{"filings":[{"id":1471237,"accession_number":"0000022356-26-000169","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-07-06T20:01:19+00:00","items":["5.02","9.01"],"status":"ready","headline":"Commerce Bancshares grants 44,262 RSUs each to EVP Barth and CFO Kim as part of succession planning","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Each RSU grant of 44,262 shares vests on a three-year cliff basis, contingent on continued employment.","Grants approved by Compensation Committee on July 1, 2026, for Kevin G. Barth (EVP) and Charles G. Kim (EVP & CFO).","Pro rata vesting occurs on death or disability, but not on retirement before the vesting period ends.","Non-competition covenant applies following any termination of service for any reason.","Awards are part of the company's overall succession planning for named executive officers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":41483,"accession_number":"0000022356-26-000137","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-05-12T20:36:45+00:00","items":["8.01"],"status":"ready","headline":"Commerce Bancshares gains $99M on Visa exchange; plans $911M bond repositioning with ~$95M loss","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Visa accepted Commerce Bancshares' tender of 411,723 Visa Class B-2 shares; company records $99M pre-tax gain on Visa Class C mark-to-market.","Company to sell ~$911M of low-yield (2.5%) available-for-sale debt securities, expecting ~$95M pre-tax loss.","Proceeds from sale to be reinvested into assets yielding ~4.0%, targeting increased net interest income and reduced volatility.","Cumulative impact of Visa gain and securities repositioning expected to be approximately neutral to Common Equity Tier 1 ratio."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.88,"calibrated_materiality_score":0.88,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97805,"accession_number":"0000022356-26-000131","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares director Benjamin Rassieur retires due to mandatory age limit","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Benjamin F. Rassieur, III retired from the board effective May 7, 2026.","Retirement was due to the company's mandatory retirement requirements.","Rassieur had served as a director since 1997 and chaired the Audit and Risk Committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97804,"accession_number":"0000022356-26-000128","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["5.02","5.07","8.01"],"status":"ready","headline":"Commerce Bancshares authorizes up to 7.5M share repurchase","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 7,500,000 shares, inclusive of remaining prior authorization from Oct 31, 2025.","Authorization announced via press release on April 28, 2026; repurchase program effective immediately.","With 147.3M shares outstanding, 7.5M shares represent ~5.1% of common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97803,"accession_number":"0000022356-26-000125","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Commerce Bancshares tenders 411,723 Visa Class B-2 shares; expects significant gain in Q2 2026","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Tendered all 411,723 Visa Class B-2 shares held at zero value in Visa's exchange offer.","If accepted in Q2 2026, expects significant gain based on Class C conversion privilege and Visa Class A price.","May also reposition AFS debt securities portfolio, potentially incurring a significant loss in Q2 2026.","Timing and amount of any loss depend on market conditions and the Visa gain recognized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97802,"accession_number":"0000022356-26-000123","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q1 EPS $0.96 up from $0.93 YoY; FineMark acquisition closed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $141.6M, EPS $0.96 vs $0.93 YoY and $1.01 in Q4 2025.","Completed FineMark acquisition (Jan 1 2026) adding $3.9B assets; NII up $16.7M QoQ.","Non-interest income $175.9M (+10.6% YoY); trust fees up 25.5%.","Non-interest expense $291.1M incl $14M acquisition costs; efficiency ratio 60.0%.","Average loans $20.3B (+$2.7B QoQ); net charge-offs 0.30%; ACL 0.97%."],"consensus_eps_estimate":0.8967,"consensus_eps_actual":0.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112927,"accession_number":"0000022356-26-000120","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-03-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CAO Paul Steiner resigns; Steven Brandjord named successor effective May 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul A. Steiner resigning as Corporate Controller and CAO, effective July 7, 2026, to pursue other opportunities.","Steven A. Brandjord promoted to Corporate Controller and CAO, effective May 2026 following Board appointment.","Brandjord, with the company since 2014, currently Assistant Controller, Director of Tax.","Brandjord granted ~2,100 restricted stock units vesting over 4 years under standard equity award agreement.","Steiner's resignation not due to any disagreement with the company on financial or accounting matters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112926,"accession_number":"0000022356-26-000058","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-02-09T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares sets 2026 executive compensation; CEO salary $1.05M, bonus $2.31M","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO John Kemper base salary $1,050,000; 2025 performance bonus $2,313,108.","CFO Charles Kim salary $619,126; bonus $802,483; receives 5,931 performance RSUs and 4,831 time RSUs.","Performance RSUs vest based on ROE and EPS growth vs. peer group with TSR modifier (±20%).","Time RSUs cliff vest after three years; all awards prohibit hedging/short sales.","Other NEOs: Barth, Holmes, Handy also receive salary increases and RSU grants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112925,"accession_number":"0000022356-26-000002","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Reports Q4 2025 EPS of $1.01 and Record Revenues","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $140.7M ($1.01 per share), up from $136.1M ($0.96) in Q4 2024.","Net interest income rose to $283.2M; net yield on interest earning assets was 3.60%.","Completed acquisition of FineMark on Jan 1, 2026, adding $2.7B loans, $3.1B deposits, $8.7B wealth assets.","Repurchased 2.2 million common shares in Q4; tangible common equity ratio grew 119 bps to 11.11%.","Full-year 2025 EPS $4.04 (up from $3.69), net income $566.3M, ROAA 1.79%, ROAE 15.76%."],"consensus_eps_estimate":1.0106,"consensus_eps_actual":4.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112924,"accession_number":"0001104659-26-000016","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["2.01","7.01","9.01"],"status":"ready","headline":"Commerce Bancshares completes FineMark acquisition; issued ~9.9M shares valued at $528.5M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Post-merger: $36B total assets, $90B assets under administration; ranks 15th among bank-managed trust companies.","Issued ~9.9M shares of CBSH common stock with aggregate value of ~$528.5M based on Dec. 23, 2025 closing price.","Expands private banking and wealth management into Arizona and South Carolina, adding to existing Florida presence.","Joseph Catti named Chairman of Commerce Trust and will continue leading the FineMark Bank & Trust division.","Operational systems conversion planned for second half of 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129319,"accession_number":"0001104659-25-118152","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-12-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Commerce-FineMark merger exchange ratio adjusted to 0.7245 after 5% stock dividend","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Exchange ratio increased from 0.690 to 0.7245 shares of CBSH per FNBT share due to 5% stock dividend.","Stock dividend declared Oct 31, 2025, payable Dec 16 to CBSH holders of record Dec 2, 2025.","Effective time of merger expected on or about January 1, 2026.","No other changes to merger terms; closing conditions remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129318,"accession_number":"0000022356-25-000091","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["5.02","8.01"],"status":"ready","headline":"Commerce Bancshares authorizes up to 5M share buyback; appoints new director","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board appointed Alaina G. Maciá as independent director effective Oct 31, 2025, filling vacancy from Jonathan M. Kemper's retirement.","Maciá is CEO of MTM Health, which grew revenue from $30M to nearly $2B under her leadership.","Board authorized repurchase of up to 5,000,000 shares of common stock (combined with prior authorization from April 17, 2024).","Repurchases may occur through open market or private transactions at management's discretion based on market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129317,"accession_number":"0000022356-25-000089","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q3 EPS $1.06, net income $141.5M; trust fees up 6.8% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.06 vs $1.01 YoY; net income $141.5M vs $138.0M YoY.","Net interest income $279.5M; net yield 3.64% (down 6 bps QoQ).","Trust fees rose 6.8% to $58.4M; non-interest income $161.5M.","Average loans flat at $17.5B; allowance for credit losses up to $175.7M (0.99% of loans).","FineMark acquisition on track to close January 1, 2026."],"consensus_eps_estimate":1.0655,"consensus_eps_actual":3.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145897,"accession_number":"0000022356-25-000055","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-09-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares director Jonathan M. Kemper retires due to mandatory retirement policy","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jonathan M. Kemper retired from the Board effective August 31, 2025.","He had been a Board member since 1997 and is retired Chairman Emeritus of Commerce Bank.","Retirement was due to the mandatory retirement requirements of the Company.","No replacement was announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145896,"accession_number":"0000022356-25-000043","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q2 EPS $1.14 vs $1.03 YoY; record NII $280M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $152.5M ($1.14/sh), up 9.3% YoY; ROA 1.95%, ROE 17.40%.","Net interest income $280.1M (record); net yield 3.70%, up 14 bps from prior quarter.","Non-interest income $165.6M, up 8.8% YoY led by trust and bank card fees; efficiency ratio 54.8%.","Average loans $17.5B, up 1.5% sequentially; non-accrual loans at 0.11% of total loans.","Announced acquisition of FineMark Holdings in June; dividend held at $0.275/sh."],"consensus_eps_estimate":1.0061,"consensus_eps_actual":2.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164175,"accession_number":"0001104659-25-060053","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-06-17T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Commerce Bancshares to acquire FineMark Holdings; exchange ratio 0.690 shares of CBSH per FineMark share","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each FineMark common share converts into 0.690 shares of Commerce common stock; cash for fractional shares.","Termination fee of $24 million payable by FineMark under certain circumstances.","Transaction requires FineMark shareholder approval, regulatory approvals, and Nasdaq listing of CBSH shares.","Certain FineMark officers, directors and shareholders entered voting agreements to support the merger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164174,"accession_number":"0001104659-25-059653","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Commerce Bancshares to acquire FineMark Holdings in $585M all-stock deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-stock transaction valued at ~$585M; exchange ratio 0.690 CBSH shares per FNBT share ($41.87/share).","FineMark has $4.0B assets, $3.1B deposits, $2.6B loans, and $7.7B in trust assets under administration as of March 31, 2025.","Combined entity would have over $36B in assets and $82B in wealth assets under administration.","Transaction expected to close on January 1, 2026, subject to regulatory and FineMark shareholder approval.","Commerce will host an investor call on June 16 at 11:00 a.m. ET to discuss the acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164173,"accession_number":"0000022356-25-000033","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Commerce Bancshares director Devanny retires; annual meeting elects directors and ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Earl H. Devanny III retired from board effective April 25, 2025 due to mandatory retirement age; had served since 2010.","Shareholders elected Benjamin F. Rassieur III to 2027 class and four directors (Dunn, Fowler, Schnuck, Taylor) to 2028 class.","Appointment of KPMG as independent auditor for 2025 ratified with 117,237,068 votes for.","Advisory say-on-pay proposal passed with 89,595,192 votes for, 7,496,037 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164172,"accession_number":"0000022356-25-000030","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q1 2025 EPS $0.98 vs $0.82 YoY; record net interest income $269M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $0.98, net income $131.6M, up 16.8% from $112.7M in Q1 2024.","Net interest income $269.1M (record quarter); net yield 3.56%, up 7 bps QoQ.","Trust fees $56.6M, +10.7% YoY; non-interest income $158.9M, +6.8% YoY.","Non-accrual loans 0.13% of total loans; allowance for credit losses 0.96%.","Efficiency ratio 55.6%, improved from 61.67% in Q1 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":181962,"accession_number":"0000022356-25-000009","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares approves CEO base salary of $1.05M, bonus of $1.96M, and RSU grant for 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO John Kemper: $1,050,000 base salary (effective March 29, 2025), $1,964,441 performance-based cash bonus, 43,931 RSUs.","CFO Charles Kim: $601,093 salary, $705,904 bonus, 7,946 RSUs.","Three Executive VPs (Barth, Holmes, Handy): salaries $531,738–$601,093, bonuses $409,386–$705,904, RSUs 6,316–7,946.","Bonuses include performance-based compensation under the Executive Incentive Compensation Plan.","Restricted stock awards granted under the Equity Incentive Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":181961,"accession_number":"0000022356-25-000007","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q4 EPS $1.01, net income $136.1M, net interest margin 3.49%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.01, up from $0.79 YoY; net income $136.1M vs $109.2M YoY.","Net interest income $266.6M, up $4.3M QoQ; net yield 3.49% (down 1 bp).","Non-interest income $155.4M, +$10.6M YoY; trust fees +14.6% YoY.","Non-interest expense $235.7M, -6.2% YoY; efficiency ratio 55.8%.","Non-accrual loans 0.11% of loans; net charge-offs 0.25% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":3.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198620,"accession_number":"0000022356-24-000054","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"Commerce Bancshares amends bylaws, sets shareholder proposal deadline for 2025 meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Bylaws amended to allow virtual/hybrid annual and special meetings; annual meeting set for last Friday in April.","For April 25, 2025 annual meeting, shareholder proposals and nominations must be received between Jan 25 and Feb 24, 2025.","Amendments effective October 25, 2024; no financial or operational impact."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198619,"accession_number":"0000022356-24-000052","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q3 EPS $1.07, up from $0.92 YoY; trust fees +11.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $1.07 (diluted) vs $0.92 YoY; net income $138M, up 14.4% from $120.6M in Q3 2023.","Net interest income $262.4M, virtually flat QoQ; net yield on earning assets 3.50% (-5 bps QoQ).","Trust fees grew 11.1% YoY to $54.7M; non-interest income 37.7% of total revenue.","Credit quality remains excellent: non-accrual loans 0.11% of total loans, net charge-offs 0.22% annualized.","Tangible common equity ratio 10.47% (up from 9.82% prior Q); book value per share $26.90, +9.9% QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":3.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214648,"accession_number":"0000022356-24-000044","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q2 EPS $1.07 vs $0.97 YoY; net interest margin expands 22 bps to 3.55%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $139.6M ($1.07 diluted EPS) vs $127.8M ($0.97) in Q2 2023; total revenue $414.5M.","Net interest margin rose 22 bps QoQ to 3.55%; NII $262.2M, up $13.3M from Q1 2024.","Trust fees +10.6% YoY to $52.3M; deposit account fees +11.9% to $25.3M.","Non-accrual loans just 11 bps of total loans; net charge-off ratio 0.23% annualized.","Tier 1 leverage ratio 12.13%; book value $24.48, up 19.4% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233766,"accession_number":"0000022356-24-000030","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"Commerce Bancshares authorizes repurchase of up to 5 million shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 5,000,000 shares, combining with prior authorization from April 2022.","Repurchases may be made through open market or private transactions, at management's discretion.","Annual meeting results: three directors elected; KPMG ratified as auditor; say-on-pay passed.","Over 88% of shares voted in favor of say-on-pay; all director nominees elected with large majorities.","Company had 130,207,317 shares outstanding as of record date; 115,013,291 represented at meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233765,"accession_number":"0000022356-24-000026","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-04-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q1 EPS $0.86, down from $0.91 YoY; net interest margin expands 16 bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.86 vs $0.91 YoY and $0.84 QoQ; net income $112.7M.","Net interest margin expanded 16 bps to 3.33%; net interest income up $578k QoQ.","Non-interest expense rose $21.6M YoY, including $10M litigation settlement and $4M FDIC assessment.","Credit quality strong: non-accrual loans at 0.03% of loans, net charge-offs 0.21%.","Trust fees grew 12.7% YoY to $51.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251766,"accession_number":"0000022356-24-000008","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-02-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares approves 2024 executive compensation including CEO salary of $1,041,591","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO John W. Kemper 2024 base salary: $1,041,591; cash bonus: $905,559; restricted stock: 43,949 shares; SARs: 40,634.","CFO Charles G. Kim salary: $583,585; bonus: $360,359; restricted stock: 9,775 shares; no SARs.","Executive VP Kevin G. Barth salary: $583,585; bonus: $327,599; restricted stock: 9,775 shares; no SARs.","Executive VP Robert S. Holmes salary: $516,250; bonus: $269,100; restricted stock: 7,885 shares; no SARs.","Executive VP John K. Handy salary: $516,250; bonus: $319,350; restricted stock: 9,731 shares; no SARs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251765,"accession_number":"0000022356-24-000004","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2024-01-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q4 EPS $0.84, net income $109.2M; FDIC charge $16M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $0.84 vs $1.00 in Q4 2022 and $0.92 in Q3 2023; net income $109.2M.","Net interest income $248.4M, NIM expanded 6 bps to 3.17%; non-interest income $144.9M.","FDIC special assessment of $16.0M drove non-interest expense to $251.3M.","Deposits grew $674M across segments; final FHLB advances and brokered deposits matured.","Book value per share increased 14.4% to $22.77; non-accrual loans remained low at 0.04%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269298,"accession_number":"0000022356-23-000054","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q3 EPS $0.96 vs $0.97 YoY; net interest margin down 1bp","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $0.96, net income $120.6M vs $0.97/$122.8M in Q3 2022.","Net interest income $248.5M, down $1M QoQ; net yield 3.11% (down 1bp).","Average loans grew $299M (1.8%) QoQ to $17.0B; deposits up $359M.","Net charge-offs 0.23% annualized vs 0.16% prior; allowance ratio 0.95%.","Total assets down $1.5B (4.4%) from Q2; cash dividends $0.27/share."],"consensus_eps_estimate":null,"consensus_eps_actual":2.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286283,"accession_number":"0000022356-23-000046","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q2 EPS $1.02, net income $127.8M; deposits up 4.8% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.02 vs $0.92 YoY; net income $127.8M vs $115.8M YoY.","Revenue $397.1M (record); net interest income $249.5M, down $2.1M QoQ; net yield 3.12% (-14bp QoQ).","Period-end deposits $25.87B, up $1.2B (4.8%) vs March 31; avg loan balances $16.67B, +1.6% QoQ.","Non-interest income $147.6M, +$8.2M YoY; non-interest expense $227.6M, +$14.1M YoY.","Annualized net charge-off ratio 0.16%; ACL to loans 0.94%; non-accrual loans 0.04% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306105,"accession_number":"0000022356-23-000041","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-05-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Commerce Bancshares provides investor update with office-sector CRE loan disclosure","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation dated May 16, 2023 includes additional disclosure on the office sector of the business real estate loan portfolio.","Presentation is intended for use in meetings with investors and analysts.","No specific financial figures or portfolio metrics were provided in the attached exhibit (only title slide).","Disclosure comes amid heightened market focus on office CRE exposure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306104,"accession_number":"0000022356-23-000034","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Shareholders approve 6M-share equity plan, authorize 140M to 190M share increase","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved amended Equity Incentive Plan; 6,000,000 shares authorized, term extended to April 19, 2033.","Articles of Incorporation amended to increase authorized common stock from 140,000,000 to 190,000,000 shares.","Four director nominees elected with overwhelming votes: Brauer, Chapman, Daniel, Kemper (Class of 2026).","Advisory 'Say on Pay' passed with 83.5M votes for; one-year frequency of future votes recommended.","Ratification of KPMG as independent auditor for 2023 approved with 106.6M votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306103,"accession_number":"0000022356-23-000030","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q1 2023 EPS $0.95, net income $119.5M, deposits decline 5.1% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $0.95 vs $0.92 YoY and $1.05 Q4 2022; net income $119.5M vs $118.2M YoY.","Net interest income $251.6M, down $3.0M QoQ; net yield on earning assets 3.26%, up 8 bps.","Average deposits fell $1.4B (5.1%) QoQ; average loans grew $518.9M (3.3%).","Allowance for credit losses on loans ratio rose to 0.96% from 0.92%; net charge-offs 0.17% annualized.","Dividend increased to $0.27/share from $0.252; repurchased 547K shares at avg $65.93."],"consensus_eps_estimate":null,"consensus_eps_actual":0.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325297,"accession_number":"0000022356-23-000004","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-02-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares approves 2023 executive compensation; CEO salary $1.04M, bonus $1.64M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO John Kemper: base salary $1,041,591, bonus $1,642,509; 31,274 RSUs and 29,184 SARs.","CFO Charles Kim: salary $565,215, bonus $579,346; 7,486 RSUs, no SARs.","EVP Kevin Barth: salary $565,215, bonus $579,346; 7,486 RSUs; EVP Robert Holmes: salary $500,000, bonus $463,797; 5,264 RSUs.","Executive Chairman David Kemper: salary $400,000, bonus $328,000; 3,785 RSUs.","Compensation effective April 1, 2023; approved by Compensation Committee on Feb 1, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325296,"accession_number":"0000022356-23-000002","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2023-01-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q4 EPS $1.04, up from $0.90 YoY; net yield expands to 3.18%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.04 in Q4 2022 vs $0.90 in Q4 2021 and $0.97 in Q3 2022; net income $131.6M.","Net interest income rose $8.3M QoQ to $254.6M; net yield on earning assets increased 17 bps to 3.18%.","Average loans grew $239M (1.5%) to $15.9B; average deposits declined $1.1B (4.1%) QoQ.","Annualized net charge-off ratio was 0.14% vs 0.12% QoQ; non-accrual loans were 0.05% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":3.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343057,"accession_number":"0000022356-22-000049","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q3 2022 EPS $1.02, net interest margin expands to 3.01%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $122.8M ($1.02 diluted EPS) vs $122.6M ($0.99) in Q3 2021 and $115.8M ($0.96) in Q2 2022.","Net interest income rose $14.0M QoQ to $246.4M; net interest margin increased 22 bps to 3.01%.","Average loans up $160.4M (1.0%) to $15.6B; average deposits declined $973.9M (3.4%) to $27.8B.","Company repurchased 710,879 shares at avg price $70.50; cash dividend $0.265 per share.","Allowance for credit losses on loans increased $5.3M to $143.4M (0.90% of total loans)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":359616,"accession_number":"0000022356-22-000040","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q2 EPS $0.96, down 27% YoY; NIM expands 34 bps to 2.79%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $0.96 vs $1.32 in Q2 2021 and $0.97 in Q1 2022; net income $115.8M, down 29% YoY.","Net interest income $232.4M, up $23.6M QoQ; net interest margin 2.79% vs 2.45% prior quarter.","Average loans increased $262.4M QoQ to $15.5B; average deposits declined $622.5M QoQ to $28.7B.","Non-accrual loans remain low at $7.9M, 0.05% of total loans; allowance for credit losses ratio 0.88%.","Purchased 846,223 shares at avg $67.77 in Q2; cash dividend maintained at $0.265 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378406,"accession_number":"0000022356-22-000033","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-05-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares appoints Brauer and Chapman to board; Capps and Grant retire","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Directors John R. Capps (since 2000) and W. Thomas Grant II (since 1983) retired May 13, 2022 due to mandatory retirement age.","Board appointed Blackford F. Brauer and W. Kyle Chapman as independent directors to fill the vacancies until 2023.","Brauer (President of Hunter Engineering) joins Audit and Risk Committee; Chapman (President/Board of Barry-Wehmiller) joins Compensation and Human Resources Committee.","New directors receive standard non-employee director compensation prorated; no related-party transactions requiring disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378405,"accession_number":"0000022356-22-000025","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Director Andrew C. Taylor retires from Commerce Bancshares board after 32 years","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andrew C. Taylor retired from Board effective April 20, 2022, due to mandatory retirement age; served since 1990 and chaired Governance Committee.","At annual meeting, five directors elected to three-year terms: Devanny, Fowler, Rassieur, Schnuck, Taylor-Broughton.","Ratification of KPMG as auditor for 2022 passed with 103,220,545 votes for.","Say-on-pay advisory vote passed with 81,595,371 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378404,"accession_number":"0000022356-22-000022","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-04-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q1 EPS $0.97, down from $1.06 YoY; net interest margin expands","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $118.2M ($0.97 diluted EPS) vs $131.0M ($1.06) in Q1 2021 and $114.9M ($0.94) in Q4 2021.","Net interest margin rose 2 bps to 2.45%; average loans up $130.1M QoQ to $15.2B.","Non-interest income fell $15.9M QoQ to $131.8M; net securities gains $7.2M vs net losses $9.7M prior quarter.","Net charge-off ratio 0.12%; non-accrual loans 0.05% of total loans; allowance for credit losses to loans at 0.87%.","Repurchased 795,387 shares at avg $70.22; quarterly dividend raised to $0.265/share from $0.25."],"consensus_eps_estimate":null,"consensus_eps_actual":0.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396666,"accession_number":"0000022356-22-000009","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-02-14T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Commerce Bancshares files investor update slide presentation for Q4 2021","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01 Regulation FD; presentation titled 'Well-Positioned and Playing Offense'.","Presentation highlights financial performance and general business plans for fourth quarter 2021.","No specific financial metrics or guidance changes provided in the filing excerpt.","Presentation available on company website; limited detail in the 8-K exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396665,"accession_number":"0000022356-22-000006","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-02-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Commerce Bancshares approves 2022 executive compensation packages","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO John W. Kemper: base salary $1,001,530, cash bonus $1,598,549, 28,193 restricted shares, 31,383 SARs.","Executive Chairman David W. Kemper: salary $400k, bonus $200k, 4,558 restricted shares, no SARs.","CFO Charles G. Kim: salary $543,476, bonus $562,472, 5,375 restricted shares, 4,889 SARs.","EVPs Barth and Handy: each salary ~$543k/$480k, bonuses ~$562k/$460k, restricted stock 6,579/6,258 shares, no SARs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396664,"accession_number":"0000022356-22-000003","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2022-01-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q4 EPS $0.94, down vs $1.05 YoY and $0.99 QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $114.9M vs $129.9M YoY and $122.6M prior quarter; EPS $0.94.","Net interest income $207.7M, margin 2.43% (down 15 bps); average loans fell $165.9M QoQ.","Non-interest income $147.7M (+$10.2M QoQ); trust fees +16.5% YoY, bank card fees +12%.","Credit quality strong: net charge-offs 0.11%, non-accrual loans $9.2M (0.06% of loans).","Repurchased 696k shares at avg $70.81; quarterly dividend $0.25 unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":4.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":415618,"accession_number":"0000022356-21-000044","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2021-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q3 EPS $1.05 vs $1.06 YoY; trust fees +20.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.05, net income $122.6M vs $132.4M YoY.","Trust fees $49.0M up 20.1% YoY; bank card fees $42.8M up 13% YoY.","Net charge-offs $3.7M (0.10% annualized); non-performing assets $10.5M.","Average loans down $731.5M QoQ (incl. $689M PPP forgiveness); avg deposits up $344M.","Dividend $0.263/share (+2.1% YoY); repurchased 575,457 shares in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":3.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433255,"accession_number":"0000022356-21-000037","cik":22356,"company_name":"COMMERCE BANCSHARES INC /MO/","ticker":"CBSH","form_type":"8-K","filed_at":"2021-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Commerce Bancshares Q2 EPS $1.38 vs $0.32 YoY; reserve release boosts earnings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $162.3M ($1.38 EPS) vs $39.9M ($0.32) in Q2 2020; provision for credit losses negative $45.7M (release).","Return on avg assets 1.93%, ROE 19.12%; net yield on earning assets 2.60%, down 11 bps QoQ.","Average loans fell $342.5M QoQ due to PPP forgiveness; average deposits grew $1.2B (4.6%).","Credit quality improved: net charge-offs $699K (0.02% annualized); non-performing assets halved to $11.4M.","Cash dividend raised 2.1% to $0.263/share; bought back 181,252 shares in quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":2.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":7593532409.790762,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}