{"filings":[{"id":2176276,"accession_number":"0001449794-26-000025","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2026-08-11T14:36:04+00:00","items":["5.02"],"status":"ready","headline":"Embassy Bancorp director John G. Englesson passes away on August 7, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director John G. Englesson passed away on August 7, 2026.","Served on Embassy Bancorp board since 2008 and Embassy Bank for Lehigh Valley board since 2001.","Was president of 6.023 Corp d.b.a. zAxis Corp and principal owner of Chadwick Telecommunications.","No replacement named; board composition change pending."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1775036,"accession_number":"0001449794-26-000023","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2026-07-21T20:01:27+00:00","items":["5.02"],"status":"ready","headline":"Embassy Bancorp SEVP Lynne M. Neel to retire effective April 2, 2027","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lynne M. Neel, Senior Executive Vice President, informed the Company of her retirement.","Retirement effective April 2, 2027; she will continue in role until then.","Neel joined the Bank at its inception in 2001 and oversaw growth to over $1.8B in assets.","Retirement is not related to any disagreement on operations, policies, or practices.","No successor has been announced as of the filing date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1138237,"accession_number":"0001449794-26-000021","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2026-06-18T20:04:07+00:00","items":["5.07"],"status":"ready","headline":"Embassy Bancorp shareholders elect directors and ratify auditor at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Two Class 1 directors elected: Frank 'Chip' Banko III (4,749,390 for) and Geoffrey F. Boyer (4,677,541 for), each with ~93% of votes cast.","Ratification of Baker Tilly US, LLP as independent auditor for 2026 approved with 99.70% of votes cast (5,537,263 for, 1,651 against, 15,058 abstain).","No contested elections; broker non-votes of 485,817 on director election did not affect outcome.","Annual meeting held June 17, 2026; notice mailed May 8, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1113398,"accession_number":"0001449794-26-000019","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2026-06-17T21:09:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp declares $0.55 annual dividend, up 14% from prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Annual cash dividend of $0.55 per share, payable July 14, 2026 to holders of record June 26, 2026.","Dividend increased over 14% from last year; marks 17th consecutive year of paying a dividend.","CEO David M. Lobach, Jr. cites strong financial position and commitment to shareholder value.","Embassy Bank named 'Best Bank & Mortgage Company' in Lehigh Valley for 5th straight year; holds Bauer 5-Star rating."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1112876,"accession_number":"0001449794-26-000016","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2026-06-17T20:52:21+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp furnishes annual meeting presentation; no material new facts disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation filed for June 17, 2026 annual shareholder meeting.","No specific financial data, strategy changes, or guidance provided in the excerpted exhibit.","Filing is a routine Regulation FD disclosure with no earnings or material event."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":779076,"accession_number":"0001449794-26-000012","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2026-06-01T20:37:17+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp expands stock repurchase program by additional $5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized additional $5M in share repurchases; cumulative authorization now $10M.","Prior $5M program (Oct 2025) had $144K remaining after 258,301 shares bought for $4.856M.","New authorization effective June 1, 2026; no expiration date and can be suspended anytime.","CEO cites strong balance sheet, disciplined capital allocation, and confidence in strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120427,"accession_number":"0001449794-25-000037","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Embassy Bancorp promotes Jeffrey Skumin to CFO effective Dec 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey Skumin, 49, promoted to CFO of Embassy Bancorp and its bank subsidiary, effective Dec 31, 2025.","Skumin joined Embassy in March 2020 as EVP of Finance, will continue overseeing finance department and strategy.","Prior to Embassy, Skumin spent 19 years as CPA audit partner for community banks and served as CAO for a large regional bank.","Chairman/CEO David Lobach stated Skumin's experience and leadership make him an outstanding choice for CFO.","Skumin is a Lehigh Valley resident, Muhlenberg College graduate, active in community organizations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120426,"accession_number":"0001449794-25-000032","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp YTD net income rises 30% to $10.5M; Q3 ROE 11.08%, ROA 0.87%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["YTD September 2025 net income $10.5M vs $8.1M prior year; Q3 ROE 11.08%, ROA 0.87%.","Loan yield 4.64% in Q3 2025; cost of funds 1.98%; net interest margin improving.","Deposit market share in Lehigh/Northampton counties ranks 4th at 9.05% as of June 30, 2025.","Annual dividend $0.22 per share for 2025; stock repurchase program active.","Stock price up 32.71% over 18 months through Oct 29, 2025, vs Russell 2000 +23.25%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120424,"accession_number":"0001449794-25-000029","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K/A","filed_at":"2025-10-31T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Embassy Bancorp board sets advisory vote on exec compensation every three years","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved by plurality at June 18, 2025 annual meeting to hold say-on-pay vote every three years.","Board determined at June 20, 2025 meeting to adopt triennial advisory vote on executive compensation.","Decision remains in effect until next required frequency vote on advisory compensation votes.","Amendment to 8-K filed on June 20, 2025 reflects board's determination; no other changes.","Embassy Bancorp, Inc. ticker: EMYB (not explicitly referenced but implied)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120425,"accession_number":"0001449794-25-000027","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp authorizes $5M stock repurchase program, effective Oct 31, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $5M in share repurchases; first buyback program for the company.","Repurchases via open market or private transactions; no expiration date or minimum share requirement.","CEO David Lobach cites focus on shareholder value, strong capital, and balance sheet confidence.","Program effective Oct 31, 2025; can be suspended or terminated at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154292,"accession_number":"0001449794-25-000017","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2025-06-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Embassy Bancorp annual meeting: directors elected, sale proposal defeated","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four Class 3 directors elected with average 89.18% votes FOR.","Say-on-pay advisory vote approved: 85.00% FOR.","Advisory frequency vote: 74.11% favored 3-year cycle.","Ratification of Baker Tilly as auditor: 99.32% FOR.","Non-binding shareholder sale proposal defeated: 78.27% AGAINST."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.15,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154291,"accession_number":"0001449794-25-000015","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp declares $0.48 annual dividend, up 14% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Annual cash dividend of $0.48 per share, a 14% increase over prior year.","Payable July 15, 2025 to shareholders of record June 27, 2025.","This marks the 16th consecutive year of dividend payments.","CEO cites financial stability and commitment to long-term shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154290,"accession_number":"0001449794-25-000013","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp furnishes shareholder presentation; no specific financial details provided in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing under Item 7.01 for a stockholder presentation at the Annual Meeting on June 18, 2025.","Presentation attached as Exhibit 99.1 but full content not included in the provided text.","No material financial figures, guidance, or business updates are extractable from the available excerpts.","The filing is procedural, furnishing information that is not deemed filed for SEC purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223526,"accession_number":"0001449794-24-000018","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2024-06-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Embassy Bancorp shareholders elect Englesson and Gates Smith as directors, ratify Baker Tilly as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["John G. Englesson and Patti Gates Smith elected as Class 2 Directors (4.16M and 4.67M votes for).","Ratification of Baker Tilly US, LLP as auditor for 2024 approved with 5,507,582 votes for.","No broker non-votes affected director election; auditor ratification had 755,235 broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223525,"accession_number":"0001449794-24-000016","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp declares $0.42 annual dividend, increase over prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Annual cash dividend of $0.42 per share declared, payable July 12, 2024 to holders of record June 28, 2024.","Dividend represents an increase over last year's payout and marks 15th consecutive year of dividends.","Company ranked 45th on American Banker Magazine's top 100 community banks under $2B assets by 3-year avg ROE."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223524,"accession_number":"0001449794-24-000014","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp files stockholder presentation for 2024 annual meeting; details limited in excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation filed as Exhibit 99.1 for June 20, 2024 Annual Meeting of Shareholders.","No specific financial figures or new disclosures are extractable from the truncated exhibit text provided.","Filing indicates routine shareholder update; no material changes noted in available text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295614,"accession_number":"0001449794-23-000021","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2023-06-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Embassy Bancorp shareholders elect two directors and ratify auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Frank \"Chip\" Banko III elected with 4,569,687 votes for, 313,775 withheld.","Geoffrey F. Boyer elected with 4,443,758 votes for, 439,705 withheld.","Baker Tilly US, LLP ratified as auditor with 5,366,006 votes for, 246,099 against.","Broker non-votes totaled 1,416,024 on director election and 673,176 on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295613,"accession_number":"0001449794-23-000019","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2023-06-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp declares $0.40 annual cash dividend, up from prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Annual cash dividend of $0.40 per share declared, payable July 14, 2023 to holders of record June 30, 2023.","Dividend represents an increase over last year's dividend and marks 14th consecutive year of paying a dividend.","CEO David M. Lobach, Jr. cited S&P Global ranking of Embassy Bank 23rd among top 50 best-performing US community banks in the Northeast."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295612,"accession_number":"0001449794-23-000017","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2023-06-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp furnishes stockholder presentation for annual meeting; no financial details in excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished under Item 7.01 for June 15, 2023 annual meeting.","No specific financial figures or guidance available from provided exhibit excerpt.","Cautionary note on forward-looking statements included but content truncated.","Presentation is furnished, not filed, per Regulation FD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316139,"accession_number":"0001449794-23-000004","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2023-03-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp reassures stability amid bank failures; cites record 2022 earnings, no SVB-style risks","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Record earnings for 2022 expected; year-over-year loan and deposit growth continues.","Bank well-capitalized with no outstanding borrowings and ample liquidity sources.","Investment portfolio: U.S. govt/agency and municipal bonds; no fintech, crypto, or sub-debt.","Loans conservatively underwritten, diversified, well-collateralized with strong credit quality.","All deposits FDIC-insured up to limits; locally sourced; business model differs from SVB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316138,"accession_number":"0001449794-23-000002","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2023-01-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Embassy Bancorp senior exec James Bartholomew retires; Macy named Chief Lending Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James R. Bartholomew retired as Senior Executive VP and Senior Lending Officer effective Dec 31, 2022.","Bartholomew joined the Bank at its 2001 inception and grew the loan portfolio to over $1.1 billion by Sept 2022.","Retirement is not related to any disagreement with the Company's operations, policies, or practices.","Michael B. Macy appointed Chief Lending Officer Business Banking of Embassy Bank for the Lehigh Valley."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369314,"accession_number":"0001449794-22-000022","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2022-06-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Embassy Bancorp SVP James Bartholomew to retire Dec 31, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James R. Bartholomew, Senior Executive VP, will retire from the Company and as Senior Lending Officer effective Dec 31, 2022.","He joined Embassy Bank at its inception in 2001 and oversaw loan portfolio growth to $1.1B as of March 31, 2022.","Retirement is not related to any disagreement with Company operations, policies, or practices.","No successor named; Bartholomew began his banking career in 1974."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369313,"accession_number":"0001449794-22-000020","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2022-06-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Embassy Bancorp shareholders approve all proposals at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four Class 3 directors elected: Lesavoy (4,057,145 for), Lobach (4,065,717), Pittman (4,041,513), Yurconic (4,088,795).","Advisory vote on executive compensation approved: 3,940,403 for, 301,082 against, 133,526 abstain.","Ratification of Baker Tilly US, LLP as auditor for 2022 approved: 4,130,628 for, 229,383 against, 15,000 abstain.","Broker non-votes of 793,785 on each director election and advisory proposal; auditor ratification had no broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369312,"accession_number":"0001449794-22-000017","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2022-06-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Embassy Bancorp declares $0.35 annual dividend, increase over prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.35 per share, payable July 15, 2022 to holders of record June 30, 2022.","Represents an increase over last year's dividend and marks 13th consecutive year of paying a dividend.","Company ranked 80th on American Banker's top 200 community banks by three-year average ROE."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369311,"accession_number":"0001449794-22-000015","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2022-06-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Embassy Bancorp annual meeting presentation filed; no specific financial data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation filed as Exhibit 99.1 with Form 8-K on June 16, 2022.","Exhibit contains only introductory slides and cautionary statement; substantive content not provided.","No new earnings, guidance, or material events announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":388504,"accession_number":"0001449794-22-000002","cik":1449794,"company_name":"Embassy Bancorp, Inc.","ticker":"EMYB","form_type":"8-K","filed_at":"2022-03-01T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Embassy Bancorp renews headquarters lease for five years through Feb 2027","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Lease for principal executive offices at 100 Gateway Dr, Bethlehem, PA renewed through Feb 28, 2027.","Annual rent increases by 2% per contract; all other terms unchanged from June 2001 lease.","Renewal effective March 1, 2022; further renewal at Bank's discretion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":154443307.8344994,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}