{"filings":[{"id":98935,"accession_number":"0000798941-26-000020","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Citizens stockholders elect 12 directors, approve say-on-pay, reject faith-based ERG proposal","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected; highest vote withheld was 3.09M shares for Robert T. Newcomb.","Say-on-pay resolution approved with 97.9% of votes cast in favor (20.02M For, 0.34M Against).","Ratification of KPMG as 2026 auditor approved with overwhelming support (24.57M For, 2,455 Against).","Stockholder proposal on faith-based employee resource groups rejected with 99.6% votes against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98934,"accession_number":"0000798941-26-000018","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Citizens Q1 2026: $900M buyback, $2.5B debt prepaid; CEO cites growth","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Chairman Holding reports loan and deposit growth, resilient credit quality, return metrics exceeding expectations.","Returned $900M to stockholders via share repurchases during Q1 2026.","Prepaid $2.50B of Purchase Money Note; capital and liquidity positions remain strong.","Specific EPS, revenue, and margin data not included in excerpt; see Exhibits 99.1 and 99.3."],"consensus_eps_estimate":null,"consensus_eps_actual":42.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":2313000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114663,"accession_number":"0001193125-26-088346","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2026-03-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Citizens BancShares issues $500M of 4.869% senior notes due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $500M aggregate principal of 4.869% Fixed-to-Floating Rate Senior Notes due 2032.","Notes sold in public offering on March 3, 2026 via prospectus supplement dated Feb 25, 2026.","Underwriters: J.P. Morgan, BofA Securities, Wells Fargo Securities.","Notes issued under senior base indenture dated March 12, 2025 with U.S. Bank Trust as trustee.","Use of proceeds not specified; typical for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114662,"accession_number":"0001193125-26-039401","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2026-02-05T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"First Citizens closes $400M Series E preferred stock offering (16M depositary shares at $25 each)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Filed Certificate of Designation for 6.625% Non-Cumulative Perpetual Preferred Stock, Series E, $1,000 liquidation preference.","Public offering of 16,000,000 depositary shares closed Feb 5, 2026; each represents 1/40th interest in a Series E share.","Dividend 6.625% p.a. to March 2031, then 5-yr Treasury plus 2.830%; payable quarterly.","Company may redeem on/after March 2031; no mandatory redemption; limited voting rights.","Proceeds not specified; offering subject to Federal Reserve capital rules."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114661,"accession_number":"0000798941-26-000010","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FCNCA Q4 adjusted EPS $51.27 vs $45.10 yoy; $900M share repurchases, $2.5B note prepaid","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $566M GAAP ($45.81 diluted EPS); adjusted net income $634M ($51.27 diluted EPS).","Returned $900M via share repurchases and prepaid $2.5B Purchase Money Note in Q4.","Total loans grew $3.2B QoQ to $147.9B, led by Global Fund Banking capital call lines ($31.8B).","Credit quality stable: nonaccrual loans 0.88% of total loans, net charge-off ratio 0.39% for Q4.","Announced BMO branch acquisition (138 branches, ~$5.7B deposits, $1.1B loans) expected to close 2H 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":165.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":9541000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114660,"accession_number":"0000798941-26-000007","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2026-01-14T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Citizens BancShares CRO Lorie Rupp to retire June 1; Treasurer Tom Eklund to succeed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lorie Rupp to retire as EVP & Chief Risk Officer effective June 1, 2026, after 13-year tenure.","Tom Eklund, current Treasurer and 20-year veteran, to succeed as CRO on same date.","Rupp served as CRO since March 2017, previously Chief Accounting Officer; strengthened risk framework.","Eklund has experience managing capital, market, liquidity, and compliance risks.","Orderly transition planned; CEO Frank Holding expressed confidence in both executives."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131036,"accession_number":"0001193125-25-286155","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-11-18T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"First Citizens BancShares issues 500,000 depositary shares of 7% Series D Preferred Stock","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["500,000 depositary shares sold, each representing 1/100th interest in Series D Preferred with $100,000 liquidation preference per share.","Dividends: 7.000% per annum to Dec 15, 2030, then floating at 5-year Treasury + 3.301%, payable quarterly.","Underwriters: J.P. Morgan, BofA, Citigroup, Morgan Stanley; offering closed Nov 18, 2025.","No voting rights except for fundamental changes or if dividends unpaid for 18 months (then right to elect two directors).","No fixed maturity; redeemable at company's option on/after Dec 15, 2030, subject to Federal Reserve approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131035,"accession_number":"0000798941-25-000047","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Citizens Q3 diluted EPS $43.08 (adjusted $44.62); net income $568M; BMO branch acquisition announced","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $43.08 GAAP, $44.62 adjusted; net income $568M vs $639M a year ago.","Net interest income $1.734B, down 3.5% YoY; provision for credit losses $191M (up from $117M).","Total loans $144.8B, deposits $163.2B, up 4.4% and 7.7% YoY respectively.","Announced acquisition of 138 BMO branches assuming ~$5.7B deposits and ~$1.1B loans; expected close mid-2026.","Returned $900M via share repurchases in Q3; CET1 ratio 11.65%."],"consensus_eps_estimate":null,"consensus_eps_actual":119.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":7104000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131034,"accession_number":"0000798941-25-000043","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"First Citizens to acquire 138 BMO branches in 11 states, assume $5.7B deposits","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Transaction includes $5.7B in deposit liabilities and $1.1B in loans from BMO Bank N.A.","Branches span Midwest, Great Plains and West, adding presence in 8 new states plus select locations.","Expected close mid-2026, subject to regulatory approvals and customary conditions.","CEO Frank B. Holding Jr. cites solid deposit franchise and enhanced liquidity positioning."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147623,"accession_number":"0001193125-25-197315","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-09-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Citizens BancShares issues $600M of 5.600% subordinated notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $600M of 5.600% Fixed Rate Reset Subordinated Notes due 2035 on Sept 5, 2025.","Notes sold in public offering; terms governed by subordinated base indenture and third supplemental indenture.","Underwriting syndicate led by BofA Securities and Morgan Stanley.","Notes are subordinated and rank junior to senior debt obligations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147622,"accession_number":"0000798941-25-000034","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"First Citizens Q2 net income $575M, EPS $42.36; announces $4.0B share repurchase plan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $575M, diluted EPS $42.36; adjusted diluted EPS $44.78.","Net interest income $1.695B, NIM 3.26% (ex-PAA 3.14%).","Returned $613M of capital via share repurchases in Q2.","Board authorized new $4.0B share repurchase program through 2026 (following current $3.5B plan).","Appointed Diane Morais to the Board of Directors."],"consensus_eps_estimate":null,"consensus_eps_actual":76.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":4671000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166285,"accession_number":"0000798941-25-000028","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-06-26T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Citizens BancShares appoints Diane Morais to board effective July 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Diane Morais, former President of Consumer and Commercial Banking at Ally Bank, joins the board.","Appointed to Risk Committee and Technology Committee; determined independent under Nasdaq rules.","Morais brings over 30 years of financial services experience including at Bank of America and Citibank.","Appointment effective July 1, 2025; will serve until 2026 annual meeting if re-elected."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166284,"accession_number":"0000798941-25-000021","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Citizens BancShares shareholders elect all 11 director nominees, approve say-on-pay and KPMG ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected; Frank B. Holding Jr. received 23.7M for, David G. Leitch had 2.37M withheld.","Say-on-pay resolution passed with 23.7M for, 254.5K against, 144.9K abstained.","KPMG LLP ratified as independent auditor for 2025 with 26.85M for, 3.7K against.","Annual meeting held April 29, 2025; broker non-votes of 2.76M on director and say-on-pay items."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166283,"accession_number":"0000798941-25-000019","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Citizens Q1 EPS $34.47 down 30% QoQ; net income $483M from $700M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $34.47 (GAAP) vs $49.21 in Q4 2024; adjusted EPS $37.79 vs $45.10.","Net interest income $1,663M down 2.7% QoQ; NIM 3.26% vs 3.32% prior quarter.","Loans grew to $141.4B (+0.8%) and deposits to $159.3B (+2.6%) QoQ.","Returned $613M to shareholders via share repurchases during Q1.","Completed $1.25B debt issuance: $500M senior notes + $750M subordinated notes."],"consensus_eps_estimate":null,"consensus_eps_actual":34.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":2298000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166282,"accession_number":"0000798941-25-000016","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-04-07T23:59:59+00:00","items":["1.02","9.01"],"status":"ready","headline":"First Citizens terminates FDIC shared-loss agreement on $60B SVB loan portfolio","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Early termination of commercial shared-loss agreement (CSLA) with FDIC covering $60B in loans from Silicon Valley Bridge Bank acquisition.","Termination motivated by remote likelihood of reaching the $5B loss threshold; no payments due from either party.","$35.99B purchase money note (3.50% fixed, matures March 2028) remains in effect and unaffected by the termination.","All FDIC loss-sharing (0% under $5B, 50% above) and FCB reimbursement obligations and related reporting covenants eliminated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183732,"accession_number":"0001193125-25-052974","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-03-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Citizens BancShares issues $1.25B in senior and subordinated notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M of 5.231% Fixed-to-Floating Rate Senior Notes due 2031 issued.","$750M of 6.254% Fixed-to-Fixed Rate Subordinated Notes due 2040 issued.","Offering underwritten by Citigroup Global Markets Inc. and J.P. Morgan Securities LLC.","Proceeds will be used for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183731,"accession_number":"0000798941-25-000003","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Citizens Q4 net income $700M, EPS $49.21; repurchased $963M in stock","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $49.21 vs $34.33 in Q4 2023; adjusted EPS $45.10 vs $46.58.","Net interest income $1.71B; noninterest income $699M; total revenue $2.41B.","End-of-period loans $140.2B (+1.1% QoQ); deposits $155.2B (+2.4% QoQ).","Net charge-off ratio 0.46%; nonaccrual loans 0.84% of total loans.","Repurchased 461,583 shares for $963M during Q4; capital ratios remain strong."],"consensus_eps_estimate":null,"consensus_eps_actual":189.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":9758000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200329,"accession_number":"0000798941-24-000050","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2024-12-16T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Citizens appoints Matt Snow to board effective Jan. 2, 2025; audit committee member","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Snow, age 60, is chairman of governing board at Forvis Mazars; expected to retire in May 2025.","He will serve on audit and trust committees; no arrangements with any person for selection.","Forvis Mazars provided ~$0.6M in services since 2023; no services during Snow's directorship.","Board determined Snow independent under Nasdaq rules; compensation prorated per standard policy.","Snow has 30+ years of experience including CEO of DHG and audit partner at KPMG."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200328,"accession_number":"0000798941-24-000044","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Citizens Q3 net income $639M ($43.42 EPS), down 15% YoY; NIM 3.53%, credit weakens","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $624M; diluted EPS $43.42, down from $50.67 YoY. Adjusted EPS $45.87.","Net interest income $1,796M (-9.7% YoY); net interest margin 3.53% vs 4.07% on rate and mix pressure.","Total loans $138.7B (+4.1% YoY) but SVB Commercial fund banking loans fell to $27.1B.","Nonaccrual loans ratio 0.90% (vs 0.68% YoY); net charge-offs $145M (0.42% annualized).","Repurchased ~350,000 shares for $700M in Q3 under July 2024 buyback plan."],"consensus_eps_estimate":null,"consensus_eps_actual":140.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":7350000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216365,"accession_number":"0000798941-24-000042","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Citizens BancShares files 8-K with XBRL financial data; no material narrative available","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing contains XBRL-tagged financial data for periods ending Dec 31, 2023 and 2022.","References to Silicon Valley Bridge Bank acquisition from March 2023 are present.","No press release or executive summary; specific financial metrics cannot be extracted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216364,"accession_number":"0000798941-24-000034","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"First Citizens Q2 EPS $47.54, adj EPS $50.87; authorizes $3.5B share repurchase","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $707M ($47.54 diluted EPS), up from $682M ($45.87) YoY; adjusted diluted EPS $50.87.","Net interest income $1.82B, down 7% YoY; NIM 3.64% vs 4.11% a year ago.","Total loans $139.3B (+4.8% YoY), deposits $151.1B (+7.0% YoY); SVB segment achieved loan and deposit growth.","Credit quality: nonaccrual loans 0.82%, net charge-off ratio 0.38%; provision for credit losses $95M vs $151M YoY.","Board authorized up to $3.5B share repurchase through 2025; repurchases expected to begin Q3 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":96.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":4904000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235927,"accession_number":"0000798941-24-000024","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2024-05-06T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Citizens BancShares shareholders elect 13 directors, approve say-on-pay, ratify KPMG; de-banking proposal fails","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 13 director nominees elected; Robert T. Newcomb received highest withhold votes at 3,932,914.","Say-on-pay advisory resolution approved with 22,923,029 for, 275,549 against, 159,905 abstain.","Ratification of KPMG as auditor for 2024 passed with 27,167,433 for, 32,890 against, 2,880 abstain.","Stockholder proposal on politicized de-banking not approved: 22,687,494 against, 552,843 for, 118,146 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235926,"accession_number":"0000798941-24-000022","cik":798941,"company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCA","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Citizens Q1 net income $731M; adj. EPS $52.92, up from $46.58 Q4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $49.26 vs $34.33 in Q4 2023; adjusted diluted EPS $52.92 vs $46.58.","Net interest income $1,817M, down from $1,911M Q4; NIM compressed to 3.67% from 3.86%.","Total loans $135.4B (+1.6% linked-quarter); deposits $149.6B (+2.6% linked-quarter).","Nonaccrual ratio 0.79% (up 6bp); net charge-off ratio 0.31% (down 22bp).","CET1 ratio improved to 13.44% from 13.36% Q4 and 12.53% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":49.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":2444000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":22705588359.87374,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}