{"filings":[{"id":1343956,"accession_number":"0001437749-26-022093","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2026-06-30T13:15:05+00:00","items":["5.02"],"status":"ready","headline":"Executive VP and Senior Loan Officer Scott Dodds departs due to disability","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scott E. Dodds, EVP and Senior Loan Officer, left position effective June 26, 2026 due to disability.","Departure not due to any disagreement with board or management on operations, policies, or practices.","Received lump sum cash $34,320, advanced PTO $10,730, and accelerated stock awards ($24,434 grant date fair value).","Entitled to disability benefit under Salary Continuation Plan; no new compensatory arrangements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90555,"accession_number":"0001437749-26-012779","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income up 52% to $2.8M; EPS $0.90 vs $0.59; loan growth 14.9% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M for Q3 FY2026, up 52.2% YoY; EPS $0.90 vs $0.59.","Net interest margin 3.53% vs 3.27% YoY; net interest income $10.1M, up 18.2%.","Loan growth $90.6M (14.9% annualized) in 9 months; deposit growth $73.1M (9.4% annualized).","Non-performing loans 0.06% of total; allowance for credit losses 0.98% vs 1.04% in June 2025.","Book value per share $27.62 vs $24.25 at June 30, 2025, up $3.37."],"consensus_eps_estimate":null,"consensus_eps_actual":2.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100171,"accession_number":"0001437749-26-001503","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 net income up 20.5%; EPS $0.87 vs $0.73; loan growth 14.5% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M for Q2 FY2026, +20.5% YoY; diluted EPS $0.87 vs $0.73.","Year-to-date net income $5.4M, +19.1%; EPS $1.71 vs $1.45.","Net interest margin improved to 3.43% for Q2 from 3.02% a year ago; cost of funds declined to 2.27%.","Total loans grew $58.9M (annualized 14.5%) and deposits grew $52.2M (annualized 10.1%) in H1.","Non-performing loans only 0.07% excluding SBA guarantee; book value per share $27.39, up from $24.25 in June 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116506,"accession_number":"0001437749-25-031870","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Consumers Bancorp annual meeting results: all director nominees elected; board adopts 3-year say-on-pay frequency","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Four directors elected: Bickerton (1,372,626 for), Paden (1,385,014), Parkinson (1,358,686), Wheeler (1,333,706).","Non-binding say-on-pay resolution approved with 1,364,375 for vs 5,740 against.","On say-on-pay frequency, 3-year option received 876,533 votes; board adopted 3-year interval.","Ratification of auditor Plante & Moran for FY ending June 30, 2026 passed with 2,220,281 for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116505,"accession_number":"0001437749-25-031207","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q1 net income rises 17.8% YoY to $2.6M; EPS $0.84","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.6M for quarter ended Sep 30, 2025, up 14.9% from prior quarter and 17.8% YoY. EPS $0.84 vs $0.73 prior quarter and $0.72 YoY.","Net interest income $9.5M, up 18.7% YoY; net interest margin 3.37% vs 2.92% a year ago.","Total loans grew $21.4M (annualized 10.5%) and deposits increased $32.8M (annualized 12.7%) in the quarter.","Non-performing loans at 0.08% of total loans (excluding SBA guarantee), net charge-offs 0.04%.","New Canton branch opened Sep 2025; Boardman office expected summer 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132957,"accession_number":"0001437749-25-023737","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q4 net income +9% to $2.3M; FY loan growth 7.2%; credit quality strong","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.3M ($0.73 EPS) vs $2.1M ($0.67 EPS) prior year, up 9.0%; FY net income $8.7M ($2.77 EPS) vs $8.6M ($2.76 EPS).","Total loans +$54.3M (+7.2%) to $1.17B; organic loans +$80.5M (+11.0%); deposits +$63.8M (+6.6%) to $1.04B.","Non-performing loans 0.13% of total; net charge-offs 0.07%; allowance for credit losses 1.04%.","Book value $24.25, up from $20.39; shareholders' equity +$12.6M (+19.8%) to $76.3M.","New de novo branches in Canton (Fall 2025) and Boardman (Summer 2026); Massillon office reached $10M deposits in 5 months."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":4648000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149509,"accession_number":"0001437749-25-012230","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income falls to $1.9M, EPS $0.59 vs $0.66","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.9M ($0.59 EPS) vs $2.1M ($0.66) for Q3 last year; nine-month net income $6.4M ($2.04) vs $6.5M ($2.09).","Net interest margin improved to 3.27% from 2.92% YoY; cost of funds declined to 2.25% from 2.35%.","Provision for credit losses jumped to $510k from $38k due to organic loan growth of $36.2M offset by $31.1M warehouse line paydown.","Total loans $767.8M, up $5M from Dec 2024; non-performing loans 0.12% (0.08% ex-govt guarantee).","Book value $23.45 per share vs $20.39 at June 30, 2024; deposits up $52.5M (7.2% annualized)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168580,"accession_number":"0001437749-25-004166","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Consumers Bancorp appoints David R. Bickerton as Class I director effective March 13, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed to Boards of Consumers Bancorp and subsidiary Consumers National Bank, effective March 13, 2025.","Will serve on Audit, Asset Liability, and Risk & Technology Committees.","Compensation: quarterly retainer of $6,250, committee payment of $3,250, plus stock units equal to 40% of cash fees.","Bickerton is President and owner of MDH Investment Management, Inc.; lifelong resident of Columbiana County.","No arrangements or material interests in transactions requiring disclosure under Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168579,"accession_number":"0001437749-25-001685","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 net income up 13.5% to $2.3M; EPS $0.73 vs $0.65","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.3M for Q2 FY2025, up $272K (13.5%) YoY; EPS $0.73 vs $0.65.","Net interest margin improved to 3.02% from 2.95% a year ago; cost of funds down 11 bps from linked quarter.","Total loans +$3.7M (annualized 1.0%) and deposits +$24.7M (annualized 5.1%) in H1 FY2025.","Non-performing loans only 0.11% of total loans; allowance for credit losses 1.03%.","New Stark County branch opening in Massillon, Ohio expected February 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185696,"accession_number":"0001437749-24-032307","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Consumers Bancorp director Schmuck retires; shareholders elect four directors, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Director Harry W. Schmuck Jr. retired Oct 24, 2024 per mandatory age policy.","Four directors elected to three-year terms: Ann M. Gano, Joseph A. Gerzina, Richard T. Kiko Jr., Ralph J. Lober II.","Plante & Moran ratified as independent auditor for FY ending June 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185695,"accession_number":"0001437749-24-031589","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q1 net income $2.2M, EPS $0.72; loans up 3.9% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.2M ($0.72 EPS) up 6.3% sequentially but down from $0.78 a year ago.","Net interest margin narrowed to 2.92% from 3.09% YoY; cost of funds rose to 2.56%.","Total loans increased $7.4M (annualized 3.9%); deposits up $25.9M (annualized 10.7%).","Non-performing loans 0.07% of total loans ex-government guarantees; ACL stable at 1.04%.","Shareholders' equity rose $9.6M to $73.3M, helped by $7.8M reduction in AOCI loss."],"consensus_eps_estimate":null,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202259,"accession_number":"0001437749-24-024464","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q4 net income down 22% YoY; FY EPS falls to $2.76 from $3.45","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.1M ($0.67 EPS) vs $2.7M ($0.87 EPS) a year ago, down 21.9%.","FY net income $8.6M ($2.76 EPS) vs $10.7M ($3.45 EPS) prior year.","Net interest margin compressed to 3.00% FY2024 from 3.37% due to rapid rate hikes.","Total loans grew 6.9% YoY to $762M; deposits up 2.1% to $986M.","Non-performing loans (ex-govt guarantee) just 0.07% of total loans, down from last year."],"consensus_eps_estimate":null,"consensus_eps_actual":2.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":4383000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218348,"accession_number":"0001437749-24-020299","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Consumers Bancorp appoints Joseph Gerzina to board of directors effective July 11, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Joseph A. Gerzina as Class III director of Consumers Bancorp and its subsidiary, effective July 11, 2024.","Gerzina will serve on Loan, Audit, and Corporate Governance/Nominating Committees.","Compensation includes $6,250 quarterly retainer, $4,000 quarterly committee fee, and stock awards equal to 40% of cash fees.","Gerzina brings 32 years of banking experience, most recently as SVP and Regional President at regional and local banks.","He is a lifelong Stark County resident and active community volunteer on several local boards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218347,"accession_number":"0001437749-24-012387","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income falls 22% to $2.1M; EPS $0.66 vs $0.86","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest margin narrowed to 2.92% from 3.27% a year ago; cost of funds rose to 2.35%.","Total loans grew $7.4M in Q3 (annualized 3.4% for nine months); deposits up $22.6M.","Non-performing loans remain low at 0.15% of total loans (0.07% net of government guarantees).","Operating expenses increased 7.9% in Q3, driven by salaries, software, and FDIC assessment."],"consensus_eps_estimate":null,"consensus_eps_actual":2.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218346,"accession_number":"0001437749-24-011840","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-04-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director John P. Furey retires from Consumers Bancorp board; named emeritus","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John P. Furey (age 72) retired as director effective April 11, 2024, after serving since 1995.","Retirement not due to any disagreement with Consumers' operations, policies, or practices.","Board elected Furey as director emeritus following his retirement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238279,"accession_number":"0001437749-24-001682","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-01-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 net income $2.0M ($0.65/sh) down 28.3% YoY; NIM 2.95%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.0M ($0.65 EPS) for Q2, down 28.3% from $2.8M ($0.91) YoY.","Net interest margin 2.95% vs 3.53% YoY; cost of funds rose to 2.17% from 0.72%.","Loans grew $24.9M (annualized 7.0%) in H1; deposits fell $4.0M (0.8% annualized).","Non-performing loans 0.15% of total loans, 0.07% ex-government guarantees; ACL 1.09%.","Shareholders' equity rose $8.0M to $63.5M, driven by reduced AOCI loss and net income."],"consensus_eps_estimate":null,"consensus_eps_actual":1.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255767,"accession_number":"0001437749-23-029158","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q1 net income down 4.9% to $2.4M; EPS $0.78 vs $0.83 YoY; NIM narrows to 3.09%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.4M ($0.78/diluted share), down 4.9% from $2.5M ($0.83) YoY.","Net interest margin compressed to 3.09% from 3.48% YoY; cost of funds rose to 1.91% from 0.40%.","Total loans increased $7.6M (annualized 4.3%) and deposits grew $8.8M (annualized 3.7%) during the quarter.","Non-performing loans remained low at 0.04% of total loans; allowance for credit losses at 1.08%.","Accumulated other comprehensive loss increased to $37.7M due to mark-to-market of securities from rising rates."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255766,"accession_number":"0001437749-23-028804","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Consumers Bancorp chairperson to retire Jan 1, 2024; board appoints new chair and vice chair","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Laurie L. McClellan to retire as Chairperson effective Jan 1, 2024; will remain on board.","Board appointed Frank L. Paden as Chairman and Richard T. Kiko, Jr. as Vice Chairman effective same date.","At annual meeting, all four director nominees elected with >1.67M votes each; auditor Plante & Moran ratified with 2.33M votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273188,"accession_number":"0001437749-23-022976","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2023-08-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q4 net income $2.7M, EPS $0.87; FY net income $10.7M, EPS $3.45","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.7M (-3.1% YoY); EPS $0.87 vs $0.91.","FY net income $10.7M vs $11.2M; EPS $3.45 vs $3.68.","Total loans +$98.5M (+16.1%) to $711M; deposits +$66.0M (+7.4%) over FY.","Non-performing loans 0.01% of total loans; ALLL at 1.09%.","Net interest margin 3.37% for FY vs 3.60% prior, due to rising cost of funds."],"consensus_eps_estimate":null,"consensus_eps_actual":3.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":4139000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290069,"accession_number":"0001437749-23-010727","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income $2.6M ($0.86 EPS); 9-month net down to $8.0M on PPP comparison","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q3 FY2023 was $2.6M ($0.86 EPS), up 2% YoY; 9-month net $8.0M ($2.60) vs $8.4M ($2.77) a year ago.","Total loans grew $77.4M (annualized 9.5%) over nine months; total deposits up $67.8M (annualized 5.7%).","Net interest margin fell to 3.27% in Q3 from 3.50% a year ago; cost of funds rose to 1.30% from 0.21%.","Non-performing loans were just 0.03% of total loans; allowance for loan losses stood at 1.13% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311020,"accession_number":"0001437749-23-001712","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 net income down 11% to $2.8M; EPS $0.91 vs $1.04","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M for Q2 FY2023, down $353K or 11.2% YoY; EPS $0.91 vs $1.04.","Net interest margin 3.53% vs 3.77% YoY; cost of funds rose to 0.72% from 0.21%.","Total loans increased $53.1M (annualized 17.4%) in H1; non-performing loans remain low at $47K (0.01%).","Mortgage banking gains dropped 64% YTD; other expenses rose 8.0% due to salary and benefits increases.","Six-month net income $5.3M ($1.74) vs $5.8M ($1.92) YoY; return on avg equity 21.01%, ROA 1.06%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329645,"accession_number":"0001437749-22-029491","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2022-12-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Consumers Bancorp appoints Ann Gano as Class III director effective Jan 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ann Gano appointed as Class III director of Consumers Bancorp, effective January 1, 2023.","Also appointed director of subsidiary Consumers National Bank effective same date.","Will serve on Audit and Risk & Technology Committees.","Compensation: $5,000 quarterly retainer, $1,000 per board meeting, $200 per committee meeting.","Gano is a CPA and owner of Keeping Tabs, Inc., serving agricultural and small business clients."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329644,"accession_number":"0001437749-22-025274","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2022-11-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Consumers Bancorp shareholders elect directors, approve incentive plan and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["John Parkinson, Frank Paden, Michael Wheeler elected as directors with >99.7% support.","Amended and Restated 2010 Omnibus Incentive Plan approved (1,750,593 for, 54,454 against).","Non-binding say-on-pay passed (1,791,778 for, 13,044 against).","Ratification of Plante & Moran as auditor for FY2023 (2,248,715 for, 2,147 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329643,"accession_number":"0001437749-22-024551","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp reports Q1 FY2023 net income of $2.5M, down 4.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $0.83 vs $0.88 prior year; net interest income up 5.3% to $423K.","Total loans grew $25.8M (16.8% annualized); deposits up $25.5M (11.5% annualized).","Non-performing loans fell to record low of 0.01% of total loans.","Loan loss provision rose to $410K from $190K due to organic loan growth.","Other income declined $142K on a 68.2% drop in mortgage banking gains."],"consensus_eps_estimate":null,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347207,"accession_number":"0001437749-22-018558","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q4 net income up 41.5% to $2.8M; record FY net income $11.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.8M ($0.91 EPS) vs $2.0M ($0.65 EPS) a year ago, +41.5%.","FY2022 record net income $11.2M ($3.68 EPS), up 24.5% from $9.0M ($2.98 EPS) in FY2021.","Total loans grew 8.0% YoY; core loans (ex-PPP and acquired) up 15.7% (+$81.2M).","Deposits increased 22.0% (+$159.7M) including $104.5M from CFBank branch acquisition completed July 2021.","Non-performing loans low at 0.07% of total loans; ALLL at 1.17% with net charge-offs of $46K for FY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":3864000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":363623,"accession_number":"0001437749-22-009386","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2022-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income rises 22% to $2.6M; EPS $0.85 vs $0.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.6M for Q3, up 22.2% YoY; EPS $0.85 vs $0.70.","Nine-month net income $8.4M, up 19.8%; EPS $2.77 vs $2.33.","Total loans grew $37.2M (annualized 8.7%) in nine months; core loans up $82.6M (annualized 21.4%).","Non-performing loans fell to 0.11% of total loans; deposits up $163.8M including $104.5M from branch acquisition.","Net interest margin 3.50% for Q3; cost of funds declined to 0.21%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":383417,"accession_number":"0001437749-22-001286","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2022-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 FY2022 net income rises 26% to $3.2M; EPS $1.04","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.2M ($1.04 per share) for Q2 ended Dec 31, 2021, up 26.1% YoY from $2.5M ($0.83).","Six-month net income $5.8M ($1.92 per share) vs $4.9M ($1.63) in prior year.","Total loans grew $56.6M (10% annualized) to $623.0M; non-performing loans fell to 0.14% of total.","Deposits increased $121.4M, including $104.5M from CFBank branch acquisition completed July 16, 2021.","Net interest margin 3.77% for Q2 vs 3.87% a year ago; cost of funds improved to 0.21% from 0.46%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":401223,"accession_number":"0001437749-21-024638","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2021-10-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Consumers Bancorp shareholders elect three directors to three-year terms","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["John P. Furey re-elected with 1,763,842 votes for, 31,449 withheld.","Richard T. Kiko, Jr. re-elected with 1,755,929 votes for, 39,363 withheld.","Ralph J. Lober II re-elected with 1,761,351 votes for, 33,941 withheld.","Each director will serve a term expiring at the 2024 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":401222,"accession_number":"0001437749-21-024044","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2021-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q1 net income $2.7M, up 11% YoY; completed branch acquisition in July","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M ($0.88 EPS) vs $2.4M ($0.80 EPS) prior year; net interest income up 19.1% to $1.3M.","Acquired two Ohio branches from CFBank on July 16: $104.5M deposits, $19.9M loans, $1.6M goodwill.","Total loans grew 7.5% annualized; PPP loans declined $21.2M offset by organic growth and acquired loans.","Non-performing loans remained low at 0.32% of total loans; ALLL to loans ratio 1.16%.","Total deposits increased $122.3M (67.3% annualized) including $104.5M from branch acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":420160,"accession_number":"0001437749-21-018374","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2021-08-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp reports record FY net income $9.0M, up 62.6%; Q4 EPS $0.65, up 25%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2021 net income $9.0M ($2.98/share) vs $5.5M ($1.92/share) in FY2020, a 62.6% increase.","Q4 net income $2.0M ($0.65/share), up 25.4% from $1.6M ($0.52/share) in Q4 2020.","Net interest margin 3.67% for FY; loans grew 4.3%, deposits up 14.8% ($93.5M).","Provision for loan losses fell to $850K from $2.0M; non-performing loans at 0.34% of total loans.","Acquisition of two CFBank branches in Columbiana County closed July 2021, post period."],"consensus_eps_estimate":null,"consensus_eps_actual":2.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":3415000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":420159,"accession_number":"0001437749-21-017377","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2021-07-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Consumers Bancorp completes acquisition of two CFBank branches; adds $104M deposits","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired branches in Calcutta and Wellsville, Ohio; retained branch staff as employees.","Consumers paid 1.75% deposit premium on average daily deposits and net book value for assets.","Acquired $104M in deposits, $15M subordinated debt securities, $13M loans, and $7.7M loan participations.","Expects to purchase an additional $7.3M in participation interests by December 31, 2021.","Post-acquisition total assets ~$930M, total deposits ~$827M; branches to open July 19."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}