{"filings":[{"id":1802442,"accession_number":"0000811589-26-000151","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-07-22T20:05:34+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q2 EPS $1.22, net income $50.5M; announces acquisition of First Carolina Bancshares","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.22 vs $0.93 year ago; net income $50.5M, up 31% YoY.","Net interest margin expanded to 3.71% from 3.32% a year ago; efficiency ratio improved to 49.12%.","Total loans grew 9.3% YoY to $9.0B; total assets exceeded $13B.","Announced acquisition of First Carolina Bancshares (Carolina Bank) with $831M assets, expected close late 2026/early 2027.","Nonperforming assets low at 0.34% of total assets; net charge-offs 0.04% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1619916,"accession_number":"0000811589-26-000149","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-07-14T12:45:27+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"First Bancorp to acquire First Carolina Bancshares for $166M in stock and cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Aggregate consideration $166M, or $64.22 per share, consisting of 1.97M shares and $40M cash.","Carolina Bank has $831M assets, 14 branches in SC, LTM ROAA 1.60%.","Expected close Q4 2026 or early Q1 2027, subject to shareholder and regulatory approvals.","First Bancorp will strengthen SC presence; pro forma top 10 deposit market share in both Carolinas.","Support agreements from directors and officers representing 40% of First Carolina shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1010436,"accession_number":"0000811589-26-000111","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-06-12T13:05:27+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.24 quarterly dividend payable July 24, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.24 per common share declared, payable July 24, 2026 to shareholders of record June 30, 2026.","CEO Richard Moore noted solid Q1 2026 results with expanding net interest margin, stable credit quality, and expense controls.","First Bancorp (FBNC) is a $12.9B asset bank holding company operating 113 branches in NC and SC.","Dividend continues the company's commitment to disciplined capital management and shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98999,"accession_number":"0000811589-26-000070","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Bancorp shareholders elect all 11 director nominees, ratify auditor, approve say-on-pay at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected; votes for ranged from 27.3M to 31.6M, with ~4.75M broker non-votes.","Ratification of Crowe, LLP as independent auditor: 36.6M for, 2,200 against, 62,998 abstain.","Non-binding advisory say-on-pay approved: 30.5M for, 1.39M against, 45,780 abstain, 4.75M broker non-votes.","Annual meeting held April 28, 2026; results reported on Form 8-K filed April 29, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98998,"accession_number":"0000811589-26-000068","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Bancorp appoints Kate Nevin and Peter Hans to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kate Nevin, President of TSWII Capital Advisors, appointed to boards of First Bancorp and First Bank, effective April 28, 2026.","Peter Hans, President of the University of North Carolina System, also appointed to both boards.","Both join compensation and nominating/corporate governance committees; also on First Bank's executive and loan committee.","Compensatory arrangements consistent with standard non-employee director terms disclosed in proxy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98997,"accession_number":"0000811589-26-000065","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q1 net income $46.7M, EPS $1.13; NIM expands 42 bps YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $46.7M ($1.13 D-EPS) vs $15.7M ($0.38) linked quarter and $36.4M ($0.88) year ago.","Net interest margin 3.67%, up 9 bps from Q4 2025 and 42 bps from Q1 2025.","Total loans $8.79B, up $71.4M (3.3% annualized); adjusting for one seasonal paydown, loan growth 5.9% annualized.","Noninterest expenses $60.2M, down $1.8M from linked quarter; efficiency ratio 49.05%.","Tangible book value per share $29.01, up from $28.23 at year-end 2025 and $24.69 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114766,"accession_number":"0000811589-26-000059","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-03-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.24/share quarterly dividend, an increase from prior level","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.24 per share, payable April 27, 2026 to holders of record March 31, 2026.","CEO cites strong Q4 financial performance, solid capital and liquidity, and stable credit quality.","Dividend increase reflects commitment to returning capital to shareholders.","First Bancorp reported total assets of $12.7 billion as of the release date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114765,"accession_number":"0000811589-26-000055","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"First Bancorp President and First Bank CEO Michael G. Mayer retires, remains director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael G. Mayer retired as President of First Bancorp and CEO of First Bank effective February 28, 2026.","Mayer will continue to serve as a director on the boards of both First Bancorp and First Bank.","Retirement is part of the company's succession plan; no successor has been announced.","Richard H. Moore remains CEO of First Bancorp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114764,"accession_number":"0000811589-26-000027","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"First Bancorp boosts dividend 4.3% to $0.24, authorizes $40M buyback; director Capel retires","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director Mary Clara Capel retired effective Jan 27, 2026; served since 2005, not due to disagreement.","Board authorized $40M stock repurchase plan through Jan 27, 2027, in open market or private transactions.","Dividend raised to $0.24 per share from $0.23, payable April 24, 2026 to holders of record March 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114763,"accession_number":"0000811589-26-000023","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q4 2025 adjusted EPS $1.19; NIM expands to 3.58%, loan growth 14.3% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP D-EPS $0.38 includes $43.7M securities loss; adjusted D-EPS $1.19 vs $0.76 in Q4 2024.","Net interest margin 3.58%, up 53 bps YoY; net interest income $106.2M, +19.5% YoY.","Loans grew $303.2M (14.3% annualized) to $8.72B; credit quality stable, NCO ratio 0.05%.","Securities loss-earnback: sold $342M at 1.67%, bought $228.4M at 4.36% yield; total securities loss $43.7M.","Tangible common equity ratio improved to 9.61% from 8.22% a year ago; total risk-based capital 16.08%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":67623000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131144,"accession_number":"0000811589-25-000079","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-12-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.23/share dividend payable Jan. 25, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.23 per share declared by board of directors.","Record date: December 31, 2025; payable date: January 25, 2026.","CEO Richard Moore highlighted strong capital, liquidity, and increased adjusted net income and EPS in Q3 2025.","Dividend reaffirms commitment to consistent shareholder returns."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131143,"accession_number":"0000811589-25-000075","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Bancorp appoints CEO Currie to boards of company and bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["G. Adam Currie, CEO of First Bank, appointed to boards of First Bancorp and First Bank effective immediately.","Currie became CEO in February 2025; joined First Bank in 2015 and held senior leadership roles.","Chairman Richard H. Moore expressed board confidence in Currie's leadership and contributions.","Currie previously held senior roles at PNC Capital Markets, RBC Bank, and Bank of America."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131142,"accession_number":"0000811589-25-000072","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp reports Q3 adjusted EPS $1.01; margin expands to 3.46%, loans grow 9.3% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $20.4M ($0.49 D-EPS) includes $27.9M securities loss; adjusted EPS $1.01.","Net interest margin expanded 14 bps to 3.46%; net interest income up 6% linked quarter to $102.5M.","Loan growth of $193.6M (9.3% annualized); loan yield up 16 bps to 5.69%.","Securities loss-earnback: sold $194.3M (yield 1.63%), bought $167.4M at 4.83%, $27.9M loss.","Hurricane Helene provision release of $4.0M; credit quality stable with NCO ratio 0.14%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147724,"accession_number":"0000811589-25-000057","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-09-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.23/share quarterly dividend, payable Oct 25, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.23 per share declared on September 12, 2025.","Payable on October 25, 2025 to shareholders of record as of September 30, 2025.","Company has paid dividends on common stock for over forty years.","CEO cites solid Q2 results, robust capital, and stable credit quality."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147722,"accession_number":"0000811589-25-000038","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K/A","filed_at":"2025-07-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Bancorp board decides annual advisory say-on-pay vote after 92% shareholder support","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Over 92% of shareholders voted for annual say-on-pay frequency at April 29, 2025 annual meeting.","Compensation Committee and Board determined on July 29, 2025 to hold advisory vote on NEO compensation every year.","Decision filed as Form 8-K/A on July 30, 2025 to disclose outcome."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147723,"accession_number":"0000811589-25-000035","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q2 EPS $0.93 beats prior; NIM expands; dividend raised to $0.23","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $38.6M ($0.93 diluted EPS) vs $36.4M ($0.88) linked and $28.7M ($0.70) YoY.","NIM expanded to 3.32% from 3.25% linked and 2.84% YoY; net interest income $96.7M (+4.1% linked).","Loans grew $122.6M (6.07% annualized) to $8.225B; core deposits up $140.4M.","Quarterly dividend raised to $0.23/share effective June 30, 2025.","Hurricane Helene reserve reduced $3.5M ($0.06/share benefit); NCOs 0.06% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":1.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166408,"accession_number":"0000811589-25-000026","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-06-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp raises quarterly dividend to $0.23/share, up from $0.22","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.23 per share payable July 25, 2025 to holders of record June 30, 2025.","Increase from $0.22 per share paid in prior quarter, a ~4.5% sequential rise.","CEO cites strong Q1 net income, EPS, credit quality, and capital liquidity as support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166407,"accession_number":"0000811589-25-000021","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Bancorp shareholders elect all 11 directors, approve Say-on-Pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected; Abby J. Donnelly received 30.66M votes for, Suzanne S. DeFerie 21.31M.","Ratified Crowe LLP as independent auditor for 2025: 35.54M for, 33.9K against, 57.4K abstained.","Non-binding Say-on-Pay approved: 29.24M for, 2.01M against, 52.2K abstained; 4.33M broker non-votes.","Advisory vote sets frequency of future Say-on-Pay votes to every year: 28.96M for, 2.27M three years, 34.9K two years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166406,"accession_number":"0000811589-25-000019","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q1 net income $36.4M ($0.88 EPS), NIM expands 47bp YoY to 3.27%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $36.4M ($0.88 D-EPS) vs $3.6M ($0.08) linked quarter and $25.3M ($0.61) year ago; 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program may be suspended or discontinued any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216479,"accession_number":"0000811589-24-000052","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Mason Y. 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Garrett resigned from First Bancorp and First Bank boards effective July 26, 2024.","Garrett had served since the 2023 merger with GrandSouth Bank, where he was founder and chairman.","Departure is a retirement; not due to any disagreement with company.","No successor appointed; board composition changes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216478,"accession_number":"0000811589-24-000050","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q2 net income $28.7M ($0.70 EPS); 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up from $29.4M ($0.71) in linked quarter.","Net interest margin (tax-equiv) fell to 2.97% from 3.40% YoY; loan yield 5.32%, cost of funds 1.46%.","Loans $8.0B, up $129.4M (6.5% annualized); organic deposits grew $66.7M; noninterest demand 34% of deposits.","Noninterest expenses $62.2M, +27.8% YoY driven by GrandSouth acquisition and higher data processing & FDIC costs.","Credit quality strong: NPAs 0.32% of assets; allowance 1.35% of loans; net charge-offs 0.11% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":1.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288130,"accession_number":"0000811589-23-000052","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-09-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.22/share cash dividend payable October 25, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.22 per share, payable Oct 25, 2023 to holders of record Sep 30, 2023.","Dividend level unchanged; 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NIM (tax-equivalent) 3.08% vs 3.18% a year ago.","Loans $7.9B, up $98.7M in Q2 (5.1% annualized); deposits grew $67.1M organically, noninterest-bearing 36% of total.","Nonperforming assets ratio 0.30%, down from 0.39% a year ago; provision for loan losses $3.7M.","GrandSouth acquisition closed Jan 2023 added $1.02B loans and $1.05B deposits; merger expenses $1.3M in Q2 vs $12.2M in Q1.","Capital ratios strong: CET1 12.76%, total RBC 15.10%; TCE/tangible assets 6.79%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308554,"accession_number":"0000811589-23-000035","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-06-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.22 per share cash dividend payable July 25","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.22 per share on common stock declared.","Payable July 25, 2023 to shareholders of record as of June 30, 2023.","CEO Richard Moore highlights strong capital and shareholder return commitment.","First Bancorp, parent of First Bank, has ~$12B assets and 118 branches in NC/SC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308553,"accession_number":"0000811589-23-000026","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Bancorp shareholders elect all 16 directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 16 director nominees elected with between 17.9M and 28.6M votes for; broker non-votes of 5.3M.","Ratification of BDO USA as independent auditor for 2023: 34.1M for, 46.9K against.","Non-binding advisory approval of executive compensation: 26.8M for, 2.0M against, 5.3M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308552,"accession_number":"0000811589-23-000022","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q1 net income $15.2M ($0.37 EPS) down 55% YoY; acquisition costs $24.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.2M, $0.37 diluted EPS; Q1 2022 net income $34.0M ($0.95 EPS).","GrandSouth acquisition closed Jan 1; merger expenses $12.2M and one-time loan loss provision $12.2M.","Organic loan growth $113.7M (5.9% annualized); organic deposit growth $95.2M (3.7% annualized).","Tax-equivalent net interest margin flat at 3.31%; loan yield up 60bp to 5.22%.","Nonperforming assets fell to 0.25% of total assets from 0.46% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327360,"accession_number":"0000811589-23-000016","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-03-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Bancorp declares $0.22 per share cash dividend, payable April 25, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.22 per common share declared by First Bancorp board.","Payable on April 25, 2023 to shareholders of record as of March 31, 2023.","CEO Richard Moore cited strong capital position supporting continued return to shareholders.","First Bancorp (FBNC) has ~$12B in assets; operates 118 branches via First Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327359,"accession_number":"0000811589-23-000005","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Bancorp Q4 net income $38.4M ($1.08 EPS); closes GrandSouth acquisition Jan 1","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income $38.4M ($1.08 diluted EPS) vs $10.5M ($0.30) in Q4 2021.","Full-year 2022 net income $146.9M ($4.12 per diluted share) vs $95.6M ($3.19) in 2021.","Total loans grew 9.6% YoY to $6.7B; NPA ratio improved to 0.36%.","GrandSouth acquisition closed Jan 1, 2023, adding ~$1.2B in assets, 8 branches in SC.","Net interest margin tax-equivalent 3.28% for full year 2022, up from 3.16% in 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":4.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":17448000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2430805621.7614403,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327358,"accession_number":"0000811589-23-000003","cik":811589,"company_name":"FIRST BANCORP /NC/","ticker":"FBNC","form_type":"8-K","filed_at":"2023-01-04T23:59:59+00:00","items":["2.01","5.02","9.01"],"status":"ready","headline":"First Bancorp completes acquisition of GrandSouth Bancorporation; total assets ~$12B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["GrandSouth shareholders receive 0.91 shares of FBNC per share; fractional shares cashed at $38.98/share.","Merger effective Jan 1, 2023; First Bank now has ~$12B assets and 118 branches in NC and SC.","Eight GrandSouth branches to convert to First Bank in March 2023; will operate under GrandSouth name until then.","Mason Y. 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