{"filings":[{"id":553396,"accession_number":"0001683168-26-004165","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-05-20T19:42:22+00:00","items":["7.01","9.01"],"status":"ready","headline":"Consumer Portfolio Services furnishes investor presentation as of March 31, 2026","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation covers company summary and is available on CPSS investor relations website.","No specific financial metrics or material updates disclosed in the filing.","Presentation is furnished under Item 7.01, not filed; no new earnings or guidance provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99484,"accession_number":"0001683168-26-003502","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPSS Q1 2026 net income $5.5M, revenue $112.3M, portfolio record $3.94B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.5M ($0.24 diluted EPS), up 18% vs $4.7M ($0.19) in Q1 2025.","Revenue $112.3M, up 5.1% from $106.9M in prior year period.","New contract purchases $533.2M, up 18% YoY; total portfolio $3.942B (record).","30+ day delinquencies improved to 11.58% from 12.35% YoY; annualized net charge-offs rose to 8.57% from 7.54%.","Management cites strong origination growth and focus on margin expansion and credit performance."],"consensus_eps_estimate":null,"consensus_eps_actual":0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":112334000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99483,"accession_number":"0001683168-26-003193","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS completes record $514M auto ABS securitization; largest in history","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $514.07M asset-backed notes secured by $526.17M subprime auto receivables.","Five classes: A ($237.6M at 4.35%), B ($76.4M at 4.59%), C ($78.66M at 4.93%), D ($48.67M at 5.20%), E ($72.72M at 7.14%).","Largest of 109 securitizations; first over $500M; weighted average coupon 5.51%.","Senior class A rated Aaa/AAA by Moody's and DBRS Morningstar; initial credit enhancement 1.00% cash deposit + 2.30% overcollateralization.","59th senior subordinate securitization since 2011; 42nd consecutive triple-A on senior notes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99482,"accession_number":"0001683168-26-002775","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-04-09T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS increases warehouse credit facility capacity from $167.5M to $390M with Capital One","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Capacity raised to $390M (from $167.5M); borrow up to 95.5% of eligible pledged auto receivables.","Revolving credit facility runs through October 17, 2027, with optional 18-month amortization thereafter.","Loans bear floating interest rate based on SOFR plus a margin.","Proceeds will be used to acquire motor vehicle receivables from dealers on a revolving basis.","Amendment effective April 3, 2026; filing reported April 9, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99481,"accession_number":"0001683168-26-002616","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPSS reports FY2025 executive bonuses; CEO gets $3.28M non-equity award","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Charles Bradley received $3,283,500 non-equity incentive; total 2025 comp $5,439,647.","President/COO Michael Lavin earned $448,693 non-equity bonus; total comp $1,386,590.","CFO Danny Bharwani earned $479,808 non-equity bonus; total comp $1,254,849.","CEO bonus based on 720% salary cap; targets included budget, securitizations, stock price >$16.","Bonus amounts were omitted from 2025 Form 10-K; now disclosed per Item 5.02(f)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115528,"accession_number":"0001683168-26-002174","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-03-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Consumer Portfolio Services furnishes investor presentation as of Dec 31, 2025","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Furnished investor presentation as of December 31, 2025, on March 24, 2026.","Presentation consists of 19 slides, titled 'The Subprime Source Since 1991'.","No specific numerical data or updates from the presentation are provided in the exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115527,"accession_number":"0001683168-26-001649","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-03-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q4 2025 net income $5.0M ($0.21/diluted); FY revenue record $434.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $5.0M ($0.21 diluted EPS) on revenues $109.4M (+3.9% YoY).","Full year revenue $434.5M (+10.4%); interest income $422.7M (+16%).","New contract purchases $1.638B in 2025 vs $1.682B in 2024.","Net charge-offs 7.76% vs 7.62% in 2024; 30+ day delinq 14.77% vs 14.85%.","CEO: highest recorded revenue in company history; well positioned for 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115526,"accession_number":"0001683168-26-001493","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-03-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CPS closes $50M securitization of residual interests from prior notes; coupon 8.75%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$50M asset-backed notes issued, secured by 80% interest in MOA holding residual interests from four CPS securitizations (Jan-Oct 2025).","Notes carry 8.75% coupon; monthly payments of interest and principal to maintain collateral ratio.","MOA interest includes 80% of spread accounts and over-collateralization of underlying securitizations.","Private offering to qualified institutional buyers, not registered under Securities Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115525,"accession_number":"0001683168-26-001289","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-02-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPSS appoints Scott Carnahan to board, replacing William Roberts","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Carnahan appointed Feb. 18, 2026 to fill vacancy left by Roberts' resignation; term expires at 2026 annual meeting.","Carnahan brings 40+ years in financial institutions; senior roles at FTI Consulting and KPMG LLP.","Company paid FTI $127K in FY2024 and $173K in FY2025 for consulting; engagement ended Sep. 2025.","Carnahan will receive standard non-employee director compensation; not yet assigned to any board committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115524,"accession_number":"0001683168-26-000793","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-02-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director William B. Roberts resigns from Consumer Portfolio Services board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William B. Roberts resigned as a director effective January 30, 2026.","Resignation not due to any dispute or disagreement with the company or board.","No replacement announced; board thanks Roberts for his service."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115523,"accession_number":"0001683168-26-000577","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPSS closes $345.6M auto loan securitization (2026-A); weighted avg coupon 5.18%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$345.61M of asset-backed notes sold; secured by $352.66M auto receivables.","Five note classes: Class A $155.5M at 4.19% (AAA/AAA), Class E $45.5M at 6.66% (NR/BB).","58th term securitization since 2011; 41st consecutive AAA rating on senior class.","Initial credit enhancement: 1% cash deposit + 2% overcollateralization; steps to 7.3% O/C.","Private offering to qualified institutional buyers, not registered under Securities Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131953,"accession_number":"0001683168-25-008677","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-11-25T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve 2025 Equity Plan authorizing up to 4.5M new shares; all nine directors elected","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders OK'd 2025 Equity Plan, 11.4M for vs 8.5M against (57.5% for); authorizes up to 4.5M new shares plus recycling.","All nine director nominees elected; director William B. Roberts received 9,346,158 for vs 10,597,006 withheld (narrow margin).","Advisory say-on-pay vote passed with 12,309,473 for (61.9%) vs 7,573,654 against.","Shareholders recommended say-on-pay frequency every year (18,015,514 votes); board adopted annual frequency.","Ratification of Crowe LLP as independent auditor approved (20,852,660 for, 235,962 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131952,"accession_number":"0001683168-25-008548","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Consumer Portfolio Services files updated investor presentation for Q3 2025","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed 19-slide company summary as of September 30, 2025 under Item 7.01.","Presentation posted on company website; no specific financial results disclosed in filing.","Confidence low due to absence of material financial data in available exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131951,"accession_number":"0001683168-25-008154","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q3 net income $4.9M ($0.20 EPS); revenue up 7.8% to $108.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $108.4M, up 7.8% YoY; pretax income $7.0M vs $6.9M prior year.","Net income $4.9M ($0.20 diluted EPS), in line with Q3 2024's $4.8M ($0.20 EPS).","New contract purchases $391.1M in Q3; YTD purchases $1.275B vs $1.224B prior.","Annualized net charge-offs 8.01% of portfolio vs 7.32% a year ago; delinquencies 13.96% vs 14.04%.","Receivables $3.760B at Sept. 30, 2025, up from $3.330B a year earlier."],"consensus_eps_estimate":null,"consensus_eps_actual":0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":325060000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131950,"accession_number":"0001683168-25-007768","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS closes $384.6M auto-loan securitization (2025-D); weighted avg coupon 5.72%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued five classes of notes secured by $392.46M in automobile receivables; fourth term securitization in 2025.","Senior Class A notes ($170.91M) rated AAA by S&P and DBRS; average life 0.66 years at 4.46%.","Class E notes ($53.37M) rated NR/BB with 7.69% interest and average life 4.04 years.","Initial credit enhancement: 1.00% cash reserve plus 2.00% overcollateralization, stepping to 7.00% of original pool.","57th senior subordinate securitization since 2011; 40th consecutive AAA rating on senior class."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131949,"accession_number":"0001683168-25-007745","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"CPS enters $167.5M auto-receivables revolver with Capital One; draws $19.6M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Two-year facility via subsidiary Page Eleven Funding LLC; secured by auto receivables.","Maximum $167.5M outstanding; Class A loans at SOFR+2.75% (floor 3%), Class B at +3.65%.","Funding termination date Oct 18, 2027; $19.6M drawn on Oct 22, 2025.","Proceeds used to purchase motor vehicle receivables from dealers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148526,"accession_number":"0001683168-25-006278","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-08-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CPSS publishes updated investor presentation; no financial data included in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation available on IR website (ir.consumerportfolio.com).","Contains 19 slides summarizing the business as of June 30, 2025.","No financial statements or pro forma information filed with the 8-K.","Company states it is not undertaking to further update the presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148525,"accession_number":"0001683168-25-005907","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q2 2025 net income $4.8M ($0.20/diluted), revenue $109.8M (+14.5% YoY)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pretax income $7.0M vs $6.7M YoY; revenue growth driven by 14.5% increase to $109.8M.","Record shareholder's equity exceeded $300M for first time; total receivables $3.708B.","New contract purchases $433.0M in Q2, slightly above $431.9M in same quarter 2024.","Annualized net charge-offs 7.45% vs 7.26% YoY; delinquencies >30 days improved to 13.14% from 13.29%.","Six-month net income $9.5M ($0.40/diluted) vs $9.3M ($0.38/diluted) in prior year period."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":216638000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148524,"accession_number":"0001683168-25-005440","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS closes $418.33M auto receivable securitization (2025-C); 39th consecutive triple-A senior class","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $418.33M in asset-backed notes secured by $433.50M of subprime auto receivables.","Five note classes: A ($184.45M, 4.71%), B ($57.44M, 4.71%), C ($72.39M, 4.91%), D ($47.69M, 5.28%), E ($56.36M, 6.59%).","Weighted average coupon of approx. 5.43%; initial credit enhancement: 1.00% cash reserve and 3.50% overcollateralization.","Senior Class A rated AAA by S&P and DBRS; this is CPS's third term securitization in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167363,"accession_number":"0001683168-25-003823","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CPSS provides investor presentation as of March 31, 2025; no specific financial updates in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished a 19-slide investor presentation as Exhibit 99.1.","Presentation is a company summary as of March 31, 2025, available on IR website.","No new financial results, guidance, or material events disclosed in the 8-K or exhibit header.","Filing is a routine Regulation FD disclosure; information is furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167362,"accession_number":"0001683168-25-003479","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS closes $419.95M asset-backed securitization of subprime auto receivables","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Securitized $439.29M in subprime auto receivables, issuing $419.95M in five classes of notes.","Weighted average coupon ~5.96%; senior Class A rated AAA by S&P and DBRS Morningstar.","Initial credit enhancement: 1.00% cash reserve and 4.40% overcollateralization, stepping to 8.65%.","55th senior subordinate securitization since 2011; 38th consecutive triple-A rating on senior notes.","CPS will service the receivables; notes are obligations of trust, not CPS directly."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167361,"accession_number":"0001683168-25-003450","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPSS Q1 net income $4.7M ($0.19 EPS); revenue up 16.6% to $106.9M; record portfolio of $3.615B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $4.7M ($0.19 diluted EPS) vs $4.6M ($0.19) in Q1 2024.","Revenue $106.9M, up $15.2M or 16.6% YoY; total portfolio balance $3.615B, highest in company history.","New contract purchases of $451.2M in Q1 2025, compared to $346.3M in Q1 2024 (+30.3%).","Annualized net charge-offs improved to 7.54% from 7.84%; delinquencies >30 days at 12.35% vs 12.39%.","Pretax income $6.8M vs $6.6M in prior year; conference call scheduled for May 13, 2025 at 1:00 p.m. ET."],"consensus_eps_estimate":0.306,"consensus_eps_actual":0.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":106874000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167360,"accession_number":"0001683168-25-003138","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Consumer Portfolio Services discloses FY2024 executive bonuses; CEO Bradley receives $3.13M non-equity incentive","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Charles Bradley Jr. total compensation $4.17M including $3.13M non-equity incentive plan payment for FY2024.","President Michael Lavin total $960.8K, bonus $443.7K; CFO Danny Bharwani total $875.8K, bonus $444.9K.","CEO pay ratio for FY2024 is 55.5:1 based on median employee total compensation of $75,054.","Bonuses were omitted from the 2024 10-K filed March 2025; this 8-K provides final amounts.","CEO bonus tied to objectives including originations targets ($1.3B-$1.6B) and stock price targets ($10-$13/share)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184673,"accession_number":"0001683168-25-001822","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-03-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CPSS posts investor presentation as of Dec 31, 2024; slide content not detailed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company made available a 19-slide investor presentation dated December 2024.","Presentation is titled 'Company Summary as of December 31, 2024' and posted on company website.","No financial statements or pro forma financials are filed with this 8-K.","Specific financial or operational updates from the presentation are not extractable from the filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184672,"accession_number":"0001683168-25-001782","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-03-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CPS closes $65M securitization of residual interests from five prior securitizations","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$65M asset-backed notes sold to a QIB, secured by 80% interest in a majority-owned affiliate holding residual interests.","Notes backed by 80% of spread accounts and over-collateralization from five securitizations issued Oct 2023–Sep 2024.","Monthly interest payments at coupon rate; principal paid as needed to maintain minimum collateral ratio.","Transaction was a private offering not registered under the Securities Act of 1933."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184671,"accession_number":"0001683168-25-001232","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q4 net income $5.1M, down 49% YoY; full-year EPS $0.79 vs $1.89 in 2023","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenues $105.3M (+14.5% YoY); net income $5.1M ($0.21/diluted) vs $10.0M in Q4 2023.","Full-year 2024 net income $19.2M ($0.79/diluted), down from $45.3M ($1.89) in 2023.","Operating expenses $366.1M (+25.8% YoY); pretax income fell to $27.4M from $61.1M.","New contract purchases $1.682B in 2024, up 23.9% from 2023; portfolio at record $3.491B.","Annualized net charge-offs 8.02% (Q4) vs 7.74% a year ago; 30+ day delinquencies 14.85%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":393506000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184670,"accession_number":"0001683168-25-000570","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS closes $442.4M auto ABS securitization (2025-A) with triple-A rated senior notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$442.4M of asset-backed notes secured by $462.5M in subprime auto receivables; five classes rated by S&P and DBRS.","Senior Class A notes ($202.4M) rated AAA/AAA with 4.77% coupon and 0.68-year average life.","Weighted average coupon ~5.88%; initial credit enhancement: 1% cash reserve + 4.35% overcollateralization.","54th senior subordinate securitization since 2011; 37th consecutive triple-A rating on senior class.","Notes issued by CPS Auto Receivables Trust 2025-A; CPS will service the receivables."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201255,"accession_number":"0001683168-24-008876","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-12-20T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS increases warehouse credit facility from $225M to $335M with Citibank, N.A.","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving credit facility capacity increased from $225 million to $335 million.","Funding termination date extended to July 15, 2026; one-year amortization option after maturity.","Closing fee of approximately $880,000 paid to Citibank, N.A. as agent.","Loans secured by automobile receivables acquired from dealers; proceeds used to fund future acquisitions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201254,"accession_number":"0001683168-24-008229","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-11-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect all 9 director nominees, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nine nominees elected to board, each receiving >13.5M votes for; highest was Charles Bradley with 16.5M.","Proposal to ratify Crowe LLP as independent auditor passed with 17.96M votes for, 155k against.","Advisory vote on executive compensation approved with 15.39M for, 1.26M against.","Broker non-votes totaled 1.47M on director elections and pay proposal; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201253,"accession_number":"0001683168-24-007821","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-11-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Consumer Portfolio Services posts Q3 2024 investor presentation; no new financial data","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation as of September 30, 2024 released covering company overview and operations.","Presentation does not include updated financial results or forward guidance changes.","Available on company website for investor reference."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201252,"accession_number":"0001683168-24-007743","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"CPSS amends warehouse facility: capacity increased to $225M from $200M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Credit agreement with Citibank N.A. as agent amended on Nov 1, 2024; capacity raised $25M to $225M.","Added subordinate third-party lender increasing advance percentage based on receivables performance.","Funding termination date extended to July 15, 2026; floating rate based on SOFR plus margin.","Closing fee of approximately $250,000 paid to lenders.","Facility secured by automobile receivables; CPS intends to draw as it purchases loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201251,"accession_number":"0001683168-24-007530","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q3 2024 revenue up 9.2% to $100.6M; net income $0.20 per share; portfolio hits record $3.33B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $100.6M (+9.2% YoY); net income $4.8M ($0.20 diluted EPS) vs $14.2M pretax in prior year.","New contract purchases $445.9M, up 38% from $322.4M in Q3 2023; total portfolio $3.33B (record).","Annualized net charge-offs 7.32% vs 6.86% YoY; delinquencies >30 days 14.04% vs 13.31% YoY.","Pretax income fell to $6.9M from $14.2M in Q3 2023; total operating expenses rose to $93.7M from $77.9M.","CEO cites fourth consecutive quarter of origination growth; conference call Nov 1."],"consensus_eps_estimate":null,"consensus_eps_actual":0.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":288203000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217274,"accession_number":"0001683168-24-006548","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-09-20T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPSS closes $416.82M auto securitization, fourth term deal in 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued $416.82M in asset-backed notes via CPS Auto Receivables Trust 2024-D, secured by $436M in subprime auto receivables.","Five note classes: A ($188.35M, 4.91%), B ($56.24M, 4.65%), C ($71.94M, 4.76%), D ($46.00M, 5.14%), E ($54.28M, 7.13%).","Senior Class A rated AAA by S&P and DBRS; weighted average coupon ~5.52%.","Initial credit enhancement: 1.00% cash reserve and 4.40% overcollateralization, stepping to 9.00% of pool or 25.60% of outstanding.","Pre-funded structure: $298.42M receivables sold at close; $137.58M additional expected in October 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217273,"accession_number":"0001683168-24-005410","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-08-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Consumer Portfolio Services posts investor presentation as of June 30, 2024, no specific financial results disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished under Item 7.01 Regulation FD; no material new data in filing.","Presentation titled 'Company Summary as of June 30, 2024' is available on company website.","No financial tables, earnings data, or guidance changes are included in the 8-K or exhibit text.","Filing is procedural; investor should review the actual presentation for updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217272,"accession_number":"0001683168-24-005151","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q2 net income drops 66% to $4.7M ($0.19 EPS); 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maximum borrowing $200M at any time.","Loans secured by automobile receivables; funding termination date is July 15, 2026, with optional one-year amortization.","Interest at a floating rate set as a margin above SOFR; CPS paid an approximately $2M closing fee.","Facility has been in place since May 2012 and was most recently renewed in July 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217269,"accession_number":"0001683168-24-004590","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-07-02T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"CPS closes $436.31M asset-backed securitization; weighted avg coupon 6.56%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Total notes of $436.31M secured by $460M in subprime auto receivables across 5 classes.","Senior Class A notes rated AAA/AAA by S&P and DBRS; weighted average coupon ~6.56%.","Pre-funding structure: $319.85M sold at close; additional $140.15M expected in July 2024.","Initial credit enhancement: 1% cash deposit and 5.15% overcollateralization."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237085,"accession_number":"0001683168-24-004400","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-06-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Consumer Portfolio Services posts 21-slide investor presentation dated March 2024; no specific new disclosures extracted","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01; presentation furnished as Exhibit 99.1.","Presentation titled 'Company Summary as of March 31, 2024' contains 21 slides.","Made available on company's IR website; no financial statements or pro forma filed.","No material financial or operational updates identified from exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":211127036.08029196,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237084,"accession_number":"0001683168-24-003297","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CPS Q1 2024 net income falls 67% YoY to $4.6M; 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