{"filings":[{"id":2383116,"accession_number":"0001025835-26-000182","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-08-20T20:28:09+00:00","items":["5.02","9.01"],"status":"ready","headline":"Enterprise Financial Services director Sandra A. Van Trease resigns from board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Resigned effective Aug 19, 2026 from boards of company and Enterprise Bank & Trust.","Previously chaired Nominating and Governance Committee; sat on Audit, Human Capital & Compensation, Executive Committees.","Resignation not due to any disagreement with management or the boards.","No successor named; board composition changes effective immediately."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1885919,"accession_number":"0001025835-26-000143","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-07-27T20:04:47+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp files investor presentation; no specific data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation dated July 2026 furnished under Item 7.01.","Presentation content not included in filing; no financial or operational details available.","Tickers: EFSC (common) and EFSCP (preferred) listed on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1802443,"accession_number":"0001025835-26-000141","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-07-22T20:05:24+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"EFSC Q2 net income $40.9M ($1.09 EPS) down 16% QoQ; credit costs rise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $40.9M, diluted EPS $1.09 vs $1.30 linked and $1.36 prior year; adjusted EPS $1.13.","Net interest margin 4.30% (+2 bps QoQ); net interest income $168.7M (+$2.6M QoQ).","Provision for credit losses $14.2M (up from $7.2M linked); net charge-offs $13.6M (46 bps annualized) driven by two accounts.","Nonperforming assets to total assets 0.92% (up from 0.87% linked); allowance to loans 1.17%.","Board authorized repurchase of up to 2M additional shares (~5% of outstanding); quarterly dividend raised $0.01 to $0.35."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1110883,"accession_number":"0001104659-26-075113","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-06-17T20:01:27+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Enterprise Financial issues $175M of 6.25% Fixed-to-Floating Subordinated Notes due 2036","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $175M aggregate principal of 6.25% Fixed-to-Floating Rate Subordinated Notes due July 1, 2036.","Initial fixed rate 6.25% through June 30, 2031; thereafter floats at 3M Term SOFR + 232 bps paid quarterly.","Underwriting discount 1.25%; net proceeds approximately $172.8M for general corporate purposes.","Proceeds may be used to repay debt, pay dividends, support organic/acquisition growth, or invest in subsidiary bank.","Notes are subordinated and are not guaranteed by any subsidiary; redeemable at par after July 1, 2031."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":928317,"accession_number":"0001025835-26-000119","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-06-09T12:57:35+00:00","items":["8.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp posts fixed income investor presentation","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation dated June 2026, filed as Exhibit 99.1 on June 9, 2026.","Content focused on fixed income; specific figures not disclosed in excerpt.","No new earnings, dividend, or M&A announcements contained in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":470517,"accession_number":"0001025835-26-000116","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-05-15T20:04:26+00:00","items":["5.07"],"status":"ready","headline":"Enterprise Financial Services Corp shareholders elect all 12 directors, ratify Deloitte, approve exec compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 12 director nominees elected; Michael A. DeCola had highest withheld at 1,363,893 votes.","Ratification of Deloitte & Touche as auditor for FY2026: 31,543,824 for, 379,765 against, 10,850 abstain.","Advisory vote on executive compensation approved: 28,136,971 for, 890,165 against, 120,752 abstain; broker non-votes 2,786,551."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90682,"accession_number":"0001025835-26-000102","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp releases April 2026 investor presentation","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation furnished for meetings with analysts and investors; no specific new financial disclosures provided in filing excerpt.","Presentation likely covers company strategy, financial highlights, and outlook, but detailed figures are not available from the attached exhibit.","No material change in business operations or financial condition reported beyond the presentation itself."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90681,"accession_number":"0001025835-26-000092","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"EFSC Q1 net income $49.4M ($1.30 EPS); NIM expands to 4.28%; dividend raised to $0.34","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $49.4M ($1.30 diluted EPS) vs $1.45 linked quarter and $1.31 prior year; adjusted EPS $1.31.","Net interest margin 4.28% (up 2 bps linked, 13 bps YoY); net interest income $166.1M.","Loan portfolio $11.7B (down $107.6M linked); deposits $14.5B (down $84.9M linked).","Board approved quarterly dividend increase to $0.34 per common share (payable June 30, record June 15).","Repurchased 483,000 shares for $27.3M in Q1; tangible book value $41.38/share (stable linked, +7% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100416,"accession_number":"0001025835-26-000076","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-03-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Enterprise Financial files investor presentation; no financial details disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation made available on March 9, 2026 for meetings with investors and analysts.","Title of presentation: 'Fixed Income March 2026', focused on debt/perpetual preferred.","Full presentation content is not included in the filing text; no specific numbers or guidance provided.","Management will use materials in upcoming fixed-income investor discussions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100415,"accession_number":"0001025835-26-000026","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial furnishes Jan 2026 investor presentation; full content not provided in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished an investor presentation dated January 2026 under Regulation FD.","Only the cover page of the presentation is visible in the filing text; specific financial data or updates are unavailable.","No quantitative results, guidance changes, or strategic announcements can be extracted from the provided exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100414,"accession_number":"0001025835-26-000023","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Enterprise Financial Q4 EPS $1.45 beats prior year; NIM expands to 4.26%; completes 12-branch acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $54.8M ($1.45 diluted EPS) vs $1.28 prior year; full year EPS $5.31 vs $4.83.","NIM 4.26%, up 3 bps linked quarter; net interest income $168.2M.","Loans +$217M to $11.8B; deposits +$1.0B to $14.6B; branch acquisition added $292M loans, $610M deposits.","Nonperforming assets 0.95% vs 0.30% a year ago; foreclosed on 6 properties in large relationship, $4M charge-off.","Dividend raised $0.01 to $0.33/share for Q1 2026; 67k shares repurchased in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":5.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116741,"accession_number":"0001025835-25-000208","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp. furnishes investor presentation via 8-K; no specific new facts disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing under Item 7.01 for Regulation FD; presentation provided as Exhibit 99.1.","Presentation dated October 2025; no financial results or guidance changes included in the excerpt.","No material updates on earnings, M&A, or operations could be extracted from the limited exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116740,"accession_number":"0001025835-25-000205","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Enterprise Financial Q3 net income $45.2M ($1.19 EPS) down from Q2; NIM expands to 4.23%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $45.2M, diluted EPS $1.19 (vs $1.36 Q2 and $1.32 year ago); adjusted EPS $1.20.","Net interest income $158.3M, up $5.5M linked; NIM 4.23% (+2 bps); deposits up $250.6M to $13.6B.","Nonperforming assets ratio 0.83% (vs 0.71% Q2); provision for credit losses $8.4M (vs $3.5M Q2).","Quarterly dividend raised $0.01 to $0.32 for Q4 2025; completed acquisition of 12 branches in AZ and KS.","Tangible book value $41.58 (+15% annualized); ROATCE 11.56% (vs 13.84% Q2)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116739,"accession_number":"0001025835-25-000201","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"EFSC imposes trading blackout for insiders Nov 24 to Jan 4 over 401(k) provider switch to Fidelity","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Blackout runs from 4:00 pm ET Nov 24, 2025 through week of Jan 4, 2026.","Directors and Section 16 officers cannot buy/sell EFSC common (EFSC) or preferred (EFSCP) during blackout.","Reason: administrative change of EFSC 401(k) Plan service provider to Fidelity Investments effective Dec 2, 2025.","Plan participants also restricted from directing investments or taking loans during the same period.","Trading ban supplements existing quarterly and insider trading policy restrictions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116738,"accession_number":"0001025835-25-000198","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services discloses $68.4M in nonperforming CRE loans; expects full recovery via foreclosure","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Seven commercial real estate loans totaling $68.4M to seven SPEs in Southern California, previously reported as nonperforming.","Borrowers filed for bankruptcy in Q1 2025; bank commenced foreclosure proceedings in August 2025.","Company expects to collect full balance due to senior secured first lien position on real property collateral.","Disclosure made in response to investor inquiries about a peer bank's 8-K filing; no impairment expected.","All loans secured by first position mortgages; no loss anticipated from these credit relationships."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116737,"accession_number":"0001025835-25-000190","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-10-14T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Enterprise closes branch acquisition; adds $645M deposits, $300M loans from First Interstate","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired 12 branches (10 in Arizona, 2 in Kansas) from First Interstate Bank.","Assumed ~$645M in deposits and purchased ~$300M of performing loans.","Enterprise now has ~$17B in total assets post-closing.","Transaction effective October 10, 2025; branches fully converted to EB&T."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116736,"accession_number":"0001025835-25-000178","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-10-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"EFSC promotes Bauche, Handley, Turner, Dumlao in succession plan; Goodman to Vice-Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scott Goodman transitions to part-time Vice-Chairman of EB&T effective Oct 1, 2025.","Doug Bauche promoted to Chief Banking Officer; Kevin Handley becomes Chief Credit Officer.","Keene Turner adds Chief Operating Officer to his CFO role; Troy Dumlao named CFO of EB&T.","Bauche's base salary raised to $500,000; target bonus set at 50% of salary.","Turner's employment agreement amended to reflect new COO title; no other changes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133190,"accession_number":"0001025835-25-000175","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-08-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial furnishes investor presentation; no material new data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["The company furnished a presentation dated August 2025 to investors and analysts on August 27, 2025.","No specific financial results, guidance changes, or strategic updates were provided in the 8-K or exhibit excerpt.","The presentation was furnished under Regulation FD and is not incorporated by reference into any SEC filing.","Common stock (EFSC) and depositary shares (EFSCP) trade on Nasdaq; no corporate events announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133189,"accession_number":"0001025835-25-000142","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-08-14T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Enterprise Financial appoints Lars C. Anderson, former Fifth Third EVP, to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board size increased from 11 to 12; Anderson appointed immediately.","Anderson will serve on Audit Committee and Human Capital and Compensation Committee.","He brings 38 years of industry experience, including VP at Fifth Third, Comerica, and BB&T.","Appointment effective August 12, 2025; will stand for election at 2026 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133188,"accession_number":"0001025835-25-000119","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"EFSC Q2 2025: EPS $1.36, NIM 4.21%, loans up $110M, dividend raised to $0.31","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.4M ($1.36 diluted EPS) vs $1.31 linked qtr and $1.19 prior year qtr.","Net interest margin 4.21%, up 6 bps from linked qtr; net interest income $152.8M (+$5.2M).","Total loans $11.4B (+$110M QoQ); deposits $13.3B (+$283M); loan-to-deposit ratio 86%.","Nonperforming assets 0.71% of assets, up from 0.33% a year ago due to two CRE relationships in bankruptcy; company expects full collection.","Quarterly common dividend raised $0.01 to $0.31 payable Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":2.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149800,"accession_number":"0001025835-25-000081","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Enterprise Financial reports shareholder vote results from 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected; Lyne B. Andrich received highest vote count (27.8M for).","Ratification of Deloitte & Touche as independent auditor for FY2025: 30.4M for, 0.9M against.","Amendment to 2018 Stock Incentive Plan approved to increase share availability: 26.2M for, 2.0M against.","Advisory vote on executive compensation approved: 22.2M for, 6.0M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149799,"accession_number":"0001025835-25-000075","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-05-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp furnishes April 2025 investor presentation","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing includes presentation materials used in meetings with investors and analysts.","No specific financial results or guidance changes disclosed in the filing text or exhibit excerpt.","Presentation date is April 2025; content not reproduced in the filing excerpt.","Regulation FD disclosure; materials not deemed filed for Exchange Act purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149798,"accession_number":"0001025835-25-000064","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","5.02","7.01","8.01","9.01"],"status":"ready","headline":"EFSC Q1 net income $50M, EPS $1.31; acquires 12 branches from First Interstate","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $50.0M, diluted EPS $1.31; NIM 4.15%; total loans $11.3B, deposits $13.0B.","Quarterly dividend increased to $0.30 per share, payable June 30, 2025.","Acquiring 10 Arizona and 2 Kansas branches from First Interstate Bank; close expected early Q4 2025.","Scott Goodman becomes Vice-Chairman; Doug Bauche promoted to Chief Banking Officer; Kevin Handley to Chief Credit Officer, effective Oct 1, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168822,"accession_number":"0001025835-25-000043","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-03-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial publishes 2024 ESG report; highlights $50M NMTC allocation and $15.6B assets","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Received $50M NMTC allocation from Treasury CDFI Fund, third award in four years.","Recognized by 50/50 Women on Boards as '3+' and by American Banker as Best Banks to Work For (7th year).","Report shows $15.6B total assets, $11.2B loans, $13.1B deposits, 1.25% ROAA for 2024.","Launched disability inclusion employee resource group; received Center for Disability Inclusion Seal of Accomplishment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168821,"accession_number":"0001025835-25-000034","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Enterprise Financial cuts board from 15 to 11; four directors depart","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert E. Guest Jr., James M. Havel, Daniel A. Rodriguez and Eloise E. Schmitz will not stand for re-election.","Board size reduced from 15 to 11 effective as of the 2025 Annual Meeting.","Departing directors include long-serving member Guest (since 2002) and former Risk Committee chair.","All four will continue serving until the Annual Meeting; subsidiary board seats also end."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168820,"accession_number":"0001025835-25-000026","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services furnishes investor presentation; no material new information disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["The company provided an investor presentation dated January 2025 for meetings with analysts and investors.","No specific financial results, guidance updates, or material events were included in the filing or presentation text.","The presentation is furnished under Regulation FD and not filed with the SEC.","Ticker: EFSC; no changes to dividend, leadership, or strategy were announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168819,"accession_number":"0001025835-25-000011","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial presents Q4 2024 investor deck; no specific figures provided in filing excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01 Regulation FD; materials furnished, not filed.","Exhibit 99.1 is a Q4 2024 investor presentation; content not detailed in this extract.","No earnings, guidance, or financial metrics available from the provided text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168818,"accession_number":"0001025835-25-000007","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Enterprise Financial Q4 EPS $1.28, NIM 4.13%; raises dividend to $0.29; loans grow 5% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $48.8M, diluted EPS $1.28; adjusted EPS $1.32; full year EPS $4.83.","Net interest income $146.4M, up $2.9M linked; NIM 4.13% (down 4 bps linked).","Total loans $11.2B, up $140.5M (5% annualized); total deposits $13.1B, up $681.2M.","Nonperforming assets 0.30% of assets vs 0.22% linked; net charge-offs 26 bps annualized.","Quarterly dividend raised $0.01 to $0.29 for Q1 2025; repurchased 206,529 shares."],"consensus_eps_estimate":null,"consensus_eps_actual":4.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168817,"accession_number":"0001025835-25-000003","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K/A","filed_at":"2025-01-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Enterprise Financial Services assigns new director Michael E. Finn to Risk and Compensation Committees","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael E. Finn appointed to the Risk and Compensation Committees of the Board.","Amendment filed to disclose committee assignments omitted from original 8-K dated Nov 4, 2024.","No other changes to the original filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185942,"accession_number":"0001025835-24-000099","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services appoints Michael E. Finn to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael E. Finn appointed to the Board of EFSC and subsidiary Enterprise Bank & Trust, effective immediately.","Finn brings over 35 years of experience as chief risk officer at public companies and senior regulatory leader.","Previously served as CRO at Sterling Bancorp and Hudson Valley Holding; senior advisor to deputy comptroller at OCC.","Will serve until 2025 annual meeting; receives standard non-employee director compensation on a pro rata basis.","Board committee assignments for Finn have not yet been determined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185941,"accession_number":"0001025835-24-000093","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp furnishes Q3 2024 investor deck; specific results not available in filing excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company presented investor materials for Q3 2024 under Regulation FD; no financial figures included in the excerpt provided.","Materials attached as Exhibit 99.1 are furnished, not filed, per Item 7.01.","No guidance, dividend changes, or material updates disclosed in the 8-K body or exhibit snippet.","Investors should review the full presentation for actual Q3 metrics and commentary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185940,"accession_number":"0001025835-24-000090","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"EFSC Q3 2024 net income $50.6M, EPS $1.32, up 11% linked; dividend raised to $0.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $50.6M ($1.32 diluted EPS) vs $1.19 linked and $1.17 prior year quarter.","Net interest margin 4.17% (down 2 bps QoQ); net interest income $143.5M (+$2.9M linked).","Loans $11.1B (+$79.9M), deposits $12.5B (+$182.9M); nonperforming assets 0.22% (down from 0.33%).","Tangible book value $37.26 (+25% annualized QoQ); ROATCE 14.55%; capital ratios well above well-capitalized.","Quarterly dividend increased $0.01 to $0.28; 195,114 shares repurchased during Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":3.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202513,"accession_number":"0001025835-24-000068","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial furnishes Q2 2024 investor presentation; details unavailable in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company furnished its Q2 2024 investor presentation to analysts and investors on August 6, 2024.","The filing excerpt contains only the presentation cover page; no financial data or guidance is included.","No material new information about earnings, operations, or strategy is disclosed in the 8-K body.","The presentation is furnished for informational purposes and not filed with the SEC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202512,"accession_number":"0001025835-24-000054","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Enterprise Financial Q2 net income $45.4M ($1.19 EPS); NIM 4.19%, up 6bps QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $45.4M, diluted EPS $1.19 vs $1.05 linked quarter and $1.29 prior year; adjusted EPS $1.21.","Net interest income $140.5M, NIM 4.19% (+6bps QoQ); total deposits $12.3B, up $28.7M QoQ.","Loans $11.0B, down $28.5M QoQ; nonperforming assets 0.33% of total assets (up from 0.30% QoQ).","Repurchased 225,135 shares for ~$8M; quarterly dividend raised to $0.27 from $0.26.","Tangible book value per share $35.02, up 10% annualized; TCE/tangible assets 9.18%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218649,"accession_number":"0001025835-24-000036","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp furnishes Q1 2024 investor presentation","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation furnished under Item 7.01; no specific financial data provided in the filing text.","Presentation covers first quarter 2024 performance; details not included in the available exhibit excerpt.","Materials are being used in meetings with investors and analysts; no guidance or new disclosures are apparent from the filing body."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218648,"accession_number":"0001025835-24-000032","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-05-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"All 14 director nominees elected; auditor and say-on-pay approved at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 14 director nominees elected with votes ranging from 25.8M to 27.3M votes for.","Ratification of Deloitte & Touche as FY2024 auditor: 30.3M for, 1.2M against, 87K abstain.","Advisory vote to approve executive compensation passed: 26.4M for, 971K against, 248K abstain, 4.0M broker non-votes.","Meeting held May 1, 2024; no other matters voted on."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218647,"accession_number":"0001025835-24-000026","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Enterprise Financial Q1 net income $40.4M, diluted EPS $1.05; NIM down to 4.13%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.05 down from $1.16 linked quarter and $1.46 prior year; net income fell $4.1M and $15.3M respectively.","Net interest margin 4.13% decreased 10 bps linked quarter; net interest income $137.7M down $3.0M.","Total loans $11.0B up $144.4M; total deposits $12.3B up $77.3M; cost of deposits 2.13% up 10 bps.","Nonperforming assets to total assets 0.30%; provision for credit losses $5.8M vs $18.1M linked quarter.","Quarterly dividend of $0.26 per common share declared, payable June 28, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":1.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238544,"accession_number":"0001025835-24-000020","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-03-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp issues 2023 ESG Report with $60M NMTC allocation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Received $60M New Markets Tax Credit allocation from U.S. Treasury CDFI Fund for underserved community projects.","Ranked No. 3 on Forbes America's Best Banks list in 2023.","Named to American Banker Best Banks to Work For for sixth consecutive year.","Board recognized as '3+' by 50/50 Women on Boards for having three or more women directors.","Launched Associate Belonging & Inclusion Week and Enterprise EDGE leadership conference series."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238543,"accession_number":"0001025835-24-000006","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial presents Q4 2023 investor deck; no specific financials disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01, Exhibit 99.1 is a Q4 2023 investor presentation deck.","Presentation being used in meetings with investors and analysts in Q1 2024.","No specific financial results, guidance, or material events are evident from the filing text alone."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238542,"accession_number":"0001025835-24-000003","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2024-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"EFSC Q4 net income $44.5M, EPS $1.16; charge-offs spike, NIM tightens","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $44.5M ($1.16 diluted EPS); adjusted EPS $1.21 excluding $2.4M FDIC assessment.","Net interest margin 4.23%, down 10 bps from linked quarter; net interest income $140.7M.","Net charge-offs 0.37% of avg loans in 2023 vs 0.04% in 2022; Q4 provision $18.1M vs $8.0M linked.","Total loans $10.9B (+10% annualized); deposits $12.2B; tangible book value $33.85 (+9% QoQ).","Quarterly dividend $0.25 per common share, payable March 29, 2024; record March 15."],"consensus_eps_estimate":null,"consensus_eps_actual":5.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256065,"accession_number":"0001025835-23-000089","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-11-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial Services Corp furnishes Q3 2023 investor presentation in 8-K filing","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company presented Q3 2023 investor materials at meetings with analysts and investors on November 14, 2023.","Materials furnished under Item 7.01 and Exhibit 99.1 are not deemed filed for SEC Act purposes.","Presentation includes information about Enterprise Financial Services Corp's third quarter 2023 performance.","Filing signed by Executive Vice President and Chief Accounting Officer Troy R. Dumlao."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256064,"accession_number":"0001025835-23-000081","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Enterprise Financial Q3 net income $44.7M ($1.17 EPS), down 11% QoQ; NIM contracts 16 bps to 4.33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $44.7M ($1.17 diluted EPS) vs $49.2M ($1.29) linked quarter and $50.2M ($1.32) prior year.","Net interest margin 4.33%, down 16 bps QoQ; net interest income $141.6M, up $0.9M QoQ.","Nonperforming assets jumped to $55.9M (0.40% of assets) from $16.1M (0.12%) linked quarter; provision $8.0M, net charge-offs $6.9M.","Total loans $10.6B (+$104.2M QoQ); deposits $11.9B (+$290M QoQ); noninterest-bearing deposits 32.3% of total.","Quarterly dividend of $0.25 per common share declared, payable Dec 29, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":3.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273462,"accession_number":"0001025835-23-000077","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-08-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial furnishes Q2 2023 investor presentation; no specific new disclosures","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed an investor presentation for Q2 2023 under Regulation FD on August 28, 2023.","The presentation is being used in meetings with investors and analysts; no material updates provided in the filing.","No specific financial figures, guidance changes, or business developments are disclosed in the 8-K or exhibit text.","Tickers: EFSC (common) and EFSCP (preferred) listed on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273461,"accession_number":"0001025835-23-000067","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"EFSC Q2 2023 net income $49.1M ($1.29 EPS); NIM 4.49%, loans +$500.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $49.1M, down $6.6M vs linked Q1 but up $4.0M YoY; diluted EPS $1.29 (vs $1.46 Q1, $1.19 Q2'22).","Net interest margin 4.49%, down 22 bps from Q1 on higher deposit costs; net interest income $140.7M, +$1.2M linked.","Total loans $10.5B (+$500.7M, 20.1% annualized); total deposits $11.6B (+$465.2M); noninterest-bearing deposits 33.4%.","Noninterest expense $86.0M, +$5.0M linked; deposit costs +$4.3M and operational losses +$1.5M drove increase.","Quarterly dividend $0.25 per common share payable Sept 29, 2023; preferred dividend $0.3125 per depositary share."],"consensus_eps_estimate":null,"consensus_eps_actual":2.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290420,"accession_number":"0001025835-23-000055","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Enterprise Financial shareholders elect 14 directors, approve all proposals at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 14 director nominees elected with substantial majority; broker non-votes of ~3.5M shares.","Deloitte & Touche ratified as auditor for 2023 with 29.7M votes for vs 708K against.","Advisory 'Say-on-Pay' approved: 21.5M for, 5.3M against, 194K abstain.","Amendments to 2018 Stock Incentive Plan and Non-Management Directors Plan both approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290419,"accession_number":"0001025835-23-000054","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial furnishes Q1 2023 investor deck; no specific financial details disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filed investor presentation under Item 7.01 for meetings with analysts and investors during Q2 2023.","Presentation titled 'Enterprise Financial Services Corp First Quarter 2023 Investor Presentation' attached as Exhibit 99.1.","No new earnings, guidance, or material events beyond the deck's existence are reported in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290418,"accession_number":"0001025835-23-000036","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"EFSC Q1 net income $55.7M ($1.46 EPS); NIM 4.71%; loans top $10B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $55.7M, diluted EPS $1.46; down from $60.0M and $1.58 in Q4 2022, up from $47.7M and $1.23 YoY.","Net interest margin 4.71%, up 5bps QoQ and 143bps YoY; net interest income $139.5M, up $0.7M QoQ.","Total loans $10.0B, up $274.8M (11.4% annualized) from Q4 2022; total deposits $11.2B, up $325.5M.","Tangible common equity to tangible assets 8.81%; capital ratios well-capitalized; common dividend $0.25/share payable June 30.","Provision for credit losses $4.2M mainly from credit impairment on AFS security of a failed bank and loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":1.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311306,"accession_number":"0001025835-23-000025","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-03-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Enterprise Financial reports $1.8B in community development loans in 2022 ESG Report","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Invested $1.8B in community development programs in 2022, including $1.17B in loans and $633.6M in CRA small business loans.","Received fifth $60M NMTC allocation; $48M allocated to 5 projects in 2022, plus $12M to small business loan fund.","Donated over $2.2M to nearly 500 organizations; associates volunteered over 8,000 hours with up to 8 paid hours.","Introduced two new Business Resource Groups; recognized with Greenwich CX Leader and Best Banks to Work For awards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311305,"accession_number":"0001025835-23-000015","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K","filed_at":"2023-02-16T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Enterprise Financial Chair John Eulich to retire; Michael DeCola named successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Eulich will retire as Board Chairperson and not stand for re-election at the 2023 Annual Meeting.","Michael DeCola, current Vice Chairperson, has been designated by the Board to succeed as Chairperson after the Annual Meeting.","Eulich served as Chair since 2016 and on the Board since 2010; retirement is under company policy, not due to any disagreement.","DeCola's appointment is subject to his re-election to the Board at the Annual Meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311301,"accession_number":"0001025835-23-000016","cik":1025835,"company_name":"ENTERPRISE FINANCIAL SERVICES CORP","ticker":"EFSC","form_type":"8-K/A","filed_at":"2023-02-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Enterprise Financial discloses committee assignments for three new directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lyne B. Andrich, Marcela Manjarrez, and Lina A. Young appointed directors effective Dec. 9, 2022.","On Feb. 10, 2023, Andrich assigned to Audit and Compensation Committees.","Manjarrez and Young assigned to Nominating & Governance and Risk Committees.","Amendment only adds committee appointments; original Dec. 13, 2022 filing unchanged otherwise."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2217465546.0818415,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-02-16T23:59:59+00:00|311301"}