{"filings":[{"id":748956,"accession_number":"0001476840-26-000050","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2026-05-29T21:15:09+00:00","items":["8.01"],"status":"ready","headline":"Expensify regains Nasdaq minimum bid price compliance","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq deficiency notice on Apr 17, 2026 for bid price below $1.00 for 30 days.","On May 28, 2026, Nasdaq confirmed bid price at $1.00+ for 10 consecutive days (May 13–27).","Compliance regained; Nasdaq considers matter closed.","No further action required; listing on Nasdaq Global Select Market continues."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":676811,"accession_number":"0001476840-26-000047","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2026-05-26T21:54:01+00:00","items":["5.07"],"status":"ready","headline":"Expensify shareholders approve reverse stock split and director elections at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Proposal 4 to amend charter for reverse stock split and decrease in authorized shares approved: 508.7M For, 5.2M Against.","Eight directors elected including David Barrett, Ryan Schaffer, Jason Mills, Daniel Vidal, Carlos Alvarez Divo, Timothy Christen, Ying Liu, Ellen Pao.","Ratification of KPMG as independent auditor for FY2026 approved: 507.7M For, 79K Against.","Advisory say-on-pay vote for named executive officers approved: 463.8M For, 10.1M Against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":49484,"accession_number":"0001476840-26-000043","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2026-05-13T10:01:47+00:00","items":["7.01","9.01"],"status":"ready","headline":"Expensify commences $25M modified Dutch auction tender offer at $0.98-$1.20/share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Up to $25M aggregate purchase price; price range $0.98-$1.20 per share.","Expires June 10, 2026; no minimum shares condition.","If fully subscribed, purchases ~25-30% of outstanding shares (20.8M-25.5M shares).","No directors or officers will tender any shares.","Citizens JMP Securities is dealer manager; Georgeson LLC is information agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93071,"accession_number":"0001476840-26-000031","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q1 revenue down 6% to $34M; interchange up 10%, paid members slip 4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss narrowed to $2.3M from $3.2M YoY; Non-GAAP net income $3.6M.","Adjusted EBITDA $6.2M; free cash flow $2.5M including $2.6M class-action settlement.","Expensify Card interchange revenue rose 10% to $5.5M; paid members 632k (-4%).","April 2026 paid active users increased vs. Q1 average; guidance for 2026 FCF unchanged.","Added integrations with Campfire ERP, Rillet ERP, and American Airlines."],"consensus_eps_estimate":0.0238,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":33969000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93070,"accession_number":"0001476840-26-000024","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"Expensify receives Nasdaq deficiency notice for bid price below $1.00","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received deficiency letter on April 17, 2026 for non-compliance with minimum $1.00 bid price.","Has 180 days until October 14, 2026 to regain compliance; needs $1.00 close for 10 consecutive days.","Will propose reverse stock split at annual meeting on May 22, 2026; ratios 1:15, 1:20, or 1:25.","No immediate delisting; stock continues trading under EXFY on Nasdaq Global Select Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104391,"accession_number":"0001476840-26-000008","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q4 revenue falls 5% YoY to $35.2M; net loss widens to $7.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year FY2025 revenue $142.1M (+2% YoY); net loss $21.4M vs $10.1M prior year.","Q4 paid members 650,000 (-5% YoY, +1% QoQ); Expensify Card interchange $5.5M (+9% YoY).","FY2025 operating cash flow $20.1M, free cash flow $19.9M; non-GAAP net income $5.2M.","Company repurchased 4.8M shares ($9.1M) in 2025; New Expensify rolled out to 63% of paying customers.","Guidance: modest FCF target set for FY2026 to fund increased sales, marketing, and AI investments."],"consensus_eps_estimate":0.0459,"consensus_eps_actual":-0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":142101000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120683,"accession_number":"0001476840-25-000143","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Expensify COO and Director Anu Muralidharan Resigns; Carlos Alvarez Divo Appointed to Board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["COO and board member Anu Muralidharan resigned effective Dec 29, 2025, citing no disagreement with company.","Chief Strategy Officer Daniel Vidal will assume COO responsibilities; transition expected without disruption.","Company entered a separation agreement providing Muralidharan $550,000 in two installments plus equity treatment.","Board appointed Director of Engineering Carlos Alvarez Divo to fill the vacant board seat effective Dec 29, 2025.","Alvarez Divo received $1,889,362 cash and $337,325 stock compensation from Jan 2024 to Dec 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120682,"accession_number":"0001476840-25-000139","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q3 2025 revenue $35.1M (-1% YoY); net loss $2.3M; interchange up 18%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $35.1M (-1% YoY); net loss $2.3M vs $2.2M YoY; non-GAAP net income $4.3M.","Expensify Card interchange $5.4M (+18% YoY); Travel bookings up 36% QoQ.","Paid members 642,000 (-6% YoY); reaffirms FY'25 FCF guidance $19M-$23M.","Repurchased 1.58M shares for ~$3.0M; named Official T&E partner of Brooklyn Nets.","Launched Concierge AI, Hybrid Multi-Modal Contextual Expense Agent."],"consensus_eps_estimate":0.0558,"consensus_eps_actual":-0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":106903000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120681,"accession_number":"0001476840-25-000131","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Expensify enters into new LOC facility with CIBC, replacing prior loan agreement","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$7.5M irrevocable standby LOC remains outstanding; no amounts drawn as of Oct 9, 2025.","New LOC Security Agreement grants CIBC a security interest in substantially all assets, including IP.","Prior revolving credit facility was terminated on July 1, 2025; this agreement replaces surviving Contingent Obligations.","Additional standby LCs may be issued at CIBC's discretion; facility can be terminated by either party.","Agreement contains customary affirmative/negative covenants and default provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137273,"accession_number":"0001476840-25-000114","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q2 2025 revenue $35.8M (+7% YoY), net loss $8.8M, raises FY FCF guidance midpoint to $21M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $35.8M (+7% YoY); paid members 652k (-5% YoY).","Net loss $8.8M vs $2.8M loss YoY; non-GAAP net loss $1.9M; Adj. EBITDA $(1.4)M.","Expensify Card interchange $5.3M (+31% YoY); Expensify Travel bookings up 44% QoQ.","Raised FY 2025 FCF guidance midpoint by $2M to $19-23M; repurchased 1.29M shares for $3M.","International expansion: Expensify Card launching in UK/EU this month; EUR billing added."],"consensus_eps_estimate":0.0265,"consensus_eps_actual":-0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":71838000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137272,"accession_number":"0001476840-25-000103","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-07-08T23:59:59+00:00","items":["1.02"],"status":"ready","headline":"Expensify terminates undrawn credit facility with CIBC; no penalties incurred","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Terminated Second Amended and Restated Loan and Security Agreement with CIBC on July 1, 2025.","No borrowings outstanding; revolving line and letters of credit fully undrawn at termination.","All obligations paid in full, liens released, and collateral returned.","No penalties incurred by Expensify as a result of the termination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154577,"accession_number":"0001476840-25-000083","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Expensify stockholders elect all eight director nominees, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["David Barrett, Ryan Schaffer, Anuradha Muralidharan, Jason Mills, Daniel Vidal, Timothy L. Christen, Ying (Vivian) Liu, Ellen Pao elected as directors with large majorities.","Ratification of KPMG LLP as independent auditor for FY2025: 485,592,553 for, 53,248 against, 4,358 abstain.","Advisory vote on named executive officer compensation approved: 454,429,843 for, 3,546,036 against, 95,624 abstain.","All proposals passed; no other matters submitted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154576,"accession_number":"0001476840-25-000069","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q1 revenue $36.1M (+8% YoY); raises FY 2025 FCF guidance to $17M-$21M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $36.1M (+8% YoY); net loss improved to $3.2M from $3.8M.","Non-GAAP net income $4.8M; adjusted EBITDA $8.4M; FCF $9.1M.","Free cash flow guidance raised to $17M–$21M for FY 2025.","Expensify Card interchange $5.1M (+43% YoY); paid members 657K (-5% YoY).","Travel bookings up 166% Q/Q; pricing updated to $5/member/month for Collect plan."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":36074000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173114,"accession_number":"0001476840-25-000022","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Expensify replaces auditor EY with KPMG for FY2025; no prior disagreements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee dismissed EY and engaged KPMG as independent auditor for fiscal year ending Dec 31, 2025.","EY's reports on FY2024 and FY2023 financials were unqualified with no adverse opinion or scope limitation.","No disagreements or reportable events with EY during FY2024, FY2023, or subsequent interim period.","Company did not consult KPMG on any accounting principles or audit opinions before engagement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173113,"accession_number":"0001476840-25-000016","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2025-02-27T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Expensify reports FY24 revenue $139.2M, net loss down 76%, launches $50M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY 2024 revenue $139.2M (-8% YoY); net loss $10.1M (down 76% from $41.5M). Adjusted EBITDA $39.4M, up 199% YoY.","Generated $23.9M free cash flow, beating forecast by 19%; reduced debt $22.7M to become debt-free.","Paid members 687,000, down 4% YoY but up sequentially from Q3; Expensify Card interchange up 54% YoY to $17.2M.","Board authorized new $50M share repurchase program, replacing 2022 plan; effective through March 31, 2028.","AI integration cutting costs: SmartScan costs down 75%, AI Concierge reduces human escalations by 80%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":139236000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190136,"accession_number":"0001476840-24-000213","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q3 revenue down 3% to $35.4M, net loss narrows to $2.2M, raises FY FCF guide to $19-20M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $35.4M (-3% YoY); net loss $2.2M vs $17.0M last year; Non-GAAP net income $5.4M.","Free cash flow $6.7M in Q3; FY 2024 FCF guidance raised to $19.0-$20.0M from $15-16M.","Interchange from Expensify Card grew 48% YoY to $4.6M; 94% of card spend migrated to new program.","Paid members 684,000 (-5% YoY); Expensify Travel beta expanded to mid-market customers.","Adjusted EBITDA $9.7M; CEO highlights stable core business and efficiency gains."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":102232000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206640,"accession_number":"0001476840-24-000189","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["1.02","8.01","9.01"],"status":"ready","headline":"Expensify repurchases 645,938 shares from Barrett Trust for $1.51M; repays mortgage","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchased 645,938 Class A shares at $2.33839/share from Barrett Trust LLC, total $1,510,456.","Shares to be retired; ~$39.5M remains under existing repurchase authorization.","Repaid in full the mortgage on Portland commercial building; terminated 2019 CIBC Loan Agreement.","Repurchase closing expected on or about September 3, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206639,"accession_number":"0001476840-24-000159","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-08-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Expensify reduces debt by $15.0M in July 2024, expects another $7.6M cut in August","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Reduced debt by $15.0 million in July 2024.","Expects to further reduce debt by $7.6 million in August 2024.","Announcement made via Regulation FD disclosure on August 8, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206638,"accession_number":"0001476840-24-000151","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q2 revenue down 14% to $33.3M; net loss narrows to $2.8M; interchange up 48%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $33.3M (-14% YoY); paid members 684k (-8% YoY); net loss improved to $2.8M from $11.3M.","Non-GAAP net income $5.6M; adjusted EBITDA $10.2M; operating cash flow $9.3M; free cash flow $5.7M.","Expensify Card interchange $4.0M (+48% YoY); 34% of spend migrated to new program; targeting 100% by year-end.","New Expensify platform live; integrations with QuickBooks and Xero; Expensify Travel launched; expects revenue in Q3.","Apple product placement in F1 movie (June 2025); continued conference presence."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":66823000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223820,"accession_number":"0001476840-24-000113","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Expensify stockholders elect eight directors and ratify auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All eight director nominees (Barrett, Schaffer, Muralidharan, Mills, Vidal, Christen, Liu, Pao) elected with over 459M votes each.","Ratification of Ernst & Young as auditor for FY2024 approved: 486.7M for, 0.2M against.","Advisory vote on executive compensation passed with 472.4M for, 6.9M against.","No other matters were submitted for stockholder action at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223819,"accession_number":"0001476840-24-000068","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q1 revenue down 16% to $33.5M; free cash flow improves to $5.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $33.5M (-16% YoY); net loss $3.8M (improved from $5.9M in Q1 2023).","Adjusted EBITDA $7.1M; non-GAAP net income $3.7M; operating cash flow $3.5M.","Expensify Card interchange grew 57% to $3.5M, with new card program boosting per-transaction revenue.","Paid members fell 8% to 688K; cost cuts improved free cash flow 242% sequentially to $5.2M.","Launched corporate travel service (Expensify Travel) and New Expensify with invoicing and expense splitting."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":33535000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243225,"accession_number":"0001476840-24-000013","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-02-22T23:59:59+00:00","items":["1.01","2.02","2.03","7.01","9.01"],"status":"ready","headline":"Expensify FY2023 revenue falls 11% to $150.7M, net loss widens to $41.7M; amends credit facility","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $150.7M (down 11% YoY); Q4 revenue $35.2M (down 19% YoY).","FY net loss $41.7M (vs $27.0M prior year); Q4 net loss $7.5M (vs $3.4M prior year).","Adjusted EBITDA $13.2M (FY); Q4 adjusted EBITDA $5.9M, improved 265% QoQ.","Expensify Card interchange grew 63% to $11.1M (FY) and 55% to $3.1M (Q4). Paid members 719k, down 8% YoY.","Amended credit facility extends maturity to Sep 2025, keeps $25M revolver with $15M outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":150687000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243224,"accession_number":"0001476840-24-000008","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2024-02-14T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify reduces authorized shares by 29,591 after retiring converted LT10/LT50 shares","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Retired 284 shares of LT10 Common Stock and 29,307 shares of LT50 Common Stock converted to Class A upon forfeiture.","Total authorized shares reduced to 1,059,964,339, effective February 13, 2024.","Amended certificate of incorporation to reflect lower authorized capital; no impact on outstanding Class A shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260625,"accession_number":"0001476840-23-000185","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-11-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q3 revenue falls 14% YoY to $36.5M; net loss widens to $17M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $36.5M, down 14% YoY; paid members 719K, down 6%.","Net loss $17.0M vs $8.2M loss a year ago; adjusted EBITDA -$3.5M.","Interchange from Expensify Card grew 65% to $3.1M; card program manager role to boost revenue.","Post-quarter, repaid $36M term loan in full, cutting projected Q4 interest by $0.9M.","Targeting ~$15M expense reductions in 2024 to achieve positive cash flow."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":115479000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277911,"accession_number":"0001476840-23-000145","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q2 revenue down 10% to $38.9M; net loss widens to $11.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $38.9M (down 10% YoY); net loss $11.3M vs $8.0M loss in Q2 2022.","Adjusted EBITDA $2.2M; non-GAAP net loss $1.0M.","Expensify Card interchange $2.7M, up 56% YoY.","Paid members 742k, down 2% from prior year.","Repurchased $3.9M in shares and reduced debt by $8.2M during quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":78985000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277910,"accession_number":"0001476840-23-000141","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-08-03T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify retires 1,328 shares of converted LT common stock, reduces authorized capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Filed Certificate of Retirement to retire 1,249 LT10 shares and 79 LT50 shares converted into Class A common stock.","Retired shares were unvested forfeited shares; cannot be reissued per company's charter.","Authorized capital reduced by 1,328 shares to 1,059,993,930 total shares across all classes.","No change in total outstanding shares or financial position of the company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295931,"accession_number":"0001476840-23-000101","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-06-23T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Expensify retires 588 LT10 shares; stockholders elect directors and ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Retired 588 shares of LT10 common stock converted into Class A, reducing authorized capital stock by 588 shares.","Total authorized shares now 1,059,995,258: 1B Class A, ~25M LT10, ~25M LT50, 10M preferred.","Stockholders elected 8 directors including David Barrett, Ryan Schaffer, Ellen Pao at June 21 annual meeting.","Ratified Ernst & Young as independent auditor for fiscal year ending December 31, 2023.","Advisory vote favored annual say-on-pay frequency; board adopted annual vote until next required frequency vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295930,"accession_number":"0001476840-23-000070","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q1 revenue down 1% to $40.1M; free cash flow $10.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $40.1M (-1% YoY); net loss $5.9M vs $7.4M loss prior year.","Free cash flow $10.2M, operating cash flow $7.6M; adjusted EBITDA $8.7M.","Paid members 747k (+6% YoY); Expensify Card interchange $2.3M (+85%).","Plans $3.0M share repurchases starting May 10 and $8.0M to reduce debt.","CEO cites lower average activity per customer; card cashback hurts revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":40101000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316464,"accession_number":"0001476840-23-000021","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-02-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify FY2022 revenue up 19% to $169.5M; operating cash flow $32.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year revenue $169.5M (+19% YoY); Q4 revenue $43.5M.","Operating cash flow $32.9M, free cash flow $26.3M; adjusted EBITDA $42.5M.","Net loss $27.0M (vs $13.6M loss) driven by $52.3M stock-based comp; non-GAAP net income $25.3M.","Expensify Card interchange grew 118% to $6.8M; paid members 779,000 (+10%).","Repurchased $12.1M of stock in 2022 under $50M authorization; CEO contributing 100% salary to ESPP."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":169495000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316463,"accession_number":"0001476840-23-000014","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2023-02-08T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify retires 735 shares of LT10 common stock, reduces authorized shares","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed Certificate of Retirement to retire 735 shares of LT10 Common Stock converted to Class A Common Stock.","Total authorized shares reduced by 735 to 1,059,995,846.","Retirement required by charter after forfeiture of unvested LT10 shares; no reissuance allowed.","Authorized shares now include 1B Class A, ~24.997M LT10, ~24.999M LT50, and 10M preferred."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":334732,"accession_number":"0001476840-22-000139","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-11-22T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify retires 150 LT50 common shares after conversion, reducing authorized count","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed Certificate of Retirement with Delaware to retire 150 LT50 shares converted to Class A common stock.","Total authorized shares reduced to 1,059,996,581; Class A authorized unchanged at 1B.","Retired shares may not be reissued under Amended Charter; no effect on outstanding Class A."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":334731,"accession_number":"0001476840-22-000126","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q3 revenue $42.5M (+13% YoY), net loss $8.2M; plans $6M additional buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $42.5M (+13% YoY); paid members 761K (+14%).","GAAP net loss $8.2M ($0.10 loss per share); non-GAAP net income $5.1M.","Adjusted EBITDA $9.0M (21% margin); free cash flow $4.7M after removing customer funds.","Interchange from Expensify Card $1.9M (+115% YoY).","Plans to repurchase $6M in shares starting Nov 11; $4M already repurchased in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":126026000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352157,"accession_number":"0001476840-22-000097","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-08-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Expensify Q2 revenue $43.2M (+22% YoY); paid members at 754k, above pre-pandemic levels","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $43.2M (+22% YoY); interchange from Expensify Card up 142% YoY.","Net loss $(8.0)M due to $14.0M stock-based compensation; non-GAAP net income $6.1M.","Adjusted EBITDA $11.7M (27% margin); operating cash flow $15.9M.","Paid members grew to 754k (from 706k in Q1), exceeding pre-pandemic levels.","ExpensiCon accounting retreat planned for May 2023 in Italy."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":83532000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352156,"accession_number":"0001476840-22-000093","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-08-11T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q2 revenue $43.2M (+22% YoY); net loss $(8.0)M vs profit prior year; paid members rebound to 754k","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $43.2M (+22% YoY); interchange from Expensify Card up 142% YoY.","Net loss $(8.0)M vs net income $6.6M a year ago; SBC $14M; non-GAAP net income $6.1M.","Adjusted EBITDA $11.7M (27% margin); operating cash flow positive $27.2M.","Paid members 754k, up from 706k in Q1; ExpensiCon returning May 2023.","No explicit guidance update provided."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":83532000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352155,"accession_number":"0001476840-22-000087","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-08-05T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify retires 1,769 LT10 shares, reduces authorized capital","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed Certificate of Retirement on Aug 4, 2022 to retire 1,769 LT10 common shares converted to Class A upon forfeiture.","Total authorized shares reduced by 1,769 to 1,059,996,731 across all classes.","Retirement required by charter; retired shares cannot be reissued."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369664,"accession_number":"0001476840-22-000058","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-06-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Expensify shareholders elect eight directors and ratify EY as auditor at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All eight director nominees elected with >407 million votes each; broker non-votes ~1.7 million.","Ernst & Young ratified as independent auditor for FY2022: 410.7 million for, 29,634 against.","Annual meeting held June 22, 2022; no other proposals voted on."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369663,"accession_number":"0001476840-22-000055","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-06-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Expensify increases CEO, CFO, COO compensation targets effective March 2022","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO David Barrett's target raised from $4,461,099 to $4,934,439.","CFO Ryan Schaffer's target raised from $1,280,002 to $1,330,426.","COO Anu Muralidharan's target raised from $965,843 to $1,073,911.","At least 30% of target must be contributed to Stock Purchase and Matching Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369662,"accession_number":"0001476840-22-000050","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-05-27T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify retires 830 shares of LT50 common stock, reduces authorized capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Filed Certificate of Retirement with Delaware Secretary of State on May 27, 2022.","Retired 830 shares of LT50 Common Stock converted from forfeited unvested shares.","Total authorized shares reduced by 830 to 1,059,998,500 shares.","Per charter, retired shares may not be reissued.","No material financial or operational impact from the change."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369661,"accession_number":"0001476840-22-000041","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-05-12T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Expensify Q1 revenue $40.4M (+36%), Free Plan users +183% Q/Q; $50M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $40.4M (+36% YoY); adj. EBITDA $11.0M (27% margin); op. cash flow $11.2M (28% margin).","Free Plan membership grew 183% Q/Q to over 9,000 customers; paid members avg 706,000.","Net loss $(7.4)M vs net income $8.0M YoY, driven by $14.7M stock-based comp.","Non-GAAP net income $7.3M; Expensify Card interchange up 150% YoY.","Board approved $50M share repurchase program for Class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":40370000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369660,"accession_number":"0001476840-22-000027","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-04-27T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Expensify retires 670 shares of LT10 Common Stock, reduces authorized capital by 670 shares","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed Certificate of Retirement with Delaware Secretary of State on April 26, 2022, retiring 670 shares of LT10 Common Stock.","The retired shares were converted to Class A Common Stock upon forfeiture of unvested LT10 Common Stock.","Total authorized shares reduced to 1,059,999,330: 1B Class A, 24,999,330 LT10, 25M LT50, 10M preferred."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":388802,"accession_number":"0001476840-22-000012","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-03-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Expensify Q4 revenue $40.4M (+56% YoY); full year $142.8M (+61.8%); net loss due to IPO bonus","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue Q4 $40.4M (+56% YoY); full year $142.8M (+61.8%).","Net loss Q4 $(21.9)M vs net income $1.7M prior year; non-GAAP net income Q4 $4.4M.","Adjusted EBITDA Q4 $(6.9)M; excluding $14.2M IPO bonus, Adj EBITDA $7.3M.","Paid members 711k in Q4; free plan launched Oct grew to 3,100 customers.","Expensify Card interchange up 185% in 2021; introduced 2% ongoing cash back."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":40370000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":388801,"accession_number":"0001476840-22-000010","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2022-03-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify reports 56% Q4 revenue growth; Free Plan adoption drives paid member surge","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $40.4M (+56% YoY); FY21 revenue $142.8M (+61.8% YoY).","GAAP net loss Q4 $21.9M due to $14.2M IPO bonus; non-GAAP net income $4.4M.","Adjusted EBITDA Q4 was $(6.9)M; excluding IPO bonus $7.3M. FY21 adj. EBITDA $9.5M.","Paid members reached 711k in Q4; Free Plan launched Oct 2021 attracted 3,100+ customers.","Expensify Card interchange up 185% YoY; introduced unlimited 2% cash back."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406748,"accession_number":"0001476840-21-000006","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2021-12-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Expensify Q3 2021 revenue $37.4M (+72.6% YoY); non-GAAP net income $19.9M excl. IPO bonus","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $37.4M (+72.6% YoY); net loss $(6.3)M due to $26.3M IPO bonus expense.","Adjusted EBITDA $(6.5)M; excluding bonus $19.8M; operating cash flow $34.6M.","Average monthly paid members 667K (+28K QoQ); Expensify Card interchange up 207% YoY.","Launched Free Plan in Sep with up to 2% cash back on card spend.","Achieved carbon neutrality in 2021; targeting Net Zero by 2030."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406747,"accession_number":"0001628280-21-023404","cik":1476840,"company_name":"Expensify, Inc.","ticker":"EXFY","form_type":"8-K","filed_at":"2021-11-15T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"Expensify closes IPO of 11.19M shares at $27; gross proceeds ~$70.4M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total IPO of 11,190,392 Class A shares priced at $27.00 per share.","Expensify sold 2,608,696 shares; selling stockholders sold 8,581,696 shares.","Gross proceeds to Expensify ~$70.4M before underwriting discounts and expenses.","Underwriters' option to purchase additional 1,459,616 shares exercised in full.","Class A common stock listed on Nasdaq Global Select Market under 'EXFY'."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111386030.82894738,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}