{"filings":[{"id":1757396,"accession_number":"0001193125-26-309539","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-07-21T11:20:11+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q2 2026 GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22% YoY; GAAP pre-tax income $537M, up 23% YoY.","Consumer auto originations $13.3B from record 4.6M applications; retail auto net charge-offs 157 bps, down 18 bps YoY.","Insurance written premiums $382M, up 9% YoY; retail deposits $144B, 92% FDIC insured, 87% core deposit funded.","CET1 ratio 10.1%, up ~20 bps YoY; executed $148M share repurchases during quarter.","Corporate Finance HFI portfolio $13.7B, NPLs <1%, ROE 32%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":535565,"accession_number":"0001193125-26-231197","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-05-19T21:48:44+00:00","items":["5.03","9.01"],"status":"ready","headline":"Ally Financial eliminates Series B Preferred Stock designation after redemption","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed Certificate of Elimination for Series B Preferred Stock on May 19, 2026.","All outstanding Series B shares had been redeemed on May 15, 2026.","Certificate removes Series B designations from Amended and Restated Certificate of Incorporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98129,"accession_number":"0000040729-26-000011","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Ally shareholders approve 2026 ICP adding 11.3M new shares for equity compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved the 2026 Incentive Compensation Omnibus Plan, authorizing 25,217,502 shares total: 13,917,502 carried over from prior plans plus 11,300,000 new shares.","All 12 director nominees elected with votes ranging from ~243.8M to ~266.6M 'for'; Kim Fennebresque received 22.8M against.","Advisory vote on executive compensation passed with 259.4M for, 7.5M against.","Ratification of Deloitte & Touche as independent auditor for 2026 passed with 272.5M for, 5.9M against.","Shareholder proposal to reduce threshold for calling special meetings defeated (78.5M for, 188.5M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98128,"accession_number":"0001193125-26-201520","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["3.03","8.01","5.03","9.01"],"status":"ready","headline":"Ally Financial issues 1M shares of 7.100% Series D preferred stock for $1B","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offered 1,000,000 shares of 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock at $1,000/share.","Underwriters paid $990/share; net proceeds ~$990M. Underwriters include BofA, Citigroup, Deutsche Bank, Morgan Stanley.","Dividend rate 7.100% through August 2031, then resets to 5-year Treasury rate + 3.148% every five years.","Series D ranks senior to common, on parity with Series B and C; redeemable at Ally's option after 2031 or upon regulatory capital treatment event.","Offering closed May 1, 2026; issued under existing shelf registration statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98127,"accession_number":"0001193125-26-179290","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Q1 2026: Adj EPS $1.11 up 90% YoY, launches Series D preferred offering","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.93; Adjusted EPS $1.11, up ~90% YoY; Core pre-tax income $470M, up $223M YoY.","NIM ex. OID 3.52% (+17bps YoY); CET1 ratio 10.1% (+60bps YoY); $147M in share repurchases.","Retail auto net charge-offs 197 bps, down 15bps YoY; consumer auto originations $11.5B from record 4.4M applications.","Proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D; proceeds may redeem Series B preferred.","Insurance written premiums $389M; Corporate Finance HFI portfolio $13.7B with no new NPLs; ROE 26%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":2102000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98126,"accession_number":"0001193125-26-160281","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Q1 2026 GAAP EPS $0.93, Adj EPS $1.11 (+90% YoY); Core ROTCE 11.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.93; adjusted EPS $1.11 up ~90% YoY; core pre-tax income $470M up $223M YoY.","Core ROTCE 11.1% up ~440 bps YoY; GAAP total net revenue $2.1B, adjusted $2.2B.","Consumer auto originations $11.5B from record 4.4M apps; retail auto NCOs 197 bps down 15 bps YoY.","Retail deposits $146B, 88% core deposit funded; 68 consecutive quarters of customer growth to 3.5M.","CET1 ratio 10.1% up ~60 bps YoY; $147M share repurchases; Corporate Finance ROE 26%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":2102000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113408,"accession_number":"0001193125-26-017242","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q4 2025 EPS $0.95 ($1.09 adjusted); FY EPS $2.37 ($3.81 adjusted); authorizes $2B buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 EPS $0.95 (adjusted $1.09); FY EPS $2.37 (adjusted $3.81). Pre-tax income $386M Q4, $1.1B FY.","Record 15.5M consumer auto applications in FY; $43.7B originations. Estimated retail auto originated yield 9.74%.","Completed sale of Credit Card, ceased mortgage originations; added 40 bps to CET1. Executed $4.1B securities repositioning.","Retail deposits $143.5B with 3.5M customers; 17 consecutive years of growth. >95% retention.","Board authorized $2B open-ended share repurchase program, signaling capital flexibility and confidence."],"consensus_eps_estimate":null,"consensus_eps_actual":2.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":7914000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129792,"accession_number":"0001193125-25-313483","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-12-10T23:59:59+00:00","items":["8.01","7.01","9.01"],"status":"ready","headline":"Ally authorizes $2B share repurchase program with no expiration","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $2.0B in common stock repurchases; multi-year program has no set expiration date.","Repurchases may begin in Q4 2025 via open market or private transactions including Rule 10b5-1 plans.","CEO Michael Rhodes cites 'momentum of our core businesses' as rationale for the authorization.","Program does not obligate Ally to repurchase a specific amount; subject to capital, regulatory, market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129791,"accession_number":"0001193125-25-312845","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-12-09T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ally Financial director Marjorie Magner retires effective Dec 9, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director Marjorie Magner provided notice of retirement on Dec 8, 2025.","Effective date of retirement is Dec 9, 2025.","Retirement not due to any disagreement with Ally's operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129790,"accession_number":"0001193125-25-241967","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Q3 GAAP EPS $1.18, up 116% YoY; record auto originations of $11.7B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $1.18, up 116% YoY; Adjusted EPS $1.15, up 166% YoY.","Core pre-tax income $502M, up $282M YoY; GAAP total net revenue $2.2B.","Record 4M consumer auto applications drove $11.7B originations, up 25% YoY.","Retail auto net charge-offs 188 bps, down 36 bps YoY; CET1 ratio 10.1%.","Retail deposits $142B, 92% FDIC insured; 66th consecutive quarter of customer growth."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":5791000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146382,"accession_number":"0001193125-25-170540","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally issues $600M of 5.548% Fixed-to-Floating Senior Notes due 2033","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Ally issued $600M aggregate principal of 5.548% Fixed-to-Floating Rate Senior Notes due 2033.","Underwriters include Barclays, Citi, Goldman Sachs, and RBC Capital Markets.","Notes issued on July 31, 2025 under Ally's existing shelf registration.","The notes are senior unsecured obligations of Ally Financial.","Proceeds intended for general corporate purposes (not specified in filing)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146381,"accession_number":"0001193125-25-165925","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Q2 GAAP EPS $1.04, up 68% YoY; core pre-tax income $418M, up 30%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income of $324M vs. $191M YoY; adjusted EPS $0.99, up 36%.","NIM ex. OID 3.45%, up 10 bps QoQ; CET1 ratio 9.9%, up 38 bps.","Consumer auto originations $11.0B from record 3.9M applications; retail auto NCOs 1.75%.","Closed Credit Card sale on Apr 1, generating 20 bps CET1 at closing.","Retail deposits $143B; 65th consecutive quarter of deposit customer growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":3623000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146380,"accession_number":"0001193125-25-164447","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ally Financial names Austin T. McGrath as CAO, succeeds retiring David J. DeBrunner","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David J. DeBrunner to retire as Chief Accounting Officer & Controller; no disagreement cited.","Austin T. McGrath appointed CAO & Controller effective August 8, 2025.","McGrath joined Ally in 2007, most recently Executive Director of Investor Relations; CPA.","McGrath eligible for base salary, incentive comp, and standard benefits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146379,"accession_number":"0001193125-25-160823","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q2 2025: GAAP EPS $1.04 (up 68% YoY), core pre-tax income $418M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $1.04 vs. $0.62 YoY; Adjusted EPS $0.99 vs. $0.73 YoY, up 36%.","GAAP total net revenue $2.08B, up 3% YoY; core pre-tax income $418M, up $96M.","Retail auto originations $11B from record 3.9M applications; 42% in highest credit tier.","Retail deposits $143B, 92% FDIC insured; 3.4M customers, 65th consecutive quarter of growth.","Corporate Finance HFI $11.0B, 31% ROE, zero net charge-offs in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":3623000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164742,"accession_number":"0001193125-25-120823","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally issues $750M of 5.737% fixed-to-floating senior notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $750M aggregate principal of 5.737% Fixed-to-Floating Rate Senior Notes due 2029.","Notes priced on May 12, 2025 and issued on May 15, 2025 under existing shelf registration.","Underwriters include Citigroup, J.P. Morgan, Morgan Stanley, RBC Capital Markets.","Offering adds to Ally's long-term debt; notes are senior unsecured obligations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164741,"accession_number":"0000040729-25-000013","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Ally CEO reports record Q1 auto applications, credit improving; cites long growth runway","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 auto finance achieved highest quarterly application volume with strong risk-adjusted margins.","Consumer bank deposit flows allowed lower liquid savings rates despite no Fed rate move; credit trends encouraging.","Ally holds only ~5% of U.S. auto originations, 1% of digital bank market, sees long growth runway.","Corporate finance achieved highest annual earnings in 25 years in 2024 with loss rate below 50 bps since IPO.","Ken Bacon retiring from board; Michelle Goldberg elected as new director."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164740,"accession_number":"0001193125-25-083508","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q1 GAAP EPS -$0.82, adjusted EPS $0.58; sells $4.1B securities, reiterates guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss attributable to common shareholders $253M ($0.82 loss per share); adjusted EPS $0.58.","Reclassified $2.4B Card assets to held-for-sale (closed 4/1) and sold $4.1B of low-yielding securities with $495M pre-tax loss.","Consumer auto origination volume $10.2B from record 3.8M applications; retail auto net charge-offs 212 bps.","Insurance written premiums $385M (up 9% YoY); retail deposits $146B, up $2.6B in quarter.","Reiterated full year guidance; CEO cites solid momentum and focus on core franchises."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":1541000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182457,"accession_number":"0001193125-25-045566","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ally sells $2.8B lower-yielding securities, records $250M pre-tax loss in Q1 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold securities with amortized cost ~$2.8B for ~$2.5B proceeds, resulting in pre-tax loss of ~$250M in Q1 2025.","Proceeds reinvested into shorter-duration highly liquid securities at current market rates.","Expects CET1 ratio to decrease by approximately 12 basis points due to repositioning.","Expects modest increase in net interest income and net interest margin going forward."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182456,"accession_number":"0001193125-25-009950","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q4 GAAP EPS $0.26 ($0.78 adj); full-year $1.80 ($2.35 adj)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.26 for Q4, $1.80 for full year 2024; adjusted EPS $0.78 and $2.35 respectively.","Total net revenue $2.0B in Q4, $8.2B full year; core ROTCE 11.3% Q4, 8.5% full year.","Agreed to sell Credit Card business; ceased new mortgage applications effective Jan 31, 2025.","Workforce reduction expected to save >$60M annually; $22M restructuring cost excluded from adjusted metrics.","Retail auto net charge-offs 216 bps; consumer auto originations $10.3B in Q4 with 49% in highest credit tier."],"consensus_eps_estimate":null,"consensus_eps_actual":1.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":8181000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199073,"accession_number":"0001193125-24-271543","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-12-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally sells $1B in notes: $500M senior floating-rate and $500M subordinated fixed-rate","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Ally issued $500M 5.543% Fixed-to-Floating Senior Notes due 2031.","Ally issued $500M 6.646% Fixed-Rate Reset Subordinated Notes due 2040.","Total $1B debt offering closed on December 5, 2024.","Notes issued under existing shelf registration statement (File 333-268013).","Underwriters include Barclays, Deutsche Bank, Goldman Sachs, Wells Fargo."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199072,"accession_number":"0001193125-24-265684","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-11-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ally Financial appoints Stephanie Richard as CRO; Schugel transitions to adviser, to depart by March 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jason Schugel stepped down as CRO effective Nov 20, 2024; appointed Senior Operating Adviser until March 31, 2025 departure.","Stephanie Richard appointed as new Chief Risk Officer effective same date.","Schugel receives $700k lump sum, up to $20k outplacement; 2024 incentive at least 80% of $1.85M target (40% cash, 60% RSUs).","Unvested time-based equity awards fully vest on departure; performance-vesting awards vest subject to proration above target.","Schugel remains eligible for base salary ($650k/yr) and benefits during advisory period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199071,"accession_number":"0001193125-24-239217","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q3 GAAP EPS $1.06, Adjusted $0.95; revenue $2.1B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS of $1.06, up from $0.88 YoY; Adjusted EPS $0.95, up from $0.83.","Pre-tax income $233M, up $5M YoY; core pre-tax income $188M, down $138M.","Consumer auto originations $9.4B; retail auto NCO rate 2.24%, elevated.","Insurance written premiums $384M, up 15% YoY, a record since IPO.","CET1 ratio 9.8%, up 20 bps QoQ; $4.2B excess capital above 7.1% minimum."],"consensus_eps_estimate":null,"consensus_eps_actual":2.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":6089000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215112,"accession_number":"0001193125-24-208815","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-08-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ally Financial director Melissa Goldman resigns effective Aug 27, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Melissa Goldman notified board of resignation on Aug 26, 2024, effective Aug 27.","Resignation due to professional and personal priorities, not due to any disagreement with Ally.","No successor announced; board size reduced by one."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215111,"accession_number":"0001193125-24-186217","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Financial issues $750M of 6.184% Fixed-to-Floating Rate Senior Notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$750M principal of 6.184% Fixed-to-Floating Rate Senior Notes due 2035 issued.","Notes issued on July 26, 2024 under shelf registration statement.","Underwriters include BofA Securities, Citigroup, Morgan Stanley, and RBC Capital Markets.","Proceeds not specified; notes are senior unsecured obligations of Ally."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215110,"accession_number":"0001193125-24-181952","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Financial Q2 2024 GAAP EPS $0.86, adjusted EPS $0.97, core ROTCE 14.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $266M, EPS $0.86; adj. EPS $0.97, core pre-tax income $299M.","NIM ex. OID 3.30%, up 14 bps QoQ; CET1 ratio 9.6% (+18 bps), $4B excess CET1.","Retail auto originations $9.8B, yield 10.59%; NCO rate 1.81%, down 46 bps QoQ.","Insurance written premiums $344M, up 15% YoY; retail deposits $142B, down $3B QoQ.","3.2M retail deposit customers, added 54K in Q2; 1.2M active credit cardholders."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":3986000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215109,"accession_number":"0001193125-24-180000","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Q2 2024 GAAP EPS $0.86, adj. EPS $0.97; NIM up 14bps QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $266M; core net income $299M; total net revenue $2.0B (flat vs Q1).","Adjusted EPS $0.97 vs $0.45 in Q1; core ROTCE 14.0%, up from 6.5%.","CET1 ratio 9.6%, up 18bps; excess CET1 $4B above minimum; SCB 2.6%.","Consumer auto originations $9.8B; retail deposits $142B, down $3B QoQ on tax outflows.","Insurance written premiums $344M, +15% YoY; retail auto net charge-offs 1.81% down 46bps QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":3986000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234366,"accession_number":"0000040729-24-000014","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"New CEO cites $3.8B excess capital, 6x liquidity coverage, 90% deposit funding","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO joined Ally on April 29, 2024; delivered first remarks at annual meeting.","Balance sheet: 90% consumer deposit funding, total available liquidity 6x uninsured deposits.","Excess capital of $3.8B above regulatory minimums; strong capital levels.","Since 2014, added 4M consumer customers and increased retail deposits by ~$100B.","Brand value grew 32% in 2023; all-time highs in awareness, consideration, trust."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234365,"accession_number":"0001193125-24-099895","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q1 GAAP EPS $0.42, adjusted EPS $0.45; announces new CEO Michael Rhodes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $129M ($0.42 EPS); adjusted EPS $0.45; core pre-tax income $183M.","Adjusted total net revenue $2.0B; record 3.8M consumer auto applications with $9.8B originations.","Retail auto net charge-offs 227 bps, in line with guidance; 40% of volume in highest credit tier.","Michael Rhodes appointed CEO effective April 29, 2024, succeeding interim CEO Doug Timmerman.","Retail deposits $145.1B, up $2.9B; 3.1M depositors; closed sale of Ally Lending with ~15 bps CET1 benefit."],"consensus_eps_estimate":null,"consensus_eps_actual":0.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":1986000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252267,"accession_number":"0000950103-24-004448","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-03-27T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Ally Financial names Michael G. Rhodes as CEO, effective April 29, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Rhodes, former Discover CEO, succeeds Jeffrey Brown; interim CEO Timmerman returns to Dealer Financial Services role.","Compensation includes $1M base salary, $10.5M target incentive for FY2024, plus sign-on cash of $900K and $16.2M equity grants.","Rhodes brings 25+ years in consumer banking, including leadership at TD Bank, Bank of America, and MBNA.","Appointment follows an exhaustive board search after Brown's departure in January 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252266,"accession_number":"0000040729-24-000006","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-03-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ally CFO to present at RBC Conference on March 6, 2024; no material new disclosures","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CFO Russ Hutchinson presents at RBC Capital Markets Financial Institutions Conference on March 6, 2024 at 10:00 a.m. ET.","Presentation materials furnished as Exhibit 99.1; content not available in full in the filing.","Live webcast and replay accessible on Ally investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252265,"accession_number":"0001193125-24-010758","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-01-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q4 net income $76M ($0.16 EPS), adjusted EPS $0.45; FY net income $1.0B, adjusted EPS $3.05","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $76M, EPS $0.16; adjusted EPS $0.45. Full-year net income $1.0B, EPS $2.98, adj. EPS $3.05.","Total net revenue $2.1B Q4, $8.2B full year. Core pre-tax income $174M Q4.","Agreed to sell Ally Lending; deconsolidated $1.7B retail auto loans; headcount savings $80M annualized.","FDIC special assessment fee of $38M; retail auto originated yield 10.81% in Q4, up 124 bps YoY.","Retail deposits grew $2.2B QoQ to $142.3B; 52K net new retail deposit customers in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":2.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":8214000000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252264,"accession_number":"0001193125-24-010239","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2024-01-18T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Ally appoints Doug Timmerman as interim CEO effective Feb 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Doug Timmerman, president of dealer financial services, named interim CEO starting Feb 1, 2024.","Current CEO Jeffrey J. Brown departs on Jan 31, 2024; Brown announced planned step-down in Oct 2023.","Timmerman has 30-plus years at Ally, most recently leading relationship with 22,000 dealer customers.","Board is working with a leading search firm to identify a permanent CEO.","Timmerman will also serve as interim CEO of Ally Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269778,"accession_number":"0001193125-23-295257","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-12-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally issues $750M 6.848% Fixed-to-Floating Rate Senior Notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $750M aggregate principal of 6.848% Fixed-to-Floating Rate Senior Notes.","Notes due 2030; issued December 14, 2023 under shelf registration S-3.","Underwriters: Deutsche Bank, Goldman Sachs, J.P. Morgan, Morgan Stanley.","Interest rate fixed at 6.848% until December 2028, then floating per SOFR + spread."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269777,"accession_number":"0001193125-23-293976","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-12-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ally Financial General Counsel Scott Stengel resigns; Isvara Wilson named acting GC","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scott Stengel resigned as General Counsel effective December 22, 2023.","Stengel confirmed resignation not due to any disagreement with Ally or operational issues.","Isvara Wilson, Deputy General Counsel—Corporate & Securities, appointed acting General Counsel."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269776,"accession_number":"0001193125-23-284288","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-11-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ally President Diane Morais to retire July 1, 2024; gets $2.5M cash transition payment","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Morais will retire effective July 1, 2024 after 15+ years.","Receives $2.5M cash payment plus half of 2024 target incentive.","40% of target incentive in cash; 60% as RSUs vesting over 3 years.","May be appointed Vice Chair if active leadership no longer required before retirement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269775,"accession_number":"0001193125-23-258069","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Q3: GAAP EPS $0.88, adj EPS $0.83; record auto applications; CEO to exit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.88, adjusted EPS $0.83; GAAP net revenue $1.97B, adjusted net revenue $2.04B.","Record 3.7M consumer auto applications drove $10.6B originations at 10.7% yield.","Insurance earned premiums $324M, highest since 2009; deposits $153B, up $7.1B YoY.","CEO Jeffrey J. Brown announces plan to step down; board to lead transition.","Annualized retail auto net charge-offs 185bps, in line with prior guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":2.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":6147000000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269774,"accession_number":"0001193125-23-253898","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-10-11T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Ally CEO Jeffrey J. Brown to retire Jan 31, 2024; successor search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brown has served as CEO since 2015; will step down by Jan 31, 2024 or earlier at Board Chair's direction.","He will become President of Hendrick Automotive Group, a longtime Ally customer with 11,000 employees.","Board has engaged a leading global executive search firm for a successor.","Brown will remain eligible for 2023 incentive awards; base salary of $1M through retirement date.","Brown to address transition during Ally's Q3 2023 earnings call on Oct 18, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286777,"accession_number":"0000040729-23-000025","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-08-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ally appoints Thomas (Todd) P. Gibbons to Board, effective August 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gibbons appointed to Board effective August 1, 2023; term runs until next annual meeting.","He will serve on Audit Committee and Risk Committee.","Receives prorated annual retainer grant of deferred stock units under 2021 Non-Employee Directors Equity Compensation Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286776,"accession_number":"0001193125-23-189215","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q2 2023 GAAP EPS $0.99, net income down 34% YoY; deposits grow $500M QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income to common shareholders $301M ($0.99/share), down 34% YoY; adjusted EPS $0.96, down 46% YoY.","Total net revenue $2.08B flat YoY; core pre-tax income $390M, down 41% YoY from $570M.","Retail auto originations $10.4B on 3.5M apps; annualized net charge-offs 132bps.","Retail deposits up $0.5B QoQ to $154.3B total; FDIC insured 92%, total liquidity $42.5B.","CET1 ratio 9.3%; $3.7B capital above regulatory minimum and SCB."],"consensus_eps_estimate":null,"consensus_eps_actual":1.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":4179000000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306731,"accession_number":"0001193125-23-165831","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-06-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Financial issues $850M of 6.992% Fixed-to-Floating Senior Notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$850M aggregate principal of 6.992% Fixed-to-Floating Senior Notes due 2029 issued June 13, 2023.","Underwriting agreement with Barclays, Citigroup, J.P. Morgan, and RBC as representatives.","Notes registered under shelf registration statement (File No. 333-268013).","Standard representations, warranties, and indemnification provisions included.","Notes are senior unsecured obligations of Ally Financial."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306730,"accession_number":"0000040729-23-000016","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-05-05T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Ally Financial reports 2022 revenue of $8.7B, adjusted EPS $6.06; say-on-pay vote with 48% against","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Adjusted EPS of $6.06 for FY 2022; GAAP EPS $5.03; Core net income $1.9B.","Core ROTCE ex-AOCI of 20.5%; completed $1.7B in share repurchases, reducing shares 38% since 2016.","Retail deposits $138B with 2.7M customers; 96% customer retention in Q1 2023.","Advisory vote on executive compensation: 122.4M for, 114.1M against (48% opposed); all directors elected.","Total available liquidity 3.6x uninsured deposits; $3.5B excess capital above minimums."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306729,"accession_number":"0001193125-23-105689","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-04-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Financial Q1 GAAP EPS $0.96, down 48% YoY; adjusted EPS $0.82, down 59%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $291M, down 54% from $627M in Q1 2022; GAAP EPS $0.96 vs $1.86.","Adjusted EPS $0.82; Core PPNR $781M, down 28% YoY from $1.088B.","Retail deposits grew $813M with 126k net new customers; total deposits $154B, up $11.5B YoY.","Consumer auto originations $9.5B; annualized retail auto net charge-offs at 168bps.","CET1 ratio 9.2%; total available liquidity $43B, 3.6x uninsured deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":0.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":2100000000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325820,"accession_number":"0001193125-23-078619","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-03-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ally Financial appoints Russell E. Hutchinson as CFO effective July 3, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Russell E. Hutchinson named CFO, effective July 3, 2023; previously COO of M&A at Goldman Sachs.","Hutchinson's compensation: base salary $750k, target incentive $4.5M ($1.8M cash, $1.35M RSUs, $1.35M PBRSUs).","Hutchinson receives one-time cash award of $1M and RSU grant of $2.5M vesting over three years.","Interim CFO Bradley J. Brown gets base salary increase to $600k and one-time RSU grant of $750k vesting over three years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325819,"accession_number":"0001193125-23-035491","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-02-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Financial issues $500M of 6.700% subordinated notes due 2033","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Sold $500M aggregate principal of 6.700% Subordinated Notes maturing 2033.","Notes are subordinated and issued under existing Indenture dated Nov 2015.","Offering registered under shelf registration statement effective Oct 2022.","Underwriters include BofA Securities, Goldman Sachs, J.P. Morgan, Morgan Stanley.","Issuance closed February 13, 2023; use of proceeds not specified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325818,"accession_number":"0001193125-23-011484","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2023-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally reports FY22 net income $1.7B ($5.03 EPS, adj $6.06); Q4 $278M ($0.83 EPS, adj $1.08)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year total net revenue $8.4B; Q4 total net revenue $2.2B.","Consumer auto originations $46.4B in FY22, $9.2B in Q4; estimated retail auto originated yield 9.57% in Q4.","Retail deposits $137.7B, up $3.0B YoY; retail deposit customers reached 2.68M.","Executed $1.7B of share repurchases in FY22; declared Q1 2023 dividend of $0.30 per share.","Core ROTCE 20.5% for FY22 and 17.6% for Q4; adjusted tangible book value $29.96 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":5.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":8428000000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343568,"accession_number":"0001193125-22-301790","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2022-12-09T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Ally Financial adopts proxy access and updates bylaws for universal proxy rules","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Proxy access provision allows stockholder(s) owning ≥3% continuously for ≥3 years to nominate up to 20% of board or 2 directors, whichever greater.","Bylaws updated to comply with SEC universal proxy rules, including requirement that soliciting stockholders use non-white proxy card.","Enhanced stockholder notice provisions, requiring additional information and certifications for nominations and proposals.","Revised adjournment of meetings and stockholder list provisions per recent DGCL amendments.","Also made administrative and conforming changes to align with DGCL and Universal Proxy Rules."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343567,"accession_number":"0001193125-22-285500","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2022-11-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ally Financial issues $750M of 7.100% Senior Notes due 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Sold $750M aggregate principal of 7.100% Senior Notes maturing in 2027.","Notes issued November 15, 2022 under shelf registration filed October 26, 2022.","Underwriters include Citigroup, Goldman Sachs, J.P. Morgan, RBC Capital Markets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343566,"accession_number":"0001193125-22-264901","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2022-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Q3 GAAP EPS $0.88, down 54% YoY; core EPS $1.12, down 48% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $272M (down 60% YoY); core net income $346M (down 56% YoY).","Pre-provision net revenue $855M GAAP, $948M core; core ROTCE 17.2% vs 24.2% a year ago.","Auto originations $12.3B; retail deposits $133.9B (up $2.7B QoQ); Ally Credit Card balances $1.4B.","EPS impacted by $0.33 impairment on mortgage nonmarketable equity investment and higher provisions for recession risk.","Announced Q4 dividend $0.30/share; completed $415M share repurchases in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":4.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":6227000000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343565,"accession_number":"0001193125-22-264156","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2022-10-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ally Financial CFO Jennifer LaClair departs; Bradley Brown named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jennifer LaClair departs as CFO effective Oct 18, 2022; transitions to Senior Operating Adviser.","Bradley J. Brown appointed interim CFO; served as Corporate Treasurer since 2013.","LaClair receives base salary ($750k) and minimum $3.75M 2022 incentive, plus $750k severance.","Unvested time-based and performance-based equity awards to fully vest upon transition end (March 3, 2023).","LaClair will assist with CFO responsibilities transition until March 3, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360098,"accession_number":"0001193125-22-196619","cik":40729,"company_name":"Ally Financial Inc.","ticker":"ALLY","form_type":"8-K","filed_at":"2022-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ally Q2 GAAP EPS $1.40 (-42% YoY); net revenue $2.08B; auto originations $13.3B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $454M ($1.40 EPS), down 50% YoY; adjusted EPS $1.76 (-24% YoY).","GAAP total net revenue $2.08B (flat YoY); net interest margin >4% for first time.","Consumer auto originations $13.3B from 3.3M applications, highest quarterly since 2006; retail net charge-offs 54 bps.","Ally Credit Card balances $1.2B (+93% YoY); retail deposit customers 2.5M (+6% YoY).","Completed $600M share repurchases in Q2; announced Q3 dividend of $0.30/share."],"consensus_eps_estimate":null,"consensus_eps_actual":3.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":4211000000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13162101197.663546,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-07-19T23:59:59+00:00|360098"}