{"filings":[{"id":1941001,"accession_number":"0001856365-26-000093","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-07-29T20:17:10+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q2 net income falls to $2.1M, EPS $0.15; provision expense rises","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.1M, diluted EPS $0.15 vs $0.29 YoY and $0.20 QoQ.","Loan originations $1.6B; net interest income $28.7M (up from $14.7M YoY).","Nonperforming loans reduced to $37.7M from $49.8M QoQ; SBA-guaranteed NPLs $19.0M.","Provision for credit losses $22.7M (core + credit enhanced) vs $10.6M QoQ and $4.7M YoY.","Tangible book value per share $14.55; signed new prepaid card program and acquired Tallied Technologies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1748476,"accession_number":"0001856365-26-000090","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-07-20T20:16:23+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp acquires Tallied technology platform for in-house card issuing","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Tallied's credit card issuance and processing platform; now owns card tech stack end-to-end.","Transaction funded with cash on hand; minimal capital outlay, no material impact on capital ratios.","Expects ~$4M integration/transition costs over next year; costs front-loaded in next two quarters.","Approximately $50M of credit card balances convert to standard balance sheet; prior guidance of $217M in credit-enhanced balances no longer applies.","Tallied's engineering and operations team joins FinWise; no service interruption for cardholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1314642,"accession_number":"0001856365-26-000082","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K/A","filed_at":"2026-06-26T22:22:37+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"FinWise Bancorp amends stock plan to correct scrivener's error; shareholders approve 750K share increase","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved 750,000 share increase in 2019 Stock Plan, to 2,530,000 total shares.","Corrected version of 2019 Stock Plan filed as Exhibit 10.1 to fix scrivener's error.","Directors Gerald E. Cunningham and Lisa Ann Nievaard elected until 2029.","Baker Tilly US, LLP ratified as independent auditor for FY2026.","Voting: 7.1M for plan amendment, 1.9M against, 2.1M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1276916,"accession_number":"0001856365-26-000080","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-06-25T20:13:36+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"FinWise shareholders approve increase in 2019 Stock Plan shares by 750k to 2.53M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["At June 25, 2026 annual meeting, shareholders approved increase in 2019 Stock Plan share reserve by 750,000 to 2,530,000.","Vote: 7,097,563 for, 1,938,155 against, 0 abstentions (excl. broker non-votes 2,148,003).","Directors Gerald E. Cunningham and Lisa Ann Nievaard re-elected with 7,747,333 and 6,681,199 for, respectively.","Ratification of Baker Tilly US, LLP as independent auditor for FY2026 approved with 10,357,336 for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":564276,"accession_number":"0001856365-26-000054","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-05-21T12:27:12+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp authorizes repurchase of up to 685,000 shares (~5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 685,000 shares (~5% of shares outstanding as of May 19, 2026).","Program expires May 31, 2028; purchases at company's discretion in open market or private transactions.","CEO cites strong capital: Bank Leverage Ratio of 16.8% (nearly double well-capitalized threshold) and tangible book value of $14.34/share.","Repurchases will be funded from available cash balances; company not obligated to buy any specific number."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96307,"accession_number":"0001856365-26-000048","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q1 2026 net income $2.7M ($0.20 EPS); loan originations $1.7B up 38% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M vs $3.2M YoY; diluted EPS $0.20 vs $0.23 YoY.","Loan originations $1.7B, up 38% from $1.3B in Q1 2025.","Net interest income $28.1M, up 97% vs $14.3M YoY; NIM 12.90%.","Nonperforming loans $49.8M (SBA guaranteed $26.7M) vs $29.9M YoY.","Efficiency ratio 66.3%, tangible book value per share $14.34."],"consensus_eps_estimate":null,"consensus_eps_actual":0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96306,"accession_number":"0001856365-26-000028","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-04-08T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"FinWise Bancorp appoints Jim Noone as CEO; Landvatter becomes Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kent Landvatter stepped down as CEO effective April 6, 2026, remains Executive Chairman of Company and Bank.","Jim Noone, previously CEO of the Bank, appointed CEO of the Company; also continues as President and CEO of the Bank.","No change to existing compensation arrangements for either executive.","Transition is result of multi-year succession plan; board emphasizes no change in strategic direction or financial targets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110090,"accession_number":"0001856365-26-000008","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Q4 net income $3.9M, revenue $46.9M; full-year EPS $1.13; new fintech products","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.9M in Q4 2025, up from $2.8M YoY; full-year net income $16.1M ($1.13 EPS), up from $12.7M ($0.93 EPS).","Total operating revenue $46.9M Q4, $130.7M FY; net interest margin 11.42% Q4; efficiency ratio improved to 50.5% from 64.2%.","Credit enhanced lending fully launched mid-2025; credit enhanced balances grew to $108.1M at year-end.","Tangible book value per share $14.15, up from $13.15 a year ago; total assets $977.1M, up 31% YoY.","Q4 net income impacted by $1.1M after-tax charge from refinement of servicing standards leading to higher charge-offs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110089,"accession_number":"0001856365-26-000004","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Bancorp reports FY2025 net income $16.1M, up 26%; Q4 originations $1.6B exceed guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $0.27 vs $0.20 YoY; net interest margin 11.42% vs 10.00% YoY.","Full year loan originations $6.1B (+22% YoY); credit enhanced loans reached $118M at year end, ahead of guidance.","Provision for credit losses jumped to $17.7M in Q4 from $3.9M a year ago; net charge-offs $6.7M vs $3.2M.","Efficiency ratio improved to 50.5% from 64.2% a year ago; tangible book value per share $14.15 vs $13.15.","Nonperforming loans $43.7M (7.3% of held-for-investment loans) vs $36.5M (7.8%) a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126646,"accession_number":"0001856365-25-000042","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q3 net income $4.9M (+42% YoY); loan originations $1.8B; provision jumps to $12.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.34 vs $0.29 QoQ and $0.25 YoY; net interest income $18.6M.","Loan originations $1.8B, up 20% QoQ and 24% YoY; efficiency ratio improved to 47.6%.","Provision for credit losses surged to $12.8M from $4.7M prior quarter; net charge-offs $3.1M.","Nonperforming loans $42.8M (7.5% of HFI) vs $39.7M; allowance/loans ratio rose to 4.5%.","Total assets hit record $899.9M; post-quarter strategic agreements with DreamFi and Tallied announced."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":143418,"accession_number":"0001628280-25-035927","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q2 net income $4.1M, EPS $0.29; loan originations $1.5B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $4.1M ($0.29 diluted EPS), up from $3.2M ($0.23) in Q1 2025 and $3.2M ($0.24) in Q2 2024.","Loan originations totaled $1.48B, up from $1.26B in Q1 and $1.17B in Q2 2024.","Net interest income $14.7M, net interest margin 7.81% vs 10.31% a year ago due to lower-yielding higher-quality loans.","Nonperforming loans rose to $39.7M (7.5% of HFI) from $29.9M (6.1%) at Q1, partly SBA-guaranteed.","Efficiency ratio improved to 59.5% from 64.8% in Q1; tangible book value per share $13.51."],"consensus_eps_estimate":null,"consensus_eps_actual":0.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161590,"accession_number":"0001628280-25-033501","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp updates investors on Q1 2025; TBV $13.42, efficiency ratio 64.8%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["TBV per share $13.42 at March 31, 2025, up from $12.70 a year earlier.","Efficiency ratio (non-GAAP) rose to 64.8% in Q1 2025 from 61.0% in Q1 2024.","Strategic Program Loans on balance sheet: $138.7M; gain on sale and fees contributed $5.1M in Q1.","SBA loans on balance sheet $246.0M, with 61% guaranteed by the U.S. government.","196 FTEs as of Q1 2025; 37% in IT, compliance, risk management and BSA roles."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161589,"accession_number":"0001628280-25-033132","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-06-26T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"FinWise Bancorp shareholders elect Kent Landvatter and Howard Reynolds to board","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Kent Landvatter with 7,101,803 For, 485,046 Withheld; Howard Reynolds with 5,777,041 For, 1,809,808 Withheld.","Ratified Baker Tilly US, LLP as auditor for FY 2025 with 9,607,031 For, 420,389 Against, 3,896 Abstain.","Record date was April 29, 2025; 10,031,316 shares voted out of 13,214,827 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161588,"accession_number":"0001856365-25-000032","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"FinWise Bancorp appoints Baker Tilly as auditor after Moss Adams merger","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Moss Adams LLP merged with Baker Tilly US, LLP effective June 3, 2025; Moss Adams resigned as auditor.","Audit committee approved appointment of Baker Tilly as successor independent registered public accounting firm.","No adverse opinions, disagreements, or reportable events in prior audits (FY2023, FY2024) or interim period.","Neither FinWise nor its representatives consulted Baker Tilly on accounting or audit matters before appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161587,"accession_number":"0001856365-25-000024","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Q1 net income $3.2M ($0.23 EPS); originations $1.3B; NPLs down to $29.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.2M vs $2.8M prior Q and $3.3M year ago; diluted EPS $0.23.","Loan originations $1.3B, flat QoQ and up from $1.1B year ago.","Net interest margin 8.27%, down from 10.00% prior Q and 10.12% year ago.","Nonperforming loans fell to $29.9M (6.1% of HFI) from $36.5M (7.8%) at Dec 2024.","Post-quarter: new strategic program agreement for lending and credit enhanced product."],"consensus_eps_estimate":null,"consensus_eps_actual":0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161586,"accession_number":"0001856365-25-000011","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"FinWise Bancorp amends bylaws to supermajority vote; stock plans restrict option repricing","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Bylaw amendment replaces 66⅔% supermajority shareholder vote with majority vote for bylaw changes, effective April 16, 2025.","2016 and 2019 Stock Plans amended to prohibit Administrator from reducing option exercise price without stockholder approval.","Both amendments approved by Board on April 16, 2025 and described in filed exhibits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179726,"accession_number":"0001856365-25-000003","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"FinWise Bancorp Q4 2024 net income $2.8M ($0.20 EPS); full year EPS $0.93; NPLs rise to 7.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M in Q4 2024, down from $4.2M in Q4 2023; diluted EPS $0.20 vs $0.32.","Full year 2024 net income $12.7M ($0.93 EPS) vs $17.5M ($1.33 EPS) in 2023.","Loan originations $1.3B in Q4, $5.0B for 2024; net interest margin 10.0% up from 9.7% prior quarter.","Nonperforming loans totaled $36.4M (7.8% of loans HFI) vs $30.6M (7.1%) in Q3; net charge-offs $3.2M.","Announced four new lending programs and two new payments/credit card programs to diversify revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196474,"accession_number":"0001856365-24-000063","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp expands fintech offerings; signs 4 new lending programs in 2024","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["During 2024, signed four new Strategic Lending Programs, a Payments program, a credit card program, and a credit-enhanced balance sheet program.","Launched Payments (MoneyRails) and BIN Sponsorship services under development; aims to diversify revenue and drive growth.","3Q24 non-interest expense included a one-time bonus accrual catch-up of ~$400,000; expects expense growth to decelerate in 4Q24.","Early in 4Q24, began calling callable CDs and replacing with lower-rate wholesale funding to improve NIM.","Portfolio mix shifted to lower risk: 46.0% SBA guaranteed and Strategic Program HFS as of 3Q24, up from 41.3% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196473,"accession_number":"0001856365-24-000059","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"FinWise Bancorp appoints Natasha L. Clayton as COO and EVP of FinWise Bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Natasha Clayton, 42, appointed Chief Operating Officer and Executive Vice President of FinWise Bank, effective October 29, 2024.","Clayton had served as Interim COO and SVP since January 2024; previously VP of Operations (July 2023–Jan 2024) and VP/Director of Change Management.","Annual base salary of $320,000; eligible to participate in equity incentive and cash bonus programs.","No family relationships with directors/executives; no related-party transactions requiring disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196472,"accession_number":"0001856365-24-000057","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Q3 net income $3.5M ($0.25 EPS) down from $4.8M; originations $1.4B, NPLs surge to $30.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.5M ($0.25 diluted EPS), down from $4.8M ($0.37) in Q3 2023; net interest income rose to $14.8M.","Loan originations increased to $1.4B, up from $1.1B YoY and $1.2B in prior quarter.","Nonperforming loans $30.6M (7.1% of HFI loans) vs $10.7M (3.2%) a year ago; SBA-guaranteed portion $17.8M.","Efficiency ratio 67.5% vs 50.4% YoY; annualized ROE fell to 8.3% from 12.8%.","Provision for credit losses $2.2M vs $3.1M YoY; net charge-offs $2.4M, slightly up from $2.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212781,"accession_number":"0001856365-24-000054","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp unveils payments expansion, highlights 44.5% lower-risk portfolio and strong capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Launches Payments (MoneyRails) and BIN Sponsorship to diversify revenue and drive growth (under development).","Combined SBA guaranteed & Strategic Program HFS loans total 44.5% of portfolio as of 2Q24 (up from 28.4% end of 2022).","Total FTEs at 191 as of 2Q24; 39% in IT, compliance, risk management, and BSA functions.","Efficiency ratio (non-GAAP) 66.3% for 2Q24 vs 60.6% in 2Q23, reflecting infrastructure investments.","Well-capitalized: Bank capital levels significantly above well-capitalized regulatory guidelines."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212780,"accession_number":"0001856365-24-000049","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Bancorp Q2 net income $3.2M, EPS $0.24; NPLs rise to $27.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.2M vs $4.6M YoY; diluted EPS $0.24 down from $0.35.","Net interest income $14.6M, up from $13.7M YoY; loan originations $1.2B.","Nonperforming loans $27.9M (6.5% of loans), vs $1.9M YoY; charge-offs $1.9M.","Efficiency ratio 66.3% vs 52.7% YoY; ROAE 7.9% vs 12.8% YoY.","Repurchased 44,608 shares for $0.5M; new initiatives include Payments partner and Payment Hub."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212779,"accession_number":"0001856365-24-000046","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"FinWise Bancorp appoints Susan Ehrlich to Board, expands to nine directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded to nine directors; Ehrlich appointed Class III, term ending at 2026 annual meeting.","Ehrlich is partner at Core Innovation Capital (fintech VC) and former CEO of Earnest (student loan fintech).","She was also named to the Audit Committee, expanding it to four members.","No material transactions or arrangements with the company; receives standard non-management director compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212778,"accession_number":"0001856365-24-000041","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-07-03T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"FinWise Bancorp shareholders approve 500k-share increase to stock plan; elect directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved amendment to 2019 Stock Option Plan, increasing shares available for awards by 500,000 to 1,780,000 shares.","James Giordano, Jeana Hutchings, and Alan Weichselbaum elected as directors at the June 27 annual meeting.","Moss Adams LLP ratified as independent auditor for FY2024 with 8,712,187 votes for, 27,936 against.","Votes on the plan amendment: 5,749,553 for, 1,285,362 against, 19,038 abstain, and 1,687,841 broker non-votes.","Total shares represented at meeting: 8,741,794 of 12,793,555 outstanding shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231817,"accession_number":"0001856365-24-000035","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp outlines fintech expansion with Payments Hub and BIN Sponsorship","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Tangible book value per share reached $12.70 as of Q1 2024, up from $11.26 a year ago.","Efficiency ratio improved to 52.5% in Q1 2024 from 60.6% in Q1 2023.","Strategic Program loans on balance sheet $72.2M; SBA loans $247.8M as of 3/31/24.","Company plans to launch Payments Hub and BIN Sponsorship to diversify revenue and drive growth.","Total non-interest expense declined to $8.7M in Q1 2024 from $11.8M in Q1 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231816,"accession_number":"0001856365-24-000021","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Q1 net income $3.3M, EPS $0.25; NPL ratio 6.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.3M ($0.25 diluted EPS), down from $4.2M ($0.32) in Q4 2023 and $3.9M ($0.29) in Q1 2023.","Loan originations $1.1B vs $1.2B in Q4 2023 and $0.9B in Q1 2023; net interest margin 10.12% vs 10.61%.","Non-performing loans $26.0M (6.6% of loans held for investment), largely SBA-guaranteed; allowance 3.2% vs 3.5% prior quarter.","Efficiency ratio worsened to 60.6% from 55.8% in Q4 2023; non-interest expense rose to $11.8M.","Bank leverage ratio 20.6%, well above 9% well-capitalized minimum; new share repurchase program initiated."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231815,"accession_number":"0001856365-24-000015","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-04-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"FinWise Bancorp appoints James Noone as President, Robert Wahlman as CFO with $400k salary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Noone appointed President of FinWise Bancorp; Kent Landvatter ceases as President but remains Chairman/CEO.","Robert Wahlman appointed CFO and EVP; succeeds Javvis Jacobson who remains Bank Treasurer.","Wahlman receives $400k base salary, $150k target cash bonus, $150k restricted stock (3-yr vest), and $185k relocation bonus.","Wahlman previously CFO of Axiom Bancorp; over 35 years financial services experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250109,"accession_number":"0001856365-24-000010","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-03-07T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"FinWise Bancorp authorizes share repurchase of up to 641,832 shares (~5% outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 641,832 shares, approximately 5% of outstanding shares as of March 6, 2024.","Program effective March 6, 2024, expires March 31, 2026; may be limited or terminated at any time.","Repurchases may occur in open market, privately negotiated transactions, or under a Rule 10b5-1 trading plan.","Company expects to fund repurchases with available cash; no obligation to purchase any particular number.","CEO Kent Landvatter cites strong capitalization and solid profitability as rationale for returning capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250108,"accession_number":"0001856365-24-000007","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-02-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp releases investor presentation on fintech banking model","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Strategic Program Lending contributed 55.3% of 4Q23 gross revenue; SBA 7(a) 23.8%.","Payments Hub and BIN Sponsorship are under development to expand fintech solutions.","Company remains well capitalized above regulatory requirements as of Dec 31, 2023.","Tangible book value per share (non-GAAP) grew consistently; no goodwill or intangibles.","Presentation references proposed acquisition of BFG equity interests as forward-looking."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250107,"accession_number":"0001856365-24-000005","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp furnishes investor presentation without specific financial details","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed under Item 7.01 Regulation FD, presentation furnished as Exhibit 99.1.","No specific financial or operational updates are available from the filing text.","Presentation content not provided; unable to extract key metrics or guidance.","Company common stock trades on NASDAQ under ticker FINW."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250106,"accession_number":"0001856365-24-000003","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2024-01-29T23:59:59+00:00","items":["1.01","2.02","9.01"],"status":"ready","headline":"FinWise Q4 net income $4.2M, EPS $0.32; NPLs surge to $27.1M; acquires additional 10% of BFG","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net income $4.2M, diluted EPS $0.32 vs $0.37 Q3 and $0.49 a year ago.","Non-performing loans rose to $27.1M (7.3% of loans) from $10.7M; $15M SBA-guaranteed.","Net charge-offs $3.4M in Q4 vs $2.2M prior quarter; provision for credit losses $3.3M.","Acquiring additional 10% nonvoting interest in BFG for 339,176 shares; total ownership to 20%.","Efficiency ratio worsened to 55.8% from 51.3% prior quarter; ROAE 10.8% vs 12.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":267650,"accession_number":"0001856365-23-000050","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-12-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"FinWise Bank COO Dawn Cannon to retire effective Dec 13; transitional role through March 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dawn Cannon, COO and EVP of FinWise Bank, retiring effective Dec 13, 2023 to spend more time with family.","She will remain as a Bank employee in transitional capacity through March 31, 2024.","No successor named; FinWise Bancorp (FINW) subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":267649,"accession_number":"0001856365-23-000045","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-11-30T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"FinWise Bancorp amends bylaws to adopt universal proxy rules compliance procedures","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Amendments require shareholders using universal proxy to certify compliance with Rule 14a-19 and provide evidence upon request.","Director nominee ineligible for election if shareholder fails to comply with universal proxy rules; votes for such nominee disregarded.","Shareholders soliciting proxies must use a proxy card color other than white.","Information and procedural requirements for director nominations now apply to special meetings where directors may be elected.","Amendments include administrative, technical, and clarifying changes; effective as of November 28, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":267648,"accession_number":"0001856365-23-000037","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Q3 net income $4.8M ($0.37 EPS); NPL ratio jumps to 3.2% from 0.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.8M ($0.37 diluted EPS) vs $3.7M ($0.27) a year ago; net interest income $14.4M (+15% YoY).","Non-performing loans to total loans ratio rose to 3.2% from 0.7% in Q2 and 0% in Q3 2022, driven by SBA 7(a) loans.","Loan originations $1.1B, down from $1.2B QoQ and $1.5B YoY; management expects slowdown to persist into 2024.","Definitive agreement to acquire additional 10% of BFG for 372,132 shares; regulatory approval pending."],"consensus_eps_estimate":null,"consensus_eps_actual":1.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":284859,"accession_number":"0001856365-23-000030","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-08-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp Q2 2023 net income $4.6M, TBV $11.59, assets $495.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 2023 of $4.6M, down from $5.5M in Q2 2022; ROAE (annualized) 12.0%.","Tangible book value per share grew to $11.59 as of June 30, 2023, from $10.13 one year ago.","Total assets reached $495.6M and total deposits $495.6M as of June 30, 2023, both up ~35% YoY.","Allowance for credit losses to total loans (HFI) at 4.2%; net charge-offs of $2.4M in Q2 2023.","Strategic Programs contributed 59.4% of Q2'23 gross revenue; SBA 7(a) 24.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":284858,"accession_number":"0001856365-23-000026","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["1.01","2.02","9.01"],"status":"ready","headline":"FinWise Bancorp reports Q2 net income $4.6M, EPS $0.35; enters deal to increase BFG stake to 20%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $4.6M, diluted EPS $0.35 vs $0.29 prior quarter and $0.41 YoY.","Loan originations $1.2B, down from $2.1B YoY; net interest income $13.7M up from $12.8M YoY.","Efficiency ratio 52.7%; nonperforming loans 0.3%; allowance for credit losses to loans 4.2%.","Definitive agreement to acquire additional 10% of BFG for 372,132 shares, increasing ownership to 20%, expected close by Sept 30, 2023.","Tangible book value per share $11.59, up from $11.26 prior quarter; Bank leverage ratio 22.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304642,"accession_number":"0001856365-23-000023","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-06-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"FinWise shareholders elect Nievaard, Cunningham as directors, ratify Moss Adams","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["At June 15, 2023 annual meeting, 9,784,666 of 12,824,572 shares represented (76.3% quorum).","Director Lisa Ann Nievaard: 6,536,342 For, 1,571,861 Withheld, 1,676,463 Broker Non-Votes.","Director Gerald E. Cunningham: 6,661,621 For, 1,446,582 Withheld, same broker non-votes.","Ratification of Moss Adams LLP as auditor for FY2023 passed: 9,784,592 For, 73 Against, 1 Abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304641,"accession_number":"0001856365-23-000021","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-06-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp publishes June 2023 investor presentation with Q1 2023 financials","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total assets $442.3M, net income $3.9M, ROAE 11.1%, ROAA 3.8% as of Q1 2023.","Loan portfolio $297.7M; 34.2% SBA-guaranteed and Strategic Program HFS; ALL 4.0%.","Revenue mix: Strategic Programs 61.2%, SBA 7(a) 24.2%, CRE 6.5%, Leasing 1.7%.","Disciplined underwriting; 60% of ALL allocated to Strategic Program loans.","Tangible book value per share grew consistently; efficiency ratio below US bank median."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304640,"accession_number":"0001856365-23-000014","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp Q1 2023 net income $3.9M; ROAA 3.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total assets $442.3M as of March 31, 2023; Q1 net income $3.9M.","ROAE 11.1%, ROAA 3.8% (annualized Q1 2023).","Strategic Programs 61.2% of gross revenue; SBA 7(a) 24.2%.","Allowance for loan losses 4.0% of total loans; net charge-offs low.","Tangible book value per share $9.72; no goodwill or intangibles."],"consensus_eps_estimate":null,"consensus_eps_actual":0.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304639,"accession_number":"0001856365-23-000008","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Bancorp Q1 net income falls 59% YoY to $3.9M; originations halve to $0.9B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.29 vs $0.70 a year ago; net income $3.9M down from $9.4M.","Loan originations $0.9B, down from $1.2B Q4 2022 and $2.5B Q1 2022.","Net interest margin 12.51% vs 14.27% prior quarter; efficiency ratio 52.5% vs 36.7% YoY.","Noninterest income fell to $4.5M from $11.7M a year ago on lower gain-on-sale and strategic fees.","Asset quality stable: NPLs 0.2% of loans; net charge-offs $2.9M. Book value per share $11.26."],"consensus_eps_estimate":null,"consensus_eps_actual":0.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":304638,"accession_number":"0001856365-23-000004","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"FinWise Bancorp adopts 2023 executive comp program for CEO Landvatter with target bonus $240K, equity grants","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Cash bonus plan based on pre-tax net income; target bonus $240K for 2023, range $0 to max.","LTIP grants: 56,000 restricted stock and option for 28,866 shares at $8.62, vesting over three years on ROAA.","Plan aligns with previously disclosed employee programs; Compensation Committee may adjust bonus up to 25% for risk.","No departure or election; program is for Chairman, CEO and President Kent Landvatter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324207,"accession_number":"0001140361-23-014015","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-03-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"FinWise Bancorp promotes James Noone to President of FinWise Bank; approves new compensation plans","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Noone appointed President, Chief Strategy Officer & Chief Credit Officer of FinWise Bank, effective March 21, 2023.","Base salary increased to $450,000; target cash bonus set at $400,000 under new Cash Bonus Plan for 2023.","CFO Javvis Jacobson receives target cash bonus of $90,000 under the same plan.","LTIP grants consist of 80% restricted stock and 20% stock options, vesting over 3 years based on ROAA.","Noone's LTIP award valued at $300,000 and Jacobson's at $270,000, assuming $10.00 stock price."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324206,"accession_number":"0001140361-23-009427","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp files investor presentation; no specific new facts available","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation furnished under Regulation FD; full content not included in filing text.","No earnings, guidance, or material business updates disclosed in the filing.","Presentation likely contains general corporate overview; no specific numbers or events extracted.","Confidence low due to incomplete exhibit content."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324205,"accession_number":"0001140361-23-002736","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Q4 net income $6.5M ($0.49 EPS), down 35% YoY; loan originations fall to $1.2B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.5M ($0.49 diluted EPS) vs $10.1M ($0.90) in Q4 2021, a 35% decline.","Loan originations $1.2B, down from $2.3B YoY and $1.5B in Q3 2022.","Net interest margin narrowed to 14.27% from 16.62% YoY; cost of deposits rose to 1.98%.","Allowance for loan losses to total loans at 4.6%; net charge-offs $3.2M vs $2.3M YoY.","Nonperforming loans minimal at 0.1% of total loans; tangible book value $10.95/share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342145,"accession_number":"0001140361-22-045323","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2022-12-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp posts investor presentation on Form 8-K; no specific material changes disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Furnished investor presentation under Item 7.01 Regulation FD on December 13, 2022.","Presentation content not provided in filing excerpt; no new financial or strategic details available.","The filing states materials are for investors but does not specify updated guidance or metrics.","No other material events reported in this 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342144,"accession_number":"0001140361-22-042316","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2022-11-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"FinWise Bancorp approves $400k salary and $458k bonus for EVP Noone","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["James Noone's annual base salary raised to $400,000, effective July 1, 2022.","Approved a $458,000 annual cash bonus for 2022, replacing target bonus under Cash Bonus Plan.","Bonus is in addition to previously disclosed Retention Bonus from May 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342143,"accession_number":"0001140361-22-038503","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2022-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FinWise Q3 net income $3.7M, diluted EPS $0.27; loan originations fall to $1.5B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.7M vs $5.5M in Q2 2022 and $8.4M in Q3 2021; diluted EPS $0.27 vs $0.41 and $0.91.","Loan originations $1.5B, down from $2.1B in Q2 2022 and $1.8B in Q3 2021.","Net interest income $12.5M; provision for loan losses $4.5M, up from $2.9M in Q2.","Effective tax rate 48.7% due to correction of prior-period tax error; nonperforming loans zero.","Share repurchase: 20,000 shares bought back for $0.2M under authorized program."],"consensus_eps_estimate":null,"consensus_eps_actual":1.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342142,"accession_number":"0001140361-22-038066","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2022-10-21T23:59:59+00:00","items":["1.02","3.01"],"status":"ready","headline":"FinWise director repays $143K note; board appoints Hutchings to audit committee, curing Nasdaq deficiency","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director Alan Weichselbaum repaid $143,410 principal plus $2,232 interest on June 1, 2022 note, terminating the note and security agreement.","Board appointed existing independent director Jeana Hutchings to the Audit Committee on October 17, 2022.","Appointment cured non-compliance with Nasdaq Listing Rule 5605 previously disclosed on October 6, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342141,"accession_number":"0001140361-22-037103","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2022-10-13T23:59:59+00:00","items":["3.01","5.02"],"status":"ready","headline":"Chairman Healey resigns for health reasons; FinWise out of Nasdaq audit committee compliance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Russell Healey resigned as Chairman and from all Board committees on Oct 6, 2022 due to health.","Company notified Nasdaq it no longer meets audit committee composition rules; cure period ends Oct 6, 2023.","Alan Weichselbaum appointed Class I director; previously served 2015-2021; has active $143,410 promissory note with company.","CEO Kent Landvatter named Chairman; Howard Reynolds appointed Lead Independent Director.","James Noone promoted to Chief Strategy Officer & Chief Credit Officer of FinWise Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358931,"accession_number":"0001140361-22-033893","cik":1856365,"company_name":"Finwise Bancorp","ticker":"FINW","form_type":"8-K","filed_at":"2022-09-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FinWise Bancorp furnishes investor presentation; no material new information disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation dated September 2022 furnished under Regulation FD.","No financial results, guidance, or material corporate events are provided in the filing.","Presentation appears to be a routine update for general investor information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":191884552.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-09-20T23:59:59+00:00|358931"}