{"filings":[{"id":563597,"accession_number":"0001628280-26-037047","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2026-05-21T11:02:23+00:00","items":["7.01","9.01"],"status":"ready","headline":"Dream Finders proposes to acquire Beazer Homes for $25.75/share all-cash, ~40% premium","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Dream Finders submitted proposal on May 5, 2026 to acquire Beazer at $25.75/share, equity value ~$704 million.","Offer represents ~40% premium to Beazer's May 5 closing price and 25% premium to 30-day VWAP.","Beazer board rejected proposal and refuses to engage; Dream Finders urges shareholders to press for talks.","Financing letters from Goldman Sachs, BofA, Kennedy Lewis provide high confidence on funding.","Dream Finders highlights Beazer's chronic underperformance across margins, growth, and returns vs. peers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":473076,"accession_number":"0001628280-26-035718","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2026-05-15T21:20:37+00:00","items":["4.01","9.01"],"status":"ready","headline":"Dream Finders Homes dismisses PwC, appoints KPMG as auditor for FY 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee dismissed PwC on May 13, 2026, following a competitive RFP process.","No disagreements or reportable events occurred with PwC during fiscal 2024, 2025, or interim period.","KPMG appointed as independent registered public accounting firm for fiscal year ending Dec 31, 2026.","PwC's audit reports for 2024 and 2025 were unqualified and contained no adverse opinions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95876,"accession_number":"0001628280-26-033114","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2026-05-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Dream Finders proposes to acquire Beazer Homes for $25.75/share in cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash proposal at $25.75/share, ~40% premium to BZH's May 5 close of $18.35.","Total equity value approx. $704M based on BZH's 27.3M shares outstanding.","DFH made multiple private attempts since Feb 2026; going public after BZH board non-engagement.","Financing backed by highly confident letters from Kennedy Lewis, Goldman Sachs, BofA; no regulatory hurdles expected.","Combined company would be 7th-largest U.S. homebuilder, maintaining 100% land-light strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95875,"accession_number":"0001628280-26-028624","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q1 EPS falls 80% to $0.11; revenue $837M, down 14%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales (orders) of 2,408, up 19% YoY, a record.","Homebuilding revenues $837M, down 14% vs $970M; closings 1,870 vs 1,925.","GAAP net income $13M ($0.11/basic share) vs $55M ($0.55) - EPS down 80%.","Homebuilding gross margin 14.5% vs 19.2%; adjusted margin 24.3% vs 27.8%.","FY2026 guidance reiterated: ~9,250 closings; repurchased 1.1M shares for $18M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":887839000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109265,"accession_number":"0001628280-26-010399","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2026-02-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q4 EPS $0.60; full-year net sales up 15%; guides 9,250 closings for 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income attributable to DFH of $59M ($0.60 basic) in Q4 vs $129M ($1.35) a year ago.","Full year net income $217M ($2.19) vs $335M ($3.44); homebuilding revenues $4.1B, down from $4.4B.","Record annual home closings 8,608 (flat YoY); net sales up 15% to 7,747; Q4 net sales +9%.","Homebuilding gross margin 17.4% (FY) vs 18.3%; adjusted gross margin 26.5% vs 27.0%.","Issued $300M 6.875% senior notes; repurchased 1.83M shares for $41.8M in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":2.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":4322848000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125761,"accession_number":"0001628280-25-059048","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Dream Finders Homes posts 2024 annual CEO letter; no specific financial data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["CEO Patrick Zalupski authored the 2024 annual shareholder letter released Dec 29, 2025.","The letter is available on the company's investor relations website.","No financial results, guidance, or material business updates were filed as exhibits.","The filing is a Regulation FD item; content of the letter is not summarized.","Investors must access the letter directly for any substantive information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125760,"accession_number":"0001628280-25-051387","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Dream Finders Homes increases share buyback authorization to $100M through 2027","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized an additional $50M, bringing total buyback authorization to $100M through June 30, 2027.","Prior authorization was $50M through June 30, 2026; $41.2M already used to repurchase 1.7M shares as of Nov 11, 2025.","Repurchases may be made via open market or privately negotiated transactions under Rule 10b-18."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125759,"accession_number":"0001628280-25-047364","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q3 revenue $917M (-7% YoY); EPS $0.47; net new orders +20%; guidance cut to 8,500 closings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Homebuilding revenue $917M (-7% YoY); closings 1,915 (+1%, record); net new orders 2,021 (+20%, record).","GAAP EPS $0.47 vs $0.72; pre-tax income $61M vs $92M; adjusted homebuilding gross margin 26.7% (down 90 bps).","Issued $300M senior notes at 6.875% due 2030; proceeds used to reduce revolver; total liquidity $625M.","Financial services pre-tax income +11% to $9M; repurchased 357,715 shares for $10M in Q3.","Revised FY2025 home closing guidance to ~8,500; cites challenging housing market and near-term headwinds."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":3110180000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142491,"accession_number":"0001825088-25-000068","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-09-05T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Dream Finders Homes issues $300M of 6.875% senior unsecured notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$300 million aggregate principal amount; interest rate 6.875% per annum, maturity September 15, 2030.","Interest payable semiannually on March 15 and September 15, first payment due March 15, 2026.","Notes are fully and unconditionally guaranteed on a joint and several basis by certain subsidiaries.","Holders can require repurchase at 101% of principal plus accrued interest upon a change of control.","Proceeds not specified; typical uses include refinancing, working capital, or general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142490,"accession_number":"0001825088-25-000064","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Dream Finders prices $300M of 6.875% senior notes due 2030; proceeds to repay revolver","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$300M of 6.875% senior unsecured notes due 2030 priced at 100% of par.","Net proceeds of ~$295M after underwriting discount and estimated offering expenses.","Proceeds to repay a portion of borrowings under its revolving credit facility and for general corporate purposes.","Notes guaranteed by subsidiaries that are guarantors under the Credit Agreement.","Offering expected to close Sept 5, 2025; sold under Rule 144A and Reg S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142489,"accession_number":"0001825088-25-000062","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Dream Finders Homes announces up to $300M senior notes offering due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Up to $300M aggregate principal amount of unsecured senior notes due 2030.","Proceeds to repay portion of borrowings under existing revolving credit facility and for general corporate purposes.","Notes guaranteed on unsecured basis by certain subsidiaries; offered via Rule 144A and Regulation S private placement.","Offering subject to market and other conditions; no assurance of completion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142488,"accession_number":"0001825088-25-000058","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-08-26T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Dream Finders Homes upsizes revolver to $1.475B, extends maturity to Aug 2028","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Aggregate revolving commitments increased to $1.475 billion, subject to borrowing base.","Maturity extended from June 4, 2027 to August 21, 2028 for $1.240 billion of commitments.","Minimum tangible net worth covenant raised from $739M to $981M.","Amendment dated August 21, 2025; filed as Exhibit 10.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142487,"accession_number":"0001825088-25-000050","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q2 net income falls 30% to $57M; reaffirms FY 2025 closings guidance of ~9,250","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Homebuilding revenues up 4% to $1.1B; home closings up 10% to 2,232; ASP down 7% to $481,027.","Net income attributable to DFH was $57M ($0.57 per share) vs $81M ($0.83) in Q2 2024.","Homebuilding gross margin fell 250 bps to 16.5%; adjusted gross margin was 25.9% vs 27.0%.","Repurchased 705,404 shares for $16M during Q2; total liquidity $433M.","Closed acquisitions of Alliant National Title (April 18) and Green River Builders (May 2) in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":2140376000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160528,"accession_number":"0001825088-25-000045","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-06-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Dream Finders Homes expands share buyback authorization to $50M from $25M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board increased repurchase limit to $50.0 million, double the prior $25.0 million authorization approved in June 2023.","Program runs through June 30, 2026; repurchases may be executed via open market, privately negotiated trades, or Rule 10b-18 compliant transactions.","Expansion effective June 26, 2025; original program approved June 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160527,"accession_number":"0001825088-25-000042","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Dream Finders Homes stockholders elect all director nominees and ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five director nominees elected with over 182M votes each; broker non-votes ~8.8M.","Ratification of PwC as auditor for FY2025 approved with 199.57M for, 28K against.","Non-binding advisory vote on 2024 executive compensation approved with 190.1M for.","Annual meeting held June 9, 2025; no other matters presented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160526,"accession_number":"0001825088-25-000034","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director W. Radford Lovett II to retire from Dream Finders board on June 9, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lovett notified company on May 8, 2025; departure effective June 9, 2025.","Reason cited is competing business and personal commitments.","Lovett served on board since January 2021 and previously on LLC board since 2014.","No replacement director has been announced as of the filing date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160525,"accession_number":"0001825088-25-000029","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Homes Q1 revenue up 18% to $970M; gross margin expands 140 bps; reiterates 9,250 closings FY25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Home closings increased 16% to 1,925; net new orders up 18% to 2,032; ASP up 1% to $498k.","Homebuilding gross margin improved 140 bps to 19.2%; adjusted gross margin 27.8% (up 150 bps).","Net income attributable to DFH $55M ($0.55 per share) consistent with prior year; pre-tax income $71M.","Closed acquisitions of Liberty Communities (Atlanta) and Cherry Creek Mortgage in Q1; Alliant National Title and Green River Builders post-quarter.","Reiterated FY2025 home closing guidance of ~9,250; total liquidity $677M; repurchased $7M in shares."],"consensus_eps_estimate":null,"consensus_eps_actual":0.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":989871000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160524,"accession_number":"0001825088-25-000023","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Dream Finders Homes closes acquisition of Alliant National Title Insurance Company","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed April 18, 2025; initial announcement Oct 23, 2024.","Alliant National underwrites title insurance with 700+ independent agents in 32 states and DC.","Acquisition expands Dream Finders' financial services capabilities via vertical integration.","CEO Patrick Zalupski welcomes David Sinclair and Alliant National team; invests in platform growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178769,"accession_number":"0001825088-25-000010","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q4 net income up 27%, initiates 2025 guidance of ~9,250 closings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 homebuilding revenues $1.5B (+35% YoY); home closings 3,008 (+40% YoY); net income $129M ($1.35 per basic share vs $1.06).","Full year 2024 homebuilding revenues $4.4B (+18% YoY); closings 8,583 (+17% YoY); net income $335M ($3.44 per basic share vs $3.03).","Q4 homebuilding gross margin 17.7% (down 280 bps YoY); adjusted gross margin 26.9% (down 120 bps). Higher land/financing costs partially offset by cost reductions.","Company initiates 2025 full year guidance of approximately 9,250 expected home closings.","Completed acquisitions of Crescent Homes and Jet HomeLoans; announced purchase agreements for Liberty Communities (closed Jan 2025) and Alliant Title Insurance (pending regulatory approval)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":4451606000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178768,"accession_number":"0001825088-25-000005","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Dream Finders Homes closes acquisition of Liberty Communities, enters Atlanta market","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired core homebuilding assets of Liberty Communities in Atlanta, GA and Greenville, SC.","Also acquired Liberty's captive offsite manufacturing and component import businesses.","Atlanta is the 6th largest U.S. homebuilding market with ~27,000 single-family permits in 2024.","Transaction funded with cash on hand and borrowings under existing credit facility.","Liberty CEO Neil Koelbl and leadership team remain with the combined operations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195447,"accession_number":"0001825088-24-000072","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Dream Finders COO Doug Moran transitions to National President role; successor search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Doug Moran, the Company's first and only COO, moves to a non-executive National President role effective Dec 23, 2024.","Moran's transition allows him to reduce travel and better manage his health.","Chairman & CEO Patrick Zalupski thanked Moran for contributions since 2014.","Company has begun the process to identify a successor COO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195446,"accession_number":"0001825088-24-000068","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-12-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Dream Finders Homes releases 2023 Annual Shareholder Letter authored by CEO Patrick Zalupski","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company released 2023 Annual Shareholder Letter on December 14, 2024.","Letter authored by President, CEO, and Chairman Patrick Zalupski.","Letter available on company's website at investors.dreamfindershomes.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195445,"accession_number":"0001825088-24-000064","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q3 revenue up 10% to $986M, net income down 7%; acquires Jet HomeLoans","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Homebuilding revenues increased 10% to $986M; net new orders up 9% to 1,680.","Net income attributable to DFH fell 7% to $71M ($0.72 per share); pre-tax income down 11%.","Adjusted homebuilding gross margin slipped 80bps to 27.6%; homebuilding gross margin 19.2%.","Acquired remaining 40% of Jet HomeLoans on July 1; contributed $16M revenue and $7M pre-tax profit in Q3.","Repurchased 180,164 shares for $5M; reiterated FY2024 closings guidance of 8,250."],"consensus_eps_estimate":null,"consensus_eps_actual":2.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":2890854000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195444,"accession_number":"0001825088-24-000059","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Dream Finders Homes to acquire Alliant National Title Insurance Company","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Definitive agreement to acquire Alliant National, a Colorado-based title insurer with 700+ independent agents in 32 states and D.C.","Alliant National is the largest independent title underwriter in the U.S. with no direct or affiliated operations.","Financial terms not disclosed; closing subject to insurance regulatory approvals.","CEO Zalupski says acquisition furthers vertical integration and is expected to benefit Dream Finders' bottom line.","Transaction expected to close after regulatory approvals; combined entity aims to become a national competitor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211704,"accession_number":"0001825088-24-000053","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Q2 revenue $1.1B (+12% YoY); net income $81M (+18%); EPS $0.83","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Homebuilding revenues $1.1B, up 12%; closings 2,031 up 10%; ASP $514,833.","Net income attributable to DFH $81M ($0.83 basic EPS) vs $69M ($0.70) prior year.","Adjusted gross margin 27.0% consistent; homebuilding gross margin 19.0% vs 19.1%.","Completed acquisition of remaining 40% of Jet HomeLoans for $9.3M; Jet HL earned $13M pre-tax YTD 2024.","Reaffirms FY 2024 guidance of 8,250 closings; share buyback of 72,000 shares during Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":1.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":1883547000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230439,"accession_number":"0001825088-24-000047","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Dream Finders Homes stockholders elect directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All six director nominees elected with over 186 million votes For; broker non-votes of about 6.8 million.","Ratification of PricewaterhouseCoopers LLP as auditor for FY2024: 199.8 million For, 12,302 Against.","Non-binding advisory vote on 2023 executive compensation approved: 192.0 million For, 1.0 million Against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230438,"accession_number":"0001825088-24-000040","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-06-11T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Dream Finders Homes upsizes revolver to $1.39B, extends maturity to 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Credit facility commitments increased to $1.390 billion, subject to borrowing base.","Maturity extended to June 4, 2027 for $1.330 billion of the total commitments.","Minimum tangible net worth covenant raised from $607M to $739M.","Accordion feature allows commitments up to $2.0 billion.","No Default occurred or would result from the amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230437,"accession_number":"0001825088-24-000028","cik":1825088,"company_name":"Dream Finders Homes, Inc.","ticker":"DFH","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Dream Finders Homes Q1 2024 revenue up 8% to $825M, net income up 11%, orders up 19%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Homebuilding revenues $825M, +8% YoY; net income attributable to DFH $54M (+11%).","Net new orders up 19% to 1,724; home closings up 9% to 1,655; ASP $494,995.","Adjusted gross margin improved 200 bps to 26.3%; homebuilding gross margin 17.8% (+80 bps).","Acquired Crescent Homes on Feb 1, 2024, expanding into Charleston, Greenville, Nashville.","Total liquidity $500M; net debt to net cap 39.9%; return on equity 34.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":827800000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1439852311.0510998,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}