{"filings":[{"id":91995,"accession_number":"0001299709-26-000040","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial furnishes investor presentation; no specific updates in filing excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation to be used at investor meetings beginning May 5, 2026.","Exhibit 99.1 is the presentation; only the title page reproduced in filing text.","No financial figures, guidance, or material developments are discernible from provided text.","Investors should review the full presentation for any new information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91994,"accession_number":"0001299709-26-000038","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"Axos Financial completes $2.3B deposit acquisition from Jenius Bank (SMBC)","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Axos Bank acquired approximately $2.3 billion in U.S. consumer deposits from Jenius Bank, a SMBC MANUBANK digital business.","Transaction closed May 2, 2026; cash consideration paid was less a negotiated premium.","Acquisition was previously announced under a Purchase and Assumption Agreement dated February 12, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91993,"accession_number":"0001299709-26-000034","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Q3 FY2026 net income $124.7M, EPS $2.15, up 18.5% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $124.7M ($2.15 diluted EPS) vs $105.2M ($1.81) YoY, up 18.5%.","Net interest income $306.3M (+11.2% YoY); non-interest income $85.99M (+157.7%).","Adjusted EPS (Non-GAAP) $1.90, up 5% YoY.","Non-interest income more than doubled YoY to $85.99M."],"consensus_eps_estimate":null,"consensus_eps_actual":6.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91992,"accession_number":"0001299709-26-000027","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Axos Bank to acquire $3.2B in IRA deposits from Capital One, subject to regulatory approval","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Axos Bank to acquire ~$3.2B in IRA deposits (savings & CDs) from Capital One.","Purchase price equals aggregate deposit balance less an undisclosed premium.","Deal subject to OCC approval under Bank Merger Act; expected close later in 2026.","Acquisition includes IRAs, account agreements, and deposit liabilities; Axos assumes custodian duties post-closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102454,"accession_number":"0001299709-26-000024","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-03-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OCC approves Axos Bank deposit acquisition; closing expected by June 30, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["OCC approved deposit acquisition by Axos Bank on March 19, 2026.","Transaction was previously disclosed in Form 8-K filed February 12, 2026.","Company expects the transaction to close in the quarter ending June 30, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102453,"accession_number":"0001299709-26-000018","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Axos Bank to acquire ~$2.6B in consumer deposits from SMBC MANUBANK's Jenius Bank","summary_kind":"llm","event_type":"m_and_a","confidence":"medium","bullets":["Axos Bank to acquire approximately $2.6 billion in U.S. consumer deposits from SMBC MANUBANK's Jenius Bank digital business.","Axos will pay cash for deposit balances less a negotiated premium; premium amount not disclosed.","Transaction expected to close in late March or April 2026, subject to OCC approval.","Deposits will be transferred and assumed by Axos Bank, with new accounts opened for each depositor.","Agreement includes standard representations, warranties, and indemnification provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102452,"accession_number":"0001299709-26-000015","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial posts investor presentation; no material new information disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing states presentation will be used at investor meetings starting February 2, 2026.","Only title slide of presentation provided; full substantive content not available in this filing.","No financial results, guidance changes, or other material updates included."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102451,"accession_number":"0001299709-26-000011","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Q2 FY2026 net income $128.4M, EPS $2.22 vs $1.80 YoY; revenue up 18.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $128.4M ($2.22 diluted EPS) vs $104.7M ($1.80) in Q2 FY2025.","Adjusted EPS rose 23.6% to $2.25 from $1.82.","Net interest income $331.7M, up 18.4% YoY; non-interest income $53.4M, up 92%.","Driven by loan growth and higher margins; no guidance update provided."],"consensus_eps_estimate":null,"consensus_eps_actual":4.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102450,"accession_number":"0001299709-26-000003","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2026-01-06T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Axos Bank agrees to acquire San Diego office complex for future headquarters","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Agreement signed Dec 31, 2025 for multi-building commercial complex in San Diego.","Office space currently leased to third parties; bank will hire property manager.","Bank intends to occupy property as headquarters at a future date.","Transaction expected to close in January 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118723,"accession_number":"0001299709-25-000195","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-12-19T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"President and Head of Commercial Bank David Park resigns from Axos Bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Park resigned from his position as President, Head of Commercial Bank at Axos Bank, effective later date.","Resignation was not due to any disagreement with Axos Financial, Inc.","No successor has been named as of the filing date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118722,"accession_number":"0001299709-25-000191","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Axos Financial reports shareholder meeting results: directors elected, compensation plan approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quorum of 49,480,296 shares (87.42% of eligible) present at November 13, 2025 annual meeting.","Class III directors James S. Argalas (42,034,547 for) and Roque A. Santi (42,645,512 for) elected; James J. Court and Stefani D. Carter each received over 27 million for votes.","Non-binding advisory vote on executive compensation passed with 25,671,253 for, 18,081,439 against, 182,149 abstain and 5,545,455 broker non-votes.","Amendment to Amended and Restated 2014 Stock Incentive Plan approved with 27,625,699 for, 16,153,783 against, 155,359 abstain and 5,545,455 broker non-votes.","Ratification of BDO USA as independent auditor for fiscal year 2026 approved with 49,168,916 for, 252,989 against, 58,391 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118721,"accession_number":"0001299709-25-000189","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial furnishes investor presentation; no material new details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation will be used at investor meetings starting November 17, 2025.","Filing is a routine Regulation FD disclosure; presentation content not provided in excerpt.","No specific financial data, guidance, or material updates are identifiable from the filing text.","Axos Financial common stock trades on NYSE under ticker AX."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118720,"accession_number":"0001299709-25-000183","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Financial Q1 FY2026 EPS $1.94; net loan growth $1.6B from Verdant","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $112.4M, diluted EPS $1.94 vs $1.93 YoY (flat).","Adjusted EPS $2.07, up 5.6% YoY from $1.96; adjusted earnings $120.4M.","Net loan growth $1.6B fueled by Verdant acquisition.","Net interest income $291M (-0.3%); non-interest income $32.3M (+13%).","Excl. $17M prior-year FDIC loan prepayment, net interest income +$16M, EPS +$0.22."],"consensus_eps_estimate":null,"consensus_eps_actual":1.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135230,"accession_number":"0001299709-25-000164","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-09-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Axos Bank to acquire Verdant Commercial Capital for $43.5M; expects EPS accretion of 2-3% in FY2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Axos Bank signs agreement to buy 100% of Verdant, an equipment leasing company with $1.1B loan/lease portfolio as of Aug 31, 2025.","Purchase price includes $4M premium to book value (10% premium); $43.5M paid in cash at close expected Sept 30, 2025.","Earn-out: seller can receive up to $50M in performance-based cash if VCC ROE exceeds 15% over four years.","Transaction expected to be accretive to EPS by 2-3% in fiscal 2026 and 5-6% in fiscal 2027 after funding cost savings.","Axos plans to cross-sell commercial deposits and floorplan lending across Verdant's six industry verticals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135229,"accession_number":"0001299709-25-000162","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-09-19T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Axos Financial issues $200M of 7.00% subordinated notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $200M aggregate principal of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035.","Fixed rate 7.00% from Sep 2025 to Oct 2030; then floats at SOFR + 379 bps quarterly.","Notes mature Oct 1, 2035; are unsecured, subordinated, and rank junior to senior debt.","Redeemable at par beginning Oct 1, 2030; sold via Keefe, Bruyette & Woods underwriting agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135228,"accession_number":"0001299709-25-000157","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-09-17T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Axos Financial prices $200M sub notes at 7.00% to refinance higher-cost 2030 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$200M 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035 priced on Sept 16, closing Sept 19.","Net proceeds ~$197.2M after 1.25% underwriting discount; use: redeem $160.5M outstanding 2030 notes (4.875% fixed, set to re-price to ~9%) and support growth.","2030 notes conditional redemption notice issued Aug 29; redemption on Oct 1, 2025 subject to financing condition.","Notes rated BBB by Kroll Bond Rating Agency; interest fixed 7.00% to Oct 2030, then Three-Month Term SOFR + 379bps.","Joint book-runners: Keefe Bruyette & Woods and Raymond James; co-managers: B. Riley and Janney."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135227,"accession_number":"0001299709-25-000134","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-09-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial posts investor presentation for meetings starting Sep 11, 2025","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation will be used at fixed-income investor meetings beginning around Sep 11, 2025.","No specific financial results or material updates disclosed in the filing text.","Filing is purely procedural under Regulation FD; 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no material new information disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company will use presentation at investor meetings starting May 6, 2025.","No specific financial results, guidance, or material updates are included in the filing text.","Presentation content beyond title slide is not provided in this excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152202,"accession_number":"0001299709-25-000086","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Q3 fiscal 2025 net income falls 5% to $105.2M; EPS $1.81 vs $1.91 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $105.2M ($1.81 diluted EPS) vs $110.7M ($1.91) year ago, down 5.0%.","Adjusted EPS (non-GAAP) $1.81 vs $1.94, down 6.7%; net interest income up 5.3% to $275.5M.","Provision for credit losses jumped to $14.5M from $6.0M in Q3 2024, pressuring earnings.","Non-accrual loans improved to 0.89% of total loans from 1.26% at Dec 31, 2024.","Total deposits $20.14B; book value per share $45.79; CET1 ratio held at 12.39%."],"consensus_eps_estimate":1.933,"consensus_eps_actual":5.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171040,"accession_number":"0001299709-25-000014","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial provides investor presentation; no material new facts disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation posted for investor meetings starting January 29, 2025.","No new financial guidance, earnings results, or material events announced.","Full presentation content not fully included in filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171039,"accession_number":"0001299709-25-000012","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Axos Financial enters $150M at-the-market equity distribution agreement","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Equity Distribution Agreement with KBW and Raymond James to sell up to $150M of common stock.","Sales occur at market prices on NYSE or via other methods; commission 2.5% of gross proceeds.","Minimum $5M per quarter if sales designated; any party may suspend or terminate the agreement.","Proceeds not specified; likely for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171038,"accession_number":"0001299709-25-000010","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Financial Q2 FY2025 EPS $1.80, adjusted EPS $1.82; NII up 22.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $104.7M ($1.80 diluted EPS) vs $151.8M ($2.62) prior year, which included $92.4M FDIC gain.","Adjusted EPS rose 13.8% to $1.82 from $1.60; net interest income $280.1M (+22.5% YoY).","Non-interest income fell 77.6% to $27.8M due to absence of FDIC loan purchase gain.","Loan portfolio grew to $20.0B; non-accrual loans increased to 1.26% of total loans (from 0.89% Q1).","Book value $44.17 per share; CET1 ratio 12.42% vs 12.44% sequentially."],"consensus_eps_estimate":1.8454,"consensus_eps_actual":3.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188011,"accession_number":"0001299709-24-000231","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2024-11-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Axos Financial annual meeting: Paul Grinberg gets 42% withheld votes; say-on-pay passes with 60% support","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director Paul J. Grinberg received 17.8M withheld votes (41.7% of votes cast), while other directors had less than 3.5% withheld.","Say-on-pay advisory vote: 25.8M for, 16.6M against, 207K abstain; approximately 39% votes against.","Ratification of BDO USA as auditor approved with 48.8M for, 216K against, 36K abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188010,"accession_number":"0001299709-24-000219","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial to present at investor meetings starting Nov 18, 2024; no specific data disclosed.","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing reports Regulation FD disclosure of investor presentation (Exhibit 99.1) for meetings starting Nov 18, 2024.","Presentation scheduled for use at investor meetings over the next few months; no specific financial data provided in filing.","Excerpt of presentation only includes safe harbor statement; no earnings, guidance, or operational updates disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188009,"accession_number":"0001299709-24-000215","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Financial Q1 FY2025 net income $112.3M, EPS $1.93, up 39.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $112.3M (+35.9% YoY); diluted EPS $1.93 (+39.9%); adjusted EPS $1.96 (+39%).","Net interest income $292M (+38.3% YoY); NIM expanded to 5.21% from 4.65% in prior quarter.","Non-accrual loans rose to $177M (0.89% of loans) from $113M (0.57% at June 30); net charge-offs 0.17% annualized.","Total deposits $19.97B; CET1 capital ratio improved to 12.44% at Sept 30 vs 12.01% at June 30.","Return on average common equity 19.12% vs 18.81% in prior quarter; book value $42.14 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204514,"accession_number":"0001299709-24-000204","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2024-09-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Axos Financial appoints Ann Gill as Chief Accounting Officer, effective Sept 24, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ann Gill, CPA, appointed Senior Vice President and Chief Accounting Officer (principal accounting officer).","Ms. Gill joined Axos in October 2019 as SVP, Corporate Controller; previously CAO-Global Controller at Encore Capital Group.","Derrick K. Walsh continues as EVP and CFO; Gill assumes principal accounting officer duties from him.","Effective immediately as of Sept 24, 2024; standard indemnification agreement for directors and officers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204513,"accession_number":"0001299709-24-000109","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Axos Financial furnishes investor presentation; details not fully disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation dated August 8, 2024, will be used at investor meetings starting August 12, 2024.","No financial results, guidance, or material events are reported in this 8-K filing.","Full presentation content is not included in the submitted excerpt; specifics unavailable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4947256699.4597025,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204512,"accession_number":"0001299709-24-000107","cik":1299709,"company_name":"Axos Financial, Inc.","ticker":"AX","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Axos Financial reports record FY2024 net income $450M; Q4 EPS $1.80, up 23% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $104.9M in Q4 FY2024, up 20.1% YoY; diluted EPS $1.80 vs $1.46.","Net interest income $260M, up 27.6% YoY; 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