{"filings":[{"id":1221756,"accession_number":"0001140361-26-026086","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2026-06-23T19:58:21+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Broadway Financial annual meeting elects directors, ratifies Crowe, approves say-on-pay, selects annual frequency","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Brian Argrett, Mary Ann Donovan, Mary Hentges elected with between 2.2M and 2.6M votes for.","Ratification of Crowe LLP as auditor passed with 3,551,552 for, 132,899 against.","Advisory say-on-pay approved with 2,508,990 for, 164,287 against, and 1,010,675 broker non-votes.","Stockholders selected 1-year frequency for advisory say-on-pay; company will hold annual votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1139919,"accession_number":"0001140361-26-025775","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2026-06-18T20:45:35+00:00","items":["7.01","9.01"],"status":"ready","headline":"Broadway Financial names Tina Carew as Chief Legal Officer and Corporate Secretary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tina Carew appointed EVP, Chief Legal Officer and Corporate Secretary effective June 17, 2026.","Carew brings 29+ years experience; previously VP, General Counsel at Invesco Mortgage Capital (NYSE: IVR).","She will oversee corporate governance, regulatory disclosure, and board advisory, reporting to CEO Brian Argrett.","Background includes 13+ years at Federal Home Loan Bank of Atlanta and private practice at Sullivan & Cromwell."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":833999,"accession_number":"0001140361-26-023884","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2026-06-03T20:15:54+00:00","items":["7.01","9.01"],"status":"ready","headline":"Broadway Financial furnishes Q1 2026 earnings presentation; no financial figures included in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Exhibit 99.1 is a presentation for the Company's first quarter 2026 earnings, dated June 3, 2026.","The filing is under Item 7.01 and is furnished, not filed, for SEC purposes.","No specific financial results (revenue, EPS, etc.) are available in the provided text of the exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":469357,"accession_number":"0001140361-26-021631","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K/A","filed_at":"2026-05-15T19:37:44+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial corrects Q1 2026 results: net income $1.2M vs year-ago loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revised net income before preferred dividends $1.2M ($0.13 diluted EPS), vs net loss $2.7M (-$0.31) in Q1 2025.","Net income attributable to common stockholders $409K ($0.05 per share) vs net loss $3.4M (-$0.39) year ago.","Loans grew 4.2% to $1.1B; deposits up 16.9% to $1.1B; borrowings fully repaid ($72M eliminated).","Net interest margin improved 12 bps to 2.75%; cost of funds decreased to 2.91%.","Error in loan interest calculation corrected; no impact on total cash flows or loan economics."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90497,"accession_number":"0001140361-26-017451","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q1 net income $1.6M vs loss; loans and deposits grow, borrowings eliminated","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income before preferred dividends $1.6M ($0.09 diluted EPS) vs net loss $2.7M (-$0.39) in Q1 2025, a $4.3M improvement.","Net income attributable to common stockholders $810K, up 123.6% from net loss $3.4M a year ago.","Total loans increased 4.2% ($42.7M) to $1.1B; deposits up 16.9% ($155.5M) to $1.1B vs Dec 31, 2025.","Borrowings reduced to $0 from $72M; net interest margin expanded 28 bps to 2.91%.","Non-accrual loans 1.07% of total loans; Community Bank Leverage Ratio 14.09%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100051,"accession_number":"0001140361-26-006985","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"City First Bank (BYFC) awarded $75M NMTC allocation from CDFI Fund","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Broadway Financial's bank subsidiary receives $75 million New Markets Tax Credit allocation.","City First Bank has deployed $548M in NMTC allocations across 54 projects historically.","Allocation will fund financing in low-income communities for education and healthcare.","New NMTC Advisory Council members include Desmond Marshall and Dr. Marla Dean."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100050,"accession_number":"0001140361-26-006036","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2026-02-18T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Broadway Financial regains compliance with Nasdaq Listing Rule 5250(c)(1)","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq letter on Feb 17, 2026 confirming compliance after filing Form 10-Q for period ended Sep 30, 2025.","Compliance achieved by timely filing the delayed quarterly report on Feb 13, 2026.","Nasdaq notified that the matter is now closed; no further action required."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116395,"accession_number":"0001140361-25-043355","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-11-25T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq non-compliance notice for late Q3 10-Q filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on Nov 20, 2025 for failing to timely file Q3 10-Q under Listing Rule 5250(c)(1).","Late filing due to ongoing evaluation of sold loan participation accounting under ASC Topic 860.","Must submit compliance plan by Dec 8, 2025; extension deadline to file is Feb 16, 2026.","No immediate impact on stock listing, but risk of further delays if plan rejected or filing not completed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116394,"accession_number":"0001140361-25-042364","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"Broadway Financial gets Nasdaq extension to Feb 2026 to file delayed Q2 10-Q","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq extension to February 16, 2026, to regain compliance with Rule 5250(c)(1) by filing Q2 2025 10-Q.","Company anticipates filing the overdue quarterly report on or before the extension deadline.","No immediate impact on Nasdaq Capital Market listing status, per company statement.","Previously reported delinquency; extension provides additional time to complete filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116393,"accession_number":"0001140361-25-038507","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.06"],"status":"ready","headline":"Broadway Financial to record $25.9M goodwill impairment charge for Q3 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee concluded goodwill is impaired under GAAP after annual impairment analysis.","Non-cash charge of $25.9 million expected for quarter ended September 30, 2025.","Company does not expect the charge to result in future cash expenditures.","Impairment reflects a reduction in the carrying value of goodwill on the balance sheet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116392,"accession_number":"0001140361-25-038505","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Broadway Financial restates 2023-2024, Q1 2025 results; loan participation accounting errors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit committee concludes audited FY 2023/2024 and unaudited Q1-Q3 2024 and Q1 2025 financials are unreliable.","Restatement adjusts loan participation agreements under ASC 860, impacting balance sheet, interest income/expense, and allowance for credit losses.","Material weakness in internal control over financial reporting identified; to be reported in amendments.","Discussions with auditors Baker Tilly US (FY2024) and Crowe LLP (Q1 2025) regarding the restatement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132844,"accession_number":"0001140361-25-032367","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-08-22T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq non-compliance notice for late Q2 2025 10-Q filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice Aug 21, 2025 for failing to timely file Q2 2025 Form 10-Q.","Has 60 days to submit compliance plan; if accepted, extension to Feb 16, 2026.","Delay due to evaluating participation agreements for ASC 860 compliance; previously reported on Form 12b-25.","Notice has no immediate effect on listing/trading, but further delays could impact."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132843,"accession_number":"0001140361-25-028195","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q2 2025: net income before preferred $603K, diluted loss ($0.02) per common share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income before preferred dividends $603K vs $269K YoY; net loss attributable to common $147K after $750K preferred dividends.","Net interest margin improved to 2.63% from 2.41%; cost of funds down to 3.07% from 3.19%.","Deposits up 7.2% ($53.5M) to $798.9M YTD; borrowings reduced 64.6% ($126.3M) to $69.2M.","Q2 non-interest expense includes $1.9M wire fraud loss from Q1 2025; recovery would result in a future gain."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":84000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132841,"accession_number":"0001140361-25-027883","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K/A","filed_at":"2025-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial revises Q1 2025 results; $1.9M wire fraud loss drives net loss of $1.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $1.9M ($0.21 diluted EPS) vs. loss of $164K in Q1 2024; net loss attrib. to common $2.6M ($0.30/share).","Non-interest expense rose $2.4M to $10.2M, primarily due to $1.9M wire fraud loss (gain if recovered).","Net interest income up 6.9% to $8.0M; net interest margin improved 43 bps to 2.70%.","Provision for credit losses increased $429K to $689K due to one new non-accrual loan; credit quality remains strong (non-accrual 0.09%).","Deposits grew 4.2% to $776.5M; borrowings reduced $93.9M; Community Bank Leverage Ratio 15.24%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":84000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132840,"accession_number":"0001140361-25-025075","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K/A","filed_at":"2025-07-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Broadway Financial corrects 8-K: charter amendment proposal fails at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendment to 8-K filed July 2 corrects error: charter amendment proposal was not approved.","Proposal to remove director removal cause provision from Certificate of Incorporation failed to receive majority support.","No Certificate of Amendment will be filed with Delaware Secretary of State.","Original vote counts were correctly disclosed but outcome was misstated as approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132842,"accession_number":"0001140361-25-024636","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-07-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Broadway Financial reports annual meeting voting results; all proposals approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Three directors elected: Davidson (2,862,844 for), Driver (2,865,762), Ross (2,869,362).","Ratification of Crowe LLP as auditor approved (3,287,161 for, 78,489 against).","Advisory vote on executive compensation passed (2,659,060 for, 162,835 against).","Charter amendment to remove director removal cause approved (2,744,922 for, 67,551 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149396,"accession_number":"0001140361-25-022328","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Broadway Financial director William A. Longbrake to resign at 2025 Annual Meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William A. Longbrake notified the Board he is resigning as director effective June 30, 2025.","Resignation is not the result of any disagreement with the company's operations, policies, or practices.","Resignation takes effect at the 2025 Annual Meeting of Stockholders on June 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149395,"accession_number":"0001140361-25-021114","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-06-02T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq delisting notice for late Q1 10-Q filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified Broadway on May 28, 2025, for non-compliance with Listing Rule 5250(c)(1) due to late Form 10-Q.","Company has 60 days to submit a compliance plan; if accepted, up to 180 days (until Nov 17, 2025) to file.","Delay caused by valuation of Securities Purchase Option Agreement for Series C Preferred Stock under ECIP program.","No immediate impact on trading; company expects to file Form 10-Q before the 60-day plan deadline.","Independent auditor Crowe LLP requires additional time for review procedures on disclosure controls."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149394,"accession_number":"0001140361-25-016079","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q1 net loss widens to $1.2M on higher loan loss provision and expenses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss attributable to common stockholders $1.2M, diluted loss ($0.14) vs. ($0.02) a year ago.","Net interest income up 6.9% to $8.0M; net interest margin expanded 43 bps to 2.70%.","Provision for credit losses rose to $689k from $260k, driven by one new non-accrual loan.","Deposits grew 4.2% to $776.5M; borrowings cut 60.1% to $78M, reducing cost of funds.","Non-interest expense up 5.7% to $8.3M, reflecting higher compensation including $122k severance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":43000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168458,"accession_number":"0001140361-25-007894","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Broadway Financial elects Mary Hentges to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board size increased from 9 to 10; Hentges elected March 5, 2025 to fill new vacancy.","Appointed to Audit Committee of company and bank, plus Risk & Compliance and Internal Asset Review.","Former CFO of PayPal (2003-2010), CBS Interactive, Yapstone; advisor at Jiko Group.","Currently serves on boards of Upstart Holdings (UPST) and Akili (AKIL).","Term expires at 2026 annual meeting; receives standard non-employee director compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168457,"accession_number":"0001140361-25-001960","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q4 net income $1.3M, down 50% YoY; EPS $0.06 vs $0.31; loans up 10%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income to common $550K ($0.06 diluted EPS) vs $2.6M ($0.31) YoY; full year $359K ($0.04) vs $4.5M ($0.51).","Net interest income before provision rose 11.9% to $8.0M in Q4; full year $31.8M, up 7.8%.","Gross loans grew 10% to $977.0M; deposits up 9.2% to $745.4M; borrowings down 34% to $262.1M at Dec 31, 2024.","Non-interest income fell to $560K in Q4 from $4.5M due to absence of $3.7M CDFI grant in prior year.","No charge-offs; one non-accrual loan ($264K); book value per share $14.82."],"consensus_eps_estimate":null,"consensus_eps_actual":0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":155000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168456,"accession_number":"0001140361-25-001206","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2025-01-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Broadway Financial Corp COO retiring, appoints John A. Allen as Chief Banking Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["COO Ruth McCloud to retire from City First Bank on March 31, 2025, after 10 years of service.","John A. Allen appointed as newly created Chief Banking Officer, effective Jan 13, 2025, reporting to CEO Brian Argrett.","Allen brings 30+ years experience, most recently as Region President at Wells Fargo for Washington D.C. metro area.","Allen will receive base salary $310,000, target cash award of 25% of base, and equity award of 25% of base.","Retirement and appointment aim for seamless transition; Allen to oversee commercial sales, credit, operations, retail."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185590,"accession_number":"0001140361-24-050272","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Broadway Financial appoints Crowe LLP as new auditor; Moss Adams dismissed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee approved Crowe LLP as independent auditor for FY2025, subject to standard procedures.","Moss Adams LLP dismissed effective after issuance of its audit report on FY2024 financials.","No disagreements with Moss Adams on accounting principles or audit scope during FY2023-2024.","Material weaknesses in internal control over financial reporting, previously reported, remain non-reportable events.","Moss Adams provided a letter to the SEC agreeing with the disclosure, filed as Exhibit 16.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185589,"accession_number":"0001140361-24-044531","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q3 net income up to $522k; net loss per common share $0.03","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income attributable to Broadway $522k in Q3 2024 vs $91k in Q3 2023; net loss to common stockholders $228k vs income $91k.","Net interest income rose 23% to $8.3M; net interest margin improved to 2.49% from 2.33% YoY.","Total gross loans grew 9.9% to $975.3M; only one non-performing loan of $291k (0.03% of loans).","Non-interest expense increased 8.8% to $7.6M due to professional fees for internal control remediation.","Book value per share $14.97; total assets $1.38B; uninsured deposits at 34% of total deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":114000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202167,"accession_number":"0001140361-24-034945","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q2 net earnings $269k, $0.03 EPS; H1 earnings fall to $105k from $1.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $269k ($0.03 diluted EPS) vs $243k ($0.03) YoY; H1 net income $105k ($0.01) vs $1.8M ($0.20) YoY.","Net interest income $7.9M (+8.9% YoY); net interest margin compressed to 2.41% from 2.52%.","Total gross loans $946.8M (+6.6% from Dec 2023); total deposits $687.4M (+$4.7M).","Non-interest expense $7.3M (+13.4% YoY) on compensation and benefits for new hires and controls remediation.","Stockholders' equity $282.3M (20.7% of assets); book value $14.49 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":78000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202166,"accession_number":"0001140361-24-033860","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Broadway Financial annual meeting results: all proposals pass","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Three directors elected: Bradshaw (3,058,218 for), Johns (2,719,959 for), McGrady (3,085,438 for).","Ratification of Moss Adams as auditor approved: 3,893,261 for, 36,717 against, 112,306 abstentions.","Advisory vote on executive compensation approved: 3,003,536 for, 141,099 against, 2,289 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202165,"accession_number":"0001140361-24-033578","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Broadway Financial posts investor presentation on website without material new information","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation posted on July 17, 2024 ahead of the Annual Meeting of Stockholders.","Presentation available on 'Investor Relations' page of cityfirstbank.com.","No financial results, guidance, or material updates disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218225,"accession_number":"0001140361-24-029656","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-06-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q1 2024 net loss of $164K ($0.02/share) vs net income of $1.6M a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income fell 9.1% to $7.5M on higher interest expense from borrowings and deposits.","Non-interest expense jumped 25.8% to $7.8M, driven by $905K in professional services and $648K in compensation.","Company incurred ~$700K in non-recurring costs related to investigation of material weaknesses in internal controls.","Gross loans receivable grew 5.2% sequentially to $934.8M; deposits increased $12.9M to $695.5M.","Credit loss provision was $260K; allowance for credit losses stood at $7.6M with only one non-performing loan of $401K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218224,"accession_number":"0001140361-24-029101","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-06-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Broadway Financial regains Nasdaq compliance after filing delayed Q1 10-Q","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq letter on May 30, 2024 confirming compliance with Listing Rule 5250(c)(1).","Form 10-Q for period ended March 31, 2024 was filed on May 24, 2024, curing the deficiency.","Nasdaq confirmed the matter is now closed, eliminating any prior delisting risk.","Company parent of City First Bank, N.A.; ticker BYFC on Nasdaq Capital Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218223,"accession_number":"0001140361-24-029028","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-06-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial reports Q4 2023 net earnings of $2.6 million, up from $1.5 million year-over-year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net earnings $2.6 million ($0.31/diluted share) vs $1.5 million ($0.16) in Q4 2022; full year net earnings $4.5 million ($0.51) vs $5.6 million ($0.62) in 2022.","Total assets reached $1.4 billion at Dec 31, 2023, up 16.1% from Dec 31, 2022; net loans grew 14.6% to $880.5 million.","Recognized $3.7 million from CDFI Equitable Recovery Program and $437 thousand Bank Enterprise Award in Q4 2023.","Identified material weaknesses in internal controls over financial reporting, leading to delayed 10-K and 10-Q filings; net out-of-period adjustments of $8 thousand recorded.","Repurchased 245,000 shares from FDIC (nearly 4% of voting shares) during Q4 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218222,"accession_number":"0001140361-24-027934","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq delisting notice for late Q1 10-Q; filed form two days later","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on May 22, 2024 for failing to timely file Q1 2024 Form 10-Q.","Must submit compliance plan within 60 calendar days; if accepted, exception until Nov 18, 2024.","Filed the delinquent Form 10-Q on May 24, 2024, curing the filing deficiency.","Shares trade on Nasdaq Capital Market under ticker BYFC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218221,"accession_number":"0001140361-24-027071","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Broadway Financial appoints new CFO and three other senior officers; prior CFO retiring","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Zack Ibrahim appointed EVP & CFO of Broadway and City First Bank; base salary $340,000.","Elizabeth Sur appointed EVP, General Counsel & Chief Risk Officer.","Elise Adams appointed Chief Accounting Officer & SVP; Gary Castellaw appointed Corporate Treasurer & SVP.","Prior CFO Brenda J. Battey to retire by end of Q2 2024.","New executives based in Washington, D.C.; effective May 15, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218220,"accession_number":"0001140361-24-026913","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-05-20T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq delisting notice; partially caught up but Q1 2024 10-Q still missing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Staff Delisting Determination on May 14, 2024 for failing to timely file Q3 2023 10-Q and 2023 10-K.","Nasdaq granted compliance exception until May 13, 2024; company did not meet the terms.","As of May 20, filed Q3 2023 10-Q and 2023 10-K; Nasdaq confirmed compliance for those periods.","Q1 2024 10-Q remains unfiled; company intends to appeal delisting and work to file."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218219,"accession_number":"0001140361-24-021677","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"Nasdaq warns Broadway Financial for late 10-K filing; deadline extended to May 13, 2024","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice for non-compliance with Listing Rule 5250(c)(1) due to late fiscal 2023 Form 10-K.","Nasdaq granted an extension to file both the delinquent Q3 2023 10-Q and the 10-K by May 13, 2024.","Company must submit an updated compliance plan to Nasdaq; intends to file both reports by the deadline.","Late filing stems from ongoing evaluation of disclosure controls and previously disclosed internal control deficiency.","Failure to meet the deadline may lead to delisting from the Nasdaq Capital Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238191,"accession_number":"0001140361-24-004238","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2024-01-29T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq extension to May 13, 2024 to file overdue Q3 10-Q","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Extension granted on January 26, 2024; original deadline for quarterly report was missed.","Company must file Form 10-Q for quarter ended September 30, 2023 by May 13, 2024.","Non-compliance with Nasdaq Rule 5250(c)(1); no immediate impact on listing status.","Anticipates filing the Form 10-Q on or before the extension deadline."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255654,"accession_number":"0001140361-23-054390","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-11-22T23:59:59+00:00","items":["3.01","8.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq notice for late Q3 10-Q filing; bid price compliance regained","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified Broadway Financial on Nov 16, 2023 of non-compliance with Rule 5250(c)(1) for delayed filing of Q3 2023 Form 10-Q.","Company has 60 days to submit a compliance plan; Nasdaq may grant up to 180-day extension from the original 10-Q due date.","Delay due to ongoing evaluation of effectiveness of disclosure controls and procedures by CEO and CFO.","On Nov 15, 2023, Nasdaq confirmed company regained compliance with minimum $1.00 bid price requirement, closing prior notice.","No immediate impact on Nasdaq Capital Market listing; company intends to file Form 10-Q as soon as reasonably practical."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255653,"accession_number":"0001140361-23-050802","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["3.03","5.03","9.01"],"status":"ready","headline":"Broadway Financial Corporation completes 1-for-8 reverse stock split, effective November 1, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Every 8 shares of Common Stock combined into 1 share; no fractional shares issued; fractions paid in cash.","Outstanding shares reduced from pre-split count to approximately 9,019,187 shares.","Reverse split approved by Board on Sep 20, 2023, and by stockholders on Jun 21, 2023.","Class A shares began trading on Nasdaq on post-split basis Nov 1, 2023, under new CUSIP 111444709.","Fractional shares rounded down; cash payment based on closing price on trading day before effective date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273096,"accession_number":"0001140361-23-045983","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-09-29T23:59:59+00:00","items":["3.01","8.01"],"status":"ready","headline":"Broadway Financial receives Nasdaq non-compliance notice; plans 1-for-8 reverse stock split","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nasdaq notified Broadway Financial on Sept 25, 2023 that it failed to maintain minimum $1.00 bid price for 30 consecutive business days.","Company has 180 calendar days to regain compliance; must close at $1.00+ for 10 consecutive business days.","Board of Directors approved a 1-for-8 reverse stock split; Certificate of Amendment to be filed, effective Nov 1, 2023.","If not cured in initial period, company is eligible for an additional 180-day compliance period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273095,"accession_number":"0001140361-23-045118","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-09-25T23:59:59+00:00","items":["5.02","8.01"],"status":"ready","headline":"CFO Brenda Battey to retire in H1 2024; board selects 1-for-8 reverse stock split","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brenda Battey, EVP and CFO, informed board on Sept 20, 2023 of plan to retire in first half of 2024.","Company has initiated a nationwide search for a replacement CFO to ensure smooth transition.","Board selected a reverse stock split ratio of 1-for-8, as approved by shareholders on June 21, 2023.","Timing of the reverse split and filing of certificate of amendment to be determined by the Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273094,"accession_number":"0001140361-23-038637","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-08-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q2 net earnings $243K vs $1.9M YoY; EPS $0.00 vs $0.03","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $243K ($0.00 diluted EPS) vs $1.9M ($0.03) in Q2 2022; net interest income $7.3M down 9.6% YoY.","Net interest margin shrank to 2.52% from 3.00% due to 190 bps rise in cost of funds.","Total loans $824.6M (+7.4% vs Dec 2022); no non-accrual loans; ACL increased to $7.0M under CECL.","Deposits fell $40.9M to $646.1M; borrowings rose $89.8M to $295.6M to fund loan growth.","CEO cites rising inflation, higher funding costs, and 11 Fed rate hikes as headwinds; equity >$275M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":99000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289946,"accession_number":"0001140361-23-031552","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-06-27T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Broadway Financial shareholders approve director slate, auditor, say-on-pay, LTIP amendment, and reverse stock split","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors Argrett (26.9M for), Donovan (24.3M for), Longbrake (26.9M for) elected.","Ratification of Moss Adams as auditor approved: 34.5M for, 0.6M against.","Advisory say-on-pay approved: 26.3M for, 1.1M against.","Amendment to 2018 LTIP approved: 26.2M for, 1.2M against.","Reverse stock split charter amendment approved: 33.5M for, 1.5M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289945,"accession_number":"0001140361-23-031551","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-06-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Broadway Financial posts annual meeting presentation; content not available in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation dated June 21, 2023 posted on CityFirstBank.com Financial Highlights page.","Filing provides only cautionary note and title; no financial or strategic details.","No new quantitative updates or guidance included in the 8-K exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289943,"accession_number":"0001140361-23-024881","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K/A","filed_at":"2023-05-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial posts Q1 net earnings of $1.6M, up 67% YoY; net interest margin expands to 2.96%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $1.6M ($0.02 diluted EPS) vs $958K ($0.01) in Q1 2022; net interest income up 15.4% to $8.3M.","Net interest margin rose 20 bps to 2.96% from 2.76%; interest income up 39.5% to $11.0M.","Total assets $1.2B (+1.8% vs Dec 31, 2022); loans $776.1M (+1.0%); deposits fell $29.4M to $657.6M.","Adopted CECL on Jan 1, 2023: increased ACL by $1.8M, retained earnings charge of $1.3M net of tax.","No non-accrual loans at quarter end; uninsured deposits improved to 25% of total deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":61000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289944,"accession_number":"0001140361-23-023234","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q1 net income $1.6M, EPS $0.02; net interest margin up to 2.96%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $1.6M ($0.02 diluted) vs $958k ($0.01) in Q1 2022; net interest income +15.4% to $8.3M.","Net interest margin improved 20 bps to 2.96%; total assets $1.2B (+1.8%) and loans $777.1M (+1.2%).","No non-accrual loans at Q1 end; CECL adoption increased ACL by $1.8M with a $537k net charge to retained earnings.","Deposits decreased $29.4M to $657.6M; uninsured deposits now 25% of total vs 31% in Dec 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":61000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310906,"accession_number":"0001140361-23-012961","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-03-22T23:59:59+00:00","items":["5.08","8.01"],"status":"ready","headline":"Broadway Financial sets 2023 annual meeting for June 21; updates proposal deadlines","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting scheduled for June 21, 2023, a shift of >30 days from Oct 19, 2022 meeting.","Stockholder proposals and director nominations due by April 3, 2023 at 5:00 p.m. PT.","Universal proxy rule notices must be received by April 22, 2023.","Rule 14a-8 proposals for proxy inclusion also due by April 3, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310905,"accession_number":"0001140361-23-006035","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2023-02-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial posts Q4 2022 net earnings of $1.5M; full-year net income $5.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $1.5M ($0.02 diluted EPS) in Q4 2022 vs net loss of $1.4M (($0.02)) in Q4 2021.","Full-year 2022 net earnings $5.6M ($0.08 EPS) vs net loss $4.1M (($0.07)) in 2021.","Net interest income increased 42.5% to $9.0M in Q4; net interest margin expanded to 3.26% from 2.50%.","Loan originations exceeded $273M in 2022, largest annual total ever; pre-tax profit $8.1M.","Deposits decreased $101.1M to $686.9M due to customer withdrawals and higher rates elsewhere."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":145000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329514,"accession_number":"0001140361-22-046297","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2022-12-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Broadway Financial approves $5M ESOP loan for share purchases; first $0.5M funded","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved loans up to $5M to City First Bank ESOP Trust for open-market or private share purchases of BYFC common stock.","First loan of $0.5M funded on Dec 19, 2022; interest rate 4.34% (December AFR); matures Dec 31, 2042.","ESOP currently holds 2.2% of total common stock (3.3% of voting shares), down from 5.9% (8.6%) pre-merger dilution.","Loans aim to recoup employee ownership dilution from merger and align employee/stockholder interests.","Board believes shares undervalued; shares trade below tangible and nominal book value despite improving profitability."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329513,"accession_number":"0001140361-22-039697","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2022-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Broadway Financial Q3 net income $1.3M, up 553% YoY; NIM expands to 3.02%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $1.3M ($0.02 diluted EPS) vs $182K ($0.00) in Q3 2021.","Net interest income up 43.7% to $8.6M; net interest margin +59 bps to 3.02%.","Loan originations over $101M (+20.7% YoY); total loans $726.7M.","Equity increased to $277.4M from $141.0M, driven by $150M Series C preferred stock issuance.","Loan loss provision $1.0M (up from $365K) due to loan growth and credit reclassification."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":106000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329512,"accession_number":"0001140361-22-038032","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2022-10-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Broadway Financial shareholders elect three directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Re-elected Robert C Davidson Jr, Dutch C Ross III, and John M Driver as directors until 2025 annual meeting.","Ratified Moss Adams LLP as independent auditor for FY2021: 33,986,680 for, 91,206 against, 92,517 abstain.","Advisory say-on-pay resolution approved: 25,987,185 for, 756,630 against, 90,386 abstain, 7,336,202 broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329511,"accession_number":"0001140361-22-038029","cik":1001171,"company_name":"BROADWAY FINANCIAL CORP \\DE\\","ticker":"BYFC","form_type":"8-K","filed_at":"2022-10-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Broadway Financial posts annual meeting presentation on website","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation posted on CityFirstBank.com Financial Highlights page on October 19, 2022.","Presentation used at the 2022 Annual Meeting of Stockholders.","No specific financial figures or guidance changes available in the excerpt provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":86382001.21913598,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-10-21T23:59:59+00:00|329511"}