{"filings":[{"id":564556,"accession_number":"0000907471-26-000027","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2026-05-21T13:00:14+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05 per share cash dividend for Q3 FY2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declared cash dividend of $0.05 per share for third fiscal quarter of 2026.","Dividend payable on July 1, 2026 to shareholders of record as of June 11, 2026.","At March 31, 2026, total assets were $7.11 billion and shareholders' equity was $850.7 million."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99633,"accession_number":"0000907471-26-000023","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Q2 fiscal 2026 net income $72.9M ($3.35 EPS); revenue up 9% on tax products","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $72.9M ($3.35 diluted EPS) vs $75.0M ($3.14) a year ago; EPS up 7% on share repurchases.","Total revenue $276.3M (+9% YoY); noninterest income $151.2M (+9%) driven by tax products and card fees.","Tax services product income net of losses and direct expenses rose 30% to $62.0M; refund advance originations $1.87B.","Net interest margin fell to 6.63% from 7.12% YoY; adjusted NIM (ex-consumer finance sale) improved to 5.32% from 5.09%.","Nonperforming loans $117.7M (2.39% of loans) vs $39.8M (0.88%) a year ago; provision for credit losses $45.6M vs $35.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":4.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":449405000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115752,"accession_number":"0000907471-26-000019","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05 per share cash dividend for Q2 FY2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share declared for second fiscal quarter 2026.","Payable April 1, 2026 to shareholders of record as of March 12, 2026.","As of Dec 31, 2025, total assets $7.56B and shareholders' equity $853.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115751,"accession_number":"0000907471-26-000016","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Pathward Financial shareholders elect three directors, approve Say-on-Pay at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected directors: Douglas J. Hajek, Christopher Perretta, Kendall E. Stork with over 16M votes each.","Advisory vote on executive compensation approved: 16,410,781 for, 647,957 against.","Shareholders favored one-year frequency for future Say-on-Pay votes; Compensation Committee adopts annual frequency.","Ratified KPMG LLP as auditor for FY2026 with 19,004,848 votes for, 187,661 against.","Broker non-votes of 2,117,041 on director elections and advisory proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115750,"accession_number":"0000907471-26-000009","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Financial Q1 FY2026 net income $35.2M, EPS $1.57","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $35.2M, diluted EPS $1.57, vs $30.0M, $1.23 YoY.","Total revenue $173.1M; net interest income $119.3M down 5% YoY; NIM 6.95% vs 7.38%.","New loan originations $1.89B vs $1.38B; total loans $4.98B up 9% YoY.","Provision for credit losses $3.2M vs $18.7M; net recoveries $2.2M vs net charge-offs $16.3M.","Nonperforming assets ratio 1.47% vs 0.49% YoY; repurchased 651,804 shares at $72.07."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":173101000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132176,"accession_number":"0000907471-25-000118","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Pathward Financial dismisses Crowe, appoints KPMG as auditor; discloses material weakness in internal controls","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Crowe dismissed as auditor effective Dec 23, 2025; KPMG appointed for fiscal year ending Sept 30, 2026.","No disagreements or reportable events since 2024, except a material weakness in internal controls for consumer lending program accounting.","Material weakness relates to design and maintenance of controls for evaluating technical accounting and financial reporting of certain consumer lending agreements.","Audit Committee discussed the weakness with Crowe and authorized full response to KPMG inquiries; no prior consultation with KPMG."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132175,"accession_number":"0000907471-25-000110","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05/share Q1 FY2026 cash dividend payable Jan 2, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.05 per share for first quarter fiscal 2026 declared.","Payable January 2, 2026 to shareholders of record as of December 10, 2025.","As of September 30, 2025, total assets were $7.17B; shareholders' equity $857.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132174,"accession_number":"0000907471-25-000102","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Financial Q4 net income $38.8M ($1.69 EPS) vs $33.5M YoY; FY net income $185.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $186.7M (+4% YoY); NIM 7.46% vs 7.32% YoY.","FY 2025 net income $185.9M ($7.87 EPS) vs $183.2M ($7.20) in FY 2024.","Total gross loans $4.66B, up $589.7M YoY; commercial finance up 19% YoY.","Moved $144.1M consumer finance loans to held for sale; closed sale of over half on Oct 3.","Q4 share repurchases 180,740 shares at avg $82.95; 4.94M shares remain under program."],"consensus_eps_estimate":null,"consensus_eps_actual":7.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":839894000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148749,"accession_number":"0000907471-25-000088","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Pathward receives second Nasdaq notice for late 10-Q; must update compliance plan by Sep 10","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on Aug 26, 2025 for failure to timely file Form 10-Q for June 30, 2025 quarter.","Previously received similar notice on May 22 for March 31 quarter; extension granted to Nov 13, 2025.","Must submit compliance plan update by Sep 10; Nasdaq will not further extend deadline.","Restatements relate to gross vs net presentation and derivative accounting in Consumer Solutions business."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148748,"accession_number":"0000907471-25-000079","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-08-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05 per share Q4 FY2025 dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share declared for Q4 fiscal year 2025.","Payable on October 1, 2025 to shareholders of record as of September 10, 2025.","Ticker: CASH (Nasdaq).","No change in dividend rate indicated from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148747,"accession_number":"0000907471-25-000074","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Financial Q3 net income $42.1M ($1.81 EPS), revenue up 4%; plans restatement","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $42.1M ($1.81 diluted EPS) vs $44.9M ($1.78) in Q3 FY24; total revenue $195.8M, +4% YoY.","Net interest margin expanded 17 bps to 7.43%; loans ex insurance premium finance up 19% YoY.","Company plans to restate FY2024 10-K and Q1 FY2025 10-Q due to gross vs net and derivative accounting errors in Credit Solutions.","Nonperforming assets rose to 1.03% of total assets ($74.7M) from 0.60% at March 31, 2025.","Repurchased 603,780 shares at avg $74.49 during the quarter; 5.1M shares remain under buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":6.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":653186000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148746,"accession_number":"0000907471-25-000071","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-07-02T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Pathward Financial restates financials for FY2023-2024 and interim periods; cites accounting errors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Non-reliance on FY2023, FY2024, and interim periods through March 31, 2025; errors in gross vs. net basis accounting for third-party lending.","Affected loan portfolio $207.0M at March 31, 2025 and $218.3M at September 30, 2024; total loans net $4.39B and $4.03B.","Change does not impact total net income over portfolio life (~14 months duration) but alters timing, lowering net income in early periods.","Material weakness in internal controls over financial reporting identified; remediation plan to be described in Q2 2025 Form 10-Q."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167627,"accession_number":"0000907471-25-000058","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Pathward Financial receives Nasdaq deficiency notice for late 10-Q filing; 60 days to submit compliance plan","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notice on May 22, 2025 for failure to timely file Form 10-Q for quarter ended March 31, 2025.","Delay due to evaluation of gross vs. net presentation and derivative accounting for ~$280M in loan balances.","Company has 60 days from May 22 to submit a compliance plan; Nasdaq may grant extension until Nov 11, 2025.","No immediate effect on listing or trading of common stock (NASDAQ: CASH).","Company intends to take necessary steps to regain compliance as soon as practicable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167626,"accession_number":"0000907471-25-000053","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05 Q3 FY2025 cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share declared for third quarter fiscal 2025.","Payable on July 1, 2025 to shareholders of record as of June 13, 2025.","At March 31, 2025, total assets were $7.01B and shareholders' equity $832.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167625,"accession_number":"0000907471-25-000039","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Financial Q2 net income $74.3M ($3.11 EPS) vs $65.3M ($2.56) year ago; revenue up 6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $262.9M, up 6% YoY; NIM expanded 27bp to 6.50%.","Tax services product income net of losses and expenses up 29% to $47.6M (first six months).","Repurchased 575,804 shares at avg $78.11; 5.72M shares remain under program.","Total gross loans and leases ex-insurance premium finance up 15% YoY to $4.46B.","Provision for credit losses $29.9M vs $26.1M; net charge-offs $0.1M vs net recoveries $1.1M."],"consensus_eps_estimate":1.7034,"consensus_eps_actual":4.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":457430000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184912,"accession_number":"0000907471-25-000018","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-02-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05/share quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.05 per share for Q2 fiscal 2025.","Payable April 1, 2025 to shareholders of record March 13, 2025.","Total assets of $7.62B and shareholders' equity of $776.4M as of Dec 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184911,"accession_number":"0000907471-25-000015","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Pathward Financial annual meeting elects all four director nominees, approves say-on-pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four director nominees elected: Hoople (18.2M for), McCray (18.9M), Pharr (19.0M), Mehta (18.8M).","Say-on-pay advisory vote passed: 18.8M for (95% of votes cast), 377,838 against.","Ratification of Crowe LLP as independent auditor for FY2025: 20.9M for, 133,781 against.","Broker non-votes totaled 1,837,473 on director elections and say-on-pay proposals.","Continuing directors: Hajek, Perretta, Shulman, Stork, Zlatkus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184910,"accession_number":"0000907471-25-000010","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Q1 net income $31.4M ($1.29/sh) on revenue $173.5M; sells insurance premium finance business","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $31.4M ($1.29 EPS) vs $27.7M ($1.06 EPS) a year ago; total revenue up 7% to $173.5M.","NIM expanded 61 bp to 6.84%; gross loan growth ex-insurance premium finance up 22% YoY.","Completed sale of insurance premium finance for $603.3M plus $31.2M premium, recording $16.4M pre-tax gain.","Sold $160.6M debt securities AFS, incurring $15.7M loss, largely offsetting the gain from the business sale.","Repurchased 701,860 shares at avg $74.05; extended two large Partner Solutions contracts; tax offices up 12%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":173511000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201502,"accession_number":"0000907471-24-000156","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-11-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05/share cash dividend for Q1 FY2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.05 per share for first fiscal quarter 2025.","Payable January 2, 2025 to shareholders of record December 10, 2024.","Company had $7.55 billion in assets and $839.6 million equity as of Sept 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201501,"accession_number":"0000907471-24-000127","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-11-01T23:59:59+00:00","items":["2.01","7.01","9.01"],"status":"ready","headline":"Pathward Financial sells premium finance business for $603M; raises FY2025 EPS guidance to $7.25-$7.75","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Completed sale of commercial insurance premium finance business for $603.3M cash on Oct 31, 2024.","Purchase price includes $31.2M premium; estimated after-tax gain of $13.8M.","Raised FY2025 GAAP EPS guidance to $7.25-$7.75 per diluted share.","Assumes two 25bp rate cuts in Nov & Dec 2024; NIM to exceed FY2024; tax rate 18-20%.","Expects $150-200M securities sale in Q1 FY2025, generating loss to offset pre-tax gain from sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201500,"accession_number":"0000907471-24-000124","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Pathward extends closing date for premium finance business sale to Nov 1; gets $1M fee","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Original close date of Oct 22, 2024 missed; parties now target Nov 1, 2024.","Purchaser paid a nonrefundable $1M cash extension fee, creditable against purchase price.","Sale of commercial insurance premium finance business to AFS IBEX Financial Services remains pending.","Extension agreement allows continued work to consummate the previously announced transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201499,"accession_number":"0000907471-24-000122","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Q4 EPS $1.35, full-year EPS $6.62, above guidance high end","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $33.6M ($1.35/diluted share) vs $35.9M ($1.36) YoY; revenue $167.9M, +4%.","Full-year net income $168.4M ($6.62/share), up 11% YoY; above updated guidance range.","NIM expanded to 6.66% (5.15% including rate-related processing expense) from 6.19%.","Total gross loans $4.08B, down $290.9M YoY due to insurance premium finance held for sale.","Repurchased 236,308 shares at avg $63.44; 7M shares remain under buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":6.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":754705000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217502,"accession_number":"0000907471-24-000099","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-09-30T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Pathward Financial extends deadline for insurance premium finance sale to Oct 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closing extended to October 22, 2024; original outside termination date was October 1.","Delay due to longer than expected operational implementation timeline.","Parties AFS IBEX and Honor Capital Holdings continue to work toward consummation.","No changes to purchase agreement terms; transaction initially disclosed on Aug 29, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217501,"accession_number":"0000907471-24-000091","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-08-29T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Pathward sells commercial insurance premium finance loan portfolio for $617M plus $31M premium","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Pathward N.A. entered definitive agreement to sell its commercial insurance premium finance business to AFS IBEX Financial Services, LLC (Honor Capital subsidiary).","Cash purchase price equals $617.1M net asset value (June 30, 2024) plus $31.2M premium, subject to portfolio fluctuations.","Transaction expected to close by end of fiscal 2024; relatively neutral to FY2024 net income and EPS.","Company says deal supports balance sheet simplification and will be accretive as capital redeployed into higher-yielding assets.","AFS commits to offer employment to business employees; Honor Capital guarantees payment obligations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217500,"accession_number":"0000907471-24-000088","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-08-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05/share cash dividend for Q4 fiscal 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share for fourth fiscal quarter of 2024.","Payable on October 1, 2024 to shareholders of record on September 10, 2024.","Total assets of $7.53B and shareholders' equity of $765.2M as of June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217499,"accession_number":"0000907471-24-000082","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Q3 EPS $1.66, revenue $176.7M (+7% YoY), NIM expands to 6.56%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $41.8M ($1.66 diluted EPS) vs $45.1M ($1.68) in prior-year Q3.","Revenue $176.7M (+7% YoY) on higher net interest income; NIM rose 38 bps to 6.56%.","Loans grew 12% YoY to $4.61B; commercial finance (+12%) and warehouse finance led growth.","Provision for credit losses $5.9M (up from $1.8M) due to higher commercial finance provisions.","Tax services net product income up 33% to $47.1M for 9 months; repurchased 286,920 shares at $52.24."],"consensus_eps_estimate":null,"consensus_eps_actual":5.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":586773000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237382,"accession_number":"0000907471-24-000079","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Pathward Financial posts investor presentation; no specific financial details provided","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filed under Item 7.01; presentation dated June 10, 2024 to be posted on pathwardfinancial.com.","Presentation intended for meetings with investors beginning June 12, 2024; content not disclosed in filing.","No earnings, guidance, or material operational updates included in the furnished exhibit.","Ticker: CASH (Nasdaq). Sentiment: neutral; materiality low due to lack of specific information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237381,"accession_number":"0000907471-24-000076","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Pathward Financial declares $0.05 per share cash dividend for Q3 fiscal 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.05 per share declared for Q3 fiscal 2024.","Payable on July 1, 2024 to shareholders of record as of June 11, 2024.","Total assets of $7.44B and shareholders' equity of $739.5M as of March 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237380,"accession_number":"0000907471-24-000069","cik":907471,"company_name":"PATHWARD FINANCIAL, INC.","ticker":"CASH","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Pathward Financial Q2 net income $65.3M ($2.56 EPS), revenue up 8%; narrows FY24 EPS guidance to $6.30-$6.60","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $65.3M ($2.56 EPS) vs $54.8M ($1.99) prior year; adjusted EPS $2.18.","Total revenue $247.2M, up 8% YoY; NIM 6.23% vs 6.12%; loans $4.41B, up $683.8M YoY.","Repurchased 764,185 shares at avg $51.20 in Q2; $7.6M shares remain under buyback program.","FY24 GAAP EPS guidance narrowed to $6.30-$6.60 (implied raise of lower end).","Tax product net income up 24% to $36.9M; servicing fee income on off-balance sheet deposits fell to $10.4M from $18.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":410043000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1752766029.7263083,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}