{"filings":[{"id":90555,"accession_number":"0001437749-26-012779","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income up 52% to $2.8M; EPS $0.90 vs $0.59; loan growth 14.9% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M for Q3 FY2026, up 52.2% YoY; EPS $0.90 vs $0.59.","Net interest margin 3.53% vs 3.27% YoY; net interest income $10.1M, up 18.2%.","Loan growth $90.6M (14.9% annualized) in 9 months; deposit growth $73.1M (9.4% annualized).","Non-performing loans 0.06% of total; allowance for credit losses 0.98% vs 1.04% in June 2025.","Book value per share $27.62 vs $24.25 at June 30, 2025, up $3.37."],"consensus_eps_estimate":null,"consensus_eps_actual":2.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100171,"accession_number":"0001437749-26-001503","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 net income up 20.5%; EPS $0.87 vs $0.73; loan growth 14.5% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M for Q2 FY2026, +20.5% YoY; diluted EPS $0.87 vs $0.73.","Year-to-date net income $5.4M, +19.1%; EPS $1.71 vs $1.45.","Net interest margin improved to 3.43% for Q2 from 3.02% a year ago; cost of funds declined to 2.27%.","Total loans grew $58.9M (annualized 14.5%) and deposits grew $52.2M (annualized 10.1%) in H1.","Non-performing loans only 0.07% excluding SBA guarantee; book value per share $27.39, up from $24.25 in June 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116506,"accession_number":"0001437749-25-031870","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Consumers Bancorp annual meeting results: all director nominees elected; board adopts 3-year say-on-pay frequency","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Four directors elected: Bickerton (1,372,626 for), Paden (1,385,014), Parkinson (1,358,686), Wheeler (1,333,706).","Non-binding say-on-pay resolution approved with 1,364,375 for vs 5,740 against.","On say-on-pay frequency, 3-year option received 876,533 votes; board adopted 3-year interval.","Ratification of auditor Plante & Moran for FY ending June 30, 2026 passed with 2,220,281 for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116505,"accession_number":"0001437749-25-031207","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q1 net income rises 17.8% YoY to $2.6M; EPS $0.84","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.6M for quarter ended Sep 30, 2025, up 14.9% from prior quarter and 17.8% YoY. EPS $0.84 vs $0.73 prior quarter and $0.72 YoY.","Net interest income $9.5M, up 18.7% YoY; net interest margin 3.37% vs 2.92% a year ago.","Total loans grew $21.4M (annualized 10.5%) and deposits increased $32.8M (annualized 12.7%) in the quarter.","Non-performing loans at 0.08% of total loans (excluding SBA guarantee), net charge-offs 0.04%.","New Canton branch opened Sep 2025; Boardman office expected summer 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132957,"accession_number":"0001437749-25-023737","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q4 net income +9% to $2.3M; FY loan growth 7.2%; credit quality strong","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.3M ($0.73 EPS) vs $2.1M ($0.67 EPS) prior year, up 9.0%; FY net income $8.7M ($2.77 EPS) vs $8.6M ($2.76 EPS).","Total loans +$54.3M (+7.2%) to $1.17B; organic loans +$80.5M (+11.0%); deposits +$63.8M (+6.6%) to $1.04B.","Non-performing loans 0.13% of total; net charge-offs 0.07%; allowance for credit losses 1.04%.","Book value $24.25, up from $20.39; shareholders' equity +$12.6M (+19.8%) to $76.3M.","New de novo branches in Canton (Fall 2025) and Boardman (Summer 2026); Massillon office reached $10M deposits in 5 months."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":4648000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149509,"accession_number":"0001437749-25-012230","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income falls to $1.9M, EPS $0.59 vs $0.66","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.9M ($0.59 EPS) vs $2.1M ($0.66) for Q3 last year; nine-month net income $6.4M ($2.04) vs $6.5M ($2.09).","Net interest margin improved to 3.27% from 2.92% YoY; cost of funds declined to 2.25% from 2.35%.","Provision for credit losses jumped to $510k from $38k due to organic loan growth of $36.2M offset by $31.1M warehouse line paydown.","Total loans $767.8M, up $5M from Dec 2024; non-performing loans 0.12% (0.08% ex-govt guarantee).","Book value $23.45 per share vs $20.39 at June 30, 2024; deposits up $52.5M (7.2% annualized)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168580,"accession_number":"0001437749-25-004166","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Consumers Bancorp appoints David R. Bickerton as Class I director effective March 13, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed to Boards of Consumers Bancorp and subsidiary Consumers National Bank, effective March 13, 2025.","Will serve on Audit, Asset Liability, and Risk & Technology Committees.","Compensation: quarterly retainer of $6,250, committee payment of $3,250, plus stock units equal to 40% of cash fees.","Bickerton is President and owner of MDH Investment Management, Inc.; lifelong resident of Columbiana County.","No arrangements or material interests in transactions requiring disclosure under Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168579,"accession_number":"0001437749-25-001685","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q2 net income up 13.5% to $2.3M; EPS $0.73 vs $0.65","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.3M for Q2 FY2025, up $272K (13.5%) YoY; EPS $0.73 vs $0.65.","Net interest margin improved to 3.02% from 2.95% a year ago; cost of funds down 11 bps from linked quarter.","Total loans +$3.7M (annualized 1.0%) and deposits +$24.7M (annualized 5.1%) in H1 FY2025.","Non-performing loans only 0.11% of total loans; allowance for credit losses 1.03%.","New Stark County branch opening in Massillon, Ohio expected February 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185696,"accession_number":"0001437749-24-032307","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Consumers Bancorp director Schmuck retires; shareholders elect four directors, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Director Harry W. Schmuck Jr. retired Oct 24, 2024 per mandatory age policy.","Four directors elected to three-year terms: Ann M. Gano, Joseph A. Gerzina, Richard T. Kiko Jr., Ralph J. Lober II.","Plante & Moran ratified as independent auditor for FY ending June 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185695,"accession_number":"0001437749-24-031589","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q1 net income $2.2M, EPS $0.72; loans up 3.9% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.2M ($0.72 EPS) up 6.3% sequentially but down from $0.78 a year ago.","Net interest margin narrowed to 2.92% from 3.09% YoY; cost of funds rose to 2.56%.","Total loans increased $7.4M (annualized 3.9%); deposits up $25.9M (annualized 10.7%).","Non-performing loans 0.07% of total loans ex-government guarantees; ACL stable at 1.04%.","Shareholders' equity rose $9.6M to $73.3M, helped by $7.8M reduction in AOCI loss."],"consensus_eps_estimate":null,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202259,"accession_number":"0001437749-24-024464","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q4 net income down 22% YoY; FY EPS falls to $2.76 from $3.45","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.1M ($0.67 EPS) vs $2.7M ($0.87 EPS) a year ago, down 21.9%.","FY net income $8.6M ($2.76 EPS) vs $10.7M ($3.45 EPS) prior year.","Net interest margin compressed to 3.00% FY2024 from 3.37% due to rapid rate hikes.","Total loans grew 6.9% YoY to $762M; deposits up 2.1% to $986M.","Non-performing loans (ex-govt guarantee) just 0.07% of total loans, down from last year."],"consensus_eps_estimate":null,"consensus_eps_actual":2.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":4383000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218348,"accession_number":"0001437749-24-020299","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Consumers Bancorp appoints Joseph Gerzina to board of directors effective July 11, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Joseph A. Gerzina as Class III director of Consumers Bancorp and its subsidiary, effective July 11, 2024.","Gerzina will serve on Loan, Audit, and Corporate Governance/Nominating Committees.","Compensation includes $6,250 quarterly retainer, $4,000 quarterly committee fee, and stock awards equal to 40% of cash fees.","Gerzina brings 32 years of banking experience, most recently as SVP and Regional President at regional and local banks.","He is a lifelong Stark County resident and active community volunteer on several local boards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218347,"accession_number":"0001437749-24-012387","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Consumers Bancorp Q3 net income falls 22% to $2.1M; EPS $0.66 vs $0.86","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest margin narrowed to 2.92% from 3.27% a year ago; cost of funds rose to 2.35%.","Total loans grew $7.4M in Q3 (annualized 3.4% for nine months); deposits up $22.6M.","Non-performing loans remain low at 0.15% of total loans (0.07% net of government guarantees).","Operating expenses increased 7.9% in Q3, driven by salaries, software, and FDIC assessment."],"consensus_eps_estimate":null,"consensus_eps_actual":2.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218346,"accession_number":"0001437749-24-011840","cik":1006830,"company_name":"CONSUMERS BANCORP INC /OH/","ticker":"CBKM","form_type":"8-K","filed_at":"2024-04-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director John P. Furey retires from Consumers Bancorp board; named emeritus","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John P. Furey (age 72) retired as director effective April 11, 2024, after serving since 1995.","Retirement not due to any disagreement with Consumers' operations, policies, or practices.","Board elected Furey as director emeritus following his retirement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":86135382.32010339,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}