{"filings":[{"id":1815236,"accession_number":"0001654954-26-006815","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K/A","filed_at":"2026-07-23T14:04:10+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp corrects Q2 earnings: net income $4.7M, EPS $0.84, up 15.5% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2026 net income $4.7M ($0.84 EPS) vs $4.1M ($0.72 EPS) in Q2 2025, +15.47%.","Six-month 2026 net income $9.1M ($1.62 EPS) vs $7.6M ($1.34 EPS), +19.40%.","Net interest margin 3.95% (Q2 2026) vs 3.64% (Q2 2025); ROE 15.83% vs 15.62%.","Tangible book value per share $19.51, up 17% YoY; total assets $1.17B.","Quarterly dividend $0.25/share payable Aug 1, 2026 to holders of record July 15."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1776239,"accession_number":"0001654954-26-006780","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-07-21T20:30:50+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q2 net income $4.9M, EPS $0.84, up 14.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.9M ($0.84 EPS) vs $4.3M ($0.72) in Q2 2025, up 14.4%.","Six-month net income $9.1M ($1.62 EPS) vs $7.6M ($1.34), up 19.4%.","Net interest margin improved to 4.00% from 3.47% in Q2 2025.","Gross loan portfolio grew $28.8M (3.06%) YoY; deposits up $48.7M (5.22%).","Quarterly dividend $0.25 per share, payable Aug 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1138599,"accession_number":"0001654954-26-006083","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-06-18T20:12:43+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.25 quarterly dividend payable Aug 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share declared by Board of Directors.","Dividend payable August 1, 2026 to shareholders of record on July 15, 2026.","Ticker CMTV trades on Nasdaq; parent of Community National Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":605156,"accession_number":"0001654954-26-005277","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-05-22T18:22:19+00:00","items":["5.07"],"status":"ready","headline":"Community Bancorp shareholders elect two directors, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Emma L. Marvin elected director: 2,307,572 for, 121,828 withheld, 950,126 broker non-votes.","Jacques R. Couture elected director: 2,137,380 for, 292,020 withheld, 950,126 broker non-votes.","Auditor BDMP Assurance, LLP ratified: 3,373,079 for, 1,252 against, 5,195 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98471,"accession_number":"0001654954-26-003762","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q1 net income up 23.9% to $4.4M; EPS $0.78 vs $0.62","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $4.4M ($0.78/share) vs $3.5M ($0.62) in Q1 2025, up 23.93%.","Gross loan portfolio grew $43.6M (4.64%) YoY; deposits increased $38M (3.89%).","Net interest income rose 15.99% to $11M; net interest margin 3.81%.","Tangible book value per share $18.81, up 4% QoQ; quarterly dividend $0.25 payable May 1.","Uplisted to Nasdaq Capital Market exchange during Q1, improving liquidity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98470,"accession_number":"0001654954-26-003596","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K/A","filed_at":"2026-04-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp moves Q1 dividend record date from Apr 15 to Apr 26, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend remains $0.25 per share, payable May 1, 2026.","Only the record date changed; no change to dividend amount or payable date.","Press release supersedes the prior announcement dated March 19, 2026.","Ticker: CMTV (Nasdaq)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113959,"accession_number":"0001654954-26-002504","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.25 quarterly dividend, payable May 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.25 per share declared by Board of Directors on March 18, 2026.","Payable May 1, 2026 to shareholders of record as of April 15, 2026.","Ticker CMTV trades on Nasdaq; bank operates 12 offices in Vermont."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113958,"accession_number":"0001654954-26-000702","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp approved for Nasdaq Capital Market listing, effective Feb 2, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Common stock will trade on Nasdaq Capital Market under ticker CMTV starting Feb 2, 2026.","Shares currently quoted on OTCQX through Jan 30, 2026; no shareholder action required.","CEO Christopher Caldwell cites enhanced visibility and broader investor access as benefits.","Uplisting follows 175-year history; subject to continued listing requirements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113957,"accession_number":"0001654954-26-000622","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp reports FY 2025 EPS $3.01, up 32% YoY; Q4 EPS $0.83, up 13%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for FY 2025 $17M ($3.01/share) vs $12.8M ($2.28/share) in FY 2024, up 32.9%.","Q4 2025 net income $4.6M ($0.83/share) vs $4.1M ($0.73/share) in Q4 2024, up 13.1%.","Net interest margin improved to 3.81% in Q4 (3.68% FY); total assets $1.29B, up 3.09%.","Gross loans grew $37M (4.02%) YoY; deposits increased $69M (6.89%).","Company redeemed all Series A preferred stock ($1.5M) and declared $0.25/share dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":3.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113956,"accession_number":"0001654954-26-000571","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Community Bancorp Posts Board Committee Assignments Effective Jan 1, 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["On January 23, 2026, Community Bancorp (OTCQX:CMTV) filed an 8-K to announce current Board committee assignments.","The committee assignments were posted to the company's investor relations website and became effective January 1, 2026.","The filing listed directors and their committee roles but did not disclose any changes to board membership or leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113955,"accession_number":"0001654954-26-000181","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2026-01-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp (CMTV) applies to uplist from OTCQX to Nasdaq Capital Market","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Applied to uplist common shares from OTCQX to Nasdaq Capital Market on January 8, 2026.","Working to meet Nasdaq financial, governance and other listing requirements; approval not guaranteed.","CEO Christopher Caldwell said the move underscores commitment to growth and shareholder value.","If approved, trading would shift from OTCQX to Nasdaq Capital Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130367,"accession_number":"0001654954-25-014113","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares quarterly dividend of $0.25/share payable Feb 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per common share declared.","Payable February 1, 2026 to shareholders of record on January 15, 2026.","Community Bancorp is parent of Community National Bank, serving 12 Vermont locations.","CMTV trades on the OTCQX market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130366,"accession_number":"0001654954-25-012914","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Community Bancorp completes redemption of all Series A preferred stock at ~$100.8K per share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["On Nov 10, 2025, Community Bancorp redeemed all 15 outstanding Series A preferred shares.","Redemption price was $100,814.38 per share, including $100,000 liquidation preference plus accrued dividend.","Company expects to remain in compliance with regulatory capital guidelines after the redemption."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130365,"accession_number":"0001654954-25-012661","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Community Bancorp dismisses auditor Berry Dunn, engages BDMP Assurance, LLP","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Audit Committee approved dismissal of Berry, Dunn, McNeil & Parker, LLC effective Nov 3, 2025.","New auditor BDMP Assurance, LLP is owned by certain partners of the former firm.","No adverse opinions, disagreements, or reportable events in fiscal years 2023 or 2024.","Engagement for fiscal year ending Dec 31, 2025 approved concurrently."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130364,"accession_number":"0001654954-25-012006","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q3 net income $4.7M ($0.84 EPS), up 52% YoY; dividend raised 4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $4.7M ($0.84 per share) vs $3.1M ($0.55) in Q3 2024, a 52.42% increase.","Nine-month 2025 earnings $12.3M ($2.18 per share) up 42.31% from $8.7M ($1.55) in prior year.","Net interest income for Q3 rose 21.35% to $10.5M; loan portfolio grew $49M YoY (5.39%).","Book value per share increased to $19.64 from $17.36 a year ago; equity capital $111.9M.","Quarterly dividend raised 4% to $0.25/share, fourth annual increase since 2020; payable Nov 1."],"consensus_eps_estimate":null,"consensus_eps_actual":2.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146916,"accession_number":"0001654954-25-010919","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-09-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.25 quarterly dividend, payable Nov 1, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.25 per share declared by Board on September 18, 2025.","Payable November 1, 2025 to shareholders of record on October 15, 2025.","Ticker CMTV traded on OTCQX; parent of Community National Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146915,"accession_number":"0001654954-25-008287","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q2 net income $4.1M ($0.72 EPS), up 48.8% YoY; loan growth 9.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.1M, $0.72 EPS vs $2.7M, $0.49 EPS in Q2 2024; six-month net income $7.6M, $1.34 EPS.","Total assets $1.17B; loan portfolio grew $79.6M (9.23%) YoY; deposits up $84.2M (9.92%) YoY.","Net interest income $9.9M, up 22.1% YoY; provision for credit losses $407K.","Book value per share $18.69, up from $16.17 a year ago.","Declared quarterly dividend $0.24/share, payable Aug 1 to holders of record July 15."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165404,"accession_number":"0001654954-25-007327","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-06-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.24 quarterly dividend payable Aug 1, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.24 per share declared.","Payable August 1, 2025 to shareholders of record on July 15, 2025.","Parent company of Community National Bank, trading on OTCQX under CMTV."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165403,"accession_number":"0001654954-25-006481","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-06-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Community Bancorp presents at Chicago investor conference; no material financial details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Management presenting at investor conference in Chicago on June 3, 2025.","Investor presentation furnished as Exhibit 99.1 but not included in filing text.","No specific numbers, guidance, or material updates provided in the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165402,"accession_number":"0001654954-25-006090","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Community Bancorp shareholders elect all five directors and approve say-on-pay, auditor ratification at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five incumbent directors (Laforce, Lamberton, Marsh, Martin, Moore) re-elected with >2.5M for vs <86K withheld.","Advisory vote on executive compensation passed 2,216,311 for vs 198,142 against.","Advisory frequency vote selected 3 years with 1,586,622 votes; 1-year and 2-year received fewer.","Ratification of BerryDunn as auditors for FY 2025 approved with 3,458,434 for, 2,357 against.","Meeting held May 20, 2025; record date March 26, 2025 with 5,596,981 shares outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165401,"accession_number":"0001654954-25-004520","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q1 net income $3.5M, $0.62 EPS, +24.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.5M ($0.62 EPS) vs $2.8M ($0.51 EPS) in Q1 2024, +24.89%.","Total assets $1.19B, up 8.2% YoY; loans grew $73.9M (+8.53%) YoY.","Net interest income $9.4M, +12.93% YoY; deposit balances +10.85% YoY.","Equity capital $102.9M, book value $18.05; unrealized loss improved to $13.4M.","Quarterly dividend $0.24/share declared, payable May 1, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183060,"accession_number":"0001654954-25-003135","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-03-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.24 quarterly dividend, payable May 1, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.24 per share declared, unchanged from prior quarter.","Payable May 1, 2025 to shareholders of record as of April 15, 2025.","CMTV trades on OTCQX; bank has 14 branches in Vermont."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183059,"accession_number":"0001654954-25-000639","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q4 EPS $0.73, up 14% YoY; full year EPS $2.28 down 6%; assets hit $1.25B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $4.1M ($0.73/sh) vs $3.5M ($0.64/sh) in Q4 2023, +15.98%.","FY 2024 net income $12.8M ($2.28/sh) vs $13.4M ($2.43/sh) in FY 2023, -4.97%.","Total assets $1.25B at Dec 31, 2024, up 13.61% YoY; loans grew $82.5M (+9.8%).","Provision for credit losses decreased to $1.1M for FY2024 from $1.5M in FY2023.","Quarterly dividend $0.24 per share payable Feb 1, 2025; book value $17.24 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":2.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199640,"accession_number":"0001654954-24-015971","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-12-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Community Bancorp CEO Austin to retire Dec 31; Caldwell promoted to succeed effective Jan 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kathryn M. Austin will retire as President & CEO of Community Bancorp. and CEO of Community National Bank effective Dec 31, 2024. She will remain on both boards.","Christopher L. Caldwell, age 59, promoted to President & CEO of Community Bancorp. and CEO of Community National Bank, effective Jan 1, 2025.","Caldwell has served as VP of the company and President of the Bank since Jan 2024; previously Executive VP & Chief Lending Officer from Apr 2021.","Prior roles include Senior VP at Northwest Bank and MutualBank, and commercial banking positions at Star Financial Bank and Madison Community Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199639,"accession_number":"0001654954-24-015655","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["8.01","9.01","5.02"],"status":"ready","headline":"Community Bancorp declares $0.24 quarterly dividend payable Feb 1; appoints Wayne Lamberton to board","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.24 per share declared, payable Feb 1, 2025 to holders of record Jan 15, 2025.","Wayne Lamberton (58) appointed to boards of Community Bancorp and Community National Bank effective Jan 1, 2025.","Lamberton will serve on Corporate Governance and Risk Management committees; term expires at 2028 annual meeting.","Lamberton is a central Vermont native, real estate developer; previously served on advisory boards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199638,"accession_number":"0001654954-24-013060","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q3 net income down 7.4% to $3.1M; assets reach $1.2B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $3.1M ($0.55/shr) vs $3.4M ($0.61/shr) in Q3 2023, down 7.4%.","Total assets $1.2B, up $94M YoY; loan portfolio grew 8.84% ($74.1M) YoY.","Net interest income $8.7M, up 2.75%; provision for credit losses rose to $460,745 from $240,889.","Dividend increased 4.3% to $0.24/shr, payable Nov 1, 2024.","Book value per share rose to $17.36 from $15.87 at Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":1.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215657,"accession_number":"0001654954-24-011810","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-09-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.24/share quarterly dividend, payable Nov 1","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.24 per share, payable November 1, 2024 to holders of record October 15, 2024.","Board declared dividend on September 11, 2024; announced September 12.","No change from prior dividend rate; no earnings or guidance provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215656,"accession_number":"0001654954-24-009313","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Community Bancorp Q2 EPS $0.49, down 15% YoY; authorizes 275K share repurchase","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $2.7M ($0.49/share), down 14.65% from $3.2M ($0.58/share) YoY.","H1 net income $5.6M ($0.99/share), down 15.06% from $6.5M ($1.19/share) YoY.","Loan portfolio grew 10.40% YoY to $81.19M; deposits decreased 0.29%.","Board authorized repurchase of up to 5% (275,000 shares) over five years.","Book value per share $16.17, up from $15.87 at year-end 2023; dividend $0.23/share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235042,"accession_number":"0001654954-24-007720","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-06-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.23 quarterly dividend payable Aug 1","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per share declared.","Payable August 1, 2024 to shareholders of record July 15, 2024.","Parent of Community National Bank, trading on OTCQX under CMTV."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235041,"accession_number":"0001654954-24-006332","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders reelect all five directors and ratify BerryDunn as auditor at 2024 annual meeting.","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five incumbent directors elected with majority votes: Austin, Baker, Bouffard, Caldwell, and Conant.","Proposal 2 to ratify BerryDunn as external auditor for FY2024 approved with 3,394,980 votes FOR.","Total shares outstanding as of record date March 20, 2024: 5,514,431.","Meeting held May 14, 2024; each share entitled to one vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235040,"accession_number":"0001654954-24-004857","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp. Q1 2024 EPS $0.51, down 15.5% YoY; net income $2.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.8M ($0.51 per share) vs $3.3M ($0.61) in Q1 2023, a decline of $515,860.","Net interest income decreased 1.94% to $8.4M; loan portfolio grew 14.21% YoY to $107.8M.","Deposit balances declined $4.8M (0.54%) YoY; borrowed funds increased $83.9M to fund loan growth.","Dividend maintained at $0.23 per share, payable May 1, 2024 to shareholders of record April 15, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252864,"accession_number":"0001654954-24-003459","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-03-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp. declares $0.23 quarterly dividend, payable May 1, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per share; payable May 1, 2024 to shareholders of record April 15, 2024.","Trades on OTCQX under CMTV; Community Bancorp. is the holding company for Community National Bank.","Community National Bank, founded 1851, operates 12 offices across Vermont communities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252863,"accession_number":"0001654954-24-002000","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Community Bancorp appoints Nikole M. Brainard as Principal Accounting Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointment effective February 14, 2024; Brainard also serves as VP & Controller of Community National Bank.","Previous roles include AVP & Finance Manager, Financial Reporting Officer & Asset Liability Manager.","Candace A. Patenaude transitioned out of the role due to shift of responsibilities in Finance Dept.","Brainard, age 48, has held various finance roles at the Bank over the past five years.","No changes to compensation or other officers were announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252862,"accession_number":"0001654954-24-000828","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-01-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Christopher Caldwell appointed President of Community National Bank; CEO Austin to retire at year-end 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Christopher L. Caldwell, age 58, appointed Bank President effective Jan 17, 2024; joined Bank in 2021 as SVP/Senior Lender.","Kathryn M. Austin will continue as CEO of Bank and CEO/President of Company until her planned retirement at year-end 2024.","Caldwell previously served as EVP and Chief Lending Officer; brings 30 years of community banking experience.","No changes to Company officers; Caldwell also appointed to boards of Company and Bank effective Jan 1, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252861,"accession_number":"0001654954-24-000827","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2024-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Community Bancorp Q4 net income $3.5M ($0.64 EPS), down 25% YoY; full year EPS $2.43 vs $2.53","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $3.5M ($0.64 EPS), down 25% YoY from $4.7M ($0.86 EPS); full year $13.4M ($2.43) vs $13.7M ($2.53).","Total assets $1.10B, up 4.1% YoY; loans grew $96.9M (+12.94%) offset by cash decline of $50.7M.","Quarterly cash dividend $0.23/share declared, payable Feb 1, 2024 to record Jan 15.","Provision for credit losses increased to $672K in Q4 from negative $347K; full year $1.48M vs $978K driven by single NPL write-down.","Equity capital rose to $89M ($15.87 book value) from $75.2M ($13.55), helped by lower unrealized losses on bonds."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270354,"accession_number":"0001654954-23-016045","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2023-12-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Community Bancorp appoints VP Christopher L. 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no reason for departure is disclosed.","The filing does not name a successor for the COO/Innovation Officer role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307435,"accession_number":"0001654954-23-008053","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2023-06-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Community Bancorp declares $0.23 quarterly dividend payable Aug 1, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per share declared by Community Bancorp board.","Payable August 1, 2023 to shareholders of record as of July 15, 2023.","Dividend amount unchanged from prior quarter; no increase or decrease disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":212803077.99742272,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307434,"accession_number":"0001654954-23-006783","cik":718413,"company_name":"COMMUNITY BANCORP /VT","ticker":"CMTV","form_type":"8-K","filed_at":"2023-05-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Community Bancorp shareholders re-elect four directors, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Thomas E. 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