{"filings":[{"id":1886357,"accession_number":"0000708955-26-000133","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-07-27T20:16:13+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp releases Q2 2026 investor presentation; no specific financials disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed investor presentation for Q2 2026 under Item 7.01 Regulation FD.","Presentation intended for use in meetings with investors and analysts.","No financial data or material updates provided in the exhibit text available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1776240,"accession_number":"0001104659-26-085424","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-07-21T20:30:48+00:00","items":["1.01","2.02","7.01","9.01"],"status":"ready","headline":"FFBC to acquire Finward Bancorp in stock merger; 1.35 shares per Finward share","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Finward share will be converted into 1.35 shares of FFBC common stock.","Merger expected to close in Q4 2026, subject to regulatory and shareholder approvals.","Termination fee of $9.0 million payable by Finward under certain circumstances.","Boards of both companies unanimously approved the transaction.","Peoples Bank to merge into First Financial Bank post-closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":733596,"accession_number":"0000708955-26-000115","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-05-29T13:34:58+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve 2026 Stock Plan reserving 3.85M shares; all directors elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; votes for ranged from 81.5M to 84.0M shares.","Crowe LLP ratified as independent auditor for 2026 with 93.7M votes for.","2026 Stock Plan approved, authorizing 3.85M shares for equity awards; plan expires May 2036.","Advisory 'say-on-pay' resolution passed with 82.8M votes for.","94.1M shares (89.71%) present at meeting, constituting a quorum."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":592556,"accession_number":"0000708955-26-000098","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-05-22T13:10:25+00:00","items":["7.01","9.01"],"status":"ready","headline":"FFBC furnishes Q1 2026 investor presentation; no specific financial data disclosed in excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["First Financial Bancorp (FFBC) filed an 8-K with an investor presentation for Q1 2026.","Presentation is intended for use in meetings with investors and analysts; no earnings figures shown in filing text.","No material financial metrics, guidance, or operational updates can be extracted from the provided exhibit.","The filing is for Regulation FD purposes; information is furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98407,"accession_number":"0000708955-26-000088","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"First Financial Bancorp Q1 adjusted EPS $0.77; authorizes 5M share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.71 GAAP, $0.77 adjusted; net income $74.4M vs $62.4M prior quarter.","Record adjusted quarterly revenue $265.3M; net interest margin 3.99% on FTE basis.","BankFinancial acquisition closed Jan 1, 2026; contributed $227.7M in loans.","Board authorized repurchase of up to 5M shares (~4.8% of outstanding) through Dec 31, 2027.","Noninterest income $75.6M adjusted; wealth management record $10.5M; FX income $16.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113849,"accession_number":"0000708955-26-000011","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp releases Q4 2025 investor presentation with no specific financial results in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Executive officers will use the attached investor presentation in meetings with investors and analysts.","No specific financial figures, guidance, or material updates are included in the 8-K or exhibit text provided.","Presentation covers Fourth Quarter 2025, but details are not extractable from the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113848,"accession_number":"0000708955-26-000009","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial posts record Q4 adjusted EPS $0.80, record revenue $251.3M; closes two acquisitions","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP diluted EPS $0.64; adjusted EPS $0.80 (record); full-year 2025 EPS $2.66 vs $2.40 in 2024.","Record adjusted revenue of $251.3M; net interest margin on FTE basis 3.98%; record noninterest income $77.3M.","Westfield acquisition closed Nov 1, 2025; BankFinancial acquisition closed Jan 1, 2026 after regulatory approval.","Issued $300M of 6.375% subordinated debt; Board approved quarterly dividend of $0.25 per share.","Organic loan growth of $131M in Q4, excluding Westfield; ROATCE 20.3% on adjusted basis."],"consensus_eps_estimate":null,"consensus_eps_actual":2.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113847,"accession_number":"0000708955-26-000002","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["2.01","8.01","9.01"],"status":"ready","headline":"First Financial Bancorp completes all-stock acquisition of BankFinancial, adds 18 Chicago locations and $22B in assets","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each BankFinancial share converted to 0.480 FFBC share; combined pro forma assets of $22 billion.","Adds 18 retail financial centers in Chicago, significantly expanding First Financial's consumer banking footprint.","BankFinancial branches will operate under current name until system conversion expected June 2026; no action needed for customers.","Follows recent Midwest growth: Westfield Bank acquisition (Nov 2025) and Agile Premium Finance (2024)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130252,"accession_number":"0000708955-25-000116","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial Bancorp gets regulatory approval for $142M acquisition of BankFinancial; close expected Jan 1, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Received Federal Reserve Board approval on Dec 12, 2025 and Ohio Department of Financial Institutions approval on Dec 9, 2025 for the acquisition.","Anticipates closing of all-stock merger valued at ~$142M on or around January 1, 2026.","Bank merger of BankFinancial, N.A. into First Financial Bank expected to occur immediately after corporate merger.","Transaction was announced August 11, 2025; subject to BankFinancial shareholder approval and customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130251,"accession_number":"0000708955-25-000112","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-12-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp releases Q3 2025 investor presentation; no specific financial data in excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation dated December 11, 2025, furnished under Item 7.01.","Presentation covers third quarter 2025 results and is used for meetings with investors and analysts.","No specific earnings numbers, guidance changes, or material events disclosed in the provided excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130250,"accession_number":"0001193125-25-274210","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"First Financial Bancorp prices $300M 6.375% subordinated notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$300M aggregate principal; net proceeds ~$296M after 1.25% underwriting discount.","Fixed 6.375% to Dec 1 2030, then floats at 3-month SOFR + 300 bps.","Matures Dec 1 2035; callable at par on/after Dec 1 2030 or upon tax/capital event.","Proceeds for general corporate purposes, including potential redemption of 5.25% notes due 2030.","Notes qualify as Tier 2 capital; joint book-runners KBW and Janney."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130249,"accession_number":"0000708955-25-000106","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp files Q3 2025 fixed income presentation; no specific financial data in provided excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company furnished an investor presentation under Regulation FD dated November 3, 2025.","Presentation is targeted at fixed income investors and covers third quarter 2025 information.","Provided exhibit text contains only cover and disclaimer slides; no new financial metrics or guidance disclosed.","Company's common stock trades on NASDAQ under ticker FFBC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130248,"accession_number":"0000708955-25-000105","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["3.02","7.01","8.01","9.01"],"status":"ready","headline":"First Financial closes $325M acquisition of Westfield Bancorp; adds $20.6B in assets","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total consideration $325M: $260M cash plus 2,753,094 shares of FFBC common stock worth $65M.","Post-acquisition assets now $20.6B; Westfield Bank branches to operate under current name until conversion in March 2026.","Acquisition from Ohio Farmers Insurance Company expands First Financial's Midwest footprint into Northeast Ohio.","First Financial also previously announced pending acquisition of BankFinancial in Chicago and commercial banking move into Grand Rapids."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130247,"accession_number":"0000708955-25-000097","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q3 EPS $0.75; record revenue $234M; Westfield deal approved","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 diluted EPS $0.75 ($0.76 adjusted); net income $71.9M.","Record total revenue $234M; record noninterest income $73.5M ($73.6M adjusted).","Net interest margin (FTE) 4.02%; TCE ratio 8.87%; ROATCE 19%.","Annualized net charge-offs 0.18%; average deposits grew 4.3% annualized.","Obtained regulatory approval for Westfield acquisition; expected close November 1."],"consensus_eps_estimate":null,"consensus_eps_actual":2.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130246,"accession_number":"0000708955-25-000094","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Financial Bancorp receives regulatory approvals for Westfield Bancorp acquisition; closing expected Nov 1","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Federal Reserve and Ohio Division of Financial Institutions approved merger of Westfield Bank into First Financial Bank on Oct 10, 2025.","Acquisition of Westfield Bancorp from Ohio Farmers Insurance Company, announced June 23, 2025, on track to close Nov 1, 2025.","Deal includes all outstanding equity of Westfield Bancorp, parent of Westfield Bank, FSB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146824,"accession_number":"0000708955-25-000081","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-08-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp furnishes investor presentation; no material updates disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing is a routine FD disclosure; no financial results or guidance provided.","Investor presentation (Exhibit 99.1) was attached but its content is not included in the 8-K text.","Ticker FFBC listed on Nasdaq; no other tickers mentioned.","No specific numbers, names, dates, or events from the presentation can be extracted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146823,"accession_number":"0000708955-25-000074","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"First Financial Bancorp acquires BankFinancial in ~$142M all-stock deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each BankFinancial share converted into 0.48 of a FFBC share; transaction valued at ~$142 million.","Adds 18 Chicago-area retail branch locations; pro forma deposits will be $2.2 billion.","Deal expected to be accretive to FFBC EPS; tangible book value per share approximately unchanged at close.","All BankFinancial bank employees will become First Financial associates upon closing.","Transaction expected to close in Q4 2025, subject to regulatory approvals and shareholder vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146822,"accession_number":"0000708955-25-000065","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q2 EPS $0.73 ($0.74 adj.); record revenue $226.3M; dividend raised to $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $70.0M ($0.73 diluted EPS); adjusted EPS $0.74; ROAA 1.52% (adjusted 1.54%).","Record quarterly revenue $226.3M; net interest margin (FTE) 4.05%, up 17 bp from Q1.","Board approved quarterly dividend increase to $0.25 per share.","Net charge-offs 0.21% of total loans; TCE ratio 8.40%; ROATCE ~20%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165255,"accession_number":"0000708955-25-000057","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-06-23T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"First Financial Bancorp to acquire Westfield Bancorp for $325M in cash and stock","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total consideration $325M: $260M cash + $65M in ~2.75M FFBC shares based on 10-day VWAP.","Expected 12% accretive to earnings with tangible book value earn-back of ~2.9 years.","Westfield Bank holds $2.2B assets; combined entity will be $20.6B Midwest institution.","Closing targeted in Q4 2025, subject to regulatory approvals; no shareholder vote required.","First Financial pledged $500K to its Foundation for Northeast Ohio communities served by Westfield Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165254,"accession_number":"0000708955-25-000046","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Shareholders elect all director nominees, ratify auditors, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected with 73.9M to 75.3M votes in favor; broker non-votes 9.7M.","Ratification of Crowe LLP as auditors approved: 84.4M for, 0.7M against, 0.3M abstentions.","Advisory say-on-pay resolution passed: 73.9M for, 1.4M against, 0.4M abstentions, 9.7M broker non-votes.","Total shares present: 85.4M (89.62% of 95.3M eligible)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165253,"accession_number":"0000708955-25-000040","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp. files investor presentation; 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net income down 21% from Q4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $51.3M ($0.54 diluted EPS) vs $64.9M ($0.68) in Q4 2024; adjusted EPS $0.63.","Net interest margin (FTE) 3.88%, down 6 bp from Q4; cost of deposits down 12 bp.","Noninterest income $51.1M ($61.0M adjusted) includes $9.9M loss on securities sale; record wealth management.","Noninterest expenses $128.1M ($126.6M adjusted), down 3.3% linked quarter; efficiency ratio 63.9% (60.2% adjusted).","Loan balances down $37.6M; average deposits down $99M (excluding brokered, up $62.8M)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182931,"accession_number":"0000708955-25-000017","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-03-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Cynthia Booth to retire from First Financial Bancorp board at end of term","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Cynthia Booth notified the company of retirement effective at end of her current term.","Booth will not stand for re-election at the May 27, 2025 Annual Meeting.","Decision is not due to any disagreement with management or the Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182930,"accession_number":"0000708955-25-000005","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp files Q4 2024 investor presentation; no specific results disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Exhibit 99.1 contains only a cover slide; no earnings, guidance, or financial metrics are included in the filing.","Presentation is intended for use in meetings with investors and analysts; form is Regulation FD disclosure only.","No material change to company outlook or operations is communicated in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182929,"accession_number":"0000708955-25-000003","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q4 2024 EPS $0.68 ($0.71 adjusted); NIM 3.94%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $64.9M ($0.68 diluted EPS); adjusted EPS $0.71; Q3 2024 was $0.55.","Net interest margin on FTE basis 3.94%; deposit costs declined 13 bp in Q4.","Noninterest income $69.9M ($69.7M adj.); record wealth management income.","Loan growth $208.7M (7.2% annualized); deposit growth $543.1M (15.7% annualized).","Full year 2024 EPS $2.40 vs $2.69 in 2023; efficiency ratio 66.0% (adj. 58.4%)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199516,"accession_number":"0000708955-24-000065","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-11-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp files investor presentation; no financial details provided in excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing includes an investor presentation for Q3 2024 under Item 7.01.","The appended exhibit contains only a title slide; no specific revenue, EPS, or guidance figures are extractable.","Presentation materials are intended for investor and analyst meetings; no new material financial information disclosed.","Ticker: FFBC; filing dated November 8, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199515,"accession_number":"0000708955-24-000057","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FFBC Q3 2024 net income $52.5M ($0.55 EPS); 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no specific financial data provided","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01 Regulation FD; presentation used in investor meetings.","Exhibit 99.1 attached but content not available for review.","No material financial or operational updates can be extracted from the filing alone."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215556,"accession_number":"0000708955-24-000043","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q2 EPS $0.64; adjusted $0.65; dividend raised to $0.24","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $60.8M, diluted EPS $0.64; adjusted EPS $0.65.","Net interest margin (FTE) 4.10%, unchanged from Q1; loan growth 11.3% annualized.","Record noninterest income $61.5M; foreign exchange income up 60.9% from Q1.","Net charge-offs 0.15%, down 23bp from linked quarter.","Board declared quarterly dividend increase to $0.24 per share from $0.23."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234897,"accession_number":"0000708955-24-000033","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Financial Bancorp shareholders elect all 11 director nominees at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 nominees elected for one-year terms; each received >74M votes for vs <1.6M withheld.","Ratification of Crowe LLP as auditor for 2024: 84.65M for, 0.70M against, 0.13M abstain.","Advisory say-on-pay approved: 73.35M for, 2.25M against, 0.26M abstain, 9.62M broker non-votes.","Quorum of 85.48M shares (89.53% of eligible) present at May 28, 2024 meeting.","Broker non-votes of ~9.62M shares on director election and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234896,"accession_number":"0000708955-24-000030","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp furnishes Q1 2024 investor presentation; no new specific data in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation covers Q1 2024 performance and outlook.","Presentation will be used in meetings with investors and analysts.","No numerical details (e.g., EPS, revenue) are provided in the appended exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234895,"accession_number":"0000708955-24-000023","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Q1 EPS $0.53 ($0.59 adjusted); acquires Agile Premium Finance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $50.7M; diluted EPS $0.53; adjusted EPS $0.59.","Net interest margin (FTE) 4.10%, down 16 bp QoQ on higher funding costs.","Loan growth $271.9M (10% annualized); Agile Premium Finance acquired Feb 29 for $93.4M in loans.","Quarterly dividend raised to $0.23 per share, approved by Board.","Tangible common equity ratio improved to 7.23%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252745,"accession_number":"0000708955-24-000020","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-03-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Directors William Barron and Susan Knust to retire at May 28, 2024 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William Barron and Susan Knust notified their retirement as directors effective at end of current terms.","They will not stand for re-election at the 2024 Annual Meeting of Shareholders on May 28, 2024.","Retirements are not due to any disagreement with management or the Board on operations or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252744,"accession_number":"0000708955-24-000010","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2024-02-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp files investor presentation; 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loan growth 10.7% annualized; TBV up 13.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $56.7M, diluted EPS $0.60; adjusted EPS $0.62 (Non-GAAP).","Net interest margin (FTE) 4.26%, down 7bp from Q3 due to higher funding costs.","Loans grew $286.4M (10.7% annualized); average deposits up 12.9% annualized.","Tangible book value increased $1.47 per share (13.5% from Q3).","Board declared $0.23 quarterly dividend; credit trends stable to improving."],"consensus_eps_estimate":null,"consensus_eps_actual":2.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270221,"accession_number":"0000708955-23-000061","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-12-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial Bancorp authorizes buyback of up to 5M shares (~5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 5,000,000 shares, ~5% of shares outstanding as of Sep 30, 2023.","Plan effective Jan 1, 2024, upon expiration of prior plan, and runs through Dec 31, 2025.","Repurchases may be made in open market, block trades, or private transactions subject to market conditions.","Company cites strong balance sheet and capital position as basis for enhancing long-term shareholder value.","Authorization replaces existing plan; purchases can be commenced or suspended at any time without notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270220,"accession_number":"0000708955-23-000059","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-11-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp files investor presentation for Q3 2023; no specific financial data disclosed in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation attached as Exhibit 99.1 covers third-quarter 2023; content not reproduced in this filing.","Filing under Item 7.01 (Regulation FD) and 9.01 (exhibits); no new material information provided beyond the presentation.","No financial results, guidance, or operational updates visible from the filing text alone.","Investors should refer to the full presentation for any material updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270219,"accession_number":"0000708955-23-000052","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q3 EPS $0.66 ($0.67 adj); net interest margin 4.33%; dividend $0.23","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.66 ($0.67 adjusted); net income $63.1M; adjusted EPS up 10% YoY.","Net interest margin (FTE) 4.33%, down 15 bp from Q2; loan growth $96.6M (3.6% annualized).","Adjusted fee income $56.8M; record wealth management $6.9M; leasing income $14.5M (+41.6% linked quarter).","Noninterest expense $122.0M ($121.5M adj); efficiency ratio 57.5% (57.3% adj).","Quarterly dividend of $0.23 per share approved by Board."],"consensus_eps_estimate":null,"consensus_eps_actual":2.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287198,"accession_number":"0000708955-23-000050","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-08-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp furnishes Q2 2023 investor presentation with no new material disclosures","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation furnished under Regulation FD for investor meetings; no earnings results or guidance provided.","Company executives will use the presentation in discussions; no specific financial figures reported in filing.","No changes to previously disclosed outlook, dividend, or capital plans mentioned in the filing.","Ticker FFBC on NASDAQ; filing does not contain operational or strategic updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287197,"accession_number":"0000708955-23-000044","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FFBC Q2 adjusted EPS $0.72 (+29% YoY); NIM 4.48% down 7bp QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.69 ($0.72 adjusted); net income $65.7M vs Q1 $70.4M.","Net interest margin (FTE) 4.48% (down 7bp QoQ); loan growth $117M annualized 4.5%.","Adjusted fee income $53.5M; record wealth management $6.7M, FX income $15.0M.","ACL/total loans 1.41%; classified assets down 13%; capital ratios increased.","Efficiency ratio 54.9% adjusted; ROAA 1.55% (1.62% adjusted)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307304,"accession_number":"0000708955-23-000037","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-05-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp posts investor presentation for Q1 2023 without disclosing specific financial results","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing under Regulation FD; investor presentation furnished as Exhibit 99.1.","Presentation titled 'First Quarter 2023' but no earnings figures provided in the 8-K.","Materials intended for use in meetings with investors and analysts.","No material new information beyond the existence of the presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307303,"accession_number":"0000708955-23-000034","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-05-25T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Annual meeting results: directors elected, Crowe LLP ratified, say-on-pay approved with annual frequency","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Quorum of 83,642,086 shares (87.87%) present at May 23 annual meeting.","All 12 director nominees elected; votes for ranged from 71.3M to 73.0M.","Crowe LLP ratified as auditor for FY 2023 with 83.15M for, 360K against, 132K abstain.","Say-on-pay approved with 71.53M for, 1.51M against, 432K abstain.","Advisory vote frequency: 65.39M for 1 year, so company will hold annual say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307302,"accession_number":"0000708955-23-000025","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q1 2023 EPS $0.74 (adj. $0.76); revenue $214.9M record","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $0.74 GAAP, $0.76 adjusted; 65% increase YoY.","Net interest margin (FTE) 4.55%, up 8 bp from Q4 2022; loan growth $134.4M (5.3% annualized).","Record fee income: foreign exchange $16.9M, leasing $13.7M, wealth mgmt $6.3M.","Noninterest expenses $116.7M (adj. $114.6M); adjusted efficiency ratio 53.3%.","Regulatory capital ratios increased; stable credit with de minimis net charge-offs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326334,"accession_number":"0000708955-23-000022","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-03-17T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"COO John Gavigan to depart April 1; CFO James Anderson adds COO role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Gavigan, Chief Operating Officer, will separate from the Company effective April 1, 2023.","Gavigan's separation treated as termination without 'Cause'; severance paid under his agreement.","James M. Anderson, current CFO, will become CFO and Chief Operating Officer effective April 1, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326333,"accession_number":"0000708955-23-000010","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-02-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp. files Q4 2022 investor presentation","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation attached as Exhibit 99.1 for use in meetings with investors and analysts.","Furnished under Item 7.01 Regulation FD; not deemed filed for Exchange Act purposes.","No specific financial or operational details are disclosed in the filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326332,"accession_number":"0000708955-23-000006","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Q4 EPS $0.73; record revenue; loan growth 20.3% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $69.1M ($0.73 diluted EPS) vs $55.7M ($0.59) in Q3 2022.","Record quarterly revenue driven by net interest income and record fee income.","Net interest margin (FTE) 4.47%, up 49 bp from linked quarter on higher asset yields.","Loan balances grew $501.5M (20.3% annualized); Summit contributed $129.7M.","Record noninterest income of $56.0M; foreign exchange and leasing income at all-time highs."],"consensus_eps_estimate":null,"consensus_eps_actual":2.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326331,"accession_number":"0000708955-23-000003","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2023-01-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Corinne Finnerty to retire, will not stand for re-election at May 2023 meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Corinne Finnerty notified First Financial Bancorp of her retirement as a director.","Retirement effective at end of her current term; she will not be re-elected at the 2023 Annual Meeting on May 23, 2023.","Finnerty's decision is not the result of any disagreement with management or the Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344046,"accession_number":"0000708955-22-000062","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2022-11-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp furnishes Q3 2022 investor presentation; no specific details available from exhibit text.","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation for Third Quarter 2022 made available via 8-K filed November 7, 2022.","Presentation furnished under Item 7.01 Regulation FD; not deemed filed for SEC purposes.","Exhibit text not reproduced in filing summary; specific numbers, guidance, or strategy changes not verifiable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344045,"accession_number":"0000708955-22-000055","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2022-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bancorp Q3 EPS $0.59; NIM expands 53 bps to 3.98%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.59 ($0.61 adjusted); net income $55.7M.","Net interest margin (FTE) 3.98%, up 53 bps from Q2; loan yields rose 89 bps.","Loan growth $377M (15.9% annualized); broad-based portfolio growth.","Noninterest income $42.5M; foreign exchange $11.8M, mortgage banking down 28.8%.","Credit quality improved: net charge-offs, classified assets, and NPAs declined sequentially."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3233923288.77175,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360542,"accession_number":"0000708955-22-000051","cik":708955,"company_name":"FIRST FINANCIAL BANCORP /OH/","ticker":"FFBC","form_type":"8-K","filed_at":"2022-09-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bancorp furnishes investor presentation; 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