{"filings":[{"id":97862,"accession_number":"0000027996-26-000094","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Q1 net income $35.8M; adj. EPS $1.05 (+45.8%); updates 2026 outlook after Safeguard sale","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.77 vs $0.31 in Q1 2025; adjusted diluted EPS $1.05 vs $0.72.","Revenue $538.1M (reported +0.3%, comparable adjusted +2.7%); EBITDA margin expanded 310 bps to 21.9%.","Comparable adjusted EBITDA $117.9M, up 19.7% YoY; free cash flow $27.3M, up $3M.","Total debt reduced by $32.3M; net debt down $22.6M; reached 3x leverage target.","Quarterly dividend $0.30/share, payable June 2 to holders of record May 19."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":538100000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97861,"accession_number":"0000027996-26-000087","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Deluxe shareholders re-elect nine directors, approve say-on-pay and stock plan amendment at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees elected with at least 32.1M votes for; Angela L. Brown received 33.5M for.","Non-binding say-on-pay resolution passed with 32.7M for (approx. 96.8% of votes cast).","Amendment No. 3 to the 2022 Stock Incentive Plan approved with 32.0M for (95.0% of votes cast).","Ratification of PwC as independent auditor for FY2026 passed with 36.7M for (97.4% of votes cast).","Turnout: 37.8M shares represented (82.6% of outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113030,"accession_number":"0001104659-26-025004","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2026-03-09T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Cheryl E. Mayberry McKissack will not stand for re-election at Deluxe 2026 Annual Meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Notified board on March 4, 2026 of decision not to stand for re-election.","Will serve through her current term until the 2026 Annual Meeting.","No replacement has been announced or nominated at this time.","No reasons for the decision were disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113029,"accession_number":"0001104659-26-012727","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["1.01"],"status":"ready","headline":"Deluxe sells Safeguard business for $25M; expected close Q1 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Aggregate purchase price ~$25M; $12M at closing, balance in three annual installments.","Buyer is PFG-SG Operating Group LLC; PFG Ventures, L.P. guarantees financial obligations.","Transaction expected to close in first quarter 2026, subject to customary conditions.","Three-year non-competition and non-solicitation covenants for Seller Entities.","Customary representations, warranties, and indemnification provisions included."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113027,"accession_number":"0000027996-26-000011","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K/A","filed_at":"2026-02-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Q4 adjusted EPS rises 6% to $0.89; FY25 adjusted EPS up 10.7% to $3.61; FY26 outlook provided","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year revenue $2.133B (+0.5% reported, +1.1% adj.); net income $82.2M, up 55.4% from $52.9M in 2024.","Full year GAAP EPS $1.80 vs $1.18; adj. diluted EPS $3.61, up 10.7% YoY; adj. EBITDA margin 20.2% (+90 bps).","Q4 revenue $535.3M (+2.8% reported, +2.9% adj.); adj. EPS $0.89, up 6.0% from $0.84 in Q4 2024.","FY26 outlook: revenue $2.11–2.175B, adj. EBITDA $445–470M, adj. EPS $3.90–4.30, free cash flow ~$200M.","Amendment to prior earnings release: increased amortization $4.1M, reclassified $20.9M debt current to long-term."],"consensus_eps_estimate":null,"consensus_eps_actual":1.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":2133200000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113028,"accession_number":"0000027996-26-000007","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe FY2025 revenue +0.5%, net income $85.3M, adj. EPS $3.67, guides 2026 $3.90-4.30","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year revenue $2.133B (+0.5% reported, +1.1% comparable); Q4 revenue $535.3M (+2.8%).","Net income $85.3M (up 61.2%); diluted EPS $1.87 vs $1.18 in 2024.","Comparable adj. diluted EPS $3.67 (+12.6%); adj. EBITDA $431.5M (+6.2%).","Free cash flow $175.3M (+$75.3M); net debt reduced $76.2M; quarterly dividend raised to $0.30/share.","2026 outlook: revenue $2.11-2.175B, adj. EBITDA $445-470M, adj. diluted EPS $3.90-4.30, FCF ~$200M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":2133200000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129427,"accession_number":"0001104659-25-121857","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Deluxe increases receivables facility to $100M, extends to Dec 2028","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Facility limit increased to $100,000,000; Required Capital Amount raised to $17,500,000.","Scheduled Termination Date extended from March 2027 to December 14, 2028.","Drawn fee pricing set at 1.15% (Level II) based on current credit rating.","Amended Accrued Rebate Proxy to 42.72% and Deferred Revenue Proxy to 40.54%.","No other material changes; Performance Guaranty reaffirmed by Deluxe Corporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129426,"accession_number":"0000027996-25-000188","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Q3 revenue up 2.2%, adjusted EPS up 29.8% to $1.09, raises FY adj EPS guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $540.2M (+2.2%); comparable adjusted revenue +2.5% to $540.2M.","GAAP net income $33.7M vs $8.9M; GAAP diluted EPS $0.74 vs $0.20.","Comparable adj. diluted EPS $1.09 (+29.8%); adj. EBITDA $118.9M (+13.8%), margin 22.0% (+220bps).","Raised FY2025 adj. EPS guidance to $3.45-$3.60; affirms revenue $2.11-$2.13B, adj. EBITDA $425-$435M, FCF $140-$150M.","Board declared $0.30/sh quarterly dividend, payable Dec 1, 2025 to holders of record Nov 17, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":1597980000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129425,"accession_number":"0000027996-25-000185","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K/A","filed_at":"2025-10-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Deluxe Corporation appoints Michelle T. Collins to Compensation and Talent Committee","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["On October 29, 2025, the Board appointed Michelle T. Collins to the Compensation and Talent Committee.","Ms. Collins was appointed as an independent board member on August 20, 2025, and to the Audit and Finance Committee.","This Form 8-K/A amends the original 8-K to disclose the second committee assignment.","Michelle T. Collins serves as an independent director on the Deluxe Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145994,"accession_number":"0000027996-25-000172","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-08-21T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Deluxe elects Michelle T. Collins, retired Deloitte partner, to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michelle T. Collins elected to Board effective August 20, 2025; will stand for re-election at 2026 Annual Meeting.","Board determined Collins qualifies as independent director and as audit committee financial expert under NYSE and SEC rules.","Collins will serve on Audit and Finance Committee; second committee to be determined later.","Collins recently served as Vice Chair on Deloitte's U.S. Board, chaired Governance and Finance & Audit Committees.","She brings over 40 years of experience in business transformations, M&A, risk management, financial reporting, and SEC compliance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145993,"accession_number":"0001104659-25-075071","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Deluxe acquires CheckMatch from JPMorgan for $25M to expand digital lockbox network","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired CheckMatch from Kinexys by J.P. Morgan for $25M ($12.5M paid at close, $12.5M due in 180 days).","Transaction closed Aug 6, 2025; expands Deluxe Payment Network (DPN) digital lockbox capabilities.","CheckMatch digitizes paper check delivery, reducing mail fraud risk; DPN already doubled lockbox count in H1 2025.","Combined platform expected to include five of top 10 U.S. lockbox providers and multiple disbursement partners."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145992,"accession_number":"0000027996-25-000160","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Q2 revenue down 3.1% to $521.3M but net income up 9.3%; raises FY free cash flow outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.50 vs $0.46 YoY; adjusted diluted EPS up 3.5% to $0.88.","Comparable adjusted EBITDA margin expanded 140 bps to 20.4%; Data Solutions revenue grew double-digits.","Revenue $521.3M, down 3.1% (comparable adjusted -2.5%); net income $22.4M up from $20.5M.","Affirms 2025 revenue ($2.09-2.155B), adjusted EBITDA ($415-435M), adj. EPS ($3.25-3.55); raises FCF to $130-150M.","Regular quarterly dividend of $0.30/share payable Sep 2, 2025 to holders of record Aug 18."],"consensus_eps_estimate":null,"consensus_eps_actual":0.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":1057733000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164295,"accession_number":"0000027996-25-000140","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Q1 revenue $536.5M (+0.3%), GAAP EPS $0.31, adjusted EPS $0.75; reaffirms FY2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $14.0M (up 29.6% YoY); GAAP diluted EPS $0.31 vs $0.24.","Comparable adjusted EBITDA $100.2M (+3.4%); margin 18.7% (+40 bps).","Free cash flow $24.3M, up $18.1M from prior year.","Revenue $536.5M (+0.3% as reported; +1.4% comparable adjusted).","Quarterly dividend $0.30/share, payable June 2, 2025, record May 19."],"consensus_eps_estimate":null,"consensus_eps_actual":0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":536471000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164294,"accession_number":"0000027996-25-000133","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"All 9 director nominees elected, say-on-pay and stock plan amendment approved at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["9 directors elected; each received >96% of votes cast (range 95.0%–99.3%).","Non-binding say-on-pay passed with 93.7% of votes cast (32.6M for, 2.0M against).","Amendment to Deluxe Stock Incentive Plan approved with 90.8% of votes cast (31.4M for, 3.2M against).","Ratification of PwC as auditor for FY2025 approved with 96.7% of votes cast (36.6M for, 1.1M against).","Turnout 84.7% of outstanding shares (37.9M of 44.7M shares represented)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182060,"accession_number":"0000027996-25-000053","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-02-21T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Deluxe elects Evertec CEO Morgan Schuessler to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Morgan M. \"Mac\" Schuessler elected to Deluxe Board effective February 21, 2025.","Schuessler is CEO, President, and director of Evertec Group; previously President, International at Global Payments.","Schuessler appointed to Audit and Finance Committee and Corporate Governance Committee effective April 23, 2025.","Hugh S. Cummins appointed to Audit and Finance Committee and Compensation and Talent Committee effective April 23.","Board determined Schuessler qualifies as independent director under NYSE standards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182059,"accession_number":"0000027996-25-000029","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-02-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Reports Q4 and Full Year 2024 Results; Provides 2025 Outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year revenue decreased 3.2% to $2,121.8M; comparable adjusted revenue down 1.2%.","Net income improved to $52.9M from $26.2M in 2023, a 101.9% increase.","Comparable adjusted EBITDA rose 3.9% to $406.5M; margin expanded 100 bps to 19.3%.","Total debt reduced by $89.8M; free cash flow increased 2.4% to $100.0M.","2025 guidance: revenue $2.090-$2.155B, adjusted EBITDA $415-$435M, dividend $0.30/quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":2121761000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182058,"accession_number":"0000027996-25-000007","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Deluxe elects former Truist COO Hugh Cummins to board; two directors not seeking re-election","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Hugh S. \"Beau\" Cummins III elected to Deluxe board effective February 21, 2025.","Cummins is a 36-year banking veteran, most recently Vice Chair and COO of Truist Financial.","William C. Cobb and Martyn R. Redgrave notified they will not stand for re-election at 2025 annual meeting.","Board affirmed Cummins qualifies as independent director under NYSE standards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198713,"accession_number":"0001104659-24-125074","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-12-03T23:59:59+00:00","items":["1.01","1.02","2.03","7.01","9.01"],"status":"ready","headline":"Deluxe closes $450M senior secured notes at 8.125% and new $900M credit facilities","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closed $450M senior secured notes offering due 2029, interest 8.125% per annum.","Entered amended credit agreement with $400M revolver and $500M term loan A, maturing Feb 1, 2029.","Proceeds used to refinance existing term loan and revolver; prior credit facility terminated.","Notes are secured pari passu with senior secured credit facilities; covenants restrict additional debt and dividends."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198712,"accession_number":"0001104659-24-120602","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Deluxe prices $450M senior secured notes at 8.125%, upsized from $400M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering upsized to $450M from $400M; closing expected December 3, 2024.","Notes bear interest at 8.125% per annum, due 2029.","Proceeds with new credit facilities to refinance existing term A loan and revolver.","New credit facilities: $500M term A loan and $400M revolver, due February 1, 2029."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198711,"accession_number":"0001104659-24-119968","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-11-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Deluxe announces $400M senior secured notes offering to refinance existing debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering $400M aggregate principal amount of senior secured notes due 2029 in private placement.","Net proceeds, with new credit facilities, to refinance existing term A loan and revolving credit facility.","New credit facilities: $400M revolver and $500M term A loan, subject to amendment and restatement.","Notes offering conditioned on closing of amended credit agreement; fees and expenses to be paid."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198710,"accession_number":"0000027996-24-000170","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Deluxe Q3 net income $8.9M vs loss; adjusted EPS up 12% to $0.84; narrows FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $528.4M (-1.7% YoY); comparable adjusted revenue -0.7%.","GAAP diluted EPS $0.20 vs -$0.18; adjusted diluted EPS $0.84, up 12.0%.","Comparable adjusted EBITDA $104.5M, +6.9% YoY; margin 19.8% up 140 bps.","Narrows FY2024 guidance: revenue $2.12-2.14B, adj. EBITDA $405-415M, adj. EPS $3.20-3.35.","Quarterly dividend $0.30/share, payable Dec 2 to holders of record Nov 19."],"consensus_eps_estimate":null,"consensus_eps_actual":0.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":1601215000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198709,"accession_number":"0000027996-24-000167","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Deluxe appoints new Chief Accounting Officer; CFO serves as interim","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Llewellyn Kelly Moyer joined Oct 14 as VP, Chief Accounting Officer.","Board designated Moyer as Principal Accounting Officer effective after Q3 10-Q filing.","CFO William C. 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Kurth, Principal Accounting Officer, notified Deluxe Corp of his resignation on Aug 14, 2024.","Resignation effective September 10, 2024; no successor announced.","Kurth's departure leaves the PAO role vacant; transition plan not disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214755,"accession_number":"0000027996-24-000148","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-08-15T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Deluxe elects Angela L. 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EPS $3.10-$3.40.","Quarterly dividend $0.30/share payable June 3, 2024 to holders of record May 20."],"consensus_eps_estimate":null,"consensus_eps_actual":0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":534955000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233889,"accession_number":"0000027996-24-000117","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Deluxe realigns segments into Merchant Services, B2B Payments, Data Solutions, Print","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New segment structure effective Q1 2024: Merchant Services ($364M rev in 2023), B2B Payments ($299M), Data Solutions ($212M), Print ($1.26B).","Recast FY2023 total segment revenue $2.14B, adjusted EBITDA $583.7M; no change to net income or EPS.","All other segment (divested businesses) revenue fell from $109.7M in 2022 to $55.8M in 2023.","Segment EBITDA reconciliation: $609.6M total segment EBITDA offset by corporate ops -$192.4M, D&A $169.7M, interest $125.6M in 2023.","Quarterly recast data provided for each FY2023 quarter; methodology unchanged from prior reporting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233888,"accession_number":"0000027996-24-000114","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"All eight director nominees elected, say-on-pay and auditor ratified at Deluxe annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["86.4% of shares represented (38.0M of 44.0M outstanding).","All eight director nominees elected with For votes ranging from 31.4M to 35.0M.","Say-on-pay resolution approved with 23.8M For (approx. 66.5% of votes cast) and 11.7M Against.","Ratification of PwC as auditor passed with 37.1M For (97.6% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251867,"accession_number":"0001104659-24-034573","cik":27996,"company_name":"DELUXE CORP","ticker":"DLX","form_type":"8-K","filed_at":"2024-03-14T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Deluxe enters $80M receivables financing facility with MUFG; $43.3M drawn at close","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Facility of up to $80M via Deluxe Receivables LLC, wholly-owned subsidiary of Deluxe Corporation.","Initial draw of $43,312,500 on March 13, 2024; facility matures March 12, 2027.","Borrowings bear interest at CP Rate or 1-Month Term SOFR+0.10% plus drawn fee of 1.40% and undrawn commitment fee.","Borrower pledged receivables as collateral; Deluxe guarantees performance obligations but not borrowings.","Also entered consent to amendment to existing credit agreement with JPMorgan Chase Bank, N.A."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1113468402.8030176,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}