{"filings":[{"id":92924,"accession_number":"0001448893-26-000013","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Q1 net income $171.8M ($1.82 EPS) vs $175.4M ($1.69) YoY; declares $0.35 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.82, up from $1.69 in Q1 2025; net income $171.8M.","New insurance written $11.1B; insurance in force $247.9B as of Mar 31, 2026.","Net investment income $59.3M, up from $58.2M in prior year quarter.","Quarterly dividend of $0.35/share declared, payable June 10, 2026 to holders of record June 1.","YTD through Apr 30, 2026 repurchased ~3.5M shares for >$214M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":336072000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104158,"accession_number":"0001448893-26-000003","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2026-02-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Essent Q4 net income $155M ($1.60 EPS); increases quarterly dividend to $0.35","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $155.0M ($1.60 diluted EPS) vs $167.9M ($1.58) in Q4 2024.","Full year 2025 net income $690.0M ($6.90 EPS) vs $729.4M ($6.85) in 2024; EPS up on buybacks.","Quarterly dividend raised to $0.35/share, payable March 23, 2026; record March 13, 2026.","In 2025, repurchased 9.9M shares for $576M, returning nearly $700M to shareholders.","MI in force $248.4B at Dec 31, 2025; entered quota share reinsurance covering 20% of eligible 2027 policies."],"consensus_eps_estimate":null,"consensus_eps_actual":6.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":1260935000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120422,"accession_number":"0001448893-25-000091","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Group Q3 net income $164.2M ($1.67 EPS); declares $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $164.2M vs $176.2M in Q3 2024; diluted EPS rose to $1.67 from $1.65.","Quarterly dividend $0.31/share payable Dec 10, 2025 to holders of record Dec 1.","Insurance in force $248.8B at Sep 30, up from $243.0B a year ago.","YTD through Oct 31 repurchased 8.7M shares for $501M; new $500M buyback authorization approved.","Moody's upgraded Essent Guaranty IFS rating to A2 from A3, outlook stable."],"consensus_eps_estimate":null,"consensus_eps_actual":5.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":948531000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137008,"accession_number":"0001448893-25-000078","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Q2 net income $195M ($1.93/diluted); declares $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $195.3M versus $203.6M in Q2 2024; diluted EPS $1.93, up from $1.91.","New insurance written $12.5B, flat YoY; insurance in force $246.8B, up 2.5% YoY.","Quarterly cash dividend $0.31 payable Sept 10, 2025 to holders of record Aug 29.","Moody’s upgraded Essent Guaranty IFS rating to A2 and senior unsecured to Baa2; outlook stable.","YTD through July repurchased 6.8M shares for $387M; $260M remaining under $500M buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":3.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":636701000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154286,"accession_number":"0001448893-25-000041","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Q1 net income $175.4M ($1.69 EPS); declares $0.31 dividend, $218M in buybacks YTD","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $175.4M ($1.69 diluted EPS) vs $181.7M ($1.70) a year ago; slight decline.","New insurance written $9.9B in Q1 2025, up from $8.3B in Q1 2024 but down from $12.2B in Q4 2024.","Net investment income $58.2M, up 12% YoY.","Board declared $0.31 quarterly dividend, payable June 10, 2025 to holders of record May 30, 2025.","Year-to-date through April 30, repurchased 3.9M shares for ~$218M; $429M remains under $500M buyback plan."],"consensus_eps_estimate":null,"consensus_eps_actual":1.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":317558000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172874,"accession_number":"0001448893-25-000030","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2025-03-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Essent Group discloses 2024 quarterly segment data; MI combined ratio varied from 16.2% to 33.8%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Mortgage Insurance net premiums earned $227.9M-$235.3M per quarter; combined ratio ranged 16.2% (Q2) to 33.8% (Q4).","Q2 2024 MI had negative loss provision (-$1.2M) leading to a -0.5% loss ratio.","Corporate & Other segment pre-tax loss of $8.6M-$9.9M each quarter from title ops and corporate expenses.","Consolidated pre-tax income fell from $239.2M (Q2) to $194.9M (Q4 2024) as loss provisions increased."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172873,"accession_number":"0001448893-25-000003","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2025-02-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Essent Group Q4 net income $167.9M ($1.58 EPS); raises dividend to $0.31, authorizes $500M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $167.9M ($1.58 diluted EPS) vs $175.4M ($1.64) in Q4 2023; FY 2024 net income $729.4M ($6.85) up 5% YoY.","Quarterly dividend increased to $0.31/share (payable March 24, 2025); Board authorized $500M share repurchase through 2026.","New insurance written Q4 $12.2B, up 39% YoY from $8.8B; insurance in force $243.6B at year-end.","Net investment income $222.1M for 2024, up 19% from 2023; U.S. MI provision for losses $37.2M in Q4 includes $8M from hurricane defaults.","Entered forward quota share agreements covering 25% of 2025-2026 policies; repurchased 2M+ shares for ~$118M in Q4/Jan."],"consensus_eps_estimate":null,"consensus_eps_actual":6.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":1242904000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189880,"accession_number":"0001448893-24-000077","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Group Q3 2024 net income $176.2M ($1.65 EPS); declares $0.28 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q3 2024: $176.2M ($1.65 diluted EPS), vs $178.0M ($1.66) in Q3 2023.","New insurance written $12.5B, consistent; insurance in force $243.0B, up from $240.7B in Q2 2024.","Net investment income for 9 months $165.5M, up 22% YoY.","Closed Radnor Re 2024-1, $363M collateralized reinsurance coverage.","Declared $0.28 quarterly dividend, payable Dec 11, 2024 to holders of record Dec 2."],"consensus_eps_estimate":null,"consensus_eps_actual":5.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":927877000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206391,"accession_number":"0001448893-24-000060","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Group Q2 net income $203.6M ($1.91 EPS) beats prior year; declares $0.28 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $203.6M ($1.91 diluted EPS) vs $172.2M ($1.61) in Q2 2023, a 18% increase.","New insurance written $12.5B in Q2 2024, down from $13.5B in Q2 2023 but up from $8.3B in Q1 2024.","Insurance in force $240.7B as of June 30, 2024, up from $235.6B a year ago and $238.5B at March 31, 2024.","Net investment income for H1 2024 was $108.2M, up 22% from H1 2023.","Entered excess-of-loss reinsurance covering 15% of eligible 2024 policies and closed $1B debt capacity ($500M notes + $500M revolver) on July 1."],"consensus_eps_estimate":null,"consensus_eps_actual":3.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":611299000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206390,"accession_number":"0001104659-24-076922","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-07-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Essent Group completes $500M 6.250% senior notes offering and new $500M revolver","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closed $500M 6.250% Senior Notes due 2029; net proceeds ~$495.3M.","Net proceeds used to repay term loan borrowings under existing secured credit facility.","New $500M unsecured revolving credit facility replaces existing secured facility; 5-year maturity.","Revolver includes option for up to $250M in uncommitted incremental revolving credit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223518,"accession_number":"0001104659-24-075004","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-06-26T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Essent Group enters $500M unsecured revolving credit facility, replacing $400M secured facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Five-year unsecured revolving credit facility of $500 million, replacing $400M secured facility.","Also provides up to $250 million in uncommitted incremental revolving credit at company's option.","Closing conditioned on an underwritten public offering of senior notes and repayment of existing term loans.","Covenants include max debt-to-capitalization ratio of 30%, compliance with PMIERs, minimum net worth.","Borrowings used for working capital and general corporate purposes; interest at floating rate plus margin."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223517,"accession_number":"0001448893-24-000034","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-05-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Essent Q1 net income $181.7M ($1.70 EPS) up 6% YoY; declares $0.28 quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.70 vs $1.59 in Q1 2023; net income $181.7M up from $170.8M.","New insurance written $8.3B, down from $12.9B YoY; insurance in force $238.5B.","Net investment income $52.1M, up 20% YoY; entered 15% quota share reinsurance for 2024.","Quarterly dividend $0.28 per share, payable June 10, 2024 to holders of record May 31.","S&P raised Essent Guaranty/Reinsurance to 'A-' from 'BBB+'; Moody's affirmed A3 with positive outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":1.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":298357000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242959,"accession_number":"0001448893-24-000014","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-02-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Essent Group Q4 net income $175.4M ($1.64 EPS); dividend raised to $0.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net income $175.4M ($1.64 diluted EPS) vs $147.4M ($1.37) a year ago.","Full-year 2023 net income $696.4M ($6.50 EPS) vs $831.4M ($7.72) in 2022.","New insurance written Q4 $8.8B; insurance in force $239.1B as of Dec. 31, 2023.","Quarterly dividend raised to $0.28 per share, payable March 22 to holders of record March 13.","S&P upgraded Essent Guaranty and Essent Reinsurance to 'A-' from 'BBB+', stable outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":6.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":1109759000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242958,"accession_number":"0001448893-24-000002","cik":1448893,"company_name":"Essent Group Ltd.","ticker":"ESNT","form_type":"8-K","filed_at":"2024-01-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"S&P upgrades Essent's subsidiary ratings to A- from BBB+ with stable outlook","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["S&P raised ratings on Essent Guaranty and Essent Reinsurance to A- from BBB+, stable outlook.","Upgrade reflects improved capital adequacy under revised S&P methodology and strong underwriting earnings.","CEO Mark Casale says upgrade shows balance sheet strength and benefits of post-GFC risk pricing and reinsurance.","Essent now holds A- or higher financial strength ratings from all rating agencies for both operating subsidiaries."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":5436097431.682254,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}