{"filings":[{"id":862077,"accession_number":"0001781755-26-000042","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2026-06-04T20:35:02+00:00","items":["5.02","5.07"],"status":"ready","headline":"Baldwin Insurance appoints interim CAO; annual meeting elects directors with notable withhold votes for Ellyn Shook","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Johnathan Daniel appointed interim CAO effective mid-to-late June 2026 during Corbyn Lichon's maternity leave.","Daniel's base salary $300k, eligible for bonus up to 100% of base; 2026 minimum bonus $300k payable in vested Class A shares.","At June 4 annual meeting, four directors elected; Ellyn Shook received 17.6M withheld votes (17.6% of votes cast).","Say-on-pay passed with 94.2M for (4.1M against); ratification of PwC as auditor for FY2026 approved (109.5M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95386,"accession_number":"0001781755-26-000032","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Baldwin Insurance Q1 revenue up 29% to $532.2M; adjusted EBITDA up 21% to $137.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue grew 29% YoY to $532.2M; organic revenue growth of 2%.","GAAP net loss of $1.9M (diluted EPS $0.02); adjusted diluted EPS $0.63 (down 3% YoY).","Adjusted EBITDA grew 21% to $137.2M; margin 25.8% vs 27.5% prior.","CAC Group integration ahead of plan; ~80% of targeted three-year expense synergies actioned.","CEO expects accelerating organic growth, exiting 2026 on double-digit run rate."],"consensus_eps_estimate":null,"consensus_eps_actual":0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":532235000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108439,"accession_number":"0001781755-26-000015","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Baldwin Insurance reports full year 2025 revenue $1.5B (+8% YoY), net loss $54.2M; launches $250M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year revenue $1.5B, +8% YoY; organic revenue growth 7%.","GAAP net loss $54.2M ($0.50/sh); adjusted diluted EPS $1.67, +11% YoY.","Adjusted EBITDA $341.5M, margin 22.7% (+20 bps); Q4 adjusted EBITDA $69.6M (+10%).","Board authorized $250M share repurchase program; no expiration date given.","Q4 total revenue $347.3M (+5% YoY); adjusted EBITDA margin 20.1% (+100 bps)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":1504884000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108438,"accession_number":"0001781755-26-000005","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Baldwin Insurance files legal opinion from Greenberg Traurig, no material news","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing solely to include Exhibit 5.1 (legal opinion) and Exhibit 23.1 (consent).","No material events such as earnings, M&A, or leadership changes reported.","Exhibits are legal documents with no impact on operations or financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108437,"accession_number":"0001781755-26-000004","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["1.01","2.01","2.03","3.02","5.02","9.01"],"status":"ready","headline":"Baldwin Insurance closes $438M cash + 23.2M shares acquisition of Cobbs Allen","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Completed acquisition of Cobbs Allen Capital Holdings on Jan 1, 2026; aggregate consideration $438M cash and 23.2M shares of BWIN Class A common stock.","Up to $250M contingent consideration based on net commission/fee thresholds, plus $70M payable at 4th anniversary.","Amended credit agreement to add $600M incremental Term B loans, bringing total term loans to ~$1.6B; proceeds used to fund cash consideration and general corporate purposes.","Paul Sparks (co-founder of Cobbs Allen) appointed as Class III director; Grantland Rice IV named board observer under Voting Agreement.","Cobbs Allen 2024 revenue $282M, net loss $112.2M (attributable to parent); operating loss $88.9M, driven by $129M stock-based compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124877,"accession_number":"0001781755-25-000114","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2025-12-02T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Baldwin Group to merge with CAC Group for $1.026B upfront; EPS accretion over 20%","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total upfront consideration of $1.026B: $438M cash plus 23.2M shares valued at $589M (30-day VWAP); implied multiple 7.9x 2025E PF Adj. EBITDA.","Additional contingent earnout of up to $250M and $70M deferred payment at 4 years post-close.","Transaction expected to be accretive to 2025 Adjusted EPS by over 20% with full run-rate synergies and net leverage neutral at close.","Combined entity projected 2026 gross revenue >$2B and Adj. EBITDA >$470M; close expected Q1 2026 subject to regulatory approval.","Baldwin becomes largest majority colleague-owned publicly-traded insurance broker; CAC to get board seat via voting agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124876,"accession_number":"0001781755-25-000107","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Baldwin Insurance Q3 revenue up 8% to $365.4M but net loss of $30.2M; adj. EPS $0.31","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss of $30.2M, diluted loss per share $0.27; adjusted diluted EPS $0.31 (-6% YoY).","Total revenue $365.4M (+8% YoY); organic revenue growth 5%.","Adjusted EBITDA $72.5M (flat YoY); margin 19.8% vs 21.5% a year ago.","Year-to-date organic revenue growth 9%; adjusted diluted EPS $1.37 (+11% YoY).","Adjusted free cash flow Q3 $41.8M (+26% YoY); cash and equivalents $89.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":1157605000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141583,"accession_number":"0001193125-25-207391","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2025-09-18T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Baldwin Insurance reprices $931M term loan, adds $75M incremental debt, lowers revolver margin","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Repriced $931.1M senior secured first lien term loan facility to SOFR + 2.50% margin.","Added $75M of incremental term B loans, increasing total to $1.006B.","Net proceeds used to pay down outstanding revolving credit facility borrowings.","Revolving credit loan applicable margin reduced to 1.75%-2.50% (based on leverage).","New terms effective September 18, 2025; loans mature May 24, 2031."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141582,"accession_number":"0001781755-25-000094","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Baldwin Q2 revenue up 11% to $378.8M; adjusted diluted EPS up 24% to $0.42","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $378.8M (+11% YoY); organic revenue growth also 11%.","GAAP net loss $5.1M ($0.05 diluted loss per share); adjusted net income $49.5M.","Adjusted diluted EPS $0.42, up 24% YoY.","Adjusted EBITDA $85.5M (+14% YoY); margin 22.6% (+60 bps).","CEO says remaining earnout obligations are behind the company, increasing capital allocation flexibility."],"consensus_eps_estimate":null,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":792216000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159430,"accession_number":"0001781755-25-000076","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Baldwin Insurance shareholders elect directors and approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors elected: Kadow (83.5M for), Sullivan (84.6M for), Williams (85.0M for); broker non-votes 4.3M.","Say-on-pay approved non-binding with 97.6M for, 2.7M against, 361K abstain; 4.3M broker non-votes.","Ratification of PricewaterhouseCoopers as auditor approved with 103.4M for, 1.5M against, 12K abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159429,"accession_number":"0001781755-25-000060","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Baldwin Group Q1 2025 total revenue $413.4M (+9% YoY), organic growth 10%, adj. 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semi-annual interest starting Nov 2024.","$840M new term loan facility (maturing 2031) issued at 99.75%; fully advanced at closing.","$600M new revolving credit facility (maturing 2029) established; no initial borrowings drawn.","Proceeds used to repay existing credit facilities, pay fees, settle contingent earnout liabilities.","Notes and term loan are senior secured, pari passu with new revolving facility; covenants limit debt and liens."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229269,"accession_number":"0001193125-24-140051","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Baldwin Insurance Group prices $600M 7.125% notes due 2031 and $840M term loan, $600M revolver to refinance debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Priced $600M of 7.125% senior secured notes due 2031, upsized from $500M.","Priced $840M new term loan due May 2031 at SOFR + 325 bps (step-down to 300 bps at ≤4.00x leverage).","Priced $600M new revolving facility due May 2029 at SOFR + 200-300 bps.","Proceeds to repay existing credit facilities, settle contingent earnout liabilities, and for general purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229268,"accession_number":"0001193125-24-133773","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Baldwin Insurance Group plans $500M notes offering, $1.44B credit facilities to refinance existing debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M senior secured notes due 2031 offered via 144A/Reg S; 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organic revenue growth of 22%.","GAAP net loss $43.7M ($0.40 diluted loss per share); adjusted net income $32.0M ($0.27 adjusted diluted EPS).","Adjusted EBITDA $61.6M (+45% YoY), margin 21%.","Cash $105.5M, $130M revolver availability as of June 30, 2023.","Six-month revenue $627.6M (+32%), adjusted EBITDA $140.6M, margin 22%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":627637000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301727,"accession_number":"0001781755-23-000019","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2023-06-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"BRP Group shareholders elect all director nominees, approve say-on-pay, ratify PwC as auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four Class I director nominees elected: Baldwin (85.0M for), Muthukrishnan (97.3M), Parasuraman (85.5M), Shook (76.6M).","Non-binding say-on-pay approved with 94.2M for, 0.6M against, 3.9M abstain, 4.0M broker non-votes.","Ratification of PwC as independent auditor approved with 102.7M for, 16.5K against, 52.5K abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301726,"accession_number":"0001781755-23-000015","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"BRP Group recasts segments: MainStreet/Medicare combined, Middle Market/Specialty rebranded","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["MainStreet and Medicare segments merged into Mainstreet Insurance Solutions effective Jan 2023.","Middle Market renamed Insurance Advisory Solutions; 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Adjusted Net Income $57.5M ($0.50 per share).","Adjusted EBITDA $72.9M (30% margin); MGA of Future organic revenue +42% to $24.4M.","Post-quarter closed Westwood Insurance acquisition (trailing revenue ~$81.8M).","Cash $156.8M, long-term debt $919.5M; revolver availability $70M after Westwood.","All four segments reported double-digit organic growth; business performance accelerating into Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375455,"accession_number":"0001781755-22-000012","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2022-04-29T23:59:59+00:00","items":["8.01","2.03"],"status":"ready","headline":"BRP Group closes acquisition of Westwood Insurance Agency; borrows $380M to fund deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired all outstanding equity of Westwood Insurance Agency on April 29, 2022; financial terms not disclosed.","Borrowed $380M under revolving credit facility to fund acquisition and for general working capital.","Total debt outstanding under credit facility now $530M; remaining availability $70M; facility matures 2027.","Acquisition is part of BRP's ongoing Partnership (M&A) strategy in insurance distribution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":393807,"accession_number":"0000950103-22-005627","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2022-03-31T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"BRP Group expands credit facility to $600M, extends maturity to 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving commitments increased from $475M to $600M, maturity extended to April 1, 2027.","Interest rate shifted to SOFR + 200-300 bps (plus 10 bps credit spread adjustment).","Total net leverage ratio covenant increased to 7.0x consolidated EBITDA.","Proceeds for general corporate purposes, including acquisitions and investments.","JPMorgan, Capital One, Wells Fargo, BofA, Morgan Stanley, Raymond James among arrangers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":393806,"accession_number":"0000950103-22-004925","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2022-03-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"BRP Group grants CEO 49,926 target PSUs and $437,500 restricted stock; 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full year revenue $567.3M (+135% YoY)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $159.2M, up 129% YoY; organic revenue growth 18% YoY. Q4 GAAP net loss $44.4M ($0.41/share).","Q4 Adjusted Net Income $11.7M ($0.10/share); Adjusted EBITDA $20.2M, up 91% YoY.","Full year 2021 revenue $567.3M (+135% YoY); organic growth 22%. Full year Adjusted EBITDA $112.9M (+157%).","Closed 16 Partner acquisitions in 2021 with $206.2M pre-acquisition revenue; 6 in Q4 with $133.7M.","\"MGA of the Future\" revenue grew 47% organically to $85.5M for FY 2021; policies in force 692,385."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":567290000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412352,"accession_number":"0001781755-21-000078","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-12-21T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"BRP Group expands board from 7 to 11 with four new directors effective Jan 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appoints Sunita Parasuraman (Meta), Ellyn Shook (Accenture), Myron Williams (former UPS president), and current CSO Kris Wiebeck.","Parasuraman, Shook, and Williams are independent; Wiebeck is an employee and will not receive director compensation.","Compensation for independent directors: $37,500/quarter, half cash half stock.","Barbara Matas added to Audit Committee; Joseph Kadow steps down from Audit but remains on board and Nominating/Compensation committees.","Board expands from seven to eleven members; changes reflect commitment to diverse expertise."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412351,"accession_number":"0000950103-21-019994","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-12-21T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"BRP Group subsidiary upsizes term loan facility by $350M to $850M via Amendment No. 4","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Baldwin Risk Partners LLC borrowed $350M in incremental term B-1 loans from JPMorgan Chase.","Total term loan facility increased from $500M to $850M; terms match existing term B-1 loans maturing in 2027.","Proceeds used to repay revolving loans and for general corporate purposes, including acquisitions.","Amendment No. 4 executed December 16, 2021; JPMorgan acted as sole incremental lender."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412350,"accession_number":"0001781755-21-000071","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-11-19T23:59:59+00:00","items":["3.02","9.01"],"status":"ready","headline":"BRP Group unit to acquire Construction Risk Partners for up to ~$238.5M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Upfront cash of ~$139.0M plus 936,013 BRP LLC units and corresponding Class B shares.","Contingent earnout of up to ~$99.5M based on post-closing revenue performance.","Transaction expected to close December 1, 2021, subject to conditions.","Securities issued in private, unregistered offering under Section 4(a)(2).","No underwriters; each recipient represented investment intent only."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412349,"accession_number":"0001781755-21-000068","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-11-08T23:59:59+00:00","items":["3.02","9.01"],"status":"ready","headline":"BRP Group to acquire WGB assets for $114M cash, stock; close Dec 1, 2021","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Upfront consideration: ~$114M cash, 201,189 shares of Class A common stock, and 696,897 BRP LLC units exchangeable for Class A shares.","Additional holdback of $9.8M cash and 21,824 shares for assets not transferable at close.","Contingent consideration up to ~$49.6M based on post-closing revenue performance targets.","Transaction expected to close December 1, 2021, subject to conditions; securities issued in private placement exempt under Section 4(a)(2)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412348,"accession_number":"0001781755-21-000065","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-11-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BRP Group Q3 revenue $135.6M (+106% YoY); organic growth 26%; GAAP loss $0.28/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $135.6M, up 106% YoY; organic revenue growth 26%.","GAAP net loss $24.2M ($0.28 loss per share); adjusted net income $11.5M ($0.11 adj diluted EPS).","Adjusted EBITDA $19.6M, up 79% YoY; Adjusted EBITDA margin 14%.","MGA of the Future revenue $25.9M, up 48% YoY; policies in force grew 56,651 to 661,946.","Closed 5 acquisitions in Q3 (~$63.9M pre-acquisition revenue) and 2 post-Q3 (~$63.0M)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431051,"accession_number":"0001193125-21-276156","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-09-17T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"BRP Group closes public offering of 9.2M shares of Class A common stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered underwriting agreement to sell 8M shares with option for 1.2M additional shares, both exercised.","Offering closed on September 17, 2021; J.P. Morgan, Wells Fargo, BofA acted as representatives.","Total of 9.2M shares sold in registered public offering; proceeds not specified in filing.","Underwriters' option for 1.2M shares was exercised in full on September 15, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431050,"accession_number":"0001781755-21-000059","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-09-13T23:59:59+00:00","items":["3.02","7.01","8.01","9.01"],"status":"ready","headline":"BRP Group acquires JGS for ~$163M cash plus units; 2021 acquired revenue outlook raised to $175-200M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["JGS acquisition: $163.2M cash + 1.8M BRP LLC units; up to $92.9M contingent consideration; close expected Oct 1, 2021.","Also acquired EBSME ($3M cash) and River Oak ($19M cash) in July/Aug 2021; both with earnouts.","2021 Acquired Revenue target raised to $175M-$200M; 2022 target $100M-$150M.","MGA of the Future policies in force at 652,666 (Sept 13, 2021), up 7.8% from June 30.","Filed pro forma financials reflecting acquisitions and new $500M Term Loan B and $475M revolver."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431049,"accession_number":"0001781755-21-000055","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-09-10T23:59:59+00:00","items":["3.02","9.01"],"status":"ready","headline":"BRP Group to acquire K&S Insurance Agency for ~$82.2M cash plus equity; up to $51.4M contingent","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Upfront consideration: ~$82.2M cash + 1,018,874 BRP LLC units (redeemable for BRP Class A common stock).","Additional contingent consideration up to ~$51.4M, payable in cash/shares, based on post-closing revenue targets.","Partnership expected to close October 1, 2021, subject to customary conditions.","Securities issued without registration under Section 4(a)(2); no underwriter or general solicitation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431048,"accession_number":"0000950103-21-012233","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-08-12T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"BRP Group increases revolving credit facility to $475M via Amendment No. 3","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving commitments increased from $400M to $475M, adding $75M incremental commitments.","Proceeds to fund working capital, general corporate purposes, and permitted acquisitions.","JPMorgan Chase, Bank of America, Wells Fargo, Capital One, Cadence Bank acted as joint lead arrangers.","Amendment dated August 6, 2021; borrower is Baldwin Risk Partners, subsidiary of BRP Group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431047,"accession_number":"0001781755-21-000047","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-08-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"BRP Group Q2 revenue $119.7M (+133% YoY), organic growth 32%, adjusted EBITDA up 143%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $119.7M (+133% YoY); organic revenue growth 32%; MGA of the Future revenue $20M (+52%).","GAAP net loss $20.1M ($0.22 loss per share); adjusted net income $13.3M ($0.14 per diluted share).","Adjusted EBITDA $20.4M (+143% YoY) with margin 17% vs 16% prior year.","Closed 3 Partner acquisitions in Q2 (~$4.6M revenue); post-Q2 closed 5 including RogersGray (~$63.9M revenue).","Upsized term loan to $500M; revolver increased to $475M; cash $224.5M at June 30."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":431046,"accession_number":"0001781755-21-000040","cik":1781755,"company_name":"Baldwin Insurance Group, Inc.","ticker":"BWIN","form_type":"8-K","filed_at":"2021-07-28T23:59:59+00:00","items":["3.02","9.01"],"status":"ready","headline":"BRP Group acquires FounderShield and TCG assets for $67M cash, stock, plus earnouts up to $107.6M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["FounderShield purchase: ~$26.7M cash, 304,628 BRP shares, 364,174 BRP LLC units; 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securities subject to transfer restrictions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2905528067.431665,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-07-01T23:59:59+00:00|431045"}