{"filings":[{"id":460516,"accession_number":"0000004962-26-000249","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-05-15T16:00:46+00:00","items":["7.01"],"status":"ready","headline":"AMEX April credit: US Consumer write-off 2.1%; Small Biz 2.4%; delinquencies improve","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total Card balances $157.2B, up 1.2% from March; US Consumer $111.4B, Small Biz $45.8B.","US Consumer 30+ day delinquency 1.2% (down 10 bps MoM); net write-off rate 2.1% (up 10 bps).","Small Business 30+ day delinquency 1.5% (down 10 bps); net write-off rate 2.4% (down 20 bps).","Lending Trust annualized default rate 1.3% for April, stable versus prior months.","Disclosure updated to combine revolve-eligible and pay-in-full Card balances."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98191,"accession_number":"0000004962-26-000231","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"American Express shareholders re-elect all 13 directors; say-on-pay passes with 93.3%","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees elected with majority vote; Stephen J. Squeri received 529.9M for, 20.1M against.","Ratification of PwC as auditor for 2026 approved with 94.96% of votes cast.","Advisory vote on executive compensation passed with 93.32% support.","Two shareholder proposals—on transgender healthcare coverage and political bias risk—defeated with over 99% against each.","Meeting held May 5, 2026; broker non-votes excluded from vote totals on non-routine items."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98190,"accession_number":"0000004962-26-000207","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues $1.75B of 4.444% Fixed-to-Floating Notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Principal amount $1,750,000,000 of 4.444% Fixed-to-Floating Rate Notes due May 3, 2030.","Notes issued under senior indenture with The Bank of New York Mellon as trustee.","Prospectus supplement dated April 27, 2026; issuance date May 4, 2026.","Proceeds intended for general corporate purposes (per customary debt issuance)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98189,"accession_number":"0000004962-26-000203","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express to sell ~30% stake in Global Business Travel Group for ~$1.5B, expects $975M pre-tax gain","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Will sell ~30% equity interest in GBTG upon closing of Long Lake/General Catalyst acquisition; proceeds ~$1.5B.","Pre-tax gain of ~$975M not included in FY 2026 earnings guidance; portion to be invested and returned to shareholders.","Brand licensing and commercial agreements with GBTG unchanged; commitment to serving customers continues.","Transaction does not affect AXP's capital allocation strategy; expects to return a portion to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98188,"accession_number":"0000004962-26-000188","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express Q1 EPS $4.28 (+18% YoY), revenue $18.9B (+11%), reaffirms FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $4.28, up 18% YoY from $3.64; net income $2.97B, up 15%.","Total revenue net of interest expense $18.9B, up 11% (10% FX-adj).","Billed business $428B, up 10% (9% FX-adj); highest quarterly spend growth in 3 years.","Reaffirmed FY2026 guidance: revenue growth 9-10%, EPS $17.30-$17.90.","Company increased investments in marketing and technology to capitalize on long-term growth."],"consensus_eps_estimate":null,"consensus_eps_actual":4.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":10517000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98187,"accession_number":"0000004962-26-000148","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx reports Q1 2026 US consumer loan net write-off rate 2.0%; small business 2.8%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Consumer loans 30+ days past due stable at 1.4% for three months ended March 31.","Consumer net write-off rate (principal only) 2.2% in March vs 2.0% in Feb and 1.9% in Jan.","Small business net write-off rate 2.9% in March (2.8% for Q1); past due 1.7%.","Total US consumer and small business loans $129.7B at March 31, up from $126.4B at Feb 28.","Lending Trust annualized default rate 1.2% in March (vs 1.3% Feb, 1.1% Jan)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113506,"accession_number":"0000004962-26-000121","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-03-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx Feb credit data: Consumer 30+ day delinquency edges up to 1.4%; small business write-off rate 2.8%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer total loans $95.1B (Feb), down from $100.2B (Dec); 30+ day delinquency 1.4% vs 1.3% in Dec.","U.S. Small Business 30+ day delinquency steady at 1.7%; net write-off rate principal-only 2.8% (Dec: 2.7%).","Lending Trust annualized default rate Feb 1.3% up from 1.1% in Jan; defaulted amount $0.04B.","Total card loans held for investment $126.4B (Feb) vs $131.0B (Dec), decline of $4.6B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113505,"accession_number":"0000004962-26-000112","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express raises quarterly dividend 16% to $0.95 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend increased to $0.95 per common share from $0.82, a 16% hike.","Payable May 8, 2026 to shareholders of record on April 3, 2026.","Increase consistent with planned dividend hike discussed in Q4 2025 earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113504,"accession_number":"0000004962-26-000107","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express plans new 1.95M sq ft NYC HQ at 2 World Trade Center site","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Approximately 1.95 million square foot headquarters planned at 200 Greenwich Street (2 World Trade Center) in New York City.","Construction begins spring 2026, expected completion in 2031.","Project not expected to have a material impact on American Express's financial results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113503,"accession_number":"0000004962-26-000102","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-02-17T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AXP Jan 2026 credit trends: Consumer net write-off improves to 1.9%, Small Biz worsens to 2.8%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer card loans: total $97.2B, 30+ days past due 1.4%, net write-off rate 1.9% (down from 2.1% in Dec 2025).","U.S. Small Business card loans: total $31.4B, 30+ days past due 1.7%, net write-off rate 2.8% (up from 2.7% in Dec 2025).","Combined U.S. Consumer and Small Business loans held for investment: $128.6B, down from $131.0B in Dec 2025.","Credit Account Master Trust: $25.2B ending principal; annualized default rate 1.1% (down from 1.2% in Dec 2025).","Default amount in trust remained low at $0.04B for January 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113502,"accession_number":"0000004962-26-000094","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues $3.5B in senior and subordinated notes across four tranches","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Senior Notes: $1.35B at 4.009% fixed-to-floating due Feb 2029; $1B at 4.456% fixed-to-floating due Feb 2032.","Senior Notes also include $650M floating rate notes due Feb 2029.","Subordinated Notes: $500M at 5.412% fixed-to-fixed due Feb 2041.","All notes issued on February 10, 2026; proceeds for general corporate purposes.","Offering consists of four tranches with maturities ranging from 3 to 15 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113501,"accession_number":"0000004962-26-000037","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express FY2025 EPS $15.38, guides FY2026 EPS $17.30-$17.90, dividend +16%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2025 revenue $72.2B (+10% YoY); Q4 revenue $18.98B (+10% YoY).","FY2025 diluted EPS $15.38 (+10% YoY); adjusted EPS ex-gain $15.38 (+15% YoY).","Q4 Card Member spend $445.1B (+9% YoY, +8% FX-adj).","FY2026 guidance: revenue growth 9-10%, EPS $17.30-$17.90.","Plans to increase quarterly common stock dividend by approximately 16%."],"consensus_eps_estimate":null,"consensus_eps_actual":15.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":41304000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113500,"accession_number":"0000004962-26-000028","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AXP releases Dec 2025 US consumer & small business loan delinquency/write-off stats","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total U.S. Consumer & Small Business loans held for investment: $131.0B as of Dec 31, 2025.","U.S. Consumer 30+ day past due: 1.3%; net write-off rate (principal): 2.1%.","U.S. Small Business 30+ day past due: 1.7%; net write-off rate (principal): 2.7%.","Lending Trust annualized default rate (net of recoveries) for Dec 2025: 1.2%.","Credit metrics remained stable vs prior months; no material deterioration noted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129906,"accession_number":"0000004962-25-000265","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx Nov 2025 credit stats: U.S. Consumer net write-off 2.1%, Small Business 2.7%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total U.S. Consumer and Small Business card loans held for investment $129.1B as of Nov 30, 2025.","U.S. Consumer 30+ day delinquency rate unchanged at 1.4%; net write-off rate (principal) 2.1% vs 2.2% in Oct.","U.S. Small Business 30+ day delinquency rate unchanged at 1.6%; net write-off rate 2.7% vs 2.6% in Oct.","Lending Trust Nov annualized default rate (net of recoveries) 1.2%; 30+ day delinquent $0.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129905,"accession_number":"0000004962-25-000259","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-11-17T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx: Oct consumer loan net write-off rate rises to 2.2% vs 1.9% in Sep","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer total loans $95.2B; 30+ days past due 1.4% (unchanged from Sep).","Consumer net write-off rate (principal only) 2.2% in Oct vs 1.9% in Sep and 2.0% in Aug.","U.S. Small Business total loans $31.2B; 30+ days past due 1.6%, net write-off rate 2.6% (vs 2.5% in Sep).","Lending Trust: annualized default rate net of recoveries 1.3% (Oct/Sep) vs 1.2% (Aug).","Total U.S. Consumer & Small Business loans held for investment $126.4B as of Oct 31."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129904,"accession_number":"0000004962-25-000231","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues $2B of 4.804% Fixed-to-Floating Rate Notes due 2036","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $2,000,000,000 aggregate principal amount of 4.804% Fixed-to-Floating Rate Notes.","Notes mature October 24, 2036; rate converts to floating after initial fixed period.","Issued under senior indenture with The Bank of New York Mellon as trustee.","Prospectus supplement dated October 20, 2025, filed as part of S-3 registration statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129903,"accession_number":"0000004962-25-000218","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Amex Q3 revenue record $18.4B (+11% YoY), EPS $4.14 (+19%), raises FY25 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $18.4B (+11% YoY) to record; diluted EPS $4.14 (+19% YoY) vs $3.49.","Card Member spend growth accelerated to 8% FX-adjusted; net write-off rate steady at 1.9%.","U.S. Platinum Card refresh sees new account acquisitions double pre-refresh levels.","Raises FY2025 guidance: revenue growth 9%-10%, EPS $15.20-$15.50.","Provisions for credit losses decreased to $1.3B from $1.4B YoY; effective tax rate 24.1%."],"consensus_eps_estimate":null,"consensus_eps_actual":11.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":30362000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129902,"accession_number":"0000004962-25-000210","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express Sept credit metrics: consumer net write-off 1.9%, small biz 2.5%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total U.S. consumer and small business card loans held for investment: $124.8B as of Sept 30.","U.S. consumer net write-off rate (principal) 1.9% in Sept, down from 2.0% in Aug and July.","U.S. small business net write-off rate (principal) 2.5% in Sept, down from 2.7% in Aug and July.","30+ day past due loans 1.4% for consumer and 1.6% for small business, stable month-over-month.","Lending Trust annualized default rate 1.3% in Sept, vs 1.1% in July; total delinquent $0.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146488,"accession_number":"0000004962-25-000177","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-09-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"American Express Vice Chairman Doug Buckminster to retire in March 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Doug Buckminster will retire after nearly 40 years, effective March 6, 2026.","He will remain as Vice Chairman until retirement; no successor announced.","Buckminster led Global Consumer Services, Network & International Card Services, and other senior roles.","CEO Squeri cited his role in driving product refresh, risk management, and global growth strategies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146487,"accession_number":"0000004962-25-000172","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-09-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx reports stable August loan credit stats; total loans $125.5B","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer net write-off rate 2.0% (unchanged from July); 30+ day delinquency 1.3%.","U.S. Small Business net write-off rate 2.7% (up from 2.6% in June); delinquency 1.6%.","U.S. Consumer total loans $94.6B; Small Business $30.9B; combined $125.5B.","Lending Trust annualized default rate 1.2% (Aug); total 30+ day delinquent $0.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146486,"accession_number":"0000004962-25-000157","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-08-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express reports July U.S. card loan credit metrics: mixed write-off trends","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer net write-off rate 2.0% in July, down from 2.1% in June; 30+ days past due unchanged at 1.3%.","U.S. Small Business net write-off rate rose to 2.7% in July from 2.6% in June and 2.4% in May; 30+ days past due steady at 1.6%.","Total U.S. card loans held for investment $124.2B in July, up from $122.7B in June.","Lending Trust annualized default rate fell to 1.1% in July from 1.3% in June; total 30+ days delinquent $0.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146485,"accession_number":"0000004962-25-000128","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express Issues $4 Billion of Senior Notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.5B of 4.351% Fixed-to-Floating Rate Notes due July 20, 2029","Issued $1.75B of 4.918% Fixed-to-Floating Rate Notes due July 20, 2033","Issued $750M of Floating Rate Notes due July 20, 2029"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146484,"accession_number":"0000004962-25-000113","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"American Express elects Randal Quarles and Noel Wallace to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Randal K. Quarles and Noel Wallace elected to American Express Board, effective July 23, 2025.","Board expands to 14 members; Quarles will serve on Nominating/Governance and Risk Committees.","Wallace will serve on Audit/Compliance and Compensation Committees; he is CEO of Colgate-Palmolive.","Quarles is former Vice Chairman for Supervision of the Federal Reserve and Chair of Financial Stability Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146483,"accession_number":"0000004962-25-000082","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express Q2 revenue record $17.9B, up 9%; adjusted EPS up 17%; reaffirms FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $17.9B (+9% YoY); EPS $4.08 (-2% reported, +17% adjusted excl. prior-year gain).","Card Member spending quarterly high of $416.3B, up 7% YoY (FX-adjusted) driven by strong premium demand.","Provisions for credit losses $1.4B (+8% YoY); net write-off rate improved to 2.0% from 2.1%.","Reaffirms FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50.","Announced upcoming U.S. Consumer and Business Platinum Card refresh this fall."],"consensus_eps_estimate":null,"consensus_eps_actual":7.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":19947000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146482,"accession_number":"0000004962-25-000078","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express reports June 2025 credit stats; $1.6B Amazon cobrand loans reclassified to held for sale","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer loans $92.6B; 30+ day past due 1.3%; net write-off rate 2.1% (principal only).","U.S. Small Business loans $30.1B; 30+ day past due 1.6%; net write-off rate 2.6% (principal only).","$1.6B of Amazon small business cobrand loans reclassified to held for sale effective June 1, 2025.","Lending Trust annualized default rate stable at 1.3% for June with $25.3B ending balance.","Total Card Member loans held for investment $122.7B, down from $124.0B in May due to reclassification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146481,"accession_number":"0000004962-25-000073","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Fed sets AmEx's preliminary Stress Capital Buffer at 2.5%, consistent with prior","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Federal Reserve set AmEx's 2025 preliminary SCB at 2.5% (minimum), effective Oct 1, 2025 through Sep 30, 2026.","SCB requirement is consistent with AmEx's previously disclosed SCB in effect through Sep 30, 2025.","CFO Le Caillec states results reaffirm strong capital position and earnings power.","AmEx previously increased quarterly dividend by 17% to $0.82 and returned $5.4B via buybacks in 12 months through Mar 31, 2025.","Final confirmation by Federal Reserve expected by August 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164854,"accession_number":"0000004962-25-000068","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express reports May 2025 credit metrics; reclassifies $1.6B Amazon cobrand loans to held for sale","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total U.S. Consumer & Small Business loans held for investment $124.0B at May 31, up from $122.3B in April.","U.S. Consumer net write-off rate (principal) 2.1% in May vs 2.0% in April; 30+ days past due 1.3% (down from 1.4%).","U.S. Small Business net write-off rate 2.4% (unchanged); 30+ days past due 1.5% (down from 1.6%).","Reclassified ~$1.6B in Amazon small business cobrand loans to held for sale effective June 1, 2025.","Lending Trust annualized default rate 1.3% in May (flat vs April, down from 1.5% in March)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164853,"accession_number":"0000004962-25-000063","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues €1B 3.433% Fixed-to-Floating Rate Notes due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued €1,000,000,000 aggregate principal amount of 3.433% Fixed-to-Floating Rate Notes due May 20, 2032.","Notes issued under existing shelf registration and senior indenture with The Bank of New York Mellon as trustee.","Rate structure: fixed-to-floating; exact floating rate terms not disclosed in filing.","Proceeds intended for general corporate purposes (implied)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164852,"accession_number":"0000004962-25-000060","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx reports April credit metrics: U.S. Consumer net write-off rate declines to 2.0%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer total loans $90.7B; 30+ day delinquencies steady at 1.4%; net write-off rate fell to 2.0% from 2.5% in Feb.","U.S. Small Business total loans $31.6B; 30+ day delinquencies at 1.6%; net write-off rate improved to 2.4% from 2.6%.","Total loans (Consumer + Small Business) $122.3B at April 30, up from $118.0B at Feb 28.","Lending Trust annualized default rate (net) improved to 1.3% in April vs 1.8% in February; delinquencies flat at $0.2B.","Lowe's small business cobrand loans reclassified to held-for-sale since Dec 2024; excluded from loan table."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164851,"accession_number":"0000004962-25-000050","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"American Express annual meeting: all directors elected, say-on-pay passes at 92.93%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 12 director nominees elected with majority votes; Stephen J. Squeri received 538.8M for, 23.2M against.","Ratification of PwC as auditor for 2025 passed with 96.81% of votes cast (599.4M for, 19.7M against).","Advisory vote on executive compensation approved with 92.93% support (523.1M for, 39.8M against).","Shareholder proposal on DEI goals in executive pay incentives failed with only 0.95% support.","Shareholder proposal on civil liberties in advertising services failed with only 1.01% support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164850,"accession_number":"0000004962-25-000048","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues $5.0B in notes across four tranches with maturities 2029-2036","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$1.6B of 4.731% Fixed-to-Floating Rate Notes due April 25, 2029.","$1.5B of 5.016% Fixed-to-Floating Rate Notes due April 25, 2031.","$1.5B of 5.667% Fixed-to-Floating Rate Notes due April 25, 2036.","$400M of Floating Rate Notes due April 25, 2029.","Issued under prospectus supplement dated April 21, 2025; senior unsecured debt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164849,"accession_number":"0000004962-25-000034","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express Q1 EPS $3.64, revenue $17.0B; maintains FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $3.64, up 9% YoY; net income $2.58B, up 6%.","Revenue $17.0B, up 7% (8% FX-adj); billed business $387.4B, up 6%.","Credit provisions $1.2B, down from $1.3B; write-off rate flat at 2.1%.","Expenses $12.5B, up 10% on higher customer engagement costs and prior-year benefit.","Maintains FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50."],"consensus_eps_estimate":null,"consensus_eps_actual":3.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":9626000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164848,"accession_number":"0000004962-25-000030","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-04-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"American Express March 2025 card delinquency stable at 1.4% (Consumer) and 1.6% (Small Business); write-offs 2.4%/2.6%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total US Consumer card loans $90.1B; 30+ days past due 1.4%; net write-off rate (principal only) 2.4% for Q1.","Total US Small Business card loans $31.2B; 30+ days past due 1.6%; net write-off rate 2.6% for Q1.","Lowe's small-business cobrand portfolio reclassified to held for sale effective Dec 1, 2024; loans excluded from table.","Lending Trust annualized default rate 1.5% for March 2025; 30+ days delinquent $0.2B.","Total card member loans held for investment $121.3B as of March 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182570,"accession_number":"0000004962-25-000024","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Amex US consumer net write-off rate rises to 2.5% in Feb; small business 2.6%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer net write-off rate (principal only) increased to 2.5% in Feb from 2.1% in Dec 2024.","U.S. Small Business net write-off rate rose to 2.6% in Feb from 2.4% in Dec 2024.","Total Card Member loans for U.S. Consumer and SMB fell to $118.0B in Feb from $122.2B in Dec 2024.","Lending Trust annualized default rate increased to 1.8% in Feb from 1.2% in Dec 2024.","Company reclassified $758M of Lowe’s small business cobrand loans to held for sale effective Dec 1, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182569,"accession_number":"0000004962-25-000022","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-03-03T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"American Express raises quarterly dividend 17% to $0.82/share; adds Michael Angelakis to board","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased to $0.82 from $0.70 (17% increase), payable May 9, 2025 to holders of record April 4, 2025.","Michael J. Angelakis elected to Board effective March 3, 2025; joins Audit & Compliance and Nominating committees.","Angelakis is Chairman & CEO of Atairos, former Vice Chairman & CFO of Comcast, bringing strategic finance expertise.","Dividend increase consistent with planned increase discussed in Q4 2024 earnings release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182568,"accession_number":"0000004962-25-000020","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx Jan U.S. Consumer net write-off rate 2.3%, Small Biz 2.5% — both up from Dec","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer 30+ day delinquency rate flat at 1.4%; net write-off rate rose to 2.3% from 2.1% in Dec.","U.S. Small Business 30+ day delinquency 1.6% (up 10 bps); net write-off rate 2.5%, up from 2.4% in Dec.","Total U.S. Consumer+Small Biz loans $119.5B at Jan 31; $758M Lowe's cobrand loans reclassified to held for sale.","Lending Trust annualized default rate rose to 1.5% for Jan from 1.2% in Dec; total defaulted $0.05B.","All write-off rates are principal-only; metrics exclude the reclassified Lowe's portfolio."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182567,"accession_number":"0000004962-25-000011","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues $3.0B in notes across three tranches","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$1.45B of 5.085% Fixed-to-Floating Rate Notes due 2031.","$1.25B of 5.442% Fixed-to-Floating Rate Notes due 2036.","$300M Floating Rate Notes due 2031.","Notes issued January 30, 2025 under a prospectus supplement dated Jan 28, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182566,"accession_number":"0000004962-25-000010","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"American Express announces Anré Williams departure and executive role changes","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Anré Williams, Group President Enterprise Services, to leave after 35 years, effective Feb 3, 2025; will stay as Senior Executive Advisor until Nov 2025.","Howard Grosfield becomes Group President USCS with expanded role including Technology, EDDS, and Digital Labs.","Raymond Joabar moves to Group President Global Commercial Services, also overseeing Global Servicing.","Anna Marrs moves to Group President Global Merchant and Network Services, retains Credit and Fraud Risk.","CEO Stephen Squeri reassumes role of CEO of American Express National Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182565,"accession_number":"0000004962-25-000007","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express reports record FY2024 revenue of $65.9B, EPS $14.01, plans 17% dividend increase","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2024 revenue rose 9% to $65.9B (10% FX-adjusted); net income $10.1B, EPS $14.01 up 25% YoY.","Q4 2024 revenue $17.2B up 9% (10% FX-adjusted); net income $2.17B, EPS $3.04 up 16%.","Record 13 million new card acquisitions in FY2024; Card Member spending hit record levels.","FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50; quarterly dividend to increase 17% to $0.82/share."],"consensus_eps_estimate":null,"consensus_eps_actual":14.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":38825000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182564,"accession_number":"0000004962-25-000005","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-01-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"American Express to pay ~$230M to resolve DOJ, Fed probes into small-business sales practices","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Payments of ~$230M to resolve DOJ and Federal Reserve investigations into historical sales practices for certain U.S. small business customers.","Company says costs largely reserved in prior periods; does not impact 2024 guidance previously provided.","Agreement in principle with Fed staff; formal resolution expected in coming weeks.","Company discontinued certain products by 2021 or earlier and took disciplinary, organizational, and compliance actions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182563,"accession_number":"0000004962-25-000002","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2025-01-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx reports Q4 2024 credit stats: Consumer write-off rate 2.1%, Small Business 2.3%; reclassifies $758M Lowe's loans","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total U.S. Consumer and Small Business loans $122.2B at Dec 31, up from $120B in Nov.","U.S. Consumer net write-off rate (principal only) Q4 2024: 2.1%; Nov 2.0%, Oct 2.4%.","U.S. Small Business net write-off rate (principal only) Q4 2024: 2.3%; Nov 2.3%, Oct 2.2%.","Reclassified $758M of Lowe's small business cobrand loans to held for sale effective Dec 1, 2024.","30+ days past due steady at 1.4% (Consumer) and 1.5% (Small Business) across all months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199155,"accession_number":"0000004962-24-000074","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-12-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx reports Nov credit metrics: consumer write-off rate down, small-business up","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer net write-off rate (principal) fell to 2.0% in Nov from 2.4% in Oct; 30+ day delinquency stable at 1.4%.","U.S. Small Business net write-off rate rose to 2.3% in Nov from 2.2% in Oct; delinquency unchanged at 1.5%.","Total Card Member loans (Consumer + Small Business) grew to $120.0B at Nov 30 from $118.5B at Oct 31.","Lending Trust annualized default rate was 1.3% in Nov vs 1.5% in Oct and 1.3% in Sep."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199154,"accession_number":"0000004962-24-000072","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-11-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Amex Oct consumer loan net write-off rate rises to 2.4% from 1.9% in Sep","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total US Consumer card loans $88.0B at Oct 31, up from $86.8B at Sep 30.","US Consumer net write-off rate (principal only) 2.4% in Oct vs 1.9% in Sep and 2.2% in Aug.","US Small Business net write-off rate 2.2% in Oct, vs 2.1% in Sep and 2.3% in Aug.","30+ days past due for US Consumer stable at 1.4% in Oct and Sep, up from 1.3% in Aug.","Lending Trust annualized default rate 1.5% in Oct, vs 1.3% in Sep and 1.4% in Aug."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199153,"accession_number":"0000004962-24-000067","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express Q3 EPS $3.49, revenue record $16.6B; raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 EPS $3.49 vs $3.30 YoY; net income $2.507B up 2%.","Record quarterly revenue $16.6B +8% YoY; 10th consecutive quarter of record revenue.","Card member spending +6%, card fee revenue +18%; added 3.3M new premium cards.","Raised FY2024 EPS guidance to $13.75-$14.05 from $13.30-$13.80."],"consensus_eps_estimate":null,"consensus_eps_actual":10.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":28873000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199152,"accession_number":"0000004962-24-000065","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx Sept 2024 U.S. card delinquency 1.4%, net write-off 1.9%; total loans $116.7B","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["U.S. Consumer 30+ day delinquency rate 1.4% on $86.8B loans; net write-off rate 1.9% for month.","U.S. Small Business 30+ day delinquency rate 1.5% on $29.9B loans; net write-off rate 2.1%.","Three-month net write-off rates: Consumer 2.1%, Small Business 2.2%.","Lending Trust annualized default rate 1.3% for September; 30+ days delinquent $0.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215209,"accession_number":"0000004962-24-000063","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-09-27T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"American Express amends by-laws on shareholder vote treatment of abstentions","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Board amended Section 2.4 of By-Laws effective Sept 25, 2024.","Amendment provides further detail on how abstentions and broker non-votes affect shareholder vote approval.","No other articles amended; no change to fiscal year.","Amended by-laws filed as Exhibit 3.1 to the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215208,"accession_number":"0000004962-24-000061","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-09-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx Aug credit stats: Consumer 30+ day delinquencies at 1.3%, write-off rate 2.2%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total U.S. Consumer loans $87.3B; 30+ day past due 1.3% (unchanged MoM).","Consumer net write-off rate (principal) 2.2% in Aug vs 2.1% in Jul and 2.3% in Jun.","U.S. Small Business loans $30.1B; 30+ day past due 1.4%; write-off rate 2.3% (flat).","Lending Trust annualized default rate 1.4% in Aug vs 1.2% in Jul and 1.5% in Jun.","Total Card Member loans (Consumer + Small Business) $117.4B as of Aug 31."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215207,"accession_number":"0000004962-24-000059","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-08-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"AmEx July credit stats: net write-off rate falls to 2.1% for Consumer, 2.3% for Small Business","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total card member loans $115.1B as of July 31, up from $113.6B in June and $112.2B in May.","U.S. Consumer net write-off rate (principal only) improved to 2.1% in July from 2.3% in June and 2.4% in May.","U.S. Small Business net write-off rate improved to 2.3% in July from 2.4% in June and 2.5% in May.","30+ days past due loans stable at 1.3% (Consumer) and 1.4% (Small Business) for all three months.","Lending Trust annualized default rate declined to 1.2% in July from 1.5% in June."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215206,"accession_number":"0000004962-24-000054","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"American Express issues $3.4B in notes across three tranches","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$1.2B of 5.043% fixed-to-floating rate notes due July 26, 2028.","$1.7B of 5.284% fixed-to-floating rate notes due July 26, 2035.","$500M of floating rate notes due July 26, 2028.","Notes issued under senior indenture dated August 1, 2007."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215205,"accession_number":"0000004962-24-000051","cik":4962,"company_name":"AMERICAN EXPRESS CO","ticker":"AXP","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"American Express Q2 EPS $4.15 (adj. $3.49), raises FY guidance to $13.30-$13.80","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenue record $16.3B (+8% YoY); net income $3.015B (+39%); GAAP EPS $4.15, adjusted EPS $3.49 (excl. $0.66 Accertify gain).","FY 2024 EPS guidance raised to $13.30-$13.80 from $12.65-$13.15; revenue growth outlook reaffirmed at 9%-11%.","Card fee revenue up 15% YoY to $2.06B; new card acquisitions 3.3M; billed business $388.2B (+5% YoY).","Provisions for credit losses $1.268B (+6% YoY) driven by higher net write-offs partly offset by lower reserve build.","Marketing spend expected ~15% higher YoY; company fully retained Accertify gain, boosting reported EPS."],"consensus_eps_estimate":null,"consensus_eps_actual":7.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":19157000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":213254298899.02542,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-07-19T23:59:59+00:00|215205"}