{"filings":[{"id":747599,"accession_number":"0001437958-26-000043","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-05-29T20:31:38+00:00","items":["5.07"],"status":"ready","headline":"Coastal Financial shareholders re-elect Hovde by razor-thin margin at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Steven D. Hovde re-elected with 6,374,067 For vs 6,372,171 Withheld; other three directors won by wide margins.","Baker Tilly US, LLP ratified as auditor for FY 2026: 13,810,457 For, 41,938 Against, 1,162 abstain.","Advisory say-on-pay approved: 12,261,568 For, 344,062 Against, 140,608 abstain; 1,107,321 broker non-votes.","Quorum of 13,853,559 shares (~91% voting power) present; all proposals passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.15,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92876,"accession_number":"0001437958-26-000035","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial's unit signs non-binding term sheet to buy certain Evolve BaaS programs","summary_kind":"llm","event_type":"m_and_a","confidence":"low","bullets":["Coastal Community Bank entered a non-binding term sheet with Evolve Bank & Trust.","Term sheet covers potential acquisition of assets and deposits from certain BaaS programs operated by Evolve.","Acquisition subject to due diligence, definitive agreements, and regulatory approvals.","No financial terms or specific program names disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92875,"accession_number":"0001437958-26-000032","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial posts Q1 2026 investor presentation; no material financial details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company made investor presentation slides available on its website on April 29, 2026.","Presentation titled 'First Quarter 2026' but specific financial data not provided in this filing.","Filing under Regulation FD; slides furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92874,"accession_number":"0001437958-26-000031","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q1 net income $12.0M ($0.78 dil. EPS); deposits grow 21.6%, CCBX fee income $10.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.0M, diluted EPS $0.78 vs $0.82 prior Q and $0.63 year ago; net interest income $83.4M (+5% QoQ).","Total assets $5.66B (+19.5% from Dec 2025); deposits $5.04B (+21.6%); loans receivable $3.86B (+2.9%).","CCBX BaaS fee income $10.9M (+22.3% QoQ); 20 active partners, 30 total relationships; $3.28B loans sold.","Provision for credit losses $51.4M; net charge-offs to avg loans 5.18% (annualized) vs 5.31% prior Q.","NIM 7.00% vs 7.03% prior Q and 7.48% year ago; NPAs/total assets improved to 1.19%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104066,"accession_number":"0001437958-26-000017","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Coastal Financial appoints Jeffrey M. Chapman to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey M. Chapman appointed to Board, effective March 11, 2026.","Chapman has 25+ years of experience in fintech and digital transformation.","Board expands to 12 directors; Chapman to serve on Technology and CCBX Oversight Committees.","Compensation follows standard non-employee director program per 2025 proxy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104065,"accession_number":"0001437958-26-000005","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial Q4 2025 EPS $0.82, revenue down 4.6% QoQ; core net revenue up 6.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.82 vs $0.88 LQ; net income $12.6M, down 7% QoQ and 5.4% YoY.","Revenue $138.0M, down 4.6% QoQ; core net revenue (non-GAAP) $56.5M, up 6.8% QoQ.","Total loans $3.75B (+1.2% QoQ); deposits $4.14B (+4.3%), led by CCBX growth.","Sold $2.98B in loans during Q4; $2.26B from previously sold credit card receivables.","CCBX partners: 19 active; BaaS program fee income up 50.6% YoY; Robinhood deposit program launched."],"consensus_eps_estimate":null,"consensus_eps_actual":3.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104064,"accession_number":"0001437958-26-000004","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q4 net income $12.6M ($0.82 diluted EPS); BaaS deposits up 7.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.6M ($0.82 diluted EPS) vs $13.6M ($0.88) in Q3 2025 and $13.4M ($0.94) in Q4 2024.","CCBX loans sold $2.98B; off-balance sheet credit cards with fee potential rose 154,165 to 550,977.","Total deposits up 4.3% to $4.14B; CCBX deposits increased $182.9M to $2.56B with Robinhood launch.","Noninterest expense $72.8M includes $2.5M restructuring costs and $0.7M employment settlement.","Provision for credit losses $48.0M (down from $56.6M in Q3); net charge-offs to avg loans 5.31%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120350,"accession_number":"0001437958-25-000165","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial Q3 2025 EPS $0.88, net income $13.6M; loans up 4.6% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.88, net income $13.6M up 23.2% from prior quarter.","Total revenue $144.7M up 21.1% QoQ; core net revenue $52.9M up 1.3%.","Loans receivable $3.70B up $163.5M (4.6%); deposits $3.97B up $59.0M (1.5%).","Sold $1.62B in loans in Q3, $1.37B recurring credit card; CCBX debit cards 7.1M (up from 6.3M).","Robinhood deposit program in testing, expected to ramp in Q4 2025; BaaS fee income +46.5% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":2.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120349,"accession_number":"0001437958-25-000164","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q3 2025 EPS $0.88, net income $13.6M; loans up 4.6%, BaaS fees up 11.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.6M ($0.88 dil. EPS) vs prior Q2 $11.0M ($0.71) and Q3 2024 $13.5M ($0.97).","Loans receivable increased $163.5M (4.6%); deposits up $59.0M (1.5%).","CCBX BaaS program fee income $7.6M, up 11.3% from Q2 excluding $504K nonrecurring revenue.","Partner pipeline: 2 in testing, 4 in implementation/onboarding, 2 signed LOIs.","CEO cites positive partner progression and confident in managing expenses and credit quality."],"consensus_eps_estimate":null,"consensus_eps_actual":2.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120348,"accession_number":"0001437958-25-000160","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-10-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Coastal Financial's Chief Risk Officer Andrew Stines resigns; receives $70k severance, equity acceleration","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andrew Stines resigns as EVP and Chief Risk Officer effective Oct 1, 2025, to pursue other professional opportunities.","Resignation is not the result of any disagreement with the company or its board.","Severance includes a $70,000 lump-sum payment and accelerated vesting of 1,500 RSAs and 5,647 RSUs.","No replacement or interim appointment has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136923,"accession_number":"0001437958-25-000157","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-09-22T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Coastal Financial appoints Brandon Soto as CFO, effective October 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brandon Soto appointed CFO, succeeding Joel Edwards; effective Oct 1, 2025.","Compensation: $500K base salary, $15K signing bonus, 18K RSUs, 15K performance-based PSUs with stock price hurdles.","Prior role: CFO of Square Financial Services (Block, Inc.) for 7 years, oversaw bank charter approvals and financial operations.","Employment agreement: 4-year initial term, includes non-compete and confidentiality provisions.","Soto has over 20 years experience in fintech and banking, including Green Dot Bank and Sallie Mae Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136922,"accession_number":"0001437958-25-000152","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-09-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Coastal Community Bank President Curt T. Queyrouze resigns effective Sept 12, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Queyrouze resigned to pursue other professional opportunities; no disagreement with Coastal or board.","He will forfeit outstanding equity awards and receive a lump sum payment of $155,000.","No replacement for President of Coastal Community Bank has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136921,"accession_number":"0001437958-25-000141","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q2 2025 net income $11.0M ($0.71 EPS); provision for credit losses drops to $32.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.0M ($0.71 diluted EPS) vs $9.7M ($0.63) Q1 2025 and $11.6M ($0.84) Q2 2024.","BaaS program fee income (ex-nonrecurring) $6.8M, up 8.2% QoQ; deposits grew $122.3M to $3.91B.","Provision for credit losses fell to $32.2M from $55.8M Q1 2025 on improved CCBX portfolio performance.","Sold $1.30B in CCBX loans; off-balance sheet credit cards with fee potential up 76,803 to 313,827.","CEO expects expense growth to moderate in H2 as new programs generate revenue; capital call lines up 49.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136920,"accession_number":"0001437958-25-000139","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial Q2 2025 net income $12.5M, EPS $0.92, loans up 18%","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Q2 2025 net income $12.5 million; diluted EPS $0.92.","Total loans $3.2 billion, up 18% year-over-year.","Total assets $4.2 billion; total deposits $3.6 billion.","Net interest margin 4.15%; noninterest income $15.3 million.","Tier 1 leverage ratio 11.5%; allowance for credit losses 1.25%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154170,"accession_number":"0001437958-25-000130","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Coastal Financial appoints Baker Tilly as auditor after Moss Adams merger; adverse internal control opinion noted","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Moss Adams merged with Baker Tilly effective June 3, 2025; Moss Adams resigned and Baker Tilly appointed as successor independent auditor.","No disagreements with Moss Adams on accounting principles, financial statement disclosure, or audit scope during 2024, 2023, and interim period.","Moss Adams' audit reports for 2024 and 2023 financial statements were unqualified; internal control report had an adverse opinion.","Company did not consult Baker Tilly on any accounting or audit matters prior to appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154169,"accession_number":"0001437958-25-000127","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-06-03T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Coastal Financial removes director age cap, strengthens shareholder proposal rules","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Removed Section 2.3 age restriction, allowing directors 72+ to serve.","Amended Section 9.2 to permit Board to alter bylaws affecting director qualifications/terms.","Added detailed advance notice and disclosure rules for shareholder proposals and nominations, including proxy solicitation requirements and updated timelines.","Amendments effective May 28, 2025, following shareholder and Board approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154168,"accession_number":"0001437958-25-000099","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-05-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Coastal Financial shareholders elect directors, approve incentive plan amendment, ratify auditor at 2025 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected: Adams (9.97M For), Hovde (10.96M), Klee (10.95M), Lane (7.15M); turnout ~83%.","Advisory say-on-pay approved: 10.87M For, 616K Against, 40K abstain.","Second Amendment to 2018 Omnibus Incentive Plan (increase shares) approved: 8.77M For, 2.64M Against.","Amended and Restated Bylaws approved: 11.52M For, 1,289 Against.","Ratification of Moss Adams as auditor for FY2025: 12.43M For, 28.7K Against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154167,"accession_number":"0001437958-25-000087","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Coastal Financial CFO Joel G. Edwards to retire; transition plan through April 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joel G. Edwards, EVP and CFO, notified Company of retirement on May 7, 2025; effective upon successor or October 1, 2025.","Edwards will work full-time until successor start or Oct 1, 2025, then part-time through April 1, 2026 (Retention Period).","Certain unvested stock options and RSUs vest on June 30, 2025; additional vesting on April 1, 2026 subject to continued employment.","Edwards eligible for 2025 annual bonus (performance-based, similar to 2023-2024 methodology) and severance if terminated without cause during Retention Period.","Departure unrelated to any disagreement with board or Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154166,"accession_number":"0001437958-25-000084","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial Q1 2025 net income $9.7M ($0.63 EPS); deposits up 5.7% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.7M ($0.63 diluted EPS), down 27.2% from LQ but up 43.1% from PYQ.","Revenue $139.5M (-4.7% QoQ); core net revenue $50.4M (+5.4% QoQ).","Total deposits $3.79B (+5.7% from $3.59B LQ); loans $3.52B (+0.9% QoQ).","Sold $744.6M in CCBX loans during Q1; launching deposit products with RobinHood and T-Mobile in Q2.","BaaS program fee income up 55.2% YoY to $6.3M; credit/fraud enhancement revenue $55.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154165,"accession_number":"0001437958-25-000082","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q1 net income $9.7M ($0.63 EPS); CCBX fee income +55% YoY, expenses rise on partner onboarding","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $9.7M, diluted EPS $0.63, down from $0.94 in Q4 2024 but up from $0.50 YoY.","Total deposits grew $205.9M to $3.79B; CCBX deposits up $202.9M, with $406.3M swept off balance sheet.","CCBX program fee income $6.3M, up 13% QoQ and 55% YoY; fee-earning credit cards up 54,575 to 237,024.","Noninterest expense $72.0M, up 6.8% QoQ driven by salaries, legal, BaaS loan expense; expects elevated expenses through Q2.","Sold $744.6M of loans mainly credit cards; net interest margin 7.48% vs 7.23% prior quarter; loan yield 11.33%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172773,"accession_number":"0001437958-25-000056","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Coastal Financial restates 2023-2024 financials; fintech loan errors, no NI impact","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Restatement covers FY2023 and Q1-Q3 2024; adjustments to interest income, BaaS loan expense, and balance sheet items.","Balance sheet adjustments: assets overstated by $3.4M (Dec 2023), $2.2M (Mar 2024), $2.0M (Jun 2024), $1.3M (Sep 2024).","No impact on net income or EPS for any affected period.","Material weaknesses in internal control over financial reporting identified as of Dec 31, 2023 and Dec 31, 2024.","Company plans to file restated financials in 2024 Form 10-K as soon as practicable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172770,"accession_number":"0001437958-25-000062","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K/A","filed_at":"2025-03-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial corrects fintech partner accounting errors; no impact on net income/EPS; Q4 EPS $0.94","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Corrected balance sheet, income statement, and cash flow items due to fintech partner accounting errors; net income and EPS unchanged for Q4 and FY2024.","Diluted EPS of $0.94 for Q4 2024, up 42.2% YoY; net income $13.4 million, up 48.3% YoY.","Revenue $146.5 million, down 3.0% QoQ but up 21.7% YoY; core net revenue $47.8 million, up 4.8% QoQ.","Completed $98 million equity capital raise at $71.00 per share; tangible book value $29.37, up 19.8% QoQ.","Sold $845.5 million in loans (primarily credit cards); BaaS program fee income grew 56.1% YoY to $5.6 million."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172769,"accession_number":"0001437958-25-000060","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K/A","filed_at":"2025-03-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Corp revises Q4 earnings; net income $13.4M, $0.94 EPS; $98M capital raise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2024 $13.4M ($0.94 diluted EPS) vs $13.5M ($0.97) in Q3; full-year net income $45.2M vs $44.6M in 2023.","Completed $98.0M common equity raise at $71.00/share; CET1 ratio increased to 12.04% from 9.24% in Q3.","Sold $845.5M in loans (credit card) in Q4; CCBX program fee income up 51.6% YoY to $20.1M.","Noninterest expense rose to $67.4M from $64.4M in Q3 due to higher salaries and legal costs.","Three signed letters of intent for CCBX partnerships as of Dec 31, 2024; management expects front-loaded expenses in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172772,"accession_number":"0001437958-25-000009","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial Q4 2024 EPS $0.94, net income $13.4M, completes $98M equity raise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.94 vs $0.97 LQ and $0.66 PYQ; net income $13.4M, up 48.3% YoY.","Completed $98.0M equity raise at $71/share; tangible book value $29.37, up 19.8% LQ.","Core net revenue $47.8M, up 4.8% LQ; revenue $143.3M, down 5.9% LQ due to lower credit enhancement revenue.","Sold $845.5M in CCBX loans, mostly credit card receivables; total credit cards with fee potential: 182,449 vs 81,426 at Sept 30.","Community bank net charge-off ratio 0.03% YTD; loans grew 2.0% to $3.49B."],"consensus_eps_estimate":null,"consensus_eps_actual":3.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172771,"accession_number":"0001437958-25-000006","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q4 net income $13.4M ($0.94 EPS); completes $98M capital raise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.4M ($0.94 diluted EPS) vs $13.5M ($0.97) in Q3 2024; full year $45.2M vs $44.6M in 2023.","Completed $98M common equity raise at $71/share in Q4; CET1 risk-based capital ratio improved to 12.04% from 9.24%.","Sold $845.5M in CCBX loans in Q4 while net loans grew $67.7M; BaaS program fee income rose 56.9% YoY to $25.6M.","Noninterest expense decreased 2.1% QoQ to $64.2M; provision for credit losses was $61.9M, with net charge-offs annualized at 6.51%.","Credit card accounts with fee earning potential reached 182,449, up 101,023 from Q3 2024; three signed LOIs for new CCBX partners."],"consensus_eps_estimate":null,"consensus_eps_actual":3.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189790,"accession_number":"0001552781-24-000630","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-12-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Coastal Financial prices 1.2M share offering at $71, gross proceeds $85.2M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Pricing of 1,200,000 shares at $71.00 per share; underwriters' option for 180,000 additional shares exercised in full.","Gross proceeds ~$85.2M; with full exercise of option expected ~$98.0M gross; net proceeds ~$91.8M.","Proceeds to be used for general corporate purposes, including supporting investment opportunities and the Bank's growth.","Offering expected to close on December 12, 2024, subject to customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189789,"accession_number":"0001437958-24-000153","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial makes investor presentation available; no specific financial data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01 Regulation FD; presentation materials furnished as Exhibit 99.1.","Presentation available on company's website; no earnings or other material updates provided.","No specific numbers, guidance, or operational metrics contained in the filing body.","Presentation slides not included in provided exhibit text; details unknown."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189788,"accession_number":"0001437958-24-000150","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q3 net income $13.5M ($0.97 EPS); loan sales $423.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.5M up from $11.6M in Q2 2024 and $10.3M in Q3 2023; diluted EPS $0.97.","Net interest income $72.2M (+9% QoQ, +16% YoY); net interest margin expanded to 7.41%.","Noninterest income $80.1M, driven by $9.9M increase in BaaS credit enhancements.","Sold $423.7M in CCBX loans as part of credit risk management; retained fee income on sold balances.","Provision for credit losses $70.3M; net charge-offs 5.65% annualized; management highlighted low partner fraud."],"consensus_eps_estimate":null,"consensus_eps_actual":2.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189787,"accession_number":"0001437958-24-000134","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-10-03T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Coastal Financial appoints Brian Hamilton as President of CCBX, its fintech division","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brian Hamilton appointed President of CCBX, Coastal's FinTech/BaaS division, effective Sept 30, 2024.","Receives $470k base salary, 25k time-based RSUs, 75k performance-based RSUs tied to stock price ($75/$90/$105) and ROE percentile.","President role bifurcated; Curt Queyrouze leads community bank division and corporate credit.","Hamilton is a current board member with 25+ years in fintech, previously CEO of ONE (acquired by Walmart JV)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206298,"accession_number":"0001437958-24-000104","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q2 net income $11.6M ($0.84 EPS), loans up 4% QoQ, NIM expands to 7.13%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.6M ($0.84 diluted EPS) vs $6.8M ($0.50) in Q1; down from $12.9M ($0.95) YoY.","Total loans, net of deferred fees, increased $126.9M (4.0%) to $3.33B; CCBX loans up $98.1M (7.4%).","Net interest margin expanded to 7.13% from 6.78% in Q1; yield on loans 11.23% vs 10.85%.","Deposits grew $80.5M (2.3%) to $3.54B; community bank deposits up 3.7% after two quarters of decline.","Sold $155.2M in CCBX loans; reduced credit exposure from 10% to 5% effective April 1."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206297,"accession_number":"0001437958-24-000102","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial Q2 net income $11.6M, EPS $0.84; BaaS fee income up 54% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $11.6M ($0.84 diluted EPS) vs Q1 $6.8M ($0.50).","Total assets $3.96B, loans $3.33B, deposits $3.54B; growth of 2.5%, 4.0%, 2.3% QoQ.","BaaS program fee income $6.1M in Q2, up 54.4% YoY; CCBX has 19 active partners with 2 more in pipeline.","Efficiency ratio 43.19%; ROAA 1.21%; nonaccrual loans 0.24% of total loans; capital ratios solid.","Uninsured deposits $532.9M fully covered by $1.19B cash & borrowing capacity (32.1% of deposits)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223385,"accession_number":"0001437958-24-000080","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Coastal Financial Corp shareholders elect directors, approve say-on-pay at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Sadhana Akella-Mishra, Brian Hamilton, Eric Sprink, Pamela Unger as directors for three-year terms until 2027.","Advisory vote on executive compensation approved: 9,266,515 for, 119,619 against, 1,157,799 broker non-votes.","Shareholders selected one-year frequency for future advisory votes on executive compensation (9,160,719 votes for 1 year).","Ratified Moss Adams LLP as independent auditor for FY2024: 10,734,192 for, 30,711 against.","Quorum of 10,769,678 shares (~80.4% of voting power) present at meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223384,"accession_number":"0001437958-24-000069","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Coastal Financial Q1 net income $6.8M ($0.50 EPS), down from $0.66 in Q4; $2.3M unanticipated expenses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income fell to $6.8M vs $9.0M in Q4 2023 and $12.4M in Q1 2023; ROA 0.73% vs 0.97% QoQ.","Unanticipated expenses of $2.3M net of tax included audit/accounting $849k, contract termination $600k, realignment $343k.","Total loans grew 5.7% to $3.20B; CCBX loans sold $100.5M during quarter to reduce credit risk.","CCBX portfolio loss exposure reduced from 10% to 5% effective April 1, 2024.","Net interest margin improved to 6.78% from 6.61% QoQ; cost of deposits rose to 3.49% from 3.36%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223383,"accession_number":"0001437958-24-000067","cik":1437958,"company_name":"COASTAL FINANCIAL CORP","ticker":"CCB","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Coastal Financial makes investor presentation available; no specific details provided in filing excerpt.","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Slides for investor meetings posted on company website on April 29, 2024.","Exhibit 99.1 text provided is only a legal disclaimer; actual presentation content not included.","No financial figures, guidance, or material updates disclosed in the furnished excerpt.","Filing is a routine Regulation FD disclosure; no new operational or strategic information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1071533736.7308805,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}