{"filings":[{"id":1568796,"accession_number":"0001683168-26-005441","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-07-10T15:11:32+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments releases CEO Thomas DeRosa, appoints CFO Corrado as interim CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas J. DeRosa removed as President and CEO effective July 1, 2026; remains on board.","Felipe A. Corrado IV appointed interim CEO; continues as CFO and Treasurer.","Corrado's compensation set at $300,000 in connection with the appointment.","Corrado has over 20 years experience; served as CFO since December 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":"2026-07-10","daily_digest_url":"/daily/2026-07-10","daily_digest_rank":1},{"id":1417676,"accession_number":"0001683168-26-005262","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-07-02T21:29:10+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"AppTech Payments enters $500K promissory note with trust chaired by board chairman","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Borrowed $500,000 from Suzanne D. Lord Spousal Estate Reduction Trust at 9% annual interest.","Note matures 90 days from June 26, 2026; no principal or interest payments due before maturity.","Proceeds used for short-term working capital and general corporate purposes.","Albert L. Lord, Jr., Chairman of the Board, serves as trustee of the lender trust; board approved related-party transaction.","Prepayment allowed without premium or penalty; customary events of default apply."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":788165,"accession_number":"0001683168-26-004438","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-06-02T12:30:16+00:00","items":["5.07"],"status":"ready","headline":"AppTech shareholders elect directors, approve say-on-pay and equity plan at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Class II directors Albert L. Lord (24.3M for, 2.7M withheld) and Thomas J. DeRosa (18.8M for, 8.2M withheld).","Advisory say-on-pay passed: 22.3M for, 1.5M against, 3.1M abstain, with 574K broker non-votes.","Shareholders recommended future say-on-pay votes every 1 year (21.9M votes for one-year frequency).","2026 AppTech Equity Incentive Plan approved: 21.6M for, 1.7M against, 3.6M abstain.","Ratification of auditor dbbmckennon, LLC passed with 25.8M for, 78.8K against, 1.6M abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":527836,"accession_number":"0001683168-26-004120","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2026-05-19T20:34:15+00:00","items":["5.02"],"status":"ready","headline":"AppTech appoints Robert Lipstein as independent director, designates Albert Lord as Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Albert L. Lord designated Executive Chairman; steps down from Compensation Committee, no longer independent.","Employment arrangements formalized for CEO Thomas DeRosa ($384K base salary) and COO Anthony Shall ($240K base).","Robert J. Lipstein, retired KPMG partner, appointed as independent Class II director and Audit Committee chair.","Lipstein also serves on boards of Seacoast Banking, Firstrust Savings Bank; will resign from Onfolio Holdings by May 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91073,"accession_number":"0001683168-26-003617","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments designates Albert L. Lord as Executive Chairman, formalizes CEO/COO employment","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Albert L. Lord designated Executive Chairman effective May 4, 2026; steps down from Compensation Committee, no longer independent.","CEO Thomas DeRosa employment formalized with $384,000 base salary plus discretionary bonus and equity/benefit plan eligibility.","COO Anthony Shall employment formalized with $240,000 base salary plus discretionary bonus and equity/benefit plan eligibility.","Both executives already serving; arrangements ratify terms of continuing employment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91072,"accession_number":"0001683168-26-002817","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-04-10T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech raises $950K via 18% notes and warrants; LendSpark and Manetto participate","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued two $500K 18% promissory notes to LendSpark and Manetto Hill Fund; net proceeds $475K each after $25K OID.","Notes mature 14 months from April 3, 2026; convertible at $2.00/share; 4.99% beneficial ownership cap.","Each investor received warrants to buy 500K shares at $1.00/share for 5 years.","Subsidiary Infinitus Pay Inc. guaranteed obligations and granted security interest in collateral.","Placement agent HCC Securities Group received fees; offering exempt under Rule 506(b)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100975,"accession_number":"0001683168-26-001240","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2026-02-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"AppTech amends revenue participation deal; adds $500k funding, ups revenue share to 1.75%, extends term to Dec 2029","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total Revenue Participation Contribution increased to $2M; additional $500k due by Feb 28, 2026.","Revenue Participation Percentage raised from 1% to 1.75% (adjustable up to 10% if payments lag).","Revenue Participation Term extended from Dec 2028 to Dec 2029 (50 months from Nov 2025).","Principal repayment (no interest) prorated over final 18 months of the term (months 33-50).","Monthly Minimum Payment amounts redacted but increase by $4,300 each successive three-month period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100976,"accession_number":"0001683168-26-001173","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2026-02-19T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"AppTech Payments amends revenue participation agreement, increases funding to $2M with higher revenue share","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Total funding increased from $1.5M to $2M; additional $500k due by Feb 28, 2026.","Revenue participation percentage raised from 1% to 1.75% of gross contract revenue.","Revenue participation term extended to Dec 31, 2029 (50 months) from Dec 31, 2028.","Repayment of $2M principal without interest over final 18 months (months 33-50).","Minimum monthly payments revised, escalating from $8,600/mo (months 4-6) to $73,100/mo (months 49-50)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100974,"accession_number":"0001683168-26-000734","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2026-02-03T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"AppTech closes acquisition of Infinitus Pay; reports Infinitus net income $13k in 9mo 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition closed Oct 31, 2025 for $2M cash (less indebtedness), 5M shares (1M immediate + 4M locked up), warrants for 4M shares at $3.00, and up to $1M contingent cash.","Infinitus generated $268k revenue and $13k net income in 9 months ended Sep 30, 2025 (unaudited); $12k revenue from inception to Dec 31, 2024.","Infinitus assets $472k, liabilities $175k, equity $297k, cash $21k as of Sep 30, 2025 (unaudited).","Warrants become exercisable after AppTech stock closes at $3.00; contingent cash due when Infinitus revenue reaches $300k/month for 3 consecutive months.","Infinitus platform aggregates domestic and international banking for cross-border payments; launched in July 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117306,"accession_number":"0001683168-25-009052","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-12-11T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"AppTech amends $360K convertible note; sets repayment schedule through Jan 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Original $360K note dated June 18, 2025, amended on Dec 4, 2025, with maturity extended to Jan 16, 2026.","Payments: $50K due Dec 5, 2025; $200K due Dec 20, 2025; $110K due Jan 16, 2026; $20K interest on maturity.","Holder's conversion right suspended until the Company defaults on any payment under the amended Note.","Amendment with Eleven 11 Management LLC modifies only the payment schedule and conversion trigger; no new principal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117305,"accession_number":"0001683168-25-007970","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"AppTech Payments acquires InfinitusPay for up to $3M cash, 5M shares, and 4M warrants","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition consideration: $2M cash at closing (less Indebtedness), 1M closing shares, 4M lock-up shares, and 4M warrants at $3.00.","Earn-out: additional $1M cash if Infinitus generates ≥$300k monthly revenue for three consecutive months post-closing.","Infinitus becomes wholly-owned subsidiary; Alan Carr, Infinitus CEO, appointed AppTech Chief Product Officer.","Acquisition closed October 31, 2025; press release issued November 5, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133742,"accession_number":"0001683168-25-005995","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-08-13T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech Payments issues $300K convertible note to GS Capital; $50K OID","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $300K principal 10% convertible note to GS Capital Partners; net proceeds $250K after $50K OID.","Note matures July 31, 2026; six principal payments of $54,041.84 each starting 180 days after issue.","Conversion price fixed at $2.00/share; on default drops to 80% of lowest 10-day VWAP.","Note contains beneficial ownership limit of 4.99%; default penalty of 150% of outstanding amount.","Securities issued under Rule 506(b) exemption; no registration statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133741,"accession_number":"0001683168-25-005471","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech issues $360K convertible note with Labrys Fund; conversion price can drop to 80% of VWAP","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Gross proceeds $300K after $60K original issue discount; 10% interest, 12-month maturity.","Conversion price initially $2.00, after Apr 21, 2026 lower of $2.00 or 80% of lowest VWAP.","Default triggers 115% of outstanding principal plus accrued interest, immediate acceleration.","Beneficial ownership cap 4.99% (may be increased to 9.99% on 61 days' notice).","Shares issuable upon conversion unregistered; piggy-back registration rights granted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133740,"accession_number":"0001683168-25-005063","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-07-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments Corp. Corporate Secretary Marc D. Evans resigns effective July 8, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Marc D. Evans resigned as Corporate Secretary and Associate, effective July 8, 2025.","Resignation is not due to any disagreement with the Company on operations, policies, or practices.","Board has not yet appointed a successor; will disclose appointment in an amendment or later filing.","Company trades on OTCQB under symbols APCX (common stock) and APCXW (warrants)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150459,"accession_number":"0001683168-25-004745","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-06-25T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech Payments issues $360K convertible note with 20% OID to accredited investor","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $360K principal convertible promissory note with 20% OID, net proceeds ~$292.5K after fees.","Note matures in 6 months, bears 10% interest, convertible at $2.00/share; redemption at 100% of principal plus interest.","Non-accountable fee of $7,500 withheld from purchase price; placement and legal fees also paid.","Conversion capped at 4.99% beneficial ownership, adjustable to 9.99% with 61-day notice.","3.6M shares reserved for conversion; default triggers 18% interest and acceleration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150458,"accession_number":"0001683168-25-004272","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments appoints Thomas DeRosa as President and director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas DeRosa appointed President and director on June 2, 2025.","Fills roles vacated by Virgilio Llapitan, who resigned effective May 19, 2025.","No arrangements or understandings with any person; no Item 404(a) transactions.","DeRosa is not independent and is not expected to serve on any Board committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150457,"accession_number":"0001683168-25-004062","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"AppTech Payments shareholders elect directors, approve equity plan and advisory votes at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Kozlowski and Walsh as directors with ~19.5M votes each; 353k broker non-votes.","Advisory vote on NEO compensation approved: 17.4M for, 2.8M against, 809k abstain.","Advisory frequency vote favored 1 year (17.0M) over 2 years (757k) and 3 years (3.12M).","2025 Equity Incentive Plan approved (17.6M for, 2.5M against); auditor dbbmckennon ratified (21.2M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150456,"accession_number":"0001683168-25-003828","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["3.01","5.02"],"status":"ready","headline":"AppTech Payments delisted from Nasdaq to OTCQB; Chairman and President resign","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nasdaq notified AppTech of delisting due to noncompliance with Listing Rule 5550(a)(2); trading suspended May 20, 2025.","Common stock and warrants approved for OTCQB quotation under same symbols APCX and APCXW starting May 20.","Chairman Luke D'Angelo resigned as Chairman and employee on May 19, 2025; no disagreement cited.","President & COO Virgilio Llapitan resigned as President, COO & Director on May 19, 2025; no disagreement cited.","Replacements for both positions have not been determined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.95,"calibrated_materiality_score":0.95,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169430,"accession_number":"0001683168-25-001066","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AppTech Payments gets Nasdaq continued listing with conditions; must meet equity and bid price by deadlines","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq Panel granted continued listing; must demonstrate ≥$2.5M stockholders' equity by March 31, 2025.","Company must file public disclosure of equity transactions and provide fundraising plan/income projections by March 31, 2025.","Minimum bid price of $1.00 must be regained by May 5, 2025; no further extension available.","Previous non-compliance with bid price and equity rules led to delisting notice in November 2024; hearing held January 14, 2025.","Nasdaq Listing Council may review Panel decision within 45 days; company will be notified if review occurs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169429,"accession_number":"0001683168-25-000197","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AppTech Payments raises $2.5M, reduces debt, regains Nasdaq equity compliance","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Raised $1M from AFIOS Partners 6 and $1.5M from AFIOS Partners 7 via stock and warrant issuances.","Recognized over $940,000 in gains on early debt extinguishment as of December 31, 2024.","Stockholders' equity increased to $4,146,448 as of Dec 31, 2024, regaining Nasdaq's $2.5M minimum equity requirement.","Nasdaq will continue to monitor; if compliance fails at next periodic report, delisting risk remains."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186485,"accession_number":"0001683168-24-009028","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-12-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AppTech Payments CEO D'Angelo resigns, CFO Yu terminated; DeRosa interim CEO, Corrado CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Luke D'Angelo resigned as CEO/Executive Director effective Dec 24, 2024; remains Chairman of Board.","Meilin (Julia) Yu terminated without cause as CFO/Treasurer; departure not due to disagreements.","Thomas DeRosa, previously Executive Director of Product & Project Management, appointed Interim CEO.","Felipe A. Corrado, previously Management Consultant (since 2021), appointed CFO and Treasurer.","Both departures were not related to any disagreement on operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186484,"accession_number":"0001683168-24-008769","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["1.01","3.02","5.02","7.01","9.01"],"status":"ready","headline":"AppTech Payments Corp. raises $5M common equity from AFIOS; board adds three","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered into share purchase agreements with AFIOS Partners for $5M equity raise; $2.5M received as of Dec 16","Investors to receive up to 5.2M shares at avg $0.96/share and ~13M warrants with exercise prices $0.90-$1.20","Full exercise of warrants could provide up to $14M in additional common equity","Board reduced from six to five members; new directors Albert Lord (ex-Sallie Mae CEO), Thomas Kozlowski, Calvin Walsh appointed","Four prior directors (Williams, O'Neal, Huff, Liang) resigned; Luke D'Angelo remains Chairman"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186481,"accession_number":"0001683168-24-008796","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K/A","filed_at":"2024-12-17T23:59:59+00:00","items":["1.01","3.02","5.02","7.01","9.01"],"status":"ready","headline":"AppTech raises $5M equity from AFIOS, appoints three new directors; board reduced to five","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["AFIOS invests $5M for 5.2M shares at $0.96 avg price; $2.5M received Dec 16, 2024; up to $14M from ~13M warrants at $0.90-$1.20.","Board reduced from 7 to 5; Virgilio Llapitan, Michael O'Neal, Christopher Williams, William Huff resigned.","Appointed Albert L. Lord (ex-Sallie Mae CEO), Thomas J. Kozlowski Jr. (AFIOS President), Calvin D. Walsh (Siemens exec) as directors.","Warrants have 5-year term; exercise prices $0.90 and $1.20 per share; total potential equity up to $19M if fully exercised.","Previous directors Roz Huang also resigned; Luke D'Angelo remains Chairman and CEO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186483,"accession_number":"0001683168-24-008382","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-11-25T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"AppTech Payments faces Nasdaq delisting hearing Jan 14, 2025 after failing minimum bid price","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq scheduled oral hearing for Jan 14, 2025 on delisting appeal for minimum bid price non-compliance.","Company received delisting determination Nov 6, 2024; hearing stay in effect pending Panel decision.","Also non-compliant with minimum stockholders' equity requirement of $2.5M since Aug 2024.","No assurance that plan will be accepted or that compliance will be regained."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186482,"accession_number":"0001683168-24-007911","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"AppTech faces Nasdaq delisting for bid price non-compliance; appeals filed","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nov 6, 2024 notice of delisting for failing to meet $1 minimum bid price requirement.","Company timely requested a hearing before Nasdaq Hearings Panel on Nov 12, 2024.","Also not in compliance with $2,500,000 minimum stockholders' equity requirement.","If appeal not filed by Nov 13, trading would be suspended Nov 15; securities would be delisted.","No assurance the company can regain or maintain compliance with Nasdaq listing criteria."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203070,"accession_number":"0001683168-24-006343","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-09-12T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"AppTech Payments warrant exercised cashless, 521,739 shares issued","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Exercise price of warrant reduced from $1.16 to $0.70 per share due to inducement transaction.","Warrant exercised cashless, resulting in issuance of 521,739 freely tradeable common shares.","Warrant originally issued as part of $1.1M 6% convertible debenture private placement closed July 11, 2024.","Warrant shares were registered under Form S-1 effective August 22, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203069,"accession_number":"0001683168-24-006090","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-08-29T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"AppTech Payments enters warrant inducement for $1.17M; issues new warrants with 200% coverage","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Existing warrants for 1,666,667 shares exercised at reduced price of $0.70/share; gross proceeds ~$1.17M.","Company issued new warrants for 3,333,334 shares at $0.70, exercisable after 6 months, expiring 5.5 years from issuance.","Also amended February 2023 warrants for 1,666,667 shares to exercise price $0.70 and 5.5-year term.","Proceeds to be used for working capital and general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203068,"accession_number":"0001683168-24-006031","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-08-26T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"AppTech Payments receives Nasdaq deficiency notice for failure to meet $2.5M equity minimum","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified AppTech that stockholders' equity fell below the $2.5M minimum for continued listing.","Company has until Oct 7, 2024 to submit a plan to regain compliance with Listing Rule 5550(b)(1).","If plan accepted, Nasdaq may grant up to 180-day extension to evidence compliance.","No immediate effect on trading; APCX and APCXW continue on Nasdaq Capital Market.","Company intends to submit a compliance plan but cannot assure regaining compliance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203067,"accession_number":"0001683168-24-004806","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-07-12T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"AppTech raises $1M via 6% convertible debenture with warrant coverage","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closed $1.1M principal 6% convertible debenture sold at $1M (10% OID); net proceeds ~$960K after fees.","Conversion price $1.07 per share; warrant for 750K shares at $1.16, 5-year term.","Issued 100K commitment shares to investor and designee; registration rights filed within 30 days.","Debenture matures in 12 months; redeemable at 110% of principal plus accrued interest.","Beneficial ownership cap of 4.99% (can increase to 9.99% with 61 days notice)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219350,"accession_number":"0001683168-24-003894","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-05-31T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"AppTech Payments shareholders reelect all director nominees and approve 2024 equity plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All three director nominees (D'Angelo, Llapitan, Williams) elected with 14.1M, 12.6M, and 13.3M votes for, respectively.","Advisory vote on executive compensation approved with 12.6M for vs 6.6M against; one-year frequency selected.","2024 Equity Incentive Plan approved with 14.3M votes for, 2.5M against, and 2.4M abstentions.","Ratification of dbbmckennon as independent auditor for FY2024 passed with 22.2M votes for and only 10,860 against.","Approximately 22.4M of 24.7M eligible shares were represented at the May 29, 2024 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.15,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219349,"accession_number":"0001683168-24-003404","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"AppTech Payments receives Nasdaq delisting notice for bid price below $1.00","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified AppTech that its common stock bid price was below $1.00 for 30 consecutive business days.","Company has 180 days, until Nov 5, 2024, to regain compliance by closing at $1.00+ for 10 consecutive days.","If not compliant by Nov 5, 2024, Nasdaq may grant an additional 180-day period or delist the stock.","AppTech is considering options including a reverse stock split but cannot assure compliance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219348,"accession_number":"0001683168-24-002963","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-05-03T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"AppTech defers FinZeo acquisition payments; shares reissued to seller","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Fourth Amendment defers remaining $1.2M cash purchase price; only $150k due June 21, 2024.","Remaining payments triggered when AppTech generates $400k monthly revenue from FinZeo products or after 13 months from April 29, 2024.","Seller receives 50,000 options with strike at closing price on amendment date.","Board canceled 1M shares issued to seller's entity and reissued same number to seller directly.","This is the fourth amendment to the Oct 2023 acquisition agreement; prior amendments also adjusted payment schedules."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239178,"accession_number":"0001683168-24-001766","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2024-03-27T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"AppTech Payments Corp. closes public offering of 2M shares at $1.00, net proceeds ~$1.8M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offering of 2,000,000 common shares at $1.00 per share; trade symbol APCX.","Underwriters granted 45-day option to purchase up to 300,000 additional shares at same price.","Net proceeds approximately $1.8 million ($2.1 million if over-allotment exercised in full).","Proceeds to be used for integration of existing business, working capital, and general corporate purposes.","Offering closed on March 27, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256691,"accession_number":"0001683168-23-007438","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["2.01","7.01","9.01"],"status":"ready","headline":"AppTech Payments completes acquisition of FinZeo (Alliance Partners) for $2M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Alliance Partners, LLC (FinZeo) for $2M cash; 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Titan Partners Group acted as placement agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256688,"accession_number":"0001683168-23-007179","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2023-10-16T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"AppTech Payments signs definitive agreement to acquire FinZeo for $2M cash, expected close by Oct 31","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquires Alliance Partners (FinZeo) for $2M cash: $500K at close, $750K by Jan 7 2024, $750K by Apr 7 2024.","Transaction expected to close by October 31, 2023, subject to customary closing conditions.","Integration of FinZeo positions AppTech as a Payment Facilitator (PayFac) and enhances its Commerse platform.","AppTech gains a seasoned team with 20+ years of payment processing sales experience and software development resources."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274059,"accession_number":"0001683168-23-005937","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2023-08-21T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"AppTech Payments enters $18M ATM equity offering agreement with StockBlock Securities","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Up to $18M of common stock may be sold at-the-market through StockBlock Securities as agent.","Agent receives 2.5% commission on gross sales; 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stock continues trading on Nasdaq under APCX."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":14638370.766666666,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364755,"accession_number":"0001575705-22-000394","cik":1070050,"company_name":"AppTech Payments Corp.","ticker":"APCX","form_type":"8-K","filed_at":"2022-05-27T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"AppTech Payments settles litigation with Flowpay; claims dismissed with prejudice","summary_kind":"llm","event_type":"litigation","confidence":"medium","bullets":["Entered Settlement Agreement with Flowpay Corp and R. 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