{"filings":[{"id":1979156,"accession_number":"0001193125-26-327196","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-07-31T13:29:14+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial Bankshares renews and increases share repurchase plan to 7.2M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board extended repurchase plan to July 31, 2027, increasing authorization from 5.0M to 7.2M shares (approx. 5% of outstanding).","Repurchases may be made on open market, block trades, or privately negotiated transactions, subject to market conditions and regulatory non-objection.","CEO David Bailey cited strong capital position and confidence in outlook; plan may be suspended or discontinued at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1719758,"accession_number":"0001193125-26-307884","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-07-17T20:27:53+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares files Q2 2026 earnings; no specific results in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Earnings release for quarter ended June 30, 2026 furnished as Exhibit 99.1.","No financial figures are disclosed in the 8-K body; refer to press release.","Filing date July 16, 2026; signed by CEO David W. Bailey."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98070,"accession_number":"0001193125-26-195048","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bankshares holds annual shareholder meeting; no material news disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Annual shareholder meeting held on April 28, 2026 in Abilene, Texas.","Executive Chairman F. Scott Dueser and President/CEO David Bailey presented.","Presentation materials furnished as Exhibit 99.1; no specific financial or strategic updates provided.","No changes to dividend, guidance, or leadership announced at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98069,"accession_number":"0001193125-26-187827","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"First Financial Bankshares announces 15.8% dividend increase and board election results at annual meeting","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Thirteen directors elected at annual meeting; all received over 104 million votes for.","Board declared a $0.22 quarterly dividend (15.8% increase), payable July 1, 2026 to holders of record June 12.","Shareholders ratified Ernst & Young as auditor for 2026 with 126,353,649 votes for, 2,020,446 against.","Advisory vote on executive compensation approved with 101,942,536 votes for, 4,885,300 against.","Johnny E. Trotter retired from board after 32 years; recognized for leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98068,"accession_number":"0001193125-26-161740","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares reports Q1 2026 results; no specifics in filing body","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["The 8-K indicates results were announced but does not include any financial figures in the body.","Investors must review the separate press release (Exhibit 99.1) for earnings data.","The filing date is April 16, 2026, for the quarter ended March 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113336,"accession_number":"0001193125-26-029410","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Financial promotes David Bailey to CEO; Dueser becomes Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Bailey, age 42, named President and CEO of First Financial Bankshares and First Financial Bank, effective February 1, 2026.","Bailey has 22 years with the company, rising from teller to President; served as President since Jan 2025.","F. Scott Dueser transitions to Executive Chairman through 2028 annual meeting under a transition agreement.","Dueser's base salary set at $1.105M in 2026, $772,500 in 2027, $400,000 in 2028; eligible for equity awards and incentive bonuses.","Outgoing CEO Dueser will serve in an advisory role and report to the board during the transition period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113335,"accession_number":"0001193125-26-021241","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares files Q4 2025 earnings 8-K; no financial details in excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Earnings release for quarter ended Dec 31, 2025, filed as Exhibit 99.1.","Exhibit text is not included in the provided filing excerpt.","No revenue, EPS, or other specific financial figures available for summary.","Report date: January 22, 2026; company ticker: FFIN."],"consensus_eps_estimate":null,"consensus_eps_actual":1.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129710,"accession_number":"0001193125-25-249803","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares reports earnings for Q3 2025","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Item 2.02 filed with earnings release for quarter ended September 30, 2025.","Press release dated October 23, 2025 attached as Exhibit 99.1.","Registrant: First Financial Bankshares, Inc. (FFIN)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146300,"accession_number":"0000950170-25-097774","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial renews stock buyback plan for up to 5M shares through July 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board renewed repurchase authorization for up to 5,000,000 shares, ~3.5% of outstanding shares.","Previous plan expired July 31, 2025; renewed plan extends through July 31, 2026.","CEO F. Scott Dueser cited strong capital position and confidence in the Company's outlook.","No minimum repurchase requirement; timing depends on price, volume, and regulatory conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146297,"accession_number":"0000950170-25-097764","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K/A","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares files 8-K/A to update Q2 2025 earnings release; no specific figures provided in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Amendment filed on July 23, 2025 updates original Q2 earnings release dated July 17, 2025.","Purpose is to report updates to financial information for quarter ended June 30, 2025.","Actual revised earnings numbers are not included in the available filing text.","Ticker: FFIN. Filing type: 8-K/A under Items 2.02 and 9.01.","Confidence is low due to absence of exhibit content containing specific results."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146299,"accession_number":"0000950170-25-096655","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q2 earnings release filed; specific financial data not included in the provided text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["The 8-K states that a press release for the quarter ended June 30, 2025 is attached as Exhibit 99.1.","No financial figures (EPS, revenue, guidance) are available from the filing body or the text provided.","The company's common stock trades on Nasdaq under ticker FFIN."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146298,"accession_number":"0000950170-25-094263","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-07-07T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"First Financial Bankshares renews $50M credit line with Frost Bank, dividend covenant at 55%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Increased revolving credit line to $50M from $25M; matures June 30, 2027.","No borrowings in 2023-2025; credit line remains undrawn.","Interest at WSJ prime rate; converts to 5-year term loan if balance remains at maturity.","Dividend payments restricted to ≤55% of consolidated net income; historical payout range 36%-53%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164656,"accession_number":"0000950170-25-060446","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Annual shareholder meeting presentation provided; no specific details available in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company held annual shareholder meeting on April 29, 2025.","CEO F. Scott Dueser presented to shareholders and guests.","Presentation materials filed as Exhibit 99.1 but not reproduced in this summary.","No financial results or forward-looking statements extracted from exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164655,"accession_number":"0000950170-25-060423","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"First Financial raises quarterly dividend 5.6% to $0.19/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.19 from $0.18, payable July 1, 2025 to holders of record June 16, 2025.","Shareholders elected 13 directors at April 29 annual meeting, including all nominees with no major opposition.","Advisory vote on executive compensation passed with 99,820,259 votes for and 5,454,002 against.","Ernst & Young ratified as independent auditor for fiscal 2025 with 124,325,983 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164654,"accession_number":"0000950170-25-055568","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Q1 net income $61.4M, EPS $0.43 beats prior-year $0.37","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $61.35M vs $53.40M Q1 2024; diluted EPS $0.43 vs $0.37.","Net interest margin expanded to 3.74% from 3.34% YoY; NII $118.8M vs $100.2M.","Loans grew to $7.95B (+1.67% annualized QoQ); deposits +$362.8M QoQ.","Provision for credit losses $3.53M vs $808K; NPAs/loans + foreclosed 0.78% vs 0.51%.","Efficiency ratio improved to 46.36% from 48.37% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182379,"accession_number":"0000950170-25-008355","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q4 2024 earnings release filed; no specific financial data available in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing references an earnings press release dated January 23, 2025.","No revenue, EPS, or other figures are present in the provided 8-K body.","Investors should locate the full press release for actual results."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198999,"accession_number":"0000950170-24-130010","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"First Financial Bankshares appoints David Bailey as President effective Jan 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Bailey named President of company and bank; previously EVP/Chief Banking Officer since March 2024.","F. Scott Dueser remains CEO and Chairman; Bailey fills role Dueser previously held.","Bailey, age 41, joined company in Eastland Region President role; no family relationships or reportable transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198998,"accession_number":"0000950170-24-115387","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares Q3 net income $55.3M, EPS $0.39 vs $0.35 YoY; loans grow 10.8% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.39 vs $0.35 a year ago; net income up 11.6% to $55.3M from $49.6M.","Net interest income $107.1M (+13.8% YoY); NIM improved to 3.50% from 3.22%; average earning assets $12.48B.","Loans $7.72B, up $203M (10.8% annualized) from Q2; deposits & repos $11.81B, up $265M (9.1% annualized).","Provision for credit losses $6.12M vs $2.28M YoY; NPA ratio 0.83% vs 0.57% YoY; classified loans $229.9M.","Efficiency ratio improved to 46.45% from 47.62% YoY; trust fee income grew 16.4% to $11.66M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215043,"accession_number":"0000950170-24-087168","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial Bankshares renews stock buyback plan for up to 5M shares through July 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Renewed plan authorizes repurchase of up to 5M shares, ~3.5% of outstanding common stock.","Plan extended one year to July 31, 2025; previous authorization expired July 31, 2024.","Repurchases may occur on open market or in private transactions at management's discretion.","Chairman cites strong capital position and board confidence in company outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215042,"accession_number":"0000950170-24-084684","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Q2 2024 EPS $0.37 vs $0.36 YoY; net interest margin expands to 3.48%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $52.49M ($0.37 diluted EPS), vs $50.87M ($0.36) in Q2 2023.","Net interest income $103.27M, up 7.7% YoY; NIM (taxable-equivalent) rose to 3.48% from 3.29%.","Loans grew $290M (16.15% annualized) during Q2; total loans $7.52B.","Nonperforming assets as % of loans + foreclosed assets rose to 0.81% from 0.43% YoY due to one CRE loan.","Efficiency ratio 47.41% vs 44.74% YoY; noninterest expense increased to $65.01M from $57.61M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234271,"accession_number":"0000950170-24-064360","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Financial Bankshares appoints Sally Pope Davis to Board; 34-year Goldman Sachs veteran","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Sally Pope Davis appointed to the Board of Directors of First Financial Bankshares and First Financial Bank, effective May 20, 2024.","Davis retired from Goldman Sachs in April 2024 after a 34-year career; co-led a top U.S. small cap value fund at Goldman Sachs Asset Management.","She will be compensated under the non-employee director program, as detailed in the company's 2024 proxy statement.","Davis holds a B.S. in Finance from UConn and an MBA from University of Chicago; past president of Bank and Financial Analysts Association."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234270,"accession_number":"0000950170-24-047403","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"First Financial converts bank and trust co. charters to Texas state charters","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Conversion completed April 22, 2024; First Financial Bank now a Texas state banking association regulated by Texas Dept. of Banking.","First Financial Trust & Asset Mgmt also converted to Texas chartered trust company; bank remains Fed member and FDIC insured.","Shareholders re-elected all 11 directors; advisory say-on-pay and auditor ratification approved with strong majorities.","CEO expects conversion to improve regulatory communication and aligns with 'true Texas entities' strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234269,"accession_number":"0000950170-24-047335","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bankshares annual meeting presentation furnished; no specific news details available","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company held annual shareholder meeting on April 23, 2024 in Abilene, Texas.","Chairman/CEO F. Scott Dueser presented; slides furnished as Exhibit 99.1.","Presentation content not provided in this filing summary; no financial or strategic updates reported.","Filing is under Regulation FD (Item 7.01); information is furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234268,"accession_number":"0000950170-24-045667","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares Q1 net income $53.4M, EPS $0.37 flat YoY; loan growth 4.5% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $53.40M vs $52.57M YoY; diluted EPS $0.37 unchanged.","Net interest income $100.24M (+4.1% YoY); NIM stable at 3.34%.","Loans grew $80.6M (4.51% annualized) to $7.23B; deposits $11.29B.","Provision for credit losses decreased to $808K from $2.78M YoY.","Efficiency ratio worsened to 48.37% from 44.93% YoY on higher salary costs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252179,"accession_number":"0000950170-24-007551","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FFIN Q4 net income $45.98M, EPS $0.32 (vs $0.41); NIM 3.33% from 3.47%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $45.98M vs $58.67M in Q4 2022; EPS $0.32 vs $0.41, down 22%.","Net interest income $97.51M vs $104.04M; NIM 3.33% vs 3.47% YoY; no provision for credit losses in Q4.","Sold $90.72M of low-yield securities, incurring $6.21M loss; redeployed into loans yielding ~8%.","Loans grew $154.1M in Q4 (8.81% annualized), $706.9M YoY (10.97%); deposits flat at $11.14B.","Noninterest expense $63.47M vs $57.78M; includes $1.75M FDIC special assessment; FY effic. ratio 47.26%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269698,"accession_number":"0000950170-23-054222","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares files 8-K for Q3 2023 earnings; specific figures not provided","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Earnings release dated October 19, 2023, exhibited as Exhibit 99.1.","No financial data from the press release is available in the provided filing text.","Investors should consult the full press release for Q3 results."],"consensus_eps_estimate":null,"consensus_eps_actual":1.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269697,"accession_number":"0000950170-23-053332","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-10-13T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"FFIN subsidiaries file to convert from national to Texas state charters; expect Q4 2023 completion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["First Financial Bank and First Financial Trust filed conversion applications to Texas state charters on Sept 22 and Oct 10, 2023, respectively.","Bank will be regulated by Texas Dept. of Banking and Federal Reserve Bank of Dallas; Trust Company by Texas Dept. of Banking.","Company expects meaningful annual savings from reduced examination fees post-conversion.","No customer impact expected; services, products, and branch operations remain unchanged.","Conversions anticipated to close in Q4 2023, subject to regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286696,"accession_number":"0000950170-23-035773","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial renews stock repurchase plan for up to 5M shares through July 2024","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board extended repurchase plan expiration from July 31, 2023 to July 31, 2024.","Authorization for up to 5,000,000 shares, about 3.5% of shares outstanding as of July 25, 2023.","Repurchases may occur on open market, block trades, or private transactions; no minimum required.","Chairman Dueser cites strong capital position and confidence in future as rationale for renewal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286695,"accession_number":"0000950170-23-033769","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q2 2023 earnings released; specific financial results not included in filing excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["First Financial Bankshares (FFIN) filed an 8-K to announce Q2 2023 earnings on July 20, 2023.","The filing references a press release, but its text was not provided in the excerpt.","Key financial data (EPS, revenue, loan growth) are unavailable from the given information."],"consensus_eps_estimate":null,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286694,"accession_number":"0000950170-23-032282","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-07-07T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"First Financial Bankshares renews $25M revolving credit facility with Frost Bank","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Renewed $25M unsecured revolving line of credit from Frost Bank, maturing June 30, 2025.","Interest at U.S. prime rate (Wall Street Journal); quarterly interest-only until June 30, 2025.","If balance remains after June 30, 2025, converts to 5-year amortizing term loan maturing June 30, 2030.","Covenants include dividend cap at 55% of net income, plus capital and profitability ratios.","No borrowings under the facility in 2022 or 2023; facility unused."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306627,"accession_number":"0000950170-23-014746","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"First Financial Bankshares raises quarterly dividend 5.9% to $0.18 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 dividend increased to $0.18 per share, up 5.9% from prior $0.17.","Dividend payable July 3, 2023 to shareholders of record June 15, 2023.","Shareholders reelected all 11 incumbent directors at annual meeting.","Shareholders ratified Ernst & Young as auditor and approved say-on-pay on annual basis."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306626,"accession_number":"0000950170-23-014387","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bankshares holds annual meeting; presentation attached without specific detail in body","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Annual shareholder meeting held April 25, 2023; presentation by CEO F. Scott Dueser attached as Exhibit 99.1.","No financial or operational figures disclosed in the filing body; exhibit content not available for summary.","Filing under Item 7.01 (Reg FD) and Item 9.01; information furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306625,"accession_number":"0000950170-23-013714","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares files 8-K for Q1 2023 earnings release; no figures in body","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filed under Item 2.02 for results of operations and financial condition.","Press release dated April 20, 2023 furnished as Exhibit 99.1.","No specific financial data included in the 8-K text."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325740,"accession_number":"0000950170-23-000970","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares issues Q4 2022 earnings press release; details not provided","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Financial results for quarter ended December 31, 2022, were announced in a press release dated January 19, 2023.","The press release (Exhibit 99.1) contains the specific earnings figures, but the text was not available for summarization.","Filing includes only the cover page and signatures; no additional disclosures beyond the earnings release."],"consensus_eps_estimate":null,"consensus_eps_actual":1.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325739,"accession_number":"0000950170-23-000710","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-01-12T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"First Financial amends loan agreement; adds 8.5% Tier 1 leverage ratio, removes tangible net worth covenant","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Fifth Amendment to $25M loan agreement with Frost Bank, effective Jan 6, 2023.","Replaced Capital Ratio covenant with a Tier 1 Leverage Ratio minimum of 8.5%.","Removed the $400M Tangible Net Worth covenant from the original agreement.","No changes to principal amount, interest rate, or maturity of the loan.","Amendment reflects updated regulatory capital metrics for the borrowing entity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325738,"accession_number":"0000950170-23-000667","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2023-01-11T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Financial Bankshares names Michelle Hickox CFO; James Gordon resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michelle S. 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Gordon resigned as CFO effective Jan 9, 2023 to pursue other opportunities; no disagreement with company.","Gordon eligible for $244,900 cash, acceleration of 2,392 unvested RSAs, $45,183 SERP contribution, and $15,393 COBRA payment.","Gordon will serve as consultant to assist transition; separation tied to release of claims and restrictive covenants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343480,"accession_number":"0000950170-22-019808","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares reports Q3 2022 earnings; details not included in filing summary","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Earnings release for quarter ended September 30, 2022 attached as Exhibit 99.1 but not reproduced.","No specific financial figures or guidance changes are provided in the 8-K body.","Filing dated October 20, 2022; registrant is First Financial Bankshares, Inc. (FFIN)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360024,"accession_number":"0000950170-22-016341","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-08-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Financial Bankshares renews executive change-in-control severance agreements for 8 officers","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Renewed agreements effective August 1, 2022, replacing previous agreements that expired July 1, 2022.","CEO F. Scott Dueser receives 300% base salary severance; other executives receive 200% on change-in-control termination.","Agreement term runs to earliest of death, disability, retirement, pre-change termination, or August 1, 2024.","If change-in-control occurs, agreements extend for 2 years post-change; benefits include prorated bonus and accrued PTO.","Parachute payment excise-tax cutback applies only if net-benefit test favors reduction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360023,"accession_number":"0000950170-22-013523","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-07-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Financial amends SERP to raise executive deferral limit to 25% of base comp plus 401(k) excess","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved SERP amendment on July 26, 2022, effective for deferrals from base compensation in calendar years starting on or after January 1, 2023.","Eligible participants may defer up to 25% of base compensation plus any 401(k) excess contributions returned due to Section 415 limits.","The amendment restates the plan in its entirety; no other material changes were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360022,"accession_number":"0000950170-22-012900","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares Q2 2022 earnings released; no specific numbers available in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing reports results of operations and financial condition for quarter ended June 30, 2022 via press release.","Exhibit 99.1 (earnings release) was referenced but not appended; specific financial figures are not extractable from provided text.","No guidance changes, dividend changes, or other material events mentioned in the body of the 8-K.","Ticker FFIN on Nasdaq; company based in Abilene, Texas."],"consensus_eps_estimate":null,"consensus_eps_actual":0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378938,"accession_number":"0000950170-22-006297","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-04-27T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"First Financial increases quarterly dividend 13.3% to $0.17/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend raised to $0.17 from $0.15 per share, a 13.3% increase.","Dividend payable July 1, 2022 to shareholders of record June 16, 2022.","All 11 incumbent directors re-elected; Tucker Bridwell retired after 14 years.","Shareholders approved advisory vote on executive compensation and ratified Ernst & Young as auditor.","CEO cited strong capital position and historical earnings growth for the increase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378937,"accession_number":"0000950170-22-006199","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Financial Bankshares holds annual shareholder meeting, CEO presents","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Annual shareholder meeting held April 26, 2022 in Abilene, Texas.","Chairman & CEO F. Scott Dueser presented to shareholders and guests.","Presentation materials furnished as Exhibit 99.1; no specific financial results disclosed.","No material operational or financial updates provided in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378936,"accession_number":"0000950170-22-005926","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares files Q1 2022 earnings release; no figures in filing text.","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company filed 8-K announcing earnings release for quarter ended March 31, 2022.","Specific financial results are not included in the filing text provided.","Investors must review the attached press release for details."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397176,"accession_number":"0001193125-22-023549","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares reports Q4 2021 earnings of $55.34M; full-year EPS $1.60","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Fourth quarter 2021 net income $55.34M, down from $58.48M a year ago; earnings per share $0.39 vs $0.41","Full-year 2021 net income $227.56M, up 12.64% from $202.03M in 2020; EPS $1.60 vs $1.42","Loans excluding PPP grew $648.81M (13.84%) and deposits increased $1.89B (21.79%) from year-end 2020","Nonperforming assets improved to 0.63% of loans and foreclosed assets from 0.83% a year ago","Marks 35th consecutive year of annual earnings growth; assets reached $13.10B at Dec 31, 2021"],"consensus_eps_estimate":null,"consensus_eps_actual":1.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397175,"accession_number":"0001193125-22-023414","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2022-01-31T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"FFIN appoints new director, names new Chief Lending Officer in planned succession","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tucker S. Bridwell to retire as director effective April 26, 2022; Murray H. Edwards to become lead independent director.","Eli Jones, Ph.D., Texas A&M professor and former Mays Business School dean, appointed to FFIN and bank boards effective Jan 25, 2022.","Gary S. Gragg retired as EVP and Chief Lending Officer effective Jan 31, 2022 after 31 years.","Luke Longhofer promoted to EVP Chief Lending Officer effective Jan 31, 2022, retaining dual role as Chief Credit Officer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416127,"accession_number":"0001193125-21-315554","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2021-11-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Financial Bankshares amends SERP to allow elective deferral of salary, bonus, RSUs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Participants can now defer up to 25% of base salary and up to 100% of bonus under amended SERP effective Jan 1, 2022.","Participants may also elect to defer settlement of restricted stock units (RSUs) into the plan.","Previously, participants only received discretionary company contributions; now they can make elective deferrals.","The amendment covers named executive officers and other key senior management selected by the Compensation Committee.","All unvested amounts become fully vested upon death, disability, or change of control."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416126,"accession_number":"0001193125-21-304202","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2021-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Bankshares Q3 2021 net income $58.93M, EPS $0.41 vs $0.37 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $58.93M, diluted EPS $0.41; vs $52.86M and $0.37 in Q3 2020.","Net interest income $95.78M (up 7.4% YoY); NIM 3.41% vs 3.75%.","No provision for credit losses vs $9M in Q3 2020; net recoveries $1.23M.","Loans excl. PPP grew $557.21M (12.14%) YoY; total loans flat at $5.29B.","Nonperforming assets improved to 0.48% of loans from 0.81% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433754,"accession_number":"0001193125-21-225910","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2021-07-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Financial Bankshares renews stock repurchase plan; authorization increased to 5M shares","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board increased authorized repurchase from 4M to 5M common shares, ~3.5% of outstanding.","Plan extended from Sept 30, 2021 to July 31, 2023.","Repurchases may be made on open market or privately; no minimum share requirement.","CEO cites strong capital position and confidence in future as rationale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433753,"accession_number":"0001193125-21-223027","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2021-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Financial Q2 2021 net income $56.38M ($0.40 EPS); loan growth ex-PPP $193.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.40 vs $0.38 YoY; net income $56.38M up from $53.47M.","Net interest margin 3.36% vs 3.78%; negative provision for credit losses of $1.21M vs $8.70M provision in Q2 2020.","Nonperforming assets ratio improved to 0.57% from 0.76%; net recoveries of $203K vs net charge-offs of $193K.","Organic loan growth ex-PPP of $193.5M in Q2 and $296.8M YTD; deposits up $1.11B YTD.","Trust fees rose to $8.69M; mortgage income fell to $8.29M on lower pipeline volumes."],"consensus_eps_estimate":null,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433752,"accession_number":"0001193125-21-209875","cik":36029,"company_name":"FIRST FINANCIAL BANKSHARES INC","ticker":"FFIN","form_type":"8-K","filed_at":"2021-07-07T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"FFIN renews $25M revolving credit line with Frost Bank through June 2023","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving line of $25M; interest at Wall Street Journal Prime, paid quarterly.","Line matures June 30, 2023; outstanding balance then converts to 5-year term loan.","Dividend payments restricted to 55% of consolidated net income under covenants.","No borrowings outstanding in 2020 or 2021 as of date of renewal.","Loan is unsecured; also includes capital, tangible net worth and cash flow covenants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4652364396.223957,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-07-07T23:59:59+00:00|433752"}