{"filings":[{"id":1775556,"accession_number":"0001437749-26-023945","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2026-07-21T20:14:00+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares reports record Q2 net income $22.51M; dividend raised to $0.33","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $22.51M ($1.19 diluted EPS) vs $12.25M in Q2 2025, up 83.84%.","Quarterly dividend increased 6.45% to $0.33 per share, payable Aug 21 to holders of record Aug 7.","Pre-tax gain of $10.39M on sale of Bearing Insurance stake boosted noninterest income.","Net interest margin stable at 4.38%; ROA 2.49% and ROE 16.90% for Q2 2026.","Adjusted net income (excl. non-recurring items) was $14.38M, up 17.47% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99238,"accession_number":"0001437749-26-014318","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Bankshares expects ~$10M pre-tax gain on sale of Bearing Insurance units","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bearing Insurance Group, LLC sold to BroadStreet Partners Group, LLC on May 1, 2026.","First Community Bankshares owned 11 units of Bearing Insurance Group.","Company expects a pre-tax gain of approximately $10 million from the transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99237,"accession_number":"0001437749-26-013858","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Community Bankshares annual meeting results: directors re-elected, say-on-pay approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gary R. Mills re-elected with 9,514,305 votes for, M. Adam Sarver with 7,902,368; broker non-votes 2,627,593.","Non-binding advisory vote on executive compensation approved: 9,446,382 for, 247,931 against.","Shareholders recommended 1-year frequency for future say-on-pay votes (8,612,739 votes for 1 year).","Ratification of Crowe LLP as independent auditor for 2026 approved: 11,887,671 for, 468,263 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99236,"accession_number":"0001437749-26-013643","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q1 net income $12.0M ($0.63 EPS); adj. EPS $0.73; declares $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $12.03M ($0.63 diluted EPS); adjusted net income $13.83M ($0.73 diluted EPS), up 17% YoY.","Net interest margin 4.37%, up 3 bps YoY; tax-equivalent net interest income up 10%.","Quarterly dividend $0.31/share, payable May 29 to holders of record May 15; 41st consecutive year.","Completed Hometown Bancshares acquisition Jan 23, adding $394M assets, $171M loans, $358M deposits.","Repurchased 504,652 shares for $20.33M in Q1; NPL ratio improved to 0.72%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115120,"accession_number":"0001437749-26-002202","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"FCBC Q4 net income $12.46M ($0.68 EPS); completes Hometown Bancshares acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.46M ($0.68 diluted EPS) for Q4 2025, down 4.4% YoY; adjusted net income $14.16M, up 8.6%.","Full-year 2025 net income $48.79M ($2.65 EPS); ROA 1.52%, ROE 9.64%.","Quarterly dividend $0.31/share declared, payable Feb 27 to holders of record Feb 13; two special dividends totaling $3.07/share in 2025.","Acquired Hometown Bancshares (Union Bank) on Jan 23, 2026; Hometown had $415M assets, $172M loans, $376M deposits.","Net interest margin 4.53%, up 17 bps YoY; non-performing assets declined to $14.15M from $20.54M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115119,"accession_number":"0001437749-26-002090","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"FCBC completes acquisition of Hometown Bancshares, effective Jan 23, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Hometown shareholders receive 11.706 FCBC shares per Hometown share, plus cash for fractional shares.","Hometown had ~$415M assets, $172M loans, $376M deposits as of Dec 2025.","Acquisition adds eight West Virginia branches, opening as FCBC branches on Jan 26.","Strategic focus on growing low-cost core deposits and expanding in Parkersburg-Marietta-Vienna MSA.","Merger previously announced July 19, 2025; Union Bank merged into First Community Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131520,"accession_number":"0001437749-25-039039","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-12-31T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Bankshares gets Virginia BFI approval for Union Bank merger; final regulatory condition met","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Virginia Bureau of Financial Institutions approval to merge Union Bank into First Community Bank.","This BFI approval satisfies the final regulatory condition for the Hometown Bancshares merger.","Transaction remains subject to customary closing conditions and is expected to close in Q1 2026.","Merger Agreement was dated July 19, 2025 between First Community Bankshares and Hometown Bancshares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131519,"accession_number":"0001437749-25-038307","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Community Bankshares merger with Hometown on track; expected close Jan 23, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Hometown shareholders voted overwhelmingly to approve the merger on Dec 2, 2025.","Federal Reserve Bank of Richmond approved the merger on Nov 6, 2025.","Closing subject to Virginia Bureau of Financial Institutions approval, expected in weeks.","Parties expect merger to close on Jan 23, 2026; Hometown regular dividend suspended.","Hometown will pay a special dividend in Jan 2026 after 2025 taxable income calculated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131518,"accession_number":"0001437749-25-038041","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-12-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Community Bankshares declares special dividend of $1.00 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $1.00 per share payable on or about Jan 16, 2026 to holders of record Jan 2, 2026.","Total special dividend payout approximately $18.32 million based on shares outstanding.","Dividend declared after Q1-Q3 2025 earnings of $36.33M, regular dividends $17.02M and share repurchases $1.85M.","Board determined sufficient surplus capital remains to support growth after the special dividend.","Special dividend is based on current performance and may not be indicative of future special dividends."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131517,"accession_number":"0001437749-25-036874","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-12-04T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"FCBC merger with Hometown Bancshares approved by Hometown shareholders; Q1 2026 close targeted","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Hometown shareholders approved the merger agreement dated July 19, 2025 at a special meeting on December 2, 2025.","The merger remains subject to approval from the Virginia State Corporation Commission Bureau of Financial Institutions.","Customary closing conditions still required; parties expect transaction to close in first quarter of 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131516,"accession_number":"0001437749-25-034508","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"FCBC receives Fed approval for Hometown merger; corrects proxy error on bidder valuation","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Federal Reserve Bank of Richmond approved bank merger and BHCA waiver on Nov 6, 2025.","Proxy error corrected: Institution A valued Hometown at lower valuation than First Community's indication, not higher.","Hometown board reaffirms unanimous FOR recommendation; special meeting set for Dec 2, 2025.","Merger remains subject to Virginia SCC approval, Hometown shareholder vote, and other conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131515,"accession_number":"0001437749-25-031996","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q3 net income down 5.9% to $0.67 EPS; adjusted net income up 4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $12.27M ($0.67 diluted EPS) down 5.89% YoY; adjusted net income of $12.90M up 4% YoY.","Net interest margin 4.43%, up 2 bps YoY; noninterest income rose 4.18% on higher service charges and wealth management fees.","Noninterest expense up 8.69%, partly due to $787K merger costs for Hometown Bank merger (expected close Jan 2026).","Non-performing assets fell to $16.90M from $20.54M at year-end 2024; loan-to-deposit ratio 89.38%.","Quarterly dividend of $0.31/share declared, payable Nov 28 to holders of record Nov 14; 40th consecutive year of dividends."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148095,"accession_number":"0001437749-25-023215","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Q2 net income $12.25M ($0.67 EPS); declares $0.31 dividend, 40th consecutive year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $12.25M, down 3.47% YoY; diluted EPS $0.67; six-month net income $24.06M ($1.31 EPS).","Dividend of $0.31/share declared, payable Aug 22, 2025 to holders of record Aug 8, 2025.","Net interest margin 4.37%; recovery of credit loss provision of $285K vs provision of $144K in Q2 2024.","Repurchased 50,338 shares for $1.85M in Q2 2025; book value per share $27.46, down $1.27 from year-end.","Non-performing loans stable at 0.79% of loans; net charge-offs improved to 0.08% annualized from 0.16% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148094,"accession_number":"0001437749-25-023066","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"First Community Bankshares to acquire Hometown Bancshares for ~$41.5M in stock","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total deal value ~$41.5M; each Hometown share exchanges for 11.706 FCBC shares, valued at $472.10 based on FCBC $40.33 close.","Hometown (Union Bank) has $402M assets, $176M loans, $366M deposits as of June 30, 2025; adds 8 WV branches.","Expected close Q1 2026; subject to Hometown shareholder vote, regulatory approvals, and other customary conditions with a $2.0M termination fee payable by Hometown.","FCBC expects high-single digit EPS accretion and minimal tangible book dilution; combined pro-forma $3.6B assets and 60 branches."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166852,"accession_number":"0001437749-25-012960","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Community Bankshares annual meeting; governance amendment fails","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Three directors elected: Samuel L. Elmore, Richard S. Johnson, Beth A. Taylor; 77.22% turnout.","Advisory vote on executive compensation approved: 10.98M for vs 0.28M against.","Ratification of Crowe LLP as auditor approved: 13.64M for, 0.49M against.","Proposal to change voting requirements for corporate transactions failed; needed 75% (13.75M) but got 11.19M for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.15,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166851,"accession_number":"0001437749-25-012693","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q1 EPS $0.64, NIM 4.34%; declares $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $11.82M ($0.64 diluted EPS) for Q1 2025.","Net interest margin 4.34%; ROA 1.49% (down from 1.60%); ROE 9.49% (down from 10.18%).","Loans decreased $33.39M (1.38%) from Dec 31, 2024; deposits down $6.77M (0.25%).","Declared Q2 cash dividend of $0.31/share, payable May 23, 2025; 40th consecutive year of regular dividends.","NPL ratio 0.85% (up); net charge-offs $1.39M (0.24% annualized)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184254,"accession_number":"0001437749-25-002031","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q4 net income $13.04M ($0.71 EPS); declares $2.07 special dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $13.04M ($0.71 diluted EPS), FY $51.60M ($2.80 EPS), up 10.65% and 7.46% YoY respectively.","Net interest margin 4.36% (down 6 bps YoY); noninterest expense down $2.67M due to no repeat of $3M litigation charge.","Quarterly cash dividend $0.31/share (40th consecutive year); special cash dividend $2.07/share (~$37.92M total) payable Feb 28, 2025.","Loans decreased 6.07% YoY, deposits down 1.14%; non-performing loans to total loans 0.83% (up from Q4 2023).","Book value per share $28.73, up $1.53 from year-end 2023; ROTCE 14.12% for Q4, ROA 1.60%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200857,"accession_number":"0001437749-24-031774","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q3 net income $13.03M ($0.71 EPS), down 11% YoY; declares $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.03M ($0.71 diluted EPS) for Q3 2024, vs $14.64M ($0.79) a year ago, down 10.98%.","Net interest margin 4.41%, down 10 bps YoY; net interest income fell $1.75M on higher deposit costs.","Noninterest income up 8.63% to ~$10.44M, including $825K gain on sale of two closed branches.","Non-performing loans to total loans rose to 0.82%; net charge-offs were $1.13M (0.18% annualized).","Quarterly cash dividend $0.31/share, payable Nov 22, record Nov 8; 39th consecutive year."],"consensus_eps_estimate":null,"consensus_eps_actual":2.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216851,"accession_number":"0001437749-24-027865","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-08-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"FCBC enters new employment agreements with CEO, President, CFO, COO, and CAO for three-year terms","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Five named executive officers including CEO William P. Stafford, II and CFO David D. Brown signed new employment agreements effective Jan 1, 2024.","Initial three-year terms ending Dec 31, 2027, with automatic annual renewal extending the term by another three years.","Severance: 18 months base salary and benefits if terminated without cause (or for good reason) outside a change of control.","Change of control severance: 36 months of base salary and benefits, subject to golden parachute excise tax reduction.","Post-termination non-compete, non-solicitation, and confidentiality covenants apply during employment and for restricted periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216850,"accession_number":"0001437749-24-023280","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q2 net income $12.69M, EPS $0.71, dividend $0.31","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $12.69M for Q2 2024, up 29.26% YoY; diluted EPS $0.71.","Net interest margin improved to 4.51%, up 3 bps YoY; yield on earning assets up 45 bps.","Declared quarterly cash dividend of $0.31/share, payable Aug 23, 2024, to holders of record Aug 9.","Recorded $1.80M non-recurring charge to settle a putative class action lawsuit.","Repurchased 155,044 shares in Q2 2024 at cost of $5.28M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236583,"accession_number":"0001437749-24-015281","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Bankshares agrees to $4.8M settlement over overdraft fee class action","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Settlement establishes a $4.8 million fund and forgives up to $500,000 in unpaid fees.","Lawsuit alleged improper overdraft and NSF fees on debit card transactions.","Bank admits no wrongdoing and will receive a complete release of claims.","Company previously accrued $3.0 million for this liability; settlement total is ~$5.3 million.","Settlement is subject to documentation and preliminary and final court approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236582,"accession_number":"0001437749-24-013646","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Community Bankshares shareholders elect directors, approve say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders elected directors C. William Davis (10,595,854 for), Harriet B. Price (8,714,204 for), and William P. Stafford, II (11,095,179 for).","Non-binding advisory vote on executive compensation approved with 11,066,203 for vs 177,872 against.","Appointment of Crowe LLP as independent auditor ratified with 13,919,664 for vs 487,728 against.","Total shares voted: 14,455,162.26 representing 78.19% of outstanding shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236581,"accession_number":"0001437749-24-012836","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q1 net income $12.85M ($0.71 EPS), up 9% YoY; declares $0.29 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.85M, diluted EPS $0.71 vs $0.65 in Q1 2023, up 9% YoY.","Net interest margin 4.47%, up 12 bps YoY; net interest income increased $2.22M.","Noninterest income up 7.88%; noninterest expense up 12.36% largely from Surrey branch addition.","Quarterly dividend $0.29 per share (unchanged), payable May 24 to record holders May 10.","Book value per share $27.53, up $0.33 from year-end 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254215,"accession_number":"0001437749-24-001958","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2024-01-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"FCBC Q4 net income $11.78M ($0.66 EPS); declares $0.29 quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.78M ($0.66 diluted EPS) for Q4 2023; full-year net income $48.02M ($2.72 EPS).","Adjusted for $3.00M litigation accrual, Q4 net income $14.59M, up $1.84M YoY; ROA 1.77%, ROE 11.63%.","Quarterly cash dividend $0.29 per share, payable Feb 23, 2024 to holders of record Feb 9, 2024.","Loan portfolio grew 7.17% YoY, including Surrey Bancorp acquisition; deposits up 1.62%.","Repurchased 189,500 shares in Q4 ($5.98M); new 2.7M share buyback program announced."],"consensus_eps_estimate":null,"consensus_eps_actual":2.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271698,"accession_number":"0001437749-23-028851","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares reports Q3 2023 net income of $14.6M, EPS $0.79; NIM expands 50bps to 4.51%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $14.64M ($0.79 diluted EPS) vs $13.35M in Q3 2022, up 9.7% YoY.","Net interest margin 4.51%, up 50bps YoY; net interest income increased $4.01M.","Loan portfolio up 8.05% from Dec 2022 ($193.3M), but ex-Surrey transaction down 1.91%.","Deposits increased 2.51% from Dec 2022; ex-Surrey transaction down 12.55%.","Declared $0.29/share quarterly dividend (payable Nov 24, record Nov 10); new 2.7M share buyback program through Dec 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":2.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288550,"accession_number":"0001437749-23-027195","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-09-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Bankshares authorizes new 2.7M share repurchase plan through 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 2.7M shares of common stock, effective Sept 27, 2023 through Dec 31, 2026.","Prior repurchase plan adopted Jan 26, 2021 terminated; that plan would have expired Dec 31, 2023.","Repurchases may be made via open market, privately negotiated transactions, or trading plans, subject to market conditions and regulatory requirements.","Company is not obligated to purchase any specific number of shares; plan may be suspended or terminated at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288549,"accession_number":"0001437749-23-020624","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"FCBC Q2 adj. net income $12.95M ($0.70 EPS); declares $0.29 dividend; completes Surrey Bancorp acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $9.81M ($0.55 diluted EPS); adjusted net income $12.95M ($0.70 EPS), up 16% YoY.","Quarterly dividend of $0.29 per share, payable Aug 25, 2023; marks 38th consecutive year of regular dividends.","Completed Surrey Bancorp acquisition on Apr 21, adding $466M in assets, $239M loans, $404M deposits.","Loan portfolio grew 9.2% from Dec 2022; deposits up 6.5%; core loans and deposits declined excluding acquisition.","Repurchased 279,567 shares for $7.69M in Q2; book value per share $26.29, up $0.28 from year-end 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309089,"accession_number":"0001437749-23-015794","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Community Bankshares annual meeting elects directors, approves say-on-pay, ratifies auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Gary R. Mills and M. Adam Sarver elected as Class of 2026 directors; Mills received 8,412,749 votes for, Sarver 6,468,145.","Advisory vote on executive compensation approved: 8,793,771 for, 200,187 against, 51,648 abstentions.","Ratification of Elliott Davis PLLC as independent auditor for 2023 passed: 9,828,549 for, 1,729,754 against.","Total shares voted: 11,453,901 out of 16,228,524 outstanding (70.58% quorum)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309088,"accession_number":"0001437749-23-014679","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"First Community Bankshares dismisses auditor Elliott Davis over 84% fee hike, appoints Crowe LLP","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elliott Davis proposed $400k audit fee for 2023, an 84% increase from original $217k quote, citing desired profitability.","Audit Committee dismissed Elliott Davis on May 9, 2023; no adverse opinions or disagreements in reports for 2022.","Crowe LLP engaged as new independent auditor for year ending Dec 31, 2023, subject to client acceptance procedures.","Management will abstain from voting on ratification of Elliott Davis at annual meeting; dismissal and appointment stand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309087,"accession_number":"0001437749-23-011015","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"FCBC Q1 net income $11.78M (+24% YoY); completes Surrey Bancorp deal; dividend $0.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.78M ($0.72 diluted EPS), up 24% from $9.52M YoY; annualized ROAA 1.55%, ROAE 11.15%.","Net interest margin 4.35%, up 80 bps YoY; cost of interest-bearing deposits 0.16%.","Completed acquisition of Surrey Bancorp ($468M assets, $253M loans, $405M deposits) on April 21, 2023.","Quarterly dividend increased 7.4% to $0.29/share, payable May 26, 2023 to holders of record May 12.","Non-performing loans low at 0.65% of total loans; book value $26.58/share, up $0.57 from year-end."],"consensus_eps_estimate":null,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309086,"accession_number":"0001437749-23-010881","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["2.01","8.01","9.01"],"status":"ready","headline":"First Community Bankshares completes acquisition of Surrey Bancorp (7 branches, $482M assets)","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Effective April 21, 2023; Surrey shareholders to receive 0.7159 FCBC shares per Surrey share.","Surrey Bank & Trust had $482M in assets, $253M in loans, and $414M in deposits as of March 2023.","Seven Surrey branches in NC and VA will open as First Community Bank branches on April 24, 2023.","CEO William Stafford cites expanded presence in NW North Carolina and small business resources.","Surrey CEO Ted Ashby notes pride in 27-year history and confidence in First Community as partner."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327850,"accession_number":"0001437749-23-001682","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q4 net income $12.58M; dividend up 7.4%; to acquire Surrey Bancorp","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.58M ($0.77 diluted EPS) for Q4 2022, up from $10.56M in Q4 2021; full-year net income $46.66M ($2.82 diluted EPS).","Quarterly dividend raised to $0.29/share (+7.4% YoY), payable Feb 24, 2023 to record Feb 10, 2023; 38th consecutive year of regular dividends.","Entered agreement to acquire Surrey Bancorp (Mount Airy, NC); adds ~$500M in assets; expected close Q2 2023, subject to approvals.","Net interest margin expanded 82 bps to 4.34%; loan portfolio grew 10.83% YTD ($234.63M); share repurchases curtailed due to deal.","Nonperforming loans 0.70% of total loans; net charge-offs $2.25M in Q4 (0.37% annualized avg loans) vs $1.17M in Q4 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":2.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345529,"accession_number":"0001437749-22-028276","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-12-01T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"First Community Bankshares announces blackout period for employee benefit plan due to platform transition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Blackout period for Employee Stock Ownership and Savings Plan runs from Dec 1 to Dec 22, 2022, due to transition to Principal Financial Group.","Directors and executive officers are prohibited from trading company common stock or derivatives during the blackout under Regulation BTR.","Plan participants cannot direct or diversify investments in their accounts during the blackout period.","Questions may be directed to Sarah W. Harmon, Chief Administrative Officer, General Counsel, and Secretary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345528,"accession_number":"0001437749-22-027708","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-11-18T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"First Community Bankshares to acquire Surrey Bancorp for ~$113.2M in stock","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Surrey shareholders to receive 0.7159 FCBC shares per Surrey share, valued at $26.95/share.","Surrey Bank & Trust has ~$500M assets; combined entity >$3.6B in assets across four states.","Transaction expected to close in Q2 2023; minimally dilutive to TBV, mid-single digit EPS accretion.","Two Surrey board members to join First Community Bank board; key executives including Peter Pequeno to join."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345527,"accession_number":"0001437749-22-024696","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q3 net income $13.35M ($0.81 EPS); dividend raised to $0.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.35M ($0.81 dil. EPS) vs $12.61M; net interest margin 4.01%, up 45bp YoY.","Quarterly dividend increased to $0.29 per share (+7.41% YoY); payable Nov 18, record Nov 4.","Loan portfolio grew $197.16M (12.17% annualized) in first 9 months; NPLs 0.71% of loans.","Repurchased 235,400 shares ($7.38M) in Q3; 650,907 shares ($19.42M) YTD.","Provision for credit losses $685k (+$2.08M); branch sale gain $1.66M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361975,"accession_number":"0001437749-22-017782","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-07-26T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"FCBC Q2 net income $11.2M, EPS $0.67; raises quarterly dividend to $0.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2022 net income $11.21M ($0.67 diluted EPS); first-half net income $20.73M ($1.24).","Quarterly cash dividend increased to $0.29 per share (7.41% increase from Q2 2021); payable Aug 19 to holders of record Aug 5.","Loan portfolio grew $134.23M in H1 2022 (12.5% annualized rate); net interest margin improved to 3.78% from 3.68% YoY.","Company repurchased 283,507 shares for $7.95M in Q2; non-performing loans remained low at 0.80%.","Annualized ROAA of 1.38% for Q2 and 10.61% ROACE; cost of funds remained low at 0.06%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381443,"accession_number":"0001437749-22-015272","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-06-17T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"Plan transition triggers 5-day trading blackout for FCBC directors and officers","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Blackout period from July 14 to July 18, 2022 due to plan platform transition to American Trust.","Directors and executive officers prohibited from trading FCBC equity securities during blackout per Reg BTR.","Notice sent on June 17, 2022 to inform insiders of restrictions and penalties.","Plan participants also unable to direct investments during blackout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381442,"accession_number":"0001437749-22-013925","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-05-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Community Bankshares adopts Executive Incentive Compensation Plan for 2022","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Plan effective Jan 1, 2022; approved May 24, 2022; renews annually.","Key financial metric for 2022 is Return on Average Equity (ROAE); threshold, target, max set vs peer group.","NEOs include Stafford, Mills, Brown, Belcher, Harmon; target incentive ranges 12.5% to 50% of salary.","KPIs for 2022: budgeted net income, efficiency ratio, return on assets; payouts subject to clawback.","No incentive paid if ROAE below threshold; maximum capped at 2x target."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381441,"accession_number":"0001437749-22-010456","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-05-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Community Bankshares shareholders elect three directors, approve equity plan and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected Samuel L. Elmore, Richard S. Johnson, Beth A. Taylor as Class of 2025 directors.","Approved non-binding advisory vote on executive compensation: 9,144,888 for, 353,767 against.","Ratified Elliott Davis PLLC as independent auditor for 2022: 11,872,293 for, 102,405 against.","Approved 2022 Omnibus Equity Compensation Plan: 8,942,418 for, 560,913 against; broker non-votes 2,473,796."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381440,"accession_number":"0001437749-22-009760","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares Q1 net income $9.52M, EPS $0.56; dividend up 8% to $0.27","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $9.52M ($0.56 diluted EPS) vs $14.6M ($0.82) in Q1 2021; decrease driven by $1.96M provision vs $4.00M reversal year ago.","Net interest margin 3.55%, up 3 bps from Q4 2021; cost of interest-bearing deposits fell to 0.10%.","Loan portfolio grew $78.7M (14.7% annualized); strong demand across construction, CRE, residential mortgage, and consumer.","Quarterly cash dividend increased 8% to $0.27/share, payable May 20 to holders of record May 6; 37th consecutive year of regular dividends.","Repurchased 132,000 shares for $4.09M during Q1; non-performing loans remained low at 0.96% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381439,"accession_number":"0001437749-22-008029","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-04-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Community Bankshares sells Emporia, VA branch to Benchmark Community Bank","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sale includes branch real estate, personal property, and all deposits (but not loans).","Transaction subject to regulatory approval and customary closing conditions.","Expected to close by end of 2022, enabling both banks to focus on core markets.","First Community Bank retains its other branches; move removes a geographically distant branch."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399418,"accession_number":"0001437749-22-006170","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-03-14T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"First Community Bankshares dismisses DHG as auditor, engages Elliott Davis","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee dismissed Dixon Hughes Goodman LLP (DHG) as independent auditor on March 9, 2022.","No adverse opinions, disagreements, or reportable events in DHG's reports for FY2020 and FY2021.","Elliott Davis, PLLC engaged as new auditor for the year ending Dec 31, 2022, effective March 9, 2022.","DHG furnished a letter to the SEC (Exhibit 16.1) agreeing with the company's disclosures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399417,"accession_number":"0001437749-22-001706","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2022-01-26T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Community Bankshares reports record 2021 net income of $51.17M, declares $0.27 quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Annual net income for 2021 was a record $51.17 million, or $2.94 per diluted common share.","Quarterly cash dividend declared of $0.27 per common share, an increase of 8% over the same quarter last year.","Company repurchased 949,386 common shares (5.36% of outstanding) for $28.88 million during 2021.","Net charge-offs for Q4 2021 were $1.17 million, or 0.22% of annualized average loans, improving from 0.26% in Q4 2020.","Book value per share increased to $25.34 at December 31, 2021, up $1.26 from year-end 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":2.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":801835923.6484905,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":418415,"accession_number":"0001437749-21-028860","cik":859070,"company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","ticker":"FCBC","form_type":"8-K","filed_at":"2021-12-17T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Community Bankshares appoints Dr. Beth A. 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