{"filings":[{"id":2317636,"accession_number":"0001849867-26-000018","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-08-18T15:54:07+00:00","items":["5.02","9.01"],"status":"ready","headline":"Catalyst Bancorp signs new 3-year CEO employment agreement with Joseph Zanco","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Term Aug 17, 2026 to Aug 17, 2029; base salary $350,000, subject to board increases.","Severance: 12 months base salary for termination without cause/good reason; 36 months if within 30 days after change in control.","Benefits: $500k life insurance, $750k SERP vesting over 15 years, max stock allocation (25% of pools).","Perks: $1,500/month vehicle allowance, $150/month phone allowance, 36 days PTO annually."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1952676,"accession_number":"0001849867-26-000016","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-07-30T13:46:57+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q2 net income $524k ($0.14 EPS); completes Lakeside acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $524,000 ($0.14 diluted EPS) vs $558,000 ($0.15) in Q1 2026.","Completed acquisition of Lakeside Bancshares on July 14, 2026; merger-related expenses $87k pre-tax.","Loans $162.8M, down 1% from Q1; deposits $196.4M, up 1%.","Non-performing assets $2.3M, down 14% from Q1; ACL 1.34% of loans.","Net interest margin 3.86%, up 3 bps; share repurchases of 24,206 shares at avg $16.20."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1621676,"accession_number":"0001849867-26-000014","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-07-14T13:41:30+00:00","items":["2.01","8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp completes $41.1M cash acquisition of Lakeside Bancshares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Deal value $41.1M cash; Lakeside shareholders receive $19.58 per share.","Lakeside had $375.7M assets, $229.8M loans, $277.6M deposits as of March 31, 2026.","Combined entity pro forma: ~$620M assets, $390M loans, $478M deposits.","Adds four branches in Calcasieu Parish; system conversion planned for November 2026.","Acquisition effective July 14, 2026; previously announced April 7, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1291436,"accession_number":"0001849867-26-000011","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-06-26T14:54:01+00:00","items":["8.01","9.01"],"status":"ready","headline":"Catalyst & Lakeside merger clears shareholder vote and all regulatory approvals; closing expected July 14, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Lakeside shareholders approved the pending merger with Catalyst.","All required regulatory approvals for the mergers have been obtained.","The mergers are expected to close on or about July 14, 2026.","The Merger Agreement was dated April 7, 2026 between Catalyst, Catalyst Bank, Lakeside, and Lakeside Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":569476,"accession_number":"0001849867-26-000009","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-05-21T15:01:25+00:00","items":["5.07","9.01"],"status":"ready","headline":"Catalyst Bancorp shareholders elect directors and ratify BDO as auditor for 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Frederick R. Lafleur elected with 1,473,154 votes for; 790,019 withheld.","Matthew L. Scruggins elected with 1,578,557 votes for; 684,616 withheld.","BDO USA, P.C. ratified as independent auditor: 2,926,395 for, 515 against, 5,727 abstain.","Annual meeting held May 19, 2026; 2,932,637 of 4,058,297 shares represented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96216,"accession_number":"0001849867-26-000007","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q1 net income $558k ($0.15 EPS); deposits up 5% sequentially","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $558k ($0.15 diluted EPS) vs $456k ($0.13) in Q4 2025.","Net interest margin 3.83%, down 8 bps from prior quarter; net interest income $2.5M (+$38k).","Loans fell 4% to $163.7M; $5.9M C&I loan paid off on business sale.","Deposits rose 5% to $195.4M, driven by seasonal public fund deposits.","Professional fees of $95k for pending Lakeside acquisition; share repurchases paused."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96215,"accession_number":"0001849867-26-000005","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-04-08T23:59:59+00:00","items":["1.01","7.01","8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp to acquire Lakeside Bancshares for $41.1M ($19.58/sh) all-cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Catalyst Bancorp (CLST) to acquire Lakeside Bancshares (LKSB) for $19.58/share, $41.1M aggregate cash.","Transaction expected to close Q3 2026, subject to shareholder and regulatory approvals.","Combined pro forma assets ~$627M, loans ~$400M, deposits ~$470M.","Deal >180% EPS accretive once cost savings realized; TBV accretive within 3 years.","No additional capital needed; leverage ratio ~10.4%, total risk-based capital ~15.4% post-close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109906,"accession_number":"0001849867-26-000002","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q4 net income $456K ($0.13 EPS); loans up 3%; NPA ratio rises to 0.95%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $456K ($0.13 diluted EPS) in Q4, vs $489K ($0.13) in Q3; FY2025 net income $2.1M vs net loss $3.1M in FY2024.","Loans grew $5.4M (3%) to $170.2M; commercial & industrial up 22% driven by oilfield services.","Non-performing assets increased to $2.7M (0.95% of assets) from $1.9M (0.67%) largely due to residential mortgage loans.","Net interest margin widened to 3.91% from 3.88% QoQ; funding costs declined.","Company repurchased 54,693 shares at $14.76 avg in Q4; new plan authorizes up to 205K shares."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126484,"accession_number":"0001849867-25-000024","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp authorizes sixth share repurchase plan for up to 205,000 shares (5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved November 2025 Repurchase Plan to buy up to 205,000 shares (approx. 5% of outstanding) in open market or private transactions.","Since Jan 2023, Company has repurchased 1,180,817 shares (22% of original issue) at average cost $11.97 per share.","18,183 shares remain available under the prior November 2024 Repurchase Plan.","Repurchases under the new plan are in addition to any remaining under the prior plan.","Program is subject to market conditions and other factors; no fixed expiration date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126483,"accession_number":"0001849867-25-000022","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Catalyst Bancorp replaces HORNE LLP with BDO USA as auditor after partner migration","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["HORNE LLP resigned Oct 31, 2025 after its partners and staff joined BDO USA, P.C.","Audit Committee appointed BDO USA as independent auditor on Nov 5, 2025.","No disagreements or reportable events occurred between HORNE and the company.","HORNE concurred with the Company's statements in a letter filed as Exhibit 16.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126482,"accession_number":"0001849867-25-000020","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp reports Q3 net income of $489K, down from $521K in Q2; loans decline 2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $489k vs $521k in Q2; NPAs $1.9M (0.67% of assets).","Loans $164.8M, down 2% from Q2 due to $4.6M construction loan payoff; C&I classified $2.1M.","Deposits $186.4M, up 2% driven by high-yield specials; loans-to-deposits 88%.","Net interest margin 3.88%, down 10 bps; purchased $16.2M securities at 5.17% yield.","Repurchased 13,212 shares at avg $12.93; total repurchases 1.16M shares (22% original)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":143232,"accession_number":"0001849867-25-000018","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q2 net income $521k vs Q1 $586k; NIM expands to 3.98%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $521,000 for Q2 2025, down from $586,000 in Q1 2025.","Loans grew to $167.6M (+$1.5M); deposits up $1.6M to $182.2M.","Net interest margin rose 9 bps to 3.98%; provision for credit losses remained zero.","Non-performing assets $1.8M (0.64% of assets), stable vs prior quarter.","Company repurchased 62,385 shares at avg $11.91 in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":0.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161363,"accession_number":"0001849867-25-000014","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Catalyst Bancorp shareholders elect Kidder and Kleiser, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected Todd A. Kidder (2,061,219 For) and Kirk E. Kleiser (2,159,843 For) as directors for three-year terms.","Ratified HORNE LLP as independent auditor for 2025 (3,453,898 For, 112,814 Against, 587 Abstain).","Non-binding advisory vote on named executive officer compensation passed (2,310,911 For, 287,138 Against, 30,875 Abstain).","Quorum achieved with 3,567,299 shares represented out of 4,205,201 eligible shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161362,"accession_number":"0001849867-25-000010","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q1 net income $586K; loans flat, NIM 3.89%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $586K in Q1 2025 vs $626K in Q4 2024 (down 6% sequentially).","Loans $166.1M, down $1.0M (<1%) from Dec 31; NPAs improved to $1.7M (0.63% of assets).","Net interest margin narrowed 3 bps to 3.89%; net interest income $2.4M (down 4%).","Total deposits $180.6M, down $5.1M (3%) driven by public funds; loans/deposits ratio 92%.","Repurchased 72,949 shares at avg $11.86 in Q1; 114,201 shares remain under buyback plan."],"consensus_eps_estimate":null,"consensus_eps_actual":0.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161361,"accession_number":"0001849867-25-000004","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K/A","filed_at":"2025-04-02T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Catalyst Bancorp appoints HORNE as auditor for FY2025 after CHL completes FY2024 audit","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CHL's audit reports for FY2024 and FY2023 contained no adverse opinion or qualification.","No disagreements or reportable events occurred between Company and CHL.","Board approved HORNE LLP as independent auditor for fiscal year ending December 31, 2025.","CHL furnished a letter to the SEC agreeing with the disclosures in this 8-K/A."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179525,"accession_number":"0001849867-25-000002","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q4 net income up 40% to $626K; loans grow record 15% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $626K for Q4 2024, up 40% from $447K in Q3 2024.","Loan portfolio grew $22.2M (15%) for full year ended Dec 2024; total loans $167.1M.","Net interest margin increased to 3.92% from 3.86%; net interest income $2.5M.","Paid off $20M BTFP advance; deposits up 11% to $185.7M mainly on seasonal public funds.","Repurchased 120,977 shares at avg $11.70 in Q4; 187,150 shares remaining under plan."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196244,"accession_number":"0001849867-24-000033","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-11-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp authorizes 215,000-share buyback (5% of outstanding); Q3 loan growth record $21M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New repurchase plan allows up to 215,000 shares (~5% of outstanding); 9,799 shares remain under prior May 2024 plan.","Since Jan 2023, company repurchased 972,916 shares (~18% of original issued) at avg cost $11.93 per share.","Record Q3 loan growth of $21M driven by organic customer growth; branch network expanded to Carencro and Lafayette.","Systems upgrade reduces non-interest expense by over $200K annually; employee count held steady despite 50% branch increase.","CEO notes no M&A opportunities yet but maintains capital and management depth for future deals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196243,"accession_number":"0001849867-24-000031","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-11-26T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Catalyst Bancorp appoints HORNE LLP as auditor for FY2025; CHL remains for FY2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["HORNE LLP appointed as independent auditor for fiscal year ending Dec 31, 2025, pending standard client acceptance.","No disagreements or reportable events between company and CHL during FY2022-FY2023 and interim through Nov 20, 2024.","CHL's reports on FY2022 and FY2023 financial statements were unqualified with no adverse opinions.","No pre-engagement consultations with HORNE on accounting principles or disagreements occurred.","Auditor change follows a competitive process approved by the Board and Audit Committee on Nov 20, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196242,"accession_number":"0001849867-24-000025","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q3 net income $447K, down $80K; loan growth record $12.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $447K, down $80K from Q2 2024; includes $238K pre-tax CDFI grant.","Loan portfolio grew $12.6M to $165.9M, an 8% increase, driven by construction and commercial.","Net interest margin expanded 14 bps to 3.86% from prior quarter; net interest income up 3%.","Deposits fell $12.6M to $167.4M; loan-to-deposit ratio rose to 99% from 85%.","Non-performing assets declined to $1.6M (0.57% of assets) from $1.7M; allowance at 1.46%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212526,"accession_number":"0001849867-24-000023","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q2 net income $527K vs Q1 loss of $4.7M; loans up 7% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $527,000 for Q2 2024, compared to net loss of $4.7M in Q1 2024 (included $5.5M loss on sale of securities).","Loans totaled $153.3M, up $9.8M (7%) from March 31, 2024, driven by commercial and industrial growth (52% increase).","Net interest margin expanded 60 bps to 3.72% in Q2; net interest income up 17% QoQ to $2.4M.","Repurchased 79,802 shares at average cost $11.88 during Q2; 172,527 shares remain available under plan.","Non-interest expense down 26% QoQ to $2.1M as Q1 included $560K in core system conversion costs."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231510,"accession_number":"0001849867-24-000018","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-05-22T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Catalyst Bancorp shareholders elect three directors, ratify auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Ted D. Bellard (1,790,342 for), Craig C. LeBouef (1,439,598 for), Joseph B. Zanco (2,136,682 for) to three-year terms.","Ratified Castaing, Hussey & Lolan, LLC as independent auditor for 2024 (3,480,315 for, 28,220 against).","Meeting held May 21, 2024; 3,508,736 shares represented, constituting a quorum."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231509,"accession_number":"0001849867-24-000015","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"Catalyst Bancorp reports Q1 net loss of $4.7M; approves new share repurchase plan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $4.7M includes $5.5M loss on sale of $48M in lower-yielding securities and $560K core system conversion costs.","Proceeds of $42.6M from securities sale to be used for loans, higher-yielding investments, share repurchases, and debt repayment.","Board approved May 2024 Repurchase Plan to buy back up to 227,000 shares (~5% of outstanding common stock).","Entered employment agreement with Don Ledet as Chief Risk Officer: base salary of $150,000, three-year term through May 2027.","Net interest margin increased to 3.15% from 3.14% QoQ; net interest income rose 8% to $2.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":249876,"accession_number":"0001849867-24-000003","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q4 net income $320K; loan growth $9.2M, strongest since IPO","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $320K including $371K CDFI grant; FY2023 net income $602K vs $180K in 2022.","Loan portfolio grew $9.2M (7%) in Q4 to $144.9M, led by construction and commercial real estate.","Net interest margin 3.14%, up 1 bps QoQ; total deposits flat at $165.6M.","Borrowings from BTFP increased to $10M at 4.83%; total borrowings $19.4M.","Expects ~$500K pre-tax costs in Q1 2024 for core system conversion, with >$200K annual savings."],"consensus_eps_estimate":null,"consensus_eps_actual":0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":267353,"accession_number":"0001849867-23-000042","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-11-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Catalyst Bancorp approves share repurchase program for up to 240,000 shares (5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved third share repurchase program on November 21, 2023.","May purchase up to 240,000 shares, representing ~5% of outstanding common stock.","Purchases may occur in open market or privately-negotiated transactions depending on market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":267352,"accession_number":"0001849867-23-000039","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-11-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp hires Don Ledet as Chief Risk Officer of Catalyst Bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Don Ledet named Chief Risk Officer, leading credit, compliance, special assets, and facilities management.","Ledet previously served as EVP and Head of Retail Market Support at First Horizon Bank (July 2020-Oct 2023).","Earlier roles at IBERIABANK included EVP and Director of Retail Support, overseeing operations, digital banking, and acquisitions integration.","CEO Joe Zanco cited Ledet's M&A experience as positioning the bank for future growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":267351,"accession_number":"0001849867-23-000036","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q3 net income $170K, up from $39K; loans grow 2% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $170K for Q3 2023, compared to $39K in Q2 2023.","Loans grew $2.2M (2%) to $135.7M, led by C&I and construction loans.","Net interest margin expanded 11 bps to 3.13% for Q3 2023.","Repurchased 81,252 shares at avg $12.33 under April 2023 repurchase plan.","Deposits fell $6.2M (4%) to $165.2M; uninsured deposits at $45.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":284607,"accession_number":"0001849867-23-000033","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-09-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Catalyst Bancorp enters 3-year employment agreements with Director of Operations and CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Amanda Quebedeaux (Dir. of Operations) base salary $147,000; Jacques Bourque (CFO) base salary $95,000.","Agreements run Sept 13, 2023 to Sept 12, 2026; subject to renewal review.","Termination without cause or for good reason triggers lump-sum severance equal to 12 months base salary.","Change-in-control severance: 12 months base salary plus continued health coverage for up to 12 months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":284606,"accession_number":"0001849867-23-000030","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q2 net income falls to $39k; deposit outflows and NIM compression weigh","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $39,000 in Q2 2023, halved from $73,000 in Q1; EPS not disclosed.","Net interest margin 3.02%, down 8bps QoQ; net interest income $1.9M, down 3% from Q1.","Deposits fell $8.3M (5%) to $171.4M; public fund deposits dropped from $40.1M to $24.7M.","Repurchased 129,070 shares at avg $10.65; 156,542 shares remain under April 2023 plan.","Unrealized losses on AFS securities increased to $10.9M from $10.1M; NPAs at 0.82% of assets."],"consensus_eps_estimate":null,"consensus_eps_actual":0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":284605,"accession_number":"0001849867-23-000027","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Catalyst Bancorp signs CEO employment agreement; chief credit officer resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Joseph B. Zanco new employment agreement effective Aug 17, 2023–Aug 17, 2026; base salary $300K, may increase.","Severance: 12 months base salary for involuntary termination; 36 months base for change-in-control termination.","SERP benefit $750K vesting over 15 years; additional $500K life insurance; max stock allocation (25% of pools).","SVP & Chief Credit Officer Simone S. Perry resigned effective July 28, 2023 amicably to pursue other opportunity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304326,"accession_number":"0001849867-23-000020","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-05-18T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Catalyst Bancorp shareholders elect Lafleur and Scruggs as directors, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Frederick R. Lafleur elected with 1,962,827 for, 908,673 withheld; Matthew L. Scruggins with 2,608,444 for, 263,056 withheld.","Ratification of Castaing, Hussey & Lolan, LLC as independent auditor for 2023 passed: 3,618,577 for, 32,725 against, 3,275 abstain.","Quorum of 3,654,577 shares represented at May 16, 2023 Annual Meeting; 5,058,612 shares eligible to vote.","Broker non-votes of 783,077 on director elections reflect positions held by brokers not voting on non-routine matters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304325,"accession_number":"0001849867-23-000017","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Q1 net income $73K; board approves second share repurchase plan for 5% of shares","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $73,000 for Q1 2023, down from $171,000 in Q4 2022.","Net interest margin 3.10%, up 14 bps QoQ; total deposits up $14.6M (9%) from Dec 2022.","Board approved second share repurchase plan for up to 252,000 shares (~5% of outstanding).","Completed prior buyback of 265,000 shares at avg $12.62; total risk-based capital ratio 57.69%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":323951,"accession_number":"0001849867-23-000004","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Catalyst Bancorp Q4 net income rises 27% to $171K; approves first share repurchase plan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income $171K, up 27% from Q3 2022; net interest margin 2.96%, up 21 bps.","Loans grew 1% to $133.6M; deposits decreased 10% to $165.1M.","Board authorizes repurchase of up to 265,000 shares (~5% of outstanding common stock).","Non-performing assets $2.0M (0.76% of total assets); allowance 1.35% of loans.","No provision for loan losses; net loan recoveries of $3K in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":341925,"accession_number":"0001849867-22-000014","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp posts Q3 net income of $139K; loans down, NPAs rise to 0.68%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $139,000 (+$121,000 QoQ); net interest margin 2.75% (+4 bps).","Loans fell 1% to $131.7M; deposits grew 3% to $184.2M.","Non-performing assets up 19% to $1.9M (0.68% of assets vs 0.57% prior).","Allowance for loan losses decreased to 1.37% of loans from 1.48%.","Rebranding costs fell to $28K from $208K; prior Q2 had $171K CDFI grant."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358767,"accession_number":"0001849867-22-000006","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q2 net income $18,000; NIM rises to 2.71%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $18,000 vs net loss of $131,000 in Q1 2022; net interest income $1.81M, up 3% QoQ.","Net interest margin expanded 12 bps to 2.71% as average yield on earning assets rose to 2.94%.","Loans grew 1% to $133.6M; NPAs steady at $1.6M (0.57% of assets); allowance for loan losses at 1.48%.","Rebranding costs $208K were offset by a $171K CDFI BEA grant; total non-interest expense $2.4M, up 9% QoQ.","Deposits decreased $4.3M to $178.7M; net unrealized losses on AFS securities increased to $8.4M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":377516,"accession_number":"0001558370-22-010204","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-06-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"St. Landry Homestead rebrands as Catalyst Bank after mutual-to-stock conversion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bank's name changed to Catalyst Bank effective June 23, 2022; new brand reflects growth focus.","Follows October 2021 mutual-to-stock conversion raising over $50 million.","Customer account numbers, PINs, routing numbers, and checks remain unchanged.","New logo, signage, and website (catalystbank.com) launched; debit card reissue in July.","Bank remains independent, based in St. Landry Parish, with same management and staff."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":377515,"accession_number":"0001558370-22-009174","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-05-19T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Catalyst Bancorp shareholders approve all proposals at annual meeting","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Directors Todd A. Kidder and Kirk E. Kleiser elected with 2,673,774 and 2,966,675 votes for, respectively.","2022 Stock Option Plan adopted: 2,904,710 for, 301,729 against.","2022 Recognition and Retention Plan and Trust Agreement adopted: 2,871,253 for, 322,392 against.","Ratification of Castaing, Hussey & Lolan as auditor approved with 3,700,408 votes for.","Board sets advisory vote on executive compensation every three years per shareholder recommendation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":377514,"accession_number":"0001558370-22-006219","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp posts Q1 net loss of $131K; NPA ratio rises to 0.55%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $131,000 in Q1 2022 vs. net income of $83,000 in Q4 2021; diluted EPS not disclosed.","Non-performing assets up 29% to $1.6M (0.55% of assets); non-performing loans up 42% to $1.3M.","Net interest income $1.8M, up 3% from Q4; net interest margin (TE) improved to 2.61% from 2.48%.","Unrealized losses on AFS securities surged to $5.7M from $864K due to rising market rates.","Deposits grew 4% to $183.1M; loans flat at $132.0M with $1.9M PPP payoffs during quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":395899,"accession_number":"0001558370-22-000710","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-02-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Catalyst Bancorp names Jacques Bourque as CFO; prior CFO Jutta Codori moves to Senior Administrative Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jutta Codori relinquished CFO role effective Feb 2, 2022, transitions to Senior Administrative Officer focusing on HR and board duties.","Jacques Bourque, age 29, promoted to CFO from Treasurer; previously Senior Accountant at Home Bank, N.A.","Bourque joined Catalyst Bancorp as Treasurer in October 2021; no family relationships or arrangements with directors/officers.","CEO Joe Zanco stated Bourque is youngest public bank CFO in the country."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":395898,"accession_number":"0001558370-22-000498","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q4 net income $83K vs $1.4M in Q3; full-year net income $1.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 2021 was $83,000, down from $1.4M in Q3 2021 which included a $1.8M CDFI grant.","Full-year 2021 net income of $1.9M vs. net loss in 2020; net interest income $1.7M for Q4, up 3% QoQ.","Loans receivable $131.8M, down 4% from Sept 30; commercial real estate fell $5.0M on a $4.3M hotel pay-off.","Non-performing assets $1.2M, down 7% QoQ; allowance for loan losses reversed $374K during Q4.","Total deposits $176.8M, down 29% as IPO subscription deposits of $72.9M were returned after offering."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":414782,"accession_number":"0001558370-21-013692","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2021-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Catalyst Bancorp Q3 net income $1.4M; IPO raises $52.9M; CDFI grant $1.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.4M in Q3 2021 vs $260K in Q2; driven by $1.8M CDFI Rapid Response Program grant recognized in non-interest income.","Completed IPO on Oct 12, 2021: sold 5,290,000 shares at $10 each for $52.9M; began trading on Nasdaq under \"CLST\" on Oct 13.","Loans fell $3.6M (-2.5%) to $136.7M; NPAs down 7.9% to $1.8M; allowance for loan losses 1.94% of total loans.","Deposits up $71.9M (+40%) to $249.5M due to IPO subscription cash; net interest margin decreased to 2.84% from 3.30%.","No provision for loan losses in Q3 vs reversal of $286K in Q2; net charge-offs minimal at $3K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":414781,"accession_number":"0001104659-21-125667","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2021-10-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp completes $52.9M IPO and mutual-to-stock conversion; shares to trade on Nasdaq under CLST","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 5,290,000 shares at $10.00/share for gross proceeds of approximately $52.9 million.","Mutual-to-stock conversion of St. Landry Homestead Federal Savings Bank closed on October 12, 2021.","Shares expected to begin trading on Nasdaq Capital Market on October 13, 2021 under ticker CLST.","At June 30, 2021, the Bank had total assets of $238.6M, deposits $177.9M, and equity $50.7M.","Subscription and community offerings fully filled; oversubscribed community offering subject to allocation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432869,"accession_number":"0001104659-21-113970","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2021-09-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Catalyst Bancorp extends subscription offering to Sept 17; starts community offering","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Subscription offering extended to Sept 17, 2021, due to Hurricane Ida mail delays.","Community offering commenced, also expires Sept 17; subscription orders receive priority.","Piper Sandler & Co. is assisting on best efforts basis; bank had $238.6M assets as of June 30."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432868,"accession_number":"0001104659-21-104003","cik":1849867,"company_name":"Catalyst Bancorp, Inc.","ticker":"CLST","form_type":"8-K","filed_at":"2021-08-12T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Catalyst Bancorp enters Agency Agreement with Piper Sandler for common stock offering","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Piper Sandler will assist on best-efforts basis in subscription and community offerings of common stock.","Fee: 0.90% for subscription offering and in-state community; 3.0% for out-of-state community; 5.5% for syndicated.","Piper Sandler reimbursed up to $100k in expenses plus up to $70k as records agent.","Offering is under previously filed S-1 registration statement (No. 333-254200)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":64627742.000000015,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}