{"filings":[{"id":77045,"accession_number":"0001493152-26-022840","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-05-14T10:06:47+00:00","items":["5.03","7.01","9.01"],"status":"ready","headline":"Reliance Global Group announces 1-for-40 reverse stock split to regain Nasdaq compliance","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["1-for-40 reverse stock split effective May 15, 2026 at 5:00 p.m. ET; adjusted trading begins May 18.","Outstanding shares reduced from ~22.23M to ~555,764; authorized shares reduced to 50 million.","Split aims to regain compliance with Nasdaq's $1.00 minimum bid price requirement (Rule 5550(a)(2)).","No shareholder approval required; par value unchanged at $0.086 per share.","New CUSIP: 75946W504; symbol remains EZRA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95693,"accession_number":"0001493152-26-021597","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Reliance Global shareholders approve 14M share increase and issuance under purchase agreement","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five director nominees elected: Ezra Beyman, Alex Blumenfrucht, Scott Korman, Ben Fruchtzweig, Sheldon Brickman.","Ratification of Urish Popeck & Co., LLC as auditor approved with 9,156,532 votes for.","Amendment to 2025 Equity Incentive Plan approved: 2,780,312 for, 789,931 against; shares increased by 14M to 16M.","Share issuance under August 2025 Common Stock Purchase Agreement approved: 2,865,554 for, 717,894 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.15,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95692,"accession_number":"0001493152-26-021123","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["1.01","8.01","2.03","7.01","9.01"],"status":"ready","headline":"Reliance Global Group invests $2M in Innervate Radiopharmaceuticals via LifeSci Global biotech arm","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["LifeSci Global (51% owned by Reliance) agrees to acquire 421,053 Innervate units at $4.75/unit for $2M total; $500K funded at closing.","Innervate develops 18F-mFBG PET imaging for neuroblastoma; initial market ~$250M with potential $1B+ expansion in cardiovascular/neurodegenerative.","Reliance subsidiary EIG issued a $2M promissory note at 7% interest to LifeSci Global to fund the investment; matures April 2031.","CEO Beyman and director Korman have indirect equity in LifeSci Global and recused from board approval; Korman removed from all board committees.","Company highlights potential Rare Pediatric Disease Priority Review Voucher if Innervate's product is approved, which could be monetized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108932,"accession_number":"0001493152-26-013057","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-03-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group launches RELI Exchange 2.0 to scale agency platform","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["RELI Exchange 2.0 centralizes recruiting with pipeline stages, task management, and tracking.","Health policies written through platform rose 72% YoY in 2025 enrollment; P&C premium +36%.","Broker network expanded from ~65 to ~300 partners since 2022, building on momentum.","Upgrade aims to boost recruiter activity, follow-up consistency, and agent engagements.","Company expects to manage higher recruiting volumes without additional headcount."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108931,"accession_number":"0001493152-26-010622","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-03-17T23:59:59+00:00","items":["1.01","5.03","9.01"],"status":"ready","headline":"Reliance Global settles stock guarantee claims for $131K; ups White Lion equity facility to $50M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Settled disputes with Rubin/Excellent Photo ($90,560) and Kreindler/Lazar's Group ($40,350) over stock purchase guarantees by CEO's entity RGH.","Amended White Lion purchase agreement: commitment amount raised to $50M and commitment period extended to Dec 31, 2028.","Independent directors approved settlements; mutual releases and termination of prior guarantees and stock purchase agreements.","Bylaws amended to allow Board to set annual meeting date instead of fixed second Tuesday of April; articles restated without substantive change."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108930,"accession_number":"0001493152-26-008540","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Reliance Global Group awards CFO Joel Markovits $50,000 one-time cash bonus","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Compensation Committee approved $50,000 cash bonus for CFO Joel Markovits on March 2, 2026.","Bonus is subject to applicable tax withholding and authorized deductions.","No other changes to executive compensation or officer roles were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108929,"accession_number":"0001493152-26-007959","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Reliance Global Group closes initial 8% stake in Enquantum with path to 51% control","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired ~8% equity of Enquantum Ltd. via conversion of $166K bridge note and cash investment.","Amendment No. 1 grants Reliance sole discretion to accelerate any milestone tranche funding at any time.","CEO Ezra Beyman appointed to Enquantum's board effective February 23, 2026.","Enquantum develops hardware-accelerated, NIST-aligned post-quantum cryptographic solutions.","First platform acquisition under EZRA's Scale51 operating model targeting majority control."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108928,"accession_number":"0001493152-26-005906","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Reliance Global Group signs definitive agreement to acquire 51% of post-quantum cybersecurity firm Enquantum","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Definitive agreement to acquire 51% of Enquantum for $2.125M, payable in milestone tranches over ~10 months.","Initial 8% ownership from $166K bridge note conversion and cash-funded issuance; monthly tranches target 48%.","Final top-up from 48% to 51% paid with $125K in Reliance common stock, no cash proceeds.","Transaction aligns with Scale51; Enquantum to be first tech portfolio under EZRA International Group.","Enquantum holds patent for FPGA-based quantum-resistant encryption; closing expected within 30 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108927,"accession_number":"0001493152-26-005786","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-02-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Reliance Global Group files ATM prospectus amendment for $1.76M common stock offering","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed Amendment No. 3 to prospectus supplement to sell up to $1,764,443 in common stock.","Underwritten by H.C. Wainwright & Co., LLC under the existing ATM agreement.","Prior 12-month ATM sales total $2,343,660 as of the amendment date.","Opinion of counsel on share validity attached as Exhibit 5.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108926,"accession_number":"0001493152-26-004940","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-02-03T23:59:59+00:00","items":["1.01","8.01","7.01","9.01"],"status":"ready","headline":"Reliance Global Group closes $2M public offering of common stock and warrants","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gross proceeds ~$2M from 7,407,408 shares (or pre-funded warrants) plus 14,814,816 warrants at $0.27/unit.","Warrants exercisable at $0.27 per share, expire two years from issuance; placement agent warrants at $0.3375.","Proceeds earmarked for working capital, M&A strategies, and general corporate purposes.","Officers and directors subject to 30-day lock-up; company restricted from variable-rate transactions for one year.","H.C. Wainwright acted as exclusive placement agent, receiving 7% cash fee and 7% warrant coverage."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108925,"accession_number":"0001493152-26-003142","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Reliance Global Group issues $166K secured promissory note to Enquantum for potential investment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["RELI advanced $166,000 to Enquantum under a secured promissory note at 1% interest per annum.","If definitive agreements signed within 30 days, debt credited against milestone payments; otherwise cash due in 60 days.","Security: first-ranking floating charge over substantially all of Enquantum's present and future assets, including IP.","Note issued in connection with a non-binding term sheet for a potential strategic transaction; no guarantee of closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125385,"accession_number":"0001493152-25-029598","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["1.01","2.01","9.01"],"status":"ready","headline":"Reliance Global Group sells non-core EBS unit for $1.05M cash; funds debt reduction and reinvestment","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Cash proceeds of $1,050,000 from sale of non-core EBS/USBA agencies to an unaffiliated purchaser.","Transaction closed December 24, 2025; effective date November 30, 2025.","50% of net proceeds allocated to debt reduction; remaining reinvested in core RELI Exchange and 5minuteinsure.com platforms.","CFO reports long-term debt reduced by approximately $6M (over 50%) during 2025 including this transaction.","Sale completes balance sheet rationalization; strategic elements of EBS already integrated into core remain with company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125384,"accession_number":"0001493152-25-028348","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Reliance Global Group receives Nasdaq delisting notice for bid price below $1.00","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified Reliance on Dec 12, 2025, of non-compliance with minimum $1.00 bid price requirement.","Company has 180 calendar days, until June 10, 2026, to regain compliance by closing above $1 for 10 consecutive days.","If not cured, Company may qualify for second 180-day period if it meets other initial listing standards and intends a reverse stock split.","No decision on response actions yet; common stock continues trading under RELI on Nasdaq Capital Market.","Non-compliance poses risk of eventual delisting if bid price deficiency is not resolved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125383,"accession_number":"0001493152-25-024713","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Reliance Global appoints Blake Janover as Crypto Advisory Board Chairman; issues 450,000 shares","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Blake Janover appointed Chairman of Crypto Advisory Board; will advise on digital asset treasury and blockchain strategies.","Advisory Agreement with Convergence Strategy Partners; 6-month term; 450,000 common shares issued, 135,000 subject to forfeiture.","Janover is a digital asset pioneer; founder of Janover (JNVR) which went public in 2023; now CCO at Defi Development Corp.","Appointment aims to explore tokenization of insurance-linked assets within Reliance's InsurTech ecosystem."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125382,"accession_number":"0001493152-25-016453","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-10-01T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Reliance Global Group declares $0.03 special dividend; adds Bitcoin, XRP to treasury","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Special cash dividend of $0.03 per share, payable Dec 2, 2025 to holders of record Oct 30, 2025.","Completed first Bitcoin purchase; now holds BTC, Ethereum, and Cardano in treasury.","Added XRP to treasury, expanding digital asset portfolio to four top-tier cryptocurrencies.","CEO cites disciplined capital allocation and commitment to long-term shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142123,"accession_number":"0001493152-25-014298","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-09-19T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Reliance Global Group completes first Ethereum purchase, issues 613,854 unregistered shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered Interim Crypto Purchase Agreement with director Moshe Fishman to use his personal accounts for crypto buys until institutional account opens, approved by Audit Committee.","Since Aug 1, 2025, issued 613,854 unregistered shares (14.1% of outstanding), including 450,000 to White Lion at $0.80/share for $360,000 gross proceeds.","Completed first Ethereum purchase under Digital Asset Treasury initiative; plans to buy Bitcoin, Ethereum, Solana with cash reserves and financing.","Formed Crypto Advisory Board (CAB) to guide digital asset oversight, risk management, and execution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142122,"accession_number":"0001493152-25-013416","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-09-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Reliance Global Group accelerates vesting of >1.2M shares for CEO, CFO, EVP","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Compensation Committee approved full vesting on Sept 12, 2025 for certain restricted stock awards under 2024 and 2025 plans.","CEO Ezra Beyman: 761,775 shares; CFO Joel Markovits: 246,370 shares; EVP Yaakov Beyman: 197,399 shares.","Awards originally granted Feb 5, 2025 (amended Feb 7) and Jul 18, 2025 were accelerated.","Committee cited retention and alignment with shareholder value creation as reasons."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142121,"accession_number":"0001493152-25-013413","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-09-15T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Reliance Global Group to invest up to $120M in Bitcoin, Ethereum, Solana and explore tokenized insurance assets","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved digital asset treasury strategy; plans to purchase up to $120M in cryptocurrencies (Bitcoin, Ethereum, Solana).","First phase up to $60M, additional up to $60M subject to market conditions and CAB oversight.","Formed Crypto Advisory Board with current board member Alex Blumenfrucht and SVP Moshe Fishman.","Exploring tokenization of insurance-linked assets to create a new investment class with greater transparency and liquidity.","Builds on company's existing insurtech platform RELI Exchange and AI capabilities from 5MinuteInsure.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142120,"accession_number":"0001493152-25-012397","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-08-27T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Reliance Global Group enters $10M equity purchase agreement with White Lion Capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Up to $10M of common stock may be sold to White Lion at lowest traded price during 3-hour valuation period.","Commitment period ends Dec 31, 2027 or when full $10M is purchased, subject to early termination conditions.","White Lion receives $100K in commitment shares (two $50K tranches) valued at closing price on specified dates.","Company must file resale registration statement within 10 business days and use best efforts to keep it effective.","Exchange cap limits issuance to 19.99% of outstanding unless shareholder approval or price ≥ $0.9196."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142119,"accession_number":"0001641172-25-024878","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-08-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group posts updated investor presentation on Form 8-K","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company made available an updated investor presentation dated August 19, 2025.","Presentation may be used in meetings with investors, analysts, and other parties.","No specific financial results or guidance changes disclosed in the filing.","Presentation is furnished, not filed, under Regulation FD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142118,"accession_number":"0001641172-25-024200","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-08-14T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Reliance Global Group enters ATM equity offering for up to 2.03M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Agreement with H.C. Wainwright to sell up to 2,026,453 shares of common stock at market prices.","Agent commission of 3.0% of gross proceeds; Company reimburses legal fees up to $50,000.","Wainwright granted 12-month right of first refusal on future equity/debt offerings.","Shares sold under existing S-3 shelf effective November 2023; proceeds for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142117,"accession_number":"0001641172-25-021018","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["1.02"],"status":"ready","headline":"Reliance Global terminates Spetner stock exchange agreement; exploring revised acquisition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Termination of Stock Exchange Agreement with Spetner Associates, Inc. and individuals, effective July 22, 2025.","Company issued 297,064 shares as non-refundable deposits under the agreement; accounting treatment to be evaluated.","No early termination penalties incurred; Spetner Parties represented no breach.","Company is exploring revised acquisition structure and alternative financing; no assurance of consummation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142116,"accession_number":"0001641172-25-020865","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Reliance Global Group approves director pay hikes, $1.65M in executive RSU awards","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Non-employee director base annual cash retainer increased to $52,000; committee chairs get additional fees totaling $60,000-$66,000.","Four outside directors each granted RSUs with grant-date value of $98,000 (66,486 shares), vested July 23, 2025.","CEO Ezra Beyman awarded 717,775 RSUs ($1.058M); CFO Joel Markovits 213,704 RSUs ($315k); VP Yaakov Beyman 186,567 RSUs ($275k).","Executive RSUs vest in eight bi-monthly installments from Oct 15, 2025 through Jan 31, 2026.","No bonuses, salary adjustments, or other new compensatory arrangements approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142115,"accession_number":"0001641172-25-018678","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-07-11T23:59:59+00:00","items":["1.01","5.02","9.01"],"status":"ready","headline":"Reliance Global sells Fortman Insurance for $5M; cuts debt 50%, annual savings >$1.8M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closed sale of Fortman Insurance Services for $5M cash; sold at value above 2019 purchase price.","Used ~$5.55M (including restricted cash) to repay ≈50% of long-term debt.","Annual debt service drops from ~$2.95M to ~$1.1M, a reduction of over $1.8M (61%).","CEO Ezra Beyman's base salary increased from $425k to $513k; annual bonus of $593k approved.","Company reaffirms expected completion of Spetner Associates acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160089,"accession_number":"0001641172-25-016310","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-06-24T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Reliance Global Group files Spetner Associates financials; target's 2024 revenue $14.7M, net income $2.1M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Spetner 2024 revenue $14.7M (up 85% YoY from $7.95M); net income $2.14M after $5.59M charitable contributions.","Total assets $3.28M, liabilities $2.34M, equity $0.94M as of Dec 31, 2024.","Acquisition via Stock Exchange Agreement (May 2024); Reliance to issue shares for all Spetner common stock.","Spetner 2024 cash from operations $1.63M; ending cash $2.78M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160088,"accession_number":"0001641172-25-016307","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-06-24T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Reliance Global Group ups revolving credit facility to $2M from $600k","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Loan commitment increased to $2,000,000 from $600,000 under Credit Agreement Amendment.","Principal payable under amended note is the greater of $1,075,064 or total loans outstanding.","Amendments dated June 24, 2025 with lender YES Americana Group, LLC.","CEO Ezra Beyman and CFO Joel Markovits signed the amendments on behalf of the company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160087,"accession_number":"0001641172-25-016131","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-06-23T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Reliance Global raises $2.5M in private placement; up to $6.75M with warrants","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 1,488,096 shares/pre-funded warrants and 2,976,192 warrants at $1.68/unit.","Gross proceeds ~$2.5M upfront; additional ~$4.25M if warrants exercised for cash.","Warrants exercisable at $1.43/share, expire 2 years from resale registration effective date.","Proceeds to be used for working capital and general corporate purposes.","H.C. Wainwright acted as sole placement agent, receiving 7% cash fee and placement agent warrants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160086,"accession_number":"0001641172-25-015711","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Reliance Global Group signs LOI to sell Fortman Insurance for $5M cash to fund Spetner acquisition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Signed non-binding LOI to sell Fortman Insurance Agency for $5 million in cash.","Sale price represents a premium over original acquisition cost, highlighting value creation.","Proceeds intended to support planned acquisition of Spetner Associates, a rapidly growing insurance platform.","Cash addition is notable given current market capitalization, underscoring embedded value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160085,"accession_number":"0001641172-25-015326","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-06-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Reliance Global Group withdraws S-1 registration statement, abandons public offering","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Filed withdrawal request for Form S-1 (No. 333-284218) effective June 16, 2025.","Company no longer intends to pursue the public offering contemplated by the registration statement.","Registration statement had not been declared effective; no securities were sold.","Initial S-1 was filed January 10, 2025; withdrawal comes after five months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160084,"accession_number":"0001641172-25-012872","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Reliance Global Group stockholders elect all directors and approve equity plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five director nominees elected; votes in favor ranged from 1,072,220 to 1,090,972.","2025 Equity Incentive Plan approved (1,018,560 for, 83,560 against, 4,703 abstain).","Say-on-pay advisory vote passed (1,082,884 for, 21,626 against, 2,313 abstain).","Ratification of Urish Popeck & Co. as FY2025 auditor approved (1,793,190 for, 23,470 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160083,"accession_number":"0001641172-25-010263","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-05-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Reliance Global Group Q1 net loss down 68% to $1.74M; AEBITDA turns positive $145K","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Commission revenue increased 4% to $4.24M vs $4.08M in Q1 2024, driven by organic growth.","Net loss improved 68% to $1.74M from $5.35M, helped by no impairment charges and cost controls.","Adjusted EBITDA (AEBITDA) positive $145K vs loss of $74K in prior year, a 297% improvement.","Salaries and G&A rose from non-cash equity awards of $1.02M; underlying cash costs declined.","Company expects to complete Spetner acquisition and launched RELI Auto Leasing for agents."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":4236220.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178414,"accession_number":"0001493152-25-009381","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-03-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Reliance Global Group FY2024 revenue $14.1M (+2%); net loss narrows 24% to $9.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Commission income revenue $14,054,361, up 2% from $13,731,826 in 2023.","Net loss improved 24% to $9,071,584 from $12,009,982; lower impairment charges helped.","Adjusted EBITDA loss improved 39% to $(321,224) from $(526,798).","Pending Spetner acquisition in final closing stages to expand insurance offerings.","RELI Exchange Quote & Bind platform expanded with more carriers and AI-driven automation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178413,"accession_number":"0001493152-25-008983","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group schedules Q4/FY2024 earnings call for March 6, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Conference call scheduled for March 6, 2025 at 4:30 PM ET to discuss Q4 and full-year 2024 results.","US toll-free dial-in: +1-888-506-0062; international: +1-973-528-0011; access code: 522829.","Webcast available via investor relations section of Company's website; replay available through March 6, 2026.","No actual financial results disclosed in this filing; only call announcement provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178412,"accession_number":"0001493152-25-008280","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Reliance Global Group amends Spetner acquisition, issues 157,000 deposit shares, sets $16.05M purchase price","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Issued 78,500 shares each to Jonathan Spetner and Agudath Israel of America as non-refundable deposit prepayment of $239,425.","Total deposit value (including prior) set at $568,855.53; First Closing purchase price $16,050,000 with $6,500,000 cash to Spetner.","Also disclosed prior unregistered issuance of 72,464 shares to Outside the Box Capital, Inc. on Nov 20, 2024.","As of Feb 20, 2025, total common shares outstanding: 2,869,869."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178411,"accession_number":"0001493152-25-007092","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group Expands Commercial Quote & Bind InsurTech Platform on RELI Exchange","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Expansion follows successful beta launch of Commercial Quote & Bind InsurTech solution late last year.","Platform adds new carriers and product offerings for agent distribution channel.","CEO Ezra Beyman says enhancements will enable agents to write more policies and increase earnings.","Director Moshe Fishman says expansion marks milestone in making RELI Exchange the most powerful agency partner platform."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178410,"accession_number":"0001493152-25-006437","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-02-13T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Reliance Global Group increases authorized common shares from 117.6M to 2B","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Authorized common stock raised from 117,647,058 to 2,000,000,000; effective February 7, 2025.","Board approved amendment on October 2, 2024; stockholders voted approval on December 31, 2024.","No change to authorized preferred shares (750M); total authorized capital now 2.75B shares.","Amendment filed with Florida Secretary of State; no immediate issuance of new shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178409,"accession_number":"0001493152-25-005197","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Reliance Global reduces stockholder meeting quorum to 33-1/3% via bylaw amendment","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved Amendment No. 1 to Bylaws on Feb 4, 2025.","Bylaw title updated to reflect name changes from Eye on Media Network to Ethos Media Network to Reliance Global Group.","Quorum for stockholder meetings lowered from majority to 33-1/3% of shares entitled to vote.","Amendment intended to facilitate ease of holding shareholder meetings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178408,"accession_number":"0001493152-25-000161","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2025-01-03T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Reliance Global shareholders approve 2B authorized shares, directors, incentive plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Increase in authorized common stock from 117.6M to 2B shares approved (576,056 For, 204,315 Against).","Five directors elected: Beyman, Blumenfrucht, Korman, Fruchtzweig, Brickman.","2024 Omnibus Incentive Plan approved with 276,804 For, 95,282 Against, 12,005 Abstain.","Ratification of Urish Popeck & Co. as FY2024 auditor approved (711,025 For, 64,593 Against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.15,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195072,"accession_number":"0001493152-24-051210","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global: Spetner acquisition nearing close, expected to nearly double revenue to ~$28M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Spetner acquisition in final stages, on track for early 2025 close; will nearly double annual revenue to ~$28M and boost Adjusted EBITDA.","BenManage coverage expanded from 45,000 to over 85,000 employees since acquisition announcement.","OneFirm approach drove Q3 2024 improvements: revenue growth, reduced expenses, and stronger EBITDA.","Company confident in building multi-billion dollar enterprise through strategic expansion and innovation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195071,"accession_number":"0001493152-24-050449","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Reliance Global Group adjourns annual meeting to Dec 31, 2024 for further voting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Meeting adjourned on Dec 16, 2024 before any votes were taken; reconvened virtually at 1:00 p.m. ET on Dec 31, 2024.","Adjournment allows stockholders additional time to vote on proposals from proxy statement filed Oct 31, 2024.","Stockholders who already voted need not recast; proxies remain valid unless revoked.","Company continues soliciting votes to achieve quorum and approve proposals; Morrow Sodali retained as proxy solicitor.","No changes were made to the proposals to be voted on at the adjourned meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195070,"accession_number":"0001493152-24-045936","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-11-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Reliance Global Group engages Morrow Sodali for proxy solicitation ahead of Dec 16 meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Engaged Morrow Sodali LLC on Nov 11, 2024 to assist in proxy solicitation for annual meeting on Dec 16, 2024.","Fee of $11,500 plus per-stockholder fees and reimbursement of out-of-pocket expenses.","Directors and officers may also solicit proxies without additional compensation.","No changes to proposals contained in definitive proxy statement filed October 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195069,"accession_number":"0001493152-24-044005","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Reliance Global Q3 revenue up 5%; loss from ops improves 64%; positive AEBITDA","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Commission income $3.44M (+5% YoY); total operating expenses $3.95M (-16% YoY).","Loss from operations improved 64% to $(512K); AEBITDA turned positive at $43K (+121% YoY).","Net loss $(837K); adjusted for warrant liability gain, net loss improved ~54% YoY.","Pending acquisition of Spetner Associates expected to close soon, doubling consolidated revenue.","Launched AI-powered Quote & Bind on RELI Exchange platform for commercial insurance."],"consensus_eps_estimate":null,"consensus_eps_actual":-10.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":10757238.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195068,"accession_number":"0001493152-24-043512","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Reliance Global Group amends stock exchange agreement, issues 140,064 shares, and schedules Q3 2024 earnings call","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["On October 29, 2024, Reliance Global Group entered into Amendment No. 1 to the Stock Exchange Agreement with Spetner and Agudath Israel.","The Company issued 70,032 shares of common stock to Jonathan Spetner and 70,032 shares to Agudath Israel as a non-refundable deposit totaling $329,430.53.","The First Termination Date of the agreement was extended from November 10, 2024 to December 31, 2024.","On November 4, 2024, the Company issued a press release announcing a conference call for November 7, 2024 to discuss Q3 2024 financial results.","As of November 4, 2024, the Company had 1,712,573 shares of common stock outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":-10.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":10757238.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211353,"accession_number":"0001493152-24-038701","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-09-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global launches beta of AI-powered Quote & Bind for commercial policies ahead of schedule","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Beta launched Sept 30, 2024, ahead of original Q4 2024 schedule.","Solution provides real-time quotes and instant binding for commercial lines including workers comp, GL, cyber, BOP, D&O, EPLI.","Management expects millions in new premiums in the coming year from this AI-driven feature.","Agents can immediately capitalize on new revenue opportunities with streamlined quoting and binding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211352,"accession_number":"0001493152-24-035393","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-09-09T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Reliance Global reduces Spetner acquisition cash consideration by $2.5M to $5.5M, on track for H2 2024","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Upfront cash consideration reduced from $8M to $5.5M; Michelle Spetner removed as party, Agudath Israel added.","Spetner's BenManage now covers over 85,000 employees, up from 45,000 at initial announcement.","Acquisition expected to nearly double annual revenue to ~$28M and meaningfully boost Adjusted EBITDA.","Transaction remains on track to close in second half of 2024 as previously announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211351,"accession_number":"0001493152-24-029520","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group unveils AI-driven commercial policy Quote & Bind solution; launch Q4 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New AI-powered Quote & Bind solution integrated into RELI Exchange for real-time commercial insurance quotes and binding.","Commercial lines include workers' comp, BOP, general liability, cyber liability, inland marine, D&O, and EPLI.","CEO says solution enables agents to boost revenue; single commercial policy can match commission of 100 homeowner policies.","Launch planned for Q4 2024; company views it as significant organic growth opportunity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211350,"accession_number":"0001493152-24-029066","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Reliance Global Q2 net loss improves 62% to $1.5M; Spetner acquisition on track to double revenue to ~$28M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenues $3.2M (+1% YoY); net loss from continuing ops $1.5M, improved 62% YoY.","AEBITDA (non-GAAP) loss of $178k or ~6% of revenue in Q2; operating expenses down 13%.","Spetner Associates acquisition on track to close H2 2024; expected to double annual revenue to ~$28M and boost AEBITDA.","Capital structure simplified as all Series B and G warrants exercised, removing derivative liability and warrant overhang.","New real estate division formed, led by Abe Miller, to focus on multi-family/commercial real estate post-Spetner close."],"consensus_eps_estimate":null,"consensus_eps_actual":-14.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":7315780.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211349,"accession_number":"0001493152-24-028445","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group schedules Q2 2024 earnings call for July 25","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Conference call on July 25, 2024 at 4:30 PM ET to discuss Q2 2024 results and business update.","Dial-in: toll-free 1-888-506-0062 (US) or 1-973-528-0011 (intl), access code 246542.","Webcast and replay available on investor relations section of company website through July 25, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":-14.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":7315780.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211348,"accession_number":"0001493152-24-028097","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group regains Nasdaq minimum bid price compliance","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received notice from Nasdaq on July 16, 2024 confirming compliance with Rule 5550(a)(2).","Company had been under compliance review; regained listing status avoids potential delisting.","CEO notes commitment to pending acquisition of Spetner Associates and OneFirm initiative.","No financial impact or additional regulatory conditions disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211347,"accession_number":"0001493152-24-025731","cik":1812727,"company_name":"Reliance Global Group, Inc.","ticker":"EZRA","form_type":"8-K","filed_at":"2024-07-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Reliance Global Group launches real estate division; hires Abe Miller on success-based comp","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["New division will focus on acquiring/developing multi-family and commercial real estate properties.","Abe Miller joins to head division; no fixed salary, compensated on success-based model only.","Miller previously built a $3B real estate portfolio through strategic acquisitions.","Division launch expected after closing of previously announced Spetner acquisition.","CEO expects non-dilutive financing backed by asset value and operational cash flows."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2003251.9697164951,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-07-01T23:59:59+00:00|211347"}