{"filings":[{"id":1784436,"accession_number":"0001504008-26-000076","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2026-07-22T10:48:16+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q2 net income $70.7M, EPS $0.97; record non-interest-bearing deposits, NPLs down 19% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $70.7M ($0.97 diluted EPS) vs $61.9M ($0.83) in Q1 2026 and $68.8M ($0.91) in Q2 2025.","Record non-interest-bearing demand deposits (NIDDA) up 11% QoQ to $991M; now 34.4% of total deposits.","Non-performing loans down 19% QoQ ($51M) and 40% YoY ($152M); ACL to NPLs coverage ratio improved to 97.14%.","Repurchased ~1.1M shares for $50.1M in Q2.","Net interest margin expanded to 3.06% from 2.99% prior quarter and 2.93% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":583877,"accession_number":"0001504008-26-000049","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2026-05-21T20:58:07+00:00","items":["5.02","5.07"],"status":"ready","headline":"BankUnited shareholders approve amended equity plan, increasing share pool by 1.5M to 2.3M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved Amended 2023 Omnibus Plan; authorized shares increased from ~0.8M to 2,301,549.","Plan extends termination date to May 21, 2036 and permits equity grants including options, RSUs, performance shares.","Vote: 36.2M for, 23.9M against, 1.0M abstain; passed despite 39% opposition (6.9M broker non-votes).","All nine director nominees elected; auditor Deloitte & Touche ratified; advisory Say-on-Pay passed with 54.7M for, 6.2M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":21766,"accession_number":"0001628280-26-033753","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2026-05-11T23:12:48+00:00","items":["5.02","9.01"],"status":"ready","headline":"BankUnited CFO James Mackey gets double-trigger severance of 2x salary upon change in control","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amended letter dated May 11, 2026 replaces July 22, 2025 retention letter with double-trigger severance.","Entitled to lump sum equal to 2x annual base salary if terminated without cause or for good reason within 2 years post-change in control.","Good reason includes 10%+ cut in salary/total target direct comp or relocation >30 miles, with notice and cure provisions.","Severance subject to release of claims and regulatory compliance with FDIC golden parachute rules.","Severance payment is separate from employment guarantee; does not guarantee continued employment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93248,"accession_number":"0001504008-26-000040","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q1 net income $62M ($0.83 EPS); net interest margin expands to 2.99%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $61.9M ($0.83 diluted EPS) vs $58.5M ($0.78 EPS) a year ago; PPNR $106.3M.","Net interest margin 2.99% (up 18 bps YoY); total deposits ex-brokered up $1.4B YoY.","NIDDA deposits up 11% YoY to $875M; represent 30% of total deposits.","Core loans up $906M YoY; criticized/classified loans down $333M YoY (24%).","Repurchased ~1.3M shares for $60M in Q1."],"consensus_eps_estimate":0.9705,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":6219000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104713,"accession_number":"0001504008-26-000008","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"BankUnited posts investor presentation for KBW conference; emphasizes shareholder value and growth positioning","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["BankUnited published an investor presentation for the KBW Winter Financial Services Conference on Feb 12, 2026.","Presentation highlights company's history of delivering shareholder value and position for growth.","Available on BankUnited's investor relations website; used in future investor discussions.","No specific financial guidance or material updates disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104712,"accession_number":"0001504008-26-000002","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"BankUnited Q4 net income $69.3M ($0.90 EPS); expands buyback by $200M, dividend +$0.02","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["4Q net income $69.3M ($0.90 diluted EPS); adjusted net income $72.0M ($0.94 EPS).","Full year 2025 net income $268.4M ($3.53 EPS), up 15% from 2024.","Net interest margin (tax-equivalent) 3.06%, up 6 bps QoQ and 22 bps YoY.","Core loans (CRE, C&I, MWL) grew $769M in Q4; non-interest bearing deposits up $485M.","Board authorized additional $200M share repurchase; quarterly dividend increased to $0.33/share."],"consensus_eps_estimate":0.8916,"consensus_eps_actual":3.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":21732000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121004,"accession_number":"0001504008-25-000056","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CFO Leslie Lunak steps down; transitions to Executive Advisor through Jan 2026, then Special Advisor through 2027","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Leslie Lunak stepped down Nov 10, 2025; will serve as Executive Advisor through Jan 2, 2026, then Special Advisor through Dec 31, 2027.","Unvested RSUs: 16,216 vest on Dec 31, 2025; remaining 11,964 RSUs forfeited after Employment Termination Date.","PSUs: 26,111 (2022/2023) settle based on performance; 24,685 (2024/2025) remain outstanding during consulting period and vest based on metrics.","New non-compete and non-solicit covenants through Dec 31, 2027, limited to Florida depository institutions and employees earning $100k+.","No immediate replacement CFO named; transition is orderly with continued compensation and benefits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121003,"accession_number":"0001504008-25-000048","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["5.02","7.01"],"status":"ready","headline":"BankUnited appoints James G. Mackey as CFO effective Nov 10, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James G. Mackey became CFO on November 10, 2025, succeeding Leslie N. Lunak who served since 2013.","Lunak remains as Executive Advisor through January 2026 to support transition.","Mackey had been Senior EVP of Finance since August 15, 2025; appointment was planned and disclosed on July 23, 2025.","No family relationships or arrangements with other persons were noted regarding Mackey's appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121002,"accession_number":"0001504008-25-000044","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q3 net income $71.9M, EPS $0.95; NIM expands to 3.00%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $71.9M ($0.95 diluted EPS) vs $68.8M ($0.91) prior quarter and $61.5M ($0.81) year ago.","Net interest margin (tax-equivalent) rose 7 bps to 3.00%; net interest income grew $4.0M QoQ.","Total loans declined $231M; residential fell $173M, core C&I and CRE down $69M.","Total deposits flat QoQ; non-interest-bearing demand deposits fell $488M but up $990M YoY.","Provision for credit losses $11.6M vs $15.7M prior Q; net charge-offs $14.7M (annualized 0.26%)."],"consensus_eps_estimate":0.8912,"consensus_eps_actual":2.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":15945000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137614,"accession_number":"0001504008-25-000024","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-08-22T23:59:59+00:00","items":["1.02"],"status":"ready","headline":"BankUnited completes redemption of $400M 4.875% Senior Notes due 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redeemed all $400M aggregate principal of 4.875% Senior Notes due 2025 on August 22, 2025.","Redemption price equal to 100% of principal plus accrued and unpaid interest to redemption date.","Redemption completed under terms of Indenture dated November 17, 2015, as supplemented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137613,"accession_number":"0001504008-25-000019","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"BankUnited names James G. Mackey as incoming CFO, effective Nov 1","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James G. Mackey hired as Senior EVP of Finance (Aug 15), to succeed Leslie N. Lunak as CFO on Nov 1, 2025.","Annual base salary $600k, target cash bonus $600k, target equity award $800k (prorated for 2025).","Sign-on RSU grant of $1M vesting over 3 years, plus one-time relocation bonus of $150k.","Severance: if terminated without cause, 6 months base salary plus 6 months COBRA premiums.","Retention bonus in change of control: up to 3x base salary depending on tenure at CIC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137612,"accession_number":"0001504008-25-000016","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"BankUnited Reports Q2 2025 Net Income of $68.8M, Authorizes $100M Share Repurchase and Full Redemption of $400M Notes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $68.8M ($0.91/diluted share) for Q2 2025, up 18% from Q1 2025 and 28% from Q2 2024.","Net interest margin expanded to 2.93% from 2.81% in prior quarter; NIDDA grew $1.0B to 32% of total deposits.","Board authorized $100M share repurchase program with no time limit, effective July 22, 2025.","Company elected to redeem all $400M of 4.875% Senior Notes due 2025 on August 22, 2025.","Tangible book value per share increased 9% year-over-year to $38.23; CET1 ratio at 12.2%."],"consensus_eps_estimate":0.7889,"consensus_eps_actual":1.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":10558000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154979,"accession_number":"0001504008-25-000014","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BankUnited shareholders elect nine directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees elected with >63M votes for each; DiGiacomo highest with 65.6M for.","Ratification of Deloitte & Touche as 2025 auditor passed with 68.9M for, 250K against, 11K abstain.","Advisory vote on executive compensation passed: 53.1M for, 12.4M against, 3.5M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154978,"accession_number":"0001504008-25-000009","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q1 net income $58.5M ($0.78 EPS); dividend raised 7% to $0.31","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $58.5M ($0.78 diluted EPS) vs $69.3M ($0.91) in Q4 2024 and $48.0M ($0.64) a year ago.","Net interest margin declined to 2.81% from 2.84% QoQ; net interest income fell $6.1M to $233.1M.","Dividend increased 7% to $0.31 per share; book value per share rose to $38.51, tangible BV $37.48.","Non-interest bearing demand deposits grew $453M (5.9%) to 29% of total deposits; wholesale funding down $1.1B.","Provision for credit losses $15.1M, up from $11.0M; net charge-off ratio annualized 0.33% for Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":5235000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173493,"accession_number":"0001504008-25-000002","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q4 2024 EPS $0.91 vs $0.81 Q3; net margin expands to 2.84%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $69.3M ($0.91 diluted EPS) compared to $61.5M ($0.81) in Q3 2024 and $20.8M ($0.27) in Q4 2023.","Net interest margin (tax-equivalent) improved to 2.84% from 2.78% QoQ; average cost of deposits fell 34 bps to 2.72%.","Total deposits flat QoQ; wholesale funding down $346M QoQ and $2.3B YoY; NIDDA grew $173M QoQ.","Criticized/classified commercial loans declined $75.1M QoQ; NPLs up $26.2M due to one CRE office loan; net charge-off ratio 0.16% for FY 2024.","CET1 ratio 12.0%, tangible book value $36.61 per share; loan to deposit ratio 87.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":20226000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190478,"accession_number":"0001504008-24-000027","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q3 net income $61.5M ($0.81 EPS), up from $0.72 last Q; NIM expands to 2.78%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $61.5M ($0.81 diluted EPS) vs $53.7M ($0.72) in Q2 2024 and $47.0M ($0.63) in Q3 2023.","Net interest margin (tax-equivalent) rose 6bp to 2.78%; avg cost of total deposits fell 3bp to 3.06%.","Total loans declined $230M QoQ; core CRE and C&I grew $286M YTD while residential and specialty fell.","ACL ratio increased to 0.94%; NPAs rose to 0.92% of loans (0.70% prior Q) driven by two C&I loans.","CET1 ratio 11.8% (pro-forma 10.9% incl. AOCI); tangible book value per share $36.52, up from $35.07."],"consensus_eps_estimate":null,"consensus_eps_actual":2.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":15238000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206970,"accession_number":"0001504008-24-000019","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q2 net income $53.7M ($0.72 EPS); NIM expands to 2.72% but NPAs rise on office exposure","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $0.72 (diluted) vs $0.64 prior quarter and $0.78 year-ago; net income $53.7M.","Net interest margin (tax-equiv) expanded 15bps to 2.72%; average cost of deposits declined 9bps to 3.09%.","Non-interest bearing deposits grew $826M; total deposits up $736M; wholesale funding down $1.2B.","Core C&I and CRE loans grew $589M; residential loans declined $212M; total loans up $402M.","NPAs increased to $176M ($50M office exposure) from $118.9M; ACL ratio 0.92%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":10222000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224265,"accession_number":"0001504008-24-000016","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BankUnited annual meeting: all 9 directors elected, Deloitte ratified, say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees elected with 98-99% of votes cast (excluding broker non-votes).","Ratification of Deloitte & Touche as auditor for 2024 received 99.7% of votes cast.","Advisory say-on-pay approved with 77.5% of votes cast; company will hold annual vote per one-year frequency selected by majority.","Approximately 70.6 million shares voted at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224264,"accession_number":"0001504008-24-000011","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q1 net income $48M ($0.64 EPS), dividend raised 7% to $0.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $48.0M ($0.64 diluted EPS) vs $20.8M ($0.27) in Q4 2023 and $52.9M ($0.70) year ago.","Net interest margin stable at 2.57% (tax-equivalent); net interest income $214.9M, down $2.3M sequentially.","Non-interest bearing deposits grew $404M, total deposits up $489M; wholesale funding down $1.4B.","Annualized net charge-off ratio 0.02%; ACL to loans 0.90% (up from 0.82% in Q4); NPA ratio 0.34%.","Common dividend increased to $0.29/share (7% rise); tangible book value per share $34.27."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":5499000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243602,"accession_number":"0001504008-24-000003","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q4 net income $20.8M ($0.27 EPS), down 68% YoY; FDIC special assessment weighs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $20.8M ($0.27 EPS) vs $47.0M ($0.63) in Q3 and $64.2M ($0.82) in Q4 2022.","Full-year 2023 net income $178.7M ($2.38 EPS) vs $285.0M ($3.54 EPS) in 2022.","Pre-tax income hit by $41.8M notable items: $35.4M FDIC special assessment and $6.5M loss on sale of equipment.","Net interest margin (tax-equivalent) expanded to 2.60% from 2.56% QoQ; non-brokered deposits grew $604M.","Allowance for credit losses increased to 0.82% of loans; NPAs declined to $127M (0.52% of loans)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":21682000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":261016,"accession_number":"0001504008-23-000032","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q3 net income $47M ($0.63 EPS), down 46% YoY; margin expands to 2.56%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $47.0M ($0.63 diluted EPS) vs $87.9M ($1.12) in Q3 2022; provision for credit losses rose to $33.0M.","Net interest margin expanded to 2.56% from 2.47% QoQ; net interest income $214.8M vs $213.9M prior quarter.","Non-brokered deposits grew $484M, total deposits up $274M; FHLB advances reduced by $810M.","CRE loans at 23.5% of loans (168% of risk-based capital); weighted avg LTV 55.8%, DSCR 1.80.","CET1 ratio 11.4% (holding co) and 13.2% (bank); ACL to loans ratio 0.80% vs 0.68% prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":2.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":16296000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":278280,"accession_number":"0001504008-23-000027","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q2 net income $58M, EPS $0.78; NIM compressed to 2.47%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $58.0M ($0.78 diluted EPS) vs $52.9M ($0.70) Q1 2023 and $65.8M ($0.82) Q2 2022.","Net interest income $213.9M, down $14M QoQ and $11.5M YoY; tax-equivalent NIM declined to 2.47%.","Total deposits grew $116M, with non-interest bearing deposits down $62M; FHLB advances cut by $1.6B.","Provision for credit losses $15.5M, up from $19.8M Q1 2023; ACL coverage ratio rose to 0.68% from 0.64%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":10894000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296398,"accession_number":"0001504008-23-000021","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2023-05-16T23:59:59+00:00","items":["5.02","5.07","8.01"],"status":"ready","headline":"BankUnited elects Dr. Germaine Smith-Baugh to board, approves 2023 equity plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Dr. Germaine Smith-Baugh, CEO of Urban League of Broward County, elected to board.","Stockholders approved 2023 Omnibus Equity Incentive Plan authorizing 1.9M new shares plus carryover.","All ten director nominees elected; auditor Deloitte ratified; say-on-pay approved with ~67.7M votes for.","Equity plan replaces prior plans; shares from forfeited awards under prior plans may become available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296397,"accession_number":"0001504008-23-000016","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"BankUnited extends CEO Singh's contract to Dec 2025, raises base salary to $1.05M","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Contract term extended through Dec 31, 2025, with auto-renewal from Jan 1, 2026.","Base salary increased from $1,000,000 to $1,050,000, retroactive to Jan 1, 2023.","Non-compete restricted to 18 months and Florida-focused depository institutions.","Annual bonus payout deadline moved to March 15 following performance period.","Change-in-control provision extended to two years; legal fee reimbursement added."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296396,"accession_number":"0001504008-23-000012","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q1 net income $52.9M ($0.70 EPS); NIM compresses to 2.62% on deposit cost pressure","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $52.9M ($0.70 diluted EPS) vs $64.2M ($0.82) in Q4 2022 and $67.2M ($0.79) in Q1 2022.","Net interest margin (tax-equivalent) fell to 2.62% from 2.81% QoQ; cost of total deposits rose to 2.05% from 1.42%.","Total deposits declined $1.79B during quarter; available liquidity $9.4B at March 31, increasing to $12.3B by April 21.","Provision for credit losses $19.8M; ACL to loans ratio 0.64% vs 0.59% at Dec 2022.","Dividend increased 8% to $0.27/share; repurchased 1.6M shares for $55M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":5545000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316871,"accession_number":"0001504008-23-000004","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2023-01-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q4 net income $64.2M ($0.82 EPS) down 49% YoY; provision for credit losses $39.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $64.2M, diluted EPS $0.82 vs $1.41 in Q4 2021; FY2022 net income $285.0M ($3.54 EPS) vs $415.0M ($4.52 EPS).","Net interest margin (tax-equivalent) expanded to 2.81% from 2.44% a year ago; net interest income $243.1M, up 18% YoY.","Total loans grew $619M in Q4; core C&I and CRE portfolios up $722M; total deposits up $160M but non-interest bearing down $756M.","Provision for credit losses $39.6M vs $0.2M in Q4 2021; ACL ratio increased to 0.59% from 0.54% at Sep 30, 2022.","Repurchased 1.9M shares for $64.7M at weighted avg price $33.92 per share during Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":3.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":23402000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335122,"accession_number":"0001504008-22-000034","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q3 net income $87.9M, EPS $1.12; net interest margin expands to 2.76%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $87.9M ($1.12 diluted EPS) vs $65.8M ($0.82) prior Q and $86.9M ($0.94) year ago.","Net interest margin (tax-equivalent) 2.76%, up from 2.63% prior Q; net interest income $235.8M.","Provision for credit losses $3.7M vs $24.0M prior Q; ACL unchanged at 0.54% of loans.","Loans ex-PPP grew $186M; deposits declined $1.1B, non-interest bearing down $851M.","Board authorized $150M share repurchase; 0.3M shares bought for $10.8M in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":2.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":17920000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352558,"accession_number":"0001504008-22-000032","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-09-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"BankUnited board authorizes $150M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $150M in common stock repurchases on September 13, 2022.","Repurchases may occur in open market or private transactions subject to market conditions and regulatory requirements.","No time limit set for completion; program may be suspended or discontinued at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352557,"accession_number":"0001504008-22-000027","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q2 net income $65.8M ($0.82 EPS); loan growth $780M ex-PPP; NIM 2.63%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $65.8M, diluted EPS $0.82 vs $0.79 prior Q and $1.11 YoY.","Net interest margin expanded to 2.63% from 2.50% prior Q; net interest income $225.4M.","Total loans ex-PPP grew $780M; commercial loans up $553M; residential loans +$228M.","Provision for credit losses $24.0M vs $7.8M prior Q; ACL ratio stable at 0.54%.","Repurchased 6.1M shares for $243.6M at avg $39.94; tangible book value $31.16."],"consensus_eps_estimate":null,"consensus_eps_actual":1.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":11856000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370126,"accession_number":"0001504008-22-000025","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-05-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BankUnited stockholders elect nine directors, ratify Deloitte, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees elected; votes for ranged from 75.96M to 77.38M (excluding broker non-votes of 2,554,160).","Ratification of Deloitte & Touche LLP as independent auditor for 2022: 80,166,380 for, 19,611 against, 17,677 abstain.","Advisory vote on named executive officer compensation approved: 76,869,967 for, 743,706 against, 35,835 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370125,"accession_number":"0001504008-22-000018","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-05-03T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"BankUnited board authorizes $150M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $150M in common stock repurchases on May 2, 2022.","Repurchases to occur in open market or private transactions; timing depends on market conditions, capital position, and regulatory requirements.","No time limit set for completion; program may be suspended or discontinued without prior notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370124,"accession_number":"0001504008-22-000015","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BankUnited Q1 net income $67.2M ($0.79 EPS); NIM expands to 2.50%, dividend raised to $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $67.2M ($0.79 diluted EPS) vs $98.8M ($1.06) in Q1 2021; net interest margin rose to 2.50% from 2.39%.","Dividend increased 9% to $0.25 per share from $0.23; $82.1M in share repurchases at ~$42.50 per share.","Non-performing loans ratio improved to 0.65% from 0.87%; total deposits fell $897M but non-interest bearing deposits rose $688M.","Provision for credit losses $7.8M vs $28.0M recovery in Q1 2021; AOCI declined $142M on rising rates and securities losses.","Expanding geographically with new Atlanta corporate office and Dallas branch opening in late April."],"consensus_eps_estimate":null,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":5960000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":389239,"accession_number":"0001504008-22-000006","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2022-02-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"BankUnited board authorizes up to $150M in share repurchases","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized $150M share repurchase program on February 2, 2022.","Repurchases may be made in open market or private transactions per securities laws.","No time limit set; 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FY2021 net income $415.0M ($4.52) vs $197.9M ($2.06).","Total loans ex-PPP grew $1.0B in Q4; net interest margin expanded 11bp to 2.44% (tax-equiv); deposits up $1.3B.","Non-interest expense $187.9M includes $44.8M loss on hedge discontinuance and $6.8M special employee bonus; non-interest income $45.6M includes $18.2M gain on loan sale.","Non-performing loans declined to 0.87% from 1.21% prior quarter; allowance for credit losses $126.5M (0.53% of loans).","Repurchased 4.4M shares for $181.8M at $41.45 avg; book value per share $35.47, tangible book $34.56."],"consensus_eps_estimate":null,"consensus_eps_actual":4.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":21685000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3372431266.998285,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407143,"accession_number":"0001504008-21-000031","cik":1504008,"company_name":"BankUnited, Inc.","ticker":"BKU","form_type":"8-K","filed_at":"2021-10-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"BankUnited settles Florida tax dispute, records $43.9M benefit; 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