{"filings":[{"id":524116,"accession_number":"0001104659-26-063769","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-05-19T19:02:01+00:00","items":["5.07"],"status":"ready","headline":"Crawford & Company shareholders elect directors, approve plan amendment, ratify KPMG at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All nine director nominees elected; Jesse C. Crawford Jr. had lowest support with 16.5M for (91.7%).","Approved amendment to 2016 Omnibus Stock and Incentive Plan, fixing termination date as May 13, 2032; 15.95M for, 2.06M against.","Ratified KPMG LLP as independent auditor for fiscal 2026; 18.34M for, 14K against, 22 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97835,"accession_number":"0001193125-26-204368","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q1 net income falls 27% to $4.9M; revenue down 1% to $309.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.10 (both classes) down 23% YoY; Non-GAAP adjusted EPS $0.16 down 24%.","Consolidated operating earnings $13.7M, down 23%; US P&C segment revenue down 11.3% on lower weather claims.","International Operations revenue up 4.5% (+4.5% reported, constant currency -3%); Broadspire up 1.0%.","Free cash flow -$4.6M (improved from -$23.2M); repurchased 468k CRD-A and 60k CRD-B shares.","CEO cited $24M in new business wins; cash and equivalents $54.5M, total debt $194.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":320126000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112974,"accession_number":"0001193125-26-134655","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford & Company realigns reportable segments into three units effective Jan 1, 2026","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Effective Jan 1, 2026, Crawford realigned reportable segments into three: U.S. Property & Casualty, Broadspire, International Operations.","U.S. P&C includes U.S. Loss Adjusting, Global Technical Services, Claims Solutions, and Networks (Contractor Connection, Catastrophe Services).","Broadspire now includes subrogation operations previously in Platform Solutions.","International Operations now includes Canadian ops previously in North America Loss Adjusting.","Historical segment data for 2024-2025 restated to new segments; no impact on consolidated financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112973,"accession_number":"0001104659-26-033363","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-03-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford & Company appoints W. Bruce Swain Jr. as permanent President & CEO; Jesse Crawford Sr. to retire from board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["W. Bruce Swain Jr. appointed President & CEO effective March 23, 2026; he served as interim CEO since Jan 1, 2026.","Swain had been EVP & CFO since 2006; will remain on the board of directors.","Jesse C. Crawford Sr., board member since 1986 and former chair, will not stand for reelection at May 14, 2026 ASM.","Crawford Sr. will become honorary board member and emeritus officer effective after the ASM.","Swain's compensatory terms unchanged from those disclosed in November 2025 interim appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112972,"accession_number":"0001193125-26-085450","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford & Co Q4 net loss $7.2M ($0.15/share); revenue down 11% to $308.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net loss of $7.2M vs income $5.7M a year ago; diluted EPS ($0.15) vs $0.11/$0.12.","Revenue before reimbursements fell 11.2% to $308.5M, driven by lower hurricane-related claims.","Full year 2025 net income $19.6M ($0.39/$0.40) down 26% from $26.6M ($0.53/$0.54) in 2024.","Broadspire and International Operations set annual revenue records at $401.9M (+3.6%) and $438.2M (+4.7%).","Non-GAAP adjusted EPS $0.15 for Q4, $0.91 for FY25 (up 15% YoY); $14M pretax restructuring costs incurred."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112971,"accession_number":"0001104659-26-005371","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Crawford restructures into U.S. and International divisions; Hoberman named CEO of U.S. Operations","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan 1, 2026, Crawford operates under two divisions: U.S. Operations and International Operations.","Mike Hoberman promoted to CEO of U.S. Operations, reporting to interim President & CEO Bruce Swain.","Andrew Bart continues as CEO of International Operations; Pat Van Bakel named chief commercial & strategy officer.","New U.S. leadership: Paul Kottler (Pres. Loss Adjusting), Lance Malcolm (Pres. Network Solutions), Jeffrey Sickles (Pres. Broadspire TPA)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112970,"accession_number":"0001104659-26-004113","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford & Company promotes Michael J. Hoberman to CEO – US Operations; new employment agreement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael J. Hoberman promoted to CEO – US Operations, effective Jan 1, 2026, reporting to interim CEO Bruce Swain.","New agreement: base salary $475,000; STIP target 57.5% of base; LTIP target $550,000 for 2026.","Sales incentive: 0.5% of quarterly billed US service fees for first 24 months per new sale.","At-will employment; severance of 12 months base salary if terminated without cause, subject to severance agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129371,"accession_number":"0001104659-25-119103","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-12-08T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Crawford & Company upsizes revolving credit facility to $500M; matures Dec 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving credit facility increased to $500.0 million; maturity extended to Dec 2, 2030.","UK borrower replaced with Crawford & Company EMEA/AP Management Ltd; prior UK borrower released.","Sublimits: $250M UK, $125M Canada, $75M Australia; letter of credit sublimit $125M.","Financial covenants: max leverage ratio 4.50x, min interest coverage 2.50x.","Facilities secured by first-priority liens on personal property and stock of foreign borrowers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129370,"accession_number":"0001104659-25-114794","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO Rohit Verma steps down Dec 31; CFO Bruce Swain named interim CEO, Holly Boudreau as CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rohit Verma resigns as President & CEO and Board member effective Dec 31, 2025; no disagreement with Company.","Bruce Swain, current CFO, appointed Interim President & CEO effective Jan 1, 2026; joins Board.","Swain's interim CEO package: base salary $805,000, STIP target 100%, LTIP target $750,000.","Holly Boudreau promoted to EVP & CFO effective Jan 1, 2026; base $425k, STIP 57.5%, LTIP $500k.","Verma leaves for new opportunity; no separation agreement or enhanced severance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129369,"accession_number":"0001193125-25-262608","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q3 net income up 31% to $12.4M; adjusted EPS $0.32; Broadspire and International record revenues","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements $322.2M, down 2% YoY; net income $12.4M ($0.25 diluted EPS) vs $9.5M ($0.19) prior year.","Consolidated adjusted operating earnings $26.6M, up 22% YoY; adjusted EBITDA $36.3M, up 23%.","Broadspire revenue $103.4M (record quarter, +4.4%); International Operations $112.9M (record, +6.7%).","Platform Solutions revenue down 36% to $28.9M on lower staff augmentation; North America Loss Adjusting -2.9%.","Board added 2M shares to repurchase authorization through Dec 2027; Q3 bought 263k CRD-A and 13k CRD-B shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":990741000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129368,"accession_number":"0001104659-25-105411","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Crawford & Company increases share repurchase authorization by 2M shares and declares $0.075 quarterly dividend","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized an additional 2M shares to repurchase program, extending termination to Dec 31, 2027.","Previously authorized 7M shares; 634,920 shares remained as of Oct 30, 2025.","Quarterly dividend of $0.075 per share declared for both Class A and B, payable Dec 5, 2025.","CEO cites solid revenue growth and belief shares trade below intrinsic value.","Repurchases may be made in open market or privately; no obligation to acquire."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145939,"accession_number":"0000950170-25-102023","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q2 revenue +3% to $323M, net income down 9%, dividend raised to $0.075","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements up 3% YoY to $323.0M; GAAP diluted EPS $0.16 vs $0.17.","Non-GAAP adjusted EPS $0.22, down from $0.25; Broadspire segment posted record revenue of $100.6M.","Quarterly dividend increased to $0.075 per share, reflecting management confidence in margin trajectory.","Cash from operations improved to $21.1M in H1 2025 from -$8.3M a year ago; no share repurchases."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":657934000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164235,"accession_number":"0001104659-25-064151","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Crawford & Company Platform Solutions president Larry Thomas announces retirement effective year-end 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Larry C. Thomas, global president of Platform Solutions, plans to retire at end of 2025.","He joined Crawford in 1983 and built Contractor Connection into a core business.","No successor named; transition planned through year-end."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164234,"accession_number":"0001104659-25-058404","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-06-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford & Company appoints Amy Shore as independent director; board expands to 10 members","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Amy Shore, former Nationwide EVP and Chief Transformation Officer, appointed to board effective June 6, 2025.","She brings 30+ years of P&C industry experience in transformation, customer experience, and operational excellence.","Shore will serve on Compensation and Human Capital Committee and Governance Committee.","Term expires at 2026 annual meeting; receives standard pro-rated non-employee director compensation.","Board now includes three women and ten directors; Shore's appointment aims to strengthen strategic oversight."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164233,"accession_number":"0001104659-25-047739","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect all directors, approve ESPP share increase at 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All nine director nominees elected; Rahul Patel received 15.6M for vs 2.5M withheld votes.","ESPP amendment approved, authorizing 1,000,000 additional Class A shares (17.9M for, 235K against).","Advisory say-on-pay for 2024 passed with 17.6M for, 541K against.","KPMG ratified as independent auditor for 2025 with 18.4M for, 27K against.","Meeting turnout was 96.51% of eligible Class B shares (18.5M of 19.1M shares represented)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164232,"accession_number":"0000950170-25-063574","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford & Company Q1 revenue $312M (+3%); net income $6.7M ($0.13/diluted), adj EPS $0.21","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements $312.0M (+3% YoY); net income $6.7M ($0.13 diluted EPS) vs $2.8M ($0.06).","Consolidated adjusted operating earnings $17.8M (+47%); adjusted EBITDA $26.8M (+30%).","International Ops revenue +6.4% to $104.4M, operating earnings +105% to $3.5M; Broadspire margin down to 12.7%.","Subsequent event: foreign tax authority guidance may cause ~$5.0M negative impact (evaluation ongoing).","Free cash flow improved to -$23.2M from -$29.4M; no share repurchases in Q1 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":323339000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182009,"accession_number":"0001104659-25-020315","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Crawford & Company appoints KPMG as new auditor for FY2025, replacing EY","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["EY dismissed as auditor effective March 3, 2025 after completing FY2024 audit.","KPMG engaged on March 4, 2025 as independent auditor for fiscal year ending December 31, 2025.","No disagreements or reportable events occurred with EY during FY2023, FY2024, or interim period.","EY's audit reports for FY2023 and FY2024 were unqualified with no adverse opinion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182008,"accession_number":"0000950170-25-030892","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2025-03-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q4 revenue up 17%, GAAP EPS $0.11 vs -$0.02; annual revenue record $1.293B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenues before reimbursements $347.3M (+17%); net income $5.7M vs loss $0.8M.","Full year record revenue $1.293B (+2%); GAAP NI $26.6M ($0.53/$0.54) down 13% from $30.6M.","Non-GAAP adjusted EPS: Q4 $0.19 vs $0.06; full year $0.79 vs $0.95.","Broadspire record annual revenue $388.1M (+9.1%); Platform Solutions Q4 rev up 55% but full year down 23%.","Operating cash flow $51.6M vs $103.8M; free cash flow $10.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198670,"accession_number":"0001104659-24-128024","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-12-12T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Crawford & Company selects KPMG as auditor for FY 2025, replacing EY","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee selected KPMG as independent auditor for fiscal year ending Dec 31, 2025; EY continues for FY 2024.","No disagreements with EY on accounting principles or audit scope during FY 2022-2023 and subsequent interim periods.","Material weaknesses in internal control over financial reporting were previously disclosed in the 2022 10-K.","KPMG has not yet accepted the engagement; no prior consultations with KPMG on accounting matters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198669,"accession_number":"0000950170-24-120741","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q3 revenue flat at $329M; EPS $0.19 vs $0.25; Broadspire record; cash flow weak","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.19 vs $0.25; non-GAAP adjusted EPS $0.22 vs $0.35.","Broadspire segment revenue record $99.0M (+7.4% YoY); Intl Operations $105.7M (+7.8%).","Platform Solutions revenue fell to $45.3M from $59.8M due to benign weather; weather claims low.","Adjusted EBITDA $29.6M (9.0% margins) vs $38.6M (11.7%); 9-month operating cash flow $11.1M vs $68.1M.","Debt rose to $238.4M from $209.1M; free cash flow -$18.4M vs +$40.4M prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":982652000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214696,"accession_number":"0000950170-24-090819","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-08-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford & Co Q2 revenue $314.2M (-3% YoY); net income $8.6M; Broadspire record $97.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements $314.2M, down 3.2% YoY; net income $8.6M (+2% from $8.4M).","GAAP EPS $0.17 flat; adjusted EPS $0.25 vs $0.24 prior year.","Broadspire record revenue $97.1M (+11.3%) with operating margin 15.5% (vs 9.3%).","Platform Solutions revenue fell 40.8% to $38.8M due to lower weather claims.","Free cash flow -$26.7M YTD vs +$9.2M prior year; repurchased 230,861 CRD-B shares for $2.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":639926000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233832,"accession_number":"0001104659-24-075210","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-06-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford & Company appoints Joel T. Murphy as independent director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joel T. Murphy, 65, elected to the Board effective June 25, 2024; extends Board to ten directors.","Murphy brings 35 years of capital markets and real estate experience; previously CEO of Preferred Apartment Communities (APTS).","Will serve on Compensation and Governance Committees; term expires at 2025 Annual Meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233831,"accession_number":"0001104659-24-061073","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Crawford shareholders elect all nominees, approve stock plan, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All nine director nominees elected; Jesse C. Crawford Sr. received 1.4M withheld votes (7.7% of votes cast).","Jesse C. Crawford Jr. and Rahul Patel each received over 2M withheld votes (~11% of votes cast).","Shareholders approved amendments to Non-Employee Director Stock Plan and authorized 1,000,000 additional Class A shares.","Ratification of Ernst & Young as auditor approved with 18.74M for, 50,586 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233830,"accession_number":"0000950170-24-051329","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q1 net income falls 73% to $2.8M; revenue down 5% to $301.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.06 for both CRD-A and CRD-B, down from $0.22 in Q1 2023.","Non-GAAP adjusted EPS $0.13, down from $0.28; adjusted EBITDA $20.6M vs $32.8M.","Broadspire segment revenue hit record $94.3M, up 12.2% YoY; Platform Solutions fell 49.2% due to absence of ~$30M catastrophe claims.","Net cash used in operations $19.8M vs $0.4M used a year ago; free cash flow -$29.4M.","No severe weather activity in Q1 2024; company notes non-weather businesses performed well."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":313073000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251815,"accession_number":"0001104659-24-035422","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-03-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford appoints Anthony Belcastro as SVP, Controller and CAO; Dalerick Carden moves to SVP Finance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Anthony Belcastro appointed SVP, Controller and CAO effective March 18, 2024, reporting to CFO Bruce Swain.","Belcastro previously served as VP, Corporate Controller at WestRock since March 2021, and earlier at ABB/GE.","Dalerick Carden resigned as CAO and was named SVP, Finance on the same date.","Belcastro is a CPA with nearly 20 years of experience; holds degrees from North Carolina State University."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251814,"accession_number":"0000950170-24-024927","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2024-03-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford reports record FY 2023 revenue; Q4 revenue down 8% on benign weather","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 revenues before reimbursements $296.1M, down 8% YoY; GAAP net loss $0.8M and diluted EPS loss $0.02.","Non-GAAP adjusted EPS for Q4 was $0.06 (CRD-A) and $0.07 (CRD-B), down from $0.23 in Q4 2022.","FY 2023 record revenue of $1.267B, up 7% YoY; GAAP net income $30.6M vs loss of $18.3M in 2022.","Broadspire segment Q4 revenue up 17.2% to $92.1M; Platform Solutions revenue dropped 52% to $37.2M.","Operating cash flow improved to $103.8M from $27.6M; total debt reduced to $209.1M from $238.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269346,"accession_number":"0001104659-23-121275","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-11-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Crawford & Company President Joseph Blanco resigns effective Dec 31, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph O. Blanco resigns as President and Board member, effective December 31, 2023.","Resignation not due to any disagreement with the company; no replacement named.","Board size remains twelve members, with one vacancy created by Blanco's departure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269345,"accession_number":"0001104659-23-114615","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-11-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford & Company appoints Fred R. Donner as independent director, board expands to 12","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Fred R. Donner, 65, appointed independent director effective Nov 3, 2023; board now has 12 members.","Donner has ~40 years insurance experience, most recently SMD at FTI Consulting, former EVP at Travelers.","He will serve on the Audit Committee; his term expires at the 2024 annual meeting.","Donner also currently serves on the board of Global Indemnity Group and formerly on Argo Group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269344,"accession_number":"0000950170-23-059427","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-11-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford & Company reports record Q3 revenue $325.6M, net income $12.3M vs loss year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenues before reimbursements $325.6M, up 10% YoY; GAAP diluted EPS $0.25 vs loss of $0.31.","Non-GAAP diluted EPS $0.35 (CRD-A) / $0.36 (CRD-B) vs $0.15; adjusted EBITDA $38.6M, up 81%.","North America Loss Adjusting revenue +18.8% to $79.4M; Broadspire revenue +12.7% to record $88.3M.","International Operations revenue +13.9% to $98.1M; Platform Solutions revenue -6.0% to $59.8M.","Operating cash flow $68.1M YTD vs $(16.2)M; total debt $218.4M, down $20.5M since Dec 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":995994000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286326,"accession_number":"0001104659-23-100624","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-09-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford & Company Q2 2023 revenues up 9% YoY; net income rises 45%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2023 revenues of $320.7M (+9% YoY); net income $8.4M (+45%); diluted EPS $0.17 for both share classes.","Adjusted operating earnings $22.8M (+85% YoY); adjusted EBITDA $31.5M (+49%); margins expanded.","Platform Solutions revenue grew 22.1% YoY; all four operating segments posted revenue growth.","Quarterly dividend raised to $0.07 per share; net debt $195.3M; leverage ratio 1.80x EBITDA.","Added $26M in new/enhanced business; operating cash flow $27.2M in 1H 2023 vs. -$12.8M in 1H 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286325,"accession_number":"0000950170-23-038099","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-08-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford & Company Q2 revenue up 9% to $320.7M; GAAP EPS $0.17, adjusted EPS $0.24","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenues before reimbursements $320.7M (+9% YoY); GAAP net income $8.4M vs $5.8M","Non-GAAP diluted EPS $0.24 (vs $0.15); adjusted EBITDA $31.5M (9.8% margin) up from $21.2M","Platform Solutions revenue $65.6M (+22.1%); International Operations swung to profit $3.7M from loss","Operating cash flow YTD $27.2M vs $(12.8)M used in prior year; no share repurchases in 2023"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":658334000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286324,"accession_number":"0001104659-23-085828","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Crawford & Company increases dividend to $0.07/share and extends share repurchase program","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend raised from $0.06 to $0.07 per share on Class A and B common stock.","Dividend payable September 1, 2023 to shareholders of record as of August 18, 2023.","Board restarted share repurchase program; 1,793,371 shares remain available.","Repurchase program extended through December 31, 2024; purchases discretionary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306162,"accession_number":"0001104659-23-061284","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Crawford & Company shareholders elect 11 directors, approve say-on-pay, ratify EY as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with majority 'For' votes count ranging from 15,042,996 to 17,837,603.","Advisory say-on-pay approved: 17,512,908 For, 389,647 Against, 17,680 Abstain.","Shareholders recommended advisory vote on exec compensation every 2 years; board adopts 2-year frequency until 2029.","Ernst & Young ratified as independent auditor for FY 2023 with 18,952,739 For, 42,493 Against, 1,471 Abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306161,"accession_number":"0000950170-23-017235","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-05-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q1 revenue $313M (+12% YoY), net income doubles to $10.7M; adjusted EPS $0.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements $313.0M (+12% YoY); net income $10.7M ($0.22 diluted EPS) vs $5.1M ($0.10) prior year","All segments grew: N.A. Loss Adjusting +19.7%, Broadspire +6.2%, Platform Solutions +28.6%, International +2.9% with margin expansion","Non-GAAP adjusted EBITDA $32.8M (10.5% margin) up from $21.3M (7.6%) a year ago","Free cash flow improved to -$9.1M from -$22.9M in Q1 2022; no share repurchases in current quarter","Currency headwinds reduced revenue by $9.4M (-3%); constant-currency revenue growth was 16%"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":324596000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325349,"accession_number":"0000950170-23-006256","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2023-03-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford & Company reports record Q4 revenue $322.2M; GAAP net loss $14.1M on impairment and tax reserves","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue before reimbursements $322.2M (+10% YoY); full year $1.189B (+8%), both records.","GAAP net loss attributable to shareholders $14.1M ($0.29 loss) vs income $1.7M ($0.03) in Q4 2021; includes $11.8M tax reserve and $12.4M tax normalization from goodwill impairment.","Non-GAAP adjusted net income $11.4M ($0.23) vs $3.6M ($0.07) in Q4 2021; full year $34.8M ($0.70) vs $38.9M ($0.72).","North America Loss Adjusting rev +16.1%, margin 11.5%; Platform Solutions rev +23.7%, margin 16.8%; International Operations operating loss $5.6M including $4.1M severance.","Operating cash flow $27.6M (down from $54.3M); free cash flow -$6.965M; debt $238.9M; share repurchases $26.7M in 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343114,"accession_number":"0000950170-22-023294","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-11-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q3 net loss $15.1M on $36.8M goodwill impairment; constant-currency revenue +6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $15.1M ($0.31 diluted loss per share) vs net income $11.2M ($0.20/$0.21 EPS) in Q3 2021.","Non-cash goodwill impairment of $36.8M, fully impairing International Operations goodwill; after-tax impact $20.9M.","Revenues before reimbursements $294.9M, up 2% YoY; constant-currency growth 6% to $306M.","Platform Solutions revenue +12.7% to $63.7M; International Operations had operating loss of $3.8M.","Free cash flow -$41.1M YTD; total debt $257.4M vs $175M at Dec 2021; $26.7M share repurchases YTD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":897858000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":359663,"accession_number":"0001104659-22-100411","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-09-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Crawford & Company appoints Cameron Bready to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Cameron Bready, age 50, appointed independent director effective September 13, 2022.","Bready is President and COO of Global Payments; previously CFO and SVP of Global Payments.","Term expires at 2023 Annual Meeting; will stand for re-election; joins Audit Committee.","Standard non-employee director compensation applies, pro-rated for 2022 partial term.","Appointment expands Crawford Board to eleven directors, effective immediately."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.23,"calibrated_materiality_score":0.23,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":359662,"accession_number":"0000950170-22-015595","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q2 revenue up 10% to $293M, net income falls 51% to $5.8M; margins shrink","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements $293.3M (+10% YoY); GAAP net income $5.8M vs $11.8M; diluted EPS $0.12 vs $0.22.","Non-GAAP adjusted EPS $0.15 (CRD-A) / $0.16 (CRD-B) vs $0.25 / $0.26. Adjusted EBITDA $21.8M (7.4% margin) vs $29.0M (10.8%).","Platform Solutions revenue +22% to $53.7M but operating earnings halved to $4.6M; International Operations posted a $0.7M operating loss.","Broadspire segment revenue +5.5% to $80.1M, operating earnings up to $7.7M (9.6% margin).","Operating cash used $12.8M in H1 2022 vs $10.5M provided in 2021; $26.7M spent on share repurchases in 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":591440000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378477,"accession_number":"0001104659-22-061863","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-05-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Crawford shareholders elect all 10 directors, approve bylaw and stock plan amendments at 2022 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["10 director nominees elected, each receiving >16M votes for; highest withheld count ~1.56M for Jesse C. Crawford.","Bylaws amendments approved with 16,311,065 for, 1,486,859 against, and 104,435 abstain.","Stock plan amendments and 4,000,000 additional Class A shares authorized with 14,345,005 for, 3,458,664 against.","Ernst & Young LLP ratified as independent auditor for 2022 with 18,796,768 for, 32,458 against.","90.48% of outstanding shares represented at the meeting (18,830,535 of 20,811,962 shares)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378476,"accession_number":"0000950170-22-008521","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q1 revenue up 10% to $279M; net income falls to $5.1M; repurchases 2.2M shares","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenues before reimbursements $279.0M (+10% YoY); net income $5.1M vs $6.1M; diluted EPS $0.10 vs $0.11.","Non-GAAP adjusted EPS $0.15 flat YoY; adjusted EBITDA $21.9M (7.8% margin) vs $22.2M (8.8%).","Platform Solutions revenue surged 35% to $48.9M; operating earnings doubled to $8.0M. International Operations loss widened to $3.1M.","Repurchased 2.2M shares for $16.1M in Q1; net share count reduced 10% since 2018.","Operating cash flow used $15.3M vs provided $1.6M; free cash flow -$22.9M. Debt rose to $232.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":287789000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378475,"accession_number":"0001104659-22-052818","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-04-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford & Company reports FY2021 revenues of $1.1B; highlights strategic growth initiatives and recent M&A","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["FY2021 GAAP revenues $1.1B, operating earnings $54.3M, net income $30.7M, adjusted EBITDA $98.3M.","Q1 2022 additional 5M share repurchase authorization; cumulative buybacks 13.7% of shares since YE 2018.","Completed acquisitions in 2021-2022: edjuster ($34.6M), Praxis ($52.3M), BosBoon ($3.9M), R.P. van Dijk ($6.6M).","Leverage ratio 1.66x; pension liability reduced to $17.9M (funded ratio 96.3%).","Reorganized segments effective Jan 2022: North America Loss Adjusting, Broadspire, International, Platform Solutions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378474,"accession_number":"0000950170-22-005325","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-04-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford & Company realigns operating segments into four geographic/service lines, restates historical results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan. 1, 2022, new segments: North America Loss Adjusting, International Operations, Broadspire, Platform Solutions.","Prior period results (2019-2021 and quarterly) restated to reflect the new segment structure.","Broadspire continues as TPA for workers' comp and other lines in U.S.; Platform Solutions includes Contractor Connection, Networks, Subrogation.","Costs of certain administrative functions now included as direct costs of operating segments, with prior period reclassifications."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396736,"accession_number":"0000950170-22-003593","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-03-14T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q4 rev $292.9M (+14% YoY); GAAP EPS $0.03 vs $0.18; net income $1.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenues before reimbursements $292.9M (+14% YoY); net income attributable to shareholders $1.7M (down from $9.4M).","GAAP diluted EPS $0.03 per share (both classes); non-GAAP adjusted EBITDA fell to $17.6M from $27.5M.","Full-year 2021 revenue $1.102B (+12%); net income $30.7M vs $28.3M; adjusted EBITDA $98.3M vs $104.8M.","Loss Adjusting segment Q4 op. earnings $4.9M (4.0% margin) vs $16.3M (14.6%); Platform Solutions improved, TPA declined.","Board authorized addition of 5M shares to repurchase program; segment realignment to geography-based structure effective Jan 1, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396735,"accession_number":"0001104659-22-020295","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2022-02-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Crawford & Company boosts share repurchase authorization by 5M shares and declares quarterly dividend","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board increased share repurchase program by 5M shares; previously authorized 2M with 413,317 remaining.","Quarterly dividend of $0.06 per share on Class A and Class B common stock declared, payable March 11, 2022.","CEO Rohit Verma cited solid revenue growth and belief that shares trade below intrinsic value.","Repurchases may be made in open market or privately, subject to market conditions; no obligation to acquire stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":415694,"accession_number":"0001104659-21-142524","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2021-11-22T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Crawford repurchases 1.59M Class B shares at $8.23 from Nierenberg funds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchased 1,586,683 Class B shares at $8.23 per share from D3 Family Fund, D3 Family Bulldog Fund, and Haredale Limited.","Aggregate purchase price of approximately $13.06 million.","After repurchase, 20,811,962 Class B shares remain outstanding.","Transaction conducted under board-authorized share repurchase program."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":415693,"accession_number":"0000950170-21-003504","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2021-11-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Crawford Q3 revenue up 14% to $288.5M; EPS down YoY; announces acquisitions and $450M credit facility","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue before reimbursements $288.5M (+14% YoY); net income $11.2M vs $24.4M; diluted EPS $0.20/$0.21 vs $0.46.","Loss Adjusting revenue $124M (+11.8%) but operating earnings fell to $7.1M from $14.1M; Platform Solutions op earnings up to $11.0M.","Acquired edjuster (Aug, $21M initial plus earnout), Praxis (Oct, $25.5M initial), BosBoon (Oct); $450M credit facility maturing 2026.","Board authorized up to 2M share repurchase through Dec 2023; 642k shares repurchased YTD for $6.1M.","Free cash flow -$0.58M for nine months vs +$33.7M; adjusted EBITDA $29.5M vs $35.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":836262000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":415692,"accession_number":"0001104659-21-122326","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2021-10-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford acquires Praxis Consulting for $55.5M to expand subrogation services","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Deal value $55.5M: $25.5M cash at closing, $20M Jan 2022, plus $10M earnout over two years.","Praxis is a leading U.S. subrogation claims management provider, founded 1997, with proprietary data analytics.","Acquisition adds specialist capability in the growing U.S. subrogation market, strengthens Crawford's platform.","Crawford expects to leverage Praxis's long-term client relationships and proven recovery results.","Transaction closed October 4, 2021; funded from cash on hand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433318,"accession_number":"0001104659-21-118114","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2021-09-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford updates strategy: edjuster acquisition ($33.1M), net debt $80M, targets 200+ expert hires","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Acquired edjuster, contents valuation leader, for $33.1M total ($20.1M upfront cash) in Aug 2021.","Net debt reduced to $80.3M, pension liability to $44.2M; $260M+ deployed in capital allocation 2016-2020.","Targeting +200 expert hires in major/complex loss adjusting over three to four years.","Platform Solutions 1H21 revenue $83.6M, op. margin 16.2%; targeting double-digit growth over 3-5 years.","M&A strategy to acquire ancillary services, expand U.S. adjusting market, grow in P&C markets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433317,"accession_number":"0001104659-21-109168","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2021-08-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford Q2 revenues $267.5M, net income $11.8M; presents strategic growth plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q2 revenues $267.5M (+14% YoY); net income $11.8M (double YoY).","Q2 adjusted EPS CRD-A $0.25, CRD-B $0.26 (up 32-37% YoY).","Quarterly dividend maintained at $0.06 per share for both classes.","Market cap ~$500M; net debt $80.3M; adjusted EBITDA $29.0M (margin 10.8%).","Strategic focus on digital transformation, TPA (Broadspire), and Platform Solutions to drive growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433316,"accession_number":"0001104659-21-108635","cik":25475,"company_name":"CRAWFORD & CO","ticker":"CRD-A","form_type":"8-K","filed_at":"2021-08-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Crawford & Company acquires edjuster for $42.4M CAD in cash and earnouts","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total purchase price $42.4M CAD; $25.4M upfront cash plus net receivables, remainder in earnouts over two years.","edjuster provides tech-driven field and desktop contents claims handling solutions in US and Canada.","Acquisition adds digital component to Crawford's contents valuation service, expanding North American capabilities.","Crawford CEO says deal supports goal to reimagine claims ecosystem."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":516628982.72453934,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-08-23T23:59:59+00:00|433316"}