{"filings":[{"id":527081,"accession_number":"0001193125-26-230782","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-05-19T20:15:05+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect six directors, approve say-on-pay and auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All six director nominees elected; Luis Borgen received 163.2M votes for, 11.5M against, 8.2M abstain.","Advisory vote on executive compensation approved: 172.9M for, 8.8M against, 1.2M abstain.","Ratification of Ernst & Young as auditor passed: 191.5M for, 12.6M against, 0.7M abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95662,"accession_number":"0001628280-26-026859","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q1 operating EPS $0.40; dividend up 15% to $0.15; buyback $75.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $65.3M ($0.29 diluted); operating net income $88.6M ($0.40 diluted) with ROATCE of 12.8%.","NIM expanded 2 bps to 3.63%; net interest income up $7.2M to $244.7M.","Wealth AUM record $9.8B; non-performing loans fell to 0.60% of total loans.","Dividend increased 15% to $0.15/share; repurchased 3.9M shares for $75.1M.","Loan balances down 0.8% to $23.4B; deposits down 1.4% to $25.1B due to seasonality."],"consensus_eps_estimate":null,"consensus_eps_actual":0.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":37154000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108879,"accession_number":"0001628280-26-003101","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q4 net income $99.5M; completes HarborOne merger, dividend $0.13","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $99.5M ($0.46 diluted); operating net income $94.7M ($0.44); ROA 1.36%.","Loans grew $4.7B linked-quarter to $23.6B, including $255M organic growth and $4.5B from HarborOne merger.","HarborOne merger completed Nov 1, 2025; added ~$4.5B loans and $4.3B deposits at fair value.","Dividend declared $0.13/share payable Mar 20, 2026; repurchased 3.1M shares for $55.4M in Q4.","NPLs rose to $172.3M (0.75% of loans) primarily from acquired HarborOne loans; allowance 1.44%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":134091000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108878,"accession_number":"0001628280-26-001462","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2026-01-09T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Eastern Bankshares completes HarborOne acquisition; issues 26.9M shares, pays $74.6M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed HarborOne merger on Nov 1, 2025; holders could elect 0.765 EBC shares or $12 cash per share, subject to allocation.","Total consideration: ~26.9 million EBC common shares issued plus $74.6 million cash paid.","Stock consideration allocated to 75-85% of outstanding HarborOne shares; transaction qualifies as tax-free reorganization.","Filed unaudited pro forma condensed combined balance sheet as of June 30, 2025 and income statements for six months ended June 30, 2025 and FY2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125334,"accession_number":"0001193125-25-263387","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2025-11-04T23:59:59+00:00","items":["2.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes HarborOne acquisition; issues ~26.9M shares, 85% stock consideration","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective Nov 1, 2025; 91.87% of HarborOne shares elected stock, 2.03% cash, 6.10% no election.","After proration, 84.99% of HarborOne shares converted to stock consideration and 15.01% to cash.","Eastern issued ~26,936,260 shares; pro forma shares outstanding ~238.45M as of Sep 30, 2025.","Joseph F. Casey (former HarborOne CEO) and Michael J. Sullivan (former Chairman) appointed to Eastern's board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125338,"accession_number":"0001193125-25-262660","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes HarborOne acquisition; issues ~41.4M shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition of HarborOne closed Nov 1, 2025; HONE shareholders receive 0.765 EBC shares or $12 cash per share.","84.99% of HONE shares converted to stock, 15.01% to cash; EBC issued ~41.43M shares in the merger.","Pro forma shares outstanding as of Sept 30, 2025: ~238.45M.","Two former HarborOne directors, Joseph F. Casey and Michael J. Sullivan, appointed to Eastern boards.","HarborOne Mortgage to operate as subsidiary until Feb 2026, then merge into Eastern Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125337,"accession_number":"0001193125-25-253635","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes acquisition of HarborOne; merger effective Nov 1, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closing occurred Oct 28, 2025; merger effective Nov 1, 2025 under Merger Agreement dated Apr 24, 2025.","Joseph F. Casey and Michael J. Sullivan appointed to Eastern Board effective at Effective Time.","Deadline for HarborOne shareholders to elect merger consideration form is 5 p.m. ET Oct 28; results expected by Nov 3.","HarborOne common stock to be delisted from Nasdaq after Oct 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125336,"accession_number":"0001628280-25-046111","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q3 net income $106.1M ($0.53 EPS); HarborOne merger to close Nov 1; approves 11.9M share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $106.1M ($0.53 diluted EPS) vs Q2 $100.2M; operating net income $74.1M ($0.37).","Period-end loans $18.83B, up 1.3% linked quarter; Wealth Mgmt AUM record $9.2B.","All regulatory approvals received for merger with HarborOne; expected close Nov 1, 2025.","Board approved share repurchase program of up to 11.9M shares (5% outstanding) through Oct 2026.","Dividend of $0.13/share declared, payable Dec 15 to record Dec 3."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":96629000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125335,"accession_number":"0001193125-25-241505","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EBC-HONE merger: election deadline Oct 28, close Nov 1, HONE delists Oct 31","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Election deadline for HarborOne shareholders is 5 PM ET Oct 28; consideration: 0.765 EBC shares or $12 cash per HONE share.","Merger expected effective Nov 1; HarborOne common stock to delist after Oct 31 close.","Proration ensures 75%-85% of shares get stock consideration; remainder cash; no election defaults to prorated mix."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142054,"accession_number":"0001193125-25-220748","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-09-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares and HarborOne receive all regulatory approvals; merger closing November 1, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All required regulatory approvals received for the previously announced merger.","Closing expected on or about November 1, 2025.","Combined organization will be a ~$30 billion locally-based, community-focused entity.","Full banking system conversion scheduled over weekend of February 21, 2026.","HarborOne shareholders approved the merger on August 20, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142053,"accession_number":"0001193125-25-216181","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares mails election forms for HarborOne merger; deadline Oct 28","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders may elect 0.765 EBC shares, $12 cash, or a mix for each HONE share.","Merger expected to close Nov 1, 2025; HONE shareholders approved deal on Aug 20, 2025.","Election deadline is 5:00 PM ET on Oct 28, 2025; ESOP/401(k) participants deadline Oct 23.","Stock consideration allocated to 75-85% of outstanding HONE shares; remainder gets cash.","Exchange agent mailed election materials on Sep 24, 2025; Innisfree M&A is information agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142049,"accession_number":"0001193125-25-217350","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2025-09-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares mails merger election forms to HarborOne shareholders; deal on track for Nov 1 close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders can elect 0.765 Eastern shares, $12.00 cash, or mix per share; allocation targets 75%-85% stock consideration.","Election deadline anticipated 5:00 p.m. ET on Oct 28, 2025; earlier deadline Oct 23 for ESOP/401(k) participants.","Shareholders voted to approve merger on Aug 20, 2025; Eastern expects all regulatory approvals by Oct 31 with close effective Nov 1.","Eastern engages Innisfree M&A as information agent for shareholder election process; questions to (877) 800-5182.","Non-electing shareholders will receive stock/cash as per proration rules without regard to preference."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142052,"accession_number":"0001193125-25-192867","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect all directors, approve executive pay and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five director nominees elected with strong majority: Holbrook, Jackson, Markell, Williams, Zelleke each received over 162M votes for.","Advisory vote on executive compensation passed with ~156.9M for, 9.7M against.","Ratification of Ernst & Young as auditor for FY2025 approved with ~182.4M for, 3.7M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142051,"accession_number":"0001193125-25-184174","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"HarborOne shareholders approve merger with Eastern Bankshares; closing targeted for Q4 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders voted to approve the merger at a special meeting on August 20, 2025.","Eastern intends to complete the bank merger immediately after the holdco merger on Nov 1, 2025 if conditions met.","Each HarborOne share can be exchanged for 0.765 Eastern shares, $12.00 cash, or a mix, subject to proration.","Required regulatory approvals from Fed, FDIC, MA Commissioner, and MHPF are still pending; no assurance given.","Systems conversion of HarborOne Bank to Eastern Bank's platform is expected around February 21, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142050,"accession_number":"0001628280-25-035941","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 GAAP EPS $0.50, operating EPS $0.41; NIM expands 21bp to 3.59%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $100.2M ($0.50 diluted EPS); operating net income $81.7M ($0.41 diluted EPS).","Net interest margin (FTE) expanded 21bp to 3.59% on higher asset yields; deposit costs stable at 2.04%.","Period-end loans grew 8% annualized linked-quarter to $18.6B; deposits rose 2% to $21.2B.","Non-performing loans fell to $54.7M (0.30% of loans) from $91.6M (0.51%) linked quarter; no net charge-offs.","Board declared $0.13/share quarterly dividend payable Sept 15, 2025; repurchased 183K shares at $16.36 avg."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":63656000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160025,"accession_number":"0001628280-25-019715","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q1 net loss $217.7M on portfolio repositioning; operating EPS $0.34, dividend raised 8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $217.7M ($1.08 per diluted share) includes $269.6M pre-tax loss from $1.3B securities repositioning.","Operating net income of $67.5M ($0.34 per diluted share); NIM expanded 33 bps to 3.38%.","Non-performing loans fell to $91.6M (0.51% of loans) from $135.8M at year-end 2024; CET1 ratio 14.15%.","Board declared quarterly dividend of $0.13 per share, an 8% increase from prior $0.12; payable June 16 to holders of record June 3.","Repurchased 2.9M shares for $48.7M during Q1 at average price $16.62."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":31129000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160024,"accession_number":"0001193125-25-093671","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares to acquire HarborOne; shareholders elect 0.765 shares or $12 cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders can elect 0.765 Eastern shares or $12 cash per share, subject to proration between 75%-85% stock consideration.","Deal expected to close Q4 2025; can be deferred to Feb 20, 2026. Termination fee of $18.9M from HarborOne.","Voting agreements with all HarborOne directors and executives (~3.92% of shares) to vote in favor.","Upon closing, HarborOne CEO Joseph Casey and one other director to join Eastern's board.","Merger requires regulatory approvals and HarborOne shareholder vote; unanimous board approval on both sides."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178354,"accession_number":"0001628280-25-002375","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q4 net income $60.8M ($0.30/diluted); announces $1.2B portfolio repositioning","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $60.8M vs. prior-quarter loss of $6.2M; operating EPS $0.34, up from $0.25.","Net interest margin expanded 8 bps to 3.05%; net interest income $179.2M, up 5%.","$1.2B investment portfolio repositioning in Q1 2025 expected to add ~$0.13 to 2025 operating EPS; after-tax loss ~$200M.","Dividend $0.12/share declared; 908,425 shares repurchased in Q4 at avg $17.41.","Net charge-offs 0.71% of avg loans, primarily from Cambridge PCD loans; NPLs 0.76% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":112619000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.76,"calibrated_materiality_score":0.76,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178353,"accession_number":"0001193125-25-002893","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-01-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Eastern Bankshares directors Connolly and Spiess resign due to mandatory age limit","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul M. Connolly and Paul D. 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total assets $5.42B, net loans $3.98B, deposits $4.32B.","Cambridge shareholders received ~38.9 million shares of Eastern Bankshares common stock in the merger.","Unaudited pro forma condensed combined balance sheet as of March 31, 2024 and income statements for three months ended March 31, 2024 and FY 2023 filed as Exhibit 99.4.","Merger closed July 12, 2024; includes Merger, Holdco Merger, and bank-level merger of Cambridge Trust into Eastern Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211300,"accession_number":"0001628280-24-032992","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 net income $26.3M; 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