{"filings":[{"id":1977878,"accession_number":"0001367859-26-000045","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-07-31T12:46:33+00:00","items":["8.01"],"status":"ready","headline":"Activist investor group seeks board seat at Citizens Community Bancorp","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reporting Persons led by Andrew Schornack requested a Board seat at a July 27, 2026 meeting.","Company has no vacancies; request referred to Governance and Nomination Committee for evaluation.","No assurance that Committee will recommend or Board will approve the nominee.","Schedule 13D/A was filed on July 29, 2026, identifying the Reporting Persons."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1868876,"accession_number":"0001367859-26-000041","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-07-27T12:54:38+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"Citizens Community Bancorp Q2 EPS $0.11, down from $0.39 Q1; provision for credit losses surges to $4.33M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2026 net income $1.1M ($0.11 diluted EPS) vs $3.8M ($0.39) in Q1 2026 and $3.3M ($0.33) in Q2 2025.","Provision for credit losses increased to $4.33M in Q2 from $0.75M in Q1, driven by $3.1M in specific reserves on nonaccrual loans.","Nonperforming assets rose $14.2M to $32.4M at June 30, 2026, from $18.2M at March 31, 2026, due to three loan relationships.","Net interest margin improved to 3.22% from 3.18% linked quarter; net interest income up $0.5M to $13.5M.","Board declared $0.105 per share quarterly dividend, payable Aug 21, 2026 to holders of record Aug 7, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1113237,"accession_number":"0001367859-26-000037","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-06-17T21:01:48+00:00","items":["5.07"],"status":"ready","headline":"Citizens Community Bancorp stockholders elect three directors, approve 2026 Omnibus Incentive Plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors Michael Conner, Francis Felber, Nicholas Amundsen elected; for-vote totals: 5.62M, 5.43M, 5.59M.","2026 Omnibus Incentive Plan approved: 5.87M for, 853k against, 7.4k abstain, 1.10M broker non-votes.","Say-on-pay advisory resolution passed: 5.55M for, 1.15M against, 29.6k abstain.","Ratification of Crowe LLP as independent auditor for FY2026 approved: 7.23M for, 602k against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92443,"accession_number":"0001367859-26-000024","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"Citizens Community Bancorp Q1 2026 EPS $0.39, down from $0.44 Q4; dividend $0.105","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.8M ($0.39 diluted EPS) vs $4.3M ($0.44) Q4 2025 and $3.2M ($0.32) Q1 2025.","Net interest margin improved 3 bps to 3.18%; loan growth $17.9M to $1.358B; deposit growth $41.5M to $1.566B.","Provision for credit losses rose to $0.75M from $0.20M Q4; nonperforming assets increased $1.5M to $18.2M.","Board declared $0.105/share quarterly dividend, payable May 22, 2026 to holders of record May 8, 2026.","Book value per share $19.82; no share repurchases in quarter; 113K shares remain under buyback authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92442,"accession_number":"0001367859-26-000019","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Michael L. Swenson will not stand for re-election at June 16, 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael L. Swenson, board member since May 2011, will not seek re-election at the 2026 annual meeting on June 16, 2026.","Swenson will continue serving until the meeting; departure is not due to any disagreement with the company.","No replacement named; board size will decrease by one after the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103285,"accession_number":"0001367859-26-000008","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp to present at Janney CEO Forum; no new financial details disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Chairman/CEO and CFO will attend Janney Montgomery Scott CEO Forum on Feb 4-5, 2026 in Scottsdale.","Attached presentation shows only a title slide; no earnings, guidance, or other material data provided.","Disclosure is a routine Regulation FD update; no change to financial condition or operations announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103284,"accession_number":"0001367859-26-000005","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"Citizens Community Bancorp Q4 EPS $0.44, up from $0.27 YoY; initiates quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $4.3M ($0.44 diluted EPS) vs $3.7M ($0.37) in Q3 and $2.7M ($0.27) a year ago.","Full-year 2025 EPS $1.46 vs $1.34; net interest margin rose 36 bps YoY to 3.15%.","Loans grew $17.3M to $1.34B; deposits up $43.5M to $1.52B, led by retail and public deposits.","Board approved quarterly dividend of $0.105/share, replacing prior annual dividend; payable Feb 20 to Feb 6 record.","Repurchased ~250K shares at avg $15.99 in Q4; 113K shares remain under buyback authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":1.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119541,"accession_number":"0001367859-25-000086","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp to present Q3 2025 results at Hovde Conference on Nov 6-7","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek will meet institutional investors on Nov 6-7, 2025.","Presentation includes Q3 2025 results, but specific financial figures not disclosed in the filing.","Exhibit 99.1 furnished under Item 7.01; no material financial updates available in the provided text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119540,"accession_number":"0001367859-25-000082","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Citizens Community Bancorp Q3 EPS $0.37, up from $0.32 YoY; redeems $15M subdebt","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $3.7M ($0.37 diluted) vs $3.3M ($0.33) Q2 2025 and $3.3M ($0.32) Q3 2024.","Redeemed $15M of 6% subordinated debt on September 1, 2025.","Loans decreased $22.6M to $1.323B; deposits increased $2.1M to $1.48B.","Nonperforming assets rose $3.7M to $16.7M due to a $9M multifamily loan placed on nonaccrual.","Tangible book value $15.71, up 7.3% YoY; repurchased ~136K shares at avg $14.93."],"consensus_eps_estimate":null,"consensus_eps_actual":1.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136108,"accession_number":"0001367859-25-000065","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"Citizens Community Q2 EPS $0.33 vs $0.32 linked qtr; NIM expands 42 bps; authorizes 5% buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $3.3M ($0.33 dil. EPS) vs $3.2M ($0.32) in Q1 2025 and $3.7M ($0.35) in Q2 2024.","Net interest income $13.3M (+$1.7M QoQ); net interest margin 3.27% (+42 bps linked quarter).","Provision for credit losses $1.35M vs negative $0.25M in Q1 on $9.3M rise in delinquencies.","Nonperforming assets down $1.5M to $13.0M; special mention loans up $8.2M to $23.2M on one multifamily loan.","Board authorized 5% stock repurchase (499K shares) and approved redemption of $15M subordinated debentures due 2030."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136107,"accession_number":"0001367859-25-000060","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-07-09T23:59:59+00:00","items":["2.04"],"status":"ready","headline":"Citizens Community Bancorp to redeem $15M subordinated notes on Sep 1, 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Board approved redemption of entire $15M principal balance plus accrued interest.","Notes carry 6.00% fixed-to-floating rate and were due September 1, 2030.","Redemption date set for September 1, 2025; management authorized to notify noteholders.","Redemption is voluntary; previously disclosed in August 2020 Form 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153152,"accession_number":"0001367859-25-000055","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-06-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting results: Bianchi, Moll, Skarvan elected; Crowe LLP ratified; say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors Stephen M. Bianchi (6,022,560 for), James D. Moll (5,062,992), and Kathleen S. Skarvan (5,052,105) elected.","Ratification of Crowe LLP as independent auditor for FY 2025 passed with 7,408,134 votes for, 105,697 against.","Advisory (non-binding) vote on named executive officer compensation approved: 6,000,132 for, 292,686 against.","Total eligible shares at meeting: 9,989,536; broker non-votes on director elections and say-on-pay: 945,491."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153151,"accession_number":"0001367859-25-000042","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Citizens Community Bancorp Q1 2025 EPS $0.32; net interest margin up 6 bps to 2.85%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.2M ($0.32 diluted EPS) vs $2.7M ($0.27) in Q4 2024 and $4.1M ($0.39) in Q1 2024.","Net interest margin improved to 2.85% from 2.79% linked quarter; net interest income $11.6M.","Negative provision for credit losses of $0.25M; loans decreased $16.3M to $1.353B.","Total deposits increased $35.5M to $1.524B; FHLB advances fully repaid to zero.","Book value per share $18.02; tangible book value $14.79, up 10% from $13.43 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171936,"accession_number":"0001367859-25-000021","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp to present Q4 2024 results at Janney CEO Forum; no financials in filing body","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek will attend 2025 Janney CEO Forum Jan 29-30.","Presentation furnished as Exhibit 99.1 references Q4 2024 results but specific figures are not in the filing text.","No earnings or guidance updates are provided in the 8-K; the exhibit content is not fully available for analysis.","The filing is procedural under Regulation FD; no material new data disclosed in the document."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171935,"accession_number":"0001367859-25-000019","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"CZWI Q4 EPS $0.27 vs $0.35 YoY; raises annual dividend 12.5% to $0.36","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $2.7M ($0.27 diluted EPS) vs $3.7M ($0.35) in Q4 2023.","Net interest margin improved to 2.79% from 2.63% in Q3 2024 and 2.69% a year ago.","Board declared $0.36 annual cash dividend (+12.5%), payable Feb 21, 2025 to Feb 7 record.","Loans decreased $55.8M to $1.369B as part of balance sheet optimization; criticized loans down.","Repurchased 94k shares in Q4 at avg $14.55; 476k shares repurchased in FY 2024 at avg $12.76."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188932,"accession_number":"0001367859-24-000109","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp to present Q3 2024 at Hovde conference; no figures in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Management to meet institutional investors at Hovde Financial Services Conference (Nov 6-8).","Presentation attached as Exhibit 99.1 contains Q3 2024 results and key metrics.","8-K filing does not disclose any specific financial figures or guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188931,"accession_number":"0001367859-24-000104","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Citizens Community Bancorp Q3 EPS $0.32, down from Q2 $0.35; NPAs rise to $17.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $3.3M ($0.32 diluted), down from $3.7M ($0.35) in Q2 2024; up from $2.5M ($0.24) a year ago.","Net interest margin 2.63% (down 9 bps QoQ); net interest income $11.3M, down $0.3M due to lower non-recurring interest income.","Nonperforming assets increased to $17.1M from $10.3M, largely from one agricultural/forestry loan relationship.","Repurchased 223k shares at $12.91 avg in Q3; 333k shares remain under buyback authorization.","Tangible book value per share $14.64, up 16.1% from $12.61 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":1.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205408,"accession_number":"0001367859-24-000098","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-09-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp presents Q2 results at Janney conference; presentation furnished","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek to present at Janney Financial Services Conference Sep 16-17, 2024.","Presentation attached as Exhibit 99.1 covers 2024 second quarter results and company outlook.","Filing made under Regulation FD; no new financial data disclosed beyond previously reported Q2 results.","Presentation content not available in this summary; investors should review the exhibit for details."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205407,"accession_number":"0001367859-24-000079","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"Citizens Community Q2 EPS $0.35 vs $0.39 Q1; approves 5% stock buyback up to 512k shares","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 diluted EPS $0.35, net income $3.7M, vs Q1 EPS $0.39 and $4.1M","Negative provision for credit losses of $1.525M due to loan decreases and credit quality improvements","Gross loans decreased $21.7M to $1.43B; criticized assets down 18% to $23.3M","Tangible book value per share increased to $13.91, up 10.3% YoY","Board approved new stock repurchase program for up to 512k shares (~5% outstanding) through June 2025"],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222312,"accession_number":"0001367859-24-000076","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Citizens Community Bancorp stockholders elect directors, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Kristina M. Bourget and Timothy L. Olson as directors; Bourget received 5,611,332 votes for, Olson 4,868,319.","Ratified Crowe LLP as independent auditor for fiscal 2024 with 8,133,900 votes for, 107,511 against.","Approved non-binding advisory vote on executive compensation with 6,395,620 for, 413,384 against.","Total 10,406,880 shares eligible to vote at the June 18, 2024 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222311,"accession_number":"0001367859-24-000058","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Citizens Community Bancorp Q1 EPS $0.39 vs $0.35 YoY; NPAs down 31%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.1M ($0.39 diluted) up from $3.7M ($0.35) a year ago.","Nonperforming assets fell 31% to $10.6M; criticized loans down 25% to $28.5M.","Negative provision for credit losses of $800K due to improved credit quality.","Deposits grew $8.4M to $1.53B; FHLB advances reduced $40M.","Repurchased 50K shares at $11.95/share; TCE ratio 7.83%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241825,"accession_number":"0001367859-24-000048","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-03-05T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp appoints Crowe LLP as auditor for FY 2024","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Audit Committee approved Crowe LLP as independent auditor for the year ending Dec 31, 2024.","Prior auditor Eide Bailly declined reappointment due to exiting its financial institution SEC audit practice.","No disagreements or reportable events existed with Eide Bailly; no pre-engagement consultation with Crowe occurred.","Crowe has not yet accepted the engagement as of the filing date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241824,"accession_number":"0001367859-24-000011","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-01-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp presents Q4 2023 results at Janney CEO Forum","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation covers fourth quarter 2023 financial results and operating trends.","Management (CEO & CFO) meeting institutional investors in Scottsdale, AZ on Jan 31-Feb 1.","Forward-looking statements and risk factors included; no specific earnings figures disclosed in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241823,"accession_number":"0001367859-24-000009","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2024-01-29T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"Citizens Community Bancorp Q4 2023 EPS $0.35; annual dividend raised 10% to $0.32","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.7M, $0.35 diluted EPS; full-year EPS $1.25 vs $1.69 prior year.","Total deposits grew $45.9M QoQ to $1.52B; FHLB advances reduced $35M.","Net interest margin (ex-accretion) 2.67%, down from 2.76% prior quarter.","Negative provision for credit losses of $0.7M on net recoveries and improved economic outlook.","Board declared $0.32 annual dividend (10% increase) payable Feb 23, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259272,"accession_number":"0001367859-23-000155","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-12-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Citizens Community Bancorp amends CEO/CFO employment agreements for clawback compliance","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Addendums to employment agreements of CEO Stephen M. Bianchi and CFO James S. Broucek executed on Dec. 13, 2023.","Amendments align agreements with SEC Rule 10D-1 and Nasdaq listing standards on compensation recovery.","Company had already adopted a clawback policy in 2022; addendums make individual agreements consistent with that policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259271,"accession_number":"0001367859-23-000148","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-11-20T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp auditor Eide Bailly to exit SEC audit practice; searching for new auditor for FY2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Eide Bailly notified on Nov 17, 2023 it will not stand for reappointment for the year ending Dec 31, 2024, citing decision to exit financial institution SEC audit practice.","Eide Bailly will continue to audit FY 2023 and review Q1 2024; new auditor expected in time for Q2 2024 review.","No disagreements or reportable events existed; prior audit reports for 2021 and 2022 were unmodified and without adverse opinion.","Company provided Eide Bailly with a copy of this filing; Eide Bailly's letter to SEC is filed as Exhibit 16.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259270,"accession_number":"0001367859-23-000139","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp to present at Hovde Financial Services Conference Nov 1-3, 2023","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek will meet institutional investors at the Hovde Group Conference in Manalapan, Florida.","The presentation attached as Exhibit 99.1 covers Q3 2023 results, but no specific numbers from the presentation are included in this filing.","The information is furnished under Regulation FD and not deemed filed for SEC liability purposes.","Forward-looking statements and risk factors are referenced from prior SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259269,"accession_number":"0001367859-23-000135","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CZWI Q3 EPS $0.24, vs $0.31 Q2 and $0.38 year ago; NIM expands, NPAs fall","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M, diluted EPS $0.24; adjusted EPS (ex tax change) $0.36.","Net interest margin expanded to 2.76% (ex-purchase accretion) from 2.69% Q2.","Nonperforming assets fell to $15.5M from $17.4M Q2; negative provision of $0.3M.","Wisconsin tax law change caused $1.8M one-time charge; future effective tax rate ~21%.","Gross loans up $22.6M to $1.45B; deposits grew $8.6M to $1.47B."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276535,"accession_number":"0001367859-23-000132","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-09-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CZWI to present Q2 2023 results at Janney forum; no new material financial information provided","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Chairman & CEO Stephen Bianchi and CFO James Broucek to present at Janney Community Bank Forum on Sept 18-19, 2023.","Presentation attached as Exhibit 99.1 covers Q2 2023 results previously reported.","No updated guidance or material forward-looking statements disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276534,"accession_number":"0001367859-23-000124","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Citizens Community Bancorp Q2 EPS $0.31; net interest margin declines, nonperforming assets rise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Earnings per diluted share $0.31, down from $0.35 in Q1 2023 and $0.41 in Q2 2022; net income $3.2M.","Net interest margin (ex-accretion) fell to 2.69% from 2.99% in Q1 as deposit costs rose faster than asset yields.","Nonperforming assets increased to $17.4M (0.95% of assets) from $11.7M; substandard loans up $3.8M to $19.2M.","Tangible book value per share improved to $12.61 from $12.48; stock buyback of 14k shares in Q2.","Provision for credit losses rose to $0.45M from $0.05M on worsening economic forecast, partially offset by specific reserve declines."],"consensus_eps_estimate":null,"consensus_eps_actual":0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294295,"accession_number":"0001367859-23-000120","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-06-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Citizens Community Bancorp annual meeting elects directors, approves auditor and say-on-pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Michael Conner, Francis Felber, and Michael Swenson elected directors; Swenson received 3,797,670 votes for.","Ratification of Eide Bailly as auditor approved: 8,555,094 for, 31,843 against.","Non-binding advisory vote on executive compensation approved: 6,699,235 for, 290,168 against.","Advisory vote on frequency: 6,619,157 favored every one year for future say-on-pay votes.","Broker non-votes of 1,491,743 on director elections and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294294,"accession_number":"0001367859-23-000082","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CZWI Q1 EPS $0.35 vs $0.45 prior quarter; net interest margin falls to 3.02%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.7M ($0.35 diluted) vs $4.7M ($0.45) in Q4 2022 and Q1 2022.","Net interest income $12.8M, down $1.7M from Q4 2022; net interest margin 3.02% vs 3.40%.","Provision for credit losses $0.05M vs $0.70M in Q4 2022; CECL adoption added $4.7M to ACL.","Nonperforming assets 0.63% of total assets ($11.7M), down from 0.70% ($12.7M) at Dec 31.","Uninsured/uncollateralized deposits 18% of total; on-balance liquidity covers 205% of those."],"consensus_eps_estimate":null,"consensus_eps_actual":0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314897,"accession_number":"0001367859-23-000065","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CZWI management to present at Janney Bank CEO Forum Feb 1-2; no earnings data in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek will attend Janney Bank CEO Forum in Scottsdale, AZ on Feb 1-2, 2023.","Presentation attached as Exhibit 99.1; filing text does not disclose any financial results or specific guidance.","Furnished under Item 7.01 Regulation FD; forward-looking statements included but no material new information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314896,"accession_number":"0001367859-23-000062","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Citizens Community Bancorp amends bylaws to adopt universal proxy rules and update advance notice provisions","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved Bylaw amendments effective Jan 23, 2023, to comply with SEC universal proxy rules.","Amendments update proxy and advance notice provisions for director nominations.","Conforming and technical changes include updates on virtual meetings per Maryland General Corporation Law.","Amended Bylaws filed as Exhibit 3.1 in redlined form."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314895,"accession_number":"0001367859-23-000034","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"CZWI Q4 EPS $0.45, annual dividend raised 12% to $0.29/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $4.7M ($0.45 diluted EPS); FY22 net income $17.8M ($1.69 EPS) vs $21.3M ($1.98 EPS) prior year.","Net interest margin (excl. purchase accretion) flat at 3.33% vs Q3; net interest income $14.5M.","Originated loans grew $46.3M in Q4; net loan growth 2.6% linked-quarter to $1.412B.","Board declared $0.29 annual dividend, a 12% increase; record Feb 3, payable Feb 17, 2023.","Efficiency ratio improved to 61% from 64% QoQ; substandard loans dropped $2.9M to $17.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333262,"accession_number":"0001367859-22-000146","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-10-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp to present at Hovde Group Financial Services Conference on Nov 3-4, 2022","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["CEO Stephen Bianchi and CFO James Broucek will meet institutional investors at the Hovde Group 2022 Financial Services Conference.","A presentation covering Q3 2022 results and company outlook was furnished as Exhibit 99.1.","No specific financial figures or guidance changes are disclosed in the 8-K filing body.","The presentation is provided under Regulation FD and is not deemed filed for SEC purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333261,"accession_number":"0001367859-22-000143","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CZWI Q3 EPS $0.38 vs $0.41 prior qtr; net interest income up, loan growth 2.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $0.38 diluted, net income $4.0M; down from $0.41/$4.4M prior quarter and $0.47/$5.0M year ago.","Net interest income $14.5M, up $0.2M linked Q; core NIM (ex-PPP/accretion) 3.33% vs 3.29%.","Loan growth 2.2% from prior quarter; allowance 1.25% of total loans.","Redeemed $15M sub debt (6.75% coupon) in Aug; announced closure of 3 branches in Q4 2022.","Book value $15.59, tangible book $12.32; repurchased ~53k shares in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350751,"accession_number":"0001367859-22-000138","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-09-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp subsidiary appoints William Bertrand to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William Bertrand appointed to CCFBank board of directors effective September 15, 2022.","Bertrand is owner of One Automotive, which operates Mazda and Volkswagen Audi dealerships in the Chippewa Valley.","CEO Steve Bianchi says appointment supports community outreach and succession planning.","Bertrand also serves on National Dealer Advisory Council for Mazda North America and Joshua's Camp board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350750,"accession_number":"0001367859-22-000132","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-09-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp presents Q2 2022 results at Janney forum; no new material disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Management attending 2022 Janney Community Bank Forum on Sept 19-20, 2022.","Presentation attached as Exhibit 99.1 repeats previously reported Q2 2022 financial results.","Filing is regulatory disclosure only; no new earnings, guidance, or operational updates provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350749,"accession_number":"0001367859-22-000110","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-07-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp released Q2 2022 results slide deck; no figures in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Slide presentation of Q2 2022 financial results posted to company website on July 25, 2022.","Covers three and six months ended June 30, 2022.","No specific financial data provided in this Form 8-K filing; refer to slide deck for details.","Investor deck includes forward-looking statements and risk factors."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350748,"accession_number":"0001367859-22-000108","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CZWI Q2 EPS $0.41, net interest margin 3.46%, loan growth 18% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.4M ($0.41 diluted EPS) vs $4.7M ($0.45) in Q1 2022, $4.7M ($0.44) in Q2 2021.","Net interest margin expanded to 3.46% from 3.25% in Q1; net interest income up $1.1M to $14.3M.","Originated loans grew $68.4M (18% annualized) driven by commercial real estate, construction, and commercial operating loans.","Nonperforming assets decreased $1.0M to $12.6M; substandard loans down $4.1M to $20.7M.","Called $15M of 6.75% subordinated debt for Aug 10; St. James, MN branch with $18.7M deposits to close Sept."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367947,"accession_number":"0001367859-22-000104","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-06-24T23:59:59+00:00","items":["2.04","3.03","5.07"],"status":"ready","headline":"Citizens Community Bancorp to redeem $15M subordinated notes on Aug 10, 2022","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Notices of redemption sent June 23, 2022 for the entire $15M principal balance.","Redemption includes accrued and unpaid interest through August 10, 2022.","Notes were 6.75% fixed-to-floating subordinated debt issued in 2017."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367946,"accession_number":"0001367859-22-000101","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-06-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp furnishes investor presentation for Piper Sandler tour","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek to present at Piper Sandler Upper Midwest Bank Tour on June 21, 2022.","Presentation covers matters impacting the Company and its operating results; specific data not disclosed in the filing.","Exhibit 99.1 contains the presentation slides; no new financial guidance or material events announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367945,"accession_number":"0001367859-22-000091","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CEO and CFO employment agreements extended to December 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen M. Bianchi (Chairman, President, CEO) term extended to Dec 31, 2025, with auto-renewal.","James S. Broucek (CFO) term extended to Dec 31, 2025, with auto-renewal.","Agreements entered April 21, 2022; replace prior terms ending Dec 31, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367944,"accession_number":"0001367859-22-000089","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp releases Q1 2022 slide deck; financial details not provided in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["On April 25, 2022, Company posted Q1 2022 investor deck to its website (Exhibit 99.1).","Exhibit 99.1 contains only the slide deck cover; no revenue, EPS, or loan data visible.","Without the deck content, specific Q1 2022 financial results cannot be summarized.","Deck is furnished under Item 7.01 (Regulation FD), not filed for SEC liability purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367943,"accession_number":"0001367859-22-000087","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"CZWI Q1 EPS $0.45, net income $4.7M down QoQ and YoY; issues $35M sub debt","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.45 vs $0.58 Q4'21 and $0.50 Q1'21; net income $4.7M vs $6.1M and $5.5M.","Net interest margin 3.25% vs 3.50% Q4'21; NIM ex-PPP and purchase accretion 3.11%.","Issued $35M sub debt (non-callable 5yr, SOFR+3.29%); injected $15M into bank; refinanced $28.9M senior debt.","Loans decreased $20.8M to $1.29B due to payoffs; pipeline accelerating for growth.","No loan loss provision; allowance 1.30% of loans; nonperforming assets $13.6M (0.77% of assets)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":387267,"accession_number":"0001367859-22-000079","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-03-14T23:59:59+00:00","items":["1.01","2.03","3.03","9.01"],"status":"ready","headline":"Citizens Community Bancorp issues $35M subordinated notes at 4.75% fixed rate, Tier 2 capital treatment","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $35M aggregate principal of 4.75% fixed-to-floating subordinated notes due 2032.","Fixed rate of 4.75% through March 2027; thereafter SOFR plus 329 bps, paid quarterly.","Notes qualify as Tier 2 regulatory capital, subject to limitations.","Dividend and stock repurchase restrictions apply during an event of default under the note agreement.","Co-placement agents: Janney Montgomery Scott and Hovde Group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":387266,"accession_number":"0001367859-22-000021","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-01-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Citizens Community Bancorp appoints Nick Amundsen to CCFBank board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Nick Amundsen appointed to CCFBank board effective January 27, 2022.","Amundsen is SVP of Strategy at Jamf (NASDAQ: JAMF), a tech enterprise management firm.","Board appointment aims to add technology expertise and strengthen succession planning.","CEO Bianchi highlights community outreach and attracting skilled professionals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":387265,"accession_number":"0001367859-22-000019","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-01-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CZWI files 8-K for conference presentation; no specific results in provided text","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO Stephen Bianchi and CFO James Broucek to meet institutional investors at Janney Bank CEO Forum on Feb 2-3, 2022.","Investor presentation attached (Exhibit 99.1) covers Q4 2021 results, but actual data not reproduced in this filing.","No new material financial guidance or operational updates disclosed in the 8-K body."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":387264,"accession_number":"0001367859-22-000017","cik":1367859,"company_name":"Citizens Community Bancorp Inc.","ticker":"CZWI","form_type":"8-K","filed_at":"2022-01-31T23:59:59+00:00","items":["2.02","9.01","8.01"],"status":"ready","headline":"CZWI Q4 EPS $0.58 (+81% YoY), record annual earnings $21.3M; dividend raised 13% to $0.26","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 net income $6.1M ($0.58 diluted EPS) vs $3.6M ($0.32) YoY; FY21 net income $21.3M ($1.98) vs $12.7M ($1.14) – record annual earnings.","Total loans excl. PPP grew $83.4M (6.8%) in Q4; net interest margin improved to 3.50% from 3.34% in Q3 2021.","Board declared annual dividend of $0.26/share (13% increase), payable Feb 28, 2022 to holders of record Feb 14, 2022.","No loan loss provision recorded for Q4 2021; ALL to total loans 1.29% vs 1.35% at Sep 30, 2021.","Nonperforming assets $13.2M (0.76% of assets) vs $12.1M (0.69%) prior quarter; increase due to branch OREO transfer."],"consensus_eps_estimate":null,"consensus_eps_actual":1.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":200018894.00290418,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-01-31T23:59:59+00:00|387264"}