{"filings":[{"id":610036,"accession_number":"0001267238-26-000033","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2026-05-22T20:23:19+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Assurant annual meeting approves ALTEIP amendment, directors elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; Elaine D. Rosen received 43.3M votes for, 929K against.","Ratified PwC as auditor for FY2026 with 44.1M for, 2.6M against.","Non-binding advisory vote on executive compensation approved (43.0M for, 1.2M against).","Shareholders approved amendment to 2017 Long Term Equity Incentive Plan to increase share reserve by 480,000 shares.","Stockholder proposal on right to act by written consent not approved (12.9M for, 31.3M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91834,"accession_number":"0001267238-26-000024","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant reports record Q1: Adj. EPS $5.95 (+76% YoY); raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 GAAP net income of $274.1M ($5.41 diluted EPS) vs $146.6M ($2.83) in Q1 2025, up 87%.","Adjusted EPS of $5.95, up 76% YoY; adjusted EBITDA of $441.5M, up 56% YoY.","Record results led by Global Lifestyle segment; company raised full-year 2026 outlook.","Expects Global Lifestyle adjusted EBITDA growth of approx. 10% for 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":5.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":3420100000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102189,"accession_number":"0001267238-26-000006","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant reports Q4 and full year 2025 earnings with double-digit growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $225.2M, up 12% YoY; diluted EPS $4.41, up 14%","Full year 2025 adjusted EPS $19.77, up 19% YoY; third straight year of double-digit EPS growth","Q4 adjusted EBITDA $436.5M, up 14%; full year $1,536.2M, up 16%","2026 outlook: underlying growth led by high-single-digit expansion in Global Lifestyle","Adjusted earnings ex-catastrophes per diluted share Q4 $5.75, full year $22.81"],"consensus_eps_estimate":null,"consensus_eps_actual":16.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":12814300000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102188,"accession_number":"0001267238-26-000003","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Assurant appoints Lynn Blake to board, Debra Perry to retire at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lynn Blake appointed to Assurant board effective Jan 28, 2026; former EVP/CIO at State Street.","Blake to serve on Finance and Risk and Nominating and Corporate Governance committees.","Debra Perry plans to retire from board effective at 2026 annual shareholder meeting.","Blake brings over 30 years asset management experience; holds CFA and NACD certifications."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118508,"accession_number":"0001267238-25-000049","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant Q3 GAAP EPS $5.17, adj EPS $5.73; raises full-year outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $265.6M ($5.17 diluted EPS) vs $133.8M ($2.55) in Q3 2024, up 99%.","Adjusted EBITDA $431.5M vs $246.9M, up 75%; Adjusted EBITDA ex. catastrophes $433.5M vs $385.1M, up 13%.","Adjusted EPS $5.73 vs $3.00, up 91%; Adjusted EPS ex. catastrophes $5.76 vs $5.08, up 13%.","Company raises full-year 2025 outlook to low double-digit growth in adjusted EPS and approaching 10% in adjusted EBITDA ex. catastrophes."],"consensus_eps_estimate":null,"consensus_eps_actual":12.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":9463900000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134966,"accession_number":"0001193125-25-182705","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-08-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Assurant closes $300M offering of 5.55% Senior Notes due 2036; plans to redeem $175M 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $300M aggregate principal of 5.55% Senior Notes due 2036; net proceeds ~$296M","Proceeds to redeem all $175M of 6.10% Senior Notes due 2026, plus premiums, fees and general corporate purposes","Redemption notice for 2026 notes issued Aug 15, 2025; redemption date Aug 25, 2025","Joint book-running managers: Barclays Capital Inc. and Goldman Sachs & Co. LLC"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134965,"accession_number":"0001267238-25-000047","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Assurant appoints Mike Campbell EVP COO, Ryan Lumsden President Global Housing","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mike Campbell, former President Global Housing, named EVP COO effective Sept 15, 2025; oversees Global Ops and IT.","Campbell receives base salary $620k, target bonus 100% of salary, LTI target 300%, plus one-time equity award ~$750k.","Ryan Lumsden, former Renters leader, succeeds Campbell as EVP President Global Housing effective Sept 15, 2025.","Changes reflect Assurant's commitment to enterprise transformation and investment in leadership bench."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134964,"accession_number":"0001267238-25-000042","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant Q2 adj EPS $5.10 (+25% YoY); raises FY outlook for ~10% adj EPS growth ex-cat","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $235.3M ($4.56/diluted share), up 25% vs Q2'24; 6M net income $381.9M.","Adjusted EBITDA $386.0M (+19% YoY); ex-catastrophes $415.8M (+13% YoY).","Adjusted EPS $5.10 (+25% YoY); ex-cat $5.56 (+17% YoY).","2025 outlook raised: adj EPS growth approaching 10%, adj EBITDA growth mid-to-high single digits, both ex-cat.","Strong performance driven by Housing and Lifestyle segments."],"consensus_eps_estimate":null,"consensus_eps_actual":7.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":6232400000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134963,"accession_number":"0001267238-25-000039","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Assurant COO Francesca Luthi to step down Sept 15, 2025; equity awards modified","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["EVP and COO Francesca Luthi to step down Sept 15, 2025 for personal reasons; remains for transition support through Jan 4, 2026.","PSU amendment requires employment through Dec 31, 2025 instead of Mar 16, 2026; vesting still subject to performance.","Luthi forfeits RSUs vesting Mar 16, 2026 and all other unvested equity awards.","She continues to participate in compensation and benefits per 2025 proxy statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151909,"accession_number":"0001193125-25-142716","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Assurant enters $500M five-year revolving credit facility, replacing prior facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $500M senior unsecured revolver expires June 2030; replaces Dec 2021 facility that was set to expire Dec 2026.","Borrowing capacity may be increased to $750M upon satisfaction of specified conditions.","Proceeds may be used for general corporate purposes; facility contains customary affirmative, negative and financial covenants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151908,"accession_number":"0001267238-25-000032","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Assurant stockholders approve charter amendments including special meeting right and officer liability limitation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; ratification of PwC as auditor for 2025.","Charter amendments approved: enable stockholders with >=25% voting power to call special meetings (passed 43.8M for, 253K against).","Charter amendment to limit officer liability as permitted by Delaware law (passed 41.9M for, 3.8M against).","Certificate of Elimination filed for 6.50% Series D Convertible Preferred Stock (all shares converted, none outstanding).","Stockholder proposal to give shareholders ability to call special meetings was disapproved (29.5M against vs 16.3M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151907,"accession_number":"0001267238-25-000024","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant (AIZ) Q1 2025: housing strong, auto loss improvement; reaffirms 2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Reaffirmed 2025 enterprise outlook for earnings growth.","Global Housing segment performance described as strong; Global Automotive loss experience improved.","CEO Keith Demmings cited progress on strategic priorities and robust capital position.","Specific financial figures (EPS, revenue) not disclosed in provided excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":2.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":3074000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170765,"accession_number":"0001267238-25-000005","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-02-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant delivers double-digit earnings and EPS growth in 2024; expects continued profitable growth in 2025","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["CEO Keith Demmings highlights double-digit earnings and EPS growth for second consecutive year.","Global Housing segment continued to outperform; Global Lifestyle underlying Connected Living grew.","Client momentum at all-time high with multi-year contract renewals and new partnerships.","Outlook for 2025 expects continued profitable growth; specific guidance not disclosed in excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":14.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":11877500000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170764,"accession_number":"0001267238-25-000002","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["1.01","2.02","9.01"],"status":"ready","headline":"Assurant sells Miami campus for $126M; Q4 cat losses ~$50M pre-tax, better than prior view","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sale of Miami campus by subsidiary American Bankers Life to GPC Miami Business Park for $126M.","90-day buyer due diligence; closing subject to development approvals expected in 18-24 months.","Relocation of Miami operations to new leased site by end of Q2 2025.","Expects ~$50M pre-tax ($40M after-tax) Q4 2024 reportable catastrophes, better than Nov estimates; driven by Hurricane Milton.","California wildfires expected to be a reportable catastrophe in Q1 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187732,"accession_number":"0001267238-24-000049","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Assurant appoints Kevin Warren (ex-UPS) to board; two directors to depart in 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kevin Warren appointed to Assurant board effective Jan 15, 2025; will serve on Compensation and Talent Committee.","Lawrence V. Jackson to retire at the 2025 annual shareholder meeting.","Paget L. Alves resigns effective Jan 15, 2025, to become CEO of Sorenson.","Warren was chief marketing and customer experience officer at UPS and spent 34 years at Xerox."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187731,"accession_number":"0001267238-24-000044","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant raises 2024 outlook; sees low double-digit EBITDA growth, mid- to high-teens EPS ex-cat","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Year-to-date double-digit earnings growth led by Global Housing outperformance and expense discipline.","Q3 Global Housing revenues grew; Global Lifestyle in line with expectations, with continued Connected Living investments.","2024 outlook raised: Adjusted EBITDA +low double digits, Adj. EPS +mid- to high-teens, both excluding catastrophes.","Expects to return $300 million in share repurchases in 2024, reflecting strong capital position."],"consensus_eps_estimate":null,"consensus_eps_actual":10.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":8772700000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187730,"accession_number":"0001267238-24-000042","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-10-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant expects ~$138M pre-tax catastrophe losses in Q3 2024, led by Hurricane Helene","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Expects ~$138M pre-tax (~$109M after-tax) catastrophe losses for Q3 2024, primarily in Global Housing segment.","$92M pre-tax from Hurricane Helene; other hurricanes (Beryl, Debby, Francine) contributed to remainder.","Hurricane Milton expected to be a reportable catastrophe in Q4 2024.","Company will provide additional details during Q3 2024 earnings call on Nov 6, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204236,"accession_number":"0001267238-24-000035","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant raises 2024 outlook; Q2 earnings strong with Global Housing growth","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Q2 2024 earnings and EPS grew strongly; performance led by Global Housing segment.","2024 outlook raised: Adjusted EBITDA to grow high single-digits, Adjusted EPS up low double-digits, both ex-catastrophes.","Share repurchase expected at high end of $200M-$300M range, reflecting strong capital position."],"consensus_eps_estimate":null,"consensus_eps_actual":8.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":5805000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204235,"accession_number":"0001267238-24-000033","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-07-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant expects Q2 2024 Global Housing catastrophe losses of ~$46M pre-tax","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Approximately $46M pre-tax ($36M after-tax) in reportable catastrophe losses for Q2 2024.","Five reportable events driven by severe convective storms across Southwest, Midwest and Southeast.","No single event expected to exceed $15M in pre-tax losses; losses primarily from lender-placed products.","Full Q2 results to be reported on August 6, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220959,"accession_number":"0001267238-24-000029","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Assurant shareholders elect all 11 directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with 43.3M to 45.2M votes for; 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press release excerpt lacks specific EPS/revenue numbers","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["No specific financial figures (EPS, revenue, etc.) were provided in the press release excerpt.","Global Housing delivered 'exceptional results' and U.S. Connected Living showed ongoing momentum.","Company launched programs with new clients and expanded offerings with existing partners.","CEO Keith Demmings expressed confidence in delivering on 2024 financial objectives."],"consensus_eps_estimate":null,"consensus_eps_actual":4.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":2880100000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240557,"accession_number":"0001267238-24-000005","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant reports strong 2023 results, expects continued profitable growth in 2024","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Seventh consecutive year of profitable growth; led by Global Housing.","CEO Keith Demmings cites intense focus on strategic, financial, and operational outperformance.","Targeted investments in talent, technology, and product innovation strengthen client partnerships.","Outlook: earnings growth expected to continue into 2024 from a position of strength."],"consensus_eps_estimate":null,"consensus_eps_actual":11.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":11131600000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240556,"accession_number":"0001267238-24-000002","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2024-01-19T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Assurant directors Juan Cento and Robert Stein to retire at 2024 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Juan Cento notified Board of retirement effective as of the 2024 annual meeting.","Robert Stein resigned per director retirement policy, effective 2024 annual meeting.","Board accepted Stein's resignation on January 18, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258062,"accession_number":"0001267238-23-000057","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-11-15T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Assurant appoints Keith Meier CFO, Francesca Luthi COO; prior CFO Dziadzio departs","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Keith Meier named EVP, CFO effective Nov 15, 2023; base salary $730k, target bonus 120%, one-time equity $1M (75% PSU, 25% RSU).","Francesca Luthi appointed EVP, COO effective Nov 15, 2023; base salary $625k, target bonus 100%, one-time equity $750k.","Former CFO Richard Dziadzio ceased EVP, CFO immediately; will depart March 18, 2024; separation includes 12-month salary plus 2023 target bonus.","Meier and Luthi promotions aim to support global growth strategy; Meier retains oversight of technology and finance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258061,"accession_number":"0001267238-23-000054","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-11-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Assurant board authorizes $600M share repurchase and raises quarterly dividend 3%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized $600M additional share repurchase program, supplementing ~$174M remaining.","Quarterly dividend increased by $0.02 to $0.72 per share (3% increase).","Dividend payable Dec 18, 2023 to holders of record Nov 27, 2023.","Combined repurchase capacity totals ~$774M, including prior authorization.","19th consecutive annual dividend increase; CEO cites strong cash flows."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258060,"accession_number":"0001267238-23-000049","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant raises 2023 outlook; Q3 earnings strong on Global Housing and Lifestyle growth","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Company raises 2023 outlook to mid- to high-teens adjusted EBITDA growth and adjusted EPS growth exceeding that, both excluding catastrophes.","Q3 results driven by strong performance in Global Housing and Global Lifestyle, particularly U.S. mobile business.","CEO Keith Demmings cited strategic actions over the last 18 months driving financial and operational excellence.","Year-to-date performance underscores strength of business model."],"consensus_eps_estimate":null,"consensus_eps_actual":8.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":8148500000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275374,"accession_number":"0001267238-23-000045","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-09-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Assurant sees Q3 catastrophe losses up to $50M pre-tax; Miami office sale uncertain","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Less than $50M pre-tax catastrophe losses for Q3 2023; over half from Hurricane Idalia, remainder from Hawaii wildfires.","Potential sale of Miami office property; expects gain above $44.4M carrying value, but transaction is highly uncertain.","Q3 2023 results to be reported on October 31, 2023 after market close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275373,"accession_number":"0001267238-23-000039","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant raises 2023 outlook to high single-digit growth; resumes share repurchases","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["2023 adjusted EBITDA and EPS outlook raised to high single-digit growth, excluding catastrophes.","Global Housing delivered significant top-line growth and improved loss experience in Q2.","Global Lifestyle results declined YoY due to elevated Global Automotive claims and lower Japan contributions.","Resumed share repurchases in Q2 2023; continued activity expected for remainder of year.","CEO Keith Demmings cited strong year-to-date performance and momentum for second-half 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":5.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":5374400000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292854,"accession_number":"0001267238-23-000035","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-06-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Assurant places ~$1.3B in 2023 catastrophe reinsurance; retention $125M per event","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. program provides ~$1.28B loss coverage in excess of $125M retention (drops to $100M for 2nd/3rd event).","PML coverage improves to 1-in-225-year storm (2022: 1-in-174); combined Florida coverage up to $1.58B.","Estimated 2023 reinsurance premiums ~$200M pre-tax, placed with 40+ reinsurers all rated A- or better.","Company mitigated price increases via international business exit, product optimization, and multiyear agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292853,"accession_number":"0001267238-23-000032","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-05-12T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Assurant shareholders elect all 13 board nominees, ratify PwC as auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees elected with votes for ranging from 44.7M to 46.8M; broker non-votes 3.05M.","PricewaterhouseCoopers LLP ratified as independent auditor for FY2023: 48.0M for, 2.0M against.","Say-on-pay proposal approved (45.1M for, 1.85M against); annual frequency vote adopted (45.6M for one year).","Company will hold an advisory vote on executive compensation each year until next required vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292852,"accession_number":"0001267238-23-000026","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant Q1 2023: strong Global Housing, Lifestyle improves seq; reaffirms outlook","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Strong performance in Global Housing and sequential improvement in Global Lifestyle for Q1 2023.","CEO Keith Demmings expressed confidence in achieving 2023 financial objectives.","Company reaffirms 2023 outlook and expects to resume share repurchases later in Q2 at modest levels.","Specific financial metrics (revenue, EPS) not disclosed in the provided filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":2.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":2642800000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292851,"accession_number":"0001267238-23-000023","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant expects $50M pre-tax catastrophe losses in Q1 2023 from severe weather events","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Global Housing segment expects ~$50M pre-tax ($39M after-tax) catastrophe losses in Q1 2023.","Losses primarily from lender-placed products due to wind, hail, and tornado events, including late March storms.","Reportable catastrophes include individual events exceeding $5M pre-tax, net of reinsurance and profit sharing.","Full Q1 2023 results to be reported after market close on May 2, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313515,"accession_number":"0001267238-23-000009","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-03-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Assurant appoints Rajiv Basu to Board of Directors, effective March 13, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded from 13 to 14 directors; appointment effective immediately.","Basu is former senior partner at Deloitte's Insurance Practice with 40 years of global experience.","Will receive annual cash retainer per Directors Compensation Plan and $160K annual equity grant in RSUs.","Appointed to Audit Committee; also led Deloitte's diversity initiative and co-founded Ascend leadership org.","Appointment subject to customary regulatory approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313514,"accession_number":"0001193125-23-053995","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-02-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Assurant closes $175M offering of 6.100% senior notes due 2026, redeems 2023 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $175.0M aggregate principal of 6.100% Senior Notes due Feb 27, 2026; net proceeds ~$173.1M.","Proceeds used to redeem $175M of outstanding 4.200% Senior Notes due 2023 (redemption date Mar 13, 2023).","Interest payable semi-annually Feb 27 and Aug 27; first payment Aug 27, 2023.","Notes are senior unsecured, rank equally with other senior unsecured debt; callable at Treasury rate + 25 bps before Jan 27, 2026.","J.P. Morgan and Wells Fargo acted as joint book-running managers; offering registered under shelf statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313513,"accession_number":"0001267238-23-000003","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2023-02-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant reports Q4/FY2022 results; highlights Global Lifestyle growth and Global Housing improvement","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Global Lifestyle delivered high single-digit growth in 2022.","Global Housing segment improved through decisive actions and transformation.","2023 outlook: Adjusted EBITDA to grow low single-digits excluding catastrophe losses.","Company streamlined real estate footprint and increased efficiency amid macro headwinds.","Sustained strong balance sheet and capital return to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":5.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":10193000000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":331997,"accession_number":"0001267238-22-000044","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-12-13T23:59:59+00:00","items":["2.05","9.01"],"status":"ready","headline":"Assurant announces restructuring plan with $60-65M pre-tax charges; targets $55M annual savings by 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Pre-tax restructuring charges of $60M-$65M, with $51M-$56M in Q4 2022 and remainder in 2023.","Charges include $29M-$34M for severance/benefits and ~$31M for real estate exit costs.","Gross annualized run-rate savings of ~$55M expected by year-end 2024, over half in 2023.","Actions include organizational realignment, talent reduction, and accelerated real estate consolidation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":331996,"accession_number":"0001267238-22-000042","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-11-14T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Assurant director Montupet to retire; board amends by-laws on stockholder nominations","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Jean-Paul L. 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adjusted EBITDA $116M (-31%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $7.3M, diluted EPS $0.14 vs $2.54 YoY.","Adjusted EBITDA $116.0M vs $168.5M YoY; ex-cat $239.6M vs $270.3M.","Adjusted EPS $1.01 vs $1.69 YoY; ex-cat $2.81 vs $3.04.","Nine-month 2022 adjusted EPS $7.90, up 6% from $7.45.","CEO cites disappointing results; plans to simplify portfolio and realize expense efficiencies."],"consensus_eps_estimate":null,"consensus_eps_actual":3.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":7540200000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":331994,"accession_number":"0001267238-22-000034","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant Q3 GAAP net income $7M, down 95% YoY; revises 2022 outlook lower","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $7M ($0.14 diluted EPS) vs $151M ($2.54) in Q3 2021.","Adjusted EBITDA fell to $116M from $169M; ex-catastrophes $240M vs $270M.","Global Lifestyle adjusted EBITDA $166M; Global Housing posted ($25M) adjusted EBITDA.","Reportable catastrophes $124M in Q3 2022 vs $102M a year ago.","Full-year 2022 outlook for adjusted EBITDA and adjusted EPS, ex-catastrophes, revised downward."],"consensus_eps_estimate":null,"consensus_eps_actual":3.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":7540200000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349462,"accession_number":"0001267238-22-000029","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant Q2 net income down 72% YoY; revises 2022 adjusted EBITDA and EPS growth outlook lower","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 GAAP net income $52.2M ($0.95 diluted EPS) vs $187.1M ($3.05) a year ago.","Adjusted EBITDA $257.1M, down 14% YoY; adjusted EPS $2.95, down 9%.","Global Housing weighed down by higher inflationary costs, partially offset by Global Lifestyle momentum.","Revised 2022 outlook: adjusted EBITDA growth 3-6% and adjusted EPS growth 14-18%, both excluding catastrophes.","CEO initiated actions to manage near-term macro volatility and position for long-term success."],"consensus_eps_estimate":null,"consensus_eps_actual":3.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":4992400000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349461,"accession_number":"0001267238-22-000026","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-07-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Assurant finalizes 2022 cat reinsurance: $1.16B coverage, $80M retention per event","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. program provides $1.16B of coverage in excess of $80M retention per event; combined with FL fund up to ~$1.34B.","Total program premium estimated at ~$189M pre-tax; multiyear contracts cover 45% of U.S. program to reduce cost volatility.","Company exiting remaining Latin America program due to risk-return expectations; expects to retain ~75% of Adj. EBITDA in 1-in-50-year season.","Coverage placed with over 40 reinsurers all rated A- or better; program protects against a projected 1-in-174-year storm."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":366404,"accession_number":"0001267238-22-000022","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-05-16T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Assurant shareholders elect 12 directors, ratify auditor, approve say-on-pay at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected; Elaine D. 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adjusted EPS growth 16-20%.","2023-2024 objectives: 10% avg annual adjusted EBITDA growth; 12%+ avg annual adjusted EPS growth.","Expects ~$2.9B in segment cash generation over three years, ~75% of segment adjusted EBITDA.","New metrics: adjusted EPS (excl. catastrophes) and global mobile devices serviced; segment profitability now Adjusted EBITDA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":385878,"accession_number":"0001267238-22-000002","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2022-02-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant FY2021 net income up 18%; expects 8-10% adjusted EBITDA growth in 2022","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $613.5M ($10.20/diluted share), up 18% and 24% YoY, respectively.","Adjusted EBITDA ex-catastrophes $1.11B, up 9%; net operating income ex-cat $672.0M, up 11%.","Q4 net operating income ex-cat $144.0M ($2.49/diluted share), up 16% and 21% YoY.","Holding company liquidity $1.05B after Global Preneed sale; share repurchases and dividends totaled $1.0B in 2021.","FY2022 outlook: 8-10% growth in adjusted EBITDA ex-catastrophes, led by Global Lifestyle and Global Housing."],"consensus_eps_estimate":null,"consensus_eps_actual":22.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":10187600000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":403789,"accession_number":"0001193125-21-352653","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2021-12-09T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Assurant enters into new $500M senior unsecured revolving credit facility, replacing $450M facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $500M five-year senior unsecured revolving credit facility, expiring December 2026.","Replaces prior $450M facility that was set to expire December 2022.","Facility may be increased to $700M subject to certain conditions.","Proceeds for general corporate purposes; JPMorgan Chase as administrative agent, Wells Fargo as syndication agent.","Existing credit agreement terminated upon effectiveness."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":403788,"accession_number":"0001267238-21-000047","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2021-12-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Assurant appoints Keith Demmings as CEO effective Jan 1, 2022; compensation increased","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Keith Demmings, currently President, becomes CEO and a director effective Jan 1, 2022, while remaining President.","Annual base salary rises from $700,000 to $1,000,000, effective Jan 1, 2022.","Target annual incentive opportunity increases from 110% to 150% of base salary for 2022.","Target long-term incentive opportunity increases from 365% to 500% of adjusted base salary for 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12488978095.669622,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":403787,"accession_number":"0001267238-21-000042","cik":1267238,"company_name":"ASSURANT, INC.","ticker":"AIZ","form_type":"8-K","filed_at":"2021-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Assurant Q3 net income up 75% to $153.6M; 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