{"filings":[{"id":1830596,"accession_number":"0001628280-26-049409","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-07-23T20:34:06+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 net income $105.2M, EPS $0.48; approves 5% share repurchase","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $105.2M ($0.48 diluted EPS); operating net income $106.5M ($0.49 diluted EPS).","Net interest margin (FTE) expanded 3 bps to 3.66%; loans up 1.4% QoQ, deposits up 3.2%.","Non-performing loans fell to 0.47% of total loans from 0.60% in prior quarter.","Board authorized new repurchase of up to 11.35M shares (5% of outstanding) through Dec 31, 2027.","Quarterly dividend of $0.15/share declared, payable Sept 22, 2026 to holders of record Sept 8, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":527081,"accession_number":"0001193125-26-230782","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-05-19T20:15:05+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect six directors, approve say-on-pay and auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All six director nominees elected; Luis Borgen received 163.2M votes for, 11.5M against, 8.2M abstain.","Advisory vote on executive compensation approved: 172.9M for, 8.8M against, 1.2M abstain.","Ratification of Ernst & Young as auditor passed: 191.5M for, 12.6M against, 0.7M abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95662,"accession_number":"0001628280-26-026859","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q1 operating EPS $0.40; dividend up 15% to $0.15; buyback $75.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $65.3M ($0.29 diluted); operating net income $88.6M ($0.40 diluted) with ROATCE of 12.8%.","NIM expanded 2 bps to 3.63%; net interest income up $7.2M to $244.7M.","Wealth AUM record $9.8B; non-performing loans fell to 0.60% of total loans.","Dividend increased 15% to $0.15/share; repurchased 3.9M shares for $75.1M.","Loan balances down 0.8% to $23.4B; deposits down 1.4% to $25.1B due to seasonality."],"consensus_eps_estimate":null,"consensus_eps_actual":0.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":37154000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108879,"accession_number":"0001628280-26-003101","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q4 net income $99.5M; completes HarborOne merger, dividend $0.13","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $99.5M ($0.46 diluted); operating net income $94.7M ($0.44); ROA 1.36%.","Loans grew $4.7B linked-quarter to $23.6B, including $255M organic growth and $4.5B from HarborOne merger.","HarborOne merger completed Nov 1, 2025; added ~$4.5B loans and $4.3B deposits at fair value.","Dividend declared $0.13/share payable Mar 20, 2026; repurchased 3.1M shares for $55.4M in Q4.","NPLs rose to $172.3M (0.75% of loans) primarily from acquired HarborOne loans; allowance 1.44%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":134091000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108878,"accession_number":"0001628280-26-001462","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2026-01-09T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Eastern Bankshares completes HarborOne acquisition; issues 26.9M shares, pays $74.6M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed HarborOne merger on Nov 1, 2025; holders could elect 0.765 EBC shares or $12 cash per share, subject to allocation.","Total consideration: ~26.9 million EBC common shares issued plus $74.6 million cash paid.","Stock consideration allocated to 75-85% of outstanding HarborOne shares; transaction qualifies as tax-free reorganization.","Filed unaudited pro forma condensed combined balance sheet as of June 30, 2025 and income statements for six months ended June 30, 2025 and FY2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125334,"accession_number":"0001193125-25-263387","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2025-11-04T23:59:59+00:00","items":["2.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes HarborOne acquisition; issues ~26.9M shares, 85% stock consideration","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective Nov 1, 2025; 91.87% of HarborOne shares elected stock, 2.03% cash, 6.10% no election.","After proration, 84.99% of HarborOne shares converted to stock consideration and 15.01% to cash.","Eastern issued ~26,936,260 shares; pro forma shares outstanding ~238.45M as of Sep 30, 2025.","Joseph F. Casey (former HarborOne CEO) and Michael J. Sullivan (former Chairman) appointed to Eastern's board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125338,"accession_number":"0001193125-25-262660","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes HarborOne acquisition; issues ~41.4M shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition of HarborOne closed Nov 1, 2025; HONE shareholders receive 0.765 EBC shares or $12 cash per share.","84.99% of HONE shares converted to stock, 15.01% to cash; EBC issued ~41.43M shares in the merger.","Pro forma shares outstanding as of Sept 30, 2025: ~238.45M.","Two former HarborOne directors, Joseph F. Casey and Michael J. Sullivan, appointed to Eastern boards.","HarborOne Mortgage to operate as subsidiary until Feb 2026, then merge into Eastern Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125337,"accession_number":"0001193125-25-253635","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes acquisition of HarborOne; merger effective Nov 1, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closing occurred Oct 28, 2025; merger effective Nov 1, 2025 under Merger Agreement dated Apr 24, 2025.","Joseph F. Casey and Michael J. Sullivan appointed to Eastern Board effective at Effective Time.","Deadline for HarborOne shareholders to elect merger consideration form is 5 p.m. ET Oct 28; results expected by Nov 3.","HarborOne common stock to be delisted from Nasdaq after Oct 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125336,"accession_number":"0001628280-25-046111","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q3 net income $106.1M ($0.53 EPS); HarborOne merger to close Nov 1; approves 11.9M share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $106.1M ($0.53 diluted EPS) vs Q2 $100.2M; operating net income $74.1M ($0.37).","Period-end loans $18.83B, up 1.3% linked quarter; Wealth Mgmt AUM record $9.2B.","All regulatory approvals received for merger with HarborOne; expected close Nov 1, 2025.","Board approved share repurchase program of up to 11.9M shares (5% outstanding) through Oct 2026.","Dividend of $0.13/share declared, payable Dec 15 to record Dec 3."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":96629000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125335,"accession_number":"0001193125-25-241505","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EBC-HONE merger: election deadline Oct 28, close Nov 1, HONE delists Oct 31","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Election deadline for HarborOne shareholders is 5 PM ET Oct 28; consideration: 0.765 EBC shares or $12 cash per HONE share.","Merger expected effective Nov 1; HarborOne common stock to delist after Oct 31 close.","Proration ensures 75%-85% of shares get stock consideration; remainder cash; no election defaults to prorated mix."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142054,"accession_number":"0001193125-25-220748","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-09-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares and HarborOne receive all regulatory approvals; merger closing November 1, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All required regulatory approvals received for the previously announced merger.","Closing expected on or about November 1, 2025.","Combined organization will be a ~$30 billion locally-based, community-focused entity.","Full banking system conversion scheduled over weekend of February 21, 2026.","HarborOne shareholders approved the merger on August 20, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142053,"accession_number":"0001193125-25-216181","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares mails election forms for HarborOne merger; deadline Oct 28","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders may elect 0.765 EBC shares, $12 cash, or a mix for each HONE share.","Merger expected to close Nov 1, 2025; HONE shareholders approved deal on Aug 20, 2025.","Election deadline is 5:00 PM ET on Oct 28, 2025; ESOP/401(k) participants deadline Oct 23.","Stock consideration allocated to 75-85% of outstanding HONE shares; remainder gets cash.","Exchange agent mailed election materials on Sep 24, 2025; Innisfree M&A is information agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142049,"accession_number":"0001193125-25-217350","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2025-09-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares mails merger election forms to HarborOne shareholders; deal on track for Nov 1 close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders can elect 0.765 Eastern shares, $12.00 cash, or mix per share; allocation targets 75%-85% stock consideration.","Election deadline anticipated 5:00 p.m. ET on Oct 28, 2025; earlier deadline Oct 23 for ESOP/401(k) participants.","Shareholders voted to approve merger on Aug 20, 2025; Eastern expects all regulatory approvals by Oct 31 with close effective Nov 1.","Eastern engages Innisfree M&A as information agent for shareholder election process; questions to (877) 800-5182.","Non-electing shareholders will receive stock/cash as per proration rules without regard to preference."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142052,"accession_number":"0001193125-25-192867","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect all directors, approve executive pay and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five director nominees elected with strong majority: Holbrook, Jackson, Markell, Williams, Zelleke each received over 162M votes for.","Advisory vote on executive compensation passed with ~156.9M for, 9.7M against.","Ratification of Ernst & Young as auditor for FY2025 approved with ~182.4M for, 3.7M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142051,"accession_number":"0001193125-25-184174","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"HarborOne shareholders approve merger with Eastern Bankshares; closing targeted for Q4 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders voted to approve the merger at a special meeting on August 20, 2025.","Eastern intends to complete the bank merger immediately after the holdco merger on Nov 1, 2025 if conditions met.","Each HarborOne share can be exchanged for 0.765 Eastern shares, $12.00 cash, or a mix, subject to proration.","Required regulatory approvals from Fed, FDIC, MA Commissioner, and MHPF are still pending; no assurance given.","Systems conversion of HarborOne Bank to Eastern Bank's platform is expected around February 21, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142050,"accession_number":"0001628280-25-035941","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 GAAP EPS $0.50, operating EPS $0.41; NIM expands 21bp to 3.59%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $100.2M ($0.50 diluted EPS); operating net income $81.7M ($0.41 diluted EPS).","Net interest margin (FTE) expanded 21bp to 3.59% on higher asset yields; deposit costs stable at 2.04%.","Period-end loans grew 8% annualized linked-quarter to $18.6B; deposits rose 2% to $21.2B.","Non-performing loans fell to $54.7M (0.30% of loans) from $91.6M (0.51%) linked quarter; no net charge-offs.","Board declared $0.13/share quarterly dividend payable Sept 15, 2025; repurchased 183K shares at $16.36 avg."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":63656000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160025,"accession_number":"0001628280-25-019715","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q1 net loss $217.7M on portfolio repositioning; operating EPS $0.34, dividend raised 8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $217.7M ($1.08 per diluted share) includes $269.6M pre-tax loss from $1.3B securities repositioning.","Operating net income of $67.5M ($0.34 per diluted share); NIM expanded 33 bps to 3.38%.","Non-performing loans fell to $91.6M (0.51% of loans) from $135.8M at year-end 2024; CET1 ratio 14.15%.","Board declared quarterly dividend of $0.13 per share, an 8% increase from prior $0.12; payable June 16 to holders of record June 3.","Repurchased 2.9M shares for $48.7M during Q1 at average price $16.62."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":31129000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160024,"accession_number":"0001193125-25-093671","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares to acquire HarborOne; shareholders elect 0.765 shares or $12 cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HarborOne shareholders can elect 0.765 Eastern shares or $12 cash per share, subject to proration between 75%-85% stock consideration.","Deal expected to close Q4 2025; can be deferred to Feb 20, 2026. Termination fee of $18.9M from HarborOne.","Voting agreements with all HarborOne directors and executives (~3.92% of shares) to vote in favor.","Upon closing, HarborOne CEO Joseph Casey and one other director to join Eastern's board.","Merger requires regulatory approvals and HarborOne shareholder vote; unanimous board approval on both sides."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178354,"accession_number":"0001628280-25-002375","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q4 net income $60.8M ($0.30/diluted); announces $1.2B portfolio repositioning","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $60.8M vs. prior-quarter loss of $6.2M; operating EPS $0.34, up from $0.25.","Net interest margin expanded 8 bps to 3.05%; net interest income $179.2M, up 5%.","$1.2B investment portfolio repositioning in Q1 2025 expected to add ~$0.13 to 2025 operating EPS; after-tax loss ~$200M.","Dividend $0.12/share declared; 908,425 shares repurchased in Q4 at avg $17.41.","Net charge-offs 0.71% of avg loans, primarily from Cambridge PCD loans; NPLs 0.76% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":112619000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.76,"calibrated_materiality_score":0.76,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178353,"accession_number":"0001193125-25-002893","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2025-01-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Eastern Bankshares directors Connolly and Spiess resign due to mandatory age limit","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul M. Connolly and Paul D. Spiess resigned from the Board effective December 31, 2024.","Resignations were under the mandatory age limitations in the Company's Corporate Governance Guidelines.","Neither director expressed any disagreement with the Company on operations, policies, or practices.","Connolly served on Audit and Nominating/Governance committees; Spiess served on Audit, Compensation/HCM, and Risk committees.","Connolly had been a director since 2011, Spiess since 2014; both also served on Eastern Bank's board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195012,"accession_number":"0001628280-24-047162","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Eastern Bankshares reports Q3 net loss $6.2M, operating net income $49.7M, dividend raised 9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $6.2M ($0.03 diluted EPS); operating net income $49.7M ($0.25 op EPS).","Net interest margin (FTE) expanded 33bps to 2.97%; NII up $41.2M QoQ to $169.9M.","Provision for loan losses $47M including $40.9M initial provision on non-PCD Cambridge loans.","Dividend raised 9% to $0.12/shr; repurchased 836k shares at $15.08 for $12.6M.","Cambridge merger: annual cost saves ~$40M; TBVPS $12.17; CET1 ratio 15.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":79423000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195011,"accession_number":"0001628280-24-043627","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares reports Q3 net loss of $6.2M on merger costs; raises dividend 9% to $0.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating net income of $49.7M ($0.25 diluted EPS); net loss of $6.2M reflects $40.9M initial loan provision and $30.5M merger charges.","Net interest margin (FTE) rose 33 bps to 2.97%, including 18 bps from Cambridge merger discount accretion.","Cambridge merger added $3.7B loans, $3.9B deposits; trust and investment fees surged 122% to $14.9M.","Board declared $0.12 quarterly dividend (payable Dec 16, record Dec 3), a 9% increase from prior quarter.","Non-performing loans jumped to $124.5M (0.70% of total loans) from $39.8M, driven by acquired PCD loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":79423000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211297,"accession_number":"0001628280-24-041005","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2024-09-20T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Eastern Bankshares files Cambridge Bancorp financials for completed merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Cambridge Bancorp audited 2023 net income $34.1M, diluted EPS $4.34; total assets $5.42B, net loans $3.98B, deposits $4.32B.","Cambridge shareholders received ~38.9 million shares of Eastern Bankshares common stock in the merger.","Unaudited pro forma condensed combined balance sheet as of March 31, 2024 and income statements for three months ended March 31, 2024 and FY 2023 filed as Exhibit 99.4.","Merger closed July 12, 2024; includes Merger, Holdco Merger, and bank-level merger of Cambridge Trust into Eastern Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211300,"accession_number":"0001628280-24-032992","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 net income $26.3M; completes Cambridge merger; $200M buyback authorized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Completed merger with Cambridge Bancorp on July 12, adding ~$4.8B AUM/A, 11 branches, and 4 wealth offices.","Net income $26.3M ($0.16 diluted EPS); operating net income $36.5M ($0.22 diluted EPS).","Board authorized share repurchase of up to 10.8M shares ($200M limit) over 12 months; Fed non-objection received.","Quarterly cash dividend of $0.11/share declared, payable Sept 16, 2024 to holders of record Sept 3.","Total loans rose $56.8M; deposits fell $129M due to $100M omnibus deposit early withdrawal with $7.8M termination fee."],"consensus_eps_estimate":null,"consensus_eps_actual":0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":49305000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211299,"accession_number":"0001193125-24-178841","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-07-15T23:59:59+00:00","items":["2.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares closes Cambridge Bancorp merger; names R. David Rosato CFO","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective July 12, 2024; each Cambridge share exchanged for 4.956 EBC shares (aggregate ~39.2M shares issued).","Denis Sheahan (former Cambridge CEO) becomes CEO of Eastern; assumed 45,783 RSUs and 75,940 converted PRSUs.","R. David Rosato appointed CFO effective Aug 1, 2024; base salary $550k, MIP target 65%, equity target 100% of base.","One-time restricted stock award of $350k and cash award of $200k; change-in-control agreement provides 2x severance.","James B. Fitzgerald steps down as CFO, remains in advisory capacity to assist transition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211298,"accession_number":"0001193125-24-172770","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-07-01T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Appoints Four Cambridge Bancorp Directors, Including CEO Designate, Ahead of July 12 Merger Closing","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Leon Palandjian, Cathleen Schmidt, Denis Sheahan, and Andy Zelleke appointed to Eastern Bankshares board effective upon merger closing.","Denis Sheahan, current Chairman, President and CEO of Cambridge Bancorp, will become CEO of Eastern Bankshares post-merger.","Schmidt appointed to Compensation Committee; Palandjian and Sheahan to Risk Committee; Zelleke to Nominating & Governance Committee.","Merger with Cambridge Bancorp expected to close on or about July 12, 2024, creating a leading local bank in Greater Boston."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211296,"accession_number":"0001193125-24-172772","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2024-07-01T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Eastern Bankshares discloses CEO Denis Sheahan's compensation: $800K salary, 90% STI target, 135% LTI target","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Denis K. Sheahan appointed CEO effective upon merger close; Board approved compensation on June 27, 2024.","Initial annual base salary of $800,000; short-term cash incentive target at 90% of base under Management Incentive Plan.","Long-term equity incentive target 135% of base: 60% in performance share units (3-yr vest), 40% in RSUs (3 equal annual tranches).","Sheahan also eligible for standard employee benefits and retirement programs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229869,"accession_number":"0001193125-24-147655","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares and Cambridge Bancorp receive all regulatory approvals for merger; close expected July 12, 2024","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Regulatory approvals received; merger expected to close on or about July 12, 2024.","Combined organization will be $26 billion, positioned as Greater Boston's leading local bank.","Shareholders of both companies approved the merger on February 28, 2024.","Merger will create largest bank-owned independent investment advisor in Massachusetts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229868,"accession_number":"0001193125-24-138205","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect five directors, approve say-on-pay and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five director nominees elected: Richard C. Bane, Joseph T. Chung, Paul M. Connolly, Bari A. Harlam, Marisa J. Harney.","Say-on-pay approved with 115,076,749 votes for, 19,563,938 against.","Ratification of Ernst & Young as auditor for FY2024 passed with 149,047,506 votes for, 2,973,052 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229867,"accession_number":"0001628280-24-018187","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q1 net income $38.6M; CFO to retire; Cambridge merger on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 net income $38.6M ($0.24 diluted); operating net income $38.1M ($0.23 diluted).","Net interest margin stable at 2.68%; noninterest expense down $19.8M sequentially.","CFO James Fitzgerald to retire after successor appointed; Korn Ferry retained for search.","All-stock merger with Cambridge Bancorp approved by shareholders Feb 28, expected close early Q3 2024 pending regulatory approvals.","Board declared $0.11/share quarterly dividend payable June 14, record June 3."],"consensus_eps_estimate":null,"consensus_eps_actual":0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":20425000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248342,"accession_number":"0001193125-24-050961","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-02-28T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders approve share issuance for Cambridge Bancorp merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Shareholders voted 121,423,622 in favor, 17,842,916 against, 236,674 abstentions for the Eastern Share Issuance Proposal.","The adjournment proposal was also approved with 120,432,353 votes for, 18,885,880 against, 184,979 abstentions.","No adjournment was necessary because the share issuance proposal passed.","The merger with Cambridge Bancorp, announced September 19, 2023, moves forward."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248341,"accession_number":"0001193125-24-040167","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Eastern Bankshares delays merger timeline; no longer expects Q1 2024 regulatory approval","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Eastern and Cambridge no longer anticipate all regulatory approvals in Q1 2024 or merger closing in early April 2024.","Received 4 demand letters from Eastern shareholders and 3 from Cambridge shareholders alleging proxy omissions.","Supplemental disclosures made regarding BofA Securities' financial analyses; no admission of liability.","Merger consideration and special meetings scheduled for Feb 28, 2024 remain unchanged.","Companies continue pre-merger integration work while approvals are pending."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248340,"accession_number":"0001628280-24-002241","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q4 net income $318.5M from $515M insurance sale; operating EPS $0.10","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $318.5M ($1.95 diluted) includes $294.5M after-tax gain from sale of Eastern Insurance for $515M.","Operating net income $16.9M ($0.10) includes $10.8M FDIC special assessment; NIM 2.69% down 8bps.","Core deposits up $516.2M (3.0%) to $17.6B; borrowings & brokered deposits reduced to <1% of assets.","Declares $0.11 quarterly dividend payable March 15, 2024; no share repurchases in Q4.","Pending merger with Cambridge Bancorp expected early Q2 2024; annualized NCOs 0.32% on office CRE."],"consensus_eps_estimate":null,"consensus_eps_actual":1.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":76866000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248339,"accession_number":"0001193125-24-012196","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2024-01-22T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Eastern Bankshares corrects share count error in merger proxy: 176.4M shares outstanding, not 174.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Corrected record date shares outstanding from 174,508,659 to 176,426,993; record holders changed from ~7,976 to ~7,960.","Error appeared in joint proxy statement/prospectus for pending merger with Cambridge Bancorp; vote on share issuance scheduled Feb 28, 2024.","Correction does not change any other terms of the merger; Eastern and Cambridge mailed corrected disclosures to shareholders.","No admission that the prior disclosure was material; correction made to ensure accuracy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265836,"accession_number":"0001628280-23-037944","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-11-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares recasts 2022 Form 10-K to reflect sold insurance unit as discontinued","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sale of Eastern Insurance Group to Arthur J. Gallagher completed on Oct 31, 2023, as previously disclosed.","Recast financials present EIG operations as discontinued for all periods in the 2022 Form 10-K.","Filed recast sections: Business, Risk Factors, Properties, MD&A, Financial Statements and Supplementary Data.","No updates to 2022 Form 10-K disclosures beyond the recast; subsequent events noted in Note 27.","Consent of independent auditor Ernst & Young included for the recast financial statements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265832,"accession_number":"0001628280-23-036961","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K/A","filed_at":"2023-11-06T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Eastern Bankshares files pro forma financials for insurance operations sale to Arthur J. Gallagher","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Completed sale of Eastern Insurance Group LLC to Arthur J. Gallagher Risk Management Services on Oct 31, 2023.","Pro forma balance sheet as of Sep 30, 2023 and income statements for 2020-2023 remove EIG results.","EIG historical results will be reported as discontinued operations from Q3 2023 onward.","Pro forma adjustments exclude allocation of corporate overhead, interest expense, and future dis-synergies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265835,"accession_number":"0001193125-23-267310","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["2.01","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares completes sale of Eastern Insurance to Gallagher for $511M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Transaction closed on Oct 31, 2023; purchase price approximately $511 million in cash, subject to working capital adjustments.","Eastern Insurance serves over 75,000 individuals/businesses and represents more than 50 national/regional insurance carriers.","CEO Bob Rivers says sale enables stronger focus on core banking growth; Gallagher to remain insurance brokerage partner.","Company expects to file unaudited pro forma financial statements by November 6, 2023, giving effect to the asset sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265834,"accession_number":"0001193125-23-266157","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-10-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Eastern Bankshares appoints Marisa Harney and Linda Williams to board; adds audit, risk committee roles","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Marisa Harney (former EVP & Chief Credit Officer of First Citizens/CIT) and Linda Williams (Chief Risk & Audit Officer of BCBSMA) appointed to board effective Oct 26, 2023.","Both also appointed to Audit and Risk Management Committees effective Jan 1, 2024, and to Eastern Bank board.","Appointments are part of director succession planning for retirements expected at year-end 2024.","Four Cambridge Bancorp directors, including CEO Denis Sheahan, expected to join board post-merger, as previously announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265833,"accession_number":"0001628280-23-035309","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q3 net income $59.1M, EPS $0.36; raises dividend 10% to $0.11","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $59.1M ($0.36 diluted) vs $48.7M ($0.30) prior quarter; operating income $52.1M ($0.32).","Dividend increased 10% to $0.11/share, payable Dec 15 to shareholders of record Dec 1.","Net interest margin 2.77%; loans $13.9B (-0.3%); deposits $17.4B (-4%); borrowings up $364M.","Provision for loan losses $7.3M on three office CRE loans; NPLs rose to $47.5M from $30.6M.","Pending Cambridge merger expected >20% EPS accretion; insurance sale on track for next week."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":57047000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283053,"accession_number":"0001193125-23-237717","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-09-19T23:59:59+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares to acquire Cambridge Bancorp in all-stock merger; sells insurance unit to Gallagher for $510M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Cambridge shareholders to receive 4.956 EBC shares per share; transaction expected Q1 2024.","Eastern sells insurance brokerage to Arthur J. Gallagher for ~$510M cash; expected Q4 2023.","Denis Sheahan to become Eastern CEO upon merger close; Robert Rivers becomes Executive Chair; Quincy Miller becomes Vice Chair, President, COO.","Termination fee of $21M payable by either party under certain circumstances.","Closing conditions include regulatory approvals and completion of both transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283052,"accession_number":"0001628280-23-025946","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 net income $48.7M, NIM expands 14 bps to 2.80%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $48.7M ($0.30 diluted EPS) vs prior-quarter net loss of $194.1M ($1.20 loss) from repositioning.","Total revenue $195.4M; operating revenue $196.3M, up $1.5M from prior quarter.","Net interest margin (FTE) expanded 14 bps to 2.80%; loans grew $286.6M to $14.0B.","Declared $0.10 quarterly dividend payable Sept 15, 2023 to holders of record Sept 1, 2023.","Asset quality strong: NCOs 0.01% annualized; NPLs $30.6M (0.22% of loans)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":96605000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302436,"accession_number":"0001628280-23-018659","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-05-17T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect four directors and approve say-on-pay at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected Luis A. Borgen, Diane S. Hessan, Robert F. Rivers, and Paul D. Spiess as directors for three-year terms ending 2026.","Advisory vote on named executive officer compensation approved: 115,253,065 for, 9,559,828 against, 2,819,106 abstentions.","Ratified Ernst & Young LLP as independent auditor for FY 2023: 141,779,867 for, 6,064,440 against, 1,319,536 abstentions.","Broker non-votes totaled 21,531,844 for director elections and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302435,"accession_number":"0001628280-23-013613","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q1 net loss $194.1M on $280M AFS sale loss; operating EPS $0.38","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $194.1M ($1.20/diluted share) vs. Q4 2022 net income $42.3M ($0.26).","Operating net income (non-GAAP) record $61.1M ($0.38/diluted), up from $49.9M Q4.","Sold $1.9B lower-yielding AFS securities taking $280M after-tax loss to boost liquidity.","Liquidity $7.1B covers 107% of uninsured/uncollateralized deposits ($6.7B).","Quarterly dividend $0.10/share payable June 15, record June 2; no share repurchases in Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":49202000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322094,"accession_number":"0001628280-23-001607","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q4 net income $42.3M ($0.26 diluted EPS); annual record $199.8M (29% YoY increase)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $42.3M ($0.26 diluted) vs $54.8M ($0.33) prior quarter; operating net income $49.9M ($0.31).","Full-year 2022 net income record $199.8M, up 29% from 2021.","Declares quarterly dividend $0.10/share, payable March 15, 2023 to holders of record March 3.","Repurchased 1.55M shares at $19.91 avg for $30.8M; $161.8M remaining under $200M authorization.","Noninterest expense includes $12.0M pension settlement charge; net interest margin 2.81% down 6 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":1.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":176583000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340177,"accession_number":"0001628280-22-031446","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2022-12-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Eastern Bankshares estimates $11.6M non-cash pension settlement charge for Q4","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Preliminary non-cash settlement charge of $11.6M related to defined benefit plan lump sums exceeding threshold.","Charge to be recognized in earnings for quarter ending Dec 31, 2022; final amount determined after year-end remeasurement.","Previous estimate on Nov 4, 2022 was a loss range of $10M-$15M; preliminary estimate narrowed to $11.6M.","Charge arises from accounting requirement under ASC Subtopic 715-20 for probable threshold breach."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340176,"accession_number":"0001628280-22-031287","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2022-12-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Greg A. Shell resigns from Eastern Bankshares board effective Dec 2, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Greg A. Shell resigned from the Board and Eastern Bank board effective December 2, 2022.","Resignation due to commencing employment with asset management unit of a multinational investment bank.","Shell served on Audit and Risk Management Committees; no disagreement with company on any matter.","No replacement has been announced for Shell's board seat."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340175,"accession_number":"0001628280-22-027221","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q3 net income $54.8M ($0.33 EPS); loan growth 16% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $54.8M, diluted EPS $0.33; operating net income $55.7M ($0.34) – up 49% YoY.","Net interest margin (FTE) 2.87%, up 24 bps QoQ; net interest income $152.2M (+10% QoQ).","Total loans $12.9B (+$505M QoQ), annualized growth 16%; deposits $18.7B (-$430M).","Quarterly dividend $0.10/share declared, payable Dec 15, 2022 to holders of record Dec 2.","Repurchased 1.48M shares at avg $19.52 for $28.9M in Q3; $192.6M remaining under new $200M program."],"consensus_eps_estimate":null,"consensus_eps_actual":0.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":136227000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357446,"accession_number":"0001628280-22-024451","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2022-09-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Eastern Bankshares announces new $200M share repurchase program for up to 8.9 million shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Regulatory non-objection received for new share repurchase program authorizing up to 8.9M shares (≈5% of outstanding).","Program limited to $200M through August 31, 2023; may be modified or terminated by Board at any time.","Previous program (Nov 2021) authorized up to 9.3M shares for $225M; 9.13M shares repurchased for $182M through Sep 6, 2022.","Repurchases expected to begin later this month after completing remaining shares under existing program."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357445,"accession_number":"0001628280-22-019710","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Eastern Bankshares Q2 net income $51.2M ($0.31 EPS); NIM expands 21 bp","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating net income $52.5M ($0.32 diluted EPS), up 42% YoY.","Net interest income $137.8M (+8% QoQ, +32% YoY); NIM (FTE) 2.63%.","Loan growth ex-PPP annualized 10.5%; commercial, residential, consumer all double-digit.","Quarterly dividend $0.10/share payable Sept 15; $81.1M in share repurchases during Q2.","NPLs rose to $59.9M from $33.8M, driven by one syndicated credit; provision $1.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":93915000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376042,"accession_number":"0001628280-22-014555","cik":1810546,"company_name":"Eastern Bankshares, Inc.","ticker":"EBC","form_type":"8-K","filed_at":"2022-05-16T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Eastern Bankshares shareholders elect directors, approve board declassification at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four directors elected: Holbrook (126.6M for), Jackson (124.8M), Markell (125.8M), Shell (127.9M).","Charter amendment to declassify board over five years passed: 127.6M for, 0.99M against.","Advisory vote on executive compensation approved: 122.9M for, 4.9M against.","Ratification of Ernst & Young as auditor for FY2022: 149.2M for, 4.7M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":4553518800.556111,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-05-16T23:59:59+00:00|376042"}