{"filings":[{"id":542676,"accession_number":"0000913341-26-000031","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-05-20T15:18:34+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial declares $0.48 quarterly dividend, payable July 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular cash dividend of $0.48 per share declared by the Board.","Payable July 1, 2026 to shareholders of record on June 15, 2026.","Dividend payout ratio reviewed regularly considering economic conditions, capital requirements, and earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99709,"accession_number":"0000913341-26-000026","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"C&F Financial sells Bearing Insurance stake, restructures AFS portfolio for earnings lift","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Pre-tax gain of ~$8.3M from sale of membership interest in Bearing Insurance Group, effective May 1, 2026.","Sold $72.6M in AFS securities (yield 1.40%) and bought $67.8M (yield 4.70%), incurring ~$7.1M pre-tax loss.","Portfolio restructuring expected to improve EPS by ~$0.51/year and net interest margin by ~9 bps.","Gain on sale expected to increase tangible book value per share by ~$1.90 after taxes; no impact on total equity from loss.","Loss recovery estimated over ~3.3 years; both transactions recorded in Q2 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99708,"accession_number":"0000913341-26-000023","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial publishes Q1 2026 investor presentation; no detailed results disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company posted an investor presentation for Q1 2026 on its website (April 30, 2026).","Only presentation title provided; actual financial data, guidance, or metrics are not included.","Presentation is available in the Investor Presentations section at investor.cffc.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99707,"accession_number":"0000913341-26-000021","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"C&F Financial Q1 net income rises to $6.8M; EPS $2.08 vs $1.66 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $6.8M for Q1 2026, up 26% from $5.4M in Q1 2025.","Diluted EPS of $2.08, compared to $1.66 in the prior-year quarter.","Annualized ROA 0.97%, ROE 10.19%, and return on tangible common equity 11.28%.","Sequentially, net income nearly flat ($6.72M in Q4 2025); EPS was $2.07."],"consensus_eps_estimate":null,"consensus_eps_actual":2.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":36259000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99706,"accession_number":"0000913341-26-000019","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"C&F Financial shareholders elect directors, approve executive compensation and auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five Class III director nominees elected: Agnew, Causey, Cherry, Downs, Sisson, each with over 2M votes.","Advisory say-on-pay approved: 2,044,164 For, 14,692 Against, 10,891 Abstain.","Ratification of Yount, Hyde & Barbour as auditor for FY2026 passed: 2,641,796 For, 31,856 Against, 13,763 Abstain.","Quorum of 2,687,415 shares represented at the annual meeting on April 21, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115865,"accession_number":"0000913341-26-000007","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial increases quarterly dividend 4% to $0.48 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular cash dividend of $0.48 per share declared, payable April 1, 2026.","Record date is March 13, 2026; 4% increase from $0.46 in prior quarter.","Board reviews dividend amount considering capital requirements and earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115864,"accession_number":"0000913341-26-000005","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"C&F Financial Q4 net income $6.7M ($2.07 EPS); full-year $27.0M ($8.29 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $6.7M vs $6.0M in Q4 2024; full-year net income $27.0M vs $19.9M.","Diluted EPS Q4 $2.07 vs $1.87; full-year $8.29 vs $6.01.","Full-year ROAA 1.01% (vs 0.80%); ROAE 11.11% (vs 9.02%).","Return on avg tangible common equity: full-year 12.53% vs 10.37%."],"consensus_eps_estimate":null,"consensus_eps_actual":8.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":140841000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115863,"accession_number":"0000913341-26-000003","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"C&F Financial appoints Dr. David H. Downs to board effective Feb 24, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dr. Downs is the Alfred L. Blake Endowed Chair Professor at VCU and Director of The Kornblau Institute.","He has served on C&F Central Virginia Advisory Board for over 12 years.","Will stand for election as Class III director at the April 2026 annual meeting.","Compensation same as other non-employee directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132280,"accession_number":"0000913341-25-000062","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"C&F Financial authorizes $5M stock buyback program for 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New program allows up to $5M in share repurchases from Jan 1, 2026 through Dec 31, 2026.","Repurchases may be via open market or private transactions, including Rule 10b5-1 plans.","Previous $5M buyback program expires Dec 31, 2025; replaced by the new authorization.","Timing and volume of purchases depend on market conditions and management discretion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132279,"accession_number":"0000913341-25-000060","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial declares $0.46 quarterly dividend payable Jan 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular cash dividend of $0.46 per share declared by board.","Payable January 1, 2026; record date December 15, 2025.","Dividend reflects ongoing capital and earnings considerations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132278,"accession_number":"0000913341-25-000056","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"C&F Financial Q3 net income $7.1M (+31.2% YoY); EPS $2.18 vs $1.65","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $7.1M vs $5.4M in Q3 2024, up 31.2%.","Diluted EPS $2.18 vs $1.65; nine-month EPS $6.22 vs $4.15.","Nine-month net income $20.3M, up 46.0% from $13.9M.","Annualized ROA 1.06%, ROE 11.60%, ROTCE 13.07% for Q3.","No guidance or dividend change disclosed in release."],"consensus_eps_estimate":null,"consensus_eps_actual":6.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":104957000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148862,"accession_number":"0000913341-25-000054","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial declares regular quarterly dividend of $0.46 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend payable October 1, 2025 to shareholders of record September 15, 2025.","Amount unchanged from prior quarter at $0.46 per share.","Board cites ongoing review of payout ratio based on earnings and capital needs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148861,"accession_number":"0000913341-25-000049","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"C&F Financial Q2 net income $7.8M (+54% YoY); EPS $2.37 vs $1.50","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated net income $7.8M for Q2 2025, up 54.3% from $5.0M in Q2 2024.","Diluted EPS $2.37 for Q2 2025 vs $1.50 in Q2 2024; first-six-months EPS $4.03 vs $2.50.","Annualized ROA 1.18% (Q2 2025) vs 0.82% (Q2 2024); ROE 13.06% vs 9.31%.","First-six-months net income $13.2M, up 55.4% from $8.5M a year earlier.","Tangible common equity ROA (annualized) for Q2 2025 was 14.70% vs 10.72%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":68939000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167747,"accession_number":"0000913341-25-000045","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K/A","filed_at":"2025-06-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"C&F Financial board adopts 1-year frequency for say-on-pay advisory votes","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board of Directors adopted a frequency of every 1 year for future advisory say-on-pay votes on June 17, 2025.","Decision follows shareholder recommendation at the April 15, 2025 annual meeting.","Next advisory vote on frequency is anticipated no later than the 2031 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167752,"accession_number":"0000913341-25-000042","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["1.01","8.01","2.03","9.01"],"status":"ready","headline":"C&F Financial issues $40M 7.5% sub notes due 2035, repurchases $20M 4.875% notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Sold $40M aggregate principal of 7.50% fixed-to-floating subordinated notes due June 30, 2035.","Notes reset to 3-month SOFR + 388.5 bps after June 30, 2030; redeemable at company's option.","Concurrently repurchased $20M of 4.875% subordinated notes due 2030 at 100% of principal plus accrued.","Proceeds to refinance existing sub debt and support general corporate purposes.","Notes structured as Tier 2 capital for regulatory purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167751,"accession_number":"0000913341-25-000036","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial declares regular cash dividend of $0.46 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.46 per share payable July 1, 2025.","Record date is June 13, 2025.","Board considers economic conditions, capital requirements, and future earnings in setting dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":241148228.3439146,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167750,"accession_number":"0000913341-25-000031","cik":913341,"company_name":"C & F FINANCIAL CORP","ticker":"CFFI","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"C&F Financial posts Q1 2025 investor presentation on website","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation available at investor.cffc.com in Financial Information section.","May be used in investor 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