{"filings":[{"id":1857763,"accession_number":"0001104659-26-086662","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-07-24T20:30:32+00:00","items":["5.07"],"status":"ready","headline":"AmeriServ Financial reports 2026 annual meeting results; all director nominees elected","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Class I directors Bloomingdale, Hickton, Onorato with 8.5M+ votes each; broker non-votes 3.2M.","Advisory vote on executive compensation passed: 8.2M for, 2.8M against, 65.9K abstain.","Ratification of S.R. Snodgrass P.C. as auditor for FY 2026 approved: 14.1M for, 120.5K against.","All three proposals passed; no other business conducted at the July 23, 2026 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1831119,"accession_number":"0001104659-26-086301","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-07-23T20:46:44+00:00","items":["7.01","9.01"],"status":"ready","headline":"AmeriServ Q2 2026 net income $2.74M ($0.16 EPS); NIM 3.34%; NPAs down to $8.38M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2026 net income $2.74M vs Q2 2025 loss $0.38M; EPS $0.16 vs ($0.02).","Net interest margin improved to 3.34% in Q2 2026 from 2.74% a year earlier.","Non-performing assets fell to $8.38M (0.76% of loans) from $16.42M in Q2 2025.","Tangible book value per share $6.45 as of June 30, 2026, up from $5.89 a year ago.","Dividend maintained at $0.03/quarter; board to revisit share repurchase authorization in H2 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1761076,"accession_number":"0001104659-26-085285","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-07-21T14:11:42+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Financial Q2 net income $2.7M ($0.16/share) vs loss; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2026 net income $2.7M ($0.16 diluted EPS) vs Q2 2025 net loss $282K ($0.02 loss).","Net interest margin improved 24 bps to 3.34% in Q2; net interest income up 9.1% YoY.","Provision for credit losses recovery of $294K in Q2 vs $3.1M provision in Q2 2025.","Non-interest expense up 9.3% due to $520K increase in professional fees (SB Value Partners consulting).","Board declared $0.03 quarterly dividend, payable Aug 17, 2026 to holders of record Aug 3, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":678236,"accession_number":"0001104659-26-066629","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-05-27T13:00:33+00:00","items":["5.02","7.01"],"status":"ready","headline":"AmeriServ restructures CFO role after EVP Lynch retires; CEO Stopko adds CFO duties","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Lynch retired May 18, 2026; previously EVP, CFO, CRO, CIO.","Bettina Fochler named CRO; continues as SVP & Chief Credit Officer.","Tammie Slavick becomes SVP & CIO; previously VP for liquidity and IRR management.","President & CEO Jeffrey Stopko assumes CFO duties; held CFO role before becoming CEO in 2015.","Restructuring expected to generate cost savings and improve efficiency."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98398,"accession_number":"0001104659-26-045779","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q1 net income falls 6% to $1.79M ($0.11 EPS); NIM improves 25bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.794M ($0.11 diluted EPS) vs $1.908M ($0.12) in Q1 2025, down 6%.","Net interest income up $897K (9%) to $10.9M; net interest margin expanded 25bps to 3.26%.","Provision for credit losses was $217K expense vs $97K recovery in prior year.","Board declared $0.03 quarterly dividend, payable May 18, 2026 to holders of record May 4, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":3611000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113832,"accession_number":"0001104659-26-023506","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-03-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"AmeriServ CFO Michael D. Lynch to retire May 18, 2026; search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Michael D. Lynch retiring after 40+ years at AmeriServ; effective May 18, 2026.","Company has initiated a search for Lynch's replacement.","Lynch served as EVP and CFO; his departure creates a leadership gap in finance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113831,"accession_number":"0001104659-26-004852","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Financial Q4 net income $1.44M ($0.09 EPS), up 62% YoY; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $1.442M ($0.09 diluted EPS) vs $889K ($0.05) YoY; full year net income $5.612M ($0.34 EPS) vs $3.601M ($0.21).","Net interest margin improved 34 bps to 3.15% for full year; net interest income +$6.2M (17.2%).","Provision for credit losses $4.1M in 2025 vs $884K in 2024, driven by $3.1M charge-off on largest CRE loan.","Non-performing assets down 43% to $8.5M; book value per share up 11.2% to $7.22.","Board declared $0.03/share quarterly dividend payable Feb 17, 2026; record Feb 2, 2026; yield 3.7% at $3.22 close."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":14634000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113830,"accession_number":"0001104659-26-001622","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2026-01-07T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"AmeriServ enters amended consulting deal with SBV, issues 433k shares, SBV ownership to 9.7%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amended and restated consulting agreement expands scope with SB Value Partners through additional Phase II services.","Company issues 350,000 shares to SBV and 83,000 employee incentive shares; SBV ownership rises from 7.7% to ~9.7%.","SBV to provide business development, KPI, and shareholder relation consulting; two SBV employees on-site two weeks/month.","Cash compensation: $20,000/month plus up to $20,000/month for employee salaries, plus incentive payments.","Shares subject to transfer restrictions until later of Dec 2027 or end of consulting period; company has repurchase right for 1 year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130237,"accession_number":"0001104659-25-101052","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q3 net income $2.544M ($0.15 EPS) up 115% YoY; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $2.544M ($0.15 diluted EPS) vs $1.183M ($0.07) YoY; nine-month net income $4.170M ($0.25) up 56.3%.","Net interest margin improved 56 bps to 3.27% in Q3; net interest income up 23.9% ($2.1M) YoY.","Total loans averaged $1.067B; net charge-offs $2.9M (0.37% of avg loans) in nine months; non-performing assets down 8.9% to $15.0M.","Wealth management fees down 6.6% in Q3; BOLI revenue up $289K from death claims.","Board declared $0.03/share quarterly dividend (4.0% annualized yield), payable Nov 17 to Nov 3 record holders."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":10731000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130236,"accession_number":"0001104659-25-099921","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"AmeriServ Financial ratifies new four-year labor contract with USW Local 2635-06","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Union employees ratified contract on October 12, 2025; contract runs through October 16, 2029.","Annual wage increases: 4% in years 1-3 and 3% in year 4; health care and retirement unchanged.","President & CEO Jeffrey Stopko and USW Local President Bob Gilles both praised the agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146809,"accession_number":"0001104659-25-071955","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"AmeriServ Financial shareholders elect three Class III directors, approve say-on-pay, and ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All three director nominees elected: Amy Bradley (8,642,087 for), Kim W. Kunkle (6,568,982 for), Jeffrey A. Stopko (8,657,767 for).","Advisory vote on executive compensation passed with 6,194,419 for vs 4,641,996 against.","Shareholders selected 1 year frequency for say-on-pay votes (9,143,244 votes); Board will hold annual advisory votes.","Ratification of S.R. Snodgrass P.C. as independent auditor approved with 13,414,910 for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146808,"accession_number":"0001104659-25-071635","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"AmeriServ reports Q2 2025 net loss of $282k EPS ($0.02) on $3.1M provision","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net loss $282k vs Q1 net income $1.9M; EPS ($0.02) vs $0.12.","Net interest income $10.4M, NIM 3.10%, sixth consecutive quarterly growth.","Provision for credit losses surged to $3.1M in Q2, driving the loss.","NPLs $15.2M (1.42% of loans); management expects ~$5M decline in Q3.","Tangible book value $5.89; quarterly dividend held at $0.03/share (~4% yield)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":7071000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146807,"accession_number":"0001558370-25-009361","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q2 net loss narrows to $282K; YTD earnings up 11%; dividend $0.03","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 net loss of $282K ($0.02 diluted EPS) vs Q2 2024 net loss of $375K; YTD net income $1.6M ($0.10 EPS) up 11%.","Net interest margin improved 36 bps to 3.10% in Q2; net interest income up 17%.","Provision for credit losses surged to $3.1M in Q2 driven by $2.8M charge-off on largest problem loan.","Non-interest expense fell 12% in Q2, partly due to activist investor resolution; non-interest income down 6%.","Board declared $0.03 quarterly dividend, payable Aug 18 to holders of record Aug 4; annualized yield 3.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":7071000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165239,"accession_number":"0001558370-25-005118","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q1 net income flat at $1.9M ($0.12 EPS); NIM improves 31 bps; dividend $0.03","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1,908,000 ($0.12 diluted EPS) vs $1,904,000 ($0.11) in Q1 2024; essentially flat.","Net interest margin improved 31 bps YoY to 3.01%; net interest income up 13.5% driven by loan growth and lower deposit costs.","Non-performing assets rose to $15.0M from $13.7M at Dec 31, 2024 due to a $3.3M CRE loan moved to non-accrual.","Provision for credit losses recovery of $97K (vs $557K recovery in Q1 2024); net charge-offs were $64K (0.02% of avg loans).","Quarterly dividend declared $0.03 per share, payable May 19, 2025 to shareholders of record May 5, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":3470000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165238,"accession_number":"0001104659-25-035333","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"AmeriServ signs consulting deal with SB Value Partners; 350k shares contingent on stock reaching $5","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["SB Value Partners (8.2% holder) to advise on wealth management division for four years under consulting agreement.","Advisor may receive 350,000 shares if stock trades at $5+ or change of control occurs before April 15, 2029.","Cooperation agreement amended: ownership cap raised from 9.9% to 14.9% and term extended to later of 2029 meeting or consulting termination.","Performance Fee Shares are unregistered; issuance subject to federal and state bank regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182912,"accession_number":"0001558370-25-000285","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q4 net income $889K (EPS $0.05) vs year-ago loss; full-year profit; NIM expands","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $889K ($0.05 EPS) vs Q4 2023 net loss $5.3M (-$0.31 EPS).","Full-year 2024 net income $3.6M ($0.21 EPS) vs 2023 net loss $3.3M (-$0.20 EPS).","Net interest margin improved to 2.88% in Q4, up 17 bps sequentially; mgmt expects further improvement in 2025.","Total loans grew $30M (2.9%) and deposits $42.6M (3.7%) during 2024.","Tangible book value per share rose 11.4% to $5.75; Board declared $0.03 quarterly dividend (unchanged)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":15621000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199502,"accession_number":"0001558370-24-013435","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q3 net income jumps 83% to $0.07/share; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $1.18M ($0.07 EPS) vs $0.65M ($0.04) YoY, up 83%.","Nine-month 2024 net income $2.71M ($0.16 EPS) vs $1.98M ($0.12) YoY, up 37%.","Net interest margin stable at 2.71%; provision for credit losses recovery of $51K in Q3.","Board declared $0.03 quarterly dividend payable Nov 18, record Nov 4; 4.01% annualized yield.","Wealth management fees rose 7.2% in Q3; assets under management reached $2.6B."],"consensus_eps_estimate":null,"consensus_eps_actual":0.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":11811000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215541,"accession_number":"0001558370-24-012955","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-09-23T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"AmeriServ adopts proxy access, changes director voting to plurality/majority standard","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved removal of cumulative voting; bylaws amended September 19, 2024.","New Section 1.10 provides proxy access for eligible shareholders to nominate directors.","Section 2.19: plurality voting standard with majority voting in uncontested elections.","Section 2.20 adds formal resignation mechanism for directors.","Changes effective immediately; full bylaws filed as Exhibit 3.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215540,"accession_number":"0001558370-24-012474","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-08-26T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"AmeriServ Financial amends articles to eliminate cumulative voting in director elections","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved elimination of cumulative voting at Aug. 20, 2024 annual meeting.","Article 6 of Amended and Restated Articles of Incorporation amended effective Aug. 22, 2024.","Change removes ability to cumulate votes for director elections going forward."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215539,"accession_number":"0001104659-24-091629","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-08-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"AmeriServ posts investor presentation; no material new disclosures in filing excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company made August 2024 investor presentation available on website as Exhibit 99.1.","Presentation contains forward-looking statements and standard disclaimers; no specific financial figures or guidance provided in excerpt.","No earnings, M&A, leadership changes, or other material events announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215538,"accession_number":"0001104659-24-091623","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-08-21T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"AmeriServ Financial annual meeting elects directors, approves charter amendment, say-on-pay, auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Proposal 1: Elected J. Michael Adams Jr. (8,253,852 for), Margaret O'Malley (6,516,389), Mark Pasquerilla (6,367,400) as Class II directors.","Proposal 2: Approved amendment to eliminate cumulative voting in director elections (8,462,302 for, 2,447,696 against, 29,069 abstain).","Proposal 3: Advisory vote on executive compensation passed (6,081,562 for, 4,777,378 against, 80,127 abstain).","Proposal 4: Ratified S.R. Snodgrass P.C. as independent auditor for FY2024 (12,557,695 for, 924,702 against, 108,642 abstain)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215537,"accession_number":"0001558370-24-009905","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ Financial declares $0.03 quarterly dividend payable Aug 19","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.03 per share quarterly dividend declared; payable Aug 19, 2024 to holders of record Aug 5, 2024.","Annualized dividend yield 4.65% based on July 17 closing price of $2.58.","Dividend payout ratio for first six months of 2024 was 66.7%.","Total assets $1.4B; book value $6.28 per common share as of June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215536,"accession_number":"0001558370-24-009828","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"AmeriServ reports Q2 net loss of $375K; activism costs weigh on results","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 net loss of $375K ($0.02 per diluted share) vs net loss of $187K ($0.01) in Q2 2023.","Activism defense costs of $1.3M in Q2 2024; settlement with Driver Opportunity Partners reached in June, no further costs expected.","Net interest margin improved to 2.74% for Q2, up 11 bps from Q4 2023; net interest income down 2.6% YoY.","Wealth management fees up 9.7% in Q2; total non-interest income up 13.2%.","Book value per share rose 3.6% to $6.28; repurchased 628,003 shares from Driver at $2.38, accretive."],"consensus_eps_estimate":null,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":7931000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234877,"accession_number":"0001104659-24-074153","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-06-24T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"AmeriServ amends bylaws to reduce record date lead time, sets record date for annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board amended Section 1.7 (Voting) of bylaws to remove requirement that record date be at least 50 days before meeting.","Annual meeting of shareholders scheduled for August 20, 2024, to be held virtually.","Record date for voting eligibility set as July 18, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234876,"accession_number":"0001104659-24-071515","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"AmeriServ settles with activist Driver; repurchases 628K shares, pays $1.76M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchases 628,003 shares at $2.38/share ($1.49M total) from Driver Partners.","Pays Driver $1,762,659 settlement; 68% expected to be covered by D&O insurance.","Driver withdraws director nominations and drops all three lawsuits against AmeriServ.","Perpetual standstill: Driver cannot nominate directors, acquire shares, or sue the company.","Mutual non-disparagement and general releases; counterclaim and third-party complaint dismissed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234875,"accession_number":"0001104659-24-049716","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"AmeriServ enters cooperation agreement with 7.7% shareholder SB Value Partners","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["SB Value Partners owns 1,319,019 shares (approx. 7.7% of ASRV).","SBV agrees to vote its shares in line with Board recommendations, except on extraordinary transactions.","Parties will regularly consult on financial performance metrics, business development.","Customary standstill limits SBV to ≤9.9% ownership; agreement lasts until after 2025 annual meeting.","Company reimburses SBV for documented legal/other expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234874,"accession_number":"0001558370-24-005329","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ declares $0.03 quarterly dividend; payable May 20, record May 6","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.03 per share declared; annualized yield 4.67% based on $2.57 close on April 17.","Dividend payable May 20, 2024 to shareholders of record as of May 6, 2024.","Q1 2024 dividend payout ratio was 27.3%.","Total assets at March 31, 2024: $1.385 billion; book value per share $6.06."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234873,"accession_number":"0001558370-24-005154","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-04-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"AmeriServ Financial Q1 2024 net income $1.9M ($0.11 EPS), up 25.7% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.904M, diluted EPS $0.11, vs $1.515M ($0.09) in Q1 2023, a 25.7% increase.","Net interest margin 2.70%, down 33 bps YoY but up 7 bps from Q4 2023, reversing five-quarter decline.","Provision for credit losses recovery of $557,000 vs $1.179M expense in Q1 2023, a favorable swing of $1.7M.","Wealth management fees rose 19.3% to record level; assets under management $2.6B, up 10.6% YoY.","Non-interest expense down 0.8% YoY; professional fees decreased 23.4% due to lower legal and activist costs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":4058000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252725,"accession_number":"0001104659-24-032044","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-03-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ reports FY 2023 net loss of $3.3M; activist Driver nominates three directors for 2024 meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Full-year 2023 net loss of $3.3M ($0.20 EPS) vs record net income of $7.4M ($0.43 EPS) in 2022.","Q4 2023 net loss of $5.3M driven by increased provision for credit losses on Rite Aid bankruptcy and portfolio repositioning.","Total deposits grew $50M (4.5%) YoY; total loans increased $36M (3.6%) in Q4 2023.","Quarterly dividend maintained at $0.03 per share; annual meeting moved to August 20, 2024 to allow SLC completion.","Activist hedge fund Driver Management nominated three candidates; board recommends its own slate in upcoming proxy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252724,"accession_number":"0001104659-24-026035","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ sets Aug 20, 2024 annual meeting; shareholder proposals due Feb 26 and Mar 4","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["2024 annual meeting scheduled for August 20, 2024, more than 30 days after 2023 anniversary.","Shareholder director nominations and business proposals due by Feb 26, 2024 (5 days after disclosure).","Rule 14a-8 proxy inclusion proposals must be received by March 4, 2024.","Previously submitted proposals need not be resubmitted but remain subject to bylaw review."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252723,"accession_number":"0001104659-24-011176","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-02-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ CEO denies Driver's 'illegal misconduct' claims; highlights Q4 loan growth 3.6%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Federal judge dismissed Driver's lawsuit related to director nominations; Company's Bylaws upheld.","Q4 2023 total loans up 3.6%; fourth consecutive quarter of wealth management revenue growth.","Deposit growth achieved in 2023 despite difficult banking environment.","Driver previously 'greenmailed' First United Corp. for $6.5M share buyback and $3.3M settlement.","Company limited in commenting due to ongoing litigation with former employee Jack Babich."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252722,"accession_number":"0001558370-24-000427","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-01-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ Q4 net loss $5.3M ($0.31); provision $6M on Rite Aid; FY loss $3.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net loss $5.321M ($0.31 per diluted share) vs Q4 2022 net income $947K ($0.06).","Full year 2023 net loss $3.346M ($0.20) vs net income $7.448M ($0.43) in 2022.","Provision for credit losses surged to $6.0M in Q4 from $275K a year ago; Rite Aid bankruptcy caused ~$2.8M charge-offs on CRE loans.","Recognized $922K loss on sale of $16.8M AFS securities (avg yield 3.1%) to reinvest at 5.2%; expects $325K extra interest income in 2024.","Board declared $0.03 quarterly dividend (3.87% annualized yield), payable Feb 20 to holders of record Feb 5."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":14493000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252721,"accession_number":"0001558370-24-000222","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2024-01-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"AmeriServ expects Q4 2023 net loss of ~$5.4M; launches earnings improvement program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Expected net loss of ~$5.4M due to $6M provision for credit losses and $922K investment loss.","Rite Aid bankruptcy drives $3.3M net charge-offs; allowance for credit losses strengthened.","Earnings improvement program aims to generate $1.5M additional pre-tax earnings in 2024.","Portfolio repositioning: sold $18M in securities (3.1% yield) for $922K loss; reinvested at 5.2% yield.","New investments expected to add ~$325K net interest income in 2024; loss recovery in 3.7 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270201,"accession_number":"0001558370-23-016558","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-10-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ Financial declares $0.03 quarterly dividend, payable Nov 20","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.03 per share declared, payable Nov 20, 2023 to shareholders of record Nov 6, 2023.","Annualized yield of 4.71% based on Oct 18 closing price of $2.55 per share.","Total assets $1.362B and book value $5.91 per common share as of Sept 30, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270200,"accession_number":"0001558370-23-016481","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"AmeriServ Financial Q3 net income down 69% to $0.04 EPS; activist costs weigh","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q3 2023: $647K ($0.04 EPS) vs $2.1M ($0.12) in Q3 2022, down 69.2%.","Nine-month net income $1.975M ($0.12 EPS) vs $6.5M ($0.38) in 2022, down 68.4%.","Net interest margin compressed to 2.76% (Q3) from 3.35% in Q3 2022; interest expense up 205%.","Non-interest expense up $1.9M in nine months, incl. $2.0M legal fees for activist investor defense.","Total loans exceeded $1B for first time; deposits grew $20.8M since Dec 31, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":10780000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287177,"accession_number":"0001104659-23-097099","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-08-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"AmeriServ responds to activist Driver Management, details costs and board refreshment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Driver Management reduced its stake from 8.6% to 1.6% after failed proxy campaign.","Company incurred $1.7M activist-related costs in first half of 2023; posted Q2 net loss of $187K.","Board refreshed with three new directors: Bloomingdale, Hickton, Onorato elected at 2023 annual meeting.","Formed Special Litigation Committee to evaluate Driver's demand to sue board members.","Core deposits grew $19M (1.7%) since end 2022; wealth management revenue grew modestly."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287176,"accession_number":"0001104659-23-096178","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-08-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"AmeriServ separates President & CEO of trust subsidiary James Huerth; expects $256K severance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James T. Huerth, President & CEO of AmeriServ Trust and Financial Services Company, separated on Aug 28, 2023.","Entitled to severance of 0.75x base salary plus 9 months health benefits; total ~$256,000 contingent on release.","Company expects ongoing cost savings from consolidation of executive responsibilities.","No replacement named; management to allocate duties."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287175,"accession_number":"0001558370-23-012051","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ Financial declares $0.03 quarterly dividend, payable Aug 21","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declares $0.03 per share quarterly common stock cash dividend.","Dividend payable Aug 21, 2023 to holders of record Aug 7, 2023.","Annualized yield of 4.36% based on July 20 closing price of $2.75.","As of June 30, 2023, total assets $1.346B, book value $6.04 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287174,"accession_number":"0001558370-23-011946","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"AmeriServ Financial reports Q2 2023 net loss of $187K on activist costs; EPS -$0.01 vs +$0.12 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $187K ($0.01 diluted EPS) in Q2 2023 vs net income $1.981M ($0.12) in Q2 2022; H1 net income $1.328M ($0.08) down 69.2% YoY.","Legal/professional fees from activist proxy contest totaled $1.1M in Q2 and $1.7M in H1; Board slate elected, costs expected to decline.","Net interest margin compressed to 2.89% in Q2 from 3.23% a year ago; deposit costs rose 131 bps to 1.61% in H1.","Sold Visa Class B shares for $1.7M gain, boosting non-interest income; also recorded $926K loss on Signature Bank sub debt investment.","Non-performing assets well-controlled at 0.57% of loans; allowance for credit losses covers 216% of NPAs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":7070000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307285,"accession_number":"0001558370-23-011505","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-06-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ Financial elects J. Michael Adams Jr. as Chairman, Kim W. Kunkle as Vice Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["J. Michael Adams Jr. elected non-executive Chairman of the Board, succeeding Allan R. Dennison after his retirement.","Kim W. Kunkle elected non-executive Vice Chairman of the Board.","Allan R. Dennison and Sara A. Sargent retired from the Board after years of service.","Board has added four new independent members over past three years as part of strategic refreshment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307284,"accession_number":"0001558370-23-010706","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-06-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"AmeriServ posts investor presentation on website; no specific financial data included","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation posted June 1, 2023 under Events & Presentations on investor relations site.","Management may use slides in meetings with investors and stakeholders.","Exhibit 99.1 is incorporated by reference for Item 7.01 only.","No financial results or strategic updates provided in the filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307283,"accession_number":"0001104659-23-066631","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-05-31T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"AmeriServ annual meeting: directors elected, cumulative voting amendment fails, Driver Group litigation pending","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Three Class I directors (Bloomindale, Hickton, Onorato) elected with >6.4M votes each.","Proposal to eliminate cumulative voting rejected: 4.5M for, 6.7M against, 123K abstain.","Advisory vote on named executive officer compensation passed: 6.7M for, 4.5M against.","Ratification of S.R. Snodgrass P.C. as auditor passed: 11.1M for, 296K against.","Driver Group's nomination invalid per bylaws; preliminary injunction denied; litigation continues."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307282,"accession_number":"0001558370-23-006393","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ Financial declares $0.03 quarterly dividend, 3.83% yield","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.03 per share declared, payable May 22, 2023 to shareholders of record May 8, 2023.","Annualized yield of 3.83% based on April 20 closing price of $3.13 per share.","Dividend payout ratio for Q1 2023 was 33.3%.","Total assets of $1.346 billion and book value of $6.18 per share as of March 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307281,"accession_number":"0001558370-23-006119","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"AmeriServ Financial Q1 net income falls 37% to $1.5M; EPS $0.09","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.515M ($0.09 diluted EPS) vs $2.418M ($0.14) in Q1 2022, down 37.3%.","Provision for credit losses expense $1.179M including $926K loss on Signature Bank subordinated debt.","Non-interest income up $1.2M (27.0%) on $1.7M gain from sale of Visa Class B shares.","Deposits grew $23.3M (2.1%) on an end-of-period basis since Dec 31, 2022; loan-to-deposit ratio 85.8%.","Non-interest expense up $484K (4.2%) including $599K in costs related to ongoing proxy contest."],"consensus_eps_estimate":null,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":3485000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326314,"accession_number":"0001104659-23-034205","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ files lawsuit to block Driver's director nominations for alleged bylaw violations","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Filed suit in Cambria County against Driver Opportunity Partners I LP, J. Abbott R. Cooper, and nominees Rudolph and Simmons.","Seeks declaratory judgment that Driver's nomination notice is invalid due to material defects, including undisclosed conflicts.","Alleges one nominee's family members have sizable financial relationships; Cooper's concurrent directorship violates interlocks bylaw.","Company announces own refreshed slate: Bloomingdale, Hickton, Onorato for 2023 annual meeting.","Driver had threatened to sue AmeriServ; company cites Driver's history of litigation against other banks."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326313,"accession_number":"0001558370-23-003930","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-03-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ Financial invalidates Driver's director nominations citing bylaw violations","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company found Driver's Jan 17 nomination notice deficient for failing to disclose $4M+ related-party loans involving nominee Rudolph's father and brother-in-law.","Bylaw deadline was Jan 26; subsequent Feb 10 attempt to cure was untimely and still incomplete.","Nominee J. Abbott Cooper may be ineligible under interlock rule due to expected board seat at First of Long Island.","Company demands Driver withdraw candidates by Mar 16; warns it will not recognize nominations at 2023 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326312,"accession_number":"0001558370-23-003541","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-03-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ announces slate of three director nominees including two new candidates for 2023 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Nominates Richard Bloomingdale (ex-Pa. AFL-CIO president) and David Hickton (cyber law director) alongside incumbent Daniel Onorato.","Retiring directors Allan Dennison and Sara Sargent will not stand for re-election per board retirement policy.","New candidates bring expertise in cybersecurity, human capital management, and union business development.","Board refreshment will have nearly half of board refreshed in three years if nominees elected."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326311,"accession_number":"0001558370-23-000442","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"AmeriServ reports FY2022 EPS up 5% to $0.43; Q4 EPS down 49% to $0.06; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2022 net income $7.45M ($0.43 diluted EPS), up 4.9% from $0.41 in 2021.","Q4 2022 net income $0.95M ($0.06 EPS) vs $1.85M ($0.11 EPS) in Q4 2021, a 48.9% decline.","Adjusted FY2022 diluted EPS $0.55, up 12% from $0.49; adjusted net income $9.47M.","Board declared $0.03 per share quarterly dividend, payable Feb 21, 2023 to holders of record Feb 6, 2023.","Net interest income for FY2022 increased $1.5M (+3.8%); loan loss provision fell to $50K from $1.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":14737000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326310,"accession_number":"0001558370-23-000344","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2023-01-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Activist Driver nominates three directors to AmeriServ board; company responds with letter","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Driver Opportunity Partners LP, an 8.1% shareholder, submitted notice to nominate three candidates for 2023 annual meeting.","AmeriServ board is reviewing the nomination materials for compliance with bylaws and articles of incorporation.","Board cites post-pandemic stock return of ~31% since Jan 2021, rejects entrenchment claims.","Company states it will not agree to share repurchases or cash payments to end the contest.","AmeriServ plans to file a proxy statement and urges shareholders to read it when available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344028,"accession_number":"0001558370-22-015210","cik":707605,"company_name":"AMERISERV FINANCIAL INC /PA/","ticker":"ASRV","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"AmeriServ declares $0.03 quarterly dividend, 3.13% yield, payable Nov 21","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared $0.03 per share quarterly cash dividend; payable Nov 21, 2022 to holders of record Nov 7, 2022.","Annualized yield 3.13% based on Oct 20 closing price of $3.84.","Dividend payout ratio for first nine months of 2022 was 22.4%.","Company had total assets of $1.35B and book value of $5.94 per share at Sep 30, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":64973145.02894737,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-10-24T23:59:59+00:00|344028"}