{"filings":[{"id":1137436,"accession_number":"0001193125-26-275716","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K/A","filed_at":"2026-06-18T19:44:04+00:00","items":["5.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares eliminates COTO position, terminates M. Dean Brown without cause effective June 30, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Position of Chief Operations and Technology Officer eliminated as part of cost reduction efforts.","M. Dean Brown's employment terminated without cause effective June 30, 2026.","Mr. Brown will no longer hold any officer or fiduciary positions with the company and bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1128356,"accession_number":"0001193125-26-275393","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-06-18T15:56:51+00:00","items":["5.07"],"status":"ready","headline":"Blue Ridge Bankshares annual meeting elects all five director nominees, ratifies auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five director nominees elected: Cozart, Golliday, Jones, Scavuzzo, Stokes; each received >60M votes for.","Ratification of Elliott Davis, PLLC as independent auditor for 2026 passed with 80.4M for, 217k against.","Quorum of 80.6M shares (89.8M outstanding) present at June 17, 2026 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":722757,"accession_number":"0001193125-26-245321","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-05-28T20:30:16+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares COTO M. Dean Brown to retire effective June 30, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["M. Dean Brown steps down as Chief Operations and Technology Officer of Blue Ridge Bankshares and Blue Ridge Bank.","He will resign from all officer and fiduciary positions with the Company and Bank effective June 30, 2026.","No successor has been named; transition details not disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99164,"accession_number":"0001193125-26-173957","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Q1 net income $0.8M, down 81% QoQ; declares $0.60 special dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $0.8M ($0.01 EPS) vs $4.2M ($0.04) in Q4 2025; adjusted EPS $0.02 excluding $1.3M exec transition costs.","Declared $0.60/share special cash dividend (~$54.1M payout) on March 30, payable April 27, 2026.","NIM narrowed to 2.90% from 3.04%; net interest income fell to $16.9M from $18.1M due to lower loan balances.","Noninterest expense rose to $18.7M from $16.9M, driven by $1.6M exec transition and $1.0M incentive costs.","Nonperforming loans improved to $21.0M (0.87% assets) from $23.8M; headcount reduced 20% YoY to 281."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99163,"accession_number":"0001193125-26-164196","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises interim CEO Harry Golliday base to $525,000","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["April 15, 2026: Board approved compensation adjustments for Interim CEO Harry Golliday.","Annual base salary increased to $525,000; prior amount not disclosed.","Short-term incentive opportunity increased to up to 50% of base salary.","Existing employment agreement dated May 3, 2024 remains unchanged.","Golliday also serves as Interim President and Interim CEO of Blue Ridge Bank subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115022,"accession_number":"0001193125-26-131867","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-03-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares declares $0.60 special dividend, amends warrants","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.60 per share, payable April 27, 2026 to holders of record April 13, 2026.","Warrants amended to reduce exercise price by per share amount of any cash dividend after effective date, including Nov 2025 dividend.","Amendment approved by board and majority warrant holders; applies to future cash dividends.","Special dividend and warrant changes intended to align treatment of warrant holders with common shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115021,"accession_number":"0001193125-26-121924","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-03-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares appoints Interim CEO Harry Golliday to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Harry Golliday appointed director of Blue Ridge Bankshares and its bank subsidiary, effective March 18, 2026.","Golliday currently serves as Interim CEO and Interim President of the company and Interim CEO of the Bank.","No separate compensation for board service due to his executive officer role.","Board may name him to committees; amendment to follow once determined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115020,"accession_number":"0001193125-26-104387","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares CEO Billy Beale retires; Harry Golliday appointed Interim CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["G. William Beale stepped down as President and CEO effective March 6, 2026, under a Retirement Agreement.","Retirement package: 2025 bonus, vesting of 18,542 restricted shares, $180,478 lump sum, and $84,004 monthly for 12 months.","Harry Golliday (62), former Chief Credit Officer, appointed Interim CEO and President; has 40+ years banking experience.","Beale oversaw exit from OCC Consent Order in November 2025 and return to profitability.","Golliday's employment agreement: $325,000 base salary, up to 30% bonus, and severance terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115019,"accession_number":"0001193125-26-029711","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares reports Q4 net income $4.2M ($0.04 EPS); FY net income $10.7M; OCC consent order terminated","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $4.2M ($0.04 diluted EPS) vs Q4 2024 loss of $2.0M (-$0.03); FY net income $10.7M ($0.11) vs FY loss $15.4M.","OCC Consent Order terminated Nov 13, 2025; special cash dividend of $0.25/share paid Nov 21, 2025.","Net interest margin 3.04% for Q4 2025; cost of deposits 2.40%, down 46 bps YoY.","Loans held for investment $1.87B, down $47M QoQ; nonperforming loans improved to 0.98% of assets from 1.14%.","Headcount reduced >30% from 2024; noninterest expense down $31.9M YoY to $81.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131404,"accession_number":"0001193125-25-280430","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["1.02","8.01","9.01"],"status":"ready","headline":"OCC terminates January 2024 consent order against Blue Ridge Bank, effective Nov 13, 2025","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OCC terminated the Consent Order against Blue Ridge Bank effective November 13, 2025.","The original Consent Order was entered on January 24, 2024, and lasted under 23 months.","CEO G. William \"Billy\" Beale highlighted the team's effort and increased growth flexibility.","Termination issued by OCC Assistant Deputy Comptroller Aaron E. Liechenstein."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131403,"accession_number":"0001193125-25-265970","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares updates Q3 2025 investor presentation; no specific financial figures disclosed in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished an updated investor presentation under Regulation FD on Nov 5, 2025.","Presentation titled 'MYBRB.BANK Third Quarter 2025', but full content not available in provided exhibit text.","No earnings numbers, guidance changes, or other material data can be extracted from the filing as given.","Presentation use is for investor meetings; typical content may include financial results or strategic updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131402,"accession_number":"0001193125-25-251659","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares declares $0.25 special cash dividend payable Nov 21","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.25 per share declared on common stock.","Payable on November 21, 2025 to shareholders of record as of November 7, 2025.","CEO Billy Beale cites strong financial position and regulator affirmation as basis.","Dividend reflects Board's commitment to enhancing shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131401,"accession_number":"0001193125-25-246983","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Q3 net income $5.6M ($0.06 EPS), highest since 2022; NIM expands to 3.60%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $5.6M ($0.06 diluted EPS) vs $1.3M in Q2 2025 and $0.9M in Q3 2024; year-to-date net income $6.5M.","Net interest margin 3.60% (3.15% Q2; 2.74% Q3 2024) aided by $3.0M loan fee income from out-of-market loan payoff.","Completed $10M partial redemption of 8.65% subordinated notes; share repurchase of $2.8M (~660K shares at $4.16 avg).","Nonperforming loans rose to $28.6M (1.14% of assets) from $24.0M; $4.8M multifamily loan placed on nonaccrual.","Loan pipeline >$200M; headcount reduced to 311; management expects Q4 strength and lower consulting/legal expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147994,"accession_number":"0000842717-25-000003","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-08-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares authorizes up to $15M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $15M of common stock.","Repurchases may be made via open market, block trades, or private transactions.","Program may be modified, suspended, or terminated at any time; no obligation to repurchase.","Repurchased shares will be cancelled and revert to authorized but unissued status.","Factors affecting timing include market conditions, liquidity, capital needs, and alternative investments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147993,"accession_number":"0000950170-25-097963","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares reports Q2 net income of $1.3M, turns profitable","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.3M ($0.01 EPS) vs net loss of $0.4M in Q1 and $11.4M loss in Q2 2024.","Net interest margin improved to 3.15% from 2.90% QoQ, driven by lower deposit costs.","Noninterest expense fell $1.0M QoQ; headcount reduced by 109 in H1 2025, ending at 333.","Regulatory remediation progress: Bank capital ratios exceed OCC Consent Order minimums.","Redeemed $15M subordinated note; partially redeemed $10M of $25M 2029 subordinated notes."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166724,"accession_number":"0001193125-25-127597","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Blue Ridge Bankshares eliminates classified board, phases in annual director elections over three years","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved amendment to declassify Board of Directors at May 21, 2025 annual meeting; effective same day.","Directors elected at 2026 and 2027 meetings will serve one-year terms; all directors annual starting 2028.","Bylaws amended to reflect declassified board; CEO designated as chair of shareholder meetings.","Certain technical and ministerial revisions also made to bylaws.","Amendment was adopted by board on Feb 19, 2025 and filed with Virginia State Corporation Commission."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166723,"accession_number":"0000950170-25-076357","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Blue Ridge Bankshares shareholders approve board declassification and ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected G. William Beale, Ciaran McMullan, Vance H. Spilman as directors for three-year terms.","Approved amendment to declassify the Board of Directors with over 80% of outstanding shares.","Advisory say-on-pay approved (70.5M for, 1.8M against; ~88% of votes cast).","Advisory vote on frequency: every three years chosen (35.8M vs 35.7M for one year).","Ratified Elliott Davis, PLLC as independent auditor for 2025 (79.2M for, 212k against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166722,"accession_number":"0000950170-25-058191","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares narrows Q1 net loss to $0.4M; cost cuts and NIM improvement highlight progress","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $0.4M ($0.01 diluted EPS) vs $2.0M loss in Q4 2024; net interest margin improved to 2.90% from 2.80%.","Completed sale of Monarch Mortgage on March 27 with $0.2M loss; headcount reduced 21% (91 employees) since Dec 2024.","Redemption of $15M subordinated note on June 1, 2025 expected to save over $2M in annual interest expense.","Noninterest expense down $2.6M QoQ to $23.0M; regulatory remediation expenses reduced to $0 in Q1.","Tangible book value per share steady at $3.82; Bank capital ratios exceed Consent Order minimums."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184142,"accession_number":"0000950170-25-042177","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares to sell Monarch Mortgage assets to third party, exit mortgage banking","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered definitive agreement to sell certain assets of Monarch Mortgage to an unrelated third-party mortgage company.","Transaction expected to close by end of Q1 2025, subject to customary closing conditions.","CEO cites refocus on community banking in primary footprint; mortgage line required additional investment.","Monarch Mortgage will continue to fulfill obligations on loans in process until closing and funding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184141,"accession_number":"0000950170-25-011190","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares Q4 net loss $2.0M; exits 45 fintech BaaS partnerships","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $2.0M ($0.03/sh) vs net income of $0.9M ($0.01/sh) in Q3 2024.","Exited 45 fintech BaaS depository partnerships, reducing related deposits by $445M in 2024.","Nonperforming loans improved to 0.93% of assets from 1.09% in Q3; net loan charge-offs $1.9M.","Noninterest expense down 3% from Q3 and 16% from Q4 2023; headcount reduced 14% YoY.","Bank's tier 1 leverage ratio 11.80% exceeds 10.00% consent order minimum; total risk-based capital 17.26% above 13.00% minimum."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184140,"accession_number":"0001193125-25-015718","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares amends CEO Beale's employment agreement; severance, change-in-control terms revised","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan 1, 2025, Beale's agreement: 2-year term, base salary floor $547,000; annual bonus up to 40% of base.","Severance period for without-cause termination changed to greater of months remaining or 12 months (from up to 12 months less months since May 2023).","Change-in-control payout revised to 2 times (base salary + highest bonus in prior 2 years), from months-remaining formula.","Non-compete covenant extended from 3 months to 12 months; fintech businesses removed from 'competitive business' definition.","CFO Judy Gavant's agreement amended with only ministerial and administrative changes; no material term alterations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200733,"accession_number":"0000950170-24-124242","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-11-08T23:59:59+00:00","items":["3.02"],"status":"ready","headline":"Blue Ridge Bankshares issues 10.9M common shares to Castle Creek in preferred exchange","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 10,928,000 common shares to Castle Creek for 2,732 Series C Preferred shares on November 7.","Issued warrant for 5,764,000 common shares at $2.50, expiring April 2029, replacing preferred warrant.","Exchange exempt from registration under Securities Act Section 3(a)(9); no commissions paid.","Previously disclosed in April 2024 Exchange Agreement; execution now complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200732,"accession_number":"0000950170-24-121852","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares updates investor presentation; no material news","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company updated investor presentation for use in meetings with investors.","No specific financial results, guidance, or strategic changes were disclosed in the filing.","Presentation content not detailed in the filing; investors should review directly.","This is a routine update with no indication of material new information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200731,"accession_number":"0000950170-24-118375","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares Q3 net income $0.9M; fintech BaaS exit ahead of schedule","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $0.9M ($0.01/diluted share) vs. loss of $11.4M in Q2 2024 and loss of $41.4M in Q3 2023.","Recovery of credit losses of $6.2M, including $8.4M recovery from specialty finance loan sale.","Nonperforming loans to total assets improved to 1.09% from 1.40% in prior quarter.","Deposits excluding fintech/wholesale grew $73.7M in Q3; fintech BaaS deposits down to 3% of total deposits.","Bank's tier 1 leverage ratio 11.56% (minimum 10% per Consent Order); TBV improved to $4.25 from $4.10."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200730,"accession_number":"0001193125-24-237643","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Blue Ridge Bankshares shareholders elect directors, approve stock plan, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 7 director nominees elected: Bost, Montano, Patterson, Reynolds (3-yr terms); Beale, McMullan (2-yr); Scavuzzo (1-yr).","Amended and Restated 2023 Stock Incentive Plan approved with 53.2M for vs 974K against.","Elliott Davis, PLLC ratified as independent auditor for 2024 with 58.4M for vs 155K against.","Quorum of 58.6M shares present out of 73.5M outstanding shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216750,"accession_number":"0001193125-24-216647","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-09-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares EVP & Commercial Banking Executive C. Douglass Riddle to depart Sep 9","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["C. Douglass Riddle, EVP and Commercial Banking Executive, separated employment effective September 9, 2024.","Riddle will receive compensation and benefits per Section 4(c) of his October 23, 2023 employment agreement.","No successor or interim replacement announced for the Commercial Banking role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216749,"accession_number":"0000950170-24-088681","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Blue Ridge Bankshares sets 2024 annual meeting for Oct 10; Aug 10 deadline for nominations","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting of shareholders scheduled for October 10, 2024.","Shareholder director nominations must be received by August 10, 2024.","Proposals for inclusion in proxy materials under Rule 14a-8 due August 10, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216748,"accession_number":"0000950170-24-086645","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares posts Q2 net loss of $11.4M; completes $161.6M capital raise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $11.4M ($0.47 diluted EPS) vs. loss of $2.9M in Q1 2024; includes $6.7M after-tax fintech investment write-down.","Completed private placements for gross proceeds of $161.6M (net $152.5M); bank now exceeds Consent Order capital minimums.","Fintech-related deposits fell to 8.9% of total deposits from 12.3% in Q1; BaaS deposits down ~$100.5M sequentially.","Nonperforming loans improved to $46.0M (1.57% of assets) from $53.2M; provision for credit losses was $3.1M vs. recovery of $1.0M.","Net interest margin improved to 2.79% from 2.75%; noninterest expense decreased to $29.3M from $32.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216747,"accession_number":"0000950170-24-081619","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K/A","filed_at":"2024-07-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Tony Scavuzzo appointed to Compensation Committee after regulatory approval","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scavuzzo received regulatory approval to serve as director of Blue Ridge Bankshares and Blue Ridge Bank.","Effective June 26, 2024, appointed to Compensation Committee of the Board.","Originally named as a new director on April 1, 2024, subject to regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236437,"accession_number":"0001193125-24-172406","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-28T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Blue Ridge Bankshares converts all Series B Preferred to 50.2M common shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 12,558 Series B preferred shares automatically converted into 50,232,000 common shares on June 28, 2024.","Warrants for 6,549 Series B shares converted into warrants for 26,196,000 common shares.","Conversion follows shareholder approval and filing of charter amendment to authorize up to 150M common shares.","Series C preferred exchange for common shares expected in Q3 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236436,"accession_number":"0001193125-24-167056","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-24T23:59:59+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Blue Ridge Bankshares increases authorized shares to 150M; shareholders approve preferred conversion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five directors retiring effective Sept 25, 2024 annual meeting: voluntary (Farmar, Holzwarth, Janney) and mandatory age (Dean, Dees).","Shareholders approved amendment increasing authorized common shares from 50M to 150M at June 20 special meeting.","Shareholders also approved issuance of >20% of outstanding common stock upon conversion of Series B & C preferred stock and warrants.","For Proposal 1 (stock issuance): 12,214,396 for, 2,994,872 against, 71,128 abstain, 3,400,000 broker non-votes.","For Proposal 2 (share increase): 15,485,636 for, 3,097,551 against, 97,208 abstain, 0 broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236430,"accession_number":"0001193125-24-166972","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K/A","filed_at":"2024-06-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares appoints McMullan to Compliance, Montano to Enterprise Risk committees","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Ciaran McMullan appointed to Compliance Committee of Blue Ridge Bank board effective June 18, 2024.","Trevor Montano appointed to Enterprise Risk Committee of the board effective June 18, 2024.","Both McMullan and Montano have received regulatory approval to serve as directors.","Tony Scavuzzo's committee assignment remains pending; not addressed in this amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236435,"accession_number":"0001193125-24-161712","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises $11.6M in private placement with insider Spurzem","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["On June 13, 2024, closed a private placement with shareholder Richard T. Spurzem for gross proceeds of ~$11.6M.","Issued 290,000 common shares at $2.39/share, 1,140 Series B Preferred shares at $9,566.13 each, and a warrant for 607 Series B Preferred shares at $10,000/share.","Securities were sold in an unregistered offering exempt under Section 4(a)(2) and Rule 506(b); a Registration Rights Agreement was also signed.","The purchaser is an insider; the deal increases company equity and provides capital for general corporate purposes.","Proceeds represent a significant funding event for the company, which trades on the NYSE American under BRBS."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236434,"accession_number":"0001193125-24-158758","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-06-11T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises ~$11.6M in private placement with shareholder Richard Spurzem","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gross proceeds of ~$11.6M from sale of 290,000 common shares ($2.39/share), 1,140 Series B preferred shares ($9,566.13/share), and a warrant.","Placement exercises gross-up rights by shareholder Richard T. Spurzem under 2014/2015 stock purchase agreements.","Proceeds for general corporate purposes, repositioning business lines, organic growth, and enhancing subsidiary bank capital.","Closing expected June 12, 2024, subject to NYSE American listing authorization of common shares.","Conversion of preferred and warrant shares requires shareholder approval to increase authorized common stock to 150M and listing approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236433,"accession_number":"0000950170-24-050613","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares posts Q1 net loss of $2.9M; closes $150M capital raise post-quarter","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $2.9M ($0.15/diluted share) vs loss of $5.8M in Q4 2023 and net income of $4.0M in Q1 2023.","Closed private placement of $150M (common & preferred) on April 3, 2024 to fund transformation and meet OCC capital requirements.","Nonperforming loans improved to $53.2M (1.73% of assets) from $63.1M (2.02%); recovery of credit losses of $1.0M.","Net interest margin fell to 2.75% from 2.92% due to higher funding costs; total deposits down $100.3M from fintech decline.","Regulatory remediation on track: key hires for risk/compliance; OCC consent order tasks completed to date; BaaS wind down ahead of schedule."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236432,"accession_number":"0001193125-24-088085","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-04-05T23:59:59+00:00","items":["1.01","5.03","3.02","5.02","8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares raises $150M via common/preferred stock and warrants; appoints three directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gross proceeds $150M from 3.4M common shares at $2.50, 14,150 preferred shares at $10,000 each, and warrants.","Castle Creek and Lehman get board designation rights based on ownership; board to be reduced to 12-14 members.","Shareholder meeting by June 17, 2024 to approve 150M authorized common shares and issuance for NYSE listing.","Continues wind-down of fintech BaaS operations, expects substantially complete by end of 2024; NIM compression expected.","Mandatory conversion of Series B preferred upon approvals; conversion rate decreases 10% every 95 days starting July 8, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236431,"accession_number":"0001193125-24-086088","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-04-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares closes $150M private placement after shareholder vote issue","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closed $150M private placement of 3.4M common shares at $2.50, convertible preferred, and warrants.","Transaction replaces Dec 2023 offering that failed due to vote tabulation error on share authorization.","Proceeds to bolster capital, comply with OCC consent order, and support organic growth.","Series B preferred converts to common upon shareholder approval of share authorization increase to 150M shares.","Up to three new investor-appointed directors to join board upon regulatory OK; board to shrink to 13."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254095,"accession_number":"0001193125-24-062311","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-03-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BRBS shareholders approve capital raise and tripling of authorized shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Capital raise proposal approved: 12.66M for, 918,795 against, 237,623 abstain.","Articles amendment to increase authorized shares from 50M to 150M approved: 15.29M for, 1.84M against.","19.2M shares outstanding; quorum of 17.4M shares present at special meeting.","No adjournment needed; all proposals passed with sufficient votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.15,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254094,"accession_number":"0000950170-24-009488","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares Q4 net loss $5.8M; OCC consent order, $150M capital raise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $5.8M ($0.30 diluted EPS) vs net loss of $41.4M ($2.18 EPS) in Q3 2023.","Nonperforming loans fell to $62.6M (2.01% of assets) from $81.8M; $12.5M specialty finance charge-offs.","Bank's tier 1 leverage ratio 7.49% below OCC consent order minimum of 10.00%; total capital 10.25% vs 13.00% minimum.","Fintech-related deposits dropped to $465.9M (18.2% of total) from $720.8M (26.0%) at Sept. 30, 2023.","Announced $150M private placement at $2.50/share; closing expected March 2024 subject to shareholder approval."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254093,"accession_number":"0001193125-24-015560","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["1.01","1.02","9.01"],"status":"ready","headline":"Blue Ridge Bank enters OCC consent order; must maintain 10% leverage, halt new fintech without OCC okay","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OCC consent order replaces Aug 2022 agreement; bank neither admits nor denies BSA/AML violations and unsafe practices.","Bank must maintain leverage ratio 10.00% and total capital ratio 13.00%; deemed not well capitalized and in troubled condition.","No new third-party fintech relationships, products, or services without OCC prior non-objection; existing fintechs face enhanced oversight.","Dividends and capital distributions require OCC prior non-objection and compliance with capital plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271566,"accession_number":"0001193125-23-302215","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-12-22T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares to raise $150M via 60M shares and warrants at $2.50 per share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gross proceeds of $150M from 60M shares and ~29.4M warrants at $2.50 each; warrants exercisable for 5 years.","Kenneth R. Lehman to own ~25% and Castle Creek ~12.5% of pro forma common stock.","Closing expected March 2024, subject to shareholder and regulatory approvals.","Proceeds to reposition business lines, support organic growth, and enhance bank capital levels.","Up to three new board representatives expected; asset resolution plan to address criticized assets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271565,"accession_number":"0000950170-23-064358","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-11-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Blue Ridge Bankshares updates investor presentation for investor meetings","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation updated on November 16, 2023, for meetings with investors.","No specific changes or financial figures are disclosed in the filing.","Exhibit 99.1 containing the presentation is attached but not provided in the text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271564,"accession_number":"0000950170-23-056906","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Q3 net loss $41.4M ($2.18/sh); goodwill impairment $26.8M, suspends dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss from continuing ops of $41.4M includes $26.8M non-cash goodwill impairment and $6.0M ESOP litigation reserve.","Board suspended future quarterly dividends to preserve capital; prior dividend rate was $0.09/quarter.","Restating 2022 annual and 2023 Q1/Q2 financials to reflect nonaccrual status of certain specialty finance loans.","Net interest margin fell to 2.92% from 3.12%; allowance for credit losses rose to 2.03% of loans from 1.58%.","Tangible book value per share declined to $9.30 from $10.55; Bank remains well-capitalized under regulatory guidelines."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271563,"accession_number":"0000950170-23-056900","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Blue Ridge Bankshares restates 2022 and Q1-Q2 2023 financials due to loan classification errors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Restatement lowers 2022 net income by $10.6M to $17.0M; EPS cut from $1.46 to $0.90.","Q1 2023 net income revised upward by $2.4M to $4.0M ($0.22 EPS); Q2 2023 net loss reduced by $10.9M to $8.6M.","Cumulative net income increase over restated periods is $2.6M; no balance-sheet impact as of June 30, 2023.","Material weakness in internal controls over risk grading and allowance for credit losses on specialty finance loans.","As of June 30, 2023, loans held for investment and allowance for credit losses each reduced by $4.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271562,"accession_number":"0000950170-23-056845","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Blue Ridge Bankshares suspends common stock dividend indefinitely to preserve capital","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared no Q4 2023 cash dividend and suspended all future quarterly dividends until further notice.","Decision based on the desire to preserve capital amid current conditions.","Shareholders will not receive a dividend in Q4 2023 and future payments are uncertain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271561,"accession_number":"0000950170-23-055436","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares amends CEO Beale's employment agreement, no material changes","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Amended agreement with CEO G. William Beale effective Oct 24, 2023, replacing May 7, 2023 agreement.","Agreement adds Company as party; reflects roles: President & CEO of Blue Ridge Bankshares, CEO of Blue Ridge Bank.","Provides for Beale's service on Company's Board of Directors while agreement in effect.","Changes described as ministerial and administrative; no other material modifications from original agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288434,"accession_number":"0000950170-23-035724","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Blue Ridge Bankshares posts Q2 net loss of $19.5M, cites $58.1M in problem loans","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss from continuing ops of $19.5M ($1.03 diluted EPS) vs net income of $1.6M in Q1 2023.","Provision for credit losses surged to $20.5M from $3.7M in Q1; net charge-offs were $8.0M.","Nonperforming loans rose to $86.1M (2.68% of assets) from $30.7M, driven by $58.1M specialty finance loans placed on nonaccrual.","Net interest margin dropped to 2.67% from 3.58%, pressured by $4.7M interest income reversal on nonaccrual loans.","Company to forgo Q3 2023 common dividend to preserve capital; tangible book value fell to $10.55 from $11.93."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288433,"accession_number":"0001193125-23-187723","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-07-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Blue Ridge Bankshares CEO Brian Plum resigns; G. William Beale appointed as replacement effective July 12","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brian K. Plum resigned as President, CEO, and director effective July 12, 2023; no reason stated.","Board appointed G. William Beale (73) as President, CEO, and director, effective same day.","Beale previously served as CEO of Community Bankers Bank and Union Bank & Trust (Atlantic Union Bank).","Beale's employment agreement: $547,000 base salary, bonus up to 40%, LTI up to 60%, two-year term with auto-renewal.","Severance provisions include non-compete for 3 months and non-solicit for 12 months post-termination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288432,"accession_number":"0001193125-23-186630","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-07-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Blue Ridge Bankshares suspends Q3 2023 common dividend to preserve capital","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board decided to forego declaration and payment of Q3 2023 cash dividend on common stock.","Decision based on desire to preserve capital and available cash.","No mention of future dividend reinstatement or other changes to dividend policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308930,"accession_number":"0001193125-23-167703","cik":842717,"company_name":"BLUE RIDGE BANKSHARES, INC.","ticker":"BRBS","form_type":"8-K","filed_at":"2023-06-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Blue Ridge Bankshares reports annual meeting voting results; all directors elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five directors elected for three-year terms: Farmar, Holzwarth, Stokes, Cozart, Jones.","2023 Stock Incentive Plan approved: 12,008,202 for, 830,831 against, 140,659 abstain.","Ratification of Elliott Davis as auditor for 2023: 16,063,558 for, 64,118 against, 40,250 abstain.","Quorum of 16,167,927 shares represented, 85.4% of outstanding 18,940,674 shares.","Broker non-votes of 3,188,235 on director elections and stock plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":294910415.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-06-15T23:59:59+00:00|308930"}