{"filings":[{"id":527836,"accession_number":"0001683168-26-004120","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2026-05-19T20:34:15+00:00","items":["5.02"],"status":"ready","headline":"AppTech appoints Robert Lipstein as independent director, designates Albert Lord as Executive Chairman","event_type":"leadership","confidence":"high","bullets":["Albert L. Lord designated Executive Chairman; steps down from Compensation Committee, no longer independent.","Employment arrangements formalized for CEO Thomas DeRosa ($384K base salary) and COO Anthony Shall ($240K base).","Robert J. Lipstein, retired KPMG partner, appointed as independent Class II director and Audit Committee chair.","Lipstein also serves on boards of Seacoast Banking, Firstrust Savings Bank; will resign from Onfolio Holdings by May 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91073,"accession_number":"0001683168-26-003617","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments designates Albert L. Lord as Executive Chairman, formalizes CEO/COO employment","event_type":"leadership","confidence":"high","bullets":["Albert L. Lord designated Executive Chairman effective May 4, 2026; steps down from Compensation Committee, no longer independent.","CEO Thomas DeRosa employment formalized with $384,000 base salary plus discretionary bonus and equity/benefit plan eligibility.","COO Anthony Shall employment formalized with $240,000 base salary plus discretionary bonus and equity/benefit plan eligibility.","Both executives already serving; arrangements ratify terms of continuing employment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91072,"accession_number":"0001683168-26-002817","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-04-10T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech raises $950K via 18% notes and warrants; LendSpark and Manetto participate","event_type":"debt","confidence":"high","bullets":["Issued two $500K 18% promissory notes to LendSpark and Manetto Hill Fund; net proceeds $475K each after $25K OID.","Notes mature 14 months from April 3, 2026; convertible at $2.00/share; 4.99% beneficial ownership cap.","Each investor received warrants to buy 500K shares at $1.00/share for 5 years.","Subsidiary Infinitus Pay Inc. guaranteed obligations and granted security interest in collateral.","Placement agent HCC Securities Group received fees; offering exempt under Rule 506(b)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100975,"accession_number":"0001683168-26-001240","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2026-02-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"AppTech amends revenue participation deal; adds $500k funding, ups revenue share to 1.75%, extends term to Dec 2029","event_type":"other_material","confidence":"high","bullets":["Total Revenue Participation Contribution increased to $2M; additional $500k due by Feb 28, 2026.","Revenue Participation Percentage raised from 1% to 1.75% (adjustable up to 10% if payments lag).","Revenue Participation Term extended from Dec 2028 to Dec 2029 (50 months from Nov 2025).","Principal repayment (no interest) prorated over final 18 months of the term (months 33-50).","Monthly Minimum Payment amounts redacted but increase by $4,300 each successive three-month period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100976,"accession_number":"0001683168-26-001173","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-02-19T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"AppTech Payments amends revenue participation agreement, increases funding to $2M with higher revenue share","event_type":"debt","confidence":"high","bullets":["Total funding increased from $1.5M to $2M; additional $500k due by Feb 28, 2026.","Revenue participation percentage raised from 1% to 1.75% of gross contract revenue.","Revenue participation term extended to Dec 31, 2029 (50 months) from Dec 31, 2028.","Repayment of $2M principal without interest over final 18 months (months 33-50).","Minimum monthly payments revised, escalating from $8,600/mo (months 4-6) to $73,100/mo (months 49-50)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100974,"accession_number":"0001683168-26-000734","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2026-02-03T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"AppTech closes acquisition of Infinitus Pay; reports Infinitus net income $13k in 9mo 2025","event_type":"m_and_a","confidence":"high","bullets":["Acquisition closed Oct 31, 2025 for $2M cash (less indebtedness), 5M shares (1M immediate + 4M locked up), warrants for 4M shares at $3.00, and up to $1M contingent cash.","Infinitus generated $268k revenue and $13k net income in 9 months ended Sep 30, 2025 (unaudited); $12k revenue from inception to Dec 31, 2024.","Infinitus assets $472k, liabilities $175k, equity $297k, cash $21k as of Sep 30, 2025 (unaudited).","Warrants become exercisable after AppTech stock closes at $3.00; contingent cash due when Infinitus revenue reaches $300k/month for 3 consecutive months.","Infinitus platform aggregates domestic and international banking for cross-border payments; launched in July 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117306,"accession_number":"0001683168-25-009052","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-12-11T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"AppTech amends $360K convertible note; sets repayment schedule through Jan 2026","event_type":"debt","confidence":"high","bullets":["Original $360K note dated June 18, 2025, amended on Dec 4, 2025, with maturity extended to Jan 16, 2026.","Payments: $50K due Dec 5, 2025; $200K due Dec 20, 2025; $110K due Jan 16, 2026; $20K interest on maturity.","Holder's conversion right suspended until the Company defaults on any payment under the amended Note.","Amendment with Eleven 11 Management LLC modifies only the payment schedule and conversion trigger; no new principal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117305,"accession_number":"0001683168-25-007970","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"AppTech Payments acquires InfinitusPay for up to $3M cash, 5M shares, and 4M warrants","event_type":"m_and_a","confidence":"high","bullets":["Acquisition consideration: $2M cash at closing (less Indebtedness), 1M closing shares, 4M lock-up shares, and 4M warrants at $3.00.","Earn-out: additional $1M cash if Infinitus generates ≥$300k monthly revenue for three consecutive months post-closing.","Infinitus becomes wholly-owned subsidiary; Alan Carr, Infinitus CEO, appointed AppTech Chief Product Officer.","Acquisition closed October 31, 2025; press release issued November 5, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133742,"accession_number":"0001683168-25-005995","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-08-13T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech Payments issues $300K convertible note to GS Capital; $50K OID","event_type":"debt","confidence":"high","bullets":["Issued $300K principal 10% convertible note to GS Capital Partners; net proceeds $250K after $50K OID.","Note matures July 31, 2026; six principal payments of $54,041.84 each starting 180 days after issue.","Conversion price fixed at $2.00/share; on default drops to 80% of lowest 10-day VWAP.","Note contains beneficial ownership limit of 4.99%; default penalty of 150% of outstanding amount.","Securities issued under Rule 506(b) exemption; no registration statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133741,"accession_number":"0001683168-25-005471","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech issues $360K convertible note with Labrys Fund; conversion price can drop to 80% of VWAP","event_type":"debt","confidence":"high","bullets":["Gross proceeds $300K after $60K original issue discount; 10% interest, 12-month maturity.","Conversion price initially $2.00, after Apr 21, 2026 lower of $2.00 or 80% of lowest VWAP.","Default triggers 115% of outstanding principal plus accrued interest, immediate acceleration.","Beneficial ownership cap 4.99% (may be increased to 9.99% on 61 days' notice).","Shares issuable upon conversion unregistered; piggy-back registration rights granted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133740,"accession_number":"0001683168-25-005063","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-07-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments Corp. Corporate Secretary Marc D. Evans resigns effective July 8, 2025","event_type":"leadership","confidence":"high","bullets":["Marc D. Evans resigned as Corporate Secretary and Associate, effective July 8, 2025.","Resignation is not due to any disagreement with the Company on operations, policies, or practices.","Board has not yet appointed a successor; will disclose appointment in an amendment or later filing.","Company trades on OTCQB under symbols APCX (common stock) and APCXW (warrants)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150459,"accession_number":"0001683168-25-004745","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-06-25T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech Payments issues $360K convertible note with 20% OID to accredited investor","event_type":"debt","confidence":"high","bullets":["Issued $360K principal convertible promissory note with 20% OID, net proceeds ~$292.5K after fees.","Note matures in 6 months, bears 10% interest, convertible at $2.00/share; redemption at 100% of principal plus interest.","Non-accountable fee of $7,500 withheld from purchase price; placement and legal fees also paid.","Conversion capped at 4.99% beneficial ownership, adjustable to 9.99% with 61-day notice.","3.6M shares reserved for conversion; default triggers 18% interest and acceleration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150458,"accession_number":"0001683168-25-004272","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments appoints Thomas DeRosa as President and director","event_type":"leadership","confidence":"high","bullets":["Thomas DeRosa appointed President and director on June 2, 2025.","Fills roles vacated by Virgilio Llapitan, who resigned effective May 19, 2025.","No arrangements or understandings with any person; no Item 404(a) transactions.","DeRosa is not independent and is not expected to serve on any Board committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150457,"accession_number":"0001683168-25-004062","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"AppTech Payments shareholders elect directors, approve equity plan and advisory votes at annual meeting","event_type":"other","confidence":"high","bullets":["Elected Kozlowski and Walsh as directors with ~19.5M votes each; 353k broker non-votes.","Advisory vote on NEO compensation approved: 17.4M for, 2.8M against, 809k abstain.","Advisory frequency vote favored 1 year (17.0M) over 2 years (757k) and 3 years (3.12M).","2025 Equity Incentive Plan approved (17.6M for, 2.5M against); auditor dbbmckennon ratified (21.2M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150456,"accession_number":"0001683168-25-003828","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["3.01","5.02"],"status":"ready","headline":"AppTech Payments delisted from Nasdaq to OTCQB; Chairman and President resign","event_type":"other_material","confidence":"high","bullets":["Nasdaq notified AppTech of delisting due to noncompliance with Listing Rule 5550(a)(2); trading suspended May 20, 2025.","Common stock and warrants approved for OTCQB quotation under same symbols APCX and APCXW starting May 20.","Chairman Luke D'Angelo resigned as Chairman and employee on May 19, 2025; no disagreement cited.","President & COO Virgilio Llapitan resigned as President, COO & Director on May 19, 2025; no disagreement cited.","Replacements for both positions have not been determined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.95,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}