{"filings":[{"id":1858317,"accession_number":"0001104659-26-086673","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-07-24T20:45:29+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 net income rises to $4.8M ($1.43/share) from $3.8M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.8M ($1.43 diluted EPS) vs $3.8M ($1.13) in Q2 2025, up 26%.","Net interest margin (tax-equivalent) expanded to 3.98% from 3.59% YoY.","Provision for credit losses increased to $425K from $306K; net charge-offs $58K.","Noninterest income up $187K driven by $92K gain on equity securities.","Total assets $1.29B at June 30, 2026 vs $1.27B at Dec 31, 2025; deposits up $13.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":609158,"accession_number":"0001104659-26-065684","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-05-22T20:01:50+00:00","items":["5.07"],"status":"ready","headline":"First Capital annual meeting: all director nominees elected, auditor ratified, say-on-pay approved.","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five director nominees elected; William W. Harrod received 1,370,035 for, 245,699 against with 853,346 broker non-votes.","Ratification of Crowe LLP as auditor for FY 2026 approved: 2,452,864 for, 11,634 against, 21,857 abstentions.","Non-binding advisory vote on executive compensation approved: 1,470,396 for, 120,764 against, 41,849 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91078,"accession_number":"0001104659-26-048657","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 2026 net income $4.3M, EPS $1.30 vs $0.97 year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.3M ($1.30 diluted EPS) vs $3.2M ($0.97) in Q1 2025, up 34%.","Net interest margin expanded to 3.81% from 3.34% as interest income rose $1.6M.","Nonperforming assets decreased to $4.0M from $4.4M at Dec 31, 2025.","Deposits increased $13.6M to $1.14B; total assets $1.28B at March 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":1.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":1722000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100982,"accession_number":"0001171843-26-000944","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-02-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital sets annual meeting for May 18, 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting scheduled for Monday, May 18, 2026.","Company is First Capital, Inc. (NASDAQ:FCAP), holding company for First Harrison Bank.","Bank operates 17 offices across Indiana and Kentucky.","No financial or operational updates provided; solely meeting date announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100981,"accession_number":"0001104659-26-006268","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital reports record annual net income of $16.4M; EPS $4.89","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year net income $16.4M ($4.89 diluted EPS) vs $11.9M ($3.57) in 2024, a 38% increase.","Q4 2025 net income $4.9M ($1.46 diluted EPS) vs $3.3M ($0.97) in Q4 2024.","Net interest margin (tax-equivalent) expanded to 3.61% for FY2025 from 3.20% in FY2024.","Total assets grew to $1.27B at Dec 2025 from $1.19B a year earlier; deposits increased $56.6M to $1.12B.","Nonperforming assets remained low at $4.3M vs $4.4M year-over-year."],"consensus_eps_estimate":null,"consensus_eps_actual":4.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":7170000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117311,"accession_number":"0001104659-25-102178","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital posts record Q3 net income $4.5M, EPS $1.34 vs $0.87 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.5M ($1.34 diluted EPS) for Q3 2025, up from $2.9M ($0.87) in Q3 2024.","Net interest margin (tax-equivalent) expanded to 3.71% from 3.19% YoY.","Nonperforming assets decreased to $3.9M from $4.4M at Dec 2024.","Total assets grew to $1.24B from $1.19B at Dec 2024; deposits increased $28.3M.","Nine-month net income $11.5M ($3.43 EPS) vs $8.7M ($2.59) prior year period."],"consensus_eps_estimate":null,"consensus_eps_actual":3.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":5319000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133750,"accession_number":"0001104659-25-085749","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital enters 10b5-1 plan to repurchase up to 113,236 shares through Aug 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan authorizes broker to buy up to 113,236 shares starting Sept 4, 2025, expiring Aug 28, 2026.","Repurchases are under a 2008 board authorization for up to 240,467 shares; 127,231 already repurchased.","Plan complies with Rules 10b5-1 and 10b-18 for safe harbor from insider trading and manipulation liability.","CEO Michael Frederick cites added flexibility to align with long-term capital allocation strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133749,"accession_number":"0001558370-25-009618","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 net income $3.8M ($1.13/sh) vs $2.8M ($0.85/sh) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.8M vs $2.8M in Q2 2024; diluted EPS $1.13 vs $0.85.","Net interest margin (tax-equiv) improved to 3.59% from 3.15% YoY.","Total assets $1.24B, up from $1.19B at Dec 2024; deposits grew $44.2M.","Nonperforming assets fell to $4.0M from $4.5M; net charge-offs $113K in Q2.","Provision for credit losses decreased to $306K from $360K; loan growth continued."],"consensus_eps_estimate":null,"consensus_eps_actual":2.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":3458000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150469,"accession_number":"0001104659-25-053555","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting results: all director nominees elected, auditor ratified, executive compensation approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected: Christopher L. Byrd, Pamela G. Kraft, Mark D. Shireman, John M. Shireman; each received >1M votes.","Ratification of Crowe LLP as auditor for FY 2025 approved (2,157,111 for, 53,691 against, 41,793 abstentions).","Non-binding advisory vote on executive compensation approved (1,064,486 for, 120,132 against, 53,945 abstentions; 1,014,032 broker non-votes)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150468,"accession_number":"0001171843-25-002518","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 net income $3.2M ($0.97/sh), up 6.7% YoY; NIM expands to 3.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income rose to $3.2M ($0.97 diluted EPS) from $3.0M ($0.88) YoY, up 6.7%.","Net interest margin (tax-equivalent) reached 3.34%, up from 3.14%, driven by higher asset yield.","Total assets $1.21B, deposits increased $17.5M to $1.08B; nonperforming assets fell to $4.1M.","Provision for credit losses rose to $338K from $280K; net charge-offs $84K.","Noninterest expenses up $424K, primarily compensation and snow removal costs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":1677000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169440,"accession_number":"0001171843-25-000953","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital sets annual meeting for May 21, 2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting of stockholders scheduled for Wednesday, May 21, 2025.","Record date and meeting location not yet specified in the release.","Company operates 18 offices across Indiana and Kentucky.","No other material financial or operational updates provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169439,"accession_number":"0001171843-25-000406","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital annual EPS falls to $3.57 from $3.82; Q4 EPS up to $0.97; NPAs surge to $4.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $11.9M ($3.57 diluted EPS) for 2024 vs $12.8M ($3.82) in 2023.","Q4 net income of $3.3M ($0.97 diluted EPS) compared to $3.1M ($0.93) in Q4 2023.","Nonperforming assets jumped to $4.5M from $1.8M, driven by $2.6M in two commercial loan relationships.","Tax-equivalent net interest margin improved to 3.20% for 2024 vs 3.16% in 2023.","Provision for credit losses increased to $1.4M from $1.1M; net charge-offs fell to $173K."],"consensus_eps_estimate":null,"consensus_eps_actual":3.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":7059000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186494,"accession_number":"0001171843-24-005834","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q3 net income falls to $2.9M ($0.87 EPS) from $3.1M year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.9M ($0.87 diluted EPS) vs $3.1M ($0.94) in Q3 2023.","Net interest margin improved to 3.12% from 3.02% YoY; provision for credit losses rose to $463K.","Nonperforming assets surged to $4.5M from $1.8M at Dec 31, 2023, driven by two commercial loan relationships.","Total assets $1.19B; deposits flat at $1.03B; borrowings under BTFP increased to $33.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":5268000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203074,"accession_number":"0001171843-24-004182","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 net income up to $0.85/share; nonperforming assets more than double","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M ($0.85/diluted) vs $2.7M ($0.82) YoY; six-month net income $5.8M ($1.73) vs $6.5M ($1.95).","Nonperforming assets rose to $4.1M from $1.8M, driven by $2.0M nonaccrual commercial borrowing relationship.","Deposits fell $11M to $1.01B; BTFP borrowings increased to $33.6M from $21.5M.","Tax-equivalent net interest margin improved to 3.15% for Q2 from 3.06% YoY.","Provision for credit losses increased to $360k from $350k; net charge-offs declined to $30k from $158k."],"consensus_eps_estimate":null,"consensus_eps_actual":1.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":3460000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219360,"accession_number":"0001104659-24-066139","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"First Capital director resigns, John Shireman appointed; annual meeting votes all passed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael L. Shireman resigned from the Board effective May 22, 2024; no disagreement with company.","John Shireman (Regional VP, Ascendance Truck Centers) appointed to fill vacancy, effective immediately.","At annual meeting, four director nominees elected with >1.2M votes each; auditor Crowe LLP ratified (2.35M for).","Non-binding advisory vote on executive compensation approved with 1.23M for, 68.6K against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219359,"accession_number":"0001171843-24-002291","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 net income falls 21% to $3.0M ($0.88 EPS) on higher interest expense","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.0M ($0.88 diluted EPS), down from $3.8M ($1.14) in Q1 2023.","Net interest margin narrowed to 3.14% from 3.38% as interest expense surged $2.2M.","Provision for credit losses increased to $280K from $193K due to loan growth and macroeconomic uncertainty.","Deposits fell $15.1M to $1.01B; BTFP borrowings rose to $33.6M from $21.5M at year-end.","Nonperforming assets decreased to $1.7M from $1.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":1701000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239188,"accession_number":"0001171843-24-000888","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital, Inc. announces 2024 annual meeting date of May 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Annual meeting of stockholders scheduled for Wednesday, May 22, 2024.","Company operates 18 banking offices across Indiana and Kentucky through First Harrison Bank.","Contact: Joshua Stevens, EVP and CFO, at (812) 738-1570 for further information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239187,"accession_number":"0001171843-24-000476","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital annual net income up to $12.8M ($3.82 EPS); Q4 net income down to $3.1M ($0.93 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2023 net income $12.8M vs $11.9M in 2022; diluted EPS $3.82 vs $3.55.","Q4 2023 net income $3.1M ($0.93 EPS) vs $3.5M ($1.05 EPS) in Q4 2022.","Net interest income after provision fell $465K in Q4 due to higher interest expense on FHLB and BTFP borrowings.","Nonperforming assets rose to $1.8M at Dec 31, 2023 from $1.4M a year earlier; deposits fell $35.2M.","Provision for credit losses was $1.1M for 2023 vs $950K in 2022; net charge-offs $469K vs $261K."],"consensus_eps_estimate":null,"consensus_eps_actual":3.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":7009000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239186,"accession_number":"0001104659-24-005570","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-01-22T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"First Capital dismisses auditor Monroe Shine, appoints Crowe LLP for 2024 fiscal year","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan 16, 2024, Monroe Shine dismissed as auditor after completing 2023 audit; no disagreements.","Audit Committee appointed Crowe LLP as independent auditor for fiscal year ending Dec 31, 2024.","Crowe has not yet accepted the engagement; standard client acceptance procedures ongoing.","Monroe Shine's reports for 2022 and 2021 contained no adverse opinion or qualification.","No reportable events or disagreements occurred during the covered periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256700,"accession_number":"0001171843-23-006505","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q3 net income flat at $3.1M; net interest spread narrows to 2.74%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $3.1M ($0.94 diluted EPS) vs $3.1M ($0.93) a year ago; nine-month net income $9.7M ($2.89) vs $8.4M ($2.49).","Net interest income after provision fell $236k as interest expense rose $2.3M (cost of liabilities 1.30% vs 0.20%).","Tax-equivalent interest rate spread narrowed to 2.74% from 3.07%; provision for credit losses increased to $290k.","Average borrowings of $16.3M (rate 5.22%) in Q3 2023 vs none in 2022; deposits decreased $42.9M to $1.02B.","Nonperforming assets increased to $1.6M from $1.4M at December 31, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":2.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":5229000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274069,"accession_number":"0001171843-23-004792","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FCAP Q2 2023 net income flat at $2.7M; diluted EPS $0.82 vs $0.81 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M ($0.82 diluted EPS) for Q2 2023, flat vs Q2 2022 ($2.7M, $0.81).","Net interest income after provision increased $531k; provision for credit losses rose to $350k from $200k.","Interest rate spread widened to 2.76% from 2.73% (tax-equivalent).","H1 2023 net income $6.5M ($1.95 EPS) up 25% from $5.2M ($1.56 EPS) in H1 2022.","Adopted CECL Jan 1, 2023; recorded $561k increase in ACL, $529k reduction in retained earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":1.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":3463000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291237,"accession_number":"0001104659-23-077056","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-06-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"William Harrod retires as First Capital CEO; Michael Frederick steps in effective July 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William W. Harrod retired as President and CEO of First Capital, Inc. on June 30, 2023.","Michael C. Frederick became President and CEO on July 1, 2023; previously served as CFO and CEO of First Harrison Bank.","Frederick has been with the Bank since 1990 and has no family relationships with directors or executive officers.","Harrod led the company for over 20 years; the succession was announced on March 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291236,"accession_number":"0001104659-23-065674","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-05-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Capital shareholders re-elect five directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Five directors re-elected: Harrod (1.25M for), Frederick (1.31M), Moore (1.26M), Guilfoyle (1.23M), Huber (1.27M shares for).","Ratification of Monroe Shine & Co. as auditor for FY2023: 2.41M for, 22,691 against.","Non-binding advisory vote on executive compensation approved: 1.24M for, 194k against, 60k abstentions.","Non-binding vote favors 'one year' frequency for future say-on-pay votes: 1.15M one year, 95k two years, 136k three years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291235,"accession_number":"0001171843-23-002688","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital reports Q1 net income of $3.8M, EPS $1.14, up from $2.5M, $0.75 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.8M, diluted EPS $1.14 vs $0.75 for Q1 2022.","Net interest margin widened; interest rate spread 3.22% vs 2.55% YoY.","CECL adoption reduced retained earnings $529K net; ACL on loans at 1.29%.","Nonperforming assets fell to $1.3M from $1.5M at year-end 2022.","Deposits decreased $24.9M to $1.04B; net loans increased $7.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":1694000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291234,"accession_number":"0001104659-23-040874","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-04-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Capital CEO of Bank transitions to Frederick; Stevens named CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William W. Harrod stepped down as President/CEO of First Harrison Bank effective March 31, 2023.","Michael C. Frederick, previously CFO, became President/CEO of the Bank; will become Company CEO on July 1, 2023.","Joshua P. Stevens, CPA, appointed CFO of First Harrison Bank and First Capital, effective March 31, 2023.","Frederick has been with the Bank since 1990; Stevens joined in August 2022 from Monroe Shine & Co."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312028,"accession_number":"0001171843-23-001119","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-02-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital sets annual meeting for May 24, 2023","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting of stockholders will be held on Wednesday, May 24, 2023.","First Capital (FCAP) is the holding company for First Harrison Bank.","Bank operates 18 offices across Indiana and Kentucky."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312027,"accession_number":"0001171843-23-000511","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital reports record 2022 net income of $11.9M, EPS $3.55","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year net income $11.9M ($3.55 diluted EPS) vs $11.4M ($3.41) in 2021.","Q4 net income $3.5M ($1.05 diluted EPS) vs $2.8M ($0.84) in Q4 2021.","Net interest income after provision increased $2.7M for 2022; provision for loan losses $950K.","Noninterest income fell $1.6M on lower loan sale gains and unrealized loss on equity securities.","Deposits grew $24.8M to $1.06B; nonperforming assets declined to $2.0M from $2.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":7145000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312026,"accession_number":"0001104659-23-002302","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2023-01-09T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"First Capital enters change-in-control agreements with six executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Executives include Jennifer Incantalupo, Joe Mahuron, Jennifer Meredith, William Harrod, Chris Frederick, Joshua Stevens.","Severance equals three times annual compensation upon change in control followed by termination within 12 months.","Agreements have 36-month initial term; board may extend annually."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330611,"accession_number":"0001171843-22-006908","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q3 net income $3.1M ($0.93/diluted share), up from $2.9M ($0.88) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income after provision rose $1.0M to $1.13B avg earning assets; PPP fees minimal.","Year-to-date net income $8.4M vs $8.6M; diluted EPS $2.49 vs $2.57.","Noninterest income fell $397K due to $433K drop in loan sale gains; service charges rose.","Loan loss provision $175K vs $0 in prior-year quarter; net charge-offs $3K vs $70K.","Deposits grew $27.5M to $1.06B; nonperforming assets declined to $2.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":5283000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330610,"accession_number":"0001104659-22-110459","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-10-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Capital updates CEO succession plan; Frederick to take over by July 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board updates succession plan; Michael C. Frederick named President and CEO of First Harrison Bank effective April 1, 2023.","Frederick to become President and CEO of First Capital, Inc. on July 1, 2023, succeeding William W. Harrod.","William W. Harrod to continue as CEO/President of both entities until retirement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348116,"accession_number":"0001171843-22-004944","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 net income flat at $2.7M; EPS $0.81 vs $0.82 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.7M ($0.81 diluted EPS) for Q2 2022 vs $2.7M ($0.82) a year ago.","Net interest income after provision up $587K; provision for loan losses $200K vs $0.","Noninterest income fell $587K on $446K lower gains on loan sales and $99K unrealized loss on equities.","Total assets $1.18B at June 30, 2022; deposits grew $49.1M since Dec. 31, 2021.","Nonperforming assets decreased to $2.0M from $2.3M at Dec. 31, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":3427000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364766,"accession_number":"0001104659-22-066825","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-06-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Capital shareholders elect four directors, ratify auditor, approve say-on-pay at 2022 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Pamela G. Kraft: 1,250,037 for, Mark D. Shireman: 1,167,201 for, Michael L. Shireman: 1,225,894 for, Christopher L. Byrd: 1,273,194 for.","Ratification of Monroe Shine & Co. as auditor for 2022: 2,437,361 for, 26,422 against.","Non-binding advisory proposal on Executive Compensation: 1,257,131 for, 148,732 against.","Broker non-votes of 1,030,531 on director elections and advisory proposal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364765,"accession_number":"0001171843-22-002792","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 net income $2.5M ($0.75 EPS), down from $2.9M ($0.88 EPS) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M, diluted EPS $0.75 vs $2.9M, $0.88 in Q1 2021.","Net interest income after loan loss provision fell $152k; noninterest income down $291k.","PPP fees recognized dropped to $25k from $625k, pressuring tax-equivalent yield to 2.68% from 3.13%.","Nonperforming assets declined to $2.1M from $2.3M at Dec 31, 2021.","Deposits grew $36.5M to $1.07B; loans up $22.7M; total assets $1.17B."],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":1670000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384399,"accession_number":"0001171843-22-001269","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-02-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital, Inc. Announces Annual Meeting Date of May 25, 2022","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["First Capital, Inc. (Nasdaq:FCAP) will hold its annual stockholders meeting on Wednesday, May 25, 2022.","First Harrison Bank, the company's subsidiary, operates 18 offices across Indiana and Kentucky.","The bank offers online banking and non-FDIC insured investments through LPL Financial LLC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384398,"accession_number":"0001171843-22-000574","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital reports record FY 2021 net income $11.4M ($3.41 EPS); Q4 net income $2.8M ($0.84 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year net income $11.4M, or $3.41 per diluted share, vs $10.1M ($3.02) in 2020, a record.","Net interest income after provision increased $2.4M; negative provision for loan losses of $325,000 vs provision $1.8M in 2020.","Noninterest income up $952k, driven by ATM/debit card fees (+$588k) and unrealized gain on equity securities ($328k).","Total assets $1.16B (up from $1.02B); deposits increased $135.1M; nonperforming assets down to $2.3M from $3.2M.","Bank well-capitalized; originated $62.4M PPP loans including $16.5M second-draw in 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":3.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":6446000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384397,"accession_number":"0001104659-22-001493","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2022-01-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"First Capital EVP of Lending Dennis L. Thomas retires effective Dec 31, 2021","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dennis L. Thomas retired as Executive Vice President of Lending on December 31, 2021.","No replacement or interim successor was announced in the filing.","Thomas had served in this role overseeing lending operations at First Capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421173,"accession_number":"0001104659-21-114021","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2021-09-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Capital (FCAP) files investor presentation with Q2 2021 results; specifics not in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Regulation FD disclosure; presentation intended for fall 2021 investor meetings.","Presentation contains financial results for quarter ended June 30, 2021, but full details are not extractable from the filed excerpt.","No new earnings release, guidance change, or other material event announced in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421172,"accession_number":"0001171843-21-005088","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2021-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 2021 net income rises to $2.7M, EPS $0.82 vs $0.73 year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M ($0.82 diluted EPS) for Q2 2021, up from $2.4M ($0.73) in Q2 2020.","No provision for loan losses in Q2 2021 vs $825k in Q2 2020; net recoveries of $9k.","Total assets grew $61.1M to $1.08B; deposits increased $61.1M to $961.6M.","Net interest income after provision increased $699k; tax-equivalent spread narrowed to 2.71% from 3.34%.","Nonperforming assets essentially flat at $3.3M vs $3.2M at Dec 31, 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":1.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":3084000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}