{"filings":[{"id":746598,"accession_number":"0001552781-26-000347","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2026-05-29T20:07:26+00:00","items":["7.01","9.01"],"status":"ready","headline":"FCCO presents 1Q26 update; Signature Bank GA acquisition closed; loan growth 13.1% annualized","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Acquired Signature Bank of GA on Jan 8, 2026; systems conversion completed Mar 13, 2026.","Q1 2026 total assets $2.4B; loan portfolio annualized growth of 13.1% (excl. acquisition).","Net interest margin expanded for eighth consecutive quarter; loan yield 5.94% at Mar 31.","Core net income metrics presented; SBA lending added via acquisition; dividend 97th consecutive quarter.","Share repurchase plan up to $7.5M announced May 7; current dividend yield ~2.11%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":577077,"accession_number":"0001552781-26-000343","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2026-05-21T18:08:54+00:00","items":["5.07","9.01"],"status":"ready","headline":"FCCO shareholders elect all directors, approve say-on-pay, ratify Elliott Davis for FY2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 9 director nominees elected: 2 Class I, 5 Class II, 2 Class III, each with >4.8M votes for.","Advisory say-on-pay passed: 4,834,058 for, 71,049 against, 13,387 abstentions.","Ratification of Elliott Davis as FY2026 auditor approved: 6,161,156 for, 100,212 against.","Meeting held May 20, 2026; 66.86% of 9,366,626 outstanding shares represented (6,262,567 shares)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99876,"accession_number":"0001552781-26-000306","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Corp authorizes up to $7.5M share repurchase (3.4% of equity)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase plan for up to $7.5M of common stock, ~3.4% of shareholders' equity as of Mar 31, 2026.","Repurchases may be made through May 5, 2027, via open market or privately negotiated transactions.","Timing and amount of purchases are at management's discretion, subject to market conditions and regulatory requirements.","Company is not obligated to repurchase any shares; plan may be suspended or discontinued at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99875,"accession_number":"0001552781-26-000265","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community Corp Q1 net income $5.5M (+37.6% YoY); EPS $0.59; $0.16 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.498M, +37.6% YoY; diluted EPS $0.59, +15.7% YoY. Excluding merger expenses, net income $6.754M (+69% YoY), EPS $0.72.","Total deposits $2.048B (+$298.7M QoQ including $229.8M from Signature Bank acquisition); loans $1.549B (+$238.1M including $195.5M from acquisition).","Net interest margin (tax-equiv) 3.37%, +5 bps QoQ, eighth consecutive quarter of expansion. Key credit metrics strong: NCOs $5k, NPAs 0.04%.","Cash dividend $0.16/share declared, payable May 19, 2026 to holders of record May 5, 2026. 97th consecutive quarterly dividend.","Investment advisory revenue $2.271M; AUM $1.130B at quarter end vs $1.170B at Dec 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116152,"accession_number":"0001552781-26-000028","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community Q4 net income $4.83M, FY net income up 37.6% to $19.2M; dividend $0.16/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY 2025 net income $19.205M ($2.47 diluted EPS) vs $13.955M ($1.81) in 2024, up 37.6% and 36.5% respectively.","Q4 2025 net income $4.830M ($0.62 EPS); adjusted $5.357M ($0.69 EPS) excluding merger expenses.","Net interest margin expanded 5 bps to 3.32% in Q4, seventh consecutive quarter of expansion.","Total loans grew $90.5M (7.4%) in FY 2025; deposits up $73.6M (4.4%); record AUM of $1.170B.","Cash dividend $0.16/share payable Feb 24, 2026; acquisition of Signature Bank of Georgia closed Jan 8, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":2.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":922000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116151,"accession_number":"0001552781-26-000009","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2026-01-09T23:59:59+00:00","items":["2.01","5.02","8.01","9.01"],"status":"ready","headline":"First Community Corp closes acquisition of Signature Bank of Georgia for ~$50M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Deal valued at $50.0M as of Dec 31, 2025; closed Jan 8, 2026 with stock-for-stock merger: 0.6410 FCCO shares per Signature share.","Combined company now has $2.3B assets, $2.1B deposits and cash management accounts, and $1.5B loans.","Banking network expands to 23 offices across SC and GA, including Atlanta MSA.","Freddie Deutsch (ex-Signature CEO) appointed EVP and Director of Specialty Business Lending; Jonathan Been appointed independent director.","Systems conversion expected in March 2026; former Signature branches operate under First Community Bank d/b/a Signature Bank of Georgia."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132596,"accession_number":"0001552781-25-000463","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-12-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Community Corp announces 2026 quarterly earnings release dates","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q4 2025 earnings to be released Jan 28, 2026; Q1 2026 on Apr 22, 2026.","Q2 2026 earnings scheduled for Jul 22, 2026; Q3 2026 on Oct 21, 2026.","All releases will be issued at approximately 9:00 am Eastern Time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132595,"accession_number":"0001552781-25-000434","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-12-01T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Corp gets FDIC, SC approvals for Signature Bank merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["FDIC and South Carolina Board of Financial Institutions approved the merger on Nov 26, 2025.","Shareholders of both First Community and Signature Bank have voted in favor of the deal.","Transaction expected to close in Q1 2026, pending remaining closing conditions.","Signature Bank will merge into First Community Bank, a subsidiary of First Community Corp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132594,"accession_number":"0001552781-25-000429","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"FCCO shareholders approve merger with Signature Bank of Georgia","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["FCCO shareholders voted 5,278,086 for vs. 63,798 against to approve the merger with Signature Bank.","Signature Bank shareholders also approved the merger on November 19, 2025.","Merger involves Signature Bank merging with FCCO's wholly owned subsidiary, First Community Bank.","Approximately 69.85% of outstanding FCCO shares were present at the special meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132593,"accession_number":"0001552781-25-000395","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Community posts record Q3 earnings; NIM expands 6th straight quarter; AUM >$1.1B","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Record Q3 2025 earnings; net interest margin expanded for 6th consecutive quarter.","Total assets $2.1B; loans grew 6.4% annualized YTD (Q3 annualized 6.1%).","Investment advisory AUM exceeded $1.1 billion (record).","Declared $0.16/share dividend payable Nov 18, 2025; $7.5M share repurchase plan active.","Pending acquisition of Signature Bank of GA adds SBA/govt-guaranteed lending lines."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132592,"accession_number":"0001552781-25-000331","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community Corp Q3 net income $5.19M, up 34.5% YoY; EPS $0.67; dividend $0.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.192M (diluted EPS $0.67), up 34.5% YoY; adjusted EPS $0.72, up 44.0% YoY.","Net interest margin expanded 6 bps to 3.27% (tax-equivalent), sixth consecutive quarter of margin expansion.","Total loans +$19.3M during Q3 (6.1% annualized); total deposits +$17.1M (3.9% annualized).","Board declared $0.16/share cash dividend, payable Nov 18, 2025 to holders of record Nov 4, 2025; 95th consecutive quarter.","Share repurchase plan authorized up to $7.5M through May 8, 2026; no shares yet repurchased."],"consensus_eps_estimate":null,"consensus_eps_actual":1.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":688000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149126,"accession_number":"0001552781-25-000230","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Community Corporation Reports Record NIM Expansion and Dividend Increase in Q2 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Record net interest margin expansion for fifth consecutive quarter in Q2 2025.","Record investment advisory AUM exceeding $1.0 billion at June 30, 2025.","Residential mortgage production of $106.7 million in Q2 2025; 2024 annual production of $165.6 million.","Board declared cash dividend increase to $0.16 per share, payable August 19, 2025; 94th consecutive quarterly dividend.","Highlighted Signature Bank of Georgia acquisition to enter additional growth market and add SBA/GGL lines of business."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149125,"accession_number":"0001552781-25-000227","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community reports record Q2 earnings; EPS $0.67, dividend increase, acquisition of Signature Bank of Georgia","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.186M in Q2 2025, up 58.8% YoY; diluted EPS $0.67, up 59.5% YoY.","Net interest margin (tax-equiv) 3.21%, up 8 bps linked quarter.","Assets under management hit record $1.011B; mortgage production record $62.9M.","Credit quality: NPAs 0.02%, net charge-offs $10K; loan recoveries $5K.","Cash dividend increased to $0.16/share (payable Aug 19, record Aug 5); 94th consecutive quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":445000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149124,"accession_number":"0001552781-25-000220","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-07-14T23:59:59+00:00","items":["1.01","7.01","8.01","9.01"],"status":"ready","headline":"First Community to acquire Signature Bank of Georgia in $41.6M stock deal, expanding into Atlanta MSA","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total transaction value ~$41.6M based on FCCO closing price of $24.84; each SGBG share exchanged for 0.6410 FCCO shares.","Pro forma combined company: ~$2.3B assets, $2.0B deposits, $1.5B loans, 23 offices across SC and GA.","Expected to be accretive to FCCO EPS by ~4.4% in 2026; TCE/TA ratio improves ~35bps to 7.45%.","Tangible book value dilution ~2.6% with ~2.2 year earnback; estimated IRR of ~27.6%.","Closing anticipated early Q1 2026; subject to regulatory and shareholder approvals; unanimous board approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149123,"accession_number":"0001552781-25-000218","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-07-08T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"First Community Corporation confirms preliminary M&A discussions with Signature Bank of Georgia","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Company acknowledges recent media reports and confirms preliminary discussions with Signature Bank of Georgia.","Signature Bank of Georgia previously issued a press release in error regarding a potential strategic transaction.","No definitive agreement has been entered into; no assurance that any transaction will occur.","Company will not comment further unless a definitive agreement is executed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168122,"accession_number":"0001552781-25-000197","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Community shareholders approve Amended 2021 Omnibus Equity Plan, increasing authorized shares by 450,000","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four Class I directors and one Class II director elected at May 21 annual meeting; broker non-votes of 1,353,537 shares.","Say-on-pay advisory resolution passed with 4,019,104 for, 61,274 against; shareholders recommended annual frequency for future votes.","Amended 2021 Omnibus Equity Plan approved, increasing authorized shares from 225,000 to 675,000 (450,000 increase) with 3,983,943 for, 113,452 against.","Ratification of Elliott Davis, LLC as independent auditor for FY 2025 passed with 5,412,678 for, 40,463 against, 5,184 abstain.","Approximately 71.15% of shares represented at meeting; 5,458,325 votes cast of 7,671,056 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.15,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168121,"accession_number":"0001552781-25-000172","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Corp approves $7.5M share repurchase plan (5% of equity)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $7.5 million in stock repurchases, about 5% of total shareholders' equity as of March 31, 2025.","Repurchases may occur through May 8, 2026 via open market or private negotiations.","Management will determine timing, quantity, and price based on market conditions and other factors.","Plan may be suspended, discontinued, or restarted at any time before expiration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168120,"accession_number":"0001552781-25-000150","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community Corp Q1 2025: EPS $0.51, NIM 3.13%, loan growth 10.4% annualized, $0.15 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.997M, diluted EPS $0.51, vs $2.597M and $0.34 in Q1 2024; linked quarter EPS $0.55.","Total loans grew $31.4M to $1.252B (10.4% annualized); deposits grew $49.8M to $1.726B (12.1% annualized).","Net interest margin (tax-equivalent) expanded 13 bps to 3.13% from 2.79% YoY; cost of funds decreased 11 bps to 1.94%.","Asset quality excellent: NPAs 0.03% of assets, past due loans 0.14%; net recoveries $11k.","Cash dividend $0.15 per share declared, payable May 20, 2025 to holders of record May 6, 2025 (93rd consecutive quarter)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":221000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168119,"accession_number":"0001552781-25-000133","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-04-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Community Corporation files 8-K to include omitted Insider Trading Policy","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["On April 7, 2025, FCCO filed a Form 8-K to correct its March 14, 2025 Form 10-K.","Exhibit 19.1 (Insider Trading Policy) was inadvertently omitted from the original annual report.","The 8-K includes the Insider Trading Policy as Exhibit 19.1 and a cover page interactive data file.","The correction was signed by CFO D. Shawn Jordan on behalf of First Community Corporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185327,"accession_number":"0001552781-25-000012","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community Corp Q4 EPS $0.55 (+28% YoY); deposits up 10.9%, wholesale debt cut 92%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 $4.232M ($0.55 diluted EPS) vs $3.297M ($0.43) in Q4 2023; FY2024 net income $13.955M ($1.81 EPS) vs $11.843M ($1.55).","Total loans grew $86.5M (7.6%) in 2024; total deposits up $164.9M (10.9%). Wholesale funding cut from $138.1M to $10.4M.","Net interest margin expanded to 3.00% in Q4 from 2.96% in Q3; December NIM 3.05%. Interest rate swap contributed 14 bps to loan yield.","Credit quality remains excellent: NPAs 0.04% of assets, net charge-offs only $65k for full year 2024.","Dividend $0.15/sh declared; 92nd consecutive quarterly dividend. Share repurchase plan of up to $7.1M remains active."],"consensus_eps_estimate":null,"consensus_eps_actual":1.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":952000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185326,"accession_number":"0001552781-25-000002","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K/A","filed_at":"2025-01-03T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"First Community Corp appoints Sarah Donley as COO/CRO; Tanya Butts retires","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tanya Butts retired as Chief Operations and Risk Officer effective Dec 31, 2024; will remain EVP & Senior Advisor through Q1 2025.","Sarah Donley, former Controller, named Executive VP & Chief Operations and Risk Officer effective Jan 3, 2025.","Donley joined First Community in 1997 and has 27 years of banking experience, including roles in operations and compliance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201909,"accession_number":"0001552781-24-000639","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-12-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Community Corporation announces 2025 earnings release dates","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q4 2024 earnings release on Wednesday, January 22, 2025.","Q1 2025 earnings release on Wednesday, April 23, 2025.","Q2 2025 earnings release on Wednesday, July 23, 2025.","Q3 2025 earnings release on Wednesday, October 22, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201908,"accession_number":"0001552781-24-000580","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Community Corp reports 9M24 core EPS $1.23, total assets $1.9B, NIM inflection in 2Q24","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Total assets $1.9B at Sep 30, 2024; loan portfolio LTM growth 9.6% (ex-PPP).","Core net income YTD 9M24 $9.423M ($1.23 core EPS); pre-tax pre-provision earnings $11.623M.","Net interest margin inflection began in 2Q24; interest rate swap added 15 bps to 3Q24 NIM.","Dividend of $0.145 per quarter for 91 consecutive quarters; current yield 2.53% based on $23.74 close.","Non-interest bearing deposits 27% of total; deposit cost 2.03% in 3Q24; uninsured deposits 30%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":722000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201907,"accession_number":"0001552781-24-000568","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-10-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Community Corp Q3 net income $3.86M, EPS $0.50; NIM expands to 2.96%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.861M ($0.50 diluted EPS) vs $3.265M ($0.42) in Q2 and $1.756M ($0.23) in Q3 2023; YTD $9.723M vs $8.546M.","Total loans grew $7.5M in Q3 (2.5% annualized); deposits grew $39.5M (9.8% annualized). Customer deposits (ex-brokered) up $60M (15.3% annualized).","Net interest margin (tax-equivalent) improved to 2.96% from 2.93% in Q2; loan portfolio yield up 13 bps to 5.73%.","Cash dividend $0.15/share declared (91st consecutive quarter), payable Nov 12; new share repurchase plan up to $7.1M authorized.","Strong credit quality: NPAs ratio 0.04%, past due 0.11%, net charge-offs $68K. Tangible book value $16.78 (up from $15.85 in Q2)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":722000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217950,"accession_number":"0001552781-24-000505","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FCCO investor materials show deposit growth to $1.66B, dividend hike to $0.15","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Total deposits $1.66B at 6/30/24, up from $1.57B at 12/31/23; deposit cost 1.98%.","Q2 2024 dividend increased to $0.15/share (payable 8/13/24); $7.1M share repurchase authorization.","Quarterly total revenue (adj.) ~$15.3M; core net income 1H23 comparison: $6.7M, core EPS $0.88.","Only four office loans >50K sq ft; $10.6M outstanding with 34% weighted avg LTV.","Used deposit growth & excess investments to fund loans and reduce wholesale funding in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217949,"accession_number":"0001552781-24-000411","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Community reports Q2 loan growth 11.1% annualized; NIM improves to 2.96% in June","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Loan portfolio grew $31.9M in Q2 (11.1% annualized); LTM growth 15.2%.","Net interest margin (non-FTE) rose from 2.77% in Feb to 2.96% in June; $17.7M brokered CD called in April.","Non-interest expense $11.8M in Q2; closed Augusta branch effective June 27, saving $327K annually.","Dividend increased to $0.15/share (payable 8/13/24); $7.1M share repurchase plan in place.","Total deposits $1.66B, 29% non-interest bearing; uninsured deposits 28.7% of total."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217948,"accession_number":"0001552781-24-000403","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FCCO reports Q2 net income $3.265M, EPS $0.42; increases dividend to $0.15 per share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.265M ($0.42 diluted EPS) up 25.7% linked quarter; YTD net income $5.862M.","Net interest margin (tax-equiv) 2.93%, up 14 bps; loan growth $31.9M (annualized 11.1%).","Customer deposit growth $44.1M ex-brokered (annualized 11.7%); cost of funds nearly flat at 2.17%.","Cash dividend increased to $0.15 per share (payable Aug 13, record Jul 30); 90th consecutive quarter.","Mortgage production $49.0M (highest since 2020); investment advisory AUM record $865.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":494000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217947,"accession_number":"0001552781-24-000388","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-07-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"J. Ted Nissen becomes Bank CEO; enters amended employment agreement with $425K base salary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Effective July 1, 2024, Nissen appointed CEO of First Community Bank, retains President and Executive VP roles.","Amended employment agreement includes $425,000 annual salary, 3-year rolling term, and eligibility for equity and cash bonuses.","Severance upon termination without cause: 2 months' salary lump sum plus 22 monthly payments of full base salary.","Change-in-control severance: 3x annual salary lump sum, COBRA subsidy for 6 months, and full vesting of equity awards.","Non-solicitation and non-compete covenants extend 24 months post-employment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237882,"accession_number":"0001552781-24-000360","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Community Corp shareholders elect four directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected Class III directors C. Jimmy Chao, Ray E. Jones, E. Leland Reynolds, Alexander Snipe, Jr. to terms expiring 2027.","Advisory say-on-pay vote passed: 4,497,016 for, 150,124 against, 15,369 abstain.","Ratified Elliott Davis, LLC as independent auditor for FY2024: 5,699,522 for, 198,670 against, 179 abstain.","Meeting held May 22, 2024; 77.31% of outstanding shares represented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237881,"accession_number":"0001552781-24-000335","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FCCO authorizes $7.1M share repurchase; announces Augusta office closure","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Board authorized up to $7.1M in common stock repurchases (5.3% of equity) on May 14, 2024.","Banking office at 771 Broad St, Augusta to close June 27; annual savings ~$327,000.","1Q24 loan growth annualized 8.3%; total deposits $1.66B with cost of deposits 1.90%.","NIM (non-FTE) flattened to 2.79% in March 2024; $150M interest rate swap added 15 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237880,"accession_number":"0001552781-24-000327","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Community Corp authorizes up to $7.1M share repurchase plan (5.3% of equity)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to $7.1M of common stock, ~5.3% of shareholders' equity as of March 31, 2024.","Repurchases may occur through open market or private transactions through May 13, 2025.","Management has discretion over timing, price, and volume; plan may be suspended or discontinued at any time.","Company is not obligated to repurchase any shares under the plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237879,"accession_number":"0001552781-24-000238","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FCCO Q1 net income falls to $2.6M ($0.34) from $3.5M YoY; deposit growth strong","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.597M ($0.34 diluted EPS) vs $3.463M ($0.45) YoY; net interest margin 2.79% vs 3.19%.","Total deposits $1.578B, customer deposits up 15% annualized; loans grew 8.3% annualized to $1.157B.","Non-performing assets 0.04% of total assets; net charge-offs $22K; credit quality excellent.","Cash dividend $0.14 per share, 89th consecutive quarterly dividend, payable May 14 to holders of record April 30.","Announced closure of Augusta, GA branch effective June 27, 2024; expected annual cost savings $327K."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":259000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237878,"accession_number":"0001552781-24-000220","cik":932781,"company_name":"FIRST COMMUNITY CORP /SC/","ticker":"FCCO","form_type":"8-K","filed_at":"2024-04-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"First Community Corp COO & Risk Officer Tanya Butts to retire Dec 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tanya A. Butts, Chief Operations and Risk Officer, retiring from First Community Corp and Bank effective Dec 31, 2024.","Successor search is in process; planned overlap period to ensure smooth transition.","Retirement announcement made on April 8, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":282596640.5714286,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}