{"filings":[{"id":1232357,"accession_number":"0001104659-26-077082","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-06-24T13:00:25+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Esquire Financial and Signature receive stockholder approvals; final exchange ratio set at 2.671","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Stockholders of both companies approved the merger on June 23, 2026.","Final exchange ratio: 2.671 Esquire shares per Signature share, up from assumed 2.630 due to 62% recovery on Schedule A Loans (vs. 50% assumed).","Esquire to issue ~3.447M shares, approximately 54k more than the pro forma assumption of 3.393M shares.","All required regulatory and stockholder approvals received; closing expected in Q3 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":945438,"accession_number":"0001104659-26-071835","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-06-09T20:06:46+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial receives all regulatory approvals for Signature Bancorp merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All required regulatory approvals and waivers received from Federal Reserve Bank of NY and OCC.","FRB waived prior approval for holding company merger; OCC approved bank merger into Esquire Bank.","Closing remains subject to shareholder approvals of Esquire and Signature and other customary conditions.","Joint press release issued June 9, 2026 announcing the milestone."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":721809,"accession_number":"0000943374-26-000216","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-05-28T20:05:28+00:00","items":["5.07"],"status":"ready","headline":"Esquire Financial Holdings annual meeting: all director nominees elected, auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Raymond Kelly, Robert Mitzman, Kevin Waterhouse elected to three-year terms; Todd Deutsch elected to two-year term.","Ratification of Crowe LLP as independent auditor for 2026 approved with 7,472,223 votes for.","Say-on-pay advisory resolution approved with 6,055,238 votes for, 164,334 against.","7,625,348 of 8,637,034 outstanding shares voted at meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93476,"accession_number":"0001104659-26-053015","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares regular quarterly dividend of $0.20 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.20 per share payable June 1, 2026 to holders of record May 15, 2026.","Announced by Esquire Financial Holdings (NASDAQ: ESQ), parent of Esquire Bank.","Dividend continues the company's regular quarterly payout; no change in rate disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93475,"accession_number":"0001104659-26-047290","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q1 net income $12.2M, EPS $1.40; dividend raised 14% to $0.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income up 7% to $12.2M ($1.40 diluted EPS); adjusted EPS $1.58 excluding merger costs.","Revenue up 19.8% to $40.5M; net interest margin 6.04%; loans grew $56.7M linked-quarter to $1.82B.","Dividend increased 14% to $0.20/share, fifth consecutive annual increase since 2022.","Incurred $1.3M merger expenses for Signature Bancorporation acquisition; integration progressing.","Charge-off of $3.2M on one multifamily OREO; NPLs just 0.03% of assets; allowance/loans ratio 1.30%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93474,"accession_number":"0001104659-26-038894","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Selig Zises resigns from Esquire Financial board for health reasons","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Selig Zises resigned from all director and committee positions effective March 31, 2026.","Resignation is to focus on personal health and disability; no disagreement with the company.","Zises served on the board for over 17 years; board size reduced from 9 to 8 directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105128,"accession_number":"0001104659-26-026781","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Esquire Financial to acquire Signature Bancorporation in all-stock merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Signature share will convert into 2.630 shares of ESQ common stock, adjustable between 2.50 and 2.80.","Signature termination fee of $15.0 million under certain circumstances.","Two Signature directors (Michael O’Rourke and Leonard Caronia) to join Esquire's board post-closing.","Signature executives enter 3-year lock-up agreements restricting share sales; voting agreements with directors and officers.","Transaction approved by both boards; subject to shareholder and regulatory approvals, expected Nasdaq listing of ESQ shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105127,"accession_number":"0001104659-26-009293","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial raises quarterly dividend 14% to $0.20/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["New dividend of $0.20 per share, up 14% from prior $0.1755 (implied).","Payable March 2, 2026 to holders of record on February 13, 2026.","Fifth consecutive dividend increase since initiation in 2022.","CEO cites balance sheet strength and confidence in long-term outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105126,"accession_number":"0001104659-26-008653","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Joseph Melohn resigns from Esquire Financial Holdings board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph Melohn resigned effective January 28, 2026, citing focus on other professional and personal commitments.","Resignation was not due to any disagreement with the company or its affiliates.","Board size reduced from ten to nine directors upon Melohn's departure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105125,"accession_number":"0001104659-26-005642","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q4 net income up 14.6% to $13.5M, EPS $1.55; loans grow 25.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.5M ($1.55 diluted EPS) vs $11.8M ($1.37) in Q4 2024, up 14.6%.","Full-year 2025 net income $50.8M ($5.87 EPS), up 16.4% from $43.7M.","Loans grew 25.9% YoY to $1.76B, led by 41% growth in commercial litigation loans to $1.18B.","Net interest margin improved to 6.05% in Q4, up 18 bps; ROAA 2.36%, ROAE 18.90%.","Provision for credit losses increased $1.2M to $2.9M in Q4; allowance/loans at 1.37%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121383,"accession_number":"0001104659-25-104416","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.175 quarterly dividend payable Dec 1, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.175 per common share declared.","Payable on December 1, 2025 to shareholders of record on November 14, 2025.","Announced by the financial holding company for Esquire Bank, National Association."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121382,"accession_number":"0001104659-25-101697","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q3 net income $14.1M ($1.62 EPS), up 23.7% YoY; NIM 6.04%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $14.1M vs $11.4M YoY; adjusted EPS $1.47 excluding $1.3M tax benefit.","Revenue $37.5M (NII $31.3M, noninterest income $6.2M); efficiency ratio 48.9%.","Loans grew $52.4M linked quarter to $1.55B; deposits up $97.1M to $1.87B.","Net interest margin 6.04% on low-cost core deposits; cost of deposits 1.03%.","New 50,000 sq-ft headquarters lease in Jericho, NY; Los Angeles flagship opened."],"consensus_eps_estimate":null,"consensus_eps_actual":4.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138036,"accession_number":"0001558370-25-010858","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial Holdings signs 50,000 sq ft HQ lease in Jericho, NY, nearly doubling office footprint","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New 12-year lease at 300 Jericho Quadrangle covers 50,000 sq ft across two floors plus 16,000 sq ft of outdoor space.","Footprint nearly doubles current headquarters; move expected in late 2026.","Lease brokered by Sabre Real Estate Group; designed to enhance collaboration and recruitment.","CEO Andrew Sagliocca cites industry-leading performance and need for state-of-the-art environment to support growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138035,"accession_number":"0001558370-25-009547","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.175 quarterly dividend, payable Sept 2, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.175 per share on common stock.","Payable September 2, 2025 to stockholders of record on August 15, 2025.","Dividend rate unchanged from prior quarter; no change in payout policy indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138034,"accession_number":"0001558370-25-009497","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q2 net income up 13% to $11.9M; EPS $1.38; strong loan and deposit growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.9M ($1.38 diluted EPS) vs $10.5M ($1.25) in Q2 2024, up 13%.","Total revenue $35.8M, up 17% YoY; net interest margin 6.03% (+7 bps linked quarter).","Loans grew $78.7M linked quarter to $1.49B; commercial litigation loans up 37.3% YoY.","Deposits up $94.2M linked quarter to $1.78B; cost of deposits 0.98%.","Nonperforming loans $8.7M; $3.3M charge-off on small business loan; efficiency ratio 47.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155434,"accession_number":"0001558370-25-008493","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Esquire Financial appoints Raymond Kelly to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Raymond Kelly, CPA and former tax partner at RSM US LLP, appointed to board of Company and Esquire Bank, effective June 6, 2025.","Kelly brings over 40 years of financial services experience including banking, tax, and compensation consulting.","He will serve on the Director's Loan Committee and Compensation Committee.","No arrangements or family relationships with other directors or executive officers disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155433,"accession_number":"0000943374-25-000244","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Esquire Financial shareholders elect all director nominees, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Rena Nigam elected to three-year term with 5,716,756 votes for, 846,481 withheld.","Todd Deutsch and Selig Zises elected to one-year terms; votes: 5,659,883 and 5,507,639 for, respectively.","Ratification of Crowe LLP as FY2025 auditor approved: 7,424,292 for, 79,644 against, 8,031 abstain.","Advisory say-on-pay approved: 6,351,399 for, 169,751 against, 42,087 abstain.","Total shares voted: 7,511,967 of 8,431,774 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155432,"accession_number":"0001558370-25-005428","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.175/share quarterly dividend, payable June 2, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend set at $0.175 per common share.","Payable June 2, 2025 to shareholders of record on May 15, 2025.","Dividend rate unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155431,"accession_number":"0001558370-25-005340","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q1 net income rises 13% to $11.4M; NIM expands to 5.96%; dividend up 17%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $1.33 diluted ($0.20 beat vs $1.12 consensus).","Net interest margin 5.96%, up 9 bps linked quarter on commercial loan growth to $1.42B.","Core deposits grew $45.9M linked quarter to $1.69B; cost of deposits 0.94%.","Dividend increased 17% to $0.175/share; fourth consecutive increase since 2022.","Announced joint venture with Fortress Investment Group to expand lending to contingency fee law firms."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173933,"accession_number":"0001558370-25-000547","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial raises quarterly dividend 17% to $0.175 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["New dividend of $0.175 per share, payable March 3, 2025 to holders of record Feb 14, 2025.","Represents a 17% increase from prior quarterly dividend of $0.15 per share.","This marks the fourth consecutive dividend increase since the company initiated dividends in 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173932,"accession_number":"0001558370-25-000330","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q4 net income $11.8M ($1.37 EPS), full-year record $43.7M ($5.14 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income rose 19% YoY to $11.8M in Q4 2024; full-year net income increased 7% to $43.7M.","Net interest margin was 5.87% for Q4 and 6.06% for full-year 2024, with revenue of $124.8M.","Commercial loans grew $99.6M (31% annualized) on a linked-quarter basis; total loans $1.40B.","Core deposits increased $105.9M (28% annualized) on a linked-quarter basis to $1.63B.","Nonperforming loan ratio at 0.58% of total assets; allowance for credit losses at 1.50% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":5.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190910,"accession_number":"0000943374-24-000453","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Esquire Financial Holdings adopts Annual Incentive Plan for 2025 with cash bonuses based on scorecard metrics","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan effective January 1, 2025; annual renewal unless modified or terminated by Compensation Committee.","Eligible participants: officers and key employees approved by Committee; awards based on financial and non-financial scorecard metrics.","Cash bonuses paid by March 15 following year; capped at a percentage of incentive target.","Clawback provisions apply: awards subject to restatement clawback and Dodd-Frank recoupment policy.","Awards prorated for death, disability, or retirement; no payout for other terminations unless provided in employment agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190909,"accession_number":"0001558370-24-013966","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.15 regular quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.15 per share declared.","Payable on December 2, 2024 to stockholders of record on November 15, 2024.","Dividend amount unchanged from prior quarter; no special or increased payout announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190908,"accession_number":"0001558370-24-013569","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q3 net income $11.4M ($1.34 EPS), up 15.5% YoY; ROAA 2.62%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.4M ($1.34 diluted EPS) vs $9.8M ($1.17) in Q3 2023; linked quarter up 8.3%.","Net interest income $25.9M (+19% YoY); net interest margin 6.16%.","Total loans $1.30B, +$36.4M linked quarter (12% annualized); commercial litigation loans +$59.1M (35% annualized).","Deposits $1.54B, +$49.5M linked quarter (13% annualized); deposit cost of funds 0.88%.","Efficiency ratio 48.1%; CET1 15.39%; one NPL of $10.9M (0.61% of assets)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207390,"accession_number":"0001558370-24-010193","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.15 quarterly dividend, payable Sept 3","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.15 per common share declared.","Dividend payable on September 3, 2024, to holders of record August 15, 2024.","No change in dividend rate from prior quarter indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207389,"accession_number":"0001558370-24-010112","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q2 net income $10.5M ($1.25 EPS); NIM 6.19%, ROAA 2.58%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $10.5M vs $9.1M YoY; diluted EPS $1.25 vs $1.10. Total revenue $30.6M.","Net interest margin 6.19% (+17 bps YoY); ROAA 2.58%, ROAE 20.16%.","Loans grew $32.8M linked quarter to $1.26B; commercial loans +17% annualized.","Deposits +$52.8M to $1.49B; deposit cost 0.87% incl. demand; one NPL of $10.9M.","CET1 ratio 14.89%; efficiency ratio 49.8%. No exposure to office or construction loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224804,"accession_number":"0000943374-24-000223","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Esquire Financial stockholders approve 2024 equity plan, elect directors at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Approved 2024 Equity Incentive Plan: 4,256,099 for, 1,920,543 against, 91,729 abstain.","Elected directors: Coelho, Powers, Sagliocca (3-year) and Nigam (1-year); vote tallies provided.","Ratified Crowe LLP as independent auditor for FY 2024: 7,246,783 for, 2,116 against, 3,773 abstain.","Advisory say-on-pay approved: 5,681,302 for, 424,255 against, 162,814 abstain.","Meeting turnout: 7,252,672 shares voted of 8,292,789 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224803,"accession_number":"0001558370-24-005781","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares quarterly dividend of $0.15/share payable June 3","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.15 per share declared on April 25, 2024.","Payable June 3, 2024 to stockholders of record on May 15, 2024.","Dividend unchanged from prior quarter; no special dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224802,"accession_number":"0001558370-24-005689","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q1 net income $10.1M ($1.20 EPS); NIM 6.06%; dividend raised to $0.15","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.1M, diluted EPS $1.20; adjusted net income up ~10% YoY excluding prior-year gain.","Net interest margin 6.06%; total revenue $29.3M; efficiency ratio 49.8%.","Loans grew $20.8M linked-quarter to $1.23B; deposits up $26.8M to $1.43B.","Regular quarterly cash dividend increased to $0.15 per share from prior $0.10.","$6M investment (24.99% stake) in Payzli payment technology firm; LA branch approved."],"consensus_eps_estimate":null,"consensus_eps_actual":1.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244073,"accession_number":"0001558370-24-001919","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-02-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial plans to open branch in Los Angeles, CA pending regulatory approval","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plans to establish a branch in Los Angeles, California, subject to regulatory approval.","Chairman Tony Coelho states branch underscores commitment to national law firm clients.","Los Angeles historically a top market for litigation and payment processing verticals.","Branch part of strategic plan, supported by recent senior hires and digital marketing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244072,"accession_number":"0001558370-24-000673","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-01-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial Holdings raises quarterly dividend by 20% to $0.15/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased 20% to $0.15 per share from $0.125.","Payable on March 1, 2024 to stockholders of record on February 15, 2024.","This marks the third consecutive annual increase since initiating dividends in 2022.","CEO cited consistent industry-leading performance and growth as basis for raise."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244071,"accession_number":"0001558370-24-000498","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q4 net income $9.9M, EPS $1.18; FY net income $41.0M, up 44% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2023 $9.9M ($1.18 diluted EPS) vs $9.1M ($1.10) Q4 2022; FY net income $41.0M ($4.91) vs $28.5M ($3.47).","Net interest margin 6.12% Q4, 6.09% FY; total revenue $113.5M for FY, fee income 23% of total.","Loans grew $94M linked quarter (34% annualized) to $1.2B; deposits grew $124.7M (38.6% annualized) to $1.4B.","Nonperforming loan $10.9M (one multifamily); allowance to loans 1.38%; no office CRE exposure.","Invested $6M for 24.99% stake in Payzli (payment tech) closed Jan 2024, expected to benefit fee income in early 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":4.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244070,"accession_number":"0001558370-24-000196","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-01-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial invests $6M for 24.99% stake in fintech Payzli","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed $6M investment in United Payment Systems (Payzli) for a 24.99% ownership interest.","Payzli is an end-to-end payment technology company and a registered ISO of Esquire Bank.","Investment to support Esquire's national payment and small business vertical platforms.","Partnership combines Payzli's Visa-direct platform with Esquire's banking capabilities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244069,"accession_number":"0001558370-24-000044","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2024-01-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Esquire Financial appoints Rena Nigam to Board of Directors effective Jan 3, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rena Nigam appointed to boards of Esquire Financial Holdings and Esquire Bank, effective Jan 3, 2024.","Nigam brings 25 years of experience as executive, entrepreneur, and investor in high-growth global ventures.","Currently Founder and CEO of Meytier, an AI-driven talent assessment firm serving over 60 companies.","No arrangements, understandings, family relationships, or related-party transactions disclosed per Reg S-K Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":261483,"accession_number":"0001558370-23-016870","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.125 regular quarterly dividend, payable Dec 1","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.125 per common share declared.","Record date is November 15, 2023; payable December 1, 2023.","Dividend amount unchanged from prior quarter; company maintains regular payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":261482,"accession_number":"0001558370-23-016598","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q3 net income up 28% to $9.8M, EPS $1.17, driven by loan growth and NIM expansion","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income rose 39.7% to $21.7M; net interest margin expanded to 6.19% from 5.18% YoY.","Total loans grew $57.7M linked quarter to $1.1B; commercial loans up 38.3% YoY.","No nonperforming loans at quarter-end; allowance to loans ratio 1.38%.","Return on average assets 2.71% and return on average equity 21.44%.","Efficiency ratio improved to 48.7% from 49.3% YoY despite investment in personnel."],"consensus_eps_estimate":null,"consensus_eps_actual":3.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":278704,"accession_number":"0001558370-23-012420","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.125 quarterly dividend payable Sept 1","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.125 per share declared.","Payable on September 1, 2023 to stockholders of record on August 15, 2023.","Dividend rate unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":278703,"accession_number":"0001558370-23-012191","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q2 net income $9.1M, up 43% YoY; loan growth drives NIM 6.02%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.1M ($1.10 diluted EPS) vs $6.4M ($0.78) in Q2 2022, a 43% increase.","Net interest margin 6.02%; net interest income $20.1M, up 46.9% YoY.","Commercial loan growth $90.2M linked quarter to $1.1B, focused on variable-rate loans.","Payment processing fee income $5.8M, processing $8.5B in volume across 156.8M transactions.","Core deposits $1.3B, cost of funds 0.66%; uninsured deposits 26%, 85% relationship-based."],"consensus_eps_estimate":null,"consensus_eps_actual":2.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296930,"accession_number":"0000943374-23-000212","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Esquire Financial annual meeting: directors elected, auditor ratified, say-on-pay approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Melohn, Mitzman, Waterhouse elected with >5M 'For' votes each.","Ratification of Crowe LLP as auditor for FY2023 approved: 6,880,986 for, 9,933 against.","Advisory say-on-pay vote passed: 3,347,411 for vs. 2,681,968 against.","Stockholders chose '1 Year' frequency for say-on-pay; company will hold annual votes until 2029."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296929,"accession_number":"0001558370-23-007682","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial increases quarterly dividend 25% to $0.125/sh; CEO promoted to Vice Chairman","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend raised 25% to $0.125 per share, payable June 1, 2023, to holders of record May 15, 2023.","CEO & President Andrew C. Sagliocca promoted to Vice Chairman of the Board, effective immediately.","Sagliocca continues as CEO and President while adding Vice Chairman role; served as CEO since 2009.","Increase reflects company's positive outlook; prior quarterly dividend was $0.10 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":296928,"accession_number":"0001558370-23-006604","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q1 net income $12.2M ($1.47 EPS); adjusted EPS $1.11; NIM 6.03%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $12.2M, up 34% linked quarter; diluted EPS $1.47 (incl. $0.36 Litify gain).","Adjusted net income $9.2M, adjusted EPS $1.11; ROAA 3.68%, ROAE 30.45%.","Net interest margin expanded to 6.03%; loans grew 8% annualized to $965.6M.","Deposits $1.3B, up 12% annualized; no nonperforming loans; CET1 ratio 14.89%.","Litify partial sale generated $4.0M pretax gain; payment processing volume $7.7B."],"consensus_eps_estimate":null,"consensus_eps_actual":1.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":317307,"accession_number":"0001558370-23-000624","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.10 regular quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.10 per share payable March 1, 2023 to holders of record on February 15, 2023.","The dividend is consistent with the prior quarter's rate; no change announced.","Esquire Financial Holdings (NASDAQ: ESQ) is the holding company for Esquire Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":317306,"accession_number":"0001558370-23-000506","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial posts record Q4 net income $9.1M ($1.10 EPS); loans up 33% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $9.1M ($1.10 diluted EPS), up 18% linked quarter; full year $28.5M ($3.47), up 59% YoY.","Net interest margin expanded to 5.81% from 5.18% linked quarter on variable-rate commercial loan growth and rate hikes.","Loan portfolio grew $72.2M linked quarter (33% annualized) to $947.3M; nonperforming loans at 0.00%.","Deposits increased $40.8M linked quarter to $1.2B; cost of funds 0.25% including demand deposits.","Payment processing fee income $5.7M, processing $7.3B in volume across 140M transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":3.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335563,"accession_number":"0001558370-22-015517","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.10 quarterly dividend payable Dec 1, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.10 per share declared.","Payable on December 1, 2022, to stockholders of record on November 15, 2022.","Dividend amount unchanged from prior quarter; no special or increased payout.","Company has not provided any change in dividend policy or outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335562,"accession_number":"0001558370-22-015303","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q3 net income $7.7M ($0.94 EPS); ROAA 2.48%, NIM 5.18%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $7.7M, up 21% linked quarter; diluted EPS $0.94 vs $0.78 in Q2 2022.","Return on avg assets 2.48% and return on avg equity 20.60%.","Net interest margin 5.18%; loan portfolio $875.1M, up $15.8M linked quarter.","Deposits $1.2B, up $32M linked quarter; nonperforming loans 0.67% of total loans.","Payment processing fee income $5.5M on $7.3B volume across 75,000 merchants."],"consensus_eps_estimate":null,"consensus_eps_actual":2.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352981,"accession_number":"0001558370-22-011417","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-08-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Esquire Financial Holdings appoints Joseph Melohn to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph Melohn appointed to boards of Esquire Financial Holdings and Esquire Bank, effective July 28, 2022.","Melohn is President of The Expansion Group Inc. and Expansion VC, managing real estate and family office investments.","Committee assignments for Melohn have not yet been finalized as of the filing date.","No arrangements or family relationships exist between Melohn and other directors or officers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352980,"accession_number":"0001558370-22-011294","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial declares $0.09/share regular quarterly dividend payable Sept 1, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.09 per common share declared.","Payable on September 1, 2022 to stockholders of record as of August 15, 2022.","No change from prior quarter's dividend rate; consistent with ongoing payout policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352979,"accession_number":"0001558370-22-011104","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Janet Hill resigns from Esquire Financial Holdings board effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Janet Hill resigned from the Board of Directors of Esquire Financial Holdings and Esquire Bank on July 21, 2022.","Resignation effective immediately; no reason provided in the filing.","No replacement director named at this time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352978,"accession_number":"0001558370-22-010964","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Esquire Financial Q2 net income $6.4M ($0.78 EPS), up 19% linked quarter; ROAA 2.00%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.4M ($0.78 diluted EPS) vs $5.3M ($0.57) in Q1 2022 and $4.5M ($0.57) in Q2 2021.","Net interest income rose 28.2% YoY to $13.7M; net interest margin 4.46%.","Loan portfolio grew $41.3M (20% annualized) to $859.3M; 59% variable rate tied to prime.","Deposits increased $65.6M linked quarter to $1.2B; cost of funds 0.10%.","Announced exclusive agreement with B.E. Blank for law firm financing; added to Russell 3000/2000."],"consensus_eps_estimate":null,"consensus_eps_actual":1.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370616,"accession_number":"0001558370-22-009668","cik":1531031,"company_name":"Esquire Financial Holdings, Inc.","ticker":"ESQ","form_type":"8-K","filed_at":"2022-06-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Esquire Financial signs exclusive partnership with B.E. Blank; receives 24.9% economic interest","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Exclusive partnership to provide financing to commercial law firms nationwide.","Esquire receives 24.9% of BEB's performance allocation from the partnership.","Esquire takes no direct credit risk on the underlying investments.","Partnership leverages Esquire's CRM and digital marketing technology.","CEO calls the agreement 'transformational' for the litigation market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":946881626.7127147,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-06-02T23:59:59+00:00|370616"}