{"filings":[{"id":51041,"accession_number":"0001437749-26-016553","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2026-05-13T13:03:56+00:00","items":["5.07"],"status":"ready","headline":"Atlanticus shareholders elect all seven director nominees at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All seven director nominees elected; Brinkley Dickerson, David G. Hanna, Jeffrey A. Howard, Blake Paulson each received 7,877,356 votes for, 30 withheld.","Denise M. Harrod and Dennis H. James, Jr. received 7,826,920 votes for, 50,466 withheld.","Joann G. Jones received 7,877,353 votes for, 33 withheld.","No other proposals were voted on at the May 7, 2026 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120530,"accession_number":"0001437749-25-036495","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K/A","filed_at":"2025-11-28T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Atlanticus acquires Mercury; Mercury posts $129M net loss in FY2024, up from $66M loss","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition closed Sep 11, 2025; Amendment filed to provide Mercury's audited FY2024 and H1 2025 financials.","Mercury net loss $129M for FY2024 vs $66M in FY2023; interest income $795M, up from $696M.","Provision for credit losses surged to $522M in FY2024 from $413M in FY2023.","Mercury net loan receivables $2.97B with $388M allowance for credit losses; member's equity $170M.","Pro forma combined statements for Atlanticus for FY2024 and nine months Sep 2025 included."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137120,"accession_number":"0001437749-25-029311","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2025-09-17T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Atlanticus acquires Mercury Financial for ~$162M, adding $3.2B in credit card receivables","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Mercury, a data-centric near-prime credit card platform, for ~$162M in cash, with potential earn-outs up to 3 years.","Adds 1.3 million credit card accounts and $3.2 billion in receivables, boosting total managed receivables to over $6 billion.","Expands Atlanticus' product offering into the larger near-prime consumer segment; integration expected to drive cost synergies and portfolio optimization.","Transaction funded from cash on hand; seller may receive earn-outs equal to 75% of charge-off savings vs. agreed levels."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137119,"accession_number":"0001437749-25-027466","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Atlanticus issues $400M 9.750% Senior Notes due 2030; proceeds to repay warehouse facilities, fund growth","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$400M aggregate principal of 9.750% Senior Notes due 2030 issued; interest payable semi-annually starting March 1, 2026.","Notes redeemable at make-whole premium before Sep 1, 2027; thereafter at specified prices; up to 40% redeemable with equity offering proceeds at 109.750%.","Net proceeds to repay recourse warehouse facilities, fund acquisitions, and partially/fully repay 6.125% Senior Notes due 2026.","Guaranteed by certain domestic subsidiaries; covenants limit additional debt, dividends, liens, and asset sales."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154399,"accession_number":"0001437749-25-016493","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Atlanticus shareholders elect all seven directors, approve say-on-pay, vote for triennial frequency","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All seven director nominees elected, including David G. Hanna, Denise M. Harrod, Jeffrey A. Howard, Deal W. Hudson, Dennis H. James Jr., Joann G. Jones, Mack F. Mattingly.","Say-on-pay advisory vote approved: 9,943,080 for, 1,457,916 against.","Shareholders voted for triennial say-on-pay frequency (9,359,468 votes for three years vs 2,018,733 for one year); company will hold future say-on-pay votes every three years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206497,"accession_number":"0001437749-24-027772","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-08-26T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Atlanticus enters $100M ATM sales agreement for preferred stock and senior notes with B. Riley","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Up to $100M aggregate offering of 7.625% Series B Cumulative Perpetual Preferred Stock and 9.25% Senior Notes due 2029.","Sales agent B. Riley Securities to receive 2% commission; sales can be made on Nasdaq.","ATM Notes will be additional issuance of existing $117.25M 9.25% Notes due 2029, same terms.","Net proceeds for general corporate purposes; program can be suspended by either party.","Fifth supplemental indenture executed with U.S. Bank Trust Company as trustee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206496,"accession_number":"0001437749-24-023743","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"Atlanticus closes $60M add-on offering of 9.25% Senior Notes due 2029, net proceeds ~$56.5M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $60M aggregate principal of 9.25% Senior Notes due 2029, including $5M from underwriters' option exercise.","Net proceeds of approximately $56.5M after underwriting discounts and expenses.","Proceeds to be used to redeem Class B preferred units of a subsidiary and/or for general corporate purposes.","Notes are additional issuance of existing $57.25M series, trade on Nasdaq under 'ATLCZ'.","Underwriters led by B. Riley Securities; rating from Egan-Jones of 'A'."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206495,"accession_number":"0001437749-24-023282","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","8.01","7.01","9.01"],"status":"ready","headline":"Atlanticus commences add-on offering of 9.25% Senior Notes due 2029 with preliminary Q2 results","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Announced underwritten public add-on offering of 9.25% Senior Notes due 2029 (ATLCZ) to raise additional funds; existing $57.25M issued Jan/Feb 2024.","Preliminary Q2 2024: unrestricted cash ~$351M, loan gross balance ~$2.415B, notes payable ~$1.879B, total revenue ~$316M.","Preliminary net income attributable to common shareholders expected in range of $17-18 million for Q2 2024.","Received an \"A\" rating from Egan-Jones Ratings Company for the notes offering.","Underwriters include B. Riley Securities, Janney Montgomery Scott, Lucid Capital Markets, William Blair; co-managers A.G.P. and Clear Street."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223657,"accession_number":"0001437749-24-016235","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Atlanticus shareholders elect seven directors at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All seven nominees elected with for votes ranging from 7,671,198 to 7,671,611.","Withheld votes were minimal, ranging from 16 to 429 per nominee; no broker non-votes.","Directors elected to terms expiring at the 2025 Annual Meeting of Shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223656,"accession_number":"0001437749-24-011225","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-04-05T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Atlanticus Holdings dismisses BDO, appoints Deloitte as auditor for FY2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["BDO's reports for FY2022 and FY2023 were unqualified; no unresolved disagreements on accounting or audit scope.","Previously disclosed material weakness in internal controls over cash flow forecast valuation was remediated by Sept 30, 2023.","Company did not consult Deloitte on any accounting principles, audit opinions, or reportable matters before appointment.","Audit Committee approved dismissal of BDO and appointment of Deloitte effective April 1, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243073,"accession_number":"0001437749-24-004135","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-02-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Atlanticus closes option on $7.25M additional 9.25% Senior Notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closed underwriters' option, issued additional $7.25M aggregate principal of 9.25% Senior Notes due 2029.","Additional net proceeds of approx $7.0M after underwriting discounts but before expenses.","Total offering size $57.25M with net proceeds to company of $54.1M.","Notes trade on Nasdaq under symbol ATLCZ; B. Riley Securities acted as lead book-runner."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243072,"accession_number":"0001437749-24-002991","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-02-02T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Atlanticus enters Second Supplemental Indenture for 6.125% Senior Notes due 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Second Supplemental Indenture dated Jan 30, 2024 governs 6.125% Senior Notes due Nov 30, 2026.","Notes rank equally with existing and future senior unsecured debt; effectively subordinated to secured debt.","No issuance of Notes has occurred; the indenture merely establishes terms for potential future sales.","Notes are part of an at-the-market offering program for up to $100M of Preferred Stock and Notes.","Interest payable quarterly on Feb 1, May 1, Aug 1, Nov 1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243071,"accession_number":"0001437749-24-002534","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"Atlanticus issues $50M of 9.25% Senior Notes due 2029; net proceeds for redemption and corporate use","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $50M of 9.25% Senior Notes due 2029; underwriters have 30-day option for up to $7.5M more.","Net proceeds ~$48.3M; used to redeem subsidiary Class B preferred units and for general corporate purposes.","Notes approved for listing on Nasdaq under symbol ATLCZ; trading starts Jan 31, 2024.","Egan-Jones Ratings assigned an 'A' rating to the offering.","Book-running managers: B. Riley, Janney, Ladenburg, William Blair, BTIG."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243070,"accession_number":"0001437749-24-001998","cik":1464343,"company_name":"Atlanticus Holdings Corp","ticker":"ATLCP","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["2.02","8.01","7.01","9.01"],"status":"ready","headline":"Atlanticus announces Senior Notes offering and preliminary Q4 revenue $309M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Commenced underwritten public offering of Senior Notes due 2029; apply to list on Nasdaq under symbol ATLCZ.","Preliminary Q4 2023: total revenue ~$309M, net income attributable to common shareholders $18-20M.","Unrestricted cash ~$339M; aggregate gross loans ~$2,411M; notes payable ~$1,862M.","Notes rated 'A' by Egan-Jones; proceeds to redeem Class B preferred units and/or general corporate purposes.","Underwriters: B. Riley Securities, Janney, Ladenburg, William Blair, BTIG, and Brownstone as co-manager."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1360619707.317073,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}