{"filings":[{"id":1038002,"accession_number":"0000927628-26-000066","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-06-12T21:34:10+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One May 2026 credit card NCO rate 4.82%; auto NCO rate 1.45%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-off rate 4.82% annualized; $1,022M net charge-offs on $254,552M avg loans.","Auto net charge-off rate 1.45%; $105M net charge-offs on $87,337M avg loans.","30+ day performing delinquency rate: credit card 3.33%, auto 4.24%.","Nonperforming loan rate for auto 0.62% ($549M); credit card NPL not reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":945477,"accession_number":"0001193125-26-263735","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-06-09T20:08:15+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One registers 39,843 additional shares for resale related to Brex acquisition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Registering 39,843 additional shares of common stock for resale by selling security holders.","Total shares registered for resale now 10,385,749 from Brex acquisition consideration.","Shares were issued as consideration for the Brex Inc. acquisition that closed on April 7, 2026.","Prospectus supplement no. 2 amends initial resale prospectus dated April 23, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":918123,"accession_number":"0000927628-26-000062","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-06-08T20:05:42+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One to present at Morgan Stanley US Financials conference on June 9","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation at Morgan Stanley US Financials conference on June 9, 2026 at 2:30 p.m. ET.","Live audio webcast available on Capital One investor relations website; replay archived through June 22.","No financial results or new guidance disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":451764,"accession_number":"0000927628-26-000053","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-05-14T21:32:05+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports April 2026 domestic credit card net charge-off rate of 4.94%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-offs $1,042M, annualized rate 4.94% on average loans $253.1B.","Auto net charge-offs $86M, rate 1.20% on average loans $86.2B.","30+ day performing delinquency: credit card 3.44%, auto 4.02% as of April 30, 2026.","Auto nonperforming loans $477M, rate 0.55% of period-end loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99850,"accession_number":"0000927628-26-000050","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Capital One reports 2026 annual meeting voting results; all 13 directors elected, golden parachute proposal fails","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 13 director nominees elected with strong support; lowest was Jennifer L. Wong with 471.5M votes for (94.9% of votes cast).","Advisory vote on 2025 named executive officer compensation approved with 414.5M for (83.5% of votes cast).","Ratification of Ernst & Young as independent auditor for 2026 approved with 526.4M for (95.1% of votes cast).","Shareholder proposal on golden parachute vote requirement failed with only 30.6M for (6.2% support) vs 465.3M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99849,"accession_number":"0001193125-26-171745","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One files resale registration for 10.3M shares issued in Brex acquisition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Selling security holders may sell up to 10,345,906 shares of Capital One common stock.","Shares were issued as consideration for the acquisition of Brex Inc., which closed on April 7, 2026.","Resale prospectus supplement filed on April 23, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99848,"accession_number":"0000927628-26-000040","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One March 2026 credit metrics: card NCO 5.09%, auto NCO 1.44%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-off rate of 5.09% on $250.9B average loans.","Auto loan net charge-off rate of 1.44% on $85.1B average loans.","30+ day performing delinquency rate: card 3.70%, auto 4.21%.","Auto nonperforming loan rate 0.55%; no prior-period comps provided.","Billed finance charges/fees excluded from NCOs per footnote (uncollectible portion reduces revenue)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99847,"accession_number":"0000927628-26-000039","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Capital One Q1 2026 net income $2.2B, adjusted EPS $4.42; Discover integration on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.2B ($3.34 diluted EPS) vs $2.1B ($3.26) in Q4 2025 and $1.4B ($3.45) in Q1 2025.","Adjusted net income of $4.42 per share, excluding $477M Discover amortization and $415M integration costs.","Total net revenue $15.2B (-2% QoQ); pre-provision earnings $6.8B (+8% QoQ).","Provision for credit losses $4.1B; net charge-offs $3.8B; loan reserve build $230M.","Period-end loans $447.8B (-1%); deposits $489.1B (+3%); CET1 ratio 14.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":15231000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99846,"accession_number":"0001193125-26-145764","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-04-07T23:59:59+00:00","items":["3.02","5.02"],"status":"ready","headline":"Capital One completes Brex acquisition for ~$2.56B cash plus 10.6M shares; special RSU award","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition of Brex Inc. closed on April 7, 2026, per Merger Agreement dated Jan 22, 2026.","Total consideration: approximately $2.56 billion in cash and 10,646,306 shares of common stock.","Board granted Frank LaPrade 11,041 RSUs (value ~$2.0M) for integration efforts, vesting in three annual installments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116104,"accession_number":"0000927628-26-000028","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-03-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One February credit card net charge-off rate 5.17%; auto 1.54%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-off rate of 5.17% (annualized) for February 2026.","Auto loan net charge-off rate of 1.54% (annualized) for February 2026.","30+ day performing delinquency rate: credit card 3.96%, auto 4.08% as of Feb 28, 2026.","Auto nonperforming loan rate of 0.60% as of period-end; credit card nonperforming N/A."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116103,"accession_number":"0000927628-26-000019","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-02-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports Jan 2026 credit card net charge-off rate 5.04%, auto 1.94%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-offs $1,082M on $257B average loans, annualized rate 5.04%.","30+ day performing delinquency rate on credit card: 4.04% ($10.4B).","Auto net charge-offs $136M on $84B average loans, annualized rate 1.94%.","Auto 30+ day performing delinquency rate: 4.76% ($4.0B); nonperforming loan rate: 0.63% ($531M)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116102,"accession_number":"0000927628-26-000014","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-02-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One to present at UBS Financial Services Conference on Feb 10, 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation at UBS Financial Services Conference 2026 in Miami on Feb 10, 2026, at 2:40 p.m. ET.","Live audio webcast available via Capital One investor site; replay archived through Feb 24.","No new financial data or guidance included in this 8-K filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116101,"accession_number":"0000927628-26-000011","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-02-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Capital One approves $40M CEO pay for 2025; adopts new executive severance policies","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Fairbank 2025 package: $2.5M upfront RSU + $37.5M year-end award (performance shares, deferred cash, RSUs) = $40M total.","2026 CEO plan: $2.5M RSU grant, no salary; discretionary year-end incentive tied to 2026 performance.","Other NEOs 2026 target compensation $6M-$8M, 55% equity, 20% salary, fully at-risk.","New Cash Severance Policy caps cash severance at 2.99x base salary plus target bonus without shareholder ratification.","New Change of Control Severance Plan: CEO 2.5x, other NEOs 2x base+bonus plus COBRA; supersedes prior agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116100,"accession_number":"0001193125-26-033632","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One closes $3B senior notes offering: $1.5B in 4.722% notes due 2032 and $1.5B in 5.399% notes due 2037","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.5B of 4.722% Fixed-to-Floating Rate Senior Notes due 2032 and $1.5B of 5.399% Fixed-to-Floating Rate Senior Notes due 2037.","Underwriting syndicate led by Barclays, J.P. Morgan, Morgan Stanley, Wells Fargo, and Capital One Securities.","Notes issued under existing senior indenture; registered on Form S-3 (File 333-277813).","Net proceeds expected for general corporate purposes; closing occurred on February 2, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116099,"accession_number":"0001193125-26-019543","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["3.02","7.01","9.01"],"status":"ready","headline":"Capital One acquires Brex for $5.15B in cash and stock","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total consideration $5.15B: ~$2.75B cash + ~10.6M shares of Capital One common stock.","Brex is an AI-native platform for corporate cards, expense management, and real-time payments.","Transaction expected to close mid-2026, subject to regulatory approvals and customary conditions.","Brex CEO Pedro Franceschi will continue to lead Brex as part of Capital One.","Acquisition accelerates Capital One's business payments marketplace strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116098,"accession_number":"0001193125-26-019444","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Capital One Q4 net income $2.1B ($3.86 adj EPS); acquires Brex for $5.15B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 GAAP net income $2.1B ($3.26 EPS), down from Q3 2025 $3.2B ($4.83 EPS); adjusted EPS $3.86.","Definitive agreement to acquire Brex Inc. for $5.15B (50% cash, 50% stock).","Total net revenue $15.6B (+1% QoQ); provision for credit losses $4.1B, up $1.4B QoQ.","Non-interest expense $9.3B (+13% QoQ) driven by 38% marketing increase and 8% operating expense rise.","CET1 ratio 14.3%; period-end loans $453.6B, deposits $475.8B; NIM 8.26%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":53434000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116097,"accession_number":"0000927628-26-000004","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports Dec 2025 credit card net charge-off rate 5.01%, auto 2.07%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Credit card domestic net charge-offs: $1,085M, rate 5.01% (annualized).","Credit card 30+ day performing delinquencies: $10,471M, rate 3.99%.","Auto net charge-offs: $144M, rate 2.07% (annualized).","Auto 30+ day performing delinquencies: $4,371M, rate 5.23%.","Auto nonperforming loans: $566M, rate 0.68%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132546,"accession_number":"0000927628-25-000288","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One Nov 2025 credit metrics: Domestic Card charge-off rate 5.02%, Auto 1.71%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-offs $1,060M; annualized rate 5.02% as of Nov 30, 2025.","Auto loan net charge-offs $118M; annualized rate 1.71% as of Nov 30, 2025.","30+ day performing delinquencies: Domestic Card 4.01%, Auto 5.02%; nonperforming auto loans 0.64%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132545,"accession_number":"0000927628-25-000285","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-12-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One to present at Goldman Sachs Financial Services Conference on Dec 9, 2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation scheduled for Dec 9, 2025 at 2:20 p.m. EST.","Live audio webcast accessible via Capital One's Investor Center.","Replay of presentation archived on company website through Dec 22, 2025.","No material new financial or operational information disclosed in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132544,"accession_number":"0000927628-25-000283","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-11-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports October 2025 credit card NCO rate 4.77%, auto NCO rate 1.67%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Credit card loans: net charge-off rate 4.77%, 30+ day performing delinquency rate 3.99%.","Auto loans: net charge-off rate 1.67%, 30+ day performing delinquency rate 4.97%, nonperforming loan rate 0.64%.","Domestic credit card average loans $252.3B, period-end $254.2B; auto average $82.2B, period-end $82.5B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132543,"accession_number":"0000927628-25-000280","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Capital One awards $2M special cash bonus to President Matthew Cooper for integration role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Special cash award of $2,000,000 approved Nov 3, 2025 for Matthew Cooper, President, Discover Integration.","Award recognizes his expanded role and exceptional performance during the year.","Approved by Compensation Committee and independent board members."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132542,"accession_number":"0000927628-25-000268","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports Sept 2025 credit card NCO rate 4.35%, auto NCO rate 1.46%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Credit Card domestic net charge-off rate 4.35% for September 2025; 30+ day performing delinquency rate 3.89%.","Auto net charge-off rate 1.46%; 30+ day performing delinquency rate 4.99%.","Auto nonperforming loan rate 0.71% as of period-end; average loans held for investment $81.8B auto, $252.6B credit card."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132541,"accession_number":"0000927628-25-000267","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Capital One Q3 net income $3.2B ($4.83 EPS), beats; authorizes $16B share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.2B, diluted EPS $4.83; adjusted EPS $5.95; vs Q2 net loss $4.3B and Q3 2024 net income $1.8B.","Total net revenue $15.4B, up 23% sequentially; net interest margin 8.36% (adjusted 8.43%).","Provision for credit losses $2.7B (down $8.7B QoQ); net charge-offs $3.5B, loan reserve release $760M.","CET1 ratio 14.4% under Basel III Standardized; Board authorized up to $16B common stock repurchase starting Oct 21.","Discover integration expenses $348M pretax; intangible amortization $498M; integration 'continues to go well'."],"consensus_eps_estimate":null,"consensus_eps_actual":0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":37851000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149080,"accession_number":"0000927628-25-000258","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-09-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports Aug 2025 credit card net charge-off rate 4.70%, auto rate 1.58%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Credit card net charge-off rate 4.70% annualized on $254.7B period-end loans.","Credit card 30+ day performing delinquency rate 3.73% as of Aug 31, 2025.","Auto net charge-off rate 1.58% annualized; 30+ day delinquency rate 5.03%, nonperforming rate 0.72%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149079,"accession_number":"0001193125-25-201421","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-09-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One closes $2.75B senior notes offering (4.493% due 2031, 5.197% due 2036)","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.25B of 4.493% Fixed-to-Floating Rate Senior Notes due 2031 and $1.5B of 5.197% Fixed-to-Floating Rate Senior Notes due 2036.","Notes issued under existing senior indenture; underwriters led by Citigroup, Goldman Sachs, Morgan Stanley, RBC, and Capital One Securities.","Offering closed on September 11, 2025; proceeds not specified but typical general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149078,"accession_number":"0000927628-25-000255","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-09-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One Financial to present at Barclays conference on Sept 9, 2025","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Presentation at Barclays 23rd Annual Global Financial Services Conference on Tuesday, Sept 9, 2025 at 2:00 p.m. EST.","Live audio webcast available via Capital One investor relations website; replay through at least Sept 23, 2025.","No financial results or material updates disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149077,"accession_number":"0000927628-25-000252","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-08-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One July 2025 credit metrics: Credit Card NCO rate 4.83%, Auto 1.59%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic Credit Card net charge-offs $1,010M; annualized NCO rate 4.83%.","Credit Card 30+ day performing delinquency rate 3.67% on period-end loans $254.1B.","Auto loan net charge-offs $106M; annualized NCO rate 1.59%.","Auto 30+ day delinquency rate 5.05%; nonperforming loan rate 0.75%.","Data as of July 31, 2025; no prior-period comparisons provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149076,"accession_number":"0000927628-25-000241","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports June 2025 monthly charge-off and delinquency metrics, first post-Discover close","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic Card net charge-off rate 4.96% (annualized); Auto net charge-off rate 1.69%.","30+ day performing delinquency rate: Domestic Card 3.60%; Auto 4.84%.","Discover Domestic net charge-off rate 4.47%, reduced by $39M accelerated charge-offs from bankrupt/deceased accounts.","Excluding accelerated impact, Discover Domestic rate would be 4.94%; Total Domestic Card 5.15%.","Charge-offs exclude $18.0B of fully charged-off acquired Discover loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149075,"accession_number":"0000927628-25-000240","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Capital One Q2 net loss $4.3B ($8.58/sh) on Discover acquisition charges; adjusted EPS $5.48","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss of $4.3B vs Q1 net income of $1.4B; adjusted net income of $5.48 per diluted share.","Total revenue $12.5B (+25% QoQ); net interest margin 7.62% (adjusted 7.68%).","Provision for credit losses $11.4B, including $7.9B loan reserve build tied to Discover non-PCD loans.","Completed Discover acquisition May 18; period-end loans $439.3B, deposits $468.1B.","CEO says integration progressing well; CET1 ratio 14.0% under Basel III Standardized."],"consensus_eps_estimate":null,"consensus_eps_actual":-6.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":22492000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149074,"accession_number":"0000927628-25-000232","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One SCB falls to 4.5% from 5.5% in 2025 CCAR; effective Oct 1","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Preliminary Stress Capital Buffer of 4.5% effective Oct 1, 2025, per Federal Reserve 2025 CCAR.","Current SCB of 5.5% remains through Sept 30, 2025.","April 2025 Fed proposal to average stress test results over two years not yet finalized; preliminary SCB uses current framework."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168063,"accession_number":"0001193125-25-152658","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Capital One redeems all Series P Preferred Stock, eliminates series designation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All outstanding 6.125% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series P redeemed on June 30, 2025.","Certificate of Elimination filed with Delaware Secretary of State to remove Series P Certificate of Designations.","Redeemed shares revert to authorized but undesignated preferred stock; no impact on common stock or other series."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168062,"accession_number":"0001193125-25-146266","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-06-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One to redeem all Series P preferred depositary shares on June 30","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company will redeem all 500,000 outstanding Series P Depositary Shares on June 30, 2025.","Redemption price of $1,000 per depositary share plus accrued dividends from March 23 to June 30.","Dividends on Series P preferred stock will cease after the redemption date.","Total redemption proceeds approximately $500 million plus accrued dividends."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168061,"accession_number":"0000927628-25-000226","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports May 2025 credit card NCO rate 5.57%, notes Discover acquisition completed May 18","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-off rate of 5.57% (annualized) for May 2025.","Credit card 30+ day performing delinquency rate of 3.85% as of May 31.","Auto loan net charge-off rate of 1.04%; 30+ day performing delinquency rate 4.70%.","Legacy Capital One only; Discover operations excluded from reported metrics.","Acquisition of Discover Financial Services closed on May 18, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168060,"accession_number":"0000927628-25-000223","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One to present at Morgan Stanley conference on June 10","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation at Morgan Stanley US Financials, Payments & CRE conference on June 10, 2025 at 2:30 PM ET.","Live webcast available via Capital One investor relations website.","Replay of presentation will be archived on website through June 24, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168059,"accession_number":"0000927628-25-000201","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-06-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Capital One grants ~$43.5M in RSUs to CEO and NEOs for Discover integration work","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Fairbank gets 153,351 RSUs ($30M), vests June 3, 2030; settles 50% cash, 50% stock.","NEOs Young ($3M), LaPrade ($2.5M), Cooper ($5.5M), Yajnik ($2.5M) get RSUs vesting June 3, 2028.","RSUs for NEOs settle 100% in stock; awards approved by Compensation Committee and Independent Directors on June 3, 2025.","Total grant-date value of all awards is approximately $43.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168052,"accession_number":"0000927628-25-000199","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K/A","filed_at":"2025-06-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Capital One assigns committee roles to three new directors from Discover deal","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["On June 3, 2025, Michael Shepherd appointed to Risk and Audit Committees; Thomas Maheras and Jennifer Wong appointed to Risk Committee.","These three directors joined the Capital One board upon closing of the Discover acquisition on May 18, 2025.","Board size increased to 15 members with these appointments; committee assignments now complete.","Amendment No. 2 filed to disclose committee assignments not included in the original 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168051,"accession_number":"0001193125-25-125037","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K/A","filed_at":"2025-05-22T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Capital One closes Discover acquisition; posts Discover FY2024 net income $4.54B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Discover FY2024 net income $4.535B (up 62% from $2.796B in 2023); total assets $147.6B.","Provision for credit losses fell to $4.91B from $6.02B; net interest income $14.3B, up 9%.","Pro forma unaudited combined financials filed for Q1 2025 and FY2024 as if deal closed Jan 1, 2024.","Audited Discover financials show $1.2B liability for merchant card misclassification restitution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168058,"accession_number":"0001193125-25-122059","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["2.01","2.03","3.03","5.02","5.03","8.01","9.01"],"status":"ready","headline":"Capital One completes Discover acquisition for ~257M shares; board expanded, $6.8B debt assumed","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Capital One issued ~257M shares of common stock to Discover shareholders at 1.0192 exchange ratio.","Board expanded from 12 to 15; former Discover directors Maheras, Shepherd, and Wong appointed.","Capital One assumed $3.482B in Discover senior notes and $3.300B in Discover Bank notes.","CFO Andrew Young received a $500,000 special cash award for contributions to the transaction.","Capital One begins implementing $265B Community Benefits Plan in connection with acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168057,"accession_number":"0000927628-25-000167","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One April 2025 credit card NCO rate 5.66%; auto NCO rate 1.01%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-offs totaled $702M (5.66% annualized rate) on avg loans of $148.8B.","Auto net charge-offs were $66M (1.01% rate) on avg loans of $78.1B.","Credit card 30+ day performing delinquency 3.95% ($5.95B); auto 30+ day 4.86% ($3.82B).","Auto nonperforming loans $564M, 0.72% of period-end loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168056,"accession_number":"0000927628-25-000144","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Capital One stockholders reelect all 12 directors at 2025 annual meeting; shareholder proposal fails","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected with >90% support; lowest vote for Ann Fritz Hackett at ~94% of votes cast.","Advisory say-on-pay approved with 312.3M for vs 14.3M against (~95.5% support).","Ernst & Young LLP ratified as auditor for 2025 with 334.8M votes for (~95% of votes cast).","Shareholder proposal on golden parachute arrangements failed: 144.9M for, 180.7M against (44.5% support)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168055,"accession_number":"0000927628-25-000131","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports March 2025 credit card net charge-off rate 6.09%, auto 1.21%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-offs of $750M, 6.09% annualized rate on avg loans $147.8B.","Auto net charge-offs of $78M, 1.21% annualized rate on avg loans $77.3B.","30+ day performing delinquency rate: credit card 4.25% ($6.4B), auto 4.93% ($3.8B).","Auto nonperforming loans $561M, representing 0.72% of period-end loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168054,"accession_number":"0000927628-25-000130","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Capital One Q1 net income $1.4B, EPS $3.45; adjusted EPS $4.06; Discover acquisition approved, closing May 18","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.4B ($3.45 diluted EPS) vs $1.3B ($3.13) YoY; adjusted EPS $4.06 excludes $0.39 legal and $0.22 integration costs.","Total net revenue $10.0B, down 2% QoQ; pre-provision earnings flat at $4.1B.","Provision for credit losses $2.4B, down $273M QoQ; net charge-offs $2.7B; loan reserve release $368M.","Regulatory approval received for Discover acquisition; closing expected May 18, 2025.","Legal reserve activities $198M pre-tax; Discover integration expenses $110M pre-tax."],"consensus_eps_estimate":null,"consensus_eps_actual":3.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":10000000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168053,"accession_number":"0000927628-25-000123","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-04-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One receives all regulatory approvals for Discover acquisition; closing May 18","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["OCC and Federal Reserve approved the deal; all required regulatory approvals obtained.","Transaction expected to close on May 18, 2025, subject to customary conditions.","Shareholders of both companies approved with >99% votes in February 2025.","No immediate changes to customer accounts; integration information will be provided later.","Capital One will implement $265B Community Benefits Plan upon closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185284,"accession_number":"0000927628-25-000120","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports Feb 2025 credit card net charge-off rate 6.35%, auto 1.48%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Domestic credit card net charge-off rate 6.35% ($790M annualized); 30+ day delinquency rate 4.52%.","Auto loan net charge-off rate 1.48% ($95M annualized); 30+ day delinquency rate 5.02%.","Auto nonperforming loan rate 0.83% ($642M) as of Feb 28, 2025.","Average credit card loans held for investment $149.4B; auto $77.4B for the month."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185283,"accession_number":"0000927628-25-000056","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"Capital One and Discover stockholders approve acquisition with >99% votes in favor","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Capital One stockholders: >99.8% voted in favor, representing 85.1% of outstanding shares.","Discover stockholders: >99.3% voted in favor, representing ~81.6% of outstanding shares.","Transaction still needs approval from Federal Reserve and OCC; expected close early 2025.","Delaware State Bank Commissioner approved the acquisition on December 18, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185282,"accession_number":"0000927628-25-000052","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One reports Jan 2025 credit card net charge-off rate 6.12%, auto 1.95%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Credit card net charge-off rate 6.12% on $151.7B avg loans; domestic segment.","Auto net charge-off rate 1.95% on $77.0B avg loans; $686M nonperforming (0.89%).","30+ day performing delinquency: credit card 4.61%, auto 5.63%.","Monthly operational metrics furnished; no change to guidance or outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185281,"accession_number":"0001193125-25-023100","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-02-10T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Capital One extends Discover merger outside date to May 19; three lawsuits filed challenging proxy disclosures","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Special stockholder meetings for Capital One and Discover set for Feb 18, 2025 to vote on merger proposals.","Outside date automatically extended to May 19, 2025 if stockholder approvals obtained but regulatory approvals pending.","Three lawsuits filed in Illinois and New York alleging proxy statement deficiencies; company believes claims are without merit.","Company voluntarily supplements proxy with 13 additional disclosures to avoid litigation risk; no admission of liability.","Demand letters also received from purported stockholders; company denies need for additional disclosures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185280,"accession_number":"0000927628-25-000047","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-02-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Capital One to present at UBS Financial Services Conference on Feb 11, 2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation at 2025 UBS Financial Services Conference in Miami, FL on Feb 11, 2025 at 3:30 p.m. EST.","Live audio webcast available via Capital One's investor relations website (www.capitalone.com/investors).","Replay of presentation archived on company website through at least February 24, 2025.","No material financial or operational updates disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185279,"accession_number":"0000927628-25-000044","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-02-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Capital One approves CEO Fairbank 2024 incentive award of $31M and 2025 compensation plan","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO 2024 incentive award totals $31.0M: $20.5M performance shares, $5.5M deferred cash, $5.0M RSUs.","CEO 2025 plan: no cash salary; $2.5M RSU grant plus opportunity for year-end incentive in early 2026.","Named Executive Officers received 2024 incentive awards of cash, stock-settled RSUs, and performance shares.","NEOs 2025 total target compensation ranges $5.5M to $7.3M, split 20% salary, 25% cash incentive, 55% equity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185278,"accession_number":"0001193125-25-017228","cik":927628,"company_name":"CAPITAL ONE FINANCIAL CORP","ticker":"COF","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Capital One closes $1.75B offering of 6.183% subordinated notes due 2036","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closed public offering of $1.75 billion 6.183% Fixed-to-Floating Rate Subordinated Notes due 2036.","Interest fixed at 6.183% for first five years, then floats based on SOFR plus spread.","Underwriters led by Goldman Sachs, J.P. Morgan, Morgan Stanley, Wells Fargo, and Capital One Securities.","Notes are subordinated, unsecured, and rank junior to senior indebtedness."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":117488876775.28163,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2025-01-30T23:59:59+00:00|185278"}