{"filings":[{"id":1812197,"accession_number":"0001505732-26-000098","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-07-23T12:04:10+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 net income $12.4M ($1.52 EPS); raises NII guidance to $115-117M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $12.4M ($1.52 EPS) vs $11.3M ($1.41 EPS) in Q1 2026.","Net interest margin expanded 30 bps to 3.58%; net interest income rose to $29.5M from $26.9M.","Core deposits grew $128M; gross loans up $93.1M to $3.0B; wholesale funding reduced.","Updated FY2026 guidance: NII raised to $115-117M, loan growth 5-7%, non-interest expense raised to $65-67M.","Declared $0.20/share dividend payable Aug 21, 2026; efficiency ratio improved to 47.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":541316,"accession_number":"0001505732-26-000079","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-05-20T14:46:26+00:00","items":["5.07"],"status":"ready","headline":"Bankwell Financial shareholders elect all directors, approve say-on-pay advisory vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected with 85.69% to 99.81% support; 1,485,553 broker non-votes.","Advisory say-on-pay approved with 94.43% of votes cast in favor.","Shareholders recommended annual say-on-pay frequency (87.60% for every 1 year).","Ratification of RSM US LLP as auditor for FY2026 passed with 98.87% approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93261,"accession_number":"0001505732-26-000068","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"BWFG Q1 net income $11.3M ($1.41 EPS); raises non-interest income guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $11.3M, diluted EPS $1.41 vs Q4 2025 net income $9.1M, EPS $1.15.","Core deposit growth of $113M sequentially; wholesale ratio improved to 18.1%.","Net interest margin 3.28%, down 12 bps from Q4 2025; loan yields 6.56%.","SBA loan sale gains $2.4M; non-interest income guidance raised to $12-$13M for 2026.","Quarterly dividend $0.20/share declared, payable May 19, 2026 to holders of record May 8."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":780000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104734,"accession_number":"0001505732-26-000001","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q4 operating EPS $1.36, GAAP EPS $1.15, declares $0.20 dividend, provides 2026 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $9.1M ($1.15 EPS) vs Q3 $10.1M ($1.27); operating net income $10.7M ($1.36 EPS).","One-time income tax expense of $1.5M due to state tax adjustments from expanded footprint.","Board declared $0.20 per share quarterly dividend payable Feb 20, 2026 to shareholders of record Feb 10.","2026 guidance: loan growth 4-5%; NII $111-112M; non-interest income $11-12M; non-interest expense $64-65M; efficiency ratio ~51-53%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":2826000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121018,"accession_number":"0001505732-25-000158","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 GAAP EPS $1.27 beats Q2 $1.15; NIM expands to 3.34%, NPAs drop to 0.56%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $10.1M ($1.27 diluted EPS) vs Q2 $9.1M ($1.15). PPNR $13.9M, up 21.5% QoQ.","Net interest margin 3.34% (+24 bps QoQ); loan yields 6.71%, deposit costs 3.30% (-10 bps).","Nonperforming assets ratio improved to 0.56% from 0.78%; ACL-to-NPL ratio 176.7% vs 122.5%.","Efficiency ratio improved to 51.4% from 56.1%; SBA gains $1.4M (avg premium 10%).","Board declared $0.20/share dividend payable Nov 21, 2025 to holders of record Nov 10."],"consensus_eps_estimate":null,"consensus_eps_actual":3.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":2055000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137638,"accession_number":"0001505732-25-000118","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 net income $9.1M ($1.15 EPS); NIM expands to 3.10%, guidance raised","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $9.1M ($1.15 diluted EPS) vs $6.9M ($0.87) in Q1 2025.","Net interest margin 3.10%, up 29bps linked quarter; cost of deposits improved to 3.40%.","SBA loan sale gains $1.1M in Q2 vs $0.4M in Q1; SBA originations $11.8M.","Updated FY2025 guidance: net interest income $97-98M, noninterest expense $58-59M, noninterest income $7-8M.","Quarterly dividend of $0.20/share declared; payable Aug 22, record Aug 11."],"consensus_eps_estimate":null,"consensus_eps_actual":2.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":1276000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155002,"accession_number":"0001505732-25-000094","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bankwell Financial Group shareholders elect all director nominees, approve compensation and auditor at annual meeting.","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected; lowest support was Carl M. Porto at 83.71% (16.29% withheld).","Advisory vote on executive compensation approved with 87.65% support (4,491,771 for).","RSM US LLP ratified as independent auditor for FY2025 with 98.49% support (6,433,188 for).","Broker non-votes: 1,407,855 on director election and exec compensation; none on auditor ratification.","Meeting attendance: 6,532,175 shares represented (82.8% of 7,888,942 outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155001,"accession_number":"0001505732-25-000084","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q1 net income $6.9M vs $3.0M prior Q; NIM up 21bp; NPAs fall to 0.83%; dividend $0.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income of $6.9M ($0.87 diluted EPS) vs $3.0M ($0.37) in Q4 2024.","Net interest margin expanded 21bp to 2.81%; cost of deposits fell 12bp to 3.60%.","Nonperforming assets ratio improved to 0.83% from 1.88% after selling $27.1M NPL and OREO.","SBA gains $442K on $10M originations; added two deposit teams in NYC metro.","Declared $0.20/share dividend payable May 20, 2025 to holders of record May 9, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":602000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173516,"accession_number":"0001505732-25-000010","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-02-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bankwell sells $35.4M of nonperforming assets, recovering full value in two transactions","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold OREO property for $8.3M, net proceeds equal to acquisition cost; property secured non-performing construction loan.","Sold $27.1M multifamily commercial real estate loan; received full principal plus all past due interest and late fees.","Combined $35.4M disposed assets represent 108 bps of total assets; NPAs were 1.88% at Dec 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173515,"accession_number":"0001505732-25-000005","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","5.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q4 GAAP EPS $0.32; $3.0M charge-offs; guides FY25 NII $93-95M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $2.5M ($0.32 diluted) vs $1.9M ($0.24) Q3; YoY EPS down from $1.09; dividend $0.20/sh.","Pre-tax pre-provision net revenue $7.9M, down 12% from Q3; net interest margin 2.60%, down 12 bps.","Credit: $3.0M charge-offs; two NPA sales totaling $35.4M signed, closing early Q1, reducing NPA ratio by 108bps.","FY2025 guidance: NII $93-95M; noninterest income $7-8M; noninterest expense $56-57M; SBA lending launched.","Matthew McNeill promoted to President of Bank and Company effective Jan 22; he was EVP & CBO since 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":1963000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190503,"accession_number":"0001505732-24-000267","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Bankwell raises ownership limit for shareholder Seidman to 14.99% from 9.9%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendment dated Dec 19, 2024 between Bankwell and Lawrence B. Seidman.","Seidman and affiliates may now purchase up to 14.99% of fully diluted common stock.","Previous 9.9% cap and tangible book value/stock price condition removed.","No other terms of the 2020 agreement were modified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190502,"accession_number":"0001505732-24-000217","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 GAAP EPS $0.24, includes $8.2M charge-off; declares $0.20 dividend, new buyback up to 250K shares","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $1.9M ($0.24 diluted EPS) vs Q2 $1.1M ($0.14); PPNR $9.0M down 7% QoQ.","Recorded $8.2M charge-off on $13.7M office loan participation, a $0.79 drag to EPS.","Net interest margin 2.72% (-6bps from non-performing loan charges and CD fees); brokered deposits down $24.2M.","Board declared $0.20 quarterly dividend payable Nov 22 to holders of record Nov 11; new buyback for up to 250K shares.","$27.1M multifamily NPL has signed sale agreement at par; $42M residential care relationships upgraded in quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":1374000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190501,"accession_number":"0001505732-24-000215","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-10-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bankwell Financial reports $8.2M charge off on NJ office CRE loan; remaining exposure $5.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Charge off of $8.2M on a $13.7M CRE loan secured by a Class A suburban NJ office park.","Company is 17% participant in an $84M multi-bank club deal; loan had no prior reserve.","New appraisal reduced valuation from $105.1M to $36.2M; bank group commenced foreclosure.","After charge off, estimated remaining exposure is approximately $5.5M.","3Q 2024 earnings call scheduled for Oct 29, 2024; additional details expected then."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206996,"accession_number":"0001505732-24-000147","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Bankwell amends bylaws: annual meeting moved to May, committee governance updated","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual shareholder meeting changed from June to May, effective July 24, 2024 (Board retains discretion).","Required inspectors of elections reduced from 'not less than three' to 'one or more' per CT law.","Board committee titles revised; each committee's responsibilities and authorities set in its charter.","Provision allowing an advisory board of directors (former Article IX) deleted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206995,"accession_number":"0001505732-24-000141","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 GAAP EPS $0.14 vs $1.02 YoY; $6.6M specific reserve on commercial credit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $1.1M ($0.14 EPS) vs $8.0M ($1.02 EPS) in Q2 2023; PPNR $9.7M vs $12.8M.","Provision for credit losses $8.2M; $6.6M specific reserve on $8.7M commercial credit; remaining exposure $1.7M.","Net interest margin 2.75% (down from 3.07% YoY); loans and deposits each down ~2.3-2.7% from Dec 2023.","Board declared $0.20 per share dividend payable Aug 23, 2024 to record Aug 12.","Repurchased 40,140 shares at weighted avg $24.55 in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":0.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":799000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206994,"accession_number":"0001505732-24-000131","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-07-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bankwell to take additional $6.6M reserve on C&I loan, impacting Q2 2024 results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Additional $6.6M specific reserve on an $8.7M non-performing C&I credit; prior reserve was $0.4M.","Remaining estimated exposure after reserve is $1.7M.","Loan originated in 2022 as senior secured tranche of $28M financing for sponsor-owned pediatric dental practice.","Sponsor and seller engaged in ongoing litigation causing billing issues and restricted cash flows.","Further details will be provided in the Company's 2Q 2024 earnings release and investor presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224298,"accession_number":"0001505732-24-000104","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BWFG shareholders elect all 10 director nominees, approve say-on-pay and auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 directors elected; Carl M. Porto received lowest support at 79.74% for, 20.26% withheld.","Advisory say-on-pay approved: 4,699,391 for (89.10%), 466,884 against, 108,100 abstain.","Ratification of RSM US LLP as auditor approved: 6,690,705 for (99.05%), 62,339 against.","Of 7,908,180 shares outstanding, 6,755,162 were present or represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224297,"accession_number":"0001505732-24-000078","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q1 net income $3.8M ($0.48) vs $10.4M ($1.33) YoY; $3.7M charge-offs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["PPNR fell to $8.8M from $14.4M YoY; net interest margin 2.71% vs 3.24%.","Charge-offs of $3.7M linked to a suburban CT office building and two SBA loans.","Dividend of $0.20/share declared, payable May 21, record May 10.","Guidance: NIM expected to trough at 255-265 bps in Q2 2024; FY 2024 noninterest expense reaffirmed at $53-54M.","Repurchased 45,924 shares at weighted avg $25.33 through April 11."],"consensus_eps_estimate":null,"consensus_eps_actual":0.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":304000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243636,"accession_number":"0001505732-24-000056","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Director and Audit Committee Chairman James Garnett passes away; Darryl Demos named interim chair","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["James M. Garnett, Jr., director and Audit Committee Chairman, passed away on February 15, 2024.","Mr. Garnett had served on the Board since 2018.","Darryl M. Demos appointed interim Audit Committee Chairman; has been on committee since 2022.","No other material financial or operational changes reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243635,"accession_number":"0001505732-24-000034","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Bankwell designates Angelo Fusaro as principal accounting officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Angelo Fusaro, CPA, age 38, appointed principal accounting officer for Bankwell Financial Group and Bankwell Bank, effective Jan 24, 2024.","Fusaro has served as Director of Accounting and FP&A since Jan 2023; previously Director of Audit from 2018-2022.","No family relationships or arrangements with directors/executives; no new contracts or related party transactions.","Fusaro began his career at KPMG, serving as Audit Manager."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243634,"accession_number":"0001505732-24-000031","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q4 GAAP net income $8.5M ($1.09 EPS); full year $36.7M; declares $0.20 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net income $8.5M ($1.09 diluted EPS) vs $8.0M ($1.04) in Q4 2022; revenue $23.4M down from $27.3M.","Full year 2023 net income $36.7M ($4.67 diluted EPS) vs $37.4M ($4.79) in 2022; revenue $99.3M up from $97.8M.","Net interest margin (FTE) fell to 2.81% for Q4 (3.70% prior year) and 2.98% for full year (3.78% prior year).","Tangible book value per share rose to $33.39 from $30.51 at Dec 2022; ROATCE 14.70% for full year.","2024 guidance: low single digit loan growth; NIM to troug in 3Q at ~250-260 bps; noninterest expense $53-54M."],"consensus_eps_estimate":null,"consensus_eps_actual":4.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":1629000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":261037,"accession_number":"0001505732-23-000252","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 net income $9.8M ($1.25 EPS) vs $9.2M a year ago; NIM drops to 2.85%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $9.8M ($1.25 diluted EPS) vs $9.2M ($1.18) in Q3 2022; net interest margin narrowed to 2.85% from 4.12% YoY.","Total gross loans grew $94.7M (3.5%) to $2.8B; deposits decreased $32.2M (1.1%) to $2.8B; brokered deposits down $75.3M.","ACL-loans release of $1.4M in Q3; ACL as % of loans was 1.06% vs 1.11% prior quarter.","Board declares $0.20 per share quarterly dividend, payable Nov 20, 2023 to holders of record Nov 10, 2023.","Company highlights $1.7B immediately available liquidity, covering >2x uninsured deposits; FDIC-insured deposits 71.2% of total."],"consensus_eps_estimate":null,"consensus_eps_actual":3.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":941000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":278302,"accession_number":"0001505732-23-000198","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 net income falls to $8.0M from $12.0M YoY; guides NII decline to 5-6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $1.02 versus $1.55 in Q2 2022; net interest margin compressed to 3.07% from 4.01%.","Revenue (NII + noninterest income) $25.4M vs $25.0M YoY; average loan yield 5.95%.","Provision for credit losses $2.6M in Q2 vs $0.8M in Q1; CECL macro factors cited.","Revised 2023 NII guidance: now expects 5-6% decline, prior was ~10% decline.","Declares $0.20 quarterly dividend payable Aug 24; loan book grew 3.7% from Dec 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":2.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":647000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296434,"accession_number":"0001505732-23-000168","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2023-05-31T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bankwell Financial Group shareholders elect all 11 director nominees and approve executive compensation","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with 84%–95% support; highest was Seidman at 95.29%.","Advisory say-on-pay passed with 81.45% of votes cast in favor.","Ratification of RSM US LLP as independent auditor for FY2023 approved with 98.09%.","5,021,960 shares present out of 7,843,438 outstanding; 40,431 broker non-votes on director and executive comp proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296433,"accession_number":"0001505732-23-000140","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q1 net income $10.4M, EPS $1.33; declares $0.20 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $10.4M ($1.33 diluted EPS) vs $8.2M ($1.04) YoY, up 27%.","Revenue (net interest income + noninterest income) $27.1M vs $20.5M YoY on loan growth and higher yields.","Gross loans $2.8B (+3.1% from Dec 2022); deposits $2.8B flat; 70.3% FDIC-insured; $1.5B liquidity covers 200% of uninsured deposits.","Net interest margin 3.24% vs 3.30% YoY; guidance reiterated: NII expected down ~10% in FY2023.","Quarterly dividend $0.20/share payable May 23, record May 12; CECL adoption increased ACL-loans by $5.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":286000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316899,"accession_number":"0001505732-23-000112","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2023-03-09T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bankwell Financial Group elects Jeffrey R. Dunne to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey R. Dunne elected to Bankwell Bank Board effective March 9, 2023.","Determined independent under NASDAQ standards; will serve on Directors' Loan Committee.","Annual director retainer of $30,000, prorated from start date.","Dunne is Vice Chairman at CBRE, Inc., overseeing New York Capital Markets team.","No other changes to Board or officer positions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316898,"accession_number":"0001505732-23-000064","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Financial posts record 2022 results; Q4 EPS $1.04, loan growth 41% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income Q4 2022 of $8.0M ($1.04 EPS) vs $7.8M ($0.99 EPS) in Q4 2021; full year net income $37.4M ($4.79 EPS) vs $26.6M ($3.36 EPS).","Total gross loans grew 41.2% YoY to $2.7B; average yield on 2022 loan originations 6.24% vs 4.56% in 2021.","Net interest margin (FTE) expanded to 3.70% in Q4 2022 from 3.43% in Q4 2021; full year NIM 3.78% vs 3.17%.","Declared $0.20 per share quarterly dividend, payable Feb 23, 2023 to holders of record Feb 13, 2023.","Guides 2023 net interest income down ~10% vs 2022; CECL adoption on Jan 1, 2023, expected pre-tax impact of $3.4M-$4.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":4.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":1072000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335153,"accession_number":"0001505732-22-000237","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2022-11-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Bankwell Financial appoints Courtney Sacchetti as CFO effective Jan 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Courtney Sacchetti appointed EVP and CFO of Bankwell Financial and Bankwell Bank, effective January 1, 2023.","She has 20+ years of experience, most recently 6 years as Director of FP&A at Bankwell, prior 18 years at GE Capital.","Employment contract includes $250,000 base salary, eligibility for incentive programs, and severance with change-in-control provisions.","CEO Christopher Gruseke stated the appointment ensures a smooth transition; Sacchetti will join the Executive Team."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335152,"accession_number":"0001505732-22-000224","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2022-10-26T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 GAAP EPS $1.18, revenue $25M, loans up 21% YTD; declares $0.20 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $9.2M ($1.18 diluted EPS) vs $6.9M ($0.87) in Q3 2021; operating EPS $1.08 excluding prepayments.","Revenue $25.0M, up 30% YoY; net interest margin expanded to 4.12% from 3.39%.","Gross loans grew $391.9M (20.7%) YTD to $2.3B; deposits rose to $2.3B.","Tangible book value per share $29.68 (+16.2% YTD); ROAA 1.47%, ROAE 15.73%.","CEO expects interest income up >25% but NII down 10% in 2023 due to deposit costs; quarterly dividend $0.20."],"consensus_eps_estimate":null,"consensus_eps_actual":3.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":729000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335151,"accession_number":"0001505732-22-000221","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2022-10-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bankwell Financial CFO Penko Ivanov to depart Dec 31, 2022; search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["EVP and CFO Penko Ivanov departing effective December 31, 2022.","Ivanov will serve as interim CFO consultant through filing of 2022 year-end reports.","Company has initiated a search for a permanent CFO replacement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352590,"accession_number":"0001505732-22-000189","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2022-08-19T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Bankwell issues $35M of 6.0% subordinated notes due 2032 for Tier 2 capital","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $35.0 million aggregate principal amount of 6.0% fixed-to-floating rate subordinated notes due September 1, 2032.","Notes bear fixed rate of 6.0% for first five years, then float at three-month Term SOFR + 326 bps through maturity.","Qualify as Tier 2 capital for regulatory purposes; unsecured, subordinated, and not guaranteed by any subsidiary.","Proceeds used for general corporate purposes; notes not convertible or subject to sinking fund.","Company may redeem notes at 100% of principal plus accrued interest on or after fifth anniversary or earlier in limited circumstances."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352589,"accession_number":"0001505732-22-000182","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 record net income $12.0M, EPS $1.55; operating EPS $1.15; dividend $0.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record GAAP net income $12.0M ($1.55 EPS) vs $6.2M ($0.79 EPS) in Q2 2021.","Revenue $25.0M up 39% YoY; net interest margin 4.01% vs 3.12% prior year.","Gross loans $2.1B (+8.5% since Dec 2021); deposits $2.0B (-4.3%).","Operating EPS $1.15 (adjusted for prepayments and reserve releases); ROAA 1.96% (operating 1.45%).","Board declared $0.20 dividend payable Aug 25 to holders of record Aug 15."],"consensus_eps_estimate":null,"consensus_eps_actual":2.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":489000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370161,"accession_number":"0001505732-22-000132","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2022-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bankwell Financial Group announces annual meeting voting results; 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full year $26.6M ($3.36 EPS) vs $5.9M ($0.75 EPS).","Dividend increased 11% to $0.20/share, payable Feb 24, 2022 to holders of record Feb 14, 2022.","Net interest margin improved to 3.43% from 2.66% a year ago; loans ex-PPP grew 19.1% YoY.","Guidance: net interest income to grow 12-14% in 2022, assuming four rate hikes.","Tangible book value per share rose to $26.19 from $22.43; ROAE 15.44% for Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":3.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":872000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407178,"accession_number":"0001505732-21-000221","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2021-10-27T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 net income $6.9M record ($0.87 EPS); 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PPP; YTD annualized loan growth 19%.","Tangible book value per share $25.25 vs $22.43 at Dec 2020; ROAE 14.09%, ROAA 1.22%.","Subsequent: issued $35M 3.25% fixed-to-floating sub notes due 2031; repaid $15.5M existing subnotes.","Board declared $0.18/share dividend payable Nov 22; authorized additional 200K shares for repurchase."],"consensus_eps_estimate":null,"consensus_eps_actual":2.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":615000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407177,"accession_number":"0001505732-21-000218","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2021-10-18T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"Bankwell issues $35M subordinated notes at 3.25% fixed; redeems $15.5M 5.75% notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $35M 3.25% fixed-to-floating subordinated notes due 2031; interest fixed at 3.25% for first 5 years then SOFR+233bps.","Proceeds used for general corporate purposes including redemption of $15.5M of 5.75% subordinated notes due 2025.","Redeemed the $15.5M 5.75% notes on Nov 15, 2021 at par plus accrued interest.","Notes are unsecured subordinated obligations structured to qualify as Tier 2 capital.","Sold via private placement to an institutional accredited investor; not registered under Securities Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":426179,"accession_number":"0001505732-21-000164","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2021-07-28T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell reports record Q2 net income of $6.2M; boosts dividend 29% to $0.18/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.79 vs $0.16 in Q2 2020; net income $6.2M vs $1.2M.","Net interest margin improved to 3.12% from 2.81% YoY; efficiency ratio 55.7%.","Total gross loans ex-PPP grew $139.8M or 8.8% YTD; noninterest-bearing deposits up 21.6%.","Quarterly dividend raised 29% to $0.18, payable Aug 26 to holders of record Aug 16.","Repaid $10M of subordinated debt on May 15; tangible book value per share $24.40."],"consensus_eps_estimate":null,"consensus_eps_actual":1.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":416000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}