{"filings":[{"id":564276,"accession_number":"0001856365-26-000054","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-05-21T12:27:12+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp authorizes repurchase of up to 685,000 shares (~5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 685,000 shares (~5% of shares outstanding as of May 19, 2026).","Program expires May 31, 2028; purchases at company's discretion in open market or private transactions.","CEO cites strong capital: Bank Leverage Ratio of 16.8% (nearly double well-capitalized threshold) and tangible book value of $14.34/share.","Repurchases will be funded from available cash balances; company not obligated to buy any specific number."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96307,"accession_number":"0001856365-26-000048","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q1 2026 net income $2.7M ($0.20 EPS); loan originations $1.7B up 38% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M vs $3.2M YoY; diluted EPS $0.20 vs $0.23 YoY.","Loan originations $1.7B, up 38% from $1.3B in Q1 2025.","Net interest income $28.1M, up 97% vs $14.3M YoY; NIM 12.90%.","Nonperforming loans $49.8M (SBA guaranteed $26.7M) vs $29.9M YoY.","Efficiency ratio 66.3%, tangible book value per share $14.34."],"consensus_eps_estimate":null,"consensus_eps_actual":0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96306,"accession_number":"0001856365-26-000028","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-04-08T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"FinWise Bancorp appoints Jim Noone as CEO; Landvatter becomes Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kent Landvatter stepped down as CEO effective April 6, 2026, remains Executive Chairman of Company and Bank.","Jim Noone, previously CEO of the Bank, appointed CEO of the Company; also continues as President and CEO of the Bank.","No change to existing compensation arrangements for either executive.","Transition is result of multi-year succession plan; board emphasizes no change in strategic direction or financial targets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110090,"accession_number":"0001856365-26-000008","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Q4 net income $3.9M, revenue $46.9M; full-year EPS $1.13; new fintech products","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.9M in Q4 2025, up from $2.8M YoY; full-year net income $16.1M ($1.13 EPS), up from $12.7M ($0.93 EPS).","Total operating revenue $46.9M Q4, $130.7M FY; net interest margin 11.42% Q4; efficiency ratio improved to 50.5% from 64.2%.","Credit enhanced lending fully launched mid-2025; credit enhanced balances grew to $108.1M at year-end.","Tangible book value per share $14.15, up from $13.15 a year ago; total assets $977.1M, up 31% YoY.","Q4 net income impacted by $1.1M after-tax charge from refinement of servicing standards leading to higher charge-offs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110089,"accession_number":"0001856365-26-000004","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Bancorp reports FY2025 net income $16.1M, up 26%; Q4 originations $1.6B exceed guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $0.27 vs $0.20 YoY; net interest margin 11.42% vs 10.00% YoY.","Full year loan originations $6.1B (+22% YoY); credit enhanced loans reached $118M at year end, ahead of guidance.","Provision for credit losses jumped to $17.7M in Q4 from $3.9M a year ago; net charge-offs $6.7M vs $3.2M.","Efficiency ratio improved to 50.5% from 64.2% a year ago; tangible book value per share $14.15 vs $13.15.","Nonperforming loans $43.7M (7.3% of held-for-investment loans) vs $36.5M (7.8%) a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126646,"accession_number":"0001856365-25-000042","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q3 net income $4.9M (+42% YoY); loan originations $1.8B; provision jumps to $12.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.34 vs $0.29 QoQ and $0.25 YoY; net interest income $18.6M.","Loan originations $1.8B, up 20% QoQ and 24% YoY; efficiency ratio improved to 47.6%.","Provision for credit losses surged to $12.8M from $4.7M prior quarter; net charge-offs $3.1M.","Nonperforming loans $42.8M (7.5% of HFI) vs $39.7M; allowance/loans ratio rose to 4.5%.","Total assets hit record $899.9M; post-quarter strategic agreements with DreamFi and Tallied announced."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":143418,"accession_number":"0001628280-25-035927","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q2 net income $4.1M, EPS $0.29; loan originations $1.5B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $4.1M ($0.29 diluted EPS), up from $3.2M ($0.23) in Q1 2025 and $3.2M ($0.24) in Q2 2024.","Loan originations totaled $1.48B, up from $1.26B in Q1 and $1.17B in Q2 2024.","Net interest income $14.7M, net interest margin 7.81% vs 10.31% a year ago due to lower-yielding higher-quality loans.","Nonperforming loans rose to $39.7M (7.5% of HFI) from $29.9M (6.1%) at Q1, partly SBA-guaranteed.","Efficiency ratio improved to 59.5% from 64.8% in Q1; tangible book value per share $13.51."],"consensus_eps_estimate":null,"consensus_eps_actual":0.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161590,"accession_number":"0001628280-25-033501","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp updates investors on Q1 2025; TBV $13.42, efficiency ratio 64.8%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["TBV per share $13.42 at March 31, 2025, up from $12.70 a year earlier.","Efficiency ratio (non-GAAP) rose to 64.8% in Q1 2025 from 61.0% in Q1 2024.","Strategic Program Loans on balance sheet: $138.7M; gain on sale and fees contributed $5.1M in Q1.","SBA loans on balance sheet $246.0M, with 61% guaranteed by the U.S. government.","196 FTEs as of Q1 2025; 37% in IT, compliance, risk management and BSA roles."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161589,"accession_number":"0001628280-25-033132","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-06-26T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"FinWise Bancorp shareholders elect Kent Landvatter and Howard Reynolds to board","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Kent Landvatter with 7,101,803 For, 485,046 Withheld; Howard Reynolds with 5,777,041 For, 1,809,808 Withheld.","Ratified Baker Tilly US, LLP as auditor for FY 2025 with 9,607,031 For, 420,389 Against, 3,896 Abstain.","Record date was April 29, 2025; 10,031,316 shares voted out of 13,214,827 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161588,"accession_number":"0001856365-25-000032","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"FinWise Bancorp appoints Baker Tilly as auditor after Moss Adams merger","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Moss Adams LLP merged with Baker Tilly US, LLP effective June 3, 2025; Moss Adams resigned as auditor.","Audit committee approved appointment of Baker Tilly as successor independent registered public accounting firm.","No adverse opinions, disagreements, or reportable events in prior audits (FY2023, FY2024) or interim period.","Neither FinWise nor its representatives consulted Baker Tilly on accounting or audit matters before appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161587,"accession_number":"0001856365-25-000024","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q1 net income $3.2M ($0.23 EPS); originations $1.3B; NPLs down to $29.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.2M vs $2.8M prior Q and $3.3M year ago; diluted EPS $0.23.","Loan originations $1.3B, flat QoQ and up from $1.1B year ago.","Net interest margin 8.27%, down from 10.00% prior Q and 10.12% year ago.","Nonperforming loans fell to $29.9M (6.1% of HFI) from $36.5M (7.8%) at Dec 2024.","Post-quarter: new strategic program agreement for lending and credit enhanced product."],"consensus_eps_estimate":null,"consensus_eps_actual":0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161586,"accession_number":"0001856365-25-000011","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"FinWise Bancorp amends bylaws to supermajority vote; stock plans restrict option repricing","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Bylaw amendment replaces 66⅔% supermajority shareholder vote with majority vote for bylaw changes, effective April 16, 2025.","2016 and 2019 Stock Plans amended to prohibit Administrator from reducing option exercise price without stockholder approval.","Both amendments approved by Board on April 16, 2025 and described in filed exhibits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179726,"accession_number":"0001856365-25-000003","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Bancorp Q4 2024 net income $2.8M ($0.20 EPS); full year EPS $0.93; NPLs rise to 7.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M in Q4 2024, down from $4.2M in Q4 2023; diluted EPS $0.20 vs $0.32.","Full year 2024 net income $12.7M ($0.93 EPS) vs $17.5M ($1.33 EPS) in 2023.","Loan originations $1.3B in Q4, $5.0B for 2024; net interest margin 10.0% up from 9.7% prior quarter.","Nonperforming loans totaled $36.4M (7.8% of loans HFI) vs $30.6M (7.1%) in Q3; net charge-offs $3.2M.","Announced four new lending programs and two new payments/credit card programs to diversify revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196474,"accession_number":"0001856365-24-000063","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp expands fintech offerings; signs 4 new lending programs in 2024","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["During 2024, signed four new Strategic Lending Programs, a Payments program, a credit card program, and a credit-enhanced balance sheet program.","Launched Payments (MoneyRails) and BIN Sponsorship services under development; aims to diversify revenue and drive growth.","3Q24 non-interest expense included a one-time bonus accrual catch-up of ~$400,000; expects expense growth to decelerate in 4Q24.","Early in 4Q24, began calling callable CDs and replacing with lower-rate wholesale funding to improve NIM.","Portfolio mix shifted to lower risk: 46.0% SBA guaranteed and Strategic Program HFS as of 3Q24, up from 41.3% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196473,"accession_number":"0001856365-24-000059","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"FinWise Bancorp appoints Natasha L. Clayton as COO and EVP of FinWise Bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Natasha Clayton, 42, appointed Chief Operating Officer and Executive Vice President of FinWise Bank, effective October 29, 2024.","Clayton had served as Interim COO and SVP since January 2024; previously VP of Operations (July 2023–Jan 2024) and VP/Director of Change Management.","Annual base salary of $320,000; eligible to participate in equity incentive and cash bonus programs.","No family relationships with directors/executives; no related-party transactions requiring disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196472,"accession_number":"0001856365-24-000057","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Q3 net income $3.5M ($0.25 EPS) down from $4.8M; originations $1.4B, NPLs surge to $30.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.5M ($0.25 diluted EPS), down from $4.8M ($0.37) in Q3 2023; net interest income rose to $14.8M.","Loan originations increased to $1.4B, up from $1.1B YoY and $1.2B in prior quarter.","Nonperforming loans $30.6M (7.1% of HFI loans) vs $10.7M (3.2%) a year ago; SBA-guaranteed portion $17.8M.","Efficiency ratio 67.5% vs 50.4% YoY; annualized ROE fell to 8.3% from 12.8%.","Provision for credit losses $2.2M vs $3.1M YoY; net charge-offs $2.4M, slightly up from $2.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212781,"accession_number":"0001856365-24-000054","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp unveils payments expansion, highlights 44.5% lower-risk portfolio and strong capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Launches Payments (MoneyRails) and BIN Sponsorship to diversify revenue and drive growth (under development).","Combined SBA guaranteed & Strategic Program HFS loans total 44.5% of portfolio as of 2Q24 (up from 28.4% end of 2022).","Total FTEs at 191 as of 2Q24; 39% in IT, compliance, risk management, and BSA functions.","Efficiency ratio (non-GAAP) 66.3% for 2Q24 vs 60.6% in 2Q23, reflecting infrastructure investments.","Well-capitalized: Bank capital levels significantly above well-capitalized regulatory guidelines."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212780,"accession_number":"0001856365-24-000049","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Bancorp Q2 net income $3.2M, EPS $0.24; NPLs rise to $27.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.2M vs $4.6M YoY; diluted EPS $0.24 down from $0.35.","Net interest income $14.6M, up from $13.7M YoY; loan originations $1.2B.","Nonperforming loans $27.9M (6.5% of loans), vs $1.9M YoY; charge-offs $1.9M.","Efficiency ratio 66.3% vs 52.7% YoY; ROAE 7.9% vs 12.8% YoY.","Repurchased 44,608 shares for $0.5M; new initiatives include Payments partner and Payment Hub."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212779,"accession_number":"0001856365-24-000046","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"FinWise Bancorp appoints Susan Ehrlich to Board, expands to nine directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded to nine directors; 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net interest margin 10.12% vs 10.61%.","Non-performing loans $26.0M (6.6% of loans held for investment), largely SBA-guaranteed; allowance 3.2% vs 3.5% prior quarter.","Efficiency ratio worsened to 60.6% from 55.8% in Q4 2023; non-interest expense rose to $11.8M.","Bank leverage ratio 20.6%, well above 9% well-capitalized minimum; new share repurchase program initiated."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}