type":"8-K","filed_at":"2021-08-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Affinity Bancshares extends CEO, President, and two EVPs' employment agreements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Edward Cooney and EVP/Chief Credit Officer Clark Nelson extended to Aug 31, 2024.","President Gregory Proffitt and EVP Lending Elizabeth Galazka extended to Aug 31, 2023.","No other changes to the employment agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":137013010.1520676,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}