{"filings":[{"id":93142,"accession_number":"0001488813-26-000062","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Customers Bancorp Q1 EPS $1.97, deposits up 14% YoY to $21.6B","event_type":"earnings","confidence":"high","bullets":["Net income available to common $69.7M ($1.97 diluted EPS); core EPS also $1.97.","Total deposits +$814M QoQ to $21.6B; non-interest bearing deposits at record $6.7B (31.2% of total).","Loans +$609M QoQ to $17.4B; C&I specialized lending up 4.3% QoQ to $7.4B.","Core efficiency ratio improved 301 bps YoY to 49.68%; NPA ratio only 0.29%.","Book value per share $63.64 (+16% YoY); repurchased 621,668 shares at $68.04 in quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93140,"accession_number":"0001488813-26-000057","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K/A","filed_at":"2026-04-16T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Sam Sidhu's first letter: record 2025 core EPS $7.61, TBVPS $61.77; 2026 NII guidance $800-$830M","event_type":"earnings","confidence":"high","bullets":["Sam Sidhu succeeded Jay Sidhu as CEO on Jan 1, 2026 in a planned multiyear transition.","2025 core EPS $7.61 (+14% CAGR since 2019), revenue $818M, TBVPS $61.77 (15%+ CAGR).","Net interest margin 3.32% in 2025, CET1 ratio 13.0%, commercial NCO ratio 16 bps in Q4.","2026 guidance: 8-12% loan and deposit growth, NII $800-$830M, expense growth 2-6%.","cubiX payments network surpassed $2T in total activity; NPS score of 81 (industry benchmark 41)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93141,"accession_number":"0001488813-26-000053","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Customers Bancorp reports 2025 core EPS $7.61, guides 8-12% loan/deposit growth for 2026","event_type":"earnings","confidence":"high","bullets":["2025 core EPS $7.61 (vs $2.35 in 2019); revenue $818M; NIM 3.32%; core ROE 13.7%.","Net promoter score 81 vs industry benchmark 41; cubiX network surpassed $2 trillion in volume.","2026 guidance: 8-12% loan/deposit growth, NII $800-830M, expense growth 2-6%.","Recruited 18 banking teams (~160 bankers) managing $3.3B deposits; CET1 13.0%; NCO ratio 0.16%.","Sam Sidhu succeeded Jay Sidhu as CEO on Jan 1, 2026; stock up ~300% over 5 years."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104525,"accession_number":"0001488813-26-000041","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-03-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Customers Bancorp adopts new SERP for EVP Samvir Sidhu with $600k annual benefit","event_type":"other_material","confidence":"high","bullets":["New SERP replaces prior plan; provides $50K/month ($600K/yr) lifetime benefit upon Normal Retirement Age (65).","Early Termination and Disability benefits vest 20% after 6 years, fully after 10 years.","Change-in-Control benefit: full vesting if terminated within 12 months post-CIC.","Includes noncompete/non-solicit covenants and clawback/recoupment provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104524,"accession_number":"0001488813-26-000033","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-03-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Robert N. Mackay to retire from Customers Bancorp board at 2026 Annual Meeting","event_type":"leadership","confidence":"high","bullets":["Robert N. Mackay informed board on March 20, 2026 of intent to retire.","He will not stand for reelection at 2026 Annual Meeting; retirement effective immediately after.","Reason: increasing demands as CEO of a global regulatory technology company.","No disagreement on company operations, policies, or practices.","Mackay has served since 2022, on Risk & Compliance and Compensation Committees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104523,"accession_number":"0001488813-26-000020","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Customers Bancorp authorizes $100M share repurchase program over one year","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $100M in common stock repurchases over one year beginning Feb 12, 2026.","Repurchases may be executed via open market, private transactions, or Rule 10b5-1 plans.","CEO Sam Sidhu cited strengthened capital position and strategic execution as reasons.","Company expects to fund repurchases with cash on hand; no obligation to buy any specific number."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104522,"accession_number":"0001488813-26-000015","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Customers Bancorp appoints Stephen Wyremski as COO of Customers Bank","event_type":"leadership","confidence":"high","bullets":["Stephen Wyremski named EVP & COO of Customers Bank, effective January 26, 2026.","Annual base salary $450,000; discretionary bonus target up to 125% of base salary.","Sign-on bonus of $450,000 subject to clawback if voluntary exit or termination for cause within 2 years.","Also receives $425,000 completion fee for prior consulting services to the bank.","Wyremski previously served as CFO of Signature Bank and chief of staff at Flagstar."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104521,"accession_number":"0001488813-26-000012","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Customers Bancorp Q4 GAAP EPS $1.98, core $2.06; record NII; guides 2026 loan growth 8-12%","event_type":"earnings","confidence":"high","bullets":["Q4 net income $70.1M ($1.98/diluted EPS); core earnings $72.9M ($2.06/diluted EPS). Full-year GAAP EPS $6.26, core $7.61.","Record NII $750.5M in 2025, up 14.7% YoY; Q4 NII $204.4M. Loans +14.5%, deposits +10.3% YoY.","2026 guidance: loan/deposit growth 8-12%, NII $800-$830M, non-interest expenses $440-$460M, CET1 11.5-12.5%.","Completed $100M subordinated notes issuance and redeemed $85M Series F Preferred Stock in Q4 2025.","Sam Sidhu became CEO effective Jan 1, 2026; Jay Sidhu remains Executive Chairman. CET1 ratio 13.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":6.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104520,"accession_number":"0001488813-26-000005","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"Sam Sidhu becomes CEO of Customers Bancorp and joins board; Jay Sidhu named Executive Chairman","event_type":"leadership","confidence":"high","bullets":["Sam Sidhu appointed CEO effective Jan 1, 2026, succeeding Jay Sidhu under planned July 2025 succession.","Sam Sidhu also appointed to board; board size increased to 13 members; no director compensation for him.","Jay Sidhu new employment: $650k base salary, 200% LTIP target, $300k/yr non-qualified SERP for 15 years.","Sam Sidhu employment: $975k base, LTIP 150% target, STIP 100% target, $600k/yr SERP for life, plus 225,000 performance RSUs.","Customers Bancorp has over $24 billion in assets, grown organically from $200M under Jay Sidhu's leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120807,"accession_number":"0002039852-25-000203","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Customers Bancorp issues $100M of 6.875% subordinated notes due 2036","event_type":"debt","confidence":"high","bullets":["Issued $100M aggregate principal of 6.875% Fixed-to-Floating Rate Subordinated Notes due January 15, 2036.","Interest fixed at 6.875% until Jan 15, 2031, then floats at 3-month SOFR plus 342 bps quarterly.","Redeemable at par at company's option from Jan 15, 2031; not subject to holder redemption.","Notes are unsecured, subordinated, rank junior to all senior debt, and not guaranteed by subsidiaries."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120806,"accession_number":"0002039852-25-000199","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Customers Bancorp closes $100M offering of 6.875% subordinated notes due 2036","event_type":"debt","confidence":"high","bullets":["Offered $100M aggregate principal of 6.875% Fixed-to-Floating Subordinated Notes due 2036 at par.","Net proceeds estimated at ~$98M after underwriting discounts and expenses.","Proceeds for general corporate purposes, including possible partial redemption of Bank's 6.125% notes due 2029.","Underwriters: Keefe, Bruyette & Woods, Piper Sandler & Co., and Raymond James & Associates.","Notes are subordinated and not FDIC-insured; not deposits of the Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120805,"accession_number":"0001488813-25-000096","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-10-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Customers Bancorp to redeem all $85M Series F Preferred Stock on Dec 15, 2025","event_type":"other_material","confidence":"high","bullets":["Board declares $0.5726314/share Series F quarterly dividend; payable Dec 15, record Nov 30.","Redemption of all 3.4M shares ($85M) at $25 each; current dividend rate 9.06%; redemption date Dec 15, 2025.","CEO says redemption optimizes capital structure and improves profitability, following deposit transformation.","After redemption, no Series F shares outstanding; dividends on those shares cease."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120804,"accession_number":"0001488813-25-000092","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Customers Bancorp Q3 net income $73.7M ($2.20 EPS); NIM 3.46%, CET1 13.0% after $163M equity raise","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income available to common $73.7M, diluted EPS $2.20; core earnings $73.5M, core EPS $2.20.","Net interest margin (tax-equivalent) 3.46%, up 19bp QoQ from 3.27%.","CET1 ratio 13.0% (vs 12.1% prior quarter) after $163M common equity raise in September.","Tangible book value per share $59.72, up 6.2% QoQ; deposits grew $1.4B to $20.4B, deposit cost down 8bp to 2.77%.","Provision for credit losses $27M ($21M prior Q); NPA ratio 0.25%, reserve coverage 534% of NPLs."],"consensus_eps_estimate":null,"consensus_eps_actual":4.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137408,"accession_number":"0001488813-25-000089","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-09-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Customers Bancorp appoints four new directors effective Oct 29, 2025","event_type":"leadership","confidence":"high","bullets":["Board expands to 12 members with appointment of Mike Gill, Robert Krasne, Susan Looney, and Dalton Sirmans.","Gill is retired Accenture Managing Director; Krasne is Co-Chair of Steinman Foundation; Looney is president of Reading Area Community College; Sirmans is co-founder of Amplio Ventures.","Each will also serve on subsidiary Customers Bank's board; compensation pro-rated for remainder of fiscal year.","No related party transactions or arrangements with any new director."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137407,"accession_number":"0001488813-25-000085","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-09-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Customers Bancorp furnishes September 2025 investor presentation with no new material disclosures","event_type":"other","confidence":"low","bullets":["Presentation furnished under Item 7.01 for fixed income investor meetings starting September 8, 2025.","No specific financial results, guidance changes, or material events disclosed in the filing or exhibit.","Presentation is provided for general investor relations purposes; content not summarized in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137406,"accession_number":"0001488813-25-000082","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-09-05T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Customers Bancorp closes ~$172.5M equity offering; 2.5M shares at $68.50","event_type":"other_material","confidence":"high","bullets":["Aggregate gross proceeds ~$172.5M from 2,518,248 shares (incl. full over-allotment) at $68.50/share.","Net proceeds ~$163.9M after underwriting discounts; offering closed on September 3, 2025.","Proceeds for general corporate purposes: debt reduction, share repurchases, preferred stock redemption, organic growth.","Underwriters: Morgan Stanley, KBW, Raymond James; directors and officers subject to 60-day lock-up.","Offering upsized from initial $150M target via full exercise of 30-day over-allotment option."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137405,"accession_number":"0001488813-25-000064","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Customers Bancorp CEO Jay Sidhu to retire; son Sam Sidhu to succeed as CEO effective Jan 1, 2026","event_type":"leadership","confidence":"high","bullets":["Jay Sidhu retires as CEO, becomes Executive Chairman of both Bancorp and Bank effective Jan 1, 2026.","Sam Sidhu appointed CEO; retains titles as President of Bancorp and President/CEO of Bank.","Under Sam Sidhu's leadership since 2021, assets doubled to $22B; stock price up ~500% over 5 years.","Board granted Sam Sidhu 225k performance-based RSUs vesting when stock hits $125 avg for 20 days and employment through Jan 1, 2031.","Jay Sidhu grew the bank from $200M to $22B assets and to ~$2B market cap without material acquisitions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137404,"accession_number":"0001488813-25-000060","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Q2 2025 earnings press release referenced but not provided in exhibits","event_type":"earnings","confidence":"low","bullets":["Q2 2025 earnings press release issued July 24, 2025; full text not provided in this filing.","Slide presentation (Exhibit 99.2) contains only a cover slide; no financial data or metrics.","Unable to extract specific results like EPS, revenue, or guidance from available materials."],"consensus_eps_estimate":null,"consensus_eps_actual":2.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.0,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154714,"accession_number":"0001488813-25-000057","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K/A","filed_at":"2025-06-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Customers Bancorp files amendment disclosing execution of CFO Mark McCollom's employment agreement","event_type":"leadership","confidence":"high","bullets":["Employment agreement with Mark McCollom signed June 10, 2025, effective June 2, 2025.","McCollom is EVP & CFO of Customers Bank; will become EVP & CFO of Bancorp around Aug 15, 2025.","Initial term of 2 years, continues unless 60-day notice given.","Role reports to CEO; primary office in West Reading, PA with NYC presence."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154719,"accession_number":"0001488813-25-000050","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-06-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Customers Bancorp appoints Mark McCollom as CFO; Watkins moves to Corporate Development","event_type":"leadership","confidence":"high","bullets":["Mark McCollom appointed EVP & CFO of Customers Bank (June 2) and will become Company CFO on or around August 15, 2025.","Philip Watkins, current CFO, transitions to EVP Head of Corporate Development and IR effective August 15, 2025.","McCollom receives $500k base salary, 70% STI target, 100% LTI target for 2025, all performance-based.","McCollom brings 35+ years experience, most recently CFO of Fulton Financial Corp ($30B assets) from 2017-2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154718,"accession_number":"0001488813-25-000047","cik":1488813,"company_name":"Customers Bancorp, Inc.","ticker":"CUBI","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Director Daniel K. Rothermel to retire from Customers Bancorp board after 2026 annual meeting","event_type":"leadership","confidence":"high","bullets":["Rothermel, lead independent director and chair of nominating and governance committee, will not stand for reelection in 2026.","He has served on the board since 2009; retirement effective after 2026 shareholder meeting.","The retirement is not related to any disagreement with company operations or policies.","At May 27, 2025 annual meeting, three directors elected including Rothermel; auditor ratification and say-on-pay approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}