{"filings":[{"id":705356,"accession_number":"0001493152-26-025541","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-05-28T12:10:41+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"California BanCorp declares $0.10 quarterly dividend, approves 2026 equity plan, re-elects ten directors","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.10 per share declared, payable July 15, 2026 to holders of record June 23, 2026.","Shareholders approved the 2026 Omnibus Equity Incentive Plan at annual meeting on May 27, 2026.","Ten directors elected: Armanino, Cortese, Cullen, Di Tomaso, Klein, Machado, Muller, Rainer, Volk, Williams.","RSM US LLP ratified as independent auditor for 2026; vote approved by majority."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95519,"accession_number":"0001493152-26-021177","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"California BanCorp resolves two nonaccrual loans after cash sale of LA-area event venue","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Two nonaccrual loans secured by a 123-acre property (event venue) in Los Angeles area fully repaid after cash sale.","Cash sale of the property completed May 4, 2026; buyer was disclosed as engaged in April 28 earnings release.","No dollar amounts disclosed for loan balances or sale price, so materiality cannot be precisely sized.","Resolution removes credit risk from two previously nonperforming assets, a positive for asset quality."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95518,"accession_number":"0001493152-26-019246","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp Q1 net income $13.8M ($0.42 EPS); NPAs rise to 0.97%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.8M ($0.42 diluted) vs $16.4M ($0.50) in Q4 2025 and $16.9M ($0.52) in Q1 2025.","Net interest margin improved to 4.47% from 4.44% prior quarter; cost of deposits fell to 1.29%.","Nonperforming assets increased to $39.2M (0.97% of assets) from $16.1M (0.40%) at Dec 31, 2025.","Loans held for investment decreased $61.1M to $2.97B; deposits grew $22.9M to $3.39B.","Repurchased 409,915 shares at avg $18.08 for $7.4M; dividend $0.10 per share declared."],"consensus_eps_estimate":null,"consensus_eps_actual":0.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108650,"accession_number":"0001493152-26-009873","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"California BanCorp declares $0.10 quarterly cash dividend payable April 15, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.10 per share on common stock declared.","Dividend payable on April 15, 2026 to holders of record as of March 24, 2026.","No change in dividend rate from prior quarter; regular quarterly declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108649,"accession_number":"0001493152-26-007340","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-02-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"California BanCorp enters amended employment agreement with CEO David I. Rainer through 2029","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO David I. Rainer's amended employment agreement runs from March 1, 2026 to March 1, 2029, plus one year as Executive Director.","Base salary set at $62,500 per month ($750,000 annual) during employment term; $9,166.66 monthly during director term.","Restricted stock award of $1,200,000 granted under 2019 Omnibus Plan, vesting 50% at year 2 and 50% at year 3.","Severance: 12 months' salary on termination without cause; in change of control, 36 months' salary plus 3x average annual bonus.","Automobile allowance of $1,500 per month; company to provide office space within 10 miles of CEO's residence."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108648,"accession_number":"0001493152-26-003886","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp reports Q4 net income $16.4M ($0.50/diluted EPS); full-year $63.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $16.4M vs $15.7M Q3; diluted EPS $0.50 vs $0.48; NIM 4.44% vs 4.52%.","Full-year net income $63.1M ($1.93/diluted) vs $5.4M ($0.22) in 2024, reflecting merger integration.","Reversal of provision for credit losses of $4.4M in Q4; ACL ratio 1.20% of loans.","Total loans increased $62M to $3.06B; nonperforming assets 0.40% of total assets.","Declared $0.10/share quarterly dividend; repurchased 122,428 shares at avg $16.37 in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":1.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108647,"accession_number":"0001493152-26-000728","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2026-01-07T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CEO Steven Shelton retires; Chairman David Rainer appointed CEO effective Dec 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Steven Shelton retired as CEO and director of California BanCorp and its bank subsidiary, effective Dec 31, 2025; he will serve as advisory transition partner through Dec 2026.","David Rainer, previously Chairman, appointed CEO of both entities effective Dec 31, 2025; his compensation remains unchanged.","Shelton receives separation payment of $996,400 lump sum after July 1, 2026, plus $16,666.66/month advisory salary, COBRA, and accelerated equity vesting.","The retirement is not due to any disagreement with the company's operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125102,"accession_number":"0001493152-25-026535","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-12-08T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"California BanCorp declares first quarterly dividend of $0.10/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["First quarterly cash dividend approved by Board on December 4, 2025.","Dividend of $0.10 per share payable on January 15, 2026.","Record date is December 24, 2025 for common stockholders.","Quarterly dividend policy established at $0.10 per share.","Dividend reflects company's financial strength and outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125101,"accession_number":"0001493152-25-019827","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp Q3 net income rises to $15.7M; deposits up $147.4M; NPA ratio falls to 0.38%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $15.7M ($0.48 diluted EPS) vs $14.1M in Q2 2025 and a net loss of $16.5M in Q3 2024.","Net interest margin 4.52% vs 4.61% prior quarter; total assets $4.10B up from $3.95B.","Nonperforming assets to total assets ratio declined to 0.38% from 0.46% at June 30, 2025.","Repurchased 89,500 shares at avg $15.22 for $1.4M; redeemed $20M subordinated notes.","Tangible book value per share increased to $13.39 from $12.82 in prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141803,"accession_number":"0001493152-25-012265","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-08-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"California BanCorp director Richard Martin resigns effective August 20, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Richard Martin resigned from the board of California BanCorp and its subsidiary California Bank of Commerce.","Resignation was not the result of any disagreement with the company on operations, policies, or practices.","Board size reduced from 12 to 11 directors effective upon Mr. Martin's resignation.","No replacement director was announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141802,"accession_number":"0001641172-25-021101","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp Q2 net income $14.1M ($0.43 EPS); NIM 4.61%; NPA ratio falls to 0.46%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $14.1M vs $16.9M in Q1 2025 and $190K in Q2 2024; diluted EPS $0.43 (Q1: $0.52).","Net interest margin 4.61% (4.65% prior quarter); total loan yield 6.58%.","Reversal of credit losses $634K vs $3.8M provision in prior quarter; net charge-offs $4.1M.","Nonperforming assets / total assets ratio improved to 0.46% from 0.68% at March 31, 2025.","Redeemed $18M subordinated notes; tangible book value rose to $12.82 per share from $12.29."],"consensus_eps_estimate":null,"consensus_eps_actual":0.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159710,"accession_number":"0001641172-25-012104","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"California BanCorp shareholders elect 12 directors, ratify RSM as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting held May 21, 2025; all 12 director nominees elected with >22.6M 'for' votes each.","Proposal to ratify RSM US LLP as independent auditor passed: 25,232,229 for, 13,330 against.","Broker non-votes: 2,215,461 on director elections; 0 on auditor ratification (routine matter)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159709,"accession_number":"0001641172-25-008130","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"California Bancorp boosts share repurchase program to 1.6M shares, redeems $18M subordinated notes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Share repurchase authorization increased from 550,000 to 1.6 million shares, representing ~4.9% of outstanding shares.","No shares have been repurchased yet under the program; timing depends on market conditions and other factors.","Company will redeem the $18 million of 5.50% Fixed-to-Floating Subordinated Notes due 2030 issued May 28, 2020.","Repurchases and redemption will be funded from working capital and operating cash flows."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159708,"accession_number":"0001641172-25-005945","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp Q1 net income $16.9M, EPS $0.52; NIM 4.65%, TBV rises to $12.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.9M ($0.52 diluted EPS), vs $16.8M ($0.51) in Q4 2024 and $4.9M ($0.26) in Q1 2024.","Net interest margin improved to 4.65% from 4.61% QoQ; cost of deposits fell to 1.59% from 1.87%.","Tangible book value per share $12.29, up $0.58 from prior quarter; total assets $3.98B.","Nonperforming assets ratio improved to 0.68% from 0.76%; allowance for credit losses $48.3M.","Loan portfolio decreased $70.4M QoQ; brokered deposits reduced by $107.4M to $13.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178089,"accession_number":"0001493152-25-006127","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp reports Q4 net income of $16.8M, EPS $0.51, vs Q3 loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.8M ($0.51 diluted) in Q4 2024 vs net loss $16.5M ($0.59) in Q3; full year net income $5.4M vs $25.9M in 2023.","Net interest margin expanded to 4.61% from 4.43% in Q3; average loan yield increased to 6.84% from 6.79%.","Reversal of provision for credit losses of $3.8M vs $23.0M provision in Q3, which included day-one merger charge.","Tangible book value per share rose $0.43 to $11.71; total assets $4.03B, down 7.6% from September 30.","Noninterest-bearing deposits 37.0% of total; brokered deposits cut to $121.1M from $222.6M in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194761,"accession_number":"0001493152-24-042777","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"California BanCorp posts Q3 net loss of $16.5M on merger costs and CECL provision","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $16.5M ($0.59 diluted loss) vs net income of $190K in Q2 2024 and $6.6M in Q3 2023.","Day-one CECL provision of $15.0M after-tax on non-PCD loans and merger expenses of $10.6M.","Adjusted net income (non-GAAP) $9.1M ($0.33 diluted); net interest margin rose to 4.43% from 3.94%.","Nonperforming assets to total assets 0.68% vs 0.20% prior quarter; tangible book value fell to $11.28 from $13.71.","Merger closed July 31, creating $4.25B asset company; total loans $3.23B, deposits $3.74B, cost of deposits 2.09%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194760,"accession_number":"0001493152-24-040455","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K/A","filed_at":"2024-10-08T23:59:59+00:00","items":["9.01","2.01"],"status":"ready","headline":"CBC reports Q2 2024 net loss of $5.86M; provision for credit losses jumps to $13.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net loss of $5.86M in Q2 2024 vs net income $5.44M in Q2 2023; six-month loss $2.04M vs income $10.89M.","Provision for credit losses surged to $13.5M in Q2 2024 from $0.44M a year ago.","Total loans declined to $1.473B at June 30, 2024 from $1.544B at Dec 31, 2023.","Subsequent event: CBC sold 27 HTM securities in July 2024, realizing an $11.8M loss.","Merger with SCB closed July 31, 2024; this amendment provides pre-merger financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211054,"accession_number":"0001493152-24-038309","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-09-26T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"California BanCorp COO Thomas Sa resigns; Michele Wirfel appointed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas Sa resigned as COO of California BanCorp and its bank subsidiary on Sept 20, 2024; no disagreement cited.","Michele Wirfel appointed COO and EVP effective Sept 20; she previously served as Chief Administrative Officer post-merger.","Wirfel has 30+ years banking experience, including Chief Banking Officer at predecessor California Bank of Commerce since 2018.","Wirfel will report to CEO Steven Shelton and operate from the Walnut Creek office."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211053,"accession_number":"0001493152-24-029764","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["2.01","2.03","5.02","5.03","8.01","9.01"],"status":"ready","headline":"California BanCorp (f/k/a Southern California Bancorp) completes merger with California BanCorp (CBC), names new CEO","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["CBC stockholders received 1.590 shares of BCAL common stock per CBC share; total ~13.6M shares issued.","Combined holding company renamed California BanCorp; combined bank renamed California Bank of Commerce, N.A.","Assumed $55M in subordinated notes ($20M 2030 Notes at 5.00% fixed then SOFR+0.488%, $35M 2031 Notes at 3.50% fixed then SOFR+0.286%).","Steven Shelton (former CBC CEO) appointed CEO; David Rainer becomes Executive Chairman; six CBC directors join board.","Three SCB directors retired; Thomas Dolan continues as CFO, stepped down as COO; Thomas Sa (former CBC CFO) becomes COO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211056,"accession_number":"0001493152-24-029373","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern California Bancorp Q2 net income falls to $190k vs $4.9M Q1; OREO loss $4.8M; merger approved","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $190k ($0.01 diluted EPS) vs $4.9M ($0.26) in Q1; $4.8M after-tax OREO charge hurt results.","Net interest margin improved to 3.94% from 3.80%; loan yield 6.21%, cost of funds up 4bp to 2.21%.","Shareholders approved merger with California BanCorp; expected to close July 31, 2024.","Nonperforming assets dropped to $4.7M (0.20% of assets) after sale of $13.1M in OREO.","Provision for credit losses was $2.9M vs a $331k reversal in Q1, driven by charge-offs and a loan downgrade."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211055,"accession_number":"0001493152-24-028273","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["5.03","5.07","8.01","9.01"],"status":"ready","headline":"Shareholders approve merger of Southern California Bancorp and California BanCorp; closing expected July 31, 2024","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["At special meetings on July 17, 2024, shareholders of BCAL and CALB voted overwhelmingly to approve the merger of equals.","BCAL shareholders also approved name change to California BanCorp and bylaw amendment expanding board range to 7-13 directors.","All required regulatory approvals have been received; merger expected to close on July 31, 2024.","Vote on merger proposal: 14.8M FOR, 2.3K AGAINST, 5.2K abstain, 1.55M broker non-votes (88% quorum)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229545,"accession_number":"0001493152-24-022727","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-06-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Southern California Bancorp elects nine directors, ratifies RSM US LLP as auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["At June 4, 2024 annual meeting, nine directors elected: Di Tomaso, Golds, Machado, Martin, Rainer, Varjavand, Volk, Williams, Wolman.","Director election: each nominee received ~14.5M votes for; broker non-votes of ~1.39M.","Ratification of RSM US LLP as independent auditor for FY2024 approved with 15,989,195 for and 10 against.","No other proposals were submitted at the meeting; all director terms are one year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229544,"accession_number":"0001493152-24-018797","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"BCAL and CALB receive OCC, Fed approvals for merger; expect Q3 2024 close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Received regulatory approvals from OCC and Federal Reserve Bank of San Francisco for merger of equals.","Merger expected to close in Q3 2024, subject to remaining conditions including shareholder approval.","Under terms, California BanCorp will merge into Southern California Bancorp.","The merger was originally announced on January 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229541,"accession_number":"0001493152-24-018335","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K/A","filed_at":"2024-05-09T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Southern California Bancorp amends 8-K on auditor change; Eide Bailly engagement ends May 8, 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Eide Bailly completed Q1 2024 interim review on May 8, 2024; engagement terminated that date.","No disagreements or reportable events during 2023, 2022, or interim period through May 8, 2024.","Eide Bailly's reports for 2023 and 2022 were unqualified with no adverse opinion.","Eide Bailly provided a letter (Exhibit 16.1) agreeing with the company's disclosures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229543,"accession_number":"0001493152-24-016848","cik":1795815,"company_name":"California BanCorp \\ CA","ticker":"BCAL","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern California Bancorp Q1 net income $4.9M, EPS $0.26; NIM narrows to 3.80%; NPA ratio rises","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.9M ($0.26 diluted) vs $4.4M ($0.24) Q4 2023 and $8.2M ($0.44) Q1 2023.","Net interest margin 3.80% down from 4.05%; cost of deposits up to 2.05% from 1.81%.","Loans held for investment fell $74.2M; total assets $2.29B down 3.0%.","Nonperforming assets to total assets 0.84% vs 0.55% prior quarter; OREO added $13.1M multifamily.","Merger with California BanCorp expected to close later 2024; $547k after-tax merger expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":605663692.3308824,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}