{"filings":[{"id":609158,"accession_number":"0001104659-26-065684","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-05-22T20:01:50+00:00","items":["5.07"],"status":"ready","headline":"First Capital annual meeting: all director nominees elected, auditor ratified, say-on-pay approved.","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five director nominees elected; William W. Harrod received 1,370,035 for, 245,699 against with 853,346 broker non-votes.","Ratification of Crowe LLP as auditor for FY 2026 approved: 2,452,864 for, 11,634 against, 21,857 abstentions.","Non-binding advisory vote on executive compensation approved: 1,470,396 for, 120,764 against, 41,849 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91078,"accession_number":"0001104659-26-048657","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 2026 net income $4.3M, EPS $1.30 vs $0.97 year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.3M ($1.30 diluted EPS) vs $3.2M ($0.97) in Q1 2025, up 34%.","Net interest margin expanded to 3.81% from 3.34% as interest income rose $1.6M.","Nonperforming assets decreased to $4.0M from $4.4M at Dec 31, 2025.","Deposits increased $13.6M to $1.14B; total assets $1.28B at March 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":1.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":1722000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100982,"accession_number":"0001171843-26-000944","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-02-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital sets annual meeting for May 18, 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting scheduled for Monday, May 18, 2026.","Company is First Capital, Inc. (NASDAQ:FCAP), holding company for First Harrison Bank.","Bank operates 17 offices across Indiana and Kentucky.","No financial or operational updates provided; solely meeting date announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100981,"accession_number":"0001104659-26-006268","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital reports record annual net income of $16.4M; EPS $4.89","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year net income $16.4M ($4.89 diluted EPS) vs $11.9M ($3.57) in 2024, a 38% increase.","Q4 2025 net income $4.9M ($1.46 diluted EPS) vs $3.3M ($0.97) in Q4 2024.","Net interest margin (tax-equivalent) expanded to 3.61% for FY2025 from 3.20% in FY2024.","Total assets grew to $1.27B at Dec 2025 from $1.19B a year earlier; deposits increased $56.6M to $1.12B.","Nonperforming assets remained low at $4.3M vs $4.4M year-over-year."],"consensus_eps_estimate":null,"consensus_eps_actual":4.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":7170000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117311,"accession_number":"0001104659-25-102178","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital posts record Q3 net income $4.5M, EPS $1.34 vs $0.87 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.5M ($1.34 diluted EPS) for Q3 2025, up from $2.9M ($0.87) in Q3 2024.","Net interest margin (tax-equivalent) expanded to 3.71% from 3.19% YoY.","Nonperforming assets decreased to $3.9M from $4.4M at Dec 2024.","Total assets grew to $1.24B from $1.19B at Dec 2024; deposits increased $28.3M.","Nine-month net income $11.5M ($3.43 EPS) vs $8.7M ($2.59) prior year period."],"consensus_eps_estimate":null,"consensus_eps_actual":3.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":5319000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133750,"accession_number":"0001104659-25-085749","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital enters 10b5-1 plan to repurchase up to 113,236 shares through Aug 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan authorizes broker to buy up to 113,236 shares starting Sept 4, 2025, expiring Aug 28, 2026.","Repurchases are under a 2008 board authorization for up to 240,467 shares; 127,231 already repurchased.","Plan complies with Rules 10b5-1 and 10b-18 for safe harbor from insider trading and manipulation liability.","CEO Michael Frederick cites added flexibility to align with long-term capital allocation strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133749,"accession_number":"0001558370-25-009618","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 net income $3.8M ($1.13/sh) vs $2.8M ($0.85/sh) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.8M vs $2.8M in Q2 2024; diluted EPS $1.13 vs $0.85.","Net interest margin (tax-equiv) improved to 3.59% from 3.15% YoY.","Total assets $1.24B, up from $1.19B at Dec 2024; deposits grew $44.2M.","Nonperforming assets fell to $4.0M from $4.5M; net charge-offs $113K in Q2.","Provision for credit losses decreased to $306K from $360K; loan growth continued."],"consensus_eps_estimate":null,"consensus_eps_actual":2.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":3458000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150469,"accession_number":"0001104659-25-053555","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting results: all director nominees elected, auditor ratified, executive compensation approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected: Christopher L. Byrd, Pamela G. Kraft, Mark D. Shireman, John M. Shireman; each received >1M votes.","Ratification of Crowe LLP as auditor for FY 2025 approved (2,157,111 for, 53,691 against, 41,793 abstentions).","Non-binding advisory vote on executive compensation approved (1,064,486 for, 120,132 against, 53,945 abstentions; 1,014,032 broker non-votes)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150468,"accession_number":"0001171843-25-002518","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 net income $3.2M ($0.97/sh), up 6.7% YoY; NIM expands to 3.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income rose to $3.2M ($0.97 diluted EPS) from $3.0M ($0.88) YoY, up 6.7%.","Net interest margin (tax-equivalent) reached 3.34%, up from 3.14%, driven by higher asset yield.","Total assets $1.21B, deposits increased $17.5M to $1.08B; nonperforming assets fell to $4.1M.","Provision for credit losses rose to $338K from $280K; net charge-offs $84K.","Noninterest expenses up $424K, primarily compensation and snow removal costs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":1677000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169440,"accession_number":"0001171843-25-000953","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Capital sets annual meeting for May 21, 2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting of stockholders scheduled for Wednesday, May 21, 2025.","Record date and meeting location not yet specified in the release.","Company operates 18 offices across Indiana and Kentucky.","No other material financial or operational updates provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169439,"accession_number":"0001171843-25-000406","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital annual EPS falls to $3.57 from $3.82; Q4 EPS up to $0.97; NPAs surge to $4.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $11.9M ($3.57 diluted EPS) for 2024 vs $12.8M ($3.82) in 2023.","Q4 net income of $3.3M ($0.97 diluted EPS) compared to $3.1M ($0.93) in Q4 2023.","Nonperforming assets jumped to $4.5M from $1.8M, driven by $2.6M in two commercial loan relationships.","Tax-equivalent net interest margin improved to 3.20% for 2024 vs 3.16% in 2023.","Provision for credit losses increased to $1.4M from $1.1M; net charge-offs fell to $173K."],"consensus_eps_estimate":null,"consensus_eps_actual":3.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":7059000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186494,"accession_number":"0001171843-24-005834","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q3 net income falls to $2.9M ($0.87 EPS) from $3.1M year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.9M ($0.87 diluted EPS) vs $3.1M ($0.94) in Q3 2023.","Net interest margin improved to 3.12% from 3.02% YoY; provision for credit losses rose to $463K.","Nonperforming assets surged to $4.5M from $1.8M at Dec 31, 2023, driven by two commercial loan relationships.","Total assets $1.19B; deposits flat at $1.03B; borrowings under BTFP increased to $33.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":5268000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203074,"accession_number":"0001171843-24-004182","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q2 net income up to $0.85/share; nonperforming assets more than double","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M ($0.85/diluted) vs $2.7M ($0.82) YoY; six-month net income $5.8M ($1.73) vs $6.5M ($1.95).","Nonperforming assets rose to $4.1M from $1.8M, driven by $2.0M nonaccrual commercial borrowing relationship.","Deposits fell $11M to $1.01B; BTFP borrowings increased to $33.6M from $21.5M.","Tax-equivalent net interest margin improved to 3.15% for Q2 from 3.06% YoY.","Provision for credit losses increased to $360k from $350k; net charge-offs declined to $30k from $158k."],"consensus_eps_estimate":null,"consensus_eps_actual":1.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":3460000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219360,"accession_number":"0001104659-24-066139","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"First Capital director resigns, John Shireman appointed; annual meeting votes all passed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael L. Shireman resigned from the Board effective May 22, 2024; no disagreement with company.","John Shireman (Regional VP, Ascendance Truck Centers) appointed to fill vacancy, effective immediately.","At annual meeting, four director nominees elected with >1.2M votes each; auditor Crowe LLP ratified (2.35M for).","Non-binding advisory vote on executive compensation approved with 1.23M for, 68.6K against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219359,"accession_number":"0001171843-24-002291","cik":1070296,"company_name":"FIRST CAPITAL INC","ticker":"FCAP","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Capital Q1 net income falls 21% to $3.0M ($0.88 EPS) on higher interest expense","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.0M ($0.88 diluted EPS), down from $3.8M ($1.14) in Q1 2023.","Net interest margin narrowed to 3.14% from 3.38% as interest expense surged $2.2M.","Provision for credit losses increased to $280K from $193K due to loan growth and macroeconomic uncertainty.","Deposits fell $15.1M to $1.01B; BTFP borrowings rose to $33.6M from $21.5M at year-end.","Nonperforming assets decreased to $1.7M from $1.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":1701000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":194074254.9463148,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}