{"filings":[{"id":759243,"accession_number":"0001104659-26-068535","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-06-01T11:00:10+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Financial System closes $39M cash acquisition of ClearPoint Federal Bank & Trust","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash deal valued at $39M; ClearPoint has $1.5B AUM and 9.7% three-year revenue CAGR.","ClearPoint is a national leader in trust administration for the ~$20B death care industry.","Acquired business will operate as ClearPoint Trust, a division of Community Bank, N.A.","Transaction expands Nottingham Financial Group's wealth management services.","Deal closed June 1, 2026; D.A. Davidson & Co. and Luse Gorman advised CBU."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":611517,"accession_number":"0001104659-26-065800","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-05-22T21:00:27+00:00","items":["5.07"],"status":"ready","headline":"Community Financial System shareholders elect 12 directors, approve say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected with votes-for ranging from 38.7M to 40.3M out of about 45.7M votes cast.","Non-binding advisory vote on executive compensation approved with 39.1M for, 1.4M against, 197K abstain.","Ratification of PricewaterhouseCoopers as auditor for FY2026 approved with 45.2M for, 458K against, 34K abstain.","Annual meeting held virtually on May 20, 2026; all proposals passed with substantial shareholder support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":51481,"accession_number":"0001104659-26-059861","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-05-13T13:15:24+00:00","items":["7.01"],"status":"ready","headline":"Community Financial System posts investor presentation to website","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation posted on May 13, 2026 for upcoming meetings with investors and analysts.","Presentation is available on the Events & Presentations page of the company's IR website.","No specific financial results, guidance, or other material updates were disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98506,"accession_number":"0001104659-26-050927","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Financial System reports Q1 2026 results, but no financial details in filing; full results on website","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Q1 2026 results announced on April 29, 2026; earnings release available on investor relations website.","Conference call scheduled for 11:00 a.m. ET on April 29, 2026; webcast and dial-in details provided.","No specific financial figures (EPS, revenue, etc.) are included in the text of the press release filed as Exhibit 99.1."],"consensus_eps_estimate":1.0974,"consensus_eps_actual":1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":213286000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114030,"accession_number":"0001104659-26-013467","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Community Financial System appoints former Selective Insurance COO Brenda Hall as independent director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brenda M. Hall elected to Board of Directors, effective March 1, 2026.","Former EVP and COO of Standard Lines at Selective Insurance Group (Nasdaq: SIGI); 24-year tenure.","Board now has 14 directors, 13 of whom are independent.","Hall also joins Community Bank, N.A. board and will serve on Risk Committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114029,"accession_number":"0001104659-26-013099","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Community Financial System posts investor presentation for upcoming meetings","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Posted investor presentation on Events & Presentations page at communityfinancialsystem.com.","Presentation intended for use in meetings with investors and analysts; no new financial data disclosed in this filing.","No exhibits appended; filing under Regulation FD only."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114028,"accession_number":"0001104659-26-006834","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CBU Q4/FY 2025 earnings release filed; financial data not in exhibit, only via web link","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued for Q4 and full year 2025 results; full details at https://communityfinancialsystem.com/Q4-2025-CBU-Earnings-Release","Conference call scheduled for Jan 27, 2026, at 11:00 a.m. ET; dial-in 1-833-630-0464.","No specific financial figures (EPS, revenue, net income) included in the furnished exhibit.","Investors directed to company's investor relations website for complete results."],"consensus_eps_estimate":1.1415,"consensus_eps_actual":3.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":818007000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114027,"accession_number":"0001104659-26-003879","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Community Financial System to acquire ClearPoint Federal Bank & Trust for $40M in cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash acquisition of ClearPoint Federal Bank & Trust for $40M, subject to purchase price adjustment.","ClearPoint is a trust administrator for the death care industry with $1.5B AUM and 3-year revenue CAGR of 8.8%.","Transaction expected to close in Q2 2026, pending ClearPoint shareholder and regulatory approvals.","Acquisition expands wealth management services through Nottingham Financial Group (NFG).","ClearPoint will retain its brand and offerings post-close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114026,"accession_number":"0001104659-26-001402","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2026-01-06T23:59:59+00:00","items":["5.02","8.01"],"status":"ready","headline":"Community Financial System reports retirement of Chief Banking Officer Jeffrey M. Levy and new stock repurchase plan","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey M. Levy retired as SVP and Chief Banking Officer of Community Bank, N.A., effective December 31, 2025.","Matthew K. Durkee succeeds Levy as SVP and Chief Banking Officer, effective January 1, 2026.","Levy entered a consulting agreement with the Bank from January 5 to June 30, 2026, for a monthly fee of $25,000.","Board approved a stock repurchase program authorizing up to 2,633,000 shares during 2026, replacing the prior program.","Under the previous program, the Company repurchased 206,054 shares in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130428,"accession_number":"0001104659-25-110394","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Community Financial System posts investor presentation on website for upcoming meetings","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Presentation posted on November 12, 2025.","Available on Events & Presentations page of company's investor relations website.","Intended for use in upcoming meetings with investors and analysts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130427,"accession_number":"0001104659-25-108797","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bank completes acquisition of seven Santander branches in Allentown, PA","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired approximately $553M in deposits and $31.9M in performing loans from Santander Bank.","Acquisition includes wealth management relationships from Santander Securities LLC.","Deal accelerates expansion in Greater Lehigh Valley; CBU will operate 12 retail locations in the market.","Branch acquisition closed on November 7, 2025; press release issued November 10."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130426,"accession_number":"0001104659-25-101075","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CBU reports Q3 2025 earnings; full release available on website only","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Third quarter ended September 30, 2025; results announced October 21, 2025.","Detailed financial data not included in this 8-K exhibit; refer to investor relations site.","Conference call at 11:00 a.m. ET today, October 21, 2025, to discuss results."],"consensus_eps_estimate":1.056,"consensus_eps_actual":2.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":602556000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146975,"accession_number":"0001104659-25-091070","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-09-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Community Financial System appoints John A. Vaccaro as independent director effective Oct 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed John A. Vaccaro as independent director effective October 1, 2025.","Vaccaro is Chairman Emeritus of MML Investors Services, a broker-dealer with $285B in assets under management.","He served as CEO of MML Investors Services from 2009 to March 2025, leading 7,500+ financial advisors.","Board expands to 13 directors, 12 of whom are independent under NYSE standards.","Vaccaro also joined Community Bank, N.A. board and will serve on its Trust Committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146974,"accession_number":"0001104659-25-088029","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-09-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Financial System invests $37.4M in Leap Holdings (insurtech MGA for rental housing)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Acquired ~$37.35 million in preferred and common stock of Leap Holdings, Inc., a minority investment.","Leap is a tech-first managing general agent offering rent guaranty and deposit replacement for rental housing.","Investment complements CBU's existing insurance services and supports its diversification strategy.","Leap's products are backed by A.M. Best A- rated capacity via the Accelerant Risk Exchange; rapid growth since 2018."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146973,"accession_number":"0001104659-25-069902","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Community Financial System's Chief Banking Officer to retire Dec 31, 2025; Matthew Durkee named successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey M. Levy notified retirement as SVP and Chief Banking Officer of Community Bank, N.A., effective Dec 31, 2025.","Matthew Durkee, currently President of Commercial Banking, will succeed Levy as Chief Banking Officer on Jan 1, 2026.","Levy served as Chief Banking Officer since Jan 1, 2024, and held other leadership roles over seven years.","Durkee joined Community Bank in Jan 2022 as President of New England Region, became President of Commercial Banking in Jan 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146972,"accession_number":"0001104659-25-069506","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CBU Q2 2025: Net income $51.3M ($0.97), record revenues $199.3M, up 8.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.3M ($0.97 diluted EPS), up $0.06 YoY; operating net income $55.4M ($1.04 per share).","Total revenues $199.3M (new record), up 8.4% YoY; net interest income $124.7M (record), up 14.0% YoY.","Total loans $10.52B, up 4.9% YoY; total deposits $13.70B, up 4.3% YoY.","Operating pre-tax, pre-provision net revenue $75.1M ($1.41 per share), up $0.12 YoY."],"consensus_eps_estimate":1.0201,"consensus_eps_actual":1.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":395504000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165469,"accession_number":"0001104659-25-062456","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-06-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bank to acquire 7 Santander branches in Allentown, PA, adding ~$600M deposits","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquires 7 Santander branches in Allentown area; assumes ~$600M deposits and ~$33M loans.","Cash consideration of ~$48M (8.0% deposit premium); also buys wealth management relationships.","Expected close in Q4 2025, subject to regulatory approval; all employees offered jobs.","Combined with existing branches, total 12 retail locations in Greater Lehigh Valley; top 5 market share.","Transaction expected to be slightly accretive to Community Financial System earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165468,"accession_number":"0001104659-25-052458","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect 12 directors, approve say-on-pay and auditor ratification at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected to one-year terms; vote totals range from 37.4M to 40.2M for.","Advisory vote on executive compensation approved with 39.2M for, 1.2M against, and 134K abstentions.","Ratification of PricewaterhouseCoopers as auditor for fiscal 2025 passed with 45.1M for, 552K against.","Broker non-votes of 5.2M on director elections and say-on-pay; no non-votes on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165467,"accession_number":"0001104659-25-040800","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Financial Q1 2025 net income $49.6M ($0.93 EPS); 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Joseph Sutaris to retire but will stay through July 1 for transition.","Ms. Wlos previously served as Managing Director & COO Investment Bank at M&T Bank since January 2021.","Annual base salary of $500,000; initial restricted stock award of $121,100 vesting over three years.","Eligible for annual incentive under the 2025 Management Incentive Plan and equity award in 2026 under LTIP.","Participates in Executive Severance Plan with change-in-control severance provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183128,"accession_number":"0001104659-25-014186","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-02-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Susan Skerritt to retire from Community Financial Board after 2025 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Susan Skerritt notified Company she will not stand for re-election at the 2025 Annual Meeting.","Retirement effective immediately following the 2025 Annual Meeting.","Resignation not due to any disagreement with Company's operations, policies or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183127,"accession_number":"0001104659-25-004767","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CBU Q4 net income $49.8M ($0.94/share); record total revenues $196.3M, up 10.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $49.8M ($0.94 EPS) vs $0.63 EPS in Q4 2023; full-year net income $182.5M ($3.44 EPS) up $0.99/share YoY.","Q4 total revenues $196.3M (record), up 10.9% YoY; net interest income $120.0M (record), up 9.9% YoY.","Financial services noninterest revenues $56.0M (record), up 13.1% YoY; full-year financial services revenues $217.9M, up 10.6%.","Loans $10.43B, up 7.5% YoY; deposits $13.44B, up 4.0% YoY; Tier 1 leverage ratio 9.19% well above 5.0% standard.","Operating PPNR $74.3M ($1.40/share) in Q4, up $0.27/share YoY; operating net income $52.9M ($1.00/share)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":746303000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199705,"accession_number":"0001104659-24-130241","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Community Financial System approves new stock repurchase program of up to 2,628,000 shares for 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 2,628,000 shares during the twelve-month period starting January 1, 2025.","New program replaces existing program expiring December 31, 2024; year-to-date repurchases under old program totaled 1,000,000 shares.","Repurchases at management's discretion via open market or private transactions, subject to regulatory approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199704,"accession_number":"0001104659-24-116940","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CFO Joseph E. Sutaris to retire in Q3 2025; successor search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph E. Sutaris notified retirement as EVP and CFO, effective around Q3 2025.","Decision is for personal reasons, not due to any disagreement with the Company or its auditors.","Sutaris will continue in his current role until a successor is appointed and through a transition period.","Company has initiated a process to identify a successor for the CFO position."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199703,"accession_number":"0001104659-24-110432","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Financial System Q3 EPS $0.83, revenue record $188.9M; loans up 2.3% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $43.9M ($0.83 diluted EPS), up $0.01 YoY but down $0.08 from Q2.","Total revenue $188.9M (record), up 7.7% YoY and 2.8% QoQ; net interest income $112.7M (record).","Financial services revenues $55.8M (record), up 11.4% YoY.","Loans $10.25B (+2.3% QoQ, +8.5% YoY); deposits $13.48B (+2.6% QoQ, +3.4% YoY).","Tier 1 leverage ratio 9.12%, well above well-capitalized standard of 5.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":550016000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215722,"accession_number":"0001104659-24-103952","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-09-30T23:59:59+00:00","items":["5.02","9.01","7.01"],"status":"ready","headline":"Community Financial System appoints Deresa Durkee as SVP and Chief Accounting Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Deresa Durkee, age 55, promoted from SVP and Corporate Controller to SVP and Chief Accounting Officer effective Sept 30, 2024.","She joined the company in 2015 via the Oneida Financial acquisition, where she was SVP and CFO.","Durkee entered into a Change of Control Agreement dated Jan 1, 2024, providing 18 months base salary plus incentive if terminated within one year after a change of control.","Change of Control Agreement includes immediate vesting of restricted stock and accelerated option exercisability upon qualifying termination.","Durkee is a certified public accountant with a B.S. in Accounting from LeMoyne College."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215721,"accession_number":"0001104659-24-103192","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-09-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Community Financial System appoints Savneet Singh, CEO of PAR Technology, as independent director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Savneet Singh appointed effective Oct 1, 2024; board expands to 13 directors (12 independent).","Singh is CEO and President of PAR Technology (NYSE:PAR), a global food-service tech company.","Appointed to joint Risk Committee and as Board representative to Technology Committee.","Also named to board of wholly-owned subsidiary Community Bank, N.A.","No related-party transactions; compensation consistent with other non-employee directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215720,"accession_number":"0001104659-24-096574","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-09-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Community Financial System hosting Investor Day on Sept 6, 2024; no specific targets or numbers released","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor Day to be held in-person and virtually at NYSE on September 6, 2024.","Senior leadership to discuss strategic initiatives, performance, and future outlook.","Presentation attached as Exhibit 99.1; available on company's investor relations website.","No forward-looking guidance or financial targets included in the furnished materials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215719,"accession_number":"0001104659-24-081732","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Financial System Q2 net income $47.9M ($0.91 EPS); total revenues record $183.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $47.9M ($0.91 diluted EPS) up $0.02 YoY; operating EPS $0.95, down $0.01 YoY.","Total revenues $183.8M (record) +4.9% YoY; net interest income $109.4M +0.1% YoY.","Financial services revenues $54.1M (record) +12.1% YoY from benefit, insurance & wealth.","Loans $10.02B +1.4% QoQ (12th consecutive quarter growth); deposits $13.14B -1.6% QoQ.","Annualized net charge-offs 0.05%; Tier 1 leverage 9.07% well above 5% well-capitalized standard."],"consensus_eps_estimate":null,"consensus_eps_actual":1.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":361074000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215718,"accession_number":"0001104659-24-081191","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["5.02","5.05","8.01","9.01"],"status":"ready","headline":"Community Financial System raises quarterly dividend to $0.46, marking 32nd consecutive year of increases","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased to $0.46 per share, up $0.01 or 2.2% from prior quarter.","Dividend payable October 10, 2024 to shareholders of record September 13, 2024.","Annualized yield of 3.25% based on July 16 closing price of $56.63.","32nd consecutive year of dividend increases; over $750M returned to shareholders in last 10 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235118,"accession_number":"0001104659-24-063079","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-05-17T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Community Financial System declares $0.45 quarterly dividend and reports annual meeting results","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.45 per share, payable July 10, 2024 to holders of record June 14, 2024; 3.78% annualized yield.","Shareholders elected all 12 director nominees, approved executive compensation, and ratified PwC as auditor.","Approved amendment to 2022 Long-Term Incentive Plan, increasing authorized shares by 1,100,000.","Entered consulting agreement with retired CEO Mark Tryniski for transition support; $5,000 monthly fee through Dec 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235117,"accession_number":"0001104659-24-062598","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"Community Bank System rebrands as Community Financial System; ticker CBU unchanged","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Name change effective May 15, 2024; stock trades under new name on NYSE starting May 24.","Company says new name reflects broader financial services model: banking, benefits, insurance, wealth management.","Over 39% of revenue is fee income from non-banking units, double industry peers.","Amended bylaws updated to comply with universal proxy rules and Delaware law."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235116,"accession_number":"0001104659-24-050410","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bank System Q1 2024 net income $40.9M ($0.76 EPS); 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Sullivan joins Audit and Risk Committees.","Sullivan brings 30+ years financial services consulting experience in risk, compliance, audit, governance.","No arrangement or understanding with any other person regarding selection; no related party transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252937,"accession_number":"0001104659-24-001873","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2024-01-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CEO Mark Tryniski retires; Dimitar Karaivanov becomes President and CEO effective Jan 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mark Tryniski retired as President and CEO on Dec 31, 2023, consistent with previously announced succession plan.","Dimitar Karaivanov, formerly EVP and COO, appointed President and CEO effective Jan 1, 2024.","Karaivanov was also appointed to the Company's and Bank's Board of Directors effective Jan 1, 2024.","Karaivanov joined Community Bank System in June 2021 as EVP of Financial Services & Corporate Development."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270426,"accession_number":"0001104659-23-128869","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-12-22T23:59:59+00:00","items":["5.02","8.01"],"status":"ready","headline":"Community Bank System elects Dimitar Karaivanov to board; 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loans up 3% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $44.1M ($0.82 diluted EPS) vs. $48.7M ($0.90) a year ago; operating net income $44.2M ($0.82).","Total ending loans $9.45B, up $279M (+3.0%) from prior quarter, ninth consecutive quarter of loan growth.","Total deposits $13.03B, up $159M (+1.2%) from prior quarter and flat vs. Dec. 2022.","Financial Services revenue $50.0M, a quarterly record, up $3.3M (+7.1%) YoY.","Annualized net charge-offs 0.05%; Tier 1 Leverage ratio 9.44%, up 9 bps from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287374,"accession_number":"0001104659-23-085628","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bank System Q2 net income $48.3M ($0.89 EPS); dividend raised to $0.45","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.89, up from $0.73 a year ago; operating EPS $0.91 (non-GAAP), up $0.06 YoY.","Total loans $9.17B, up 2.1% from prior quarter; net interest margin 3.18%, up 29 bps YoY.","Noninterest revenues $66.0M, up 2.9% YoY; insurance services revenue up 21.3%.","Quarterly dividend raised to $0.45/share (2.3% increase), 31st consecutive annual increase.","Tier 1 leverage ratio 9.35%; annualized net charge-offs only 0.03%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287373,"accession_number":"0001104659-23-083102","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Community Bank System adopts Executive Severance Plan with change-in-control multiples up to 3x for EVPs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan covers EVP CHRO Gillan-Myer, SVP Levy, and CFO Sutaris (effective Jan 1, 2024); CEO Tryniski and COO Karaivanov excluded.","Severance multiples: 1.75x (Tier 1), 1x (Levy) for Qualifying Termination; 3x (Tier 1), 2x (Levy) post-Change in Control.","Benefits include cash severance, equity acceleration, and continuation of medical/insurance; subject to release and restrictive covenants.","Plan effective July 18, 2023; aims to retain executives and ensure dedication in a Change in Control scenario."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287372,"accession_number":"0001104659-23-078194","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-07-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Community Bank System CEO Tryniski retiring Dec 31, 2023; COO Karaivanov named successor effective Jan 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mark Tryniski to step down as President & CEO on Dec 31, 2023; will remain a director through Dec 31, 2024 if nominated.","Dimitar Karaivanov, EVP & COO since 2022, becomes President & CEO on Jan 1, 2024 and will be appointed to the Board.","Karaivanov's employment agreement includes base salary of at least $900,000, annual MIP eligibility, and change-in-control severance up to 3x base plus MIP.","Board expands to 13 directors with Karaivanov's appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307514,"accession_number":"0001104659-23-062741","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-05-19T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Community Bank System declares $0.44 quarterly dividend; annualized yield 3.85%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.44 per share, payable July 10, 2023 to holders of record June 15, 2023.","Annualized yield of 3.85% based on May 16 closing price of $45.69.","Shareholders elected 12 directors and approved advisory say-on-pay proposals at annual meeting.","PricewaterhouseCoopers LLP ratified as independent auditor for FY2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307513,"accession_number":"0001104659-23-049397","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bank System Q1 net income $5.8M ($0.11 EPS) vs $47.1M ($0.86) YoY; operating EPS $0.86","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.11, down from $0.86; includes $52.3M pre-tax loss on sale of AFS securities ($0.75/share hit).","Operating EPS (non-GAAP) $0.86, down $0.01 from Q1 2022.","Net interest margin 3.20%, up 47 bps YoY; total deposits +$98M (0.8%) from Dec 2022.","Provision for credit losses $3.5M vs $0.9M in Q1 2022 on weaker economic outlook.","Total liquidity $4.69B, over double uninsured deposits; loan growth $172.9M (2.0%) linked quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3348274499.569956,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326528,"accession_number":"0001104659-23-009318","cik":723188,"company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","ticker":"CBU","form_type":"8-K","filed_at":"2023-02-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bank System sells $786M in securities, takes ~$39.6M after-tax loss in repositioning","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold $786.1M book value of lower-yielding AFS debt securities; 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