{"filings":[{"id":1950402,"accession_number":"0001628280-26-050819","cik":1531193,"company_name":"First Carolina Financial Services, Inc.","ticker":"FCBM","form_type":"8-K","filed_at":"2026-07-30T12:11:18+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Carolina Q2 EPS $0.20, net income up 11%; IPO raises $69.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.1M ($0.20 diluted EPS) vs $4.6M ($0.18) in Q2 2025, an 11% increase.","Completed IPO of 5.5M shares at $12.50, plus full underwriter option, net proceeds ~$69.3M.","Loan growth $58.1M (annualized 8.9%); net interest margin expanded 18 bps to 3.23%.","Zero net charge-offs; nonperforming assets improved to 0.65% of total assets from 0.89% a year ago.","Brokered deposits declined $211M replaced by $246M non-brokered deposits in H1 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1196757,"accession_number":"0001140361-26-025976","cik":1531193,"company_name":"First Carolina Financial Services, Inc.","ticker":"FCBM","form_type":"8-K","filed_at":"2026-06-22T20:54:46+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"First Carolina Financial Services completes IPO of 5.5M shares at $12.50, raising $68.75M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["IPO of 5,500,000 shares at $12.50/share closed June 22, 2026; gross proceeds ~$68.75M.","Concurrent 2-for-1 forward stock split and amendments to articles/bylaws effective June 17/22.","Net proceeds after underwriting discounts and estimated expenses not yet disclosed.","IPO marks transition from private to public company; no earnings guidance provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}