{"filings":[{"id":541316,"accession_number":"0001505732-26-000079","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-05-20T14:46:26+00:00","items":["5.07"],"status":"ready","headline":"Bankwell Financial shareholders elect all directors, approve say-on-pay advisory vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected with 85.69% to 99.81% support; 1,485,553 broker non-votes.","Advisory say-on-pay approved with 94.43% of votes cast in favor.","Shareholders recommended annual say-on-pay frequency (87.60% for every 1 year).","Ratification of RSM US LLP as auditor for FY2026 passed with 98.87% approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93261,"accession_number":"0001505732-26-000068","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"BWFG Q1 net income $11.3M ($1.41 EPS); raises non-interest income guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $11.3M, diluted EPS $1.41 vs Q4 2025 net income $9.1M, EPS $1.15.","Core deposit growth of $113M sequentially; wholesale ratio improved to 18.1%.","Net interest margin 3.28%, down 12 bps from Q4 2025; loan yields 6.56%.","SBA loan sale gains $2.4M; non-interest income guidance raised to $12-$13M for 2026.","Quarterly dividend $0.20/share declared, payable May 19, 2026 to holders of record May 8."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":780000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104734,"accession_number":"0001505732-26-000001","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q4 operating EPS $1.36, GAAP EPS $1.15, declares $0.20 dividend, provides 2026 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $9.1M ($1.15 EPS) vs Q3 $10.1M ($1.27); operating net income $10.7M ($1.36 EPS).","One-time income tax expense of $1.5M due to state tax adjustments from expanded footprint.","Board declared $0.20 per share quarterly dividend payable Feb 20, 2026 to shareholders of record Feb 10.","2026 guidance: loan growth 4-5%; NII $111-112M; non-interest income $11-12M; non-interest expense $64-65M; efficiency ratio ~51-53%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":2826000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121018,"accession_number":"0001505732-25-000158","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 GAAP EPS $1.27 beats Q2 $1.15; NIM expands to 3.34%, NPAs drop to 0.56%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $10.1M ($1.27 diluted EPS) vs Q2 $9.1M ($1.15). PPNR $13.9M, up 21.5% QoQ.","Net interest margin 3.34% (+24 bps QoQ); loan yields 6.71%, deposit costs 3.30% (-10 bps).","Nonperforming assets ratio improved to 0.56% from 0.78%; ACL-to-NPL ratio 176.7% vs 122.5%.","Efficiency ratio improved to 51.4% from 56.1%; SBA gains $1.4M (avg premium 10%).","Board declared $0.20/share dividend payable Nov 21, 2025 to holders of record Nov 10."],"consensus_eps_estimate":null,"consensus_eps_actual":3.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":2055000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137638,"accession_number":"0001505732-25-000118","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 net income $9.1M ($1.15 EPS); NIM expands to 3.10%, guidance raised","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $9.1M ($1.15 diluted EPS) vs $6.9M ($0.87) in Q1 2025.","Net interest margin 3.10%, up 29bps linked quarter; cost of deposits improved to 3.40%.","SBA loan sale gains $1.1M in Q2 vs $0.4M in Q1; SBA originations $11.8M.","Updated FY2025 guidance: net interest income $97-98M, noninterest expense $58-59M, noninterest income $7-8M.","Quarterly dividend of $0.20/share declared; payable Aug 22, record Aug 11."],"consensus_eps_estimate":null,"consensus_eps_actual":2.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":1276000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155002,"accession_number":"0001505732-25-000094","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bankwell Financial Group shareholders elect all director nominees, approve compensation and auditor at annual meeting.","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected; lowest support was Carl M. Porto at 83.71% (16.29% withheld).","Advisory vote on executive compensation approved with 87.65% support (4,491,771 for).","RSM US LLP ratified as independent auditor for FY2025 with 98.49% support (6,433,188 for).","Broker non-votes: 1,407,855 on director election and exec compensation; none on auditor ratification.","Meeting attendance: 6,532,175 shares represented (82.8% of 7,888,942 outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155001,"accession_number":"0001505732-25-000084","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q1 net income $6.9M vs $3.0M prior Q; NIM up 21bp; NPAs fall to 0.83%; dividend $0.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income of $6.9M ($0.87 diluted EPS) vs $3.0M ($0.37) in Q4 2024.","Net interest margin expanded 21bp to 2.81%; cost of deposits fell 12bp to 3.60%.","Nonperforming assets ratio improved to 0.83% from 1.88% after selling $27.1M NPL and OREO.","SBA gains $442K on $10M originations; added two deposit teams in NYC metro.","Declared $0.20/share dividend payable May 20, 2025 to holders of record May 9, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":602000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173516,"accession_number":"0001505732-25-000010","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-02-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bankwell sells $35.4M of nonperforming assets, recovering full value in two transactions","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold OREO property for $8.3M, net proceeds equal to acquisition cost; property secured non-performing construction loan.","Sold $27.1M multifamily commercial real estate loan; received full principal plus all past due interest and late fees.","Combined $35.4M disposed assets represent 108 bps of total assets; NPAs were 1.88% at Dec 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173515,"accession_number":"0001505732-25-000005","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","5.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q4 GAAP EPS $0.32; $3.0M charge-offs; guides FY25 NII $93-95M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $2.5M ($0.32 diluted) vs $1.9M ($0.24) Q3; YoY EPS down from $1.09; dividend $0.20/sh.","Pre-tax pre-provision net revenue $7.9M, down 12% from Q3; net interest margin 2.60%, down 12 bps.","Credit: $3.0M charge-offs; two NPA sales totaling $35.4M signed, closing early Q1, reducing NPA ratio by 108bps.","FY2025 guidance: NII $93-95M; noninterest income $7-8M; noninterest expense $56-57M; SBA lending launched.","Matthew McNeill promoted to President of Bank and Company effective Jan 22; he was EVP & CBO since 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":1963000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190503,"accession_number":"0001505732-24-000267","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Bankwell raises ownership limit for shareholder Seidman to 14.99% from 9.9%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendment dated Dec 19, 2024 between Bankwell and Lawrence B. Seidman.","Seidman and affiliates may now purchase up to 14.99% of fully diluted common stock.","Previous 9.9% cap and tangible book value/stock price condition removed.","No other terms of the 2020 agreement were modified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190502,"accession_number":"0001505732-24-000217","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q3 GAAP EPS $0.24, includes $8.2M charge-off; declares $0.20 dividend, new buyback up to 250K shares","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $1.9M ($0.24 diluted EPS) vs Q2 $1.1M ($0.14); PPNR $9.0M down 7% QoQ.","Recorded $8.2M charge-off on $13.7M office loan participation, a $0.79 drag to EPS.","Net interest margin 2.72% (-6bps from non-performing loan charges and CD fees); brokered deposits down $24.2M.","Board declared $0.20 quarterly dividend payable Nov 22 to holders of record Nov 11; new buyback for up to 250K shares.","$27.1M multifamily NPL has signed sale agreement at par; $42M residential care relationships upgraded in quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":1374000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190501,"accession_number":"0001505732-24-000215","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-10-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bankwell Financial reports $8.2M charge off on NJ office CRE loan; remaining exposure $5.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Charge off of $8.2M on a $13.7M CRE loan secured by a Class A suburban NJ office park.","Company is 17% participant in an $84M multi-bank club deal; loan had no prior reserve.","New appraisal reduced valuation from $105.1M to $36.2M; bank group commenced foreclosure.","After charge off, estimated remaining exposure is approximately $5.5M.","3Q 2024 earnings call scheduled for Oct 29, 2024; additional details expected then."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206996,"accession_number":"0001505732-24-000147","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Bankwell amends bylaws: annual meeting moved to May, committee governance updated","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual shareholder meeting changed from June to May, effective July 24, 2024 (Board retains discretion).","Required inspectors of elections reduced from 'not less than three' to 'one or more' per CT law.","Board committee titles revised; each committee's responsibilities and authorities set in its charter.","Provision allowing an advisory board of directors (former Article IX) deleted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206995,"accession_number":"0001505732-24-000141","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q2 GAAP EPS $0.14 vs $1.02 YoY; $6.6M specific reserve on commercial credit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $1.1M ($0.14 EPS) vs $8.0M ($1.02 EPS) in Q2 2023; PPNR $9.7M vs $12.8M.","Provision for credit losses $8.2M; $6.6M specific reserve on $8.7M commercial credit; remaining exposure $1.7M.","Net interest margin 2.75% (down from 3.07% YoY); loans and deposits each down ~2.3-2.7% from Dec 2023.","Board declared $0.20 per share dividend payable Aug 23, 2024 to record Aug 12.","Repurchased 40,140 shares at weighted avg $24.55 in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":0.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":799000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206994,"accession_number":"0001505732-24-000131","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-07-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bankwell to take additional $6.6M reserve on C&I loan, impacting Q2 2024 results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Additional $6.6M specific reserve on an $8.7M non-performing C&I credit; prior reserve was $0.4M.","Remaining estimated exposure after reserve is $1.7M.","Loan originated in 2022 as senior secured tranche of $28M financing for sponsor-owned pediatric dental practice.","Sponsor and seller engaged in ongoing litigation causing billing issues and restricted cash flows.","Further details will be provided in the Company's 2Q 2024 earnings release and investor presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224298,"accession_number":"0001505732-24-000104","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BWFG shareholders elect all 10 director nominees, approve say-on-pay and auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 directors elected; Carl M. Porto received lowest support at 79.74% for, 20.26% withheld.","Advisory say-on-pay approved: 4,699,391 for (89.10%), 466,884 against, 108,100 abstain.","Ratification of RSM US LLP as auditor approved: 6,690,705 for (99.05%), 62,339 against.","Of 7,908,180 shares outstanding, 6,755,162 were present or represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224297,"accession_number":"0001505732-24-000078","cik":1505732,"company_name":"Bankwell Financial Group, Inc.","ticker":"BWFG","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bankwell Q1 net income $3.8M ($0.48) vs $10.4M ($1.33) YoY; $3.7M charge-offs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["PPNR fell to $8.8M from $14.4M YoY; net interest margin 2.71% vs 3.24%.","Charge-offs of $3.7M linked to a suburban CT office building and two SBA loans.","Dividend of $0.20/share declared, payable May 21, record May 10.","Guidance: NIM expected to trough at 255-265 bps in Q2 2024; FY 2024 noninterest expense reaffirmed at $53-54M.","Repurchased 45,924 shares at weighted avg $25.33 through April 11."],"consensus_eps_estimate":null,"consensus_eps_actual":0.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":304000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":416120281.6362946,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}