{"filings":[{"id":256761,"accession_number":"0001437749-23-033792","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K/A","filed_at":"2023-12-07T23:59:59+00:00","items":["7.01","3.01","9.01"],"status":"ready","headline":"Citizens Holding to voluntarily delist from Nasdaq, move to OTCQX","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company will delist from Nasdaq by Dec 15, 2023; expects to begin trading on OTCQX Market on Dec 18, 2023 under symbol CIZN.","Will file Form 15 with SEC to suspend Exchange Act reporting obligations, suspending periodic report filings.","CEO Stacy M. Brantley cites anticipated cost savings and efficiencies; financial statements will continue to be audited.","Bank will continue reporting quarterly financial reports to its primary federal regulator and publish info on OTC Markets and bank website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256764,"accession_number":"0001437749-23-033539","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-12-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding Company announces voluntary delisting from Nasdaq, will trade on OTCQX","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Last trading day on Nasdaq expected on or about December 15, 2023.","Common stock to be quoted on OTCQX Best Market under symbol CIZN starting on or about December 18, 2023.","Company intends to file Form 15 to suspend SEC reporting obligations after delisting.","CEO cites cost savings and efficiencies from deregistration and delisting.","Bank will continue to publish quarterly/annual financial info via press releases and OTC Markets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256763,"accession_number":"0001437749-23-033537","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-12-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.16 quarterly dividend; yield ~6%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.16 per share payable Dec 29, 2023 to holders of record Dec 15, 2023.","CEO cites persistent earnings headwinds and focus on balance-sheet repositioning.","Dividend yield of approximately 6% based on current share price.","Board reaffirms commitment to returning value to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256762,"accession_number":"0001437749-23-029569","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q3 net income $0.22/sh down 53% YoY; NIM 2.40%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $1.2M ($0.22/sh), up 302% linked quarter but down 53.2% YoY from $2.6M ($0.46/sh).","Nine-month net income $2.6M ($0.47/sh), down 63% from $7.2M ($1.28/sh) in 2022.","Net interest margin compressed to 2.40% from 2.55% in Q2 and 2.90% in Q3 2022.","Loans grew 2.2% to $587.2M; deposits up 8.3% to $1.195B; NPAs at 0.68%.","Quarterly dividend $0.16/share; nine-month dividends $0.56 vs $0.72 in 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274118,"accession_number":"0001437749-23-025814","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-09-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.16 quarterly dividend, ~6% yield","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.16 per share payable Sept 29, 2023 to holders of record Sept 22, 2023.","Dividend yield approximately 6% based on the $0.16 quarterly rate.","CEO Stacy Brantley cites persistent earnings headwinds but focus on balance sheet opportunities.","Dividend reflects commitment to returning value; no change in dividend amount from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274117,"accession_number":"0001437749-23-021142","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q2 net income drops 88% YoY to $300K; dividend cut to $0.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $300K ($0.05 diluted EPS) vs $2.5M ($0.45) in Q2 2022, decline of 88.19%.","Net interest margin compressed to 2.55% from 2.78% YoY; funding costs surged to 147 bps from 33 bps.","Dividend reduced to $0.16/share for Q2 2023 from $0.24; yield approx 5%.","Non-performing assets improved to 0.72% of loans vs 0.84% YoY; ACL increased to 1.11% from 0.86%.","Total deposits $1.103B, down slightly; loan growth modest at 1.32% linked-quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-06-30","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291301,"accession_number":"0001437749-23-016795","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-06-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding cuts quarterly dividend to $0.16; cites technology investments","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend reduced to $0.16 per share, payable June 30, 2023.","Record date is June 16, 2023; dividend yield approximately 5% as announced.","CEO Stacy Brantley calls reduction a prudent capital allocation decision.","Company plans to invest in technology to streamline processes and reduce costs.","Dividend reflects continued commitment to returning value despite cut."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291300,"accession_number":"0001437749-23-011337","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"Citizens Holding elects four directors; say-on-pay passes with 92% support, auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four Class III directors elected (Crosswhite, Dungan, Mars, Webb) to terms expiring 2026, each with over 94% of votes cast.","Say-on-pay advisory vote passed with 92.2% support (3,076,993 for, 91,804 against).","Shareholders selected annual frequency for say-on-pay votes (2,985,067 for every year).","Ratification of independent auditor approved by 99.3% of votes cast (4,371,719 for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291299,"accession_number":"0001437749-23-011336","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Citizens Holding CEO Gregory McKee retires; Stacy Brantley named CEO/President","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gregory L. McKee retired as CEO and President effective April 25, 2023; remains on board.","Stacy M. Brantley appointed CEO and President as of April 25, 2023.","No family relationships exist between Brantley and any director or executive officer.","No related-party transactions involving Brantley or his immediate family are known."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291298,"accession_number":"0001437749-23-011335","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q1 net income drops 44% to $1.14M; EPS $0.20 vs $0.36 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.14M ($0.20 EPS), down 44% from $2.04M ($0.36 EPS) in Q1 2022.","Total revenue $13.4M, up 15.6% YoY, driven by 21.9% increase in interest income.","Net interest margin fell to 2.56% from 2.69% a year ago; interest expense rose.","Book value per share $7.35, down 34.8% from $11.27 a year ago due to securities losses.","Non-performing assets decreased to $4.18M from $4.98M a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312094,"accession_number":"0001437749-23-005590","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-03-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.24 Q1 cash dividend, payable March 31","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declares $0.24 per share cash dividend for Q1 2023, payable March 31 to holders of record March 17.","CEO Stacy M. Brantley cites strong financial condition enabling the dividend.","Company operates 27 banking locations in Mississippi under The Citizens Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312093,"accession_number":"0001437749-23-001964","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-01-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q4 2022 net income $2.46M ($0.44/sh), up 36% YoY; book value falls 63% on AOCI loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY 2022 net income $9.62M ($1.47/sh), up 28.4% from $7.49M ($1.34/sh) in 2021.","Q4 2022 net interest margin 2.87%, down from 2.90% linked Qtr; cost of funds up 101% QoQ.","Book value per share $6.97, down 63% YoY from $18.95 due to $71.3M unrealized securities loss.","Non-performing assets to loans improved to 74 bps from 77 bps linked Qtr and 113 bps YoY.","Dividend unchanged at $0.96/sh for FY 2022; payout ratio fell to 55.8% from 71.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312092,"accession_number":"0001437749-23-001721","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Citizens Holding hires Stacy M. Brantley as President and CEO of The Citizens Bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stacy M. Brantley appointed President of Citizens Holding and CEO of The Citizens Bank, effective Feb 13, 2023.","Gregory L. McKee retires as Bank CEO on Jan 31, 2023, but remains CEO of Citizens Holding.","Brantley's base salary $375k, annual cash incentive up to 40% of base, one-time $125k sign-on bonus.","Brantley receives $60k stock grant (4-year vest), $110k relocation payment, and $12k annual car allowance.","Over 25 years banking experience; previously EVP and Chief Banking Officer at Morris Bank (GA)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312091,"accession_number":"0001437749-23-001129","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2023-01-17T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Citizens Holding Company CEO Gregory McKee to retire from bank subsidiary; remains at holding company","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gregory L. McKee retires as President & CEO of The Citizens Bank effective Jan 31, 2023.","McKee continues as President & CEO of Citizens Holding Company and on both boards.","Successor search completed; bank CEO announcement expected within two weeks.","McKee led bank since 2002, growing assets from $400M to over $1.4B during tenure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330661,"accession_number":"0001193125-22-293823","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-11-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.24 Q4 dividend, payable Dec 30","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.24 per share for Q4 2022 declared by Board.","Payable December 30, 2022; record date December 16, 2022.","Full-year 2022 dividends total $0.96 per common share.","Dividend amount consistent with prior quarterly rate.","CEO Greg L. McKee confirmed fourth quarter payment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330660,"accession_number":"0001193125-22-268362","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q3 net income $2.58M, EPS $0.46, up 37% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2,580k ($0.46 diluted EPS) vs $1,880k ($0.34) in Q3 2021, increase of 37.2%.","Total revenues $12,999k, up 5.5% from Q2 2022; net interest margin expanded to 2.90% from 2.74% a year ago.","Non-performing assets fell to $4,429k (77 bps of loans) from $7,071k in Q3 2021, down 37.4%.","Dividends held at $0.72 per share for the nine months; net recoveries of $459k year-to-date.","Provision release of $53k driven by lower loan balances; allowance for loan losses 0.88% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348166,"accession_number":"0001193125-22-230469","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-08-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.24 Q3 dividend, payable Sept 30","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.24 per share declared for Q3 2022.","Payable September 30, 2022, to shareholders of record September 16, 2022.","Total dividends for 2022 will reach $0.72 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348165,"accession_number":"0001193125-22-202587","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q2 net income $2.54M ($0.45/sh), up 33% YoY; NIM expands to 2.78%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.54M ($0.45 diluted EPS) vs $1.91M ($0.34) in Q2 2021, up 33.25%.","Total revenue $12.32M, up 6.35% from prior quarter on higher interest income.","Net interest margin 2.78% vs 2.69% prior quarter and 2.57% year ago.","Loans held for investment grew 1.09% linked-quarter; non-performing assets 84 bps of loans.","Dividends of $0.48 per share paid YTD, unchanged year-over-year."],"consensus_eps_estimate":null,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364840,"accession_number":"0001193125-22-160983","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-05-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.24 Q2 dividend payable June 30, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.24 per share declared for Q2 2022.","Payable June 30, 2022 to shareholders of record June 16, 2022.","Total dividend for 2022 is now $0.48 per share.","Dividend rate unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364839,"accession_number":"0001193125-22-133618","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-04-29T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"Shareholders elect three Class II directors and approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["David A. King, Greg L. McKee, Terrelle E. Winstead elected as Class II directors for three-year terms expiring 2025.","Advisory vote on executive compensation approved: 3,519,571 for, 86,621 against, 15,552 abstain.","Ratification of independent auditor approved: 4,403,993 for, 34,776 against, 3,529 abstain.","Board appointed H. King, D. King, and D. Webb to Nominating Committee; H. King as Chairman."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364838,"accession_number":"0001193125-22-118707","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q1 net income $2.0M, $0.36 EPS, up 7.3% YoY; revenue down 5.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2,036k ($0.36/share) vs $1,897k ($0.34) in Q1 2021, up 7.3%.","Total revenue $11,587k, down 5.9% YoY; net interest income $8,287k, up 8.6% YoY.","Loans held for investment $583.2M, up 2% from Dec 2021; non-performing assets down 22.8% to $4,982k.","Dividend paid $0.24/share for Q1, unchanged from prior year.","NIM improved to 2.69% from 2.32% a year ago; management expects benefit from rising rates."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384454,"accession_number":"0001193125-22-065012","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-03-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.24 Q1 cash dividend, payable March 31","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.24 per share declared for Q1 2022.","Payable on March 31, 2022 to shareholders of record as of March 17, 2022.","Dividend covers total for 2022 to date; no change from prior quarter indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384453,"accession_number":"0001193125-22-017578","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2022-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q4 net income $1.81M ($0.32/share), down 18.7% YoY; full-year EPS $1.34, up 8.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year net income $7.49M ($1.34/share) vs. $6.93M ($1.24) in 2020, up 8.12%.","Q4 total revenue $12.53M, down 4.52% YoY; net interest margin improved to 2.85% from 2.64%.","Non-performing assets fell 44.6% YoY to $6.46M; allowance to loans 0.79%.","Total deposits rose 1.53% to $1.11B; cost of funds declined 26 bps for the year to 0.50%.","Dividends unchanged at $0.96/share for 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402310,"accession_number":"0001193125-21-346127","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2021-12-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares $0.24 Q4 cash dividend payable Dec 31, 2021","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.24 per share declared by Board of Directors.","Payable December 31, 2021 to shareholders of record December 17, 2021.","Total 2021 dividends sum to $0.96 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402309,"accession_number":"0001193125-21-309360","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2021-10-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q3 2021 net income $0.34/share, down 9.75% YoY; NIM improves to 2.74%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q3 2021 was $1.88M ($0.34 per share), down from $2.08M ($0.37) in Q3 2020.","Nine-month net income increased 20.8% to $5.68M ($1.02 per share) vs $4.70M ($0.84) prior year.","Net interest margin improved to 2.74% for Q3, up 17 bps from linked quarter; provision for loan losses was $968K mainly due to one relationship.","Non-performing assets decreased 20.1% sequentially to $7.07M, down 49.75% year-over-year.","Noninterest income rose 24.9% in Q3 2021 vs Q3 2020, driven by mortgage origination and investment security gains."],"consensus_eps_estimate":null,"consensus_eps_actual":1.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421252,"accession_number":"0001193125-21-276653","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2021-09-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Holding declares Q3 2021 cash dividend of $0.24 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.24 per share declared, payable September 30, 2021.","Record date set for September 20, 2021.","Total 2021 dividends now $0.72 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421251,"accession_number":"0001193125-21-220271","cik":1075706,"company_name":"CITIZENS HOLDING CO /MS/","ticker":"CIZN","form_type":"8-K","filed_at":"2021-07-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Citizens Holding Q2 net income $1.9M ($0.34/sh), up 30.4% YoY; NIM improves to 2.57%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1,907K ($0.34/sh) vs $1,462K ($0.26/sh) in Q2 2020; 6-month net income $3,804K ($0.68/sh), up 45%.","Obtained $20M line of credit, injected $18M into bank; Tier 1 Leverage Ratio rose from 6.76% to 8.25%.","NIM expanded 25 bps to 2.57% from 2.32% prior quarter; cost of funds fell 24 bps YoY to 50 bps.","Provision for loan losses dropped to $319K YTD from $936K YoY; non-performing assets down 40.6% YoY.","Dividends unchanged at $0.48 per share for six-month period; noninterest expense up 6.33% YTD."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":52866084.46458685,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}