{"filings":[{"id":2079036,"accession_number":"0000876523-26-000064","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2026-08-05T20:12:13+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q3 FY2026: Net income +44%, EPS $0.48, Adj. EBITDA +48% to $65.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income attributable to EZCORP rose 44% to $38.2M; diluted EPS up 41% to $0.48.","Adjusted EBITDA increased 48% to $65.6M; total revenues up 35% to $418.7M.","Pawn loans outstanding (PLO) hit record $387.2M, up 33% YoY.","Latin America segment contribution surged 56%; acquired 33 stores in Guatemala.","Acquired remaining minority interests in SMG (108 stores) in July 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":1.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":1247648000.0,"consensus_period":"2026-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":482518,"accession_number":"0000876523-26-000050","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2026-05-18T12:01:16+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP buys remaining 12.3% of Founders One, now owns 100%; SMG stake rises to 93%","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["On May 14, 2026, EZCORP purchased the remaining 12.3% membership interests in Founders One, LLC, achieving 100% ownership.","On May 15, 2026, Founders acquired 1,360.65 additional shares of SMG, bringing EZCORP's total to 16,030.65 shares (93% of SMG).","SMG operates 107 pawn stores in the U.S. and 11 additional countries, expanding EZCORP's global pawn network."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99347,"accession_number":"0000876523-26-000046","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q2 FY2026 net income up 93% to $49.1M, revenue up 46% to $446.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.61 (up 85% YoY); adjusted EPS $0.58 (up 76%).","Adjusted EBITDA up 76% to $76.9M; total revenues $446.9M (+46%).","Pawn loans outstanding record $349.4M (+33%); added 123 stores in Q2, now 1,506.","Acquired controlling stake in SMG (Jan 2, 2026) and 32 stores in Guatemala in April.","US Pawn segment contribution +59% to $78.1M; LatAm Pawn +38% to $19.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":828900000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115292,"accession_number":"0000876523-26-000028","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2026-03-27T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"EZCORP re-elects seven directors at annual meeting; no shareholder votes due to non-voting stock structure","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Seven directors re-elected by sole voting stockholder MS Pawn Limited Partnership on March 26, 2026.","Directors: Matthew W. Appel, Zena Srivatsa Arnold, Phillip E. Cohen, Lachlan P. Given, Jason A. Kulas, Pablo Lagos Espinosa, Gary L. Tillett.","Class A non-voting common stock (EZPW) not entitled to vote; no proposals were presented for voting at the meeting.","Management discussed strategic plans and performance; meeting held on March 26, 2026.","All re-elected directors serve one-year terms until next annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115291,"accession_number":"0000876523-26-000011","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q1 FY2026 net income +43% to $44.3M, diluted EPS $0.55, revenue +19%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $44.3M (+43% YoY); adjusted net income $43.9M (+38%); diluted EPS $0.55 (+38%).","Total revenues $382M (+19%); gross profit $223M (+20%); adjusted EBITDA $70.3M (+36%).","Pawn loans outstanding +14% to $314.4M; same-store PLO +11%.","Acquired 87.7% controlling interest in Founders One (SMG) adding 105 stores across 12 countries.","Completed $27.5M acquisition of 12 Texas stores; now operates 1,500 pawn stores in 16 countries."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":382019000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115290,"accession_number":"0000876523-26-000003","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"EZCORP acquires 87.7% controlling stake in Founders One, adding 105 pawn stores across 12 countries","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Transaction closed Jan 2, 2026; EZCORP converted $45M preferred equity & $10M notes, plus $9.4M cash for 87.7% ownership.","New 3-year senior secured debt facility of $156.4M at 13% p.a. provided to SMG, replacing prior debt.","Founders generated $147M revenue and $79M gross profit in FY2024 (unaudited), growth of ~34% and 29% YoY.","For 9 months ended Sep 30, 2025, Founders had $127M revenue and $66M gross profit (unaudited).","EZCORP now operates 1,488 pawn stores across 16 countries; expects immediate earnings accretion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131706,"accession_number":"0000876523-25-000095","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q4 net income +76% to $26.7M, EPS $0.34; FY revenue record $1.27B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $26.7M (76% YoY increase); diluted EPS $0.34 (62% increase); adjusted diluted EPS $0.34 (36% increase).","Q4 total revenue $336.8M (+14%); gross profit $198.6M (+13%); adjusted EBITDA $47.9M (+33%).","Full-year revenue $1,274.3M (+10%); net income $109.6M (+$26.5M); diluted EPS $1.42 (+29%).","Pawn loans outstanding record $307.5M (+12%); store count grew by 81 to 1,360 stores (52 acquired, 40 opened de novo).","Cash increased to $469.5M from $170.5M, driven by $300M Senior Notes due 2032 issuance and operating cash flow."],"consensus_eps_estimate":null,"consensus_eps_actual":1.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":1274280000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148274,"accession_number":"0000876523-25-000065","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q3 net income up 48% to $26.5M; adjusted EPS $0.33, revenue up 11%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $26.5M (+48% YoY); diluted EPS $0.34 (+36%); adjusted EPS $0.33 (+38%).","Total revenues $311.0M (+11%); PLO record $291.6M (+11%).","Adjusted EBITDA $45.2M (+42%); U.S. segment contribution $47.6M (+32%), LatAm $12.4M (+20%).","Acquired 40 stores in Mexico on June 17; total store count 1,336 (545 US, 791 LatAm).","Cash $472.1M, up from $170.5M after $300M senior notes issuance for growth."],"consensus_eps_estimate":null,"consensus_eps_actual":1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":937467000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167050,"accession_number":"0000876523-25-000054","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"EZCORP acquires 40 pawn stores in Mexico, expanding Latin American footprint","summary_kind":"llm","event_type":"m_and_a","confidence":"medium","bullets":["Acquired 40 stores (Monte Providencia, Tu Empeño Efectivo) across 13 Mexican states; also manages 7 more stores for future acquisition.","Expands auto pawn segment with higher-dollar loan transactions and new customer base.","Total pawn store count reaches 1,332; 602 in Mexico and 787 across Latin America.","CEO highlights Mexico as attractive market with strong performance and growth potential.","No financial terms of the acquisition were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167049,"accession_number":"0000876523-25-000049","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"EZCORP retires $103.4M convertible notes; most converted to equity","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Holders converted ~$97M of 2.375% notes into ~6.1M shares at $15.90/share.","Company repaid remaining $6.4M principal plus $1.2M interest and fractional shares.","Notes matured on May 1, 2025; issued in 2018.","Conversion election made in October 2024; physical settlement.","Retirement eliminates $103.4M debt, diluted equity by 6.1M shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167048,"accession_number":"0000876523-25-000047","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q2 fiscal 2025 net income up 18%, EPS $0.33; record PLO $261.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income rose 18% to $25.4M; diluted EPS $0.33 (+14%); adjusted EPS $0.34 (+21%).","Total revenues $306.3M (+7%); adjusted EBITDA $45.1M (+23%).","Pawn loans outstanding (PLO) record $261.8M, up 11% YoY; U.S. PLO +15%, Latin America constant-currency PLO +17%.","Completed $300M private placement of senior notes due 2032; cash balance $505.2M.","Segment contribution: U.S. $47.1M (+16%); Latin America $10.6M (+30% constant-currency)."],"consensus_eps_estimate":0.253,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":626486000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184429,"accession_number":"0000876523-25-000040","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-03-28T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"EZCORP issues $300M 7.375% senior notes due 2032, repays $103.4M convertible notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $300M aggregate principal of 7.375% senior notes due 2032; net proceeds ~$292.5M.","$103.4M of net proceeds used to repay outstanding 2.375% Convertible Senior Notes due 2025.","Remaining proceeds for general corporate purposes; notes are senior unsecured obligations fully guaranteed by certain domestic subsidiaries.","Interest payable semiannually on April 1 and October 1, beginning Oct 1, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184428,"accession_number":"0000876523-25-000035","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-03-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP prices $300M senior notes due 2032 at 7.375% to repay convertibles","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$300M senior notes due 2032 priced at 7.375% interest; semiannual payments start Oct 1, 2025.","Net proceeds estimated at ~$292.5M; $103.4M to repay 2.375% Convertible Senior Notes due 2025.","Closing expected March 28, 2025; notes are senior unsecured, guaranteed by domestic subsidiaries.","Maturity April 1, 2032; offered via Rule 144A/Regulation S private placement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184427,"accession_number":"0000876523-25-000029","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-03-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP plans $300M senior notes offering due 2032 to refinance 2025 converts","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["EZCORP intends to offer $300M senior notes due 2032 in a private placement.","Net proceeds will repay the 2.375% Convertible Senior Notes due 2025 and for general corporate purposes.","Notes are senior unsecured obligations guaranteed by certain domestic subsidiaries.","Offering is exempt from SEC registration under Rule 144A and Regulation S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184426,"accession_number":"0000876523-25-000026","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-03-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"EZCORP terminates agreement to acquire 53 pawn stores in Mexico","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Terminated definitive agreement with Presta Dinero S.A. de C.V. for 53 stores.","Deal originally signed September 10, 2024; no reason or penalty disclosed.","CEO Lachie Given says focus remains on de novo growth; operates 560+ stores in Mexico.","Company maintains disciplined approach to opportunistic acquisitions.","No financial impact from termination reported in the release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184425,"accession_number":"0000876523-25-000023","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-03-14T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"EZCORP re-elects board of directors; sole voting stockholder approves incumbents","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Sole Class B Voting Stockholder re-elected directors Appel, Arnold, Cohen, Given, Kulas, Lagos Espinosa, Tillett for one-year terms.","Class A non-voting common stock (EZPW) has no vote; no proposals were presented for vote at annual meeting.","Management discussed strategic plans and initiatives; presentation materials posted on company IR website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184424,"accession_number":"0000876523-25-000020","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-02-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q1 FY2025 net income up 9% to $31.0M; record PLO of $274.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS rose 11% to $0.40; adjusted EPS up 17% to $0.42.","Total revenues increased 7% to $320.2M; adjusted EBITDA grew 12% to $53.0M.","US Pawn PLO up 15% to $220.2M; Latin America PLO up 19% on constant-currency basis.","Merchandise sales gross margin within target at 35%; aged inventory at 2.1%.","Cash & equivalents $174.5M, up from $170.5M at Sept 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":320170000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184423,"accession_number":"0000876523-25-000008","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2025-01-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"EZCORP appoints Michael Croney as CAO, replacing Robert Hicks effective Feb 10, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Croney named Chief Accounting Officer, effective February 10, 2025.","Croney previously served as EZCORP VP and Global Controller (2019–2023).","Compensation: $330K salary, $165K STI target, $105K LTI target, plus $180K signing bonus.","Robert Hicks vacates CAO role; will serve as Deputy CAO through February 2025, then depart.","Croney is a CPA and Chartered Accountant (South Africa); most recently CAO at Thrive Pet Healthcare."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201019,"accession_number":"0000876523-24-000050","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP reports record FY2024 revenue of $1.16B, adjusted EPS up 20% to $1.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $15.2M ($0.21 diluted EPS), up from $10.3M ($0.15).","Q4 total revenues $294.6M (+9% YoY); gross profit $175.4M (+10%).","Full-year total revenues $1,161.6M (+11%); adjusted net income up 20% to $84.7M.","Pawn loans outstanding (PLO) up 12% to $274.1M; Latin America segment contribution up 41%.","Added 21 stores in Q4; total store count 1,279 across five countries."],"consensus_eps_estimate":null,"consensus_eps_actual":1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":1161602000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217031,"accession_number":"0000876523-24-000033","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2024-09-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"EZCORP agrees to acquire 53 pawn stores in Mexico from Auto Dinero","summary_kind":"llm","event_type":"m_and_a","confidence":"medium","bullets":["Acquires 53 pawn stores in Mexico from Presta Dinero (Auto Dinero) operating across 21 states.","Transaction expected to close on or before October 31, 2024, subject to customary conditions.","Auto Dinero founder Jorge Hernandez will join EZCORP as a result of the acquisition.","Acquisition adds auto pawn and title pawn products, diversifying into higher-value collateral.","No financial terms of the acquisition were disclosed in the release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217030,"accession_number":"0000876523-24-000028","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP reports record Q3 revenues, PLO up 14% to $261.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues rose 10% YoY to $281.4M; gross profit up 12% to $166.7M.","Pawn loans outstanding (PLO) hit a record $261.7M, up 14%; same-store PLO up 12%.","Net income of $18.0M vs $18.2M; adjusted net income increased 14% to $17.0M.","Adjusted diluted EPS of $0.23 vs $0.20; adjusted EBITDA up 15% to $31.6M.","Added 12 stores during quarter (6 de novo, 1 in U.S., 5 acquired); repurchased $3.0M in shares."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":867051000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236793,"accession_number":"0000876523-24-000020","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP reports Q2 fiscal 2024 net income of $21.5M vs prior year loss; revenues up 11% to $285.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.29, up from a loss per share of $0.12 in prior-year quarter.","Total revenues $285.6M, up 11%; gross profit $167.6M, up 12%.","Pawn loans outstanding increased 14% to $235.8M; same-store PLO up 12%.","Adjusted EBITDA rose 7% to $36.2M; net store count increased by 9 to 1,246.","U.S. segment contribution up 8% to $40.7M; Latin America PLO up 26% (19% constant currency)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":585630000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254407,"accession_number":"0000876523-24-000013","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2024-03-28T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"EZCORP re-elects seven directors at 2024 annual meeting; Class A non-voting shares have no vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Only Class B holder MS Pawn LP voted to re-elect Appel, Arnold, Cohen, Given, Kulas, Lagos Espinosa, Tillett for one-year terms.","Class A non-voting stock (EZPW) not entitled to vote on any matters; no proposals submitted to shareholders.","Management presented strategic plans; materials available on investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254406,"accession_number":"0000876523-24-000009","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2024-01-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP reports Q1 FY2024 net income up 70% to $28.5M; revenue up 13% to $300.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $28.5M ($0.36 diluted EPS) vs $16.8M ($0.25) YoY; adjusted EPS $0.36 vs $0.28.","Total revenues $300.0M (+13% YoY); gross profit $172.6M (+13%); PLO record $243.3M (+16%).","U.S. segment contribution $47.5M (+21%); Latin America segment contribution +35% (+27% constant currency).","Opened 5 de novo stores in Latin America, acquired 1 store in Texas; total stores 1,237.","Merchandise sales gross margin 36% within target; aged gen. merch 1.3% of inventory."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":299991000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271888,"accession_number":"0000876523-23-000048","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2023-11-15T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q4 revenue up 16% to $270.5M; adjusted EPS $0.23 vs $0.15; PLO record $245.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $10.3M ($0.15 diluted EPS) vs $7.3M ($0.11) prior year; adjusted EPS $0.23.","Full year revenue surpassed $1B ($1,049M), +18% YoY; gross profit +15% to $609.8M.","Pawn loans outstanding rose 17% to $245.8M; same-store PLO +14% on strong demand.","Latin America PLO +19% (7% constant currency); 19 new stores opened in region in Q4.","CEO Lachie Given entered U.K. employment contract on Nov 14; terms mirror existing U.S. arrangement."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":1049041000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288735,"accession_number":"0000876523-23-000034","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2023-08-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q3 FY2023: Revenue up 19%, EPS $0.24 vs $0.17, PLO record $229.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $18.2M (from $12.2M); diluted EPS $0.24 (from $0.17); adjusted EPS $0.20 (from $0.16).","Pawn loans outstanding record $229.4M, up 12% YoY; total revenue $255.8M (+19%).","U.S. segment revenue +16%; Latin America revenue +26% (+15% constant currency).","Opened 13 de novo stores (12 Latin America, 1 U.S.); store count now 540 in Mexico, 110 in Guatemala.","Merchandise sales gross margin 36% within target; aged inventory improved 60 bps QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":0.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":778562000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309375,"accession_number":"0000876523-23-000026","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2023-05-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q2 fiscal 2023: 20% revenue growth; GAAP net loss of $6.8M due to goodwill impairment","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted loss per share $0.12 (GAAP); adjusted diluted EPS $0.23 vs $0.22 YoY.","Total revenue $258.4M (+20%); net loss $6.8M vs income $14.9M on $25.6M goodwill impairment.","Pawn loans outstanding record $206.1M (+19%); merchandise sales gross margin 36%.","Repurchased $3.9M shares under $50M buyback program.","Opened 13 de novo stores; U.S. segment contribution +12%, LatAm +68% (57% constant currency)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":522750000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328108,"accession_number":"0000876523-23-000017","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2023-03-02T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"EZCORP re-elects seven directors at annual meeting; no shareholder votes on proposals","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Sole Class B holder MS Pawn Limited Partnership re-elected Matthew W. Appel, Zena Srivatsa Arnold, Phillip E. Cohen, Lachlan P. Given, Jason A. Kulas, Pablo Lagos Espinosa, and Gary L. Tillett.","Class A non-voting common stock (EZPW) not entitled to vote; no proposals were presented for voting.","Management discussed strategic plans and initiatives; presentation materials posted on EZCORP investor relations website.","All directors serve one-year terms until next annual meeting or earlier removal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328107,"accession_number":"0000876523-23-000014","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2023-03-02T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Cash Converters records AUD$110.5M goodwill impairment; EZCORP (43.7% owner) assessing impact","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Cash Converters recognized a one-time non-cash goodwill impairment of AUD$110.5M for H1 FY2023.","Impairment triggered by Australian Financial Sector Reform Bill 2022 regulating small amount credit contracts.","EZCORP owns 43.7% of Cash Converters and is evaluating the impact on its earnings, including tax and FX effects.","The legislative changes were passed by Australian Federal Parliament in December 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328106,"accession_number":"0000876523-23-000009","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2023-02-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q1 EPS $0.25 (adj. $0.28), revenue $264.3M up 20% YoY; refinanced convertible notes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.8M, up from $15.7M; diluted EPS $0.25 vs $0.21 YoY.","Total revenue $264.3M, +20% YoY; pawn loans outstanding up 19% to $209.9M.","Adjusted diluted EPS $0.28 vs $0.22; adjusted EBITDA $37.9M, +22%.","Issued $230M 7-year convertible notes; retired $178.5M of 2024/2025 notes.","Acquired 10 U.S. stores (Houston, Las Vegas) and opened 2 de novo stores in LatAm."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":264327000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345760,"accession_number":"0000876523-22-000090","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-12-13T23:59:59+00:00","items":["1.01","2.03","3.02","8.01","9.01"],"status":"ready","headline":"EZCORP issues $230M of 3.75% convertible senior notes due 2029; repurchases existing notes and shares","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $230M aggregate principal of 3.75% convertible senior notes due December 15, 2029.","Initial conversion rate 89.0313 shares per $1,000 principal (~$11.23 per share).","Used ~$117.5M to repurchase $109.4M of 2.875% 2024 notes and ~$62.9M to repurchase $69.1M of 2.375% 2025 notes.","Used $5.0M to repurchase ~578,703 shares of Class A common stock at $8.64 per share.","Notes are senior unsecured; redeemable after Dec 21, 2026 if stock price ≥130% of conversion price."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345759,"accession_number":"0000876523-22-000085","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-12-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP prices $200M convertible notes due 2029 at 3.75%, upsized from $175M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Principal $200M; initial purchasers have option for additional $30M.","Notes bear 3.75% interest semi-annual; mature December 15, 2029.","Initial conversion price ~$11.23 per share (30% premium over $8.64 close).","Net proceeds ~$193.7M; ~$182M to repurchase existing 2.875% 2024 and 2.375% 2025 notes.","Also ~$5M concurrent share repurchases; excess for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345758,"accession_number":"0000876523-22-000082","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-12-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP announces $175M convertible note offering due 2029 to refinance existing debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering $175M (plus $25M option) of convertible senior notes due 2029 in private placement under Rule 144A.","Proceeds to repurchase outstanding 2.875% 2024 and 2.375% 2025 convertible notes; may also buy back common stock.","Concurrent privately negotiated repurchases of existing notes with holders, not conditioned on the offering's completion.","Interest rate, conversion rate, and other terms to be determined at pricing; notes convertible at company's election into cash or stock.","Offering is exempt from SEC registration; notes and underlying shares not registered under Securities Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345757,"accession_number":"0000876523-22-000076","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-12-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP invests $30M in Founders to fund SMG's 52-store acquisition; buys Max Pawn luxury business","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["$15M preferred equity contribution and $15M loan to Founders One; SMG used proceeds plus debt to buy 52 La Familia pawn stores in Florida/Puerto Rico.","SMG now operates 73 pawn stores (42 Caribbean, 31 Florida) following the December 2, 2022 acquisition.","Acquired luxury pawn business Max Pawn in Las Vegas; former owner Michael Mack to lead new Luxury Pawn Division.","Transactions expand EZCORP's geographic footprint and add dedicated luxury pawn offerings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345756,"accession_number":"0000876523-22-000074","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-11-16T23:59:59+00:00","items":["2.02","5.02","5.07","7.01","9.01"],"status":"ready","headline":"EZCORP Q4 net income jumps to $7.3M; record PLO of $210M; full-year EPS $0.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total revenue $233.4M (+21%), net income $7.3M vs $1.6M, diluted EPS $0.11; adjusted EPS $0.15.","Pawn loans outstanding hit record $210.0M, up 19% YoY, driving pawn service charge growth of 21%.","Full-year revenue $886.2M (+21%), net income $50.2M vs $8.6M, diluted EPS $0.70; adjusted EPS $0.75.","US Pawn segment contribution up 49% in Q4; 28 de novo stores opened in Latin America in FY22.","CFO Thomas H. Welch, Jr. retiring Dec 31, 2022; new CIC Severance Plan adopted for other executives."],"consensus_eps_estimate":null,"consensus_eps_actual":0.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":886225000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":362177,"accession_number":"0000876523-22-000062","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-09-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"EZCORP President Mexico Pawn departs; gets $1.1M severance, retained as consultant for Latin America expansion","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Francisco J. Kuthy Saenger left as President, Mexico Pawn effective Sept 21, 2022; had been a Named Executive Officer.","Severance of ~$1.1M paid under Employment Termination Agreement per Mexican statutory requirements.","Company expects to engage Kuthy via personal service company for consulting at $300K/year plus 50% performance bonus.","Consulting agreement focuses on Latin America expansion, acquisition and de novo opportunities; 60-day termination notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":362176,"accession_number":"0000876523-22-000053","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q3 net income $12.2M; record pawn loans $204.2M, up 30% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.17 vs loss of $0.05; adjusted EPS $0.16 vs loss of $0.03.","Total revenue $215.8M (+24% YoY); gross profit $129.5M (+20%).","Pawn loans outstanding record $204.2M, up 30% (US +36%, LatAm +11%).","Merchandise sales gross margin 38%, at high end of target; inventory turnover 2.8x.","Opened 8 de novo LatAm stores, acquired 3 Dallas stores; EZ+ Rewards 1.4M enrolled."],"consensus_eps_estimate":null,"consensus_eps_actual":0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":652818000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381692,"accession_number":"0000876523-22-000044","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-05-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q2 net income +179%, EPS $0.20; $50M buyback authorized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $216.0M, +17% YoY; net income $14.9M vs $5.3M; diluted EPS $0.20 vs $0.10.","Pawn loans outstanding up 39% to $173.6M; same-store PLO +33%.","Adjusted diluted EPS $0.22 vs $0.17; adjusted EBITDA $32.1M, +61%.","Board authorized new $50M share repurchase program over three years, replacing suspended 2020 program.","U.S. Pawn segment contribution +31%; Latin America PLO up 34% (31% constant currency)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":436976000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381691,"accession_number":"0000876523-22-000030","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-04-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"EZCORP derivative lawsuit over equity awards dismissed; company pays $250,000 in fees","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Lawsuit challenged equity awards made after May 2020 as ultra vires; company ratified awards and amended plan.","Court entered stipulation dismissing action with prejudice on April 5, 2022.","Company agreed to pay $250,000 in fees and expenses to plaintiff's counsel.","Company and board deny all allegations; settlement resolves claim without admission."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399684,"accession_number":"0000876523-22-000023","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-03-03T23:59:59+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"EZCORP names Lachlan Given CEO, Blair Powell COO; approves 2022 equity plan","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lachlan P. Given appointed CEO, John Blair Powell Jr. appointed COO, effective March 3, 2022.","Given gets $750K base, 150% STI target, $1.5M LTI target ($3.375M total); Powell gets $550K base, 100% STI, $825K LTI ($1.925M total).","CFO Tim Jugmans base salary increased from $420K to $450K effective Jan 12, 2022.","Voting stockholder approved 2022 Long-Term Incentive Plan, adding 400,000 shares of Class A non-voting common stock.","Voting stockholder re-elected six directors and elected Lachlan Given to board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399683,"accession_number":"0000876523-22-000020","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-02-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q1 net income up 266%; PLO +19%, revenue +24%; adjusted EPS $0.22","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.7M, diluted EPS $0.21 vs $0.08 YoY; adjusted EPS $0.22 vs $0.13.","PLO increased 19% to $176.6M; merchandise sales gross profit margin 40%.","Acquired pawn stores in Caribbean; acquisition pipeline remains robust.","U.S. Pawn segment contribution up 67% to $34.5M; LatAm PLO up 37%.","Cash $233.3M, down $20.4M sequentially due to PLO, inventory, and store acquisitions."],"consensus_eps_estimate":null,"consensus_eps_actual":0.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":220994000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399682,"accession_number":"0000876523-22-000008","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-01-31T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"EZCORP ratifies 155,491 shares issued under expired 2010 equity plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sole Class B voting stockholder ratified equity awards granted after plan expiration (May 1, 2020) under DGCL Section 204.","Total 155,491 shares of Class A non-voting common stock issued to directors, executives, and employees from May 2020 through Nov 2021.","Plan amended retroactively to extend award expiration to Dec 31, 2021 and increase authorized shares.","Ratification effective Jan 31, 2022; any challenge must be brought within 120 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.15,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399681,"accession_number":"0000876523-22-000002","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2022-01-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO Jason Kulas resigns; Given and Powell named co-Interim CEOs","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jason Kulas resigned as CEO effective Jan 12, 2022 to accept another position; remains on the Board.","Board appointed Lachlan Given (Chief Strategy, M&A and Funding Officer) and John Blair Powell (President, Global Pawn) as co-Interim CEOs.","Given's current compensation: $600K base salary, 100% STI target, $600K LTI target.","Powell's current compensation: $450K base salary, 80% STI target, $450K LTI target.","No changes to Given and Powell's existing compensation arrangements at this time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":418668,"accession_number":"0000876523-21-000072","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2021-12-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"EZCORP names Robert J. Hicks as Chief Accounting Officer; salary $275K plus incentives","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert J. Hicks appointed Chief Accounting Officer (principal accounting officer) effective December 1, 2021.","Hicks previously VP of Finance and Accounting Transformation at EZCORP since October 2020.","Annual salary $275,000, STI bonus target 50% of base, LTI target $75,000, plus VP benefits.","Fred E. Herman retires from CAO role (appointed July 2020) and remains as advisor to CFO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":418667,"accession_number":"0000876523-21-000069","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2021-11-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q4 net income $1.6M vs loss of $23.3M; PLO up 34% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.03 (Q4) vs -$0.42; adjusted EPS $0.11, from $0.08.","Merchandise gross margin improved to 41% from 31%; net revenue up 33%.","Pawn loans outstanding increased 34% YoY to $175.9M; same-store PLO up 29%.","Latin America segment contribution turned positive at $6.1M vs -$3.9M loss.","Store count up 14% for year; Blair Powell promoted to President of Global Pawn."],"consensus_eps_estimate":null,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":729551000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":436232,"accession_number":"0000876523-21-000052","cik":876523,"company_name":"EZCORP INC","ticker":"EZPW","form_type":"8-K","filed_at":"2021-08-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"EZCORP Q3 FY2021 net loss narrows to $2.6M; PLO +39%; acquires 139 stores","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net revenues $108.0M (+6% YoY); net loss $2.6M vs. loss $5.5M; diluted EPS -$0.05 vs. -$0.10.","Pawn loans outstanding $157.2M, up 39% YoY and 25% sequentially; inventory turnover improved to 3.1x.","Acquired 128 stores in Mexico (Cash Apoyo Efectivo) and 11 in Houston; total store count 1,143, 55% in LatAm.","Adjusted EBITDA $12.0M, more than doubled from $5.3M; on track for annualized cost savings >$14M.","Latin America segment contribution turned positive at $3.6M vs. loss of $0.7M; U.S. segment contribution $18.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":537107000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2055916972.5199308,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}