{"filings":[{"id":1968117,"accession_number":"0000943374-26-000342","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2026-07-30T20:15:21+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q2 net income $748K ($0.06 EPS) vs $224K YoY; agrees to acquire GSL Bank","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2026 net income $748K ($0.06 per share) vs $224K ($0.02) in Q2 2025; H1 net income $1.5M ($0.12) vs $955K ($0.08).","Entered agreement to acquire GSL Bank, a New Jersey institution, to expand customer base and lending capacity.","Repurchased 230,544 shares for $2.0M under current program; authorized up to 237,590 shares (5% of outstanding).","Total assets fell 3.3% to $875M; deposits down 12% to $574.2M; FHLB advances up 51.1% to $141M.","Non-performing assets rose to $25.9M (2.96% of assets) from $13.1M at Dec 2025; allowance for credit losses 0.40% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1928316,"accession_number":"0000943374-26-000332","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K/A","filed_at":"2026-07-29T15:00:25+00:00","items":["5.07"],"status":"ready","headline":"Bogota Financial board maintains annual say-on-pay vote despite shareholder preference for three-year frequency","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["At May 14, 2026 annual meeting, shareholders voted (non-binding) for a three-year frequency for say-on-pay votes.","Board had recommended annual frequency; after consideration, board decided to keep annual votes.","Next advisory say-on-pay vote expected at 2027 annual meeting, with another frequency vote then."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":760796,"accession_number":"0001193125-26-250015","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2026-06-01T13:12:34+00:00","items":["1.01","5.02","8.01","9.01"],"status":"ready","headline":"Bogota Financial Corp. to merge with GSL Savings Bank; assets expected to exceed $1B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger agreement signed; GSL Savings Bank to merge into Bogota Savings Bank; closing expected H2 2026.","Pro forma consolidated assets increase from ~$877.2M to ~$1.0B post-merger.","Frank Giancola (GSL CEO) to become EVP/COO of Bogota; employment agreement includes $250K base salary + bonus.","Transaction unanimously approved by all boards; subject to regulatory approvals.","Merger projected to be accretive to Bogota Financial's 2026 net income, EPS, and fully converted tangible book value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":472001,"accession_number":"0000943374-26-000196","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2026-05-15T20:41:02+00:00","items":["5.07"],"status":"ready","headline":"Bogota Financial Corp. holds 2026 annual meeting, re-elects directors and ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Peter T. Donnelly and John Masterson elected directors with ~10.87M for each, ~844K broker non-votes.","Ratification of S.R. Snodgrass, P.C. as auditor for FY 2026: 11.78M for, 224K against, 38K abstain.","Advisory say-on-pay approved with 10.79M for, 375K against; 844K broker non-votes.","Advisory vote favored say-on-pay every three years (8.97M for 3 years vs 2.16M for 1 year).","Board to decide on future say-on-pay frequency within 150 days of meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95454,"accession_number":"0000943374-26-000189","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q1 net income $706k ($0.06/sh); net interest margin expands to 2.20%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $706k vs $731k YoY; EPS flat at $0.06.","Net interest income rose 23% to $4.4M; margin expanded 54 bps to 2.20%.","Total deposits fell $51.6M (7.9%) to $600.9M; FHLB borrowings up 24.2% to $115.9M.","Loans decreased $8.2M; delinquent loans increased to 4.39% of total loans.","Repurchased 14,313 shares for $119k under current buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108542,"accession_number":"0000943374-26-000154","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"EVP and Chief Lending Officer Robert Walsh to retire; consulting agreement signed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert Walsh, EVP and Chief Lending Officer, retires effective March 31, 2026.","Receives $15,000 lump sum for pro-rated 2026 bonus; all unvested stock options immediately vest.","Consulting services from April to July 2026 at $10,000/month; one-year non-solicitation.","No named successor; consulting arrangement to aid transition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108541,"accession_number":"0000943374-26-000085","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2026-02-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial reports FY2025 net income $2.1M vs prior year loss $2.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $680K ($0.05 EPS) vs net loss $930K ($0.07 EPS) in Q4 2024.","Full-year net interest income rose 46.6% to $15.5M on lower deposit costs and reduced borrowings.","Total assets fell 6.9% to $904.9M; net loans decreased 9.0% to $647.6M.","Deposit costs dropped 43 bps to 3.30% for 2025; FHLB advances down 45.8% to $93.3M.","Company repurchased 123,603 shares in FY2025 for $1.1M; new branch planned in Central/Southern NJ by early summer 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124988,"accession_number":"0000943374-25-000457","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q3 net income $455K vs year-ago loss; nine-month net income $1.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $455K ($0.04/sh) vs net loss $367K ($0.03/sh) in Q3 2024.","Nine-month 2025 net income $1.4M ($0.11/sh) vs net loss $1.2M ($0.10/sh) YoY; includes $543K death benefit.","Net interest margin 1.80% in Q3 2025 vs 1.15% in Q3 2024; net interest income up 46.6% to $3.9M.","Assets down 4.7% to $925.8M; non-performing loans up to 2.21% of assets; no charge-offs.","Regulatory approval received for repurchase of up to 237,590 shares; 4,821 shares bought to date."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141681,"accession_number":"0000943374-25-000374","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bogota Financial Corp. adopts sixth stock repurchase program for up to 237,590 shares (5% of float)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Regulatory approval received for repurchase of up to 237,590 shares (~5% of outstanding, excluding MHC shares).","This is the Company's sixth repurchase program; no expiration date set.","Shares may be bought in open market, private transactions, or under Rule 10b5-1 plans.","Repurchases subject to market conditions, stock price, and alternative capital uses."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141680,"accession_number":"0000943374-25-000346","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial reports Q2 net income $224k vs year-ago loss; NIM expands 53 bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $224k ($0.02 per share) for Q2 2025 vs net loss of $432k ($0.03) in Q2 2024; net interest margin rose 53 bps to 1.74%.","Six-month net income $955k ($0.08) vs net loss $873k ($0.07) in prior year; includes $543k one-time death benefit from BOLI.","Total assets down 5.1% to $921.8M; loans decreased 2.6%, deposits down 2.2%; FHLB advances cut 21%.","Completed 5th stock buyback; tangible book value per minority share rose to $29.10 from $22.04 at IPO.","Delinquent loans increased $6.1M to $20.4M due to one CRE loan of $7.1M; no loan charge-offs during period."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159580,"accession_number":"0000943374-25-000213","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bogota Financial re-elects directors Hanson and Reiner, ratifies auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["William Hanson re-elected with 10,105,504 votes for, 319,534 withheld; 958,817 broker non-votes.","John G. Reiner re-elected with 9,980,835 votes for, 444,203 withheld; 958,817 broker non-votes.","Auditor S.R. Snodgrass ratified for FY2025: 11,167,212 for, 197,075 against, 19,568 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159579,"accession_number":"0001193125-25-109420","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial posts Q1 net income of $731K vs year-ago loss; one-time death benefit helps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $731K ($0.06/share) vs net loss of $441K ($0.03/share) in prior year period.","Net interest income increased $942K to $3.6M due to lower deposit costs and higher loan yields.","Recorded $543K one-time death benefit from bank-owned life insurance.","Total assets decreased $41.3M to $930.2M; deposits down $9.2M; FHLB advances down $32.4M.","No stock repurchase program outstanding; 238,258 shares repurchased under prior program at $1.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177953,"accession_number":"0000943374-25-000106","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial posts Q4 net loss $0.07/sh, FY net loss $0.17/sh; balance sheet restructured","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $930k ($0.07/sh) in Q4 2024 vs net loss of $1.2M ($0.09/sh) in Q4 2023.","Full year net loss of $2.2M ($0.17/sh) vs net income of $643k ($0.05/sh) in 2023.","Restructured balance sheet via branch sale-leaseback ($9.0M gain) and $66.0M security sale ($8.9M loss); reinvested $32.7M at 5.60% yield.","Net interest margin fell 55 bps to 1.16% for 2024; non-performing assets rose to $14.0M (1.44% of assets).","Repurchased 188,047 shares under approved program at $1.4M cost; program allows up to 237,090 shares."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177950,"accession_number":"0000943374-25-000041","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K/A","filed_at":"2025-02-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bogota Financial appoints Peter T. Donnelly to board, effective March 26, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Peter T. Donnelly appointed to board of directors, effective March 26, 2025.","Will serve on Audit Committee and IT Committee.","No arrangements or understandings with any other person regarding his appointment.","No transactions requiring disclosure under Item 404(a) of Reg S-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177952,"accession_number":"0000943374-25-000026","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bogota Financial appoints Peter T. Donnelly to board, effective March 26, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Peter T. Donnelly appointed to board of directors, effective March 26, 2025.","Will serve on Audit Committee and IT Committee.","No arrangements or understandings with any other person; no related-party transactions requiring disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177951,"accession_number":"0001193125-25-001946","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2025-01-06T23:59:59+00:00","items":["1.01","2.02","9.01"],"status":"ready","headline":"Bogota Financial completes sale-leaseback of three branches for $9M gain and restructures securities for $8.9M loss","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold three branch offices for $12.5M cash, resulting in $9.0M pre-tax gain; entered 15-year leaseback.","Sold $66M amortized cost securities ($57.1M market) with 1.89% yield, realizing $8.9M pre-tax loss.","Reinvested proceeds into securities yielding ~5.49% and will fund loans at 6.50-7.75% to improve NIM.","Removes held-to-maturity designation on remaining HTM securities.","CEO states repositioning strengthens balance sheet and adds shareholder value without hurting regulatory capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194657,"accession_number":"0001193125-24-250291","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial corrects Q3 2024 results: net loss widens to $367K due to $300K interest expense error","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Interest expense on deposits understated by $300,000 due to misstatement of CD rates; corrected results filed Nov 1, 2024.","Q3 2024 net loss revised to $367K ($0.03/sh) from $147K ($0.01/sh); nine-month loss now $1.24M vs $1.02M.","Net interest margin compressed to 1.15% (Q3) and 1.18% (9M) vs 1.47% and 1.82% prior year respectively.","Cost of deposits rose to 3.95% average for 9M 2024, up 128 bps from 2.67% a year ago.","Company repurchased 163,790 shares for $1.2M under its approved buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210962,"accession_number":"0001193125-24-190091","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Corp. posts Q2 net loss of $432K vs profit of $857K year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $432,000 ($0.03 per share) for Q2 2024, vs net income of $857,000 ($0.07 per share) in Q2 2023.","Net interest income fell 36.1% to $2.7M; net interest margin dropped to 1.21% from 1.96%.","Total assets increased 3.8% to $974.7M; deposits up 3.8% to $649.1M; net loans down 1.0% to $707.6M.","Repurchased 107,323 shares at $735,000 under $4.9M authorized buyback program.","Credit stable: no charge-offs, ACL 0.39% of loans, non-performing assets at 1.33% of assets."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229431,"accession_number":"0000943374-24-000185","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-05-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bogota Financial Corp. Reports Annual Meeting Vote Results; Kevin Pace Elected Director","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Kevin Pace elected as director with 11,294,725 votes for, 332,274 withheld, and 946,444 broker non-votes.","Ratification of S.R. Snodgrass P.C. as independent auditor for fiscal 2024: 12,317,579 for, 212,105 against, 43,759 abstentions.","Annual meeting held on May 16, 2024; all matters voted upon as recommended by management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229430,"accession_number":"0001193125-24-125643","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q1 net loss of $441K vs $993K income; NIM compresses to 1.18%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $441K ($0.03/share) vs net income of $993K ($0.08/share) in Q1 2023.","Net interest income down 41.4% to $2.7M; net interest margin fell to 1.18% from 2.05%.","Interest expense on deposits +60.7% to $6.0M; avg deposit cost up 157 bps to 3.82%.","Total assets $961.2M (+2.3%); deposits $665.5M (+6.4%); loans decreased $5.9M.","Opened new branch in Upper Saddle River on April 13; no office CRE exposure; NPA ratio 1.30%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229429,"accession_number":"0000943374-24-000140","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bogota Financial receives regulatory approval to repurchase up to 237,090 shares (5% of float)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Fifth stock repurchase program authorized by board; regulatory approval received April 24, 2024.","Up to 237,090 shares (approx 5% of outstanding common stock, excluding MHC shares).","Repurchases may be made in open market, private transactions, or via Rule 10b5-1 plan.","Program has no expiration date; can be suspended, terminated, or modified at any time.","Timing and amount depend on market conditions, stock price, and alternative capital uses."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247988,"accession_number":"0000943374-24-000096","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-03-06T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bogota Financial Corp completes fourth stock repurchase program at avg $7.63/share","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Repurchased up to 249,920 shares (approx 5% of outstanding common stock).","Average repurchase price of $7.63 per share.","Program completed on February 29, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247987,"accession_number":"0001193125-24-026058","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-02-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q4 net loss $1.2M; full-year EPS $0.05 vs $0.51 prior year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $1.2M ($0.09/sh) for Q4 2023 vs net income of $1.9M ($0.14/sh) in Q4 2022.","Full-year 2023 net income $643K ($0.05/sh) vs $6.9M ($0.51/sh) in 2022.","Net interest margin fell 133 bps to 1.35% in Q4; deposits declined 10.8% YoY to $625.3M.","Non-accrual construction loan of $11.1M drives delinquent loans to 1.76% of total loans.","Pending fraud claim of $376K in other expense; stock buyback of 216,837 shares completed at $1.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247986,"accession_number":"0001193125-24-015151","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Bogota Financial Corp. amends bylaws to create vice chair position","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board of Directors approved bylaw amendment on January 24, 2024.","Amendment establishes a vice chair position and defines its duties.","Full text of amended bylaws filed as Exhibit 3.2 to this 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265433,"accession_number":"0001193125-23-285330","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-11-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Bogota Financial CEO Joseph Coccaro retires; Kevin Pace appointed as successor effective Nov 30, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph Coccaro, 66, retires as Director, President & CEO of MHC, Company, and Bank effective Nov 30, 2023.","Kevin Pace, former EVP & Chief Risk Officer, named President & CEO of MHC, Company, and Bank, and joins Boards.","Coccaro receives $150,000 cash bonus for 2023, COBRA premium reimbursement up to 18 months, and equity awards continue vesting.","Coccaro will serve as advisory director to the Bank without cash compensation; eligible for equity consideration.","Coccaro led Bank from ~$260M to over $900M in assets; Pace has been with Bank since 2013."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265432,"accession_number":"0001193125-23-269042","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q3 net loss of $29K; net interest margin shrinks to 1.47% from 2.85% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $29K ($0.00 EPS) in Q3 2023 vs net income of $1.9M ($0.14 EPS) in Q3 2022.","Net interest margin fell 138 bps to 1.47% in Q3 2023; interest expense surged 208.7% driven by deposit cost.","Total deposits fell 8.0% YoY to $645.3M; FHLB advances up 32.2% to $135.3M to offset outflows.","Non-performing assets rose to $12.3M (1.33% of assets) vs prior period; delinquent loans increased $18M to $19.5M.","Share buyback: 318,560 shares repurchased YTD at $3.0M under two approved programs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282629,"accession_number":"0000943374-23-000329","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K/A","filed_at":"2023-08-01T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bogota Financial amends 8-K: Kevin Pace appointed only to Bank board, not Company board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointment effective July 26, 2023; Pace is EVP and Chief Risk Officer of the Bank.","Amendment corrects prior 8-K that indicated Pace joined Bogota Financial Corp. board.","Pace does not serve on any board committee; no Item 404(a) transactions.","Pace appointed solely to board of Bogota Savings Bank, the wholly owned subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282631,"accession_number":"0001193125-23-197167","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q2 net income falls 48% to $0.07 EPS; NIM compresses to 1.96%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $857k ($0.07 EPS) vs $1.6M ($0.12 EPS) in Q2 2022, down 47.8%.","Net interest margin 1.96% vs 2.85% a year ago as deposit costs surged to 2.68% from 0.59%.","Non-performing assets rose to $12.9M (1.35% of assets) partly due to a $10.9M delinquent construction loan.","Share repurchases: completed first 556,631-share program; second 249,920-share program underway.","Deposits fell $44.9M to $656.6M; FHLB advances increased $24.9M to $127.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282630,"accession_number":"0000943374-23-000321","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bogota Financial appoints EVP & Chief Risk Officer Kevin Pace to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kevin Pace appointed to the board of directors effective July 26, 2023.","Mr. Pace is Executive Vice President and Chief Risk Officer of the Company.","He will not serve on any board committee.","No arrangements or understandings with any other person regarding his appointment.","No related party transactions requiring disclosure under Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301896,"accession_number":"0000943374-23-000217","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-05-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bogota Financial adopts fourth repurchase program: up to 249,920 shares (5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Regulatory approval received for repurchase of up to 249,920 shares, about 5% of outstanding common stock (excluding MHC shares).","This is the fourth stock repurchase program adopted by the Company; no expiration date set.","Repurchases may be made in open market, private transactions, or through Rule 10b5-1 trading plans.","Company not obligated to repurchase any specific number; program may be suspended or terminated at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301895,"accession_number":"0000943374-23-000182","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bogota Financial Corp. stockholders elect directors and ratify auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Steven M. Goldberg and John Masterson elected as directors for three-year terms.","Goldberg received 11,703,129 For, 522,817 Withhold; Masterson 11,416,610 For, 809,336 Withhold.","Appointment of S.R. Snodgrass, P.C. as independent auditor for FY 2023 ratified: 12,965,571 For, 315,174 Against, 12,418 Abstain.","Broker non-votes: 1,067,217 on director election items."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301894,"accession_number":"0000943374-23-000176","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-05-05T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bogota Financial Corp. completes stock repurchase program, buying 556,631 shares at avg $11.09","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Program authorized repurchase of up to 556,631 shares (~10% of outstanding common stock, excluding MHC shares).","Average repurchase price was $11.09 per share; program completed on May 4, 2023.","This is the third stock repurchase program since the company's IPO in 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301893,"accession_number":"0001193125-23-127624","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q1 net income $993K, down 29% YoY; NIM falls 59 bp to 2.05%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $993K ($0.08/sh) vs $1.4M ($0.10/sh) YoY, down 29.1%.","Net interest margin 2.05% vs 2.64% YoY; net interest income $4.5M, down 11.7%.","Deposits decreased $10.7M; average deposit cost up 165 bp to 2.25%. Uninsured deposits 8.4% of total.","Non-performing loans increased to $12.9M (1.35% of assets) from one commercial construction loan.","Repurchased 126,660 shares for $1.4M in Q1; regulatory approval for up to 556,631 shares."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321638,"accession_number":"0000943374-23-000137","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-02-23T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Bogota Financial amends director age qualification in Bylaws","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board amended Bylaws on Feb 22, 2023 to revise director age limit.","Previously, no person could be appointed/elected as director after turning 75.","Revised rule: no person may serve as director after annual meeting following 75th birthday.","Change is effective immediately; Amended and Restated Bylaws filed as Exhibit 3.2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321637,"accession_number":"0001193125-23-019867","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2023-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q4 net income $1.9M ($0.14 EPS); FY net income $6.9M ($0.51 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $1.9M vs $2.0M prior year; basic EPS $0.14 vs $0.15.","Full year net income $6.9M ($0.51 EPS) down from $7.5M ($0.55 EPS) in 2021.","Net interest income rose 24.6% in Q4 to $6.0M; full-year up 19.7% to $23.1M.","Net loans grew 26.1% to $719.0M; total assets $951.1M, up 13.6%.","Repurchased 906,793 shares in 2022 at $10.1M; new 10% repurchase plan approved Oct 2022."],"consensus_eps_estimate":0.153,"consensus_eps_actual":0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339734,"accession_number":"0001193125-22-272111","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q3 net income $1.9M, +85% YoY; approves new 10% share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income rose to $1.9M from $1.0M a year ago, driven by higher net interest income and lower expenses.","Nine-month net income $5.0M vs $5.5M; excluding 2021 bargain purchase gain and merger costs, adjusted net income $5.0M vs $3.9M.","Net loans grew 24% to $707.1M; total assets $946.2M (+13%) supported by deposit growth of $70.7M.","Completed two 5% buyback plans (588,612 shares); received regulatory approval for new 10% buyback (up to 556,631 shares) in October.","Net interest margin improved 27 bps to 2.85% in Q3; provision for loan losses increased to $175,000."],"consensus_eps_estimate":0.153,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339733,"accession_number":"0000943374-22-000428","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-10-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bogota Financial receives regulatory approval to repurchase up to 556,631 shares (10% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Third stock repurchase program authorized by board; up to 556,631 shares (~10% of outstanding common stock excluding MHC shares).","Regulatory approval received October 3, 2022; repurchases expected after release of Q3 2022 results.","Repurchases may be executed via open market, private transactions, or a Rule 10b5-1 trading plan; program has no expiration date.","Company is not obligated to purchase any specific number; timing depends on market conditions, stock price, and financial performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357072,"accession_number":"0000943374-22-000417","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-09-22T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bogota Financial Corp. completes second stock repurchase program, buying 292,568 shares at avg $11.14","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Completed repurchase of up to 292,568 shares (~5% of outstanding) under second repurchase program since 2020 IPO.","Average repurchase price of $11.14 per share.","Program completed on September 21, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357071,"accession_number":"0001193125-22-204360","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q2 net income rises 14% to $1.6M; net interest margin improves to 2.85%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $1.6M vs $1.4M YoY (+14.1%); H1 net income $3.0M vs $4.4M (down 31.5% due to $1.9M bargain purchase gain in 2021).","Net interest margin expanded 41 bps to 2.85% in Q2; net interest income up 19.5% to $5.7M.","Total loans grew $60.6M (+10.6%) to $630.8M; total assets up 4.5% to $874.9M.","Second stock buyback program for up to 292,568 shares approved; 145,582 shares repurchased by June 30.","Management expects assets to reach $900M but cites rate hikes and inflation as challenges."],"consensus_eps_estimate":0.1224,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375626,"accession_number":"0000943374-22-000195","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-05-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bogota Financial Corp. announces second stock repurchase program for up to 292,568 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Regulatory approval received for repurchase of up to 292,568 shares, ~5% of outstanding common stock (excluding MHC shares).","This is the Company’s second stock repurchase program; shares may be bought in open market or private transactions.","Program has no expiration date and can be suspended, terminated, or modified at any time.","No obligation to purchase any specific number of shares; timing depends on market conditions and financial performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375625,"accession_number":"0000943374-22-000166","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-05-09T23:59:59+00:00","items":[],"status":"ready","headline":"Bogota Financial Corp. announces shareholder vote results from May 9, 2022 meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["William Hanson (11,509,646 for, 105,344 withhold) and John G. Reiner (11,303,057 for, 311,933 withhold) elected as directors for 3-year terms.","Appointment of S.R. Snodgrass, P.C. as independent auditor for fiscal 2022 ratified with 12,758,344 for, 46,572 against, 7,199 abstentions.","Broker non-votes of 1,197,125 were present on both director elections."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375624,"accession_number":"0001193125-22-136400","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q1 net income $1.4M, flat vs adjusted prior year; assets rise to $850.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.4M for Q1 2022; adjusted net income also $1.4M after excluding 2021 bargain purchase gain and merger costs.","Total assets $850.7M (+1.6% from Dec 2021); deposits $619.9M (+3.8%) driven by new $20M municipal relationship.","Net interest margin improved to 2.64% from 2.50% year-over-year; no provision for loan losses recorded.","Completed initial 5% buyback (296,044 shares); Board approved new 5% buyback plan subject to regulatory approval.","Non-performing assets low at $1.9M (0.23% of total assets); allowance for loan losses 111.8% of NPLs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375623,"accession_number":"0000943374-22-000145","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-04-12T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bogota Financial completes stock repurchase program, buying back 296,044 shares at avg $10.82","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchased 296,044 shares, representing about 5% of outstanding common stock (excluding MHC shares).","Average repurchase price of $10.82 per share; total program value ~$3.2 million.","This was the company's first stock repurchase program since its 2020 IPO.","Program authorization announced earlier; now fully completed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":393958,"accession_number":"0001193125-22-026591","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2022-02-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q4 net income doubles to $2.0M; FY21 net income $7.5M vs $2.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 net income $2.0M, up 94% YoY from $1.0M; FY21 net income $7.5M vs $2.1M.","Net interest margin rose 57 bps to 2.50% for FY21; credit provision of $88K vs $200K provision in prior year.","Total assets $837.4M (+13%); deposits $597.5M (+19%) driven by Gibraltar Bank acquisition.","Non-performing assets low at $1.9M (0.23% of total assets); only one loan still on COVID deferral.","Non-GAAP core earnings $5.9M in FY21 vs $4.3M in FY20, reflecting steady growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412511,"accession_number":"0001193125-21-319560","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2021-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial Q3 net income rises 9% to $1.0M; Gibraltar integration complete","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2021 net income $1.0M, up 9% from $956K YoY; nine-month net income $5.5M vs $1.0M (incl. $1.9M bargain purchase gain).","Total assets $835M (+12.7% YTD); net loans $579.9M (+4%); deposits $591.2M (+17.8%), driven by Gibraltar acquisition.","Net interest margin for nine months expanded 60 bps to 2.50%; strong credit quality with NPLs at 0.33% of assets.","Completed Gibraltar Bank integration in Aug 2021; opened Hasbrouck Heights branch with $10M+ deposits.","PPP second round processed 54 applications totaling $6.9M in 2021; COVID deferrals down to one loan."],"consensus_eps_estimate":null,"consensus_eps_actual":0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431198,"accession_number":"0001193125-21-235804","cik":1787414,"company_name":"Bogota Financial Corp.","ticker":"BSBK","form_type":"8-K","filed_at":"2021-08-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bogota Financial H1 net income $4.4M vs $65K; includes $1.9M bargain purchase gain from Gibraltar Bank acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for six months ended June 30, 2021 was $4.4M vs $65K; Q2 net income flat at $1.4M.","Net interest margin improved to 2.44% from 1.88% in Q2; net interest income up 45.3% to $4.8M.","Total assets grew $77.9M (10.5%) to $818.9M, primarily from $106M in Gibraltar Bank assets.","Non-performing assets $685K (0.08% of assets); loan loss provision credit of $54K; credit quality strong.","Acquired Gibraltar Bank for $106M assets, $77M loans, $81.4M deposits in Feb 2021; system conversion in Aug 2021."],"consensus_eps_estimate":0.1224,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108491139.01070155,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}