{"filings":[{"id":2189958,"accession_number":"0002007587-26-000085","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-08-11T20:17:09+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Integrity posts record Q2 pre-tax income of $46.4M; combined ratio improves to 63.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $34.1M ($1.74 diluted EPS); adjusted net income $34.9M ($1.78 EPS)","Record 43K voluntary new business policies, up 54% YoY; Tri-County FL up 41x, middle-aged homes up 21x","Gross premiums written $327M, up 14% YoY; net premiums earned $104.7M, up 58.2%","Combined ratio 63.4% vs 72.9% a year ago; book value per share $18.86, up 22.3% YoY","Renewed CAT XOL reinsurance with 15-20% risk-adjusted rate decrease; retention cut from $95M to $75M"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1027596,"accession_number":"0002007587-26-000076","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-06-12T20:14:28+00:00","items":["5.07"],"status":"ready","headline":"American Integrity stockholders elect Smathers, set say-on-pay frequency to three years","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Steven Smathers elected as Class I director with 11,654,530 for, 4,589,613 against; term to 2029.","Forvis Mazars, LLP ratified as independent auditor for FY 2026 (18,636,869 for, 832 against).","Advisory vote on executive compensation approved with 15,682,721 for, 333,313 against.","Board adopted three-year frequency for future say-on-pay votes based on stockholder preference (7,776,895 for one year vs 8,068,067 for three years)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":778961,"accession_number":"0002007587-26-000071","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-06-01T20:31:10+00:00","items":["7.01","9.01"],"status":"ready","headline":"American Integrity fully places 2026-2027 CAT XOL reinsurance with $2.99B total limit","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Third-party coverage of $2.2B per single catastrophic event; total ceded premiums expected $430-440M.","Total third-party excess of loss limit increased to $2.99B, reflecting 9% growth in peak in-force exposure.","Net retention reduced to $20M for named storms; favorable risk-adjusted rate reductions of up to 20% per market.","Placement includes traditional reinsurers, ILS investors, FHCF, and captive; no parametric covers.","Company added $260M in catastrophe bonds at more favorable pricing; multi-year coverage immaterial."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":554684,"accession_number":"0002007587-26-000068","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-05-20T20:14:40+00:00","items":["7.01","9.01"],"status":"ready","headline":"American Integrity furnishes investor presentation for Q1 2026; no specific new data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation furnished under Regulation FD for investor meetings including May 21, 2026.","No specific financial results, guidance changes, or operational metrics found in the available excerpt.","Company states the presentation contains summary information and is not filed for SEC liability purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":40683,"accession_number":"0002007587-26-000056","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-05-12T20:17:01+00:00","items":["2.02","9.01"],"status":"ready","headline":"American Integrity Q1 net income $19.9M ($1.02/sh); net premiums earned up 25.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.02 (GAAP) and $1.03 (adjusted); down from $2.78 YoY due to higher combined ratio.","Net premiums earned $82.2M, up 25.7% YoY; policies-in-force 437,308 (+14.1% YoY).","Combined ratio 75.0% vs 42.9% in Q1 2025; reflects reduced cession under quota share from 40% to 25%.","Wrote 94,126 voluntary policies (+22% YoY) and assumed only 584 Citizens policies vs 16,632 last year.","Paid $20.0M special cash dividend to stockholders in Q1 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97163,"accession_number":"0002007587-26-000031","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-04-06T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CFO Ben Lurie steps down; Brian Foley appointed as CFO effective April 6, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ben Lurie resigns as CFO effective April 6; stays on board of insurance subsidiary and co-chair of investment committee; transitions to consulting role.","Lurie receives $300K annual consulting fee, $800K IPO success bonus; unvested RSUs/PSUs vest through consulting period.","Brian Foley appointed CFO; previously director at KBW, advised on AII's IPO and follow-on; base salary $600K, annual bonus up to $400K, sign-on $120K.","Foley brings over 10 years of insurance investment banking experience; holds BS in Finance and Accounting from University of Delaware."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":111712,"accession_number":"0002007587-26-000026","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-03-03T23:59:59+00:00","items":["5.08","8.01"],"status":"ready","headline":"American Integrity sets June 11, 2026 as date of first annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["2026 Annual Meeting of Stockholders scheduled for Thursday, June 11, 2026.","Record date for voting is April 13, 2026.","Deadline for Rule 14a-8 shareholder proposals is March 12, 2026.","Deadline for director nominations and universal proxy rule compliance is March 12, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":111711,"accession_number":"0002007587-26-000024","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-02-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"American Integrity furnishes year-end 2025 investor presentation; no financial details","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation to be used at investor meetings including March 2, 2026.","Exhibit contains only a title slide and legal disclaimers; no specific financial figures or guidance.","No new material business or financial information disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":111710,"accession_number":"0002007587-26-000007","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2026-02-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"American Integrity Insurance Q4 net income $20.9M ($1.07 EPS), FY $97.4M; special dividend $1.02/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $20.9M ($1.07 diluted EPS) vs $8.0M ($0.62) YoY; adjusted EPS $1.11.","Full-year 2025 net income $97.4M ($5.65 diluted EPS) vs $38.0M ($2.95); combined ratio 63.7% vs 80.9%.","Policies-in-force 421,866 (+18.5% YoY); gross premiums earned $885M (+29.7%).","Board declares special cash dividend of $1.02/share, payable March 30, 2026 to record March 16, 2026; aggregate ~$20M."],"consensus_eps_estimate":0.6412,"consensus_eps_actual":5.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":276485000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":128347,"accession_number":"0001193125-25-308576","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"American Integrity grants RSUs to CEO, President, Chairman, and CFO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Robert Ritchie receives 22,266 time-based RSUs; President Jon Ritchie gets 11,719.","Chairman David Clark awarded 9,375 RSUs; CFO Ben Lurie gets 3,516.","RSUs vest in three equal annual installments starting May 7, 2026, subject to continued employment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":128346,"accession_number":"0002007587-25-000009","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"American Integrity Q3 net income $13.2M, EPS $0.67; gross premiums up 48.5% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $13.2M ($0.67 diluted EPS); adjusted net income $14.0M ($0.71).","Gross premiums written $239.1M (+48.5% YoY); policies-in-force 406,094 (+48.6%).","Combined ratio improved to 78.9% from 94.3% YoY; net investment income $6.9M (+83.8%).","Re-entering Tri-County region of Florida and entering commercial residential market in Q4 2025.","Management cites Florida legislative reform driving favorable non-catastrophe loss trends and benign catastrophe environment."],"consensus_eps_estimate":1.5882,"consensus_eps_actual":4.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":208411000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145148,"accession_number":"0001193125-25-213292","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-09-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"American Integrity appoints Steve W. Biggs as chief accounting officer effective Sep 22, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Biggs appointed principal accounting officer, effective Sept 22, 2025.","Annual base salary set at $300,000.","Biggs previously served as Div CFO at Horace Mann Educators and VP at Embark Insurance.","No family relationships or material transactions with the company disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145147,"accession_number":"0001193125-25-194960","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-09-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"American Integrity furnishes Q2 2025 investor presentation; details omitted from filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Regulation FD disclosure of investor presentation dated September 3, 2025, used for meetings on September 4.","Presentation title references 2Q 2025 results, but no specific financial data is extractable from the filed excerpt.","Investor should refer to separate earnings releases or the full presentation for material updates.","Ticker: AII; no other tickers mentioned."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145146,"accession_number":"0001193125-25-179007","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"American Integrity Q2 net income $27.5M, EPS $1.62; gross premiums up 29.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.5M ($1.62 diluted EPS); adjusted net income $31.3M ($1.84 EPS).","Gross premiums written $287M, up 29.5% YoY; net premiums earned $66.2M, up 63.3%.","Combined ratio 72.9% vs 60.8% prior-year; includes one-time IPO expenses.","Net investment income $4.8M, up 40%; assumed 7,372 policies from Citizens; surpassed 400k policies in-force.","Approved voluntary rate filing in Miami-Dade and Broward counties; will begin writing policies in these markets."],"consensus_eps_estimate":null,"consensus_eps_actual":4.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":146385000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163547,"accession_number":"0001193125-25-137903","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"American Integrity Q1 net income $38.1M; gross premiums up 43.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $38.1M; pre-tax income $42.9M for Q1 2025.","Gross premiums written $212.2M (+43.9% YoY); net premiums earned $65.4M (+66.5% YoY).","Combined ratio 42.9%; net investment income $4.1M (+26.3% YoY).","Growth driven by Citizens take-out program and Voluntary Market new policies.","IPO completed May 9, 2025; financials reflect predecessor LLC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163546,"accession_number":"0001193125-25-130859","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-05-30T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"American Integrity places 2025-2026 CAT XOL reinsurance program with $2.59B total coverage, up 45%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total third-party coverage increased 45% to $2.59B for 2025-2026 treaty year, effective June 1, 2025.","Net consolidated ceded premiums expected to be $433M, up 28% from prior year estimate.","Includes $565M multi-year coverage from new catastrophe bonds via Integrity Re III Ltd, the largest ILS transaction sponsored.","Net retention structure: $35M for first two events, decreasing to $15.8M and $10M for third and fourth.","CEO cites growth from voluntary writings and Citizens take-outs; all reinsurers rated A- or better or fully collateralized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163545,"accession_number":"0001193125-25-118817","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"American Integrity IPO underwriters fully exercise overallotment; $16.5M proceeds to sellers","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwriters exercised option to purchase 1,031,250 additional shares at $16.00 per share, closing May 13, 2025.","All Option Shares were sold by existing selling stockholders; Company received no proceeds from the sale.","Gross proceeds to selling stockholders were $16.5 million, before underwriting discounts and commissions.","This exercise completes the full overallotment option granted in connection with the May 9 IPO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163544,"accession_number":"0001193125-25-116970","cik":2007587,"company_name":"American Integrity Insurance Group, Inc.","ticker":"AII","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"American Integrity Insurance Group completes IPO of 6.875M shares at $16.00/share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company issued 6.25M shares, selling stockholders sold 0.625M shares; total 6.875M shares.","Gross proceeds to the company were $100.0M; selling stockholders received $10.0M.","Underwriters have a 30-day option to purchase up to 1,031,250 additional shares.","Amended and restated certificate of incorporation and bylaws filed effective with the IPO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":328048236.78143716,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}