{"filings":[{"id":722757,"accession_number":"0001193125-26-245321","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-05-28T20:30:16+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares COTO M. Dean Brown to retire effective June 30, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["M. Dean Brown steps down as Chief Operations and Technology Officer of Blue Ridge Bankshares and Blue Ridge Bank.","He will resign from all officer and fiduciary positions with the Company and Bank effective June 30, 2026.","No successor has been named; transition details not disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99164,"accession_number":"0001193125-26-173957","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Q1 net income $0.8M, down 81% QoQ; declares $0.60 special dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $0.8M ($0.01 EPS) vs $4.2M ($0.04) in Q4 2025; adjusted EPS $0.02 excluding $1.3M exec transition costs.","Declared $0.60/share special cash dividend (~$54.1M payout) on March 30, payable April 27, 2026.","NIM narrowed to 2.90% from 3.04%; net interest income fell to $16.9M from $18.1M due to lower loan balances.","Noninterest expense rose to $18.7M from $16.9M, driven by $1.6M exec transition and $1.0M incentive costs.","Nonperforming loans improved to $21.0M (0.87% assets) from $23.8M; headcount reduced 20% YoY to 281."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99163,"accession_number":"0001193125-26-164196","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises interim CEO Harry Golliday base to $525,000","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["April 15, 2026: Board approved compensation adjustments for Interim CEO Harry Golliday.","Annual base salary increased to $525,000; prior amount not disclosed.","Short-term incentive opportunity increased to up to 50% of base salary.","Existing employment agreement dated May 3, 2024 remains unchanged.","Golliday also serves as Interim President and Interim CEO of Blue Ridge Bank subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115022,"accession_number":"0001193125-26-131867","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-03-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares declares $0.60 special dividend, amends warrants","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.60 per share, payable April 27, 2026 to holders of record April 13, 2026.","Warrants amended to reduce exercise price by per share amount of any cash dividend after effective date, including Nov 2025 dividend.","Amendment approved by board and majority warrant holders; applies to future cash dividends.","Special dividend and warrant changes intended to align treatment of warrant holders with common shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115021,"accession_number":"0001193125-26-121924","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-03-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares appoints Interim CEO Harry Golliday to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Harry Golliday appointed director of Blue Ridge Bankshares and its bank subsidiary, effective March 18, 2026.","Golliday currently serves as Interim CEO and Interim President of the company and Interim CEO of the Bank.","No separate compensation for board service due to his executive officer role.","Board may name him to committees; amendment to follow once determined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115020,"accession_number":"0001193125-26-104387","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares CEO Billy Beale retires; Harry Golliday appointed Interim CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["G. William Beale stepped down as President and CEO effective March 6, 2026, under a Retirement Agreement.","Retirement package: 2025 bonus, vesting of 18,542 restricted shares, $180,478 lump sum, and $84,004 monthly for 12 months.","Harry Golliday (62), former Chief Credit Officer, appointed Interim CEO and President; has 40+ years banking experience.","Beale oversaw exit from OCC Consent Order in November 2025 and return to profitability.","Golliday's employment agreement: $325,000 base salary, up to 30% bonus, and severance terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115019,"accession_number":"0001193125-26-029711","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares reports Q4 net income $4.2M ($0.04 EPS); FY net income $10.7M; OCC consent order terminated","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $4.2M ($0.04 diluted EPS) vs Q4 2024 loss of $2.0M (-$0.03); FY net income $10.7M ($0.11) vs FY loss $15.4M.","OCC Consent Order terminated Nov 13, 2025; special cash dividend of $0.25/share paid Nov 21, 2025.","Net interest margin 3.04% for Q4 2025; cost of deposits 2.40%, down 46 bps YoY.","Loans held for investment $1.87B, down $47M QoQ; nonperforming loans improved to 0.98% of assets from 1.14%.","Headcount reduced >30% from 2024; noninterest expense down $31.9M YoY to $81.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131404,"accession_number":"0001193125-25-280430","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["1.02","8.01","9.01"],"status":"ready","headline":"OCC terminates January 2024 consent order against Blue Ridge Bank, effective Nov 13, 2025","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OCC terminated the Consent Order against Blue Ridge Bank effective November 13, 2025.","The original Consent Order was entered on January 24, 2024, and lasted under 23 months.","CEO G. William \"Billy\" Beale highlighted the team's effort and increased growth flexibility.","Termination issued by OCC Assistant Deputy Comptroller Aaron E. Liechenstein."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131403,"accession_number":"0001193125-25-265970","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares updates Q3 2025 investor presentation; no specific financial figures disclosed in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished an updated investor presentation under Regulation FD on Nov 5, 2025.","Presentation titled 'MYBRB.BANK Third Quarter 2025', but full content not available in provided exhibit text.","No earnings numbers, guidance changes, or other material data can be extracted from the filing as given.","Presentation use is for investor meetings; typical content may include financial results or strategic updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131402,"accession_number":"0001193125-25-251659","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares declares $0.25 special cash dividend payable Nov 21","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.25 per share declared on common stock.","Payable on November 21, 2025 to shareholders of record as of November 7, 2025.","CEO Billy Beale cites strong financial position and regulator affirmation as basis.","Dividend reflects Board's commitment to enhancing shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131401,"accession_number":"0001193125-25-246983","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Q3 net income $5.6M ($0.06 EPS), highest since 2022; NIM expands to 3.60%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $5.6M ($0.06 diluted EPS) vs $1.3M in Q2 2025 and $0.9M in Q3 2024; year-to-date net income $6.5M.","Net interest margin 3.60% (3.15% Q2; 2.74% Q3 2024) aided by $3.0M loan fee income from out-of-market loan payoff.","Completed $10M partial redemption of 8.65% subordinated notes; share repurchase of $2.8M (~660K shares at $4.16 avg).","Nonperforming loans rose to $28.6M (1.14% of assets) from $24.0M; $4.8M multifamily loan placed on nonaccrual.","Loan pipeline >$200M; headcount reduced to 311; management expects Q4 strength and lower consulting/legal expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147994,"accession_number":"0000842717-25-000003","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-08-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares authorizes up to $15M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $15M of common stock.","Repurchases may be made via open market, block trades, or private transactions.","Program may be modified, suspended, or terminated at any time; no obligation to repurchase.","Repurchased shares will be cancelled and revert to authorized but unissued status.","Factors affecting timing include market conditions, liquidity, capital needs, and alternative investments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147993,"accession_number":"0000950170-25-097963","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares reports Q2 net income of $1.3M, turns profitable","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.3M ($0.01 EPS) vs net loss of $0.4M in Q1 and $11.4M loss in Q2 2024.","Net interest margin improved to 3.15% from 2.90% QoQ, driven by lower deposit costs.","Noninterest expense fell $1.0M QoQ; headcount reduced by 109 in H1 2025, ending at 333.","Regulatory remediation progress: Bank capital ratios exceed OCC Consent Order minimums.","Redeemed $15M subordinated note; partially redeemed $10M of $25M 2029 subordinated notes."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166724,"accession_number":"0001193125-25-127597","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Blue Ridge Bankshares eliminates classified board, phases in annual director elections over three years","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved amendment to declassify Board of Directors at May 21, 2025 annual meeting; effective same day.","Directors elected at 2026 and 2027 meetings will serve one-year terms; all directors annual starting 2028.","Bylaws amended to reflect declassified board; CEO designated as chair of shareholder meetings.","Certain technical and ministerial revisions also made to bylaws.","Amendment was adopted by board on Feb 19, 2025 and filed with Virginia State Corporation Commission."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166723,"accession_number":"0000950170-25-076357","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Blue Ridge Bankshares shareholders approve board declassification and ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected G. William Beale, Ciaran McMullan, Vance H. Spilman as directors for three-year terms.","Approved amendment to declassify the Board of Directors with over 80% of outstanding shares.","Advisory say-on-pay approved (70.5M for, 1.8M against; ~88% of votes cast).","Advisory vote on frequency: every three years chosen (35.8M vs 35.7M for one year).","Ratified Elliott Davis, PLLC as independent auditor for 2025 (79.2M for, 212k against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166722,"accession_number":"0000950170-25-058191","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares narrows Q1 net loss to $0.4M; cost cuts and NIM improvement highlight progress","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $0.4M ($0.01 diluted EPS) vs $2.0M loss in Q4 2024; net interest margin improved to 2.90% from 2.80%.","Completed sale of Monarch Mortgage on March 27 with $0.2M loss; headcount reduced 21% (91 employees) since Dec 2024.","Redemption of $15M subordinated note on June 1, 2025 expected to save over $2M in annual interest expense.","Noninterest expense down $2.6M QoQ to $23.0M; regulatory remediation expenses reduced to $0 in Q1.","Tangible book value per share steady at $3.82; Bank capital ratios exceed Consent Order minimums."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184142,"accession_number":"0000950170-25-042177","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares to sell Monarch Mortgage assets to third party, exit mortgage banking","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered definitive agreement to sell certain assets of Monarch Mortgage to an unrelated third-party mortgage company.","Transaction expected to close by end of Q1 2025, subject to customary closing conditions.","CEO cites refocus on community banking in primary footprint; mortgage line required additional investment.","Monarch Mortgage will continue to fulfill obligations on loans in process until closing and funding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184141,"accession_number":"0000950170-25-011190","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares Q4 net loss $2.0M; exits 45 fintech BaaS partnerships","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $2.0M ($0.03/sh) vs net income of $0.9M ($0.01/sh) in Q3 2024.","Exited 45 fintech BaaS depository partnerships, reducing related deposits by $445M in 2024.","Nonperforming loans improved to 0.93% of assets from 1.09% in Q3; net loan charge-offs $1.9M.","Noninterest expense down 3% from Q3 and 16% from Q4 2023; headcount reduced 14% YoY.","Bank's tier 1 leverage ratio 11.80% exceeds 10.00% consent order minimum; total risk-based capital 17.26% above 13.00% minimum."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184140,"accession_number":"0001193125-25-015718","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares amends CEO Beale's employment agreement; severance, change-in-control terms revised","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan 1, 2025, Beale's agreement: 2-year term, base salary floor $547,000; annual bonus up to 40% of base.","Severance period for without-cause termination changed to greater of months remaining or 12 months (from up to 12 months less months since May 2023).","Change-in-control payout revised to 2 times (base salary + highest bonus in prior 2 years), from months-remaining formula.","Non-compete covenant extended from 3 months to 12 months; fintech businesses removed from 'competitive business' definition.","CFO Judy Gavant's agreement amended with only ministerial and administrative changes; no material term alterations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200733,"accession_number":"0000950170-24-124242","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-11-08T23:59:59+00:00","items":["3.02"],"status":"ready","headline":"Blue Ridge Bankshares issues 10.9M common shares to Castle Creek in preferred exchange","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 10,928,000 common shares to Castle Creek for 2,732 Series C Preferred shares on November 7.","Issued warrant for 5,764,000 common shares at $2.50, expiring April 2029, replacing preferred warrant.","Exchange exempt from registration under Securities Act Section 3(a)(9); no commissions paid.","Previously disclosed in April 2024 Exchange Agreement; execution now complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200732,"accession_number":"0000950170-24-121852","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares updates investor presentation; no material news","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company updated investor presentation for use in meetings with investors.","No specific financial results, guidance, or strategic changes were disclosed in the filing.","Presentation content not detailed in the filing; investors should review directly.","This is a routine update with no indication of material new information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200731,"accession_number":"0000950170-24-118375","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares Q3 net income $0.9M; fintech BaaS exit ahead of schedule","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $0.9M ($0.01/diluted share) vs. loss of $11.4M in Q2 2024 and loss of $41.4M in Q3 2023.","Recovery of credit losses of $6.2M, including $8.4M recovery from specialty finance loan sale.","Nonperforming loans to total assets improved to 1.09% from 1.40% in prior quarter.","Deposits excluding fintech/wholesale grew $73.7M in Q3; fintech BaaS deposits down to 3% of total deposits.","Bank's tier 1 leverage ratio 11.56% (minimum 10% per Consent Order); TBV improved to $4.25 from $4.10."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200730,"accession_number":"0001193125-24-237643","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Blue Ridge Bankshares shareholders elect directors, approve stock plan, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 7 director nominees elected: Bost, Montano, Patterson, Reynolds (3-yr terms); Beale, McMullan (2-yr); Scavuzzo (1-yr).","Amended and Restated 2023 Stock Incentive Plan approved with 53.2M for vs 974K against.","Elliott Davis, PLLC ratified as independent auditor for 2024 with 58.4M for vs 155K against.","Quorum of 58.6M shares present out of 73.5M outstanding shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216750,"accession_number":"0001193125-24-216647","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-09-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares EVP & Commercial Banking Executive C. Douglass Riddle to depart Sep 9","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["C. Douglass Riddle, EVP and Commercial Banking Executive, separated employment effective September 9, 2024.","Riddle will receive compensation and benefits per Section 4(c) of his October 23, 2023 employment agreement.","No successor or interim replacement announced for the Commercial Banking role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216749,"accession_number":"0000950170-24-088681","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Blue Ridge Bankshares sets 2024 annual meeting for Oct 10; Aug 10 deadline for nominations","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting of shareholders scheduled for October 10, 2024.","Shareholder director nominations must be received by August 10, 2024.","Proposals for inclusion in proxy materials under Rule 14a-8 due August 10, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216748,"accession_number":"0000950170-24-086645","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares posts Q2 net loss of $11.4M; completes $161.6M capital raise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $11.4M ($0.47 diluted EPS) vs. loss of $2.9M in Q1 2024; includes $6.7M after-tax fintech investment write-down.","Completed private placements for gross proceeds of $161.6M (net $152.5M); bank now exceeds Consent Order capital minimums.","Fintech-related deposits fell to 8.9% of total deposits from 12.3% in Q1; BaaS deposits down ~$100.5M sequentially.","Nonperforming loans improved to $46.0M (1.57% of assets) from $53.2M; provision for credit losses was $3.1M vs. recovery of $1.0M.","Net interest margin improved to 2.79% from 2.75%; noninterest expense decreased to $29.3M from $32.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216747,"accession_number":"0000950170-24-081619","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K/A","filed_at":"2024-07-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Tony Scavuzzo appointed to Compensation Committee after regulatory approval","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scavuzzo received regulatory approval to serve as director of Blue Ridge Bankshares and Blue Ridge Bank.","Effective June 26, 2024, appointed to Compensation Committee of the Board.","Originally named as a new director on April 1, 2024, subject to regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236437,"accession_number":"0001193125-24-172406","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-28T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Blue Ridge Bankshares converts all Series B Preferred to 50.2M common shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 12,558 Series B preferred shares automatically converted into 50,232,000 common shares on June 28, 2024.","Warrants for 6,549 Series B shares converted into warrants for 26,196,000 common shares.","Conversion follows shareholder approval and filing of charter amendment to authorize up to 150M common shares.","Series C preferred exchange for common shares expected in Q3 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236436,"accession_number":"0001193125-24-167056","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-24T23:59:59+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Blue Ridge Bankshares increases authorized shares to 150M; shareholders approve preferred conversion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five directors retiring effective Sept 25, 2024 annual meeting: voluntary (Farmar, Holzwarth, Janney) and mandatory age (Dean, Dees).","Shareholders approved amendment increasing authorized common shares from 50M to 150M at June 20 special meeting.","Shareholders also approved issuance of >20% of outstanding common stock upon conversion of Series B & C preferred stock and warrants.","For Proposal 1 (stock issuance): 12,214,396 for, 2,994,872 against, 71,128 abstain, 3,400,000 broker non-votes.","For Proposal 2 (share increase): 15,485,636 for, 3,097,551 against, 97,208 abstain, 0 broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236430,"accession_number":"0001193125-24-166972","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K/A","filed_at":"2024-06-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares appoints McMullan to Compliance, Montano to Enterprise Risk committees","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Ciaran McMullan appointed to Compliance Committee of Blue Ridge Bank board effective June 18, 2024.","Trevor Montano appointed to Enterprise Risk Committee of the board effective June 18, 2024.","Both McMullan and Montano have received regulatory approval to serve as directors.","Tony Scavuzzo's committee assignment remains pending; not addressed in this amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236435,"accession_number":"0001193125-24-161712","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises $11.6M in private placement with insider Spurzem","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["On June 13, 2024, closed a private placement with shareholder Richard T. Spurzem for gross proceeds of ~$11.6M.","Issued 290,000 common shares at $2.39/share, 1,140 Series B Preferred shares at $9,566.13 each, and a warrant for 607 Series B Preferred shares at $10,000/share.","Securities were sold in an unregistered offering exempt under Section 4(a)(2) and Rule 506(b); a Registration Rights Agreement was also signed.","The purchaser is an insider; the deal increases company equity and provides capital for general corporate purposes.","Proceeds represent a significant funding event for the company, which trades on the NYSE American under BRBS."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236434,"accession_number":"0001193125-24-158758","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-11T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises ~$11.6M in private placement with shareholder Richard Spurzem","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gross proceeds of ~$11.6M from sale of 290,000 common shares ($2.39/share), 1,140 Series B preferred shares ($9,566.13/share), and a warrant.","Placement exercises gross-up rights by shareholder Richard T. Spurzem under 2014/2015 stock purchase agreements.","Proceeds for general corporate purposes, repositioning business lines, organic growth, and enhancing subsidiary bank capital.","Closing expected June 12, 2024, subject to NYSE American listing authorization of common shares.","Conversion of preferred and warrant shares requires shareholder approval to increase authorized common stock to 150M and listing approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}